diff --git "a/finetunning_dataset.csv" "b/finetunning_dataset.csv"
new file mode 100644--- /dev/null
+++ "b/finetunning_dataset.csv"
@@ -0,0 +1,34001 @@
+InputPrompt,OutputPrompt
+"Jodi Park is a 64-year-old Female who works as a Doctor. They are currently Married and live at 656 Brenda Haven, New Juan, SC 64718 in USA. They have 5 dependents: Jacqueline (Age: 7, Gender: Male), Julie (Age: 26, Gender: Male), Leslie (Age: 25, Gender: Female), Ashley (Age: 19, Gender: Female), Kenneth (Age: 13, Gender: Female). Their financial goal is Save for House with a target amount of $274932 to be achieved in 91 months. Currently, they earn $49760 per month and have an expenditure of $44760. They have $34503 in savings, $14265 in fixed deposits, $29275 in stocks, $16250 in mutual funds, and $15431 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4952.","Plan for Jodi Park:
+1. Income: $49760 per month
+2. Emergency Fund: $4952 (adequate for 6 months of expenses).
+3. Savings: $34503
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29275
+Future Value after 10 years: $73187.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16250
+Future Value after 10 years: $32500.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14265
+Future Value after 10 years: $21397.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15431
+Future Value after 10 years: $18517.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $274932 to be achieved in 91 months.
+8. Net Worth: $274932.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Watts is a 48-year-old Male who works as a Artist. They are currently Married and live at 3235 Belinda Skyway, Tracystad, KY 01090 in Canada. They have 3 dependents: Samuel (Age: 20, Gender: Female), Rebecca (Age: 24, Gender: Female), Alexis (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $103287 to be achieved in 23 months. Currently, they earn $56650 per month and have an expenditure of $31914. They have $14647 in savings, $26435 in fixed deposits, $16776 in stocks, $29229 in mutual funds, and $8593 in other investments. No insurance. Debt: Yes, Amount: $14368, Type: Personal Loan, Interest Rate: 14.737824942191427%. Loan Start Date: 2021-02-12, Loan End Date: 2026-02-27. No emergency fund.","Plan for Jonathan Watts:
+1. Income: $56650 per month
+2. Emergency Fund: $191484 (adequate for 6 months of expenses).
+3. Savings: $14647
+4. Debts: $14368 (Personal Loan) with an interest rate of 14.737824942191427%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16776
+Future Value after 10 years: $41940.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29229
+Future Value after 10 years: $58458.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26435
+Future Value after 10 years: $39652.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8593
+Future Value after 10 years: $10311.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $103287 to be achieved in 23 months.
+8. Net Worth: $88919.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Kerr is a 58-year-old Female who works as a Engineer. They are currently Married and live at 791 Andrade Island Apt. 155, Jeffreyland, ID 20530 in USA. They have 4 dependents: Danielle (Age: 19, Gender: Male), Ricky (Age: 1, Gender: Male), Jesse (Age: 24, Gender: Male), Richard (Age: 17, Gender: Female). Their financial goal is Travel with a target amount of $183694 to be achieved in 25 months. Currently, they earn $88258 per month and have an expenditure of $49644. They have $26934 in savings, $2984 in fixed deposits, $43368 in stocks, $15024 in mutual funds, and $14760 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8905.","Plan for Kelly Kerr:
+1. Income: $88258 per month
+2. Emergency Fund: $8905 (adequate for 6 months of expenses).
+3. Savings: $26934
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43368
+Future Value after 10 years: $108420.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15024
+Future Value after 10 years: $30048.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2984
+Future Value after 10 years: $4476.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14760
+Future Value after 10 years: $17712.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $183694 to be achieved in 25 months.
+8. Net Worth: $183694.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephanie Hall is a 25-year-old Male who works as a Engineer. They are currently Divorced and live at 7424 Dodson Loaf Suite 651, Martinezhaven, FM 05495 in India. They have 2 dependents: Rachel (Age: 9, Gender: Female), Joseph (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $472318 to be achieved in 104 months. Currently, they earn $40245 per month and have an expenditure of $31151. They have $24011 in savings, $220 in fixed deposits, $14465 in stocks, $23313 in mutual funds, and $8336 in other investments. Insurance: Health Insurance with a premium of $7631 and coverage of $265152. No debt. Emergency Fund: Yes, Amount: $5416.","Plan for Stephanie Hall:
+1. Income: $40245 per month
+2. Emergency Fund: $5416 (adequate for 6 months of expenses).
+3. Savings: $24011
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $265152 and a monthly premium of $7631.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14465
+Future Value after 10 years: $36162.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23313
+Future Value after 10 years: $46626.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $220
+Future Value after 10 years: $330.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8336
+Future Value after 10 years: $10003.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $472318 to be achieved in 104 months.
+8. Net Worth: $472318.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Ramirez is a 26-year-old Female who works as a Doctor. They are currently Married and live at 3029 Gomez Lane Suite 155, South Jasminestad, GU 33269 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $54719 to be achieved in 31 months. Currently, they earn $104784 per month and have an expenditure of $22813. They have $22156 in savings, $26048 in fixed deposits, $40718 in stocks, $24335 in mutual funds, and $4855 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $11313.","Plan for Kevin Ramirez:
+1. Income: $104784 per month
+2. Emergency Fund: $11313 (adequate for 6 months of expenses).
+3. Savings: $22156
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40718
+Future Value after 10 years: $101795.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24335
+Future Value after 10 years: $48670.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26048
+Future Value after 10 years: $39072.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4855
+Future Value after 10 years: $5826.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $54719 to be achieved in 31 months.
+8. Net Worth: $54719.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Miguel Richardson is a 65-year-old Female who works as a Teacher. They are currently Divorced and live at 616 Aaron Summit Suite 898, East Morgan, SD 74508 in USA. They have 1 dependents: Gary (Age: 10, Gender: Female). Their financial goal is Retirement with a target amount of $156885 to be achieved in 24 months. Currently, they earn $112575 per month and have an expenditure of $29024. They have $48105 in savings, $22799 in fixed deposits, $26915 in stocks, $8429 in mutual funds, and $1101 in other investments. Insurance: Auto Insurance with a premium of $8594 and coverage of $73460. No debt. No emergency fund.","Plan for Miguel Richardson:
+1. Income: $112575 per month
+2. Emergency Fund: $174144 (adequate for 6 months of expenses).
+3. Savings: $48105
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $73460 and a monthly premium of $8594.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26915
+Future Value after 10 years: $67287.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8429
+Future Value after 10 years: $16858.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22799
+Future Value after 10 years: $34198.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1101
+Future Value after 10 years: $1321.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $156885 to be achieved in 24 months.
+8. Net Worth: $156885.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Noah Reed is a 27-year-old Female who works as a Engineer. They are currently Divorced and live at USNV Cooper, FPO AE 57519 in USA. They have 1 dependents: Marcus (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $86814 to be achieved in 49 months. Currently, they earn $105916 per month and have an expenditure of $29520. They have $30037 in savings, $20011 in fixed deposits, $43785 in stocks, $5295 in mutual funds, and $7959 in other investments. Insurance: Home Insurance with a premium of $1772 and coverage of $350653. Debt: Yes, Amount: $3165, Type: Credit Card, Interest Rate: 17.632322394664815%. Loan Start Date: 2019-06-25, Loan End Date: 2025-07-16. No emergency fund.","Plan for Noah Reed:
+1. Income: $105916 per month
+2. Emergency Fund: $177120 (adequate for 6 months of expenses).
+3. Savings: $30037
+4. Debts: $3165 (Credit Card) with an interest rate of 17.632322394664815%.
+5. Insurance: Home Insurance with coverage of $350653 and a monthly premium of $1772.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43785
+Future Value after 10 years: $109462.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5295
+Future Value after 10 years: $10590.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20011
+Future Value after 10 years: $30016.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7959
+Future Value after 10 years: $9550.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $86814 to be achieved in 49 months.
+8. Net Worth: $83649.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nancy Sampson is a 46-year-old Male who works as a Engineer. They are currently Divorced and live at 5739 Holt Locks, East Kevin, MD 32449 in USA. They have 2 dependents: Crystal (Age: 13, Gender: Male), April (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $185293 to be achieved in 19 months. Currently, they earn $71277 per month and have an expenditure of $43725. They have $22995 in savings, $6362 in fixed deposits, $48330 in stocks, $25923 in mutual funds, and $17713 in other investments. No insurance. No debt. No emergency fund.","Plan for Nancy Sampson:
+1. Income: $71277 per month
+2. Emergency Fund: $262350 (adequate for 6 months of expenses).
+3. Savings: $22995
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48330
+Future Value after 10 years: $120825.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25923
+Future Value after 10 years: $51846.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6362
+Future Value after 10 years: $9543.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17713
+Future Value after 10 years: $21255.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $185293 to be achieved in 19 months.
+8. Net Worth: $185293.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Linda Garner is a 41-year-old Male who works as a Artist. They are currently Single and live at 59875 Arnold Walk, Swansonburgh, MO 13832 in Canada. They have 2 dependents: Emily (Age: 23, Gender: Female), Charles (Age: 30, Gender: Male). Their financial goal is Save for House with a target amount of $386454 to be achieved in 73 months. Currently, they earn $79587 per month and have an expenditure of $10872. They have $49246 in savings, $1702 in fixed deposits, $15430 in stocks, $7335 in mutual funds, and $3716 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3961.","Plan for Linda Garner:
+1. Income: $79587 per month
+2. Emergency Fund: $3961 (adequate for 6 months of expenses).
+3. Savings: $49246
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15430
+Future Value after 10 years: $38575.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7335
+Future Value after 10 years: $14670.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1702
+Future Value after 10 years: $2553.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3716
+Future Value after 10 years: $4459.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $386454 to be achieved in 73 months.
+8. Net Worth: $386454.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Allison Hamilton is a 49-year-old Female who works as a Teacher. They are currently Divorced and live at PSC 6663, Box 2473, APO AA 69023 in Canada. They have 2 dependents: Samantha (Age: 8, Gender: Female), Nicholas (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $266253 to be achieved in 92 months. Currently, they earn $109043 per month and have an expenditure of $45261. They have $8062 in savings, $1930 in fixed deposits, $48892 in stocks, $6689 in mutual funds, and $19010 in other investments. Insurance: Health Insurance with a premium of $7690 and coverage of $346388. No debt. Emergency Fund: Yes, Amount: $14006.","Plan for Allison Hamilton:
+1. Income: $109043 per month
+2. Emergency Fund: $14006 (adequate for 6 months of expenses).
+3. Savings: $8062
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $346388 and a monthly premium of $7690.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48892
+Future Value after 10 years: $122230.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6689
+Future Value after 10 years: $13378.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1930
+Future Value after 10 years: $2895.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19010
+Future Value after 10 years: $22812.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $266253 to be achieved in 92 months.
+8. Net Worth: $266253.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cynthia Haas is a 66-year-old Female who works as a Engineer. They are currently Married and live at 1059 Ronald Tunnel, Millerport, MD 68788 in India. They have 4 dependents: Amber (Age: 21, Gender: Female), Isabel (Age: 26, Gender: Female), Ronald (Age: 5, Gender: Female), Anthony (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $59291 to be achieved in 36 months. Currently, they earn $87005 per month and have an expenditure of $24373. They have $22754 in savings, $11382 in fixed deposits, $20738 in stocks, $6844 in mutual funds, and $3730 in other investments. Insurance: Health Insurance with a premium of $2586 and coverage of $77706. No debt. Emergency Fund: Yes, Amount: $17203.","Plan for Cynthia Haas:
+1. Income: $87005 per month
+2. Emergency Fund: $17203 (adequate for 6 months of expenses).
+3. Savings: $22754
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $77706 and a monthly premium of $2586.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20738
+Future Value after 10 years: $51845.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6844
+Future Value after 10 years: $13688.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11382
+Future Value after 10 years: $17073.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3730
+Future Value after 10 years: $4476.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $59291 to be achieved in 36 months.
+8. Net Worth: $59291.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dale Reed is a 59-year-old Female who works as a Artist. They are currently Married and live at 449 Alexandra Hills Suite 496, Ramirezhaven, OK 67657 in USA. They have 4 dependents: Hannah (Age: 24, Gender: Female), Alexander (Age: 9, Gender: Female), Haley (Age: 22, Gender: Male), Dawn (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $72325 to be achieved in 52 months. Currently, they earn $101854 per month and have an expenditure of $44077. They have $28870 in savings, $26626 in fixed deposits, $15231 in stocks, $25585 in mutual funds, and $4432 in other investments. No insurance. Debt: Yes, Amount: $3117, Type: Credit Card, Interest Rate: 17.336975413719532%. Loan Start Date: 2016-12-06, Loan End Date: 2032-10-01. No emergency fund.","Plan for Dale Reed:
+1. Income: $101854 per month
+2. Emergency Fund: $264462 (adequate for 6 months of expenses).
+3. Savings: $28870
+4. Debts: $3117 (Credit Card) with an interest rate of 17.336975413719532%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15231
+Future Value after 10 years: $38077.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25585
+Future Value after 10 years: $51170.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26626
+Future Value after 10 years: $39939.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4432
+Future Value after 10 years: $5318.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $72325 to be achieved in 52 months.
+8. Net Worth: $69208.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katrina Ruiz is a 41-year-old Female who works as a Artist. They are currently Divorced and live at 638 Nicholas Courts Apt. 413, East Robin, HI 07232 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $266343 to be achieved in 82 months. Currently, they earn $101413 per month and have an expenditure of $45593. They have $45093 in savings, $1507 in fixed deposits, $37050 in stocks, $28076 in mutual funds, and $9227 in other investments. Insurance: Auto Insurance with a premium of $8215 and coverage of $102804. No debt. No emergency fund.","Plan for Katrina Ruiz:
+1. Income: $101413 per month
+2. Emergency Fund: $273558 (adequate for 6 months of expenses).
+3. Savings: $45093
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $102804 and a monthly premium of $8215.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37050
+Future Value after 10 years: $92625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28076
+Future Value after 10 years: $56152.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1507
+Future Value after 10 years: $2260.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9227
+Future Value after 10 years: $11072.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $266343 to be achieved in 82 months.
+8. Net Worth: $266343.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Marissa Berry is a 55-year-old Female who works as a Teacher. They are currently Single and live at 40833 Tammy Extensions, Keithport, RI 08617 in USA. They have 1 dependents: Jennifer (Age: 1, Gender: Male). Their financial goal is Travel with a target amount of $167544 to be achieved in 43 months. Currently, they earn $48797 per month and have an expenditure of $27773. They have $37473 in savings, $8992 in fixed deposits, $3806 in stocks, $10130 in mutual funds, and $9964 in other investments. Insurance: Home Insurance with a premium of $1973 and coverage of $302450. Debt: Yes, Amount: $1405, Type: Credit Card, Interest Rate: 22.93878650870629%. Loan Start Date: 2020-05-04, Loan End Date: 2025-09-25. No emergency fund.","Plan for Marissa Berry:
+1. Income: $48797 per month
+2. Emergency Fund: $166638 (adequate for 6 months of expenses).
+3. Savings: $37473
+4. Debts: $1405 (Credit Card) with an interest rate of 22.93878650870629%.
+5. Insurance: Home Insurance with coverage of $302450 and a monthly premium of $1973.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3806
+Future Value after 10 years: $9515.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10130
+Future Value after 10 years: $20260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8992
+Future Value after 10 years: $13488.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9964
+Future Value after 10 years: $11956.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $167544 to be achieved in 43 months.
+8. Net Worth: $166139.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Graham is a 64-year-old Male who works as a Artist. They are currently Married and live at 9450 Hailey Port Apt. 724, Port Jennamouth, OR 72123 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $157436 to be achieved in 56 months. Currently, they earn $48088 per month and have an expenditure of $36704. They have $9387 in savings, $9712 in fixed deposits, $16742 in stocks, $10542 in mutual funds, and $4096 in other investments. No insurance. No debt. No emergency fund.","Plan for Timothy Graham:
+1. Income: $48088 per month
+2. Emergency Fund: $220224 (adequate for 6 months of expenses).
+3. Savings: $9387
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16742
+Future Value after 10 years: $41855.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10542
+Future Value after 10 years: $21084.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9712
+Future Value after 10 years: $14568.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4096
+Future Value after 10 years: $4915.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $157436 to be achieved in 56 months.
+8. Net Worth: $157436.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sara Bradshaw is a 31-year-old Female who works as a Artist. They are currently Married and live at 1253 Rich Glen, East Timothy, WV 73906 in Canada. They have 4 dependents: Denise (Age: 18, Gender: Female), Melvin (Age: 9, Gender: Female), Robert (Age: 4, Gender: Female), Brandy (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $104339 to be achieved in 31 months. Currently, they earn $85010 per month and have an expenditure of $43974. They have $19412 in savings, $19716 in fixed deposits, $34056 in stocks, $12950 in mutual funds, and $19701 in other investments. No insurance. Debt: Yes, Amount: $13938, Type: Credit Card, Interest Rate: 17.781508274160558%. Loan Start Date: 2015-11-25, Loan End Date: 2034-02-22. Emergency Fund: Yes, Amount: $15961.","Plan for Sara Bradshaw:
+1. Income: $85010 per month
+2. Emergency Fund: $15961 (adequate for 6 months of expenses).
+3. Savings: $19412
+4. Debts: $13938 (Credit Card) with an interest rate of 17.781508274160558%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34056
+Future Value after 10 years: $85140.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12950
+Future Value after 10 years: $25900.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19716
+Future Value after 10 years: $29574.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19701
+Future Value after 10 years: $23641.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $104339 to be achieved in 31 months.
+8. Net Worth: $90401.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Gray is a 41-year-old Female who works as a Artist. They are currently Divorced and live at 339 Carter Wells Apt. 517, South Brendabury, MD 66787 in USA. They have 2 dependents: John (Age: 14, Gender: Male), Brent (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $53225 to be achieved in 27 months. Currently, they earn $95099 per month and have an expenditure of $33303. They have $34948 in savings, $3978 in fixed deposits, $19051 in stocks, $15602 in mutual funds, and $305 in other investments. Insurance: Auto Insurance with a premium of $3844 and coverage of $134544. No debt. Emergency Fund: Yes, Amount: $15026.","Plan for Michael Gray:
+1. Income: $95099 per month
+2. Emergency Fund: $15026 (adequate for 6 months of expenses).
+3. Savings: $34948
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $134544 and a monthly premium of $3844.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19051
+Future Value after 10 years: $47627.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15602
+Future Value after 10 years: $31204.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3978
+Future Value after 10 years: $5967.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $305
+Future Value after 10 years: $366.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53225 to be achieved in 27 months.
+8. Net Worth: $53225.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Johnathan Cole is a 59-year-old Male who works as a Artist. They are currently Single and live at 15285 Boyd Circles Apt. 915, Port Lancemouth, NH 96027 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $133966 to be achieved in 28 months. Currently, they earn $62995 per month and have an expenditure of $30203. They have $11376 in savings, $17908 in fixed deposits, $39712 in stocks, $17848 in mutual funds, and $4918 in other investments. No insurance. No debt. No emergency fund.","Plan for Johnathan Cole:
+1. Income: $62995 per month
+2. Emergency Fund: $181218 (adequate for 6 months of expenses).
+3. Savings: $11376
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39712
+Future Value after 10 years: $99280.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17848
+Future Value after 10 years: $35696.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17908
+Future Value after 10 years: $26862.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4918
+Future Value after 10 years: $5901.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $133966 to be achieved in 28 months.
+8. Net Worth: $133966.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jamie Thomas is a 68-year-old Male who works as a Engineer. They are currently Married and live at 241 Jeremy Knoll, South Paulburgh, FM 81831 in USA. They have 4 dependents: Robin (Age: 3, Gender: Female), Michelle (Age: 12, Gender: Male), Jessica (Age: 25, Gender: Male), Louis (Age: 13, Gender: Female). Their financial goal is Travel with a target amount of $131315 to be achieved in 44 months. Currently, they earn $106066 per month and have an expenditure of $29887. They have $14614 in savings, $19231 in fixed deposits, $19667 in stocks, $4604 in mutual funds, and $4366 in other investments. Insurance: Home Insurance with a premium of $2327 and coverage of $66125. No debt. Emergency Fund: Yes, Amount: $6248.","Plan for Jamie Thomas:
+1. Income: $106066 per month
+2. Emergency Fund: $6248 (adequate for 6 months of expenses).
+3. Savings: $14614
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $66125 and a monthly premium of $2327.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19667
+Future Value after 10 years: $49167.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4604
+Future Value after 10 years: $9208.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19231
+Future Value after 10 years: $28846.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4366
+Future Value after 10 years: $5239.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $131315 to be achieved in 44 months.
+8. Net Worth: $131315.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Williams is a 28-year-old Female who works as a Artist. They are currently Married and live at 4476 Lisa Fort Apt. 068, Shelleyville, NJ 83706 in USA. They have 4 dependents: Crystal (Age: 3, Gender: Male), Marissa (Age: 8, Gender: Female), Paul (Age: 7, Gender: Female), Nicole (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $152251 to be achieved in 22 months. Currently, they earn $98260 per month and have an expenditure of $27582. They have $35114 in savings, $7283 in fixed deposits, $46699 in stocks, $5418 in mutual funds, and $12109 in other investments. No insurance. Debt: Yes, Amount: $10010, Type: Mortgage, Interest Rate: 3.1512283472723395%. Loan Start Date: 2023-04-11, Loan End Date: 2033-05-09. Emergency Fund: Yes, Amount: $19789.","Plan for Jeremy Williams:
+1. Income: $98260 per month
+2. Emergency Fund: $19789 (adequate for 6 months of expenses).
+3. Savings: $35114
+4. Debts: $10010 (Mortgage) with an interest rate of 3.1512283472723395%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46699
+Future Value after 10 years: $116747.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5418
+Future Value after 10 years: $10836.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7283
+Future Value after 10 years: $10924.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12109
+Future Value after 10 years: $14530.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $152251 to be achieved in 22 months.
+8. Net Worth: $142241.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Whitney Sullivan is a 68-year-old Male who works as a Engineer. They are currently Married and live at 2291 Jenkins Skyway, East Conniebury, NH 59780 in USA. They have 1 dependents: Diana (Age: 24, Gender: Female). Their financial goal is Retirement with a target amount of $164783 to be achieved in 23 months. Currently, they earn $41719 per month and have an expenditure of $36719. They have $36581 in savings, $16256 in fixed deposits, $24133 in stocks, $4945 in mutual funds, and $919 in other investments. Insurance: Life Insurance with a premium of $5444 and coverage of $260385. Debt: Yes, Amount: $17871, Type: Credit Card, Interest Rate: 16.260529057412192%. Loan Start Date: 2014-11-29, Loan End Date: 2032-08-12. No emergency fund.","Plan for Whitney Sullivan:
+1. Income: $41719 per month
+2. Emergency Fund: $220314 (adequate for 6 months of expenses).
+3. Savings: $36581
+4. Debts: $17871 (Credit Card) with an interest rate of 16.260529057412192%.
+5. Insurance: Life Insurance with coverage of $260385 and a monthly premium of $5444.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24133
+Future Value after 10 years: $60332.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4945
+Future Value after 10 years: $9890.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16256
+Future Value after 10 years: $24384.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $919
+Future Value after 10 years: $1102.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $164783 to be achieved in 23 months.
+8. Net Worth: $146912.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dawn Blair is a 42-year-old Female who works as a Artist. They are currently Single and live at 5706 Carney Ways Suite 962, East Laurenmouth, DC 57511 in USA. They have 2 dependents: Claudia (Age: 26, Gender: Male), Joseph (Age: 18, Gender: Male). Their financial goal is Save for Education with a target amount of $164534 to be achieved in 54 months. Currently, they earn $54406 per month and have an expenditure of $13574. They have $20524 in savings, $11251 in fixed deposits, $29666 in stocks, $15128 in mutual funds, and $16098 in other investments. Insurance: Life Insurance with a premium of $3235 and coverage of $289829. Debt: Yes, Amount: $9830, Type: Personal Loan, Interest Rate: 8.647638062576151%. Loan Start Date: 2017-03-13, Loan End Date: 2025-10-01. Emergency Fund: Yes, Amount: $17970.","Plan for Dawn Blair:
+1. Income: $54406 per month
+2. Emergency Fund: $17970 (adequate for 6 months of expenses).
+3. Savings: $20524
+4. Debts: $9830 (Personal Loan) with an interest rate of 8.647638062576151%.
+5. Insurance: Life Insurance with coverage of $289829 and a monthly premium of $3235.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29666
+Future Value after 10 years: $74165.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15128
+Future Value after 10 years: $30256.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11251
+Future Value after 10 years: $16876.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16098
+Future Value after 10 years: $19317.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $164534 to be achieved in 54 months.
+8. Net Worth: $154704.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Bennett is a 68-year-old Female who works as a Engineer. They are currently Divorced and live at 94476 Jacobs Lakes Suite 599, North Ashley, VI 60370 in USA. They have 2 dependents: Deborah (Age: 24, Gender: Male), David (Age: 2, Gender: Female). Their financial goal is Save for House with a target amount of $177784 to be achieved in 66 months. Currently, they earn $39269 per month and have an expenditure of $19557. They have $45702 in savings, $23728 in fixed deposits, $44045 in stocks, $21817 in mutual funds, and $12698 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7201.","Plan for William Bennett:
+1. Income: $39269 per month
+2. Emergency Fund: $7201 (adequate for 6 months of expenses).
+3. Savings: $45702
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44045
+Future Value after 10 years: $110112.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21817
+Future Value after 10 years: $43634.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23728
+Future Value after 10 years: $35592.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12698
+Future Value after 10 years: $15237.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $177784 to be achieved in 66 months.
+8. Net Worth: $177784.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brian Garcia is a 68-year-old Male who works as a Doctor. They are currently Single and live at 19369 Erica Island Suite 494, Andrehaven, NC 07252 in Canada. They have 1 dependents: Luis (Age: 9, Gender: Male). Their financial goal is Save for Education with a target amount of $125249 to be achieved in 54 months. Currently, they earn $60997 per month and have an expenditure of $12696. They have $12298 in savings, $29862 in fixed deposits, $4945 in stocks, $4324 in mutual funds, and $16614 in other investments. No insurance. Debt: Yes, Amount: $1478, Type: Credit Card, Interest Rate: 21.807176321922675%. Loan Start Date: 2019-11-28, Loan End Date: 2024-08-26. No emergency fund.","Plan for Brian Garcia:
+1. Income: $60997 per month
+2. Emergency Fund: $76176 (adequate for 6 months of expenses).
+3. Savings: $12298
+4. Debts: $1478 (Credit Card) with an interest rate of 21.807176321922675%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4945
+Future Value after 10 years: $12362.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4324
+Future Value after 10 years: $8648.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29862
+Future Value after 10 years: $44793.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16614
+Future Value after 10 years: $19936.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $125249 to be achieved in 54 months.
+8. Net Worth: $123771.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Zachary Moore is a 31-year-old Female who works as a Artist. They are currently Single and live at PSC 7259, Box 0985, APO AP 81688 in Canada. They have 2 dependents: Melissa (Age: 10, Gender: Female), Scott (Age: 30, Gender: Male). Their financial goal is Save for House with a target amount of $278556 to be achieved in 96 months. Currently, they earn $79941 per month and have an expenditure of $11504. They have $39629 in savings, $3850 in fixed deposits, $21749 in stocks, $3146 in mutual funds, and $6942 in other investments. Insurance: Home Insurance with a premium of $1826 and coverage of $65172. No debt. Emergency Fund: Yes, Amount: $16799.","Plan for Zachary Moore:
+1. Income: $79941 per month
+2. Emergency Fund: $16799 (adequate for 6 months of expenses).
+3. Savings: $39629
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $65172 and a monthly premium of $1826.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21749
+Future Value after 10 years: $54372.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3146
+Future Value after 10 years: $6292.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3850
+Future Value after 10 years: $5775.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6942
+Future Value after 10 years: $8330.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $278556 to be achieved in 96 months.
+8. Net Worth: $278556.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Taylor Rojas is a 56-year-old Male who works as a Doctor. They are currently Divorced and live at 536 Jay Plain Apt. 380, Kirkfurt, NM 82603 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $84420 to be achieved in 18 months. Currently, they earn $110141 per month and have an expenditure of $47814. They have $13752 in savings, $2731 in fixed deposits, $49951 in stocks, $3105 in mutual funds, and $9390 in other investments. No insurance. Debt: Yes, Amount: $10996, Type: Mortgage, Interest Rate: 6.628731021023949%. Loan Start Date: 2024-06-18, Loan End Date: 2033-02-08. No emergency fund.","Plan for Taylor Rojas:
+1. Income: $110141 per month
+2. Emergency Fund: $286884 (adequate for 6 months of expenses).
+3. Savings: $13752
+4. Debts: $10996 (Mortgage) with an interest rate of 6.628731021023949%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49951
+Future Value after 10 years: $124877.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3105
+Future Value after 10 years: $6210.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2731
+Future Value after 10 years: $4096.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9390
+Future Value after 10 years: $11268.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $84420 to be achieved in 18 months.
+8. Net Worth: $73424.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sara Flores is a 68-year-old Female who works as a Engineer. They are currently Single and live at 190 Pittman Greens Suite 414, Guzmanshire, DC 93820 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $56821 to be achieved in 13 months. Currently, they earn $52367 per month and have an expenditure of $39977. They have $37598 in savings, $27613 in fixed deposits, $16480 in stocks, $7514 in mutual funds, and $7653 in other investments. No insurance. No debt. No emergency fund.","Plan for Sara Flores:
+1. Income: $52367 per month
+2. Emergency Fund: $239862 (adequate for 6 months of expenses).
+3. Savings: $37598
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16480
+Future Value after 10 years: $41200.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7514
+Future Value after 10 years: $15028.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27613
+Future Value after 10 years: $41419.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7653
+Future Value after 10 years: $9183.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $56821 to be achieved in 13 months.
+8. Net Worth: $56821.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Debra Long is a 59-year-old Female who works as a Engineer. They are currently Divorced and live at 598 Justin Locks Apt. 348, East Joseph, GU 66146 in Canada. They have 1 dependents: Kathleen (Age: 7, Gender: Female). Their financial goal is Retirement with a target amount of $193438 to be achieved in 32 months. Currently, they earn $37369 per month and have an expenditure of $23226. They have $32650 in savings, $21103 in fixed deposits, $27447 in stocks, $3451 in mutual funds, and $16022 in other investments. No insurance. Debt: Yes, Amount: $4853, Type: Personal Loan, Interest Rate: 11.857990070362646%. Loan Start Date: 2015-03-07, Loan End Date: 2027-11-08. No emergency fund.","Plan for Debra Long:
+1. Income: $37369 per month
+2. Emergency Fund: $139356 (adequate for 6 months of expenses).
+3. Savings: $32650
+4. Debts: $4853 (Personal Loan) with an interest rate of 11.857990070362646%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27447
+Future Value after 10 years: $68617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3451
+Future Value after 10 years: $6902.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21103
+Future Value after 10 years: $31654.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16022
+Future Value after 10 years: $19226.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $193438 to be achieved in 32 months.
+8. Net Worth: $188585.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Devin Shelton is a 61-year-old Male who works as a Engineer. They are currently Married and live at 66226 Burke Cove Suite 575, Amymouth, IL 88847 in Canada. They have 4 dependents: Tony (Age: 15, Gender: Female), David (Age: 11, Gender: Female), Susan (Age: 21, Gender: Female), Brian (Age: 14, Gender: Male). Their financial goal is Save for House with a target amount of $321995 to be achieved in 99 months. Currently, they earn $64042 per month and have an expenditure of $16166. They have $34179 in savings, $23161 in fixed deposits, $42756 in stocks, $28874 in mutual funds, and $4517 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3333.","Plan for Devin Shelton:
+1. Income: $64042 per month
+2. Emergency Fund: $3333 (adequate for 6 months of expenses).
+3. Savings: $34179
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42756
+Future Value after 10 years: $106890.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28874
+Future Value after 10 years: $57748.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23161
+Future Value after 10 years: $34741.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4517
+Future Value after 10 years: $5420.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $321995 to be achieved in 99 months.
+8. Net Worth: $321995.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Deborah James is a 53-year-old Female who works as a Engineer. They are currently Divorced and live at 8226 Jennifer Tunnel, East Craig, DE 37974 in USA. They have 1 dependents: Patricia (Age: 29, Gender: Female). Their financial goal is Save for Education with a target amount of $68529 to be achieved in 54 months. Currently, they earn $71977 per month and have an expenditure of $21298. They have $8657 in savings, $19167 in fixed deposits, $8993 in stocks, $5256 in mutual funds, and $7396 in other investments. Insurance: Health Insurance with a premium of $6802 and coverage of $305179. No debt. No emergency fund.","Plan for Deborah James:
+1. Income: $71977 per month
+2. Emergency Fund: $127788 (adequate for 6 months of expenses).
+3. Savings: $8657
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $305179 and a monthly premium of $6802.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8993
+Future Value after 10 years: $22482.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5256
+Future Value after 10 years: $10512.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19167
+Future Value after 10 years: $28750.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7396
+Future Value after 10 years: $8875.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $68529 to be achieved in 54 months.
+8. Net Worth: $68529.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Hannah Clark is a 28-year-old Female who works as a Artist. They are currently Married and live at USNS Gaines, FPO AA 61589 in India. They have 1 dependents: Diane (Age: 29, Gender: Male). Their financial goal is Retirement with a target amount of $165054 to be achieved in 36 months. Currently, they earn $32106 per month and have an expenditure of $25860. They have $14478 in savings, $15847 in fixed deposits, $34403 in stocks, $22726 in mutual funds, and $11155 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17984.","Plan for Hannah Clark:
+1. Income: $32106 per month
+2. Emergency Fund: $17984 (adequate for 6 months of expenses).
+3. Savings: $14478
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34403
+Future Value after 10 years: $86007.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22726
+Future Value after 10 years: $45452.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15847
+Future Value after 10 years: $23770.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11155
+Future Value after 10 years: $13386.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $165054 to be achieved in 36 months.
+8. Net Worth: $165054.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Dixon is a 69-year-old Male who works as a Engineer. They are currently Divorced and live at 23601 Hensley Pass Apt. 716, Lake Marcus, GA 48308 in USA. They have 1 dependents: Lisa (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $110768 to be achieved in 31 months. Currently, they earn $41319 per month and have an expenditure of $25415. They have $15158 in savings, $8414 in fixed deposits, $27234 in stocks, $19006 in mutual funds, and $8884 in other investments. Insurance: Health Insurance with a premium of $8480 and coverage of $301179. No debt. No emergency fund.","Plan for Daniel Dixon:
+1. Income: $41319 per month
+2. Emergency Fund: $152490 (adequate for 6 months of expenses).
+3. Savings: $15158
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $301179 and a monthly premium of $8480.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27234
+Future Value after 10 years: $68085.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19006
+Future Value after 10 years: $38012.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8414
+Future Value after 10 years: $12621.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8884
+Future Value after 10 years: $10660.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $110768 to be achieved in 31 months.
+8. Net Worth: $110768.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Aaron Hughes is a 34-year-old Female who works as a Doctor. They are currently Divorced and live at 585 Ashlee Mount, East Josephshire, AS 37726 in UK. They have 2 dependents: Ryan (Age: 26, Gender: Male), Joshua (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $199310 to be achieved in 32 months. Currently, they earn $70033 per month and have an expenditure of $37768. They have $31390 in savings, $20020 in fixed deposits, $34755 in stocks, $4589 in mutual funds, and $8051 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9879.","Plan for Aaron Hughes:
+1. Income: $70033 per month
+2. Emergency Fund: $9879 (adequate for 6 months of expenses).
+3. Savings: $31390
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34755
+Future Value after 10 years: $86887.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4589
+Future Value after 10 years: $9178.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20020
+Future Value after 10 years: $30030.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8051
+Future Value after 10 years: $9661.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $199310 to be achieved in 32 months.
+8. Net Worth: $199310.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Antonio Kelley is a 38-year-old Female who works as a Teacher. They are currently Divorced and live at PSC 5402, Box 7196, APO AP 04991 in Canada. They have 2 dependents: Scott (Age: 12, Gender: Female), Margaret (Age: 10, Gender: Male). Their financial goal is Save for Education with a target amount of $190201 to be achieved in 21 months. Currently, they earn $81131 per month and have an expenditure of $35665. They have $11823 in savings, $29152 in fixed deposits, $46771 in stocks, $12496 in mutual funds, and $8249 in other investments. No insurance. Debt: Yes, Amount: $17026, Type: Credit Card, Interest Rate: 18.33062815424098%. Loan Start Date: 2021-12-13, Loan End Date: 2031-12-03. No emergency fund.","Plan for Antonio Kelley:
+1. Income: $81131 per month
+2. Emergency Fund: $213990 (adequate for 6 months of expenses).
+3. Savings: $11823
+4. Debts: $17026 (Credit Card) with an interest rate of 18.33062815424098%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46771
+Future Value after 10 years: $116927.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12496
+Future Value after 10 years: $24992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29152
+Future Value after 10 years: $43728.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8249
+Future Value after 10 years: $9898.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $190201 to be achieved in 21 months.
+8. Net Worth: $173175.00000000003
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rachel Garcia is a 52-year-old Male who works as a Teacher. They are currently Single and live at 562 Jacob Extensions Apt. 850, Lake Ericshire, AR 66711 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $494558 to be achieved in 76 months. Currently, they earn $108361 per month and have an expenditure of $10621. They have $24204 in savings, $11497 in fixed deposits, $35850 in stocks, $29833 in mutual funds, and $17897 in other investments. Insurance: Health Insurance with a premium of $2471 and coverage of $455450. Debt: Yes, Amount: $10893, Type: Personal Loan, Interest Rate: 9.428063202105355%. Loan Start Date: 2016-07-18, Loan End Date: 2033-09-09. No emergency fund.","Plan for Rachel Garcia:
+1. Income: $108361 per month
+2. Emergency Fund: $63726 (adequate for 6 months of expenses).
+3. Savings: $24204
+4. Debts: $10893 (Personal Loan) with an interest rate of 9.428063202105355%.
+5. Insurance: Health Insurance with coverage of $455450 and a monthly premium of $2471.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35850
+Future Value after 10 years: $89625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29833
+Future Value after 10 years: $59666.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11497
+Future Value after 10 years: $17245.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17897
+Future Value after 10 years: $21476.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $494558 to be achieved in 76 months.
+8. Net Worth: $483665.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Todd is a 49-year-old Female who works as a Teacher. They are currently Single and live at 498 Miller Parkway Apt. 012, Schroederborough, IN 40302 in India. They have 2 dependents: Tom (Age: 14, Gender: Male), Joshua (Age: 5, Gender: Male). Their financial goal is Retirement with a target amount of $196556 to be achieved in 19 months. Currently, they earn $68998 per month and have an expenditure of $26946. They have $30324 in savings, $16288 in fixed deposits, $36745 in stocks, $9540 in mutual funds, and $16572 in other investments. No insurance. Debt: Yes, Amount: $2772, Type: Mortgage, Interest Rate: 6.767710923732953%. Loan Start Date: 2020-12-02, Loan End Date: 2027-03-28. No emergency fund.","Plan for Michael Todd:
+1. Income: $68998 per month
+2. Emergency Fund: $161676 (adequate for 6 months of expenses).
+3. Savings: $30324
+4. Debts: $2772 (Mortgage) with an interest rate of 6.767710923732953%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36745
+Future Value after 10 years: $91862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9540
+Future Value after 10 years: $19080.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16288
+Future Value after 10 years: $24432.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16572
+Future Value after 10 years: $19886.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $196556 to be achieved in 19 months.
+8. Net Worth: $193784.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Marissa Spencer is a 28-year-old Female who works as a Doctor. They are currently Divorced and live at 14709 Megan Squares, Lake Justinview, KS 20104 in USA. They have 2 dependents: Stephanie (Age: 23, Gender: Female), Gabriel (Age: 28, Gender: Female). Their financial goal is Retirement with a target amount of $163474 to be achieved in 51 months. Currently, they earn $53753 per month and have an expenditure of $15145. They have $46605 in savings, $2295 in fixed deposits, $25291 in stocks, $27090 in mutual funds, and $12069 in other investments. Insurance: Life Insurance with a premium of $7723 and coverage of $253350. Debt: Yes, Amount: $8037, Type: Credit Card, Interest Rate: 23.172671530955636%. Loan Start Date: 2017-11-20, Loan End Date: 2024-11-01. No emergency fund.","Plan for Marissa Spencer:
+1. Income: $53753 per month
+2. Emergency Fund: $90870 (adequate for 6 months of expenses).
+3. Savings: $46605
+4. Debts: $8037 (Credit Card) with an interest rate of 23.172671530955636%.
+5. Insurance: Life Insurance with coverage of $253350 and a monthly premium of $7723.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25291
+Future Value after 10 years: $63227.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27090
+Future Value after 10 years: $54180.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2295
+Future Value after 10 years: $3442.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12069
+Future Value after 10 years: $14482.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $163474 to be achieved in 51 months.
+8. Net Worth: $155437.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Wagner is a 28-year-old Female who works as a Artist. They are currently Married and live at 30349 West Shore Apt. 904, Melaniefurt, VA 69196 in USA. They have 2 dependents: Taylor (Age: 17, Gender: Male), Travis (Age: 2, Gender: Female). Their financial goal is Save for House with a target amount of $153563 to be achieved in 104 months. Currently, they earn $65868 per month and have an expenditure of $16728. They have $40293 in savings, $7659 in fixed deposits, $9102 in stocks, $12968 in mutual funds, and $6770 in other investments. No insurance. Debt: Yes, Amount: $9834, Type: Personal Loan, Interest Rate: 14.622087025511181%. Loan Start Date: 2021-11-29, Loan End Date: 2031-12-14. No emergency fund.","Plan for David Wagner:
+1. Income: $65868 per month
+2. Emergency Fund: $100368 (adequate for 6 months of expenses).
+3. Savings: $40293
+4. Debts: $9834 (Personal Loan) with an interest rate of 14.622087025511181%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9102
+Future Value after 10 years: $22755.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12968
+Future Value after 10 years: $25936.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7659
+Future Value after 10 years: $11488.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6770
+Future Value after 10 years: $8124.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $153563 to be achieved in 104 months.
+8. Net Worth: $143729.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Logan Allison is a 41-year-old Male who works as a Doctor. They are currently Married and live at 66035 Sweeney Crescent, West Nancyfurt, NJ 33540 in UK. They have 5 dependents: Heather (Age: 19, Gender: Female), Craig (Age: 17, Gender: Male), Duane (Age: 26, Gender: Male), Christopher (Age: 2, Gender: Male), Brittney (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $199171 to be achieved in 23 months. Currently, they earn $96332 per month and have an expenditure of $39414. They have $29121 in savings, $7989 in fixed deposits, $22198 in stocks, $2650 in mutual funds, and $4768 in other investments. Insurance: Life Insurance with a premium of $7525 and coverage of $413830. Debt: Yes, Amount: $1982, Type: Personal Loan, Interest Rate: 10.837235281266679%. Loan Start Date: 2024-03-02, Loan End Date: 2032-11-13. Emergency Fund: Yes, Amount: $15343.","Plan for Logan Allison:
+1. Income: $96332 per month
+2. Emergency Fund: $15343 (adequate for 6 months of expenses).
+3. Savings: $29121
+4. Debts: $1982 (Personal Loan) with an interest rate of 10.837235281266679%.
+5. Insurance: Life Insurance with coverage of $413830 and a monthly premium of $7525.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22198
+Future Value after 10 years: $55495.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2650
+Future Value after 10 years: $5300.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7989
+Future Value after 10 years: $11983.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4768
+Future Value after 10 years: $5721.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $199171 to be achieved in 23 months.
+8. Net Worth: $197189.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heidi Carroll is a 61-year-old Male who works as a Teacher. They are currently Married and live at PSC 7944, Box 4587, APO AP 38595 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $128714 to be achieved in 12 months. Currently, they earn $90470 per month and have an expenditure of $20380. They have $22950 in savings, $22810 in fixed deposits, $43417 in stocks, $7750 in mutual funds, and $9471 in other investments. Insurance: Auto Insurance with a premium of $7366 and coverage of $191107. Debt: Yes, Amount: $18119, Type: Credit Card, Interest Rate: 17.05783603528874%. Loan Start Date: 2016-01-19, Loan End Date: 2029-05-06. No emergency fund.","Plan for Heidi Carroll:
+1. Income: $90470 per month
+2. Emergency Fund: $122280 (adequate for 6 months of expenses).
+3. Savings: $22950
+4. Debts: $18119 (Credit Card) with an interest rate of 17.05783603528874%.
+5. Insurance: Auto Insurance with coverage of $191107 and a monthly premium of $7366.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43417
+Future Value after 10 years: $108542.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7750
+Future Value after 10 years: $15500.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22810
+Future Value after 10 years: $34215.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9471
+Future Value after 10 years: $11365.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $128714 to be achieved in 12 months.
+8. Net Worth: $110595.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Hunt is a 30-year-old Male who works as a Artist. They are currently Divorced and live at 2744 Carney Street Apt. 396, Allenview, OH 64894 in UK. They have 1 dependents: Nicole (Age: 22, Gender: Female). Their financial goal is Travel with a target amount of $119332 to be achieved in 40 months. Currently, they earn $75594 per month and have an expenditure of $22764. They have $27243 in savings, $6128 in fixed deposits, $30966 in stocks, $13136 in mutual funds, and $18599 in other investments. Insurance: Life Insurance with a premium of $2569 and coverage of $239864. No debt. Emergency Fund: Yes, Amount: $15832.","Plan for Amanda Hunt:
+1. Income: $75594 per month
+2. Emergency Fund: $15832 (adequate for 6 months of expenses).
+3. Savings: $27243
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $239864 and a monthly premium of $2569.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30966
+Future Value after 10 years: $77415.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13136
+Future Value after 10 years: $26272.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6128
+Future Value after 10 years: $9192.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18599
+Future Value after 10 years: $22318.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $119332 to be achieved in 40 months.
+8. Net Worth: $119332.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cody Acevedo is a 26-year-old Male who works as a Doctor. They are currently Single and live at 311 Caleb Mountain, Crawfordbury, AL 72319 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $190733 to be achieved in 23 months. Currently, they earn $52069 per month and have an expenditure of $31294. They have $27691 in savings, $8300 in fixed deposits, $38724 in stocks, $16403 in mutual funds, and $7395 in other investments. Insurance: Home Insurance with a premium of $5489 and coverage of $173888. Debt: Yes, Amount: $12201, Type: Personal Loan, Interest Rate: 11.439334483946643%. Loan Start Date: 2018-02-06, Loan End Date: 2025-04-22. No emergency fund.","Plan for Cody Acevedo:
+1. Income: $52069 per month
+2. Emergency Fund: $187764 (adequate for 6 months of expenses).
+3. Savings: $27691
+4. Debts: $12201 (Personal Loan) with an interest rate of 11.439334483946643%.
+5. Insurance: Home Insurance with coverage of $173888 and a monthly premium of $5489.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38724
+Future Value after 10 years: $96810.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16403
+Future Value after 10 years: $32806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8300
+Future Value after 10 years: $12450.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7395
+Future Value after 10 years: $8874.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $190733 to be achieved in 23 months.
+8. Net Worth: $178532.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Walters is a 59-year-old Female who works as a Doctor. They are currently Divorced and live at PSC 9704, Box 9959, APO AA 98623 in USA. They have 1 dependents: Justin (Age: 29, Gender: Female). Their financial goal is Travel with a target amount of $162000 to be achieved in 37 months. Currently, they earn $69056 per month and have an expenditure of $41792. They have $36573 in savings, $13869 in fixed deposits, $5722 in stocks, $8631 in mutual funds, and $8693 in other investments. No insurance. No debt. No emergency fund.","Plan for Michael Walters:
+1. Income: $69056 per month
+2. Emergency Fund: $250752 (adequate for 6 months of expenses).
+3. Savings: $36573
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5722
+Future Value after 10 years: $14305.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8631
+Future Value after 10 years: $17262.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13869
+Future Value after 10 years: $20803.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8693
+Future Value after 10 years: $10431.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $162000 to be achieved in 37 months.
+8. Net Worth: $162000.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Brown is a 64-year-old Male who works as a Engineer. They are currently Divorced and live at Unit 4880 Box 8583, DPO AP 55397 in India. They have 2 dependents: Patty (Age: 22, Gender: Male), Kyle (Age: 23, Gender: Male). Their financial goal is Save for Education with a target amount of $51346 to be achieved in 15 months. Currently, they earn $99234 per month and have an expenditure of $44130. They have $10709 in savings, $22539 in fixed deposits, $7001 in stocks, $2806 in mutual funds, and $1114 in other investments. Insurance: Home Insurance with a premium of $3685 and coverage of $316095. No debt. Emergency Fund: Yes, Amount: $4679.","Plan for Amanda Brown:
+1. Income: $99234 per month
+2. Emergency Fund: $4679 (adequate for 6 months of expenses).
+3. Savings: $10709
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $316095 and a monthly premium of $3685.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7001
+Future Value after 10 years: $17502.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2806
+Future Value after 10 years: $5612.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22539
+Future Value after 10 years: $33808.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1114
+Future Value after 10 years: $1336.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $51346 to be achieved in 15 months.
+8. Net Worth: $51346.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Hanson is a 55-year-old Female who works as a Artist. They are currently Married and live at 043 Burke Squares, Hernandezside, PA 25589 in USA. They have 4 dependents: Maria (Age: 7, Gender: Male), Erik (Age: 25, Gender: Male), Anthony (Age: 26, Gender: Male), Carrie (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $199543 to be achieved in 17 months. Currently, they earn $85917 per month and have an expenditure of $27354. They have $24340 in savings, $850 in fixed deposits, $4271 in stocks, $22017 in mutual funds, and $18086 in other investments. Insurance: Auto Insurance with a premium of $6348 and coverage of $288841. No debt. Emergency Fund: Yes, Amount: $14974.","Plan for Jennifer Hanson:
+1. Income: $85917 per month
+2. Emergency Fund: $14974 (adequate for 6 months of expenses).
+3. Savings: $24340
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $288841 and a monthly premium of $6348.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4271
+Future Value after 10 years: $10677.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22017
+Future Value after 10 years: $44034.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $850
+Future Value after 10 years: $1275.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18086
+Future Value after 10 years: $21703.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $199543 to be achieved in 17 months.
+8. Net Worth: $199543.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Beck is a 39-year-old Female who works as a Engineer. They are currently Single and live at 024 Patrick Springs Apt. 967, Denisemouth, IN 02454 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $136728 to be achieved in 34 months. Currently, they earn $64029 per month and have an expenditure of $34786. They have $29473 in savings, $25252 in fixed deposits, $8233 in stocks, $1246 in mutual funds, and $2877 in other investments. Insurance: Life Insurance with a premium of $6092 and coverage of $247017. No debt. Emergency Fund: Yes, Amount: $8197.","Plan for Sarah Beck:
+1. Income: $64029 per month
+2. Emergency Fund: $8197 (adequate for 6 months of expenses).
+3. Savings: $29473
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $247017 and a monthly premium of $6092.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8233
+Future Value after 10 years: $20582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1246
+Future Value after 10 years: $2492.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25252
+Future Value after 10 years: $37878.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2877
+Future Value after 10 years: $3452.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $136728 to be achieved in 34 months.
+8. Net Worth: $136728.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Hannah Clark is a 18-year-old Male who works as a Teacher. They are currently Single and live at 284 Phillips Mountain, Brooksmouth, PR 59046 in UK. They have 1 dependents: Donna (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $150322 to be achieved in 25 months. Currently, they earn $67176 per month and have an expenditure of $30027. They have $8489 in savings, $24870 in fixed deposits, $27386 in stocks, $23368 in mutual funds, and $10069 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2542.","Plan for Hannah Clark:
+1. Income: $67176 per month
+2. Emergency Fund: $2542 (adequate for 6 months of expenses).
+3. Savings: $8489
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27386
+Future Value after 10 years: $68465.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23368
+Future Value after 10 years: $46736.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24870
+Future Value after 10 years: $37305.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10069
+Future Value after 10 years: $12082.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $150322 to be achieved in 25 months.
+8. Net Worth: $150322.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kimberly Ramos is a 43-year-old Female who works as a Teacher. They are currently Married and live at 379 Ian Throughway, Christopherport, MA 83998 in USA. They have 4 dependents: Michelle (Age: 19, Gender: Male), Wendy (Age: 29, Gender: Female), Jonathon (Age: 9, Gender: Male), Amber (Age: 9, Gender: Male). Their financial goal is Retirement with a target amount of $77671 to be achieved in 40 months. Currently, they earn $45270 per month and have an expenditure of $29917. They have $32386 in savings, $24474 in fixed deposits, $38198 in stocks, $17208 in mutual funds, and $6107 in other investments. No insurance. Debt: Yes, Amount: $18867, Type: Mortgage, Interest Rate: 3.7658718868032555%. Loan Start Date: 2016-07-31, Loan End Date: 2028-07-05. No emergency fund.","Plan for Kimberly Ramos:
+1. Income: $45270 per month
+2. Emergency Fund: $179502 (adequate for 6 months of expenses).
+3. Savings: $32386
+4. Debts: $18867 (Mortgage) with an interest rate of 3.7658718868032555%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38198
+Future Value after 10 years: $95495.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17208
+Future Value after 10 years: $34416.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24474
+Future Value after 10 years: $36711.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6107
+Future Value after 10 years: $7328.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $77671 to be achieved in 40 months.
+8. Net Worth: $58804.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Pham is a 49-year-old Female who works as a Engineer. They are currently Divorced and live at 40179 Dominguez Groves, West Jasmineland, AZ 03670 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $343731 to be achieved in 102 months. Currently, they earn $113675 per month and have an expenditure of $41621. They have $37224 in savings, $15017 in fixed deposits, $20375 in stocks, $2691 in mutual funds, and $11799 in other investments. Insurance: Auto Insurance with a premium of $9885 and coverage of $390682. No debt. No emergency fund.","Plan for Justin Pham:
+1. Income: $113675 per month
+2. Emergency Fund: $249726 (adequate for 6 months of expenses).
+3. Savings: $37224
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $390682 and a monthly premium of $9885.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20375
+Future Value after 10 years: $50937.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2691
+Future Value after 10 years: $5382.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15017
+Future Value after 10 years: $22525.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11799
+Future Value after 10 years: $14158.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $343731 to be achieved in 102 months.
+8. Net Worth: $343731.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rebecca Floyd is a 60-year-old Female who works as a Engineer. They are currently Married and live at 393 David Loop, Cookeville, MN 94093 in Canada. They have 5 dependents: Samantha (Age: 14, Gender: Female), Brandon (Age: 5, Gender: Male), Rita (Age: 17, Gender: Male), Erik (Age: 25, Gender: Male), Nathan (Age: 24, Gender: Male). Their financial goal is Retirement with a target amount of $198997 to be achieved in 27 months. Currently, they earn $69947 per month and have an expenditure of $48270. They have $13525 in savings, $24928 in fixed deposits, $36678 in stocks, $22175 in mutual funds, and $15972 in other investments. Insurance: Auto Insurance with a premium of $5458 and coverage of $291988. No debt. Emergency Fund: Yes, Amount: $1087.","Plan for Rebecca Floyd:
+1. Income: $69947 per month
+2. Emergency Fund: $1087 (adequate for 6 months of expenses).
+3. Savings: $13525
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $291988 and a monthly premium of $5458.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36678
+Future Value after 10 years: $91695.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22175
+Future Value after 10 years: $44350.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24928
+Future Value after 10 years: $37392.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15972
+Future Value after 10 years: $19166.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $198997 to be achieved in 27 months.
+8. Net Worth: $198997.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan James is a 48-year-old Male who works as a Artist. They are currently Married and live at 8822 Marc Stream, Lake Katherinefort, CA 87037 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $132475 to be achieved in 99 months. Currently, they earn $117517 per month and have an expenditure of $13961. They have $40058 in savings, $97 in fixed deposits, $22080 in stocks, $8864 in mutual funds, and $5987 in other investments. Insurance: Life Insurance with a premium of $5561 and coverage of $441237. Debt: Yes, Amount: $1620, Type: Personal Loan, Interest Rate: 13.4408825495517%. Loan Start Date: 2017-04-16, Loan End Date: 2026-02-27. No emergency fund.","Plan for Ryan James:
+1. Income: $117517 per month
+2. Emergency Fund: $83766 (adequate for 6 months of expenses).
+3. Savings: $40058
+4. Debts: $1620 (Personal Loan) with an interest rate of 13.4408825495517%.
+5. Insurance: Life Insurance with coverage of $441237 and a monthly premium of $5561.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22080
+Future Value after 10 years: $55200.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8864
+Future Value after 10 years: $17728.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $97
+Future Value after 10 years: $145.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5987
+Future Value after 10 years: $7184.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $132475 to be achieved in 99 months.
+8. Net Worth: $130855.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alicia Wilson is a 34-year-old Female who works as a Engineer. They are currently Single and live at 44543 Farrell Greens, Lake Brandonton, VA 61336 in India. They have 2 dependents: Alicia (Age: 27, Gender: Male), Henry (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $155729 to be achieved in 48 months. Currently, they earn $51037 per month and have an expenditure of $40286. They have $14311 in savings, $22118 in fixed deposits, $31521 in stocks, $26782 in mutual funds, and $15085 in other investments. Insurance: Auto Insurance with a premium of $3016 and coverage of $447982. Debt: Yes, Amount: $17598, Type: Mortgage, Interest Rate: 6.35872344666892%. Loan Start Date: 2022-03-18, Loan End Date: 2034-02-01. No emergency fund.","Plan for Alicia Wilson:
+1. Income: $51037 per month
+2. Emergency Fund: $241716 (adequate for 6 months of expenses).
+3. Savings: $14311
+4. Debts: $17598 (Mortgage) with an interest rate of 6.35872344666892%.
+5. Insurance: Auto Insurance with coverage of $447982 and a monthly premium of $3016.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31521
+Future Value after 10 years: $78802.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26782
+Future Value after 10 years: $53564.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22118
+Future Value after 10 years: $33177.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15085
+Future Value after 10 years: $18102.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $155729 to be achieved in 48 months.
+8. Net Worth: $138131.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Russo is a 46-year-old Female who works as a Engineer. They are currently Single and live at 7177 Washington Spur Apt. 435, Dayfurt, NV 59931 in UK. They have 2 dependents: Kathy (Age: 18, Gender: Male), Brittany (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $134699 to be achieved in 60 months. Currently, they earn $78643 per month and have an expenditure of $38514. They have $48784 in savings, $28560 in fixed deposits, $42543 in stocks, $26151 in mutual funds, and $5071 in other investments. Insurance: Health Insurance with a premium of $3837 and coverage of $297912. Debt: Yes, Amount: $6096, Type: Mortgage, Interest Rate: 4.508938770898774%. Loan Start Date: 2020-02-22, Loan End Date: 2031-02-27. No emergency fund.","Plan for John Russo:
+1. Income: $78643 per month
+2. Emergency Fund: $231084 (adequate for 6 months of expenses).
+3. Savings: $48784
+4. Debts: $6096 (Mortgage) with an interest rate of 4.508938770898774%.
+5. Insurance: Health Insurance with coverage of $297912 and a monthly premium of $3837.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42543
+Future Value after 10 years: $106357.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26151
+Future Value after 10 years: $52302.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28560
+Future Value after 10 years: $42840.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5071
+Future Value after 10 years: $6085.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $134699 to be achieved in 60 months.
+8. Net Worth: $128603.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Hall is a 54-year-old Male who works as a Engineer. They are currently Single and live at 6688 Timothy Rapid Suite 824, Michelleville, WY 81949 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $298715 to be achieved in 96 months. Currently, they earn $31935 per month and have an expenditure of $22809. They have $48509 in savings, $9591 in fixed deposits, $22797 in stocks, $27836 in mutual funds, and $9014 in other investments. Insurance: Life Insurance with a premium of $9920 and coverage of $231654. No debt. Emergency Fund: Yes, Amount: $10314.","Plan for Michael Hall:
+1. Income: $31935 per month
+2. Emergency Fund: $10314 (adequate for 6 months of expenses).
+3. Savings: $48509
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $231654 and a monthly premium of $9920.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22797
+Future Value after 10 years: $56992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27836
+Future Value after 10 years: $55672.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9591
+Future Value after 10 years: $14386.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9014
+Future Value after 10 years: $10816.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $298715 to be achieved in 96 months.
+8. Net Worth: $298715.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jesse Carter is a 64-year-old Female who works as a Artist. They are currently Single and live at 016 Stephen Plains, Robertshire, MT 80679 in UK. They have 1 dependents: Luis (Age: 2, Gender: Male). Their financial goal is Save for Education with a target amount of $182166 to be achieved in 38 months. Currently, they earn $114387 per month and have an expenditure of $12412. They have $13891 in savings, $6746 in fixed deposits, $28126 in stocks, $9451 in mutual funds, and $789 in other investments. Insurance: Home Insurance with a premium of $4733 and coverage of $173471. No debt. Emergency Fund: Yes, Amount: $18319.","Plan for Jesse Carter:
+1. Income: $114387 per month
+2. Emergency Fund: $18319 (adequate for 6 months of expenses).
+3. Savings: $13891
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $173471 and a monthly premium of $4733.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28126
+Future Value after 10 years: $70315.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9451
+Future Value after 10 years: $18902.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6746
+Future Value after 10 years: $10119.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $789
+Future Value after 10 years: $946.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $182166 to be achieved in 38 months.
+8. Net Worth: $182166.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephen Novak is a 54-year-old Female who works as a Doctor. They are currently Divorced and live at 944 Richard Greens, New Janiceton, MD 51850 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $452687 to be achieved in 65 months. Currently, they earn $99614 per month and have an expenditure of $40240. They have $22176 in savings, $21675 in fixed deposits, $39357 in stocks, $19235 in mutual funds, and $2094 in other investments. No insurance. Debt: Yes, Amount: $18453, Type: Mortgage, Interest Rate: 5.156832836800241%. Loan Start Date: 2020-09-12, Loan End Date: 2027-05-26. No emergency fund.","Plan for Stephen Novak:
+1. Income: $99614 per month
+2. Emergency Fund: $241440 (adequate for 6 months of expenses).
+3. Savings: $22176
+4. Debts: $18453 (Mortgage) with an interest rate of 5.156832836800241%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39357
+Future Value after 10 years: $98392.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19235
+Future Value after 10 years: $38470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21675
+Future Value after 10 years: $32512.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2094
+Future Value after 10 years: $2512.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $452687 to be achieved in 65 months.
+8. Net Worth: $434234.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Billy Perez is a 40-year-old Female who works as a Engineer. They are currently Divorced and live at 075 Spencer Plaza, Port Robert, NM 43793 in USA. They have 2 dependents: Steven (Age: 12, Gender: Male), James (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $335568 to be achieved in 102 months. Currently, they earn $113910 per month and have an expenditure of $14422. They have $20330 in savings, $26496 in fixed deposits, $1685 in stocks, $14626 in mutual funds, and $18883 in other investments. Insurance: Life Insurance with a premium of $5203 and coverage of $499069. No debt. Emergency Fund: Yes, Amount: $8892.","Plan for Billy Perez:
+1. Income: $113910 per month
+2. Emergency Fund: $8892 (adequate for 6 months of expenses).
+3. Savings: $20330
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $499069 and a monthly premium of $5203.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1685
+Future Value after 10 years: $4212.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14626
+Future Value after 10 years: $29252.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26496
+Future Value after 10 years: $39744.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18883
+Future Value after 10 years: $22659.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $335568 to be achieved in 102 months.
+8. Net Worth: $335568.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Dougherty is a 66-year-old Male who works as a Engineer. They are currently Divorced and live at 7316 Valerie Shoals Suite 347, Lake Melissa, OR 72612 in USA. They have 2 dependents: Jennifer (Age: 9, Gender: Male), Mark (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $288552 to be achieved in 101 months. Currently, they earn $57039 per month and have an expenditure of $44541. They have $25008 in savings, $24196 in fixed deposits, $24050 in stocks, $23871 in mutual funds, and $1004 in other investments. Insurance: Home Insurance with a premium of $1863 and coverage of $63793. No debt. Emergency Fund: Yes, Amount: $14735.","Plan for Melissa Dougherty:
+1. Income: $57039 per month
+2. Emergency Fund: $14735 (adequate for 6 months of expenses).
+3. Savings: $25008
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $63793 and a monthly premium of $1863.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24050
+Future Value after 10 years: $60125.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23871
+Future Value after 10 years: $47742.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24196
+Future Value after 10 years: $36294.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1004
+Future Value after 10 years: $1204.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $288552 to be achieved in 101 months.
+8. Net Worth: $288552.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bradley Smith is a 49-year-old Female who works as a Engineer. They are currently Divorced and live at 59979 Tracy Valley, Hansenberg, KY 34935 in India. They have 2 dependents: Kathryn (Age: 29, Gender: Male), David (Age: 30, Gender: Male). Their financial goal is Travel with a target amount of $136772 to be achieved in 37 months. Currently, they earn $119011 per month and have an expenditure of $23424. They have $22912 in savings, $18124 in fixed deposits, $10823 in stocks, $29465 in mutual funds, and $11597 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $14752.","Plan for Bradley Smith:
+1. Income: $119011 per month
+2. Emergency Fund: $14752 (adequate for 6 months of expenses).
+3. Savings: $22912
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10823
+Future Value after 10 years: $27057.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29465
+Future Value after 10 years: $58930.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18124
+Future Value after 10 years: $27186.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11597
+Future Value after 10 years: $13916.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $136772 to be achieved in 37 months.
+8. Net Worth: $136772.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Darren Jones is a 64-year-old Female who works as a Artist. They are currently Divorced and live at 19239 Gabrielle Station, Crystalview, NH 36634 in USA. They have 1 dependents: Theresa (Age: 11, Gender: Female). Their financial goal is Travel with a target amount of $61915 to be achieved in 55 months. Currently, they earn $109478 per month and have an expenditure of $17731. They have $42407 in savings, $13180 in fixed deposits, $24838 in stocks, $15517 in mutual funds, and $17768 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1138.","Plan for Darren Jones:
+1. Income: $109478 per month
+2. Emergency Fund: $1138 (adequate for 6 months of expenses).
+3. Savings: $42407
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24838
+Future Value after 10 years: $62095.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15517
+Future Value after 10 years: $31034.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13180
+Future Value after 10 years: $19770.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17768
+Future Value after 10 years: $21321.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $61915 to be achieved in 55 months.
+8. Net Worth: $61915.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Suzanne Cummings is a 50-year-old Male who works as a Teacher. They are currently Single and live at 314 Fred Station Apt. 435, New Patriciashire, NC 19061 in India. They have 2 dependents: Daniel (Age: 20, Gender: Male), Susan (Age: 23, Gender: Male). Their financial goal is Travel with a target amount of $185004 to be achieved in 60 months. Currently, they earn $40452 per month and have an expenditure of $35452. They have $18596 in savings, $27055 in fixed deposits, $2277 in stocks, $8579 in mutual funds, and $18236 in other investments. No insurance. Debt: Yes, Amount: $3214, Type: Personal Loan, Interest Rate: 9.640795379350855%. Loan Start Date: 2020-03-15, Loan End Date: 2033-07-02. Emergency Fund: Yes, Amount: $10753.","Plan for Suzanne Cummings:
+1. Income: $40452 per month
+2. Emergency Fund: $10753 (adequate for 6 months of expenses).
+3. Savings: $18596
+4. Debts: $3214 (Personal Loan) with an interest rate of 9.640795379350855%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2277
+Future Value after 10 years: $5692.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8579
+Future Value after 10 years: $17158.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27055
+Future Value after 10 years: $40582.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18236
+Future Value after 10 years: $21883.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $185004 to be achieved in 60 months.
+8. Net Worth: $181790.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rachel Daniel is a 19-year-old Female who works as a Artist. They are currently Divorced and live at 00392 Morton Cliff, Karaview, AL 81283 in India. They have 1 dependents: Courtney (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $189022 to be achieved in 15 months. Currently, they earn $46840 per month and have an expenditure of $12979. They have $41768 in savings, $19252 in fixed deposits, $49939 in stocks, $17295 in mutual funds, and $4117 in other investments. Insurance: Auto Insurance with a premium of $3071 and coverage of $73676. No debt. No emergency fund.","Plan for Rachel Daniel:
+1. Income: $46840 per month
+2. Emergency Fund: $77874 (adequate for 6 months of expenses).
+3. Savings: $41768
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $73676 and a monthly premium of $3071.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49939
+Future Value after 10 years: $124847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17295
+Future Value after 10 years: $34590.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19252
+Future Value after 10 years: $28878.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4117
+Future Value after 10 years: $4940.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $189022 to be achieved in 15 months.
+8. Net Worth: $189022.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Gonzalez is a 37-year-old Male who works as a Teacher. They are currently Single and live at 743 Cory Spurs Suite 869, Johnstad, KS 65031 in USA. They have 2 dependents: Robert (Age: 6, Gender: Male), Chase (Age: 12, Gender: Female). Their financial goal is Save for House with a target amount of $443511 to be achieved in 99 months. Currently, they earn $30056 per month and have an expenditure of $25056. They have $34630 in savings, $24682 in fixed deposits, $8181 in stocks, $26187 in mutual funds, and $16533 in other investments. No insurance. Debt: Yes, Amount: $8783, Type: Personal Loan, Interest Rate: 12.351047092493507%. Loan Start Date: 2017-08-20, Loan End Date: 2026-12-08. No emergency fund.","Plan for Sarah Gonzalez:
+1. Income: $30056 per month
+2. Emergency Fund: $150336 (adequate for 6 months of expenses).
+3. Savings: $34630
+4. Debts: $8783 (Personal Loan) with an interest rate of 12.351047092493507%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8181
+Future Value after 10 years: $20452.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26187
+Future Value after 10 years: $52374.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24682
+Future Value after 10 years: $37023.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16533
+Future Value after 10 years: $19839.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $443511 to be achieved in 99 months.
+8. Net Worth: $434728.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Krista Burton is a 33-year-old Female who works as a Artist. They are currently Married and live at 957 Cole Points, East Preston, PW 53584 in Canada. They have 5 dependents: Lori (Age: 4, Gender: Female), Heather (Age: 16, Gender: Female), Mary (Age: 29, Gender: Male), Gavin (Age: 3, Gender: Male), Grant (Age: 22, Gender: Male). Their financial goal is Save for Education with a target amount of $109826 to be achieved in 59 months. Currently, they earn $117602 per month and have an expenditure of $24358. They have $36132 in savings, $18528 in fixed deposits, $16838 in stocks, $134 in mutual funds, and $4299 in other investments. Insurance: Auto Insurance with a premium of $3519 and coverage of $341173. No debt. Emergency Fund: Yes, Amount: $11402.","Plan for Krista Burton:
+1. Income: $117602 per month
+2. Emergency Fund: $11402 (adequate for 6 months of expenses).
+3. Savings: $36132
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $341173 and a monthly premium of $3519.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16838
+Future Value after 10 years: $42095.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $134
+Future Value after 10 years: $268.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18528
+Future Value after 10 years: $27792.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4299
+Future Value after 10 years: $5158.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $109826 to be achieved in 59 months.
+8. Net Worth: $109826.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Williams is a 62-year-old Female who works as a Teacher. They are currently Married and live at 0062 Joseph Station Apt. 513, Michelleview, MO 54191 in Canada. They have 5 dependents: Jacob (Age: 2, Gender: Male), Angelica (Age: 24, Gender: Male), Kevin (Age: 29, Gender: Female), Lisa (Age: 22, Gender: Male), Jacob (Age: 5, Gender: Male). Their financial goal is Travel with a target amount of $95277 to be achieved in 44 months. Currently, they earn $31425 per month and have an expenditure of $26425. They have $36722 in savings, $13081 in fixed deposits, $42129 in stocks, $3471 in mutual funds, and $18697 in other investments. No insurance. Debt: Yes, Amount: $7097, Type: Personal Loan, Interest Rate: 14.302184479767046%. Loan Start Date: 2021-06-27, Loan End Date: 2029-07-11. Emergency Fund: Yes, Amount: $4454.","Plan for Michelle Williams:
+1. Income: $31425 per month
+2. Emergency Fund: $4454 (adequate for 6 months of expenses).
+3. Savings: $36722
+4. Debts: $7097 (Personal Loan) with an interest rate of 14.302184479767046%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42129
+Future Value after 10 years: $105322.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3471
+Future Value after 10 years: $6942.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13081
+Future Value after 10 years: $19621.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18697
+Future Value after 10 years: $22436.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $95277 to be achieved in 44 months.
+8. Net Worth: $88180.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Spencer is a 23-year-old Female who works as a Artist. They are currently Single and live at 9920 Michael Glen Apt. 772, Michaelport, IN 80857 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $181267 to be achieved in 59 months. Currently, they earn $59099 per month and have an expenditure of $29324. They have $42283 in savings, $25697 in fixed deposits, $33909 in stocks, $4241 in mutual funds, and $17388 in other investments. No insurance. Debt: Yes, Amount: $3420, Type: Credit Card, Interest Rate: 17.0016461385713%. Loan Start Date: 2021-06-21, Loan End Date: 2027-06-28. No emergency fund.","Plan for Robert Spencer:
+1. Income: $59099 per month
+2. Emergency Fund: $175944 (adequate for 6 months of expenses).
+3. Savings: $42283
+4. Debts: $3420 (Credit Card) with an interest rate of 17.0016461385713%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33909
+Future Value after 10 years: $84772.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4241
+Future Value after 10 years: $8482.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25697
+Future Value after 10 years: $38545.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17388
+Future Value after 10 years: $20865.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $181267 to be achieved in 59 months.
+8. Net Worth: $177847.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Scott Gonzalez is a 61-year-old Female who works as a Doctor. They are currently Married and live at 27617 Santana Shoal, Lake Ginaberg, HI 55984 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $132719 to be achieved in 12 months. Currently, they earn $119956 per month and have an expenditure of $21653. They have $17614 in savings, $4648 in fixed deposits, $49369 in stocks, $29329 in mutual funds, and $1933 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $10535.","Plan for Scott Gonzalez:
+1. Income: $119956 per month
+2. Emergency Fund: $10535 (adequate for 6 months of expenses).
+3. Savings: $17614
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49369
+Future Value after 10 years: $123422.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29329
+Future Value after 10 years: $58658.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4648
+Future Value after 10 years: $6972.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1933
+Future Value after 10 years: $2319.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $132719 to be achieved in 12 months.
+8. Net Worth: $132719.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dennis Daniel is a 48-year-old Female who works as a Artist. They are currently Divorced and live at 680 Vanessa Square Suite 154, South James, WY 06455 in Canada. They have 2 dependents: Lucas (Age: 13, Gender: Female), Jeremiah (Age: 18, Gender: Male). Their financial goal is Retirement with a target amount of $173668 to be achieved in 43 months. Currently, they earn $114899 per month and have an expenditure of $13604. They have $37880 in savings, $4380 in fixed deposits, $36005 in stocks, $28855 in mutual funds, and $12147 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8416.","Plan for Dennis Daniel:
+1. Income: $114899 per month
+2. Emergency Fund: $8416 (adequate for 6 months of expenses).
+3. Savings: $37880
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36005
+Future Value after 10 years: $90012.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28855
+Future Value after 10 years: $57710.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4380
+Future Value after 10 years: $6570.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12147
+Future Value after 10 years: $14576.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $173668 to be achieved in 43 months.
+8. Net Worth: $173668.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Harold Estrada is a 67-year-old Male who works as a Artist. They are currently Single and live at Unit 1832 Box 9787, DPO AP 06587 in Canada. They have 2 dependents: Ronald (Age: 10, Gender: Male), Anthony (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $147029 to be achieved in 38 months. Currently, they earn $59733 per month and have an expenditure of $19453. They have $17803 in savings, $17021 in fixed deposits, $41272 in stocks, $10117 in mutual funds, and $3153 in other investments. No insurance. Debt: Yes, Amount: $15525, Type: Credit Card, Interest Rate: 21.041943304571415%. Loan Start Date: 2023-02-20, Loan End Date: 2032-07-06. Emergency Fund: Yes, Amount: $16634.","Plan for Harold Estrada:
+1. Income: $59733 per month
+2. Emergency Fund: $16634 (adequate for 6 months of expenses).
+3. Savings: $17803
+4. Debts: $15525 (Credit Card) with an interest rate of 21.041943304571415%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41272
+Future Value after 10 years: $103180.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10117
+Future Value after 10 years: $20234.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17021
+Future Value after 10 years: $25531.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3153
+Future Value after 10 years: $3783.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $147029 to be achieved in 38 months.
+8. Net Worth: $131504.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Gordon is a 43-year-old Male who works as a Doctor. They are currently Divorced and live at 21845 Melissa Rapids Apt. 511, Lake Ian, MT 76054 in India. They have 2 dependents: Ebony (Age: 21, Gender: Male), David (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $72453 to be achieved in 53 months. Currently, they earn $34113 per month and have an expenditure of $14762. They have $8998 in savings, $12960 in fixed deposits, $21686 in stocks, $9919 in mutual funds, and $18228 in other investments. No insurance. Debt: Yes, Amount: $15095, Type: Credit Card, Interest Rate: 23.48633742333275%. Loan Start Date: 2016-06-25, Loan End Date: 2029-07-25. No emergency fund.","Plan for Robert Gordon:
+1. Income: $34113 per month
+2. Emergency Fund: $88572 (adequate for 6 months of expenses).
+3. Savings: $8998
+4. Debts: $15095 (Credit Card) with an interest rate of 23.48633742333275%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21686
+Future Value after 10 years: $54215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9919
+Future Value after 10 years: $19838.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12960
+Future Value after 10 years: $19440.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18228
+Future Value after 10 years: $21873.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $72453 to be achieved in 53 months.
+8. Net Worth: $57358.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amy Freeman is a 40-year-old Female who works as a Doctor. They are currently Divorced and live at Unit 6070 Box 8024, DPO AA 53102 in Canada. They have 1 dependents: Sheryl (Age: 29, Gender: Male). Their financial goal is Save for Education with a target amount of $85528 to be achieved in 13 months. Currently, they earn $58028 per month and have an expenditure of $36113. They have $49706 in savings, $4729 in fixed deposits, $28098 in stocks, $13119 in mutual funds, and $15718 in other investments. Insurance: Life Insurance with a premium of $3022 and coverage of $432157. Debt: Yes, Amount: $14575, Type: Mortgage, Interest Rate: 6.857722608497434%. Loan Start Date: 2016-10-24, Loan End Date: 2028-12-19. Emergency Fund: Yes, Amount: $5451.","Plan for Amy Freeman:
+1. Income: $58028 per month
+2. Emergency Fund: $5451 (adequate for 6 months of expenses).
+3. Savings: $49706
+4. Debts: $14575 (Mortgage) with an interest rate of 6.857722608497434%.
+5. Insurance: Life Insurance with coverage of $432157 and a monthly premium of $3022.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28098
+Future Value after 10 years: $70245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13119
+Future Value after 10 years: $26238.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4729
+Future Value after 10 years: $7093.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15718
+Future Value after 10 years: $18861.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $85528 to be achieved in 13 months.
+8. Net Worth: $70953.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Johns is a 59-year-old Female who works as a Teacher. They are currently Divorced and live at 0968 Wagner Expressway Suite 430, West Dana, AR 05957 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $158230 to be achieved in 13 months. Currently, they earn $58532 per month and have an expenditure of $29916. They have $42244 in savings, $3018 in fixed deposits, $17433 in stocks, $11941 in mutual funds, and $2701 in other investments. Insurance: Health Insurance with a premium of $9183 and coverage of $457090. No debt. No emergency fund.","Plan for Melissa Johns:
+1. Income: $58532 per month
+2. Emergency Fund: $179496 (adequate for 6 months of expenses).
+3. Savings: $42244
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $457090 and a monthly premium of $9183.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17433
+Future Value after 10 years: $43582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11941
+Future Value after 10 years: $23882.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3018
+Future Value after 10 years: $4527.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2701
+Future Value after 10 years: $3241.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $158230 to be achieved in 13 months.
+8. Net Worth: $158230.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victoria Gomez is a 58-year-old Female who works as a Artist. They are currently Divorced and live at 6742 Brown Motorway Apt. 916, Smithport, VA 98020 in USA. They have 2 dependents: Jennifer (Age: 15, Gender: Female), David (Age: 17, Gender: Male). Their financial goal is Travel with a target amount of $75021 to be achieved in 34 months. Currently, they earn $79453 per month and have an expenditure of $20972. They have $5464 in savings, $29146 in fixed deposits, $32310 in stocks, $9399 in mutual funds, and $10440 in other investments. Insurance: Life Insurance with a premium of $3961 and coverage of $175782. Debt: Yes, Amount: $19514, Type: Credit Card, Interest Rate: 24.9552621984255%. Loan Start Date: 2022-09-10, Loan End Date: 2030-03-21. Emergency Fund: Yes, Amount: $16415.","Plan for Victoria Gomez:
+1. Income: $79453 per month
+2. Emergency Fund: $16415 (adequate for 6 months of expenses).
+3. Savings: $5464
+4. Debts: $19514 (Credit Card) with an interest rate of 24.9552621984255%.
+5. Insurance: Life Insurance with coverage of $175782 and a monthly premium of $3961.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32310
+Future Value after 10 years: $80775.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9399
+Future Value after 10 years: $18798.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29146
+Future Value after 10 years: $43719.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10440
+Future Value after 10 years: $12528.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $75021 to be achieved in 34 months.
+8. Net Worth: $55507.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Debra Pierce is a 31-year-old Male who works as a Artist. They are currently Divorced and live at 9911 Farley Harbor Apt. 603, South Paulborough, VT 02884 in USA. They have 1 dependents: Natalie (Age: 25, Gender: Male). Their financial goal is Travel with a target amount of $112675 to be achieved in 54 months. Currently, they earn $54810 per month and have an expenditure of $46502. They have $28795 in savings, $21830 in fixed deposits, $17533 in stocks, $19101 in mutual funds, and $18999 in other investments. No insurance. Debt: Yes, Amount: $10750, Type: Mortgage, Interest Rate: 4.071402585050918%. Loan Start Date: 2019-02-22, Loan End Date: 2034-07-04. No emergency fund.","Plan for Debra Pierce:
+1. Income: $54810 per month
+2. Emergency Fund: $279012 (adequate for 6 months of expenses).
+3. Savings: $28795
+4. Debts: $10750 (Mortgage) with an interest rate of 4.071402585050918%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17533
+Future Value after 10 years: $43832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19101
+Future Value after 10 years: $38202.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21830
+Future Value after 10 years: $32745.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18999
+Future Value after 10 years: $22798.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $112675 to be achieved in 54 months.
+8. Net Worth: $101925.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Louis Rivera is a 20-year-old Male who works as a Engineer. They are currently Single and live at 177 Sanchez Viaduct, Lake Amandastad, SC 54778 in Canada. They have 2 dependents: Charles (Age: 7, Gender: Male), Peter (Age: 5, Gender: Female). Their financial goal is Travel with a target amount of $171643 to be achieved in 57 months. Currently, they earn $98839 per month and have an expenditure of $19451. They have $48154 in savings, $16281 in fixed deposits, $2320 in stocks, $4271 in mutual funds, and $12428 in other investments. Insurance: Life Insurance with a premium of $2853 and coverage of $430699. No debt. Emergency Fund: Yes, Amount: $7018.","Plan for Louis Rivera:
+1. Income: $98839 per month
+2. Emergency Fund: $7018 (adequate for 6 months of expenses).
+3. Savings: $48154
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $430699 and a monthly premium of $2853.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2320
+Future Value after 10 years: $5800.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4271
+Future Value after 10 years: $8542.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16281
+Future Value after 10 years: $24421.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12428
+Future Value after 10 years: $14913.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $171643 to be achieved in 57 months.
+8. Net Worth: $171643.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Luke Bautista is a 26-year-old Male who works as a Doctor. They are currently Married and live at 037 Sherri Run Apt. 484, North Jessica, MI 69701 in India. They have 3 dependents: Brian (Age: 27, Gender: Male), Mark (Age: 13, Gender: Female), Lisa (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $178395 to be achieved in 33 months. Currently, they earn $33933 per month and have an expenditure of $28933. They have $14132 in savings, $8941 in fixed deposits, $24340 in stocks, $7214 in mutual funds, and $6582 in other investments. No insurance. Debt: Yes, Amount: $8756, Type: Credit Card, Interest Rate: 19.29916764337869%. Loan Start Date: 2023-10-06, Loan End Date: 2032-07-22. No emergency fund.","Plan for Luke Bautista:
+1. Income: $33933 per month
+2. Emergency Fund: $173598 (adequate for 6 months of expenses).
+3. Savings: $14132
+4. Debts: $8756 (Credit Card) with an interest rate of 19.29916764337869%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24340
+Future Value after 10 years: $60850.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7214
+Future Value after 10 years: $14428.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8941
+Future Value after 10 years: $13411.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6582
+Future Value after 10 years: $7898.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $178395 to be achieved in 33 months.
+8. Net Worth: $169639.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Haynes is a 29-year-old Female who works as a Doctor. They are currently Single and live at 253 Carter Grove Apt. 489, Port Shane, MD 19341 in UK. They have 1 dependents: Emma (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $190084 to be achieved in 20 months. Currently, they earn $78612 per month and have an expenditure of $47297. They have $43213 in savings, $4507 in fixed deposits, $1602 in stocks, $5616 in mutual funds, and $12722 in other investments. No insurance. No debt. No emergency fund.","Plan for Robert Haynes:
+1. Income: $78612 per month
+2. Emergency Fund: $283782 (adequate for 6 months of expenses).
+3. Savings: $43213
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1602
+Future Value after 10 years: $4005.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5616
+Future Value after 10 years: $11232.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4507
+Future Value after 10 years: $6760.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12722
+Future Value after 10 years: $15266.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $190084 to be achieved in 20 months.
+8. Net Worth: $190084.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Eduardo Harris is a 66-year-old Female who works as a Engineer. They are currently Married and live at 76755 Charles Motorway Suite 948, Burnston, ND 18351 in India. They have 2 dependents: Gary (Age: 8, Gender: Male), Jordan (Age: 25, Gender: Male). Their financial goal is Travel with a target amount of $187967 to be achieved in 52 months. Currently, they earn $108964 per month and have an expenditure of $22227. They have $8953 in savings, $25146 in fixed deposits, $27487 in stocks, $26833 in mutual funds, and $1128 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18656.","Plan for Eduardo Harris:
+1. Income: $108964 per month
+2. Emergency Fund: $18656 (adequate for 6 months of expenses).
+3. Savings: $8953
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27487
+Future Value after 10 years: $68717.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26833
+Future Value after 10 years: $53666.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25146
+Future Value after 10 years: $37719.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1128
+Future Value after 10 years: $1353.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $187967 to be achieved in 52 months.
+8. Net Worth: $187967.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandon Cohen is a 58-year-old Male who works as a Teacher. They are currently Divorced and live at 220 Nichols Inlet, Myersfort, ID 37711 in India. They have 1 dependents: Dakota (Age: 5, Gender: Male). Their financial goal is Travel with a target amount of $187436 to be achieved in 36 months. Currently, they earn $107862 per month and have an expenditure of $21082. They have $28230 in savings, $12155 in fixed deposits, $645 in stocks, $28797 in mutual funds, and $2170 in other investments. No insurance. No debt. No emergency fund.","Plan for Brandon Cohen:
+1. Income: $107862 per month
+2. Emergency Fund: $126492 (adequate for 6 months of expenses).
+3. Savings: $28230
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $645
+Future Value after 10 years: $1612.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28797
+Future Value after 10 years: $57594.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12155
+Future Value after 10 years: $18232.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2170
+Future Value after 10 years: $2604.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $187436 to be achieved in 36 months.
+8. Net Worth: $187436.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Woods is a 33-year-old Female who works as a Teacher. They are currently Single and live at 187 Robertson Drive, Stephanieton, OR 34224 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $110607 to be achieved in 49 months. Currently, they earn $36957 per month and have an expenditure of $30435. They have $27457 in savings, $26402 in fixed deposits, $19260 in stocks, $7149 in mutual funds, and $4334 in other investments. No insurance. Debt: Yes, Amount: $11706, Type: Personal Loan, Interest Rate: 11.5327657343775%. Loan Start Date: 2015-01-26, Loan End Date: 2029-04-14. No emergency fund.","Plan for David Woods:
+1. Income: $36957 per month
+2. Emergency Fund: $182610 (adequate for 6 months of expenses).
+3. Savings: $27457
+4. Debts: $11706 (Personal Loan) with an interest rate of 11.5327657343775%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19260
+Future Value after 10 years: $48150.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7149
+Future Value after 10 years: $14298.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26402
+Future Value after 10 years: $39603.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4334
+Future Value after 10 years: $5200.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $110607 to be achieved in 49 months.
+8. Net Worth: $98901.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Emily Conway is a 68-year-old Female who works as a Teacher. They are currently Married and live at 9979 Michelle Glen Suite 487, South Christopherbury, DC 49194 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $71213 to be achieved in 57 months. Currently, they earn $98261 per month and have an expenditure of $16794. They have $21435 in savings, $16045 in fixed deposits, $30091 in stocks, $18235 in mutual funds, and $9974 in other investments. Insurance: Life Insurance with a premium of $2479 and coverage of $169815. Debt: Yes, Amount: $7833, Type: Mortgage, Interest Rate: 6.781020735274883%. Loan Start Date: 2017-07-29, Loan End Date: 2025-01-22. Emergency Fund: Yes, Amount: $8270.","Plan for Emily Conway:
+1. Income: $98261 per month
+2. Emergency Fund: $8270 (adequate for 6 months of expenses).
+3. Savings: $21435
+4. Debts: $7833 (Mortgage) with an interest rate of 6.781020735274883%.
+5. Insurance: Life Insurance with coverage of $169815 and a monthly premium of $2479.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30091
+Future Value after 10 years: $75227.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18235
+Future Value after 10 years: $36470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16045
+Future Value after 10 years: $24067.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9974
+Future Value after 10 years: $11968.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $71213 to be achieved in 57 months.
+8. Net Worth: $63380.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Duncan is a 52-year-old Male who works as a Engineer. They are currently Married and live at 31388 Samuel Coves, Melissashire, KY 57005 in Canada. They have 3 dependents: Patricia (Age: 2, Gender: Female), Justin (Age: 23, Gender: Female), Michael (Age: 24, Gender: Female). Their financial goal is Save for Education with a target amount of $173073 to be achieved in 47 months. Currently, they earn $62875 per month and have an expenditure of $25147. They have $27868 in savings, $3427 in fixed deposits, $31757 in stocks, $4444 in mutual funds, and $17951 in other investments. Insurance: Health Insurance with a premium of $9959 and coverage of $379226. Debt: Yes, Amount: $7750, Type: Mortgage, Interest Rate: 4.441980313597485%. Loan Start Date: 2017-04-26, Loan End Date: 2032-03-01. No emergency fund.","Plan for Ashley Duncan:
+1. Income: $62875 per month
+2. Emergency Fund: $150882 (adequate for 6 months of expenses).
+3. Savings: $27868
+4. Debts: $7750 (Mortgage) with an interest rate of 4.441980313597485%.
+5. Insurance: Health Insurance with coverage of $379226 and a monthly premium of $9959.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31757
+Future Value after 10 years: $79392.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4444
+Future Value after 10 years: $8888.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3427
+Future Value after 10 years: $5140.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17951
+Future Value after 10 years: $21541.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $173073 to be achieved in 47 months.
+8. Net Worth: $165323.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Glen Espinoza is a 18-year-old Male who works as a Teacher. They are currently Married and live at PSC 6306, Box 2364, APO AE 86130 in India. They have 4 dependents: David (Age: 13, Gender: Female), Diana (Age: 16, Gender: Female), Christian (Age: 6, Gender: Female), Ronald (Age: 28, Gender: Male). Their financial goal is Save for Education with a target amount of $65639 to be achieved in 38 months. Currently, they earn $33288 per month and have an expenditure of $12570. They have $38168 in savings, $16498 in fixed deposits, $25140 in stocks, $21685 in mutual funds, and $5813 in other investments. No insurance. Debt: Yes, Amount: $18108, Type: Credit Card, Interest Rate: 21.24539216346622%. Loan Start Date: 2014-10-04, Loan End Date: 2027-09-10. No emergency fund.","Plan for Glen Espinoza:
+1. Income: $33288 per month
+2. Emergency Fund: $75420 (adequate for 6 months of expenses).
+3. Savings: $38168
+4. Debts: $18108 (Credit Card) with an interest rate of 21.24539216346622%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25140
+Future Value after 10 years: $62850.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21685
+Future Value after 10 years: $43370.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16498
+Future Value after 10 years: $24747.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5813
+Future Value after 10 years: $6975.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $65639 to be achieved in 38 months.
+8. Net Worth: $47531.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cynthia Fowler is a 57-year-old Female who works as a Engineer. They are currently Single and live at 222 Hill Avenue Apt. 375, Jonathanville, TN 89995 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $148225 to be achieved in 23 months. Currently, they earn $76628 per month and have an expenditure of $45803. They have $38186 in savings, $21002 in fixed deposits, $35732 in stocks, $18431 in mutual funds, and $17495 in other investments. Insurance: Health Insurance with a premium of $1120 and coverage of $151512. No debt. Emergency Fund: Yes, Amount: $5654.","Plan for Cynthia Fowler:
+1. Income: $76628 per month
+2. Emergency Fund: $5654 (adequate for 6 months of expenses).
+3. Savings: $38186
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $151512 and a monthly premium of $1120.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35732
+Future Value after 10 years: $89330.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18431
+Future Value after 10 years: $36862.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21002
+Future Value after 10 years: $31503.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17495
+Future Value after 10 years: $20994.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $148225 to be achieved in 23 months.
+8. Net Worth: $148225.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dawn Manning is a 68-year-old Male who works as a Teacher. They are currently Married and live at 193 Moran Locks Apt. 078, Henryville, WY 25073 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $186694 to be achieved in 59 months. Currently, they earn $88163 per month and have an expenditure of $36892. They have $14178 in savings, $18325 in fixed deposits, $44011 in stocks, $22511 in mutual funds, and $5916 in other investments. No insurance. No debt. No emergency fund.","Plan for Dawn Manning:
+1. Income: $88163 per month
+2. Emergency Fund: $221352 (adequate for 6 months of expenses).
+3. Savings: $14178
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44011
+Future Value after 10 years: $110027.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22511
+Future Value after 10 years: $45022.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18325
+Future Value after 10 years: $27487.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5916
+Future Value after 10 years: $7099.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $186694 to be achieved in 59 months.
+8. Net Worth: $186694.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Martinez is a 61-year-old Female who works as a Doctor. They are currently Divorced and live at 660 Harris Roads, New Angelaview, OK 19951 in USA. They have 1 dependents: Ashley (Age: 18, Gender: Male). Their financial goal is Retirement with a target amount of $140500 to be achieved in 15 months. Currently, they earn $110924 per month and have an expenditure of $25553. They have $25218 in savings, $25621 in fixed deposits, $33747 in stocks, $20216 in mutual funds, and $5885 in other investments. No insurance. No debt. No emergency fund.","Plan for Michael Martinez:
+1. Income: $110924 per month
+2. Emergency Fund: $153318 (adequate for 6 months of expenses).
+3. Savings: $25218
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33747
+Future Value after 10 years: $84367.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20216
+Future Value after 10 years: $40432.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25621
+Future Value after 10 years: $38431.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5885
+Future Value after 10 years: $7062.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $140500 to be achieved in 15 months.
+8. Net Worth: $140500.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan Lewis is a 27-year-old Female who works as a Doctor. They are currently Divorced and live at 756 Fitzpatrick Flats, New Joseph, UT 11176 in Canada. They have 1 dependents: Melanie (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $57734 to be achieved in 43 months. Currently, they earn $39693 per month and have an expenditure of $34693. They have $12042 in savings, $14482 in fixed deposits, $35915 in stocks, $3155 in mutual funds, and $15219 in other investments. Insurance: Home Insurance with a premium of $3897 and coverage of $293629. Debt: Yes, Amount: $16410, Type: Personal Loan, Interest Rate: 8.069026960775508%. Loan Start Date: 2022-08-03, Loan End Date: 2030-01-12. Emergency Fund: Yes, Amount: $17377.","Plan for Ryan Lewis:
+1. Income: $39693 per month
+2. Emergency Fund: $17377 (adequate for 6 months of expenses).
+3. Savings: $12042
+4. Debts: $16410 (Personal Loan) with an interest rate of 8.069026960775508%.
+5. Insurance: Home Insurance with coverage of $293629 and a monthly premium of $3897.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35915
+Future Value after 10 years: $89787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3155
+Future Value after 10 years: $6310.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14482
+Future Value after 10 years: $21723.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15219
+Future Value after 10 years: $18262.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $57734 to be achieved in 43 months.
+8. Net Worth: $41324.00000000001
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Kennedy is a 58-year-old Male who works as a Artist. They are currently Single and live at 05966 Julie Field, North Joel, MI 31267 in Canada. They have 1 dependents: Sonya (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $139920 to be achieved in 59 months. Currently, they earn $36351 per month and have an expenditure of $31351. They have $29495 in savings, $10622 in fixed deposits, $31850 in stocks, $11097 in mutual funds, and $7810 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $19420.","Plan for Nicole Kennedy:
+1. Income: $36351 per month
+2. Emergency Fund: $19420 (adequate for 6 months of expenses).
+3. Savings: $29495
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31850
+Future Value after 10 years: $79625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11097
+Future Value after 10 years: $22194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10622
+Future Value after 10 years: $15933.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7810
+Future Value after 10 years: $9372.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $139920 to be achieved in 59 months.
+8. Net Worth: $139920.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Brown is a 53-year-old Male who works as a Engineer. They are currently Single and live at 90335 Sarah Underpass Suite 347, Edwardton, TX 80396 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $154919 to be achieved in 87 months. Currently, they earn $117689 per month and have an expenditure of $19019. They have $24949 in savings, $24504 in fixed deposits, $1010 in stocks, $10461 in mutual funds, and $18086 in other investments. No insurance. Debt: Yes, Amount: $4580, Type: Mortgage, Interest Rate: 6.216806416237688%. Loan Start Date: 2023-03-23, Loan End Date: 2032-03-26. No emergency fund.","Plan for Tracy Brown:
+1. Income: $117689 per month
+2. Emergency Fund: $114114 (adequate for 6 months of expenses).
+3. Savings: $24949
+4. Debts: $4580 (Mortgage) with an interest rate of 6.216806416237688%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1010
+Future Value after 10 years: $2525.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10461
+Future Value after 10 years: $20922.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24504
+Future Value after 10 years: $36756.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18086
+Future Value after 10 years: $21703.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $154919 to be achieved in 87 months.
+8. Net Worth: $150339.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lindsey Wilcox is a 68-year-old Male who works as a Engineer. They are currently Single and live at 73529 Joseph Alley Apt. 269, Loganborough, NJ 79016 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $73563 to be achieved in 33 months. Currently, they earn $101445 per month and have an expenditure of $27667. They have $29329 in savings, $14632 in fixed deposits, $28739 in stocks, $10987 in mutual funds, and $18195 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $10307.","Plan for Lindsey Wilcox:
+1. Income: $101445 per month
+2. Emergency Fund: $10307 (adequate for 6 months of expenses).
+3. Savings: $29329
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28739
+Future Value after 10 years: $71847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10987
+Future Value after 10 years: $21974.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14632
+Future Value after 10 years: $21948.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18195
+Future Value after 10 years: $21834.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $73563 to be achieved in 33 months.
+8. Net Worth: $73563.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Ramos is a 39-year-old Male who works as a Teacher. They are currently Single and live at 0493 Webster Knolls, North Johnmouth, CA 66474 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $63680 to be achieved in 34 months. Currently, they earn $111053 per month and have an expenditure of $22554. They have $11728 in savings, $4386 in fixed deposits, $8471 in stocks, $12063 in mutual funds, and $2181 in other investments. Insurance: Home Insurance with a premium of $3128 and coverage of $121249. No debt. No emergency fund.","Plan for Jessica Ramos:
+1. Income: $111053 per month
+2. Emergency Fund: $135324 (adequate for 6 months of expenses).
+3. Savings: $11728
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $121249 and a monthly premium of $3128.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8471
+Future Value after 10 years: $21177.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12063
+Future Value after 10 years: $24126.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4386
+Future Value after 10 years: $6579.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2181
+Future Value after 10 years: $2617.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $63680 to be achieved in 34 months.
+8. Net Worth: $63680.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Randy Barber is a 52-year-old Female who works as a Doctor. They are currently Single and live at 74126 Timothy Crescent, Amandaville, CA 32086 in Canada. They have 2 dependents: Sara (Age: 12, Gender: Male), Jessica (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $181543 to be achieved in 56 months. Currently, they earn $75078 per month and have an expenditure of $11229. They have $14961 in savings, $9881 in fixed deposits, $34410 in stocks, $1299 in mutual funds, and $909 in other investments. Insurance: Life Insurance with a premium of $7972 and coverage of $313206. Debt: Yes, Amount: $10016, Type: Credit Card, Interest Rate: 18.641501454393623%. Loan Start Date: 2022-07-03, Loan End Date: 2032-01-24. No emergency fund.","Plan for Randy Barber:
+1. Income: $75078 per month
+2. Emergency Fund: $67374 (adequate for 6 months of expenses).
+3. Savings: $14961
+4. Debts: $10016 (Credit Card) with an interest rate of 18.641501454393623%.
+5. Insurance: Life Insurance with coverage of $313206 and a monthly premium of $7972.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34410
+Future Value after 10 years: $86025.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1299
+Future Value after 10 years: $2598.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9881
+Future Value after 10 years: $14821.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $909
+Future Value after 10 years: $1090.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $181543 to be achieved in 56 months.
+8. Net Worth: $171527.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Gonzalez is a 49-year-old Male who works as a Teacher. They are currently Married and live at 441 Shawn Lodge, South Bryan, WV 39676 in Canada. They have 4 dependents: Kimberly (Age: 11, Gender: Female), Ashley (Age: 26, Gender: Female), Cody (Age: 26, Gender: Male), Craig (Age: 19, Gender: Male). Their financial goal is Save for House with a target amount of $181450 to be achieved in 87 months. Currently, they earn $99550 per month and have an expenditure of $19722. They have $6182 in savings, $8822 in fixed deposits, $11811 in stocks, $23724 in mutual funds, and $5635 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $6814.","Plan for Amanda Gonzalez:
+1. Income: $99550 per month
+2. Emergency Fund: $6814 (adequate for 6 months of expenses).
+3. Savings: $6182
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11811
+Future Value after 10 years: $29527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23724
+Future Value after 10 years: $47448.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8822
+Future Value after 10 years: $13233.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5635
+Future Value after 10 years: $6762.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $181450 to be achieved in 87 months.
+8. Net Worth: $181450.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cathy Guzman is a 64-year-old Male who works as a Teacher. They are currently Divorced and live at 62806 Kristina Tunnel Apt. 792, Webbside, HI 18198 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $173981 to be achieved in 50 months. Currently, they earn $105150 per month and have an expenditure of $16478. They have $45492 in savings, $25807 in fixed deposits, $11870 in stocks, $17632 in mutual funds, and $7486 in other investments. No insurance. Debt: Yes, Amount: $3119, Type: Credit Card, Interest Rate: 19.146198918412555%. Loan Start Date: 2017-11-09, Loan End Date: 2033-04-06. No emergency fund.","Plan for Cathy Guzman:
+1. Income: $105150 per month
+2. Emergency Fund: $98868 (adequate for 6 months of expenses).
+3. Savings: $45492
+4. Debts: $3119 (Credit Card) with an interest rate of 19.146198918412555%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11870
+Future Value after 10 years: $29675.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17632
+Future Value after 10 years: $35264.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25807
+Future Value after 10 years: $38710.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7486
+Future Value after 10 years: $8983.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $173981 to be achieved in 50 months.
+8. Net Worth: $170862.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Judith Thomas is a 57-year-old Male who works as a Doctor. They are currently Divorced and live at Unit 8557 Box 5281, DPO AA 16469 in Canada. They have 2 dependents: Andrew (Age: 30, Gender: Female), Kyle (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $439619 to be achieved in 65 months. Currently, they earn $76834 per month and have an expenditure of $40920. They have $32697 in savings, $6892 in fixed deposits, $12871 in stocks, $13405 in mutual funds, and $18300 in other investments. No insurance. No debt. No emergency fund.","Plan for Judith Thomas:
+1. Income: $76834 per month
+2. Emergency Fund: $245520 (adequate for 6 months of expenses).
+3. Savings: $32697
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12871
+Future Value after 10 years: $32177.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13405
+Future Value after 10 years: $26810.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6892
+Future Value after 10 years: $10338.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18300
+Future Value after 10 years: $21960.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $439619 to be achieved in 65 months.
+8. Net Worth: $439619.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cindy Ramirez is a 38-year-old Male who works as a Doctor. They are currently Single and live at 5944 Jackson Keys Suite 833, South Jacob, WY 46565 in UK. They have 2 dependents: Mary (Age: 15, Gender: Female), Gregory (Age: 25, Gender: Female). Their financial goal is Save for Education with a target amount of $195930 to be achieved in 25 months. Currently, they earn $50866 per month and have an expenditure of $21780. They have $14326 in savings, $18532 in fixed deposits, $7997 in stocks, $15000 in mutual funds, and $8049 in other investments. Insurance: Home Insurance with a premium of $4747 and coverage of $234786. No debt. No emergency fund.","Plan for Cindy Ramirez:
+1. Income: $50866 per month
+2. Emergency Fund: $130680 (adequate for 6 months of expenses).
+3. Savings: $14326
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $234786 and a monthly premium of $4747.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7997
+Future Value after 10 years: $19992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15000
+Future Value after 10 years: $30000.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18532
+Future Value after 10 years: $27798.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8049
+Future Value after 10 years: $9658.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $195930 to be achieved in 25 months.
+8. Net Worth: $195930.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Edward Salas is a 42-year-old Female who works as a Engineer. They are currently Single and live at 812 Barr Underpass Suite 787, Larrymouth, SD 67332 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $149275 to be achieved in 35 months. Currently, they earn $56321 per month and have an expenditure of $40214. They have $15398 in savings, $8600 in fixed deposits, $33627 in stocks, $17339 in mutual funds, and $2229 in other investments. No insurance. Debt: Yes, Amount: $15895, Type: Mortgage, Interest Rate: 5.923664998929873%. Loan Start Date: 2018-05-08, Loan End Date: 2026-10-21. Emergency Fund: Yes, Amount: $1397.","Plan for Edward Salas:
+1. Income: $56321 per month
+2. Emergency Fund: $1397 (adequate for 6 months of expenses).
+3. Savings: $15398
+4. Debts: $15895 (Mortgage) with an interest rate of 5.923664998929873%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33627
+Future Value after 10 years: $84067.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17339
+Future Value after 10 years: $34678.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8600
+Future Value after 10 years: $12900.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2229
+Future Value after 10 years: $2674.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $149275 to be achieved in 35 months.
+8. Net Worth: $133380.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bradley Ayala is a 49-year-old Female who works as a Doctor. They are currently Divorced and live at 33580 Paul Divide, New Robert, RI 55672 in UK. They have 2 dependents: Christy (Age: 2, Gender: Male), Kelly (Age: 13, Gender: Female). Their financial goal is Save for Education with a target amount of $126587 to be achieved in 54 months. Currently, they earn $102349 per month and have an expenditure of $34661. They have $44564 in savings, $15828 in fixed deposits, $732 in stocks, $533 in mutual funds, and $13819 in other investments. No insurance. No debt. No emergency fund.","Plan for Bradley Ayala:
+1. Income: $102349 per month
+2. Emergency Fund: $207966 (adequate for 6 months of expenses).
+3. Savings: $44564
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $732
+Future Value after 10 years: $1830.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $533
+Future Value after 10 years: $1066.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15828
+Future Value after 10 years: $23742.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13819
+Future Value after 10 years: $16582.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $126587 to be achieved in 54 months.
+8. Net Worth: $126587.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Felicia Pena is a 23-year-old Female who works as a Teacher. They are currently Divorced and live at 219 Brad Mountain, West Madison, VA 06023 in Canada. They have 2 dependents: Donald (Age: 22, Gender: Female), David (Age: 2, Gender: Female). Their financial goal is Retirement with a target amount of $147129 to be achieved in 20 months. Currently, they earn $79683 per month and have an expenditure of $16915. They have $12298 in savings, $13657 in fixed deposits, $49884 in stocks, $26016 in mutual funds, and $10031 in other investments. Insurance: Auto Insurance with a premium of $4433 and coverage of $242436. No debt. No emergency fund.","Plan for Felicia Pena:
+1. Income: $79683 per month
+2. Emergency Fund: $101490 (adequate for 6 months of expenses).
+3. Savings: $12298
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $242436 and a monthly premium of $4433.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49884
+Future Value after 10 years: $124710.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26016
+Future Value after 10 years: $52032.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13657
+Future Value after 10 years: $20485.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10031
+Future Value after 10 years: $12037.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $147129 to be achieved in 20 months.
+8. Net Worth: $147129.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Audrey Hester is a 54-year-old Female who works as a Artist. They are currently Single and live at 8728 Shannon Heights, Deanhaven, AL 14924 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $57772 to be achieved in 50 months. Currently, they earn $51655 per month and have an expenditure of $20393. They have $29754 in savings, $454 in fixed deposits, $5636 in stocks, $10903 in mutual funds, and $7447 in other investments. Insurance: Auto Insurance with a premium of $3466 and coverage of $131252. No debt. Emergency Fund: Yes, Amount: $14646.","Plan for Audrey Hester:
+1. Income: $51655 per month
+2. Emergency Fund: $14646 (adequate for 6 months of expenses).
+3. Savings: $29754
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $131252 and a monthly premium of $3466.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5636
+Future Value after 10 years: $14090.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10903
+Future Value after 10 years: $21806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $454
+Future Value after 10 years: $681.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7447
+Future Value after 10 years: $8936.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $57772 to be achieved in 50 months.
+8. Net Worth: $57772.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Wanda Hernandez is a 69-year-old Female who works as a Artist. They are currently Divorced and live at 0622 Joseph Meadow, North Danaland, FM 06347 in USA. They have 1 dependents: Hannah (Age: 17, Gender: Female). Their financial goal is Retirement with a target amount of $85827 to be achieved in 44 months. Currently, they earn $96500 per month and have an expenditure of $16761. They have $17519 in savings, $15007 in fixed deposits, $37339 in stocks, $2267 in mutual funds, and $5188 in other investments. No insurance. Debt: Yes, Amount: $9488, Type: Credit Card, Interest Rate: 22.27114860791866%. Loan Start Date: 2019-12-20, Loan End Date: 2033-10-31. No emergency fund.","Plan for Wanda Hernandez:
+1. Income: $96500 per month
+2. Emergency Fund: $100566 (adequate for 6 months of expenses).
+3. Savings: $17519
+4. Debts: $9488 (Credit Card) with an interest rate of 22.27114860791866%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37339
+Future Value after 10 years: $93347.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2267
+Future Value after 10 years: $4534.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15007
+Future Value after 10 years: $22510.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5188
+Future Value after 10 years: $6225.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $85827 to be achieved in 44 months.
+8. Net Worth: $76339.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brittany Bradford is a 42-year-old Male who works as a Artist. They are currently Single and live at 2785 Wheeler Mountains Apt. 327, Bergstad, AS 30854 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $191093 to be achieved in 41 months. Currently, they earn $119448 per month and have an expenditure of $32001. They have $22127 in savings, $26812 in fixed deposits, $18310 in stocks, $25894 in mutual funds, and $12029 in other investments. No insurance. Debt: Yes, Amount: $13725, Type: Credit Card, Interest Rate: 16.08980306123506%. Loan Start Date: 2020-07-08, Loan End Date: 2027-09-04. Emergency Fund: Yes, Amount: $11269.","Plan for Brittany Bradford:
+1. Income: $119448 per month
+2. Emergency Fund: $11269 (adequate for 6 months of expenses).
+3. Savings: $22127
+4. Debts: $13725 (Credit Card) with an interest rate of 16.08980306123506%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18310
+Future Value after 10 years: $45775.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25894
+Future Value after 10 years: $51788.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26812
+Future Value after 10 years: $40218.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12029
+Future Value after 10 years: $14434.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $191093 to be achieved in 41 months.
+8. Net Worth: $177368.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Abigail Whitney is a 56-year-old Female who works as a Teacher. They are currently Divorced and live at 779 Hicks Brook, Gonzalesmouth, NY 15602 in USA. They have 2 dependents: Carly (Age: 23, Gender: Female), Mikayla (Age: 7, Gender: Female). Their financial goal is Travel with a target amount of $156750 to be achieved in 57 months. Currently, they earn $71651 per month and have an expenditure of $40416. They have $42858 in savings, $23693 in fixed deposits, $8834 in stocks, $371 in mutual funds, and $17704 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2608.","Plan for Abigail Whitney:
+1. Income: $71651 per month
+2. Emergency Fund: $2608 (adequate for 6 months of expenses).
+3. Savings: $42858
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8834
+Future Value after 10 years: $22085.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $371
+Future Value after 10 years: $742.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23693
+Future Value after 10 years: $35539.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17704
+Future Value after 10 years: $21244.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $156750 to be achieved in 57 months.
+8. Net Worth: $156750.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Mercer is a 64-year-old Female who works as a Engineer. They are currently Divorced and live at 25574 Heather Spurs Apt. 177, South Brianville, MD 70568 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $70204 to be achieved in 56 months. Currently, they earn $38367 per month and have an expenditure of $33367. They have $17513 in savings, $19875 in fixed deposits, $45162 in stocks, $8589 in mutual funds, and $15794 in other investments. Insurance: Home Insurance with a premium of $2215 and coverage of $468210. Debt: Yes, Amount: $16038, Type: Mortgage, Interest Rate: 6.715028053777919%. Loan Start Date: 2015-02-06, Loan End Date: 2033-02-12. No emergency fund.","Plan for Elizabeth Mercer:
+1. Income: $38367 per month
+2. Emergency Fund: $200202 (adequate for 6 months of expenses).
+3. Savings: $17513
+4. Debts: $16038 (Mortgage) with an interest rate of 6.715028053777919%.
+5. Insurance: Home Insurance with coverage of $468210 and a monthly premium of $2215.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45162
+Future Value after 10 years: $112905.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8589
+Future Value after 10 years: $17178.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19875
+Future Value after 10 years: $29812.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15794
+Future Value after 10 years: $18952.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $70204 to be achieved in 56 months.
+8. Net Worth: $54166.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandon Austin is a 47-year-old Male who works as a Teacher. They are currently Single and live at 11828 Riley Harbor, Lake Michaelberg, MS 41687 in UK. They have 2 dependents: Lori (Age: 3, Gender: Female), Susan (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $484352 to be achieved in 116 months. Currently, they earn $58615 per month and have an expenditure of $22956. They have $48797 in savings, $14503 in fixed deposits, $3280 in stocks, $25919 in mutual funds, and $13275 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4230.","Plan for Brandon Austin:
+1. Income: $58615 per month
+2. Emergency Fund: $4230 (adequate for 6 months of expenses).
+3. Savings: $48797
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3280
+Future Value after 10 years: $8200.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25919
+Future Value after 10 years: $51838.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14503
+Future Value after 10 years: $21754.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13275
+Future Value after 10 years: $15930.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $484352 to be achieved in 116 months.
+8. Net Worth: $484352.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Vincent is a 24-year-old Female who works as a Artist. They are currently Married and live at 65966 Hernandez Falls Apt. 997, Calvintown, MO 62918 in India. They have 1 dependents: Jennifer (Age: 1, Gender: Male). Their financial goal is Save for House with a target amount of $390827 to be achieved in 69 months. Currently, they earn $33098 per month and have an expenditure of $11177. They have $39108 in savings, $27585 in fixed deposits, $2710 in stocks, $12340 in mutual funds, and $12098 in other investments. Insurance: Health Insurance with a premium of $3786 and coverage of $208389. Debt: Yes, Amount: $7584, Type: Credit Card, Interest Rate: 16.960192249185774%. Loan Start Date: 2020-06-01, Loan End Date: 2026-10-25. No emergency fund.","Plan for Kelly Vincent:
+1. Income: $33098 per month
+2. Emergency Fund: $67062 (adequate for 6 months of expenses).
+3. Savings: $39108
+4. Debts: $7584 (Credit Card) with an interest rate of 16.960192249185774%.
+5. Insurance: Health Insurance with coverage of $208389 and a monthly premium of $3786.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2710
+Future Value after 10 years: $6775.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12340
+Future Value after 10 years: $24680.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27585
+Future Value after 10 years: $41377.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12098
+Future Value after 10 years: $14517.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $390827 to be achieved in 69 months.
+8. Net Worth: $383243.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Mathis is a 35-year-old Female who works as a Doctor. They are currently Divorced and live at 9221 Reynolds Course Suite 846, Melanieborough, NC 02015 in India. They have 2 dependents: Norma (Age: 2, Gender: Female), Gail (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $186992 to be achieved in 33 months. Currently, they earn $102854 per month and have an expenditure of $11989. They have $41140 in savings, $14784 in fixed deposits, $10360 in stocks, $16239 in mutual funds, and $6236 in other investments. No insurance. No debt. No emergency fund.","Plan for Mark Mathis:
+1. Income: $102854 per month
+2. Emergency Fund: $71934 (adequate for 6 months of expenses).
+3. Savings: $41140
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10360
+Future Value after 10 years: $25900.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16239
+Future Value after 10 years: $32478.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14784
+Future Value after 10 years: $22176.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6236
+Future Value after 10 years: $7483.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $186992 to be achieved in 33 months.
+8. Net Worth: $186992.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Sullivan is a 65-year-old Male who works as a Artist. They are currently Divorced and live at Unit 8182 Box 6764, DPO AE 90202 in USA. They have 2 dependents: Karen (Age: 18, Gender: Male), Gregory (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $154331 to be achieved in 49 months. Currently, they earn $100012 per month and have an expenditure of $21695. They have $48487 in savings, $4850 in fixed deposits, $41454 in stocks, $171 in mutual funds, and $19011 in other investments. No insurance. No debt. No emergency fund.","Plan for Justin Sullivan:
+1. Income: $100012 per month
+2. Emergency Fund: $130170 (adequate for 6 months of expenses).
+3. Savings: $48487
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41454
+Future Value after 10 years: $103635.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $171
+Future Value after 10 years: $342.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4850
+Future Value after 10 years: $7275.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19011
+Future Value after 10 years: $22813.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $154331 to be achieved in 49 months.
+8. Net Worth: $154331.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lawrence Giles is a 65-year-old Female who works as a Engineer. They are currently Single and live at 252 Jones Fords Apt. 915, East Brittanystad, NE 18750 in UK. They have 2 dependents: Elizabeth (Age: 15, Gender: Male), Roger (Age: 21, Gender: Male). Their financial goal is Save for House with a target amount of $190164 to be achieved in 81 months. Currently, they earn $60727 per month and have an expenditure of $13314. They have $30946 in savings, $12569 in fixed deposits, $49268 in stocks, $7370 in mutual funds, and $6841 in other investments. Insurance: Life Insurance with a premium of $7130 and coverage of $71188. No debt. Emergency Fund: Yes, Amount: $3029.","Plan for Lawrence Giles:
+1. Income: $60727 per month
+2. Emergency Fund: $3029 (adequate for 6 months of expenses).
+3. Savings: $30946
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $71188 and a monthly premium of $7130.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49268
+Future Value after 10 years: $123170.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7370
+Future Value after 10 years: $14740.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12569
+Future Value after 10 years: $18853.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6841
+Future Value after 10 years: $8209.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $190164 to be achieved in 81 months.
+8. Net Worth: $190164.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Price is a 47-year-old Male who works as a Doctor. They are currently Single and live at 151 Sherri Cove, West Reneeburgh, GU 78046 in USA. They have 2 dependents: Leah (Age: 16, Gender: Male), John (Age: 6, Gender: Male). Their financial goal is Save for House with a target amount of $387132 to be achieved in 91 months. Currently, they earn $46655 per month and have an expenditure of $40601. They have $16729 in savings, $2449 in fixed deposits, $43850 in stocks, $17474 in mutual funds, and $11078 in other investments. Insurance: Health Insurance with a premium of $3377 and coverage of $445644. Debt: Yes, Amount: $1130, Type: Credit Card, Interest Rate: 18.049233374906656%. Loan Start Date: 2022-06-11, Loan End Date: 2030-11-21. Emergency Fund: Yes, Amount: $13056.","Plan for Laura Price:
+1. Income: $46655 per month
+2. Emergency Fund: $13056 (adequate for 6 months of expenses).
+3. Savings: $16729
+4. Debts: $1130 (Credit Card) with an interest rate of 18.049233374906656%.
+5. Insurance: Health Insurance with coverage of $445644 and a monthly premium of $3377.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43850
+Future Value after 10 years: $109625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17474
+Future Value after 10 years: $34948.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2449
+Future Value after 10 years: $3673.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11078
+Future Value after 10 years: $13293.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $387132 to be achieved in 91 months.
+8. Net Worth: $386002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Chelsea Brown is a 40-year-old Male who works as a Artist. They are currently Divorced and live at 2395 Anthony Loaf, Stephenbury, ID 63391 in India. They have 2 dependents: Rick (Age: 21, Gender: Male), Danny (Age: 18, Gender: Male). Their financial goal is Save for House with a target amount of $401398 to be achieved in 118 months. Currently, they earn $111909 per month and have an expenditure of $37940. They have $44936 in savings, $28789 in fixed deposits, $17430 in stocks, $12779 in mutual funds, and $6182 in other investments. No insurance. Debt: Yes, Amount: $13037, Type: Mortgage, Interest Rate: 5.600692345288369%. Loan Start Date: 2015-02-26, Loan End Date: 2028-02-21. No emergency fund.","Plan for Chelsea Brown:
+1. Income: $111909 per month
+2. Emergency Fund: $227640 (adequate for 6 months of expenses).
+3. Savings: $44936
+4. Debts: $13037 (Mortgage) with an interest rate of 5.600692345288369%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17430
+Future Value after 10 years: $43575.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12779
+Future Value after 10 years: $25558.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28789
+Future Value after 10 years: $43183.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6182
+Future Value after 10 years: $7418.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $401398 to be achieved in 118 months.
+8. Net Worth: $388361.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Wu is a 60-year-old Female who works as a Doctor. They are currently Married and live at Unit 8652 Box 8785, DPO AA 54315 in Canada. They have 4 dependents: Wyatt (Age: 7, Gender: Female), Yolanda (Age: 10, Gender: Male), Samuel (Age: 29, Gender: Female), Carolyn (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $445990 to be achieved in 119 months. Currently, they earn $53808 per month and have an expenditure of $33032. They have $29273 in savings, $4461 in fixed deposits, $34402 in stocks, $25154 in mutual funds, and $13741 in other investments. No insurance. Debt: Yes, Amount: $12738, Type: Mortgage, Interest Rate: 6.995031125808764%. Loan Start Date: 2015-08-11, Loan End Date: 2025-01-29. No emergency fund.","Plan for Nicole Wu:
+1. Income: $53808 per month
+2. Emergency Fund: $198192 (adequate for 6 months of expenses).
+3. Savings: $29273
+4. Debts: $12738 (Mortgage) with an interest rate of 6.995031125808764%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34402
+Future Value after 10 years: $86005.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25154
+Future Value after 10 years: $50308.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4461
+Future Value after 10 years: $6691.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13741
+Future Value after 10 years: $16489.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $445990 to be achieved in 119 months.
+8. Net Worth: $433252.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Sanchez is a 66-year-old Male who works as a Doctor. They are currently Divorced and live at 00376 Boone Circle, Sweeneyville, FM 48827 in UK. They have 1 dependents: Carolyn (Age: 6, Gender: Male). Their financial goal is Travel with a target amount of $95833 to be achieved in 17 months. Currently, they earn $47842 per month and have an expenditure of $40836. They have $24717 in savings, $14119 in fixed deposits, $25443 in stocks, $20928 in mutual funds, and $11169 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16596.","Plan for David Sanchez:
+1. Income: $47842 per month
+2. Emergency Fund: $16596 (adequate for 6 months of expenses).
+3. Savings: $24717
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25443
+Future Value after 10 years: $63607.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20928
+Future Value after 10 years: $41856.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14119
+Future Value after 10 years: $21178.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11169
+Future Value after 10 years: $13402.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $95833 to be achieved in 17 months.
+8. Net Worth: $95833.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paul Rhodes is a 52-year-old Female who works as a Teacher. They are currently Divorced and live at 27105 Evan Via, West Michaelfurt, AS 66507 in UK. They have 1 dependents: Tara (Age: 11, Gender: Male). Their financial goal is Retirement with a target amount of $158241 to be achieved in 26 months. Currently, they earn $55569 per month and have an expenditure of $24113. They have $6244 in savings, $5562 in fixed deposits, $7010 in stocks, $22998 in mutual funds, and $19385 in other investments. No insurance. Debt: Yes, Amount: $10019, Type: Credit Card, Interest Rate: 19.750988228121443%. Loan Start Date: 2017-10-16, Loan End Date: 2027-09-13. No emergency fund.","Plan for Paul Rhodes:
+1. Income: $55569 per month
+2. Emergency Fund: $144678 (adequate for 6 months of expenses).
+3. Savings: $6244
+4. Debts: $10019 (Credit Card) with an interest rate of 19.750988228121443%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7010
+Future Value after 10 years: $17525.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22998
+Future Value after 10 years: $45996.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5562
+Future Value after 10 years: $8343.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19385
+Future Value after 10 years: $23262.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $158241 to be achieved in 26 months.
+8. Net Worth: $148222.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Fox is a 55-year-old Female who works as a Artist. They are currently Married and live at 2254 Andrews Stream, Port Bethbury, GA 82910 in USA. They have 3 dependents: Matthew (Age: 30, Gender: Female), Peggy (Age: 17, Gender: Female), Caitlin (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $177963 to be achieved in 13 months. Currently, they earn $103150 per month and have an expenditure of $24605. They have $27583 in savings, $25476 in fixed deposits, $1692 in stocks, $21764 in mutual funds, and $11530 in other investments. Insurance: Home Insurance with a premium of $3189 and coverage of $92102. No debt. No emergency fund.","Plan for Laura Fox:
+1. Income: $103150 per month
+2. Emergency Fund: $147630 (adequate for 6 months of expenses).
+3. Savings: $27583
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $92102 and a monthly premium of $3189.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1692
+Future Value after 10 years: $4230.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21764
+Future Value after 10 years: $43528.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25476
+Future Value after 10 years: $38214.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11530
+Future Value after 10 years: $13836.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $177963 to be achieved in 13 months.
+8. Net Worth: $177963.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lindsay Chavez is a 69-year-old Male who works as a Teacher. They are currently Divorced and live at 54655 Ashley Springs, Wellsmouth, OH 19342 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $111834 to be achieved in 12 months. Currently, they earn $102261 per month and have an expenditure of $18511. They have $47166 in savings, $29515 in fixed deposits, $49026 in stocks, $1252 in mutual funds, and $7943 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2551.","Plan for Lindsay Chavez:
+1. Income: $102261 per month
+2. Emergency Fund: $2551 (adequate for 6 months of expenses).
+3. Savings: $47166
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49026
+Future Value after 10 years: $122565.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1252
+Future Value after 10 years: $2504.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29515
+Future Value after 10 years: $44272.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7943
+Future Value after 10 years: $9531.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111834 to be achieved in 12 months.
+8. Net Worth: $111834.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffery Torres is a 42-year-old Male who works as a Artist. They are currently Married and live at 352 Tyler Port, Friedmanchester, OH 12927 in UK. They have 4 dependents: Beth (Age: 14, Gender: Female), William (Age: 4, Gender: Female), Carolyn (Age: 9, Gender: Female), Joseph (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $53163 to be achieved in 47 months. Currently, they earn $56594 per month and have an expenditure of $32854. They have $23986 in savings, $3820 in fixed deposits, $35781 in stocks, $4734 in mutual funds, and $17963 in other investments. Insurance: Life Insurance with a premium of $8300 and coverage of $106851. No debt. No emergency fund.","Plan for Jeffery Torres:
+1. Income: $56594 per month
+2. Emergency Fund: $197124 (adequate for 6 months of expenses).
+3. Savings: $23986
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $106851 and a monthly premium of $8300.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35781
+Future Value after 10 years: $89452.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4734
+Future Value after 10 years: $9468.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3820
+Future Value after 10 years: $5730.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17963
+Future Value after 10 years: $21555.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53163 to be achieved in 47 months.
+8. Net Worth: $53163.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Billy Berry is a 49-year-old Male who works as a Artist. They are currently Married and live at 528 Ryan Ferry Suite 826, Raymondbury, NJ 93124 in UK. They have 1 dependents: Laurie (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $85713 to be achieved in 23 months. Currently, they earn $44364 per month and have an expenditure of $39364. They have $33537 in savings, $5147 in fixed deposits, $7991 in stocks, $3607 in mutual funds, and $14385 in other investments. No insurance. No debt. No emergency fund.","Plan for Billy Berry:
+1. Income: $44364 per month
+2. Emergency Fund: $236184 (adequate for 6 months of expenses).
+3. Savings: $33537
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7991
+Future Value after 10 years: $19977.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3607
+Future Value after 10 years: $7214.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5147
+Future Value after 10 years: $7720.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14385
+Future Value after 10 years: $17262.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $85713 to be achieved in 23 months.
+8. Net Worth: $85713.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Smith is a 61-year-old Female who works as a Teacher. They are currently Married and live at 4305 Roberts Loop Apt. 727, South Tami, AL 96484 in India. They have 2 dependents: Garrett (Age: 9, Gender: Male), Cynthia (Age: 18, Gender: Male). Their financial goal is Travel with a target amount of $123344 to be achieved in 56 months. Currently, they earn $100001 per month and have an expenditure of $26428. They have $9931 in savings, $27204 in fixed deposits, $24511 in stocks, $24029 in mutual funds, and $15225 in other investments. No insurance. No debt. No emergency fund.","Plan for Jonathan Smith:
+1. Income: $100001 per month
+2. Emergency Fund: $158568 (adequate for 6 months of expenses).
+3. Savings: $9931
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24511
+Future Value after 10 years: $61277.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24029
+Future Value after 10 years: $48058.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27204
+Future Value after 10 years: $40806.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15225
+Future Value after 10 years: $18270.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $123344 to be achieved in 56 months.
+8. Net Worth: $123344.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lacey Vincent is a 21-year-old Female who works as a Teacher. They are currently Divorced and live at 293 Colleen Center, New Douglas, NE 30912 in Canada. They have 1 dependents: Michelle (Age: 16, Gender: Female). Their financial goal is Save for Education with a target amount of $58395 to be achieved in 36 months. Currently, they earn $74683 per month and have an expenditure of $37283. They have $40308 in savings, $13173 in fixed deposits, $47392 in stocks, $3040 in mutual funds, and $13853 in other investments. Insurance: Life Insurance with a premium of $4982 and coverage of $216415. No debt. Emergency Fund: Yes, Amount: $5781.","Plan for Lacey Vincent:
+1. Income: $74683 per month
+2. Emergency Fund: $5781 (adequate for 6 months of expenses).
+3. Savings: $40308
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $216415 and a monthly premium of $4982.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47392
+Future Value after 10 years: $118480.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3040
+Future Value after 10 years: $6080.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13173
+Future Value after 10 years: $19759.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13853
+Future Value after 10 years: $16623.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $58395 to be achieved in 36 months.
+8. Net Worth: $58395.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Reed is a 63-year-old Female who works as a Artist. They are currently Divorced and live at 5554 Robert Brooks Apt. 183, Gabrielport, TX 23717 in UK. They have 1 dependents: Madison (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $121982 to be achieved in 25 months. Currently, they earn $106548 per month and have an expenditure of $31928. They have $16160 in savings, $9115 in fixed deposits, $1225 in stocks, $4401 in mutual funds, and $6595 in other investments. Insurance: Home Insurance with a premium of $5144 and coverage of $310041. Debt: Yes, Amount: $9292, Type: Mortgage, Interest Rate: 6.194952096105471%. Loan Start Date: 2018-09-14, Loan End Date: 2034-07-09. No emergency fund.","Plan for Sarah Reed:
+1. Income: $106548 per month
+2. Emergency Fund: $191568 (adequate for 6 months of expenses).
+3. Savings: $16160
+4. Debts: $9292 (Mortgage) with an interest rate of 6.194952096105471%.
+5. Insurance: Home Insurance with coverage of $310041 and a monthly premium of $5144.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1225
+Future Value after 10 years: $3062.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4401
+Future Value after 10 years: $8802.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9115
+Future Value after 10 years: $13672.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6595
+Future Value after 10 years: $7914.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $121982 to be achieved in 25 months.
+8. Net Worth: $112690.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Courtney Garcia is a 61-year-old Female who works as a Artist. They are currently Divorced and live at 6692 Hunt Brook, Lake Vanessa, PW 25455 in USA. They have 1 dependents: Maurice (Age: 22, Gender: Male). Their financial goal is Retirement with a target amount of $67802 to be achieved in 16 months. Currently, they earn $84959 per month and have an expenditure of $44067. They have $27844 in savings, $3971 in fixed deposits, $44899 in stocks, $837 in mutual funds, and $5534 in other investments. Insurance: Home Insurance with a premium of $6913 and coverage of $468480. No debt. No emergency fund.","Plan for Courtney Garcia:
+1. Income: $84959 per month
+2. Emergency Fund: $264402 (adequate for 6 months of expenses).
+3. Savings: $27844
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $468480 and a monthly premium of $6913.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44899
+Future Value after 10 years: $112247.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $837
+Future Value after 10 years: $1674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3971
+Future Value after 10 years: $5956.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5534
+Future Value after 10 years: $6640.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $67802 to be achieved in 16 months.
+8. Net Worth: $67802.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terrence Cochran is a 45-year-old Male who works as a Artist. They are currently Married and live at 133 Coffey Rapids, Lake Allenfort, VA 52657 in USA. They have 4 dependents: Christina (Age: 8, Gender: Female), Pamela (Age: 15, Gender: Male), Nicholas (Age: 23, Gender: Female), Alexandra (Age: 6, Gender: Male). Their financial goal is Travel with a target amount of $59076 to be achieved in 26 months. Currently, they earn $53166 per month and have an expenditure of $15961. They have $42436 in savings, $11496 in fixed deposits, $19466 in stocks, $11573 in mutual funds, and $7463 in other investments. No insurance. Debt: Yes, Amount: $3315, Type: Personal Loan, Interest Rate: 11.871436886319945%. Loan Start Date: 2019-05-03, Loan End Date: 2025-10-07. No emergency fund.","Plan for Terrence Cochran:
+1. Income: $53166 per month
+2. Emergency Fund: $95766 (adequate for 6 months of expenses).
+3. Savings: $42436
+4. Debts: $3315 (Personal Loan) with an interest rate of 11.871436886319945%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19466
+Future Value after 10 years: $48665.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11573
+Future Value after 10 years: $23146.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11496
+Future Value after 10 years: $17244.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7463
+Future Value after 10 years: $8955.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $59076 to be achieved in 26 months.
+8. Net Worth: $55761.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Linda Alvarado is a 41-year-old Female who works as a Artist. They are currently Married and live at 3765 Cruz Plaza, Erinmouth, MA 52322 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $99635 to be achieved in 33 months. Currently, they earn $109238 per month and have an expenditure of $24494. They have $30064 in savings, $27851 in fixed deposits, $27975 in stocks, $18679 in mutual funds, and $13378 in other investments. No insurance. No debt. No emergency fund.","Plan for Linda Alvarado:
+1. Income: $109238 per month
+2. Emergency Fund: $146964 (adequate for 6 months of expenses).
+3. Savings: $30064
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27975
+Future Value after 10 years: $69937.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18679
+Future Value after 10 years: $37358.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27851
+Future Value after 10 years: $41776.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13378
+Future Value after 10 years: $16053.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $99635 to be achieved in 33 months.
+8. Net Worth: $99635.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Marks is a 30-year-old Female who works as a Doctor. They are currently Married and live at PSC 0647, Box 3747, APO AP 38871 in UK. They have 5 dependents: Walter (Age: 10, Gender: Female), Joshua (Age: 28, Gender: Male), David (Age: 7, Gender: Female), Brittany (Age: 24, Gender: Male), Michaela (Age: 14, Gender: Male). Their financial goal is Retirement with a target amount of $135312 to be achieved in 15 months. Currently, they earn $59843 per month and have an expenditure of $31029. They have $17740 in savings, $29171 in fixed deposits, $9894 in stocks, $19270 in mutual funds, and $17524 in other investments. No insurance. Debt: Yes, Amount: $13559, Type: Mortgage, Interest Rate: 5.953688389884327%. Loan Start Date: 2015-09-04, Loan End Date: 2029-06-28. No emergency fund.","Plan for Amanda Marks:
+1. Income: $59843 per month
+2. Emergency Fund: $186174 (adequate for 6 months of expenses).
+3. Savings: $17740
+4. Debts: $13559 (Mortgage) with an interest rate of 5.953688389884327%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9894
+Future Value after 10 years: $24735.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19270
+Future Value after 10 years: $38540.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29171
+Future Value after 10 years: $43756.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17524
+Future Value after 10 years: $21028.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $135312 to be achieved in 15 months.
+8. Net Worth: $121753.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Webb is a 62-year-old Female who works as a Doctor. They are currently Single and live at 804 Bryan Views, Watsonmouth, NV 13887 in UK. They have 2 dependents: Timothy (Age: 10, Gender: Female), Cody (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $88622 to be achieved in 16 months. Currently, they earn $97722 per month and have an expenditure of $29362. They have $48577 in savings, $23997 in fixed deposits, $30397 in stocks, $29437 in mutual funds, and $3148 in other investments. No insurance. Debt: Yes, Amount: $16597, Type: Credit Card, Interest Rate: 20.48124119938288%. Loan Start Date: 2022-04-10, Loan End Date: 2031-06-25. Emergency Fund: Yes, Amount: $14021.","Plan for Robert Webb:
+1. Income: $97722 per month
+2. Emergency Fund: $14021 (adequate for 6 months of expenses).
+3. Savings: $48577
+4. Debts: $16597 (Credit Card) with an interest rate of 20.48124119938288%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30397
+Future Value after 10 years: $75992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29437
+Future Value after 10 years: $58874.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23997
+Future Value after 10 years: $35995.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3148
+Future Value after 10 years: $3777.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $88622 to be achieved in 16 months.
+8. Net Worth: $72025.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Fletcher is a 70-year-old Male who works as a Artist. They are currently Divorced and live at 810 Gallagher Spurs, North Edwin, NH 44976 in USA. They have 2 dependents: Greg (Age: 29, Gender: Female), James (Age: 12, Gender: Female). Their financial goal is Save for Education with a target amount of $110792 to be achieved in 46 months. Currently, they earn $34897 per month and have an expenditure of $29897. They have $27152 in savings, $12213 in fixed deposits, $2580 in stocks, $28558 in mutual funds, and $5289 in other investments. Insurance: Auto Insurance with a premium of $3124 and coverage of $335807. No debt. Emergency Fund: Yes, Amount: $14949.","Plan for James Fletcher:
+1. Income: $34897 per month
+2. Emergency Fund: $14949 (adequate for 6 months of expenses).
+3. Savings: $27152
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $335807 and a monthly premium of $3124.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2580
+Future Value after 10 years: $6450.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28558
+Future Value after 10 years: $57116.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12213
+Future Value after 10 years: $18319.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5289
+Future Value after 10 years: $6346.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $110792 to be achieved in 46 months.
+8. Net Worth: $110792.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Riley James is a 52-year-old Male who works as a Artist. They are currently Married and live at 9396 Peter Mountain, Port Garyfort, MH 26855 in Canada. They have 4 dependents: Tracy (Age: 23, Gender: Male), Mary (Age: 24, Gender: Male), Michael (Age: 30, Gender: Female), Diana (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $126321 to be achieved in 42 months. Currently, they earn $85735 per month and have an expenditure of $31122. They have $41150 in savings, $1365 in fixed deposits, $44435 in stocks, $24691 in mutual funds, and $16716 in other investments. Insurance: Health Insurance with a premium of $5140 and coverage of $127183. No debt. No emergency fund.","Plan for Riley James:
+1. Income: $85735 per month
+2. Emergency Fund: $186732 (adequate for 6 months of expenses).
+3. Savings: $41150
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $127183 and a monthly premium of $5140.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44435
+Future Value after 10 years: $111087.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24691
+Future Value after 10 years: $49382.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1365
+Future Value after 10 years: $2047.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16716
+Future Value after 10 years: $20059.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $126321 to be achieved in 42 months.
+8. Net Worth: $126321.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Weaver is a 70-year-old Female who works as a Teacher. They are currently Married and live at 59899 Johnson Course, Mistymouth, WY 49964 in Canada. They have 1 dependents: Samuel (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $164453 to be achieved in 33 months. Currently, they earn $87766 per month and have an expenditure of $12086. They have $18038 in savings, $10652 in fixed deposits, $22542 in stocks, $17708 in mutual funds, and $16255 in other investments. Insurance: Auto Insurance with a premium of $8376 and coverage of $374968. Debt: Yes, Amount: $8205, Type: Credit Card, Interest Rate: 15.482393176204486%. Loan Start Date: 2015-05-03, Loan End Date: 2032-07-23. No emergency fund.","Plan for John Weaver:
+1. Income: $87766 per month
+2. Emergency Fund: $72516 (adequate for 6 months of expenses).
+3. Savings: $18038
+4. Debts: $8205 (Credit Card) with an interest rate of 15.482393176204486%.
+5. Insurance: Auto Insurance with coverage of $374968 and a monthly premium of $8376.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22542
+Future Value after 10 years: $56355.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17708
+Future Value after 10 years: $35416.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10652
+Future Value after 10 years: $15978.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16255
+Future Value after 10 years: $19506.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $164453 to be achieved in 33 months.
+8. Net Worth: $156248.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrea Norman is a 42-year-old Male who works as a Doctor. They are currently Married and live at 567 Martinez Manor, Trujilloburgh, MN 39760 in India. They have 5 dependents: Jennifer (Age: 4, Gender: Male), Megan (Age: 30, Gender: Female), James (Age: 22, Gender: Female), Kimberly (Age: 3, Gender: Male), Mark (Age: 23, Gender: Male). Their financial goal is Save for House with a target amount of $257765 to be achieved in 89 months. Currently, they earn $93361 per month and have an expenditure of $29537. They have $22220 in savings, $19314 in fixed deposits, $2175 in stocks, $22188 in mutual funds, and $7590 in other investments. No insurance. Debt: Yes, Amount: $2942, Type: Credit Card, Interest Rate: 18.94358893166099%. Loan Start Date: 2018-04-16, Loan End Date: 2025-05-24. No emergency fund.","Plan for Andrea Norman:
+1. Income: $93361 per month
+2. Emergency Fund: $177222 (adequate for 6 months of expenses).
+3. Savings: $22220
+4. Debts: $2942 (Credit Card) with an interest rate of 18.94358893166099%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2175
+Future Value after 10 years: $5437.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22188
+Future Value after 10 years: $44376.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19314
+Future Value after 10 years: $28971.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7590
+Future Value after 10 years: $9108.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $257765 to be achieved in 89 months.
+8. Net Worth: $254823.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Pamela Blankenship is a 27-year-old Female who works as a Doctor. They are currently Divorced and live at 478 Sweeney Green, Port Christy, TN 79588 in Canada. They have 2 dependents: Natalie (Age: 23, Gender: Male), Tracy (Age: 13, Gender: Female). Their financial goal is Travel with a target amount of $126077 to be achieved in 39 months. Currently, they earn $46951 per month and have an expenditure of $28898. They have $7267 in savings, $13389 in fixed deposits, $897 in stocks, $25110 in mutual funds, and $15138 in other investments. No insurance. Debt: Yes, Amount: $1626, Type: Mortgage, Interest Rate: 6.915693968939692%. Loan Start Date: 2016-05-28, Loan End Date: 2028-01-02. No emergency fund.","Plan for Pamela Blankenship:
+1. Income: $46951 per month
+2. Emergency Fund: $173388 (adequate for 6 months of expenses).
+3. Savings: $7267
+4. Debts: $1626 (Mortgage) with an interest rate of 6.915693968939692%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $897
+Future Value after 10 years: $2242.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25110
+Future Value after 10 years: $50220.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13389
+Future Value after 10 years: $20083.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15138
+Future Value after 10 years: $18165.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $126077 to be achieved in 39 months.
+8. Net Worth: $124451.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Mcdonald is a 18-year-old Male who works as a Artist. They are currently Divorced and live at 9082 Jones Summit, Derekberg, PW 58010 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $167801 to be achieved in 34 months. Currently, they earn $85604 per month and have an expenditure of $19711. They have $45635 in savings, $9487 in fixed deposits, $33424 in stocks, $16459 in mutual funds, and $10560 in other investments. Insurance: Life Insurance with a premium of $9624 and coverage of $476450. Debt: Yes, Amount: $11275, Type: Mortgage, Interest Rate: 6.309840419592994%. Loan Start Date: 2022-10-28, Loan End Date: 2031-12-20. Emergency Fund: Yes, Amount: $7465.","Plan for Richard Mcdonald:
+1. Income: $85604 per month
+2. Emergency Fund: $7465 (adequate for 6 months of expenses).
+3. Savings: $45635
+4. Debts: $11275 (Mortgage) with an interest rate of 6.309840419592994%.
+5. Insurance: Life Insurance with coverage of $476450 and a monthly premium of $9624.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33424
+Future Value after 10 years: $83560.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16459
+Future Value after 10 years: $32918.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9487
+Future Value after 10 years: $14230.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10560
+Future Value after 10 years: $12672.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $167801 to be achieved in 34 months.
+8. Net Worth: $156526.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Miller is a 22-year-old Male who works as a Engineer. They are currently Married and live at 2147 Melissa Course Apt. 088, Jackieview, GA 15347 in UK. They have 4 dependents: Lauren (Age: 1, Gender: Male), Tyler (Age: 27, Gender: Male), Jennifer (Age: 2, Gender: Female), Tim (Age: 24, Gender: Male). Their financial goal is Retirement with a target amount of $178322 to be achieved in 34 months. Currently, they earn $69564 per month and have an expenditure of $19689. They have $28064 in savings, $12262 in fixed deposits, $35050 in stocks, $8478 in mutual funds, and $6397 in other investments. Insurance: Health Insurance with a premium of $7248 and coverage of $370947. Debt: Yes, Amount: $14813, Type: Personal Loan, Interest Rate: 13.139717961096169%. Loan Start Date: 2017-09-21, Loan End Date: 2025-01-20. No emergency fund.","Plan for Angela Miller:
+1. Income: $69564 per month
+2. Emergency Fund: $118134 (adequate for 6 months of expenses).
+3. Savings: $28064
+4. Debts: $14813 (Personal Loan) with an interest rate of 13.139717961096169%.
+5. Insurance: Health Insurance with coverage of $370947 and a monthly premium of $7248.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35050
+Future Value after 10 years: $87625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8478
+Future Value after 10 years: $16956.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12262
+Future Value after 10 years: $18393.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6397
+Future Value after 10 years: $7676.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $178322 to be achieved in 34 months.
+8. Net Worth: $163509.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Scott Collins is a 47-year-old Male who works as a Doctor. They are currently Married and live at 880 Andersen Trail Suite 131, Annastad, CA 62975 in Canada. They have 4 dependents: Katelyn (Age: 17, Gender: Female), Rebecca (Age: 30, Gender: Female), Christine (Age: 20, Gender: Male), Frank (Age: 18, Gender: Male). Their financial goal is Travel with a target amount of $175430 to be achieved in 40 months. Currently, they earn $102907 per month and have an expenditure of $43724. They have $39747 in savings, $9889 in fixed deposits, $34957 in stocks, $12614 in mutual funds, and $2835 in other investments. Insurance: Auto Insurance with a premium of $6893 and coverage of $136907. No debt. No emergency fund.","Plan for Scott Collins:
+1. Income: $102907 per month
+2. Emergency Fund: $262344 (adequate for 6 months of expenses).
+3. Savings: $39747
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $136907 and a monthly premium of $6893.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34957
+Future Value after 10 years: $87392.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12614
+Future Value after 10 years: $25228.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9889
+Future Value after 10 years: $14833.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2835
+Future Value after 10 years: $3402.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $175430 to be achieved in 40 months.
+8. Net Worth: $175430.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Taylor MD is a 48-year-old Female who works as a Doctor. They are currently Single and live at 8282 Cassandra Squares Apt. 370, East Brent, LA 86696 in Canada. They have 1 dependents: Peter (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $391149 to be achieved in 111 months. Currently, they earn $36394 per month and have an expenditure of $16652. They have $22096 in savings, $25334 in fixed deposits, $45557 in stocks, $27834 in mutual funds, and $10967 in other investments. Insurance: Health Insurance with a premium of $2856 and coverage of $147878. No debt. Emergency Fund: Yes, Amount: $14260.","Plan for David Taylor MD:
+1. Income: $36394 per month
+2. Emergency Fund: $14260 (adequate for 6 months of expenses).
+3. Savings: $22096
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $147878 and a monthly premium of $2856.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45557
+Future Value after 10 years: $113892.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27834
+Future Value after 10 years: $55668.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25334
+Future Value after 10 years: $38001.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10967
+Future Value after 10 years: $13160.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $391149 to be achieved in 111 months.
+8. Net Worth: $391149.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Lutz is a 29-year-old Male who works as a Doctor. They are currently Married and live at 54069 Mejia Vista, Woodsville, NE 28686 in UK. They have 1 dependents: Harold (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $165282 to be achieved in 44 months. Currently, they earn $50625 per month and have an expenditure of $17509. They have $49103 in savings, $28073 in fixed deposits, $6920 in stocks, $9774 in mutual funds, and $17694 in other investments. Insurance: Life Insurance with a premium of $1345 and coverage of $317290. No debt. No emergency fund.","Plan for Charles Lutz:
+1. Income: $50625 per month
+2. Emergency Fund: $105054 (adequate for 6 months of expenses).
+3. Savings: $49103
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $317290 and a monthly premium of $1345.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6920
+Future Value after 10 years: $17300.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9774
+Future Value after 10 years: $19548.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28073
+Future Value after 10 years: $42109.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17694
+Future Value after 10 years: $21232.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $165282 to be achieved in 44 months.
+8. Net Worth: $165282.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carolyn Knight is a 23-year-old Male who works as a Engineer. They are currently Single and live at 376 Annette Mountain, East Kelli, ID 69441 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $160834 to be achieved in 24 months. Currently, they earn $57177 per month and have an expenditure of $23185. They have $11172 in savings, $23271 in fixed deposits, $32187 in stocks, $11395 in mutual funds, and $13346 in other investments. No insurance. No debt. No emergency fund.","Plan for Carolyn Knight:
+1. Income: $57177 per month
+2. Emergency Fund: $139110 (adequate for 6 months of expenses).
+3. Savings: $11172
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32187
+Future Value after 10 years: $80467.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11395
+Future Value after 10 years: $22790.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23271
+Future Value after 10 years: $34906.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13346
+Future Value after 10 years: $16015.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $160834 to be achieved in 24 months.
+8. Net Worth: $160834.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Carroll is a 26-year-old Male who works as a Doctor. They are currently Divorced and live at 782 Moore Islands, Edwardville, FL 83267 in Canada. They have 2 dependents: Michael (Age: 6, Gender: Female), Michelle (Age: 3, Gender: Female). Their financial goal is Travel with a target amount of $112975 to be achieved in 20 months. Currently, they earn $106671 per month and have an expenditure of $33639. They have $8252 in savings, $19049 in fixed deposits, $22187 in stocks, $17771 in mutual funds, and $13252 in other investments. Insurance: Auto Insurance with a premium of $5225 and coverage of $176092. Debt: Yes, Amount: $15617, Type: Personal Loan, Interest Rate: 12.457085351947477%. Loan Start Date: 2022-05-29, Loan End Date: 2028-10-25. No emergency fund.","Plan for Nicole Carroll:
+1. Income: $106671 per month
+2. Emergency Fund: $201834 (adequate for 6 months of expenses).
+3. Savings: $8252
+4. Debts: $15617 (Personal Loan) with an interest rate of 12.457085351947477%.
+5. Insurance: Auto Insurance with coverage of $176092 and a monthly premium of $5225.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22187
+Future Value after 10 years: $55467.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17771
+Future Value after 10 years: $35542.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19049
+Future Value after 10 years: $28573.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13252
+Future Value after 10 years: $15902.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $112975 to be achieved in 20 months.
+8. Net Worth: $97358.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peter Ellis is a 50-year-old Female who works as a Doctor. They are currently Single and live at 6552 Teresa View Suite 710, Destinyborough, MN 28416 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $250822 to be achieved in 112 months. Currently, they earn $52634 per month and have an expenditure of $36457. They have $30618 in savings, $2705 in fixed deposits, $11218 in stocks, $19597 in mutual funds, and $2238 in other investments. No insurance. No debt. No emergency fund.","Plan for Peter Ellis:
+1. Income: $52634 per month
+2. Emergency Fund: $218742 (adequate for 6 months of expenses).
+3. Savings: $30618
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11218
+Future Value after 10 years: $28045.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19597
+Future Value after 10 years: $39194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2705
+Future Value after 10 years: $4057.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2238
+Future Value after 10 years: $2685.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $250822 to be achieved in 112 months.
+8. Net Worth: $250822.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joshua Williamson is a 59-year-old Female who works as a Engineer. They are currently Divorced and live at 4986 Antonio Union, Lake Michelle, ID 49913 in USA. They have 2 dependents: Billy (Age: 1, Gender: Female), Russell (Age: 9, Gender: Female). Their financial goal is Travel with a target amount of $83456 to be achieved in 13 months. Currently, they earn $96349 per month and have an expenditure of $12608. They have $20059 in savings, $7949 in fixed deposits, $49364 in stocks, $18249 in mutual funds, and $2336 in other investments. Insurance: Life Insurance with a premium of $6557 and coverage of $310337. Debt: Yes, Amount: $11005, Type: Personal Loan, Interest Rate: 13.807548748154446%. Loan Start Date: 2017-05-25, Loan End Date: 2027-11-18. Emergency Fund: Yes, Amount: $19639.","Plan for Joshua Williamson:
+1. Income: $96349 per month
+2. Emergency Fund: $19639 (adequate for 6 months of expenses).
+3. Savings: $20059
+4. Debts: $11005 (Personal Loan) with an interest rate of 13.807548748154446%.
+5. Insurance: Life Insurance with coverage of $310337 and a monthly premium of $6557.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49364
+Future Value after 10 years: $123410.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18249
+Future Value after 10 years: $36498.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7949
+Future Value after 10 years: $11923.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2336
+Future Value after 10 years: $2803.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $83456 to be achieved in 13 months.
+8. Net Worth: $72451.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Avery is a 67-year-old Male who works as a Teacher. They are currently Divorced and live at 58505 Harrington Well Suite 758, Turnerstad, SC 22615 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $139650 to be achieved in 68 months. Currently, they earn $75709 per month and have an expenditure of $16011. They have $41956 in savings, $6425 in fixed deposits, $31627 in stocks, $3976 in mutual funds, and $13232 in other investments. No insurance. No debt. No emergency fund.","Plan for Patricia Avery:
+1. Income: $75709 per month
+2. Emergency Fund: $96066 (adequate for 6 months of expenses).
+3. Savings: $41956
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31627
+Future Value after 10 years: $79067.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3976
+Future Value after 10 years: $7952.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6425
+Future Value after 10 years: $9637.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13232
+Future Value after 10 years: $15878.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $139650 to be achieved in 68 months.
+8. Net Worth: $139650.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Erica Moody is a 50-year-old Female who works as a Artist. They are currently Divorced and live at 55367 James Terrace Apt. 026, New Jasonfort, AL 47346 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $339058 to be achieved in 107 months. Currently, they earn $108295 per month and have an expenditure of $31688. They have $48842 in savings, $14981 in fixed deposits, $34950 in stocks, $1979 in mutual funds, and $11029 in other investments. Insurance: Life Insurance with a premium of $5774 and coverage of $164556. No debt. Emergency Fund: Yes, Amount: $7453.","Plan for Erica Moody:
+1. Income: $108295 per month
+2. Emergency Fund: $7453 (adequate for 6 months of expenses).
+3. Savings: $48842
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $164556 and a monthly premium of $5774.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34950
+Future Value after 10 years: $87375.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1979
+Future Value after 10 years: $3958.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14981
+Future Value after 10 years: $22471.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11029
+Future Value after 10 years: $13234.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $339058 to be achieved in 107 months.
+8. Net Worth: $339058.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Thompson is a 66-year-old Female who works as a Teacher. They are currently Married and live at 16431 Perkins Crossing Apt. 860, Simshaven, WY 37589 in USA. They have 2 dependents: Deborah (Age: 11, Gender: Female), Grace (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $145351 to be achieved in 53 months. Currently, they earn $93010 per month and have an expenditure of $46401. They have $15453 in savings, $29570 in fixed deposits, $48802 in stocks, $2779 in mutual funds, and $7327 in other investments. No insurance. Debt: Yes, Amount: $5004, Type: Mortgage, Interest Rate: 4.742843825059647%. Loan Start Date: 2018-02-02, Loan End Date: 2029-06-12. No emergency fund.","Plan for Elizabeth Thompson:
+1. Income: $93010 per month
+2. Emergency Fund: $278406 (adequate for 6 months of expenses).
+3. Savings: $15453
+4. Debts: $5004 (Mortgage) with an interest rate of 4.742843825059647%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48802
+Future Value after 10 years: $122005.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2779
+Future Value after 10 years: $5558.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29570
+Future Value after 10 years: $44355.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7327
+Future Value after 10 years: $8792.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $145351 to be achieved in 53 months.
+8. Net Worth: $140347.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Christensen is a 43-year-old Male who works as a Artist. They are currently Married and live at 536 Kathy Ports, New Jamesview, MI 23560 in USA. They have 5 dependents: Tiffany (Age: 24, Gender: Male), Christopher (Age: 12, Gender: Female), Andrew (Age: 7, Gender: Female), Joseph (Age: 5, Gender: Female), Joshua (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $255599 to be achieved in 88 months. Currently, they earn $81548 per month and have an expenditure of $33688. They have $22842 in savings, $11237 in fixed deposits, $22368 in stocks, $29246 in mutual funds, and $7553 in other investments. Insurance: Life Insurance with a premium of $9266 and coverage of $155591. Debt: Yes, Amount: $17564, Type: Credit Card, Interest Rate: 20.64819845895255%. Loan Start Date: 2019-11-10, Loan End Date: 2030-09-16. Emergency Fund: Yes, Amount: $2696.","Plan for Thomas Christensen:
+1. Income: $81548 per month
+2. Emergency Fund: $2696 (adequate for 6 months of expenses).
+3. Savings: $22842
+4. Debts: $17564 (Credit Card) with an interest rate of 20.64819845895255%.
+5. Insurance: Life Insurance with coverage of $155591 and a monthly premium of $9266.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22368
+Future Value after 10 years: $55920.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29246
+Future Value after 10 years: $58492.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11237
+Future Value after 10 years: $16855.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7553
+Future Value after 10 years: $9063.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $255599 to be achieved in 88 months.
+8. Net Worth: $238035.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Sampson is a 22-year-old Male who works as a Artist. They are currently Single and live at 414 Kimberly Mountains, Lake Brianview, ME 79274 in Canada. They have 1 dependents: Jamie (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $316834 to be achieved in 107 months. Currently, they earn $101495 per month and have an expenditure of $16693. They have $7154 in savings, $722 in fixed deposits, $38575 in stocks, $10138 in mutual funds, and $1911 in other investments. No insurance. Debt: Yes, Amount: $5385, Type: Personal Loan, Interest Rate: 11.88391190660563%. Loan Start Date: 2023-09-02, Loan End Date: 2031-07-29. Emergency Fund: Yes, Amount: $8967.","Plan for Steven Sampson:
+1. Income: $101495 per month
+2. Emergency Fund: $8967 (adequate for 6 months of expenses).
+3. Savings: $7154
+4. Debts: $5385 (Personal Loan) with an interest rate of 11.88391190660563%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38575
+Future Value after 10 years: $96437.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10138
+Future Value after 10 years: $20276.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $722
+Future Value after 10 years: $1083.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1911
+Future Value after 10 years: $2293.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $316834 to be achieved in 107 months.
+8. Net Worth: $311449.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sandra Kline is a 53-year-old Female who works as a Doctor. They are currently Divorced and live at 136 Tamara Underpass, Lake Heather, TN 50075 in Canada. They have 2 dependents: Jeffery (Age: 20, Gender: Female), Ryan (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $102976 to be achieved in 27 months. Currently, they earn $33288 per month and have an expenditure of $28288. They have $39301 in savings, $21866 in fixed deposits, $9250 in stocks, $21290 in mutual funds, and $3870 in other investments. Insurance: Health Insurance with a premium of $4149 and coverage of $125545. Debt: Yes, Amount: $4802, Type: Personal Loan, Interest Rate: 14.341548374452366%. Loan Start Date: 2018-10-13, Loan End Date: 2030-05-21. Emergency Fund: Yes, Amount: $16354.","Plan for Sandra Kline:
+1. Income: $33288 per month
+2. Emergency Fund: $16354 (adequate for 6 months of expenses).
+3. Savings: $39301
+4. Debts: $4802 (Personal Loan) with an interest rate of 14.341548374452366%.
+5. Insurance: Health Insurance with coverage of $125545 and a monthly premium of $4149.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9250
+Future Value after 10 years: $23125.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21290
+Future Value after 10 years: $42580.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21866
+Future Value after 10 years: $32799.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3870
+Future Value after 10 years: $4644.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $102976 to be achieved in 27 months.
+8. Net Worth: $98174.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Denise Cantrell is a 65-year-old Female who works as a Doctor. They are currently Single and live at 7986 Leah Dale, East Nicoleborough, IA 97310 in UK. They have 2 dependents: Megan (Age: 5, Gender: Male), Madison (Age: 20, Gender: Male). Their financial goal is Save for Education with a target amount of $168806 to be achieved in 31 months. Currently, they earn $70794 per month and have an expenditure of $22423. They have $33044 in savings, $24815 in fixed deposits, $20726 in stocks, $4552 in mutual funds, and $10594 in other investments. No insurance. No debt. No emergency fund.","Plan for Denise Cantrell:
+1. Income: $70794 per month
+2. Emergency Fund: $134538 (adequate for 6 months of expenses).
+3. Savings: $33044
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20726
+Future Value after 10 years: $51815.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4552
+Future Value after 10 years: $9104.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24815
+Future Value after 10 years: $37222.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10594
+Future Value after 10 years: $12712.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $168806 to be achieved in 31 months.
+8. Net Worth: $168806.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cody Sullivan is a 50-year-old Male who works as a Engineer. They are currently Divorced and live at PSC 2351, Box 4136, APO AE 21254 in Canada. They have 1 dependents: Kayla (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $288925 to be achieved in 115 months. Currently, they earn $41610 per month and have an expenditure of $12094. They have $25452 in savings, $27601 in fixed deposits, $12305 in stocks, $25921 in mutual funds, and $15095 in other investments. Insurance: Health Insurance with a premium of $9329 and coverage of $121901. Debt: Yes, Amount: $17619, Type: Personal Loan, Interest Rate: 11.905430610107697%. Loan Start Date: 2018-07-21, Loan End Date: 2033-07-27. No emergency fund.","Plan for Cody Sullivan:
+1. Income: $41610 per month
+2. Emergency Fund: $72564 (adequate for 6 months of expenses).
+3. Savings: $25452
+4. Debts: $17619 (Personal Loan) with an interest rate of 11.905430610107697%.
+5. Insurance: Health Insurance with coverage of $121901 and a monthly premium of $9329.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12305
+Future Value after 10 years: $30762.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25921
+Future Value after 10 years: $51842.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27601
+Future Value after 10 years: $41401.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15095
+Future Value after 10 years: $18114.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $288925 to be achieved in 115 months.
+8. Net Worth: $271306.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Wanda Garcia is a 23-year-old Female who works as a Engineer. They are currently Single and live at 8138 Dillon Hill, Roberttown, KS 19204 in India. They have 1 dependents: Phillip (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $152420 to be achieved in 49 months. Currently, they earn $118264 per month and have an expenditure of $48327. They have $41889 in savings, $11736 in fixed deposits, $37026 in stocks, $23899 in mutual funds, and $19546 in other investments. No insurance. Debt: Yes, Amount: $18753, Type: Mortgage, Interest Rate: 4.847409307221982%. Loan Start Date: 2018-12-22, Loan End Date: 2027-02-15. Emergency Fund: Yes, Amount: $7043.","Plan for Wanda Garcia:
+1. Income: $118264 per month
+2. Emergency Fund: $7043 (adequate for 6 months of expenses).
+3. Savings: $41889
+4. Debts: $18753 (Mortgage) with an interest rate of 4.847409307221982%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37026
+Future Value after 10 years: $92565.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23899
+Future Value after 10 years: $47798.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11736
+Future Value after 10 years: $17604.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19546
+Future Value after 10 years: $23455.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $152420 to be achieved in 49 months.
+8. Net Worth: $133667.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Veronica Johnson is a 22-year-old Female who works as a Teacher. They are currently Married and live at 9231 Martinez Shore, Edwardsmouth, WV 59954 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $148103 to be achieved in 33 months. Currently, they earn $103708 per month and have an expenditure of $49880. They have $35489 in savings, $1596 in fixed deposits, $34474 in stocks, $9383 in mutual funds, and $11995 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3145.","Plan for Veronica Johnson:
+1. Income: $103708 per month
+2. Emergency Fund: $3145 (adequate for 6 months of expenses).
+3. Savings: $35489
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34474
+Future Value after 10 years: $86185.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9383
+Future Value after 10 years: $18766.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1596
+Future Value after 10 years: $2394.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11995
+Future Value after 10 years: $14394.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $148103 to be achieved in 33 months.
+8. Net Worth: $148103.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joan Burnett is a 42-year-old Female who works as a Artist. They are currently Married and live at 41756 Jamie Stream, North Eric, MO 37577 in USA. They have 2 dependents: Anthony (Age: 20, Gender: Male), Jennifer (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $485603 to be achieved in 83 months. Currently, they earn $93418 per month and have an expenditure of $13083. They have $16722 in savings, $13289 in fixed deposits, $7883 in stocks, $28105 in mutual funds, and $12811 in other investments. Insurance: Life Insurance with a premium of $2543 and coverage of $211652. No debt. Emergency Fund: Yes, Amount: $6540.","Plan for Joan Burnett:
+1. Income: $93418 per month
+2. Emergency Fund: $6540 (adequate for 6 months of expenses).
+3. Savings: $16722
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $211652 and a monthly premium of $2543.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7883
+Future Value after 10 years: $19707.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28105
+Future Value after 10 years: $56210.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13289
+Future Value after 10 years: $19933.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12811
+Future Value after 10 years: $15373.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $485603 to be achieved in 83 months.
+8. Net Worth: $485603.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. William Walton is a 59-year-old Female who works as a Artist. They are currently Divorced and live at 554 Juarez River, Shaunbury, KY 68701 in Canada. They have 2 dependents: Norma (Age: 14, Gender: Female), Sean (Age: 24, Gender: Male). Their financial goal is Save for Education with a target amount of $56859 to be achieved in 59 months. Currently, they earn $75688 per month and have an expenditure of $33255. They have $19410 in savings, $26754 in fixed deposits, $41469 in stocks, $5308 in mutual funds, and $9060 in other investments. Insurance: Home Insurance with a premium of $4014 and coverage of $204835. Debt: Yes, Amount: $14028, Type: Credit Card, Interest Rate: 16.938128743881848%. Loan Start Date: 2024-07-22, Loan End Date: 2026-11-21. No emergency fund.","Plan for Mr. William Walton:
+1. Income: $75688 per month
+2. Emergency Fund: $199530 (adequate for 6 months of expenses).
+3. Savings: $19410
+4. Debts: $14028 (Credit Card) with an interest rate of 16.938128743881848%.
+5. Insurance: Home Insurance with coverage of $204835 and a monthly premium of $4014.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41469
+Future Value after 10 years: $103672.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5308
+Future Value after 10 years: $10616.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26754
+Future Value after 10 years: $40131.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9060
+Future Value after 10 years: $10872.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $56859 to be achieved in 59 months.
+8. Net Worth: $42831.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Jerry Ruiz III is a 29-year-old Male who works as a Engineer. They are currently Divorced and live at 5052 Regina Underpass, West Amyport, AS 48710 in India. They have 1 dependents: Bonnie (Age: 15, Gender: Female). Their financial goal is Save for Education with a target amount of $196830 to be achieved in 43 months. Currently, they earn $108138 per month and have an expenditure of $39310. They have $21593 in savings, $16027 in fixed deposits, $22045 in stocks, $10151 in mutual funds, and $18644 in other investments. No insurance. Debt: Yes, Amount: $3419, Type: Personal Loan, Interest Rate: 9.979733162223242%. Loan Start Date: 2015-03-10, Loan End Date: 2028-11-28. Emergency Fund: Yes, Amount: $8567.","Plan for Mr. Jerry Ruiz III:
+1. Income: $108138 per month
+2. Emergency Fund: $8567 (adequate for 6 months of expenses).
+3. Savings: $21593
+4. Debts: $3419 (Personal Loan) with an interest rate of 9.979733162223242%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22045
+Future Value after 10 years: $55112.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10151
+Future Value after 10 years: $20302.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16027
+Future Value after 10 years: $24040.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18644
+Future Value after 10 years: $22372.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $196830 to be achieved in 43 months.
+8. Net Worth: $193411.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela West is a 41-year-old Male who works as a Doctor. They are currently Divorced and live at 410 Heather Springs, Ashleyburgh, MA 19337 in UK. They have 2 dependents: Lawrence (Age: 26, Gender: Female), Alex (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $71798 to be achieved in 25 months. Currently, they earn $102412 per month and have an expenditure of $33886. They have $24788 in savings, $15986 in fixed deposits, $26934 in stocks, $6375 in mutual funds, and $11306 in other investments. No insurance. Debt: Yes, Amount: $10873, Type: Mortgage, Interest Rate: 3.5347466859416707%. Loan Start Date: 2018-12-25, Loan End Date: 2027-05-13. No emergency fund.","Plan for Angela West:
+1. Income: $102412 per month
+2. Emergency Fund: $203316 (adequate for 6 months of expenses).
+3. Savings: $24788
+4. Debts: $10873 (Mortgage) with an interest rate of 3.5347466859416707%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26934
+Future Value after 10 years: $67335.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6375
+Future Value after 10 years: $12750.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15986
+Future Value after 10 years: $23979.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11306
+Future Value after 10 years: $13567.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $71798 to be achieved in 25 months.
+8. Net Worth: $60925.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Foster is a 33-year-old Male who works as a Teacher. They are currently Divorced and live at 542 Natasha Forge, Pattersonbury, KY 06970 in UK. They have 1 dependents: Colin (Age: 9, Gender: Female). Their financial goal is Retirement with a target amount of $158399 to be achieved in 36 months. Currently, they earn $118026 per month and have an expenditure of $47186. They have $38767 in savings, $26701 in fixed deposits, $44129 in stocks, $2912 in mutual funds, and $6450 in other investments. Insurance: Home Insurance with a premium of $6021 and coverage of $176332. No debt. No emergency fund.","Plan for Angela Foster:
+1. Income: $118026 per month
+2. Emergency Fund: $283116 (adequate for 6 months of expenses).
+3. Savings: $38767
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $176332 and a monthly premium of $6021.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44129
+Future Value after 10 years: $110322.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2912
+Future Value after 10 years: $5824.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26701
+Future Value after 10 years: $40051.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6450
+Future Value after 10 years: $7740.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $158399 to be achieved in 36 months.
+8. Net Worth: $158399.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Pope is a 37-year-old Male who works as a Artist. They are currently Divorced and live at 39623 Ann Rest, Port Lisachester, ND 35002 in USA. They have 1 dependents: Raven (Age: 22, Gender: Male). Their financial goal is Save for Education with a target amount of $113583 to be achieved in 48 months. Currently, they earn $94820 per month and have an expenditure of $11056. They have $26777 in savings, $3523 in fixed deposits, $32537 in stocks, $8485 in mutual funds, and $17315 in other investments. Insurance: Home Insurance with a premium of $9132 and coverage of $209472. No debt. Emergency Fund: Yes, Amount: $2718.","Plan for Daniel Pope:
+1. Income: $94820 per month
+2. Emergency Fund: $2718 (adequate for 6 months of expenses).
+3. Savings: $26777
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $209472 and a monthly premium of $9132.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32537
+Future Value after 10 years: $81342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8485
+Future Value after 10 years: $16970.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3523
+Future Value after 10 years: $5284.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17315
+Future Value after 10 years: $20778.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $113583 to be achieved in 48 months.
+8. Net Worth: $113583.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bryan Ewing is a 61-year-old Female who works as a Doctor. They are currently Single and live at 390 Linda Dam, Martinstad, HI 45445 in UK. They have 2 dependents: Stephanie (Age: 26, Gender: Male), Debbie (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $182417 to be achieved in 27 months. Currently, they earn $116346 per month and have an expenditure of $44157. They have $5710 in savings, $16055 in fixed deposits, $29805 in stocks, $3987 in mutual funds, and $17715 in other investments. Insurance: Auto Insurance with a premium of $6183 and coverage of $61575. No debt. No emergency fund.","Plan for Bryan Ewing:
+1. Income: $116346 per month
+2. Emergency Fund: $264942 (adequate for 6 months of expenses).
+3. Savings: $5710
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $61575 and a monthly premium of $6183.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29805
+Future Value after 10 years: $74512.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3987
+Future Value after 10 years: $7974.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16055
+Future Value after 10 years: $24082.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17715
+Future Value after 10 years: $21258.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $182417 to be achieved in 27 months.
+8. Net Worth: $182417.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lori Gonzalez is a 57-year-old Female who works as a Artist. They are currently Married and live at 7854 Victoria Groves, Rossmouth, NC 47478 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $192491 to be achieved in 47 months. Currently, they earn $48210 per month and have an expenditure of $41921. They have $15805 in savings, $19711 in fixed deposits, $34384 in stocks, $3989 in mutual funds, and $3763 in other investments. No insurance. No debt. No emergency fund.","Plan for Lori Gonzalez:
+1. Income: $48210 per month
+2. Emergency Fund: $251526 (adequate for 6 months of expenses).
+3. Savings: $15805
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34384
+Future Value after 10 years: $85960.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3989
+Future Value after 10 years: $7978.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19711
+Future Value after 10 years: $29566.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3763
+Future Value after 10 years: $4515.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $192491 to be achieved in 47 months.
+8. Net Worth: $192491.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Susan Chavez is a 23-year-old Female who works as a Teacher. They are currently Divorced and live at 23763 Clay Ville, South Amandafurt, NC 75558 in Canada. They have 1 dependents: Zachary (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $53469 to be achieved in 43 months. Currently, they earn $91446 per month and have an expenditure of $11331. They have $47840 in savings, $29551 in fixed deposits, $10736 in stocks, $1932 in mutual funds, and $11792 in other investments. No insurance. Debt: Yes, Amount: $15459, Type: Personal Loan, Interest Rate: 8.674152110498579%. Loan Start Date: 2015-04-24, Loan End Date: 2031-07-31. No emergency fund.","Plan for Susan Chavez:
+1. Income: $91446 per month
+2. Emergency Fund: $67986 (adequate for 6 months of expenses).
+3. Savings: $47840
+4. Debts: $15459 (Personal Loan) with an interest rate of 8.674152110498579%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10736
+Future Value after 10 years: $26840.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1932
+Future Value after 10 years: $3864.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29551
+Future Value after 10 years: $44326.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11792
+Future Value after 10 years: $14150.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53469 to be achieved in 43 months.
+8. Net Worth: $38010.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ian French is a 37-year-old Male who works as a Artist. They are currently Married and live at 80466 Vanessa Row Apt. 361, Robinmouth, MH 55606 in India. They have 3 dependents: Jaime (Age: 3, Gender: Female), Katherine (Age: 24, Gender: Female), Anthony (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $353188 to be achieved in 79 months. Currently, they earn $87345 per month and have an expenditure of $27676. They have $17694 in savings, $5042 in fixed deposits, $49477 in stocks, $23588 in mutual funds, and $16896 in other investments. Insurance: Life Insurance with a premium of $2827 and coverage of $158635. Debt: Yes, Amount: $7490, Type: Credit Card, Interest Rate: 15.455240830264183%. Loan Start Date: 2022-05-09, Loan End Date: 2029-04-19. Emergency Fund: Yes, Amount: $11740.","Plan for Ian French:
+1. Income: $87345 per month
+2. Emergency Fund: $11740 (adequate for 6 months of expenses).
+3. Savings: $17694
+4. Debts: $7490 (Credit Card) with an interest rate of 15.455240830264183%.
+5. Insurance: Life Insurance with coverage of $158635 and a monthly premium of $2827.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49477
+Future Value after 10 years: $123692.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23588
+Future Value after 10 years: $47176.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5042
+Future Value after 10 years: $7563.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16896
+Future Value after 10 years: $20275.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $353188 to be achieved in 79 months.
+8. Net Worth: $345698.00000000006
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Kim is a 28-year-old Female who works as a Doctor. They are currently Divorced and live at 2012 Mann Spurs, South Eric, DE 24219 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $168915 to be achieved in 58 months. Currently, they earn $86118 per month and have an expenditure of $39674. They have $15411 in savings, $13541 in fixed deposits, $20183 in stocks, $3659 in mutual funds, and $2355 in other investments. Insurance: Health Insurance with a premium of $9836 and coverage of $362068. Debt: Yes, Amount: $6149, Type: Mortgage, Interest Rate: 4.153555846766941%. Loan Start Date: 2017-09-06, Loan End Date: 2034-01-27. Emergency Fund: Yes, Amount: $7957.","Plan for Mark Kim:
+1. Income: $86118 per month
+2. Emergency Fund: $7957 (adequate for 6 months of expenses).
+3. Savings: $15411
+4. Debts: $6149 (Mortgage) with an interest rate of 4.153555846766941%.
+5. Insurance: Health Insurance with coverage of $362068 and a monthly premium of $9836.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20183
+Future Value after 10 years: $50457.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3659
+Future Value after 10 years: $7318.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13541
+Future Value after 10 years: $20311.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2355
+Future Value after 10 years: $2826.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $168915 to be achieved in 58 months.
+8. Net Worth: $162766.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Holly Giles is a 70-year-old Female who works as a Doctor. They are currently Single and live at 81735 Amy Village, Smithtown, CA 45093 in India. They have 2 dependents: Glenn (Age: 27, Gender: Female), Jason (Age: 26, Gender: Male). Their financial goal is Save for Education with a target amount of $123270 to be achieved in 34 months. Currently, they earn $71570 per month and have an expenditure of $18861. They have $47395 in savings, $18775 in fixed deposits, $7013 in stocks, $22923 in mutual funds, and $16316 in other investments. Insurance: Life Insurance with a premium of $9728 and coverage of $329725. Debt: Yes, Amount: $12475, Type: Credit Card, Interest Rate: 19.09018577705276%. Loan Start Date: 2015-11-23, Loan End Date: 2028-01-10. No emergency fund.","Plan for Holly Giles:
+1. Income: $71570 per month
+2. Emergency Fund: $113166 (adequate for 6 months of expenses).
+3. Savings: $47395
+4. Debts: $12475 (Credit Card) with an interest rate of 19.09018577705276%.
+5. Insurance: Life Insurance with coverage of $329725 and a monthly premium of $9728.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7013
+Future Value after 10 years: $17532.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22923
+Future Value after 10 years: $45846.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18775
+Future Value after 10 years: $28162.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16316
+Future Value after 10 years: $19579.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $123270 to be achieved in 34 months.
+8. Net Worth: $110795.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bonnie Stevens is a 62-year-old Male who works as a Teacher. They are currently Single and live at 84613 Franklin Streets Suite 901, West Brandon, MO 64635 in USA. They have 2 dependents: Alejandro (Age: 3, Gender: Female), Gerald (Age: 6, Gender: Female). Their financial goal is Travel with a target amount of $140316 to be achieved in 38 months. Currently, they earn $62824 per month and have an expenditure of $35606. They have $16514 in savings, $13850 in fixed deposits, $40317 in stocks, $8202 in mutual funds, and $2363 in other investments. Insurance: Auto Insurance with a premium of $7583 and coverage of $256154. No debt. Emergency Fund: Yes, Amount: $4779.","Plan for Bonnie Stevens:
+1. Income: $62824 per month
+2. Emergency Fund: $4779 (adequate for 6 months of expenses).
+3. Savings: $16514
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $256154 and a monthly premium of $7583.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40317
+Future Value after 10 years: $100792.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8202
+Future Value after 10 years: $16404.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13850
+Future Value after 10 years: $20775.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2363
+Future Value after 10 years: $2835.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $140316 to be achieved in 38 months.
+8. Net Worth: $140316.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sean Nguyen is a 52-year-old Male who works as a Teacher. They are currently Single and live at PSC 6603, Box 0633, APO AE 07024 in India. They have 1 dependents: Teresa (Age: 15, Gender: Female). Their financial goal is Save for House with a target amount of $283907 to be achieved in 100 months. Currently, they earn $107691 per month and have an expenditure of $21095. They have $32077 in savings, $22344 in fixed deposits, $40486 in stocks, $6900 in mutual funds, and $4814 in other investments. No insurance. No debt. No emergency fund.","Plan for Sean Nguyen:
+1. Income: $107691 per month
+2. Emergency Fund: $126570 (adequate for 6 months of expenses).
+3. Savings: $32077
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40486
+Future Value after 10 years: $101215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6900
+Future Value after 10 years: $13800.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22344
+Future Value after 10 years: $33516.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4814
+Future Value after 10 years: $5776.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $283907 to be achieved in 100 months.
+8. Net Worth: $283907.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Payne is a 61-year-old Male who works as a Teacher. They are currently Married and live at 47510 Henderson Meadow Apt. 966, Mitchellhaven, IN 43079 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $115738 to be achieved in 99 months. Currently, they earn $65333 per month and have an expenditure of $15329. They have $49606 in savings, $23440 in fixed deposits, $18176 in stocks, $11697 in mutual funds, and $17671 in other investments. Insurance: Auto Insurance with a premium of $2072 and coverage of $165180. No debt. Emergency Fund: Yes, Amount: $19344.","Plan for Mary Payne:
+1. Income: $65333 per month
+2. Emergency Fund: $19344 (adequate for 6 months of expenses).
+3. Savings: $49606
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $165180 and a monthly premium of $2072.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18176
+Future Value after 10 years: $45440.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11697
+Future Value after 10 years: $23394.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23440
+Future Value after 10 years: $35160.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17671
+Future Value after 10 years: $21205.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $115738 to be achieved in 99 months.
+8. Net Worth: $115738.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christine Cook is a 36-year-old Male who works as a Doctor. They are currently Divorced and live at 637 James Burg, Shellymouth, AL 52309 in UK. They have 1 dependents: Christopher (Age: 24, Gender: Male). Their financial goal is Save for House with a target amount of $333376 to be achieved in 73 months. Currently, they earn $34119 per month and have an expenditure of $29119. They have $40926 in savings, $19119 in fixed deposits, $32298 in stocks, $25570 in mutual funds, and $1997 in other investments. Insurance: Home Insurance with a premium of $6573 and coverage of $414103. Debt: Yes, Amount: $15559, Type: Credit Card, Interest Rate: 16.960208573969076%. Loan Start Date: 2019-02-21, Loan End Date: 2031-10-10. No emergency fund.","Plan for Christine Cook:
+1. Income: $34119 per month
+2. Emergency Fund: $174714 (adequate for 6 months of expenses).
+3. Savings: $40926
+4. Debts: $15559 (Credit Card) with an interest rate of 16.960208573969076%.
+5. Insurance: Home Insurance with coverage of $414103 and a monthly premium of $6573.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32298
+Future Value after 10 years: $80745.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25570
+Future Value after 10 years: $51140.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19119
+Future Value after 10 years: $28678.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1997
+Future Value after 10 years: $2396.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $333376 to be achieved in 73 months.
+8. Net Worth: $317817.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Williams is a 52-year-old Male who works as a Doctor. They are currently Married and live at 79778 Wood Forge, Lorishire, IN 20818 in USA. They have 5 dependents: James (Age: 6, Gender: Female), Andrew (Age: 12, Gender: Female), Michael (Age: 2, Gender: Male), Andrew (Age: 7, Gender: Female), Cody (Age: 17, Gender: Female). Their financial goal is Retirement with a target amount of $73918 to be achieved in 30 months. Currently, they earn $98697 per month and have an expenditure of $35934. They have $46495 in savings, $2914 in fixed deposits, $16580 in stocks, $7098 in mutual funds, and $1566 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16401.","Plan for James Williams:
+1. Income: $98697 per month
+2. Emergency Fund: $16401 (adequate for 6 months of expenses).
+3. Savings: $46495
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16580
+Future Value after 10 years: $41450.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7098
+Future Value after 10 years: $14196.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2914
+Future Value after 10 years: $4371.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1566
+Future Value after 10 years: $1879.1999999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $73918 to be achieved in 30 months.
+8. Net Worth: $73918.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Steele is a 23-year-old Male who works as a Doctor. They are currently Single and live at 57500 Robin Skyway, West Donaldhaven, AZ 67625 in USA. They have 1 dependents: Randy (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $171216 to be achieved in 12 months. Currently, they earn $77476 per month and have an expenditure of $12649. They have $17122 in savings, $29500 in fixed deposits, $9847 in stocks, $17186 in mutual funds, and $12247 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17024.","Plan for Kelly Steele:
+1. Income: $77476 per month
+2. Emergency Fund: $17024 (adequate for 6 months of expenses).
+3. Savings: $17122
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9847
+Future Value after 10 years: $24617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17186
+Future Value after 10 years: $34372.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29500
+Future Value after 10 years: $44250.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12247
+Future Value after 10 years: $14696.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $171216 to be achieved in 12 months.
+8. Net Worth: $171216.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Nguyen is a 38-year-old Female who works as a Teacher. They are currently Single and live at 489 James Landing, West Elizabethville, SC 47722 in Canada. They have 1 dependents: Lauren (Age: 30, Gender: Female). Their financial goal is Save for House with a target amount of $338936 to be achieved in 89 months. Currently, they earn $114185 per month and have an expenditure of $32481. They have $36962 in savings, $3639 in fixed deposits, $8186 in stocks, $1905 in mutual funds, and $14881 in other investments. No insurance. No debt. No emergency fund.","Plan for Charles Nguyen:
+1. Income: $114185 per month
+2. Emergency Fund: $194886 (adequate for 6 months of expenses).
+3. Savings: $36962
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8186
+Future Value after 10 years: $20465.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1905
+Future Value after 10 years: $3810.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3639
+Future Value after 10 years: $5458.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14881
+Future Value after 10 years: $17857.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $338936 to be achieved in 89 months.
+8. Net Worth: $338936.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Gabrielle Jones DVM is a 32-year-old Female who works as a Artist. They are currently Single and live at 092 Blair Locks, New Jillian, AZ 10374 in USA. They have 1 dependents: Jonathan (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $117839 to be achieved in 45 months. Currently, they earn $62163 per month and have an expenditure of $38559. They have $9650 in savings, $12585 in fixed deposits, $17757 in stocks, $1643 in mutual funds, and $14257 in other investments. No insurance. Debt: Yes, Amount: $15570, Type: Mortgage, Interest Rate: 6.331286988278882%. Loan Start Date: 2020-06-11, Loan End Date: 2032-07-31. No emergency fund.","Plan for Gabrielle Jones DVM:
+1. Income: $62163 per month
+2. Emergency Fund: $231354 (adequate for 6 months of expenses).
+3. Savings: $9650
+4. Debts: $15570 (Mortgage) with an interest rate of 6.331286988278882%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17757
+Future Value after 10 years: $44392.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1643
+Future Value after 10 years: $3286.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12585
+Future Value after 10 years: $18877.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14257
+Future Value after 10 years: $17108.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $117839 to be achieved in 45 months.
+8. Net Worth: $102268.99999999999
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Abbott is a 50-year-old Female who works as a Teacher. They are currently Married and live at 153 Beverly Shore, Michaelmouth, WY 28244 in India. They have 2 dependents: Joshua (Age: 23, Gender: Male), Sophia (Age: 27, Gender: Male). Their financial goal is Retirement with a target amount of $97369 to be achieved in 29 months. Currently, they earn $57944 per month and have an expenditure of $39426. They have $30904 in savings, $11644 in fixed deposits, $17441 in stocks, $4845 in mutual funds, and $17277 in other investments. No insurance. Debt: Yes, Amount: $16849, Type: Personal Loan, Interest Rate: 8.744362385913496%. Loan Start Date: 2016-07-12, Loan End Date: 2026-11-16. Emergency Fund: Yes, Amount: $7904.","Plan for Matthew Abbott:
+1. Income: $57944 per month
+2. Emergency Fund: $7904 (adequate for 6 months of expenses).
+3. Savings: $30904
+4. Debts: $16849 (Personal Loan) with an interest rate of 8.744362385913496%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17441
+Future Value after 10 years: $43602.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4845
+Future Value after 10 years: $9690.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11644
+Future Value after 10 years: $17466.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17277
+Future Value after 10 years: $20732.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $97369 to be achieved in 29 months.
+8. Net Worth: $80520.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Johnson is a 52-year-old Female who works as a Engineer. They are currently Divorced and live at 248 Leon Branch, Lopezburgh, IN 08636 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $180444 to be achieved in 26 months. Currently, they earn $69463 per month and have an expenditure of $28285. They have $19688 in savings, $16988 in fixed deposits, $37327 in stocks, $25692 in mutual funds, and $14883 in other investments. No insurance. No debt. No emergency fund.","Plan for Daniel Johnson:
+1. Income: $69463 per month
+2. Emergency Fund: $169710 (adequate for 6 months of expenses).
+3. Savings: $19688
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37327
+Future Value after 10 years: $93317.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25692
+Future Value after 10 years: $51384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16988
+Future Value after 10 years: $25482.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14883
+Future Value after 10 years: $17859.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $180444 to be achieved in 26 months.
+8. Net Worth: $180444.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kendra Davis is a 40-year-old Female who works as a Doctor. They are currently Married and live at 0178 Miller Forks, East Lisa, CT 15661 in UK. They have 2 dependents: Eric (Age: 25, Gender: Male), Aaron (Age: 3, Gender: Female). Their financial goal is Travel with a target amount of $82128 to be achieved in 33 months. Currently, they earn $86466 per month and have an expenditure of $23172. They have $42482 in savings, $7871 in fixed deposits, $28920 in stocks, $4340 in mutual funds, and $10658 in other investments. Insurance: Life Insurance with a premium of $6855 and coverage of $164274. No debt. No emergency fund.","Plan for Kendra Davis:
+1. Income: $86466 per month
+2. Emergency Fund: $139032 (adequate for 6 months of expenses).
+3. Savings: $42482
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $164274 and a monthly premium of $6855.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28920
+Future Value after 10 years: $72300.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4340
+Future Value after 10 years: $8680.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7871
+Future Value after 10 years: $11806.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10658
+Future Value after 10 years: $12789.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $82128 to be achieved in 33 months.
+8. Net Worth: $82128.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Lee is a 35-year-old Female who works as a Artist. They are currently Single and live at 0889 Smith Rapids, Lake Anthony, FM 77398 in India. They have 2 dependents: Christopher (Age: 19, Gender: Male), Debra (Age: 19, Gender: Female). Their financial goal is Save for Education with a target amount of $136969 to be achieved in 20 months. Currently, they earn $111239 per month and have an expenditure of $29945. They have $28206 in savings, $11603 in fixed deposits, $5360 in stocks, $7975 in mutual funds, and $19943 in other investments. Insurance: Health Insurance with a premium of $3685 and coverage of $360774. No debt. Emergency Fund: Yes, Amount: $2421.","Plan for Justin Lee:
+1. Income: $111239 per month
+2. Emergency Fund: $2421 (adequate for 6 months of expenses).
+3. Savings: $28206
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $360774 and a monthly premium of $3685.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5360
+Future Value after 10 years: $13400.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7975
+Future Value after 10 years: $15950.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11603
+Future Value after 10 years: $17404.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19943
+Future Value after 10 years: $23931.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $136969 to be achieved in 20 months.
+8. Net Worth: $136969.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mike White is a 22-year-old Female who works as a Artist. They are currently Married and live at PSC 4128, Box 2072, APO AP 25892 in UK. They have 2 dependents: Whitney (Age: 6, Gender: Male), Tamara (Age: 15, Gender: Female). Their financial goal is Save for House with a target amount of $207025 to be achieved in 89 months. Currently, they earn $81494 per month and have an expenditure of $24743. They have $5074 in savings, $5384 in fixed deposits, $5661 in stocks, $20955 in mutual funds, and $9490 in other investments. No insurance. Debt: Yes, Amount: $5922, Type: Credit Card, Interest Rate: 21.034813635170867%. Loan Start Date: 2020-05-10, Loan End Date: 2028-05-02. No emergency fund.","Plan for Mike White:
+1. Income: $81494 per month
+2. Emergency Fund: $148458 (adequate for 6 months of expenses).
+3. Savings: $5074
+4. Debts: $5922 (Credit Card) with an interest rate of 21.034813635170867%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5661
+Future Value after 10 years: $14152.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20955
+Future Value after 10 years: $41910.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5384
+Future Value after 10 years: $8076.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9490
+Future Value after 10 years: $11388.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $207025 to be achieved in 89 months.
+8. Net Worth: $201103.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Holly Harris is a 30-year-old Female who works as a Teacher. They are currently Divorced and live at 8832 Erik Mountains, Davisview, TN 08367 in USA. They have 2 dependents: Regina (Age: 2, Gender: Male), Brenda (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $426799 to be achieved in 82 months. Currently, they earn $95050 per month and have an expenditure of $38885. They have $40833 in savings, $23666 in fixed deposits, $23380 in stocks, $23484 in mutual funds, and $12552 in other investments. No insurance. Debt: Yes, Amount: $13381, Type: Personal Loan, Interest Rate: 11.169675939693517%. Loan Start Date: 2022-04-15, Loan End Date: 2025-07-02. Emergency Fund: Yes, Amount: $12641.","Plan for Holly Harris:
+1. Income: $95050 per month
+2. Emergency Fund: $12641 (adequate for 6 months of expenses).
+3. Savings: $40833
+4. Debts: $13381 (Personal Loan) with an interest rate of 11.169675939693517%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23380
+Future Value after 10 years: $58450.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23484
+Future Value after 10 years: $46968.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23666
+Future Value after 10 years: $35499.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12552
+Future Value after 10 years: $15062.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $426799 to be achieved in 82 months.
+8. Net Worth: $413418.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lori Juarez is a 37-year-old Female who works as a Artist. They are currently Single and live at 3656 Kirk Grove Apt. 221, Ashleyburgh, NE 36138 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $94892 to be achieved in 38 months. Currently, they earn $68018 per month and have an expenditure of $35713. They have $41259 in savings, $13740 in fixed deposits, $39057 in stocks, $23228 in mutual funds, and $8157 in other investments. No insurance. Debt: Yes, Amount: $1953, Type: Mortgage, Interest Rate: 5.814180100196355%. Loan Start Date: 2017-04-30, Loan End Date: 2031-07-25. Emergency Fund: Yes, Amount: $13537.","Plan for Lori Juarez:
+1. Income: $68018 per month
+2. Emergency Fund: $13537 (adequate for 6 months of expenses).
+3. Savings: $41259
+4. Debts: $1953 (Mortgage) with an interest rate of 5.814180100196355%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39057
+Future Value after 10 years: $97642.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23228
+Future Value after 10 years: $46456.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13740
+Future Value after 10 years: $20610.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8157
+Future Value after 10 years: $9788.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $94892 to be achieved in 38 months.
+8. Net Worth: $92939.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Chen is a 30-year-old Male who works as a Artist. They are currently Married and live at 49414 Thomas Union, North Andreatown, NE 78242 in India. They have 3 dependents: Tina (Age: 29, Gender: Female), Philip (Age: 22, Gender: Female), Shane (Age: 15, Gender: Female). Their financial goal is Travel with a target amount of $119323 to be achieved in 46 months. Currently, they earn $112338 per month and have an expenditure of $32376. They have $35361 in savings, $6981 in fixed deposits, $24549 in stocks, $25304 in mutual funds, and $15504 in other investments. Insurance: Home Insurance with a premium of $5935 and coverage of $210034. Debt: Yes, Amount: $1840, Type: Mortgage, Interest Rate: 3.4012156965067626%. Loan Start Date: 2015-05-25, Loan End Date: 2032-04-07. Emergency Fund: Yes, Amount: $17575.","Plan for Jennifer Chen:
+1. Income: $112338 per month
+2. Emergency Fund: $17575 (adequate for 6 months of expenses).
+3. Savings: $35361
+4. Debts: $1840 (Mortgage) with an interest rate of 3.4012156965067626%.
+5. Insurance: Home Insurance with coverage of $210034 and a monthly premium of $5935.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24549
+Future Value after 10 years: $61372.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25304
+Future Value after 10 years: $50608.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6981
+Future Value after 10 years: $10471.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15504
+Future Value after 10 years: $18604.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $119323 to be achieved in 46 months.
+8. Net Worth: $117483.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Roger Simpson is a 41-year-old Female who works as a Engineer. They are currently Single and live at 438 Steven Flat Suite 282, Reevesberg, AL 16803 in Canada. They have 1 dependents: Ashlee (Age: 22, Gender: Male). Their financial goal is Retirement with a target amount of $107512 to be achieved in 26 months. Currently, they earn $63153 per month and have an expenditure of $17415. They have $41556 in savings, $24066 in fixed deposits, $38066 in stocks, $17624 in mutual funds, and $2044 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18464.","Plan for Roger Simpson:
+1. Income: $63153 per month
+2. Emergency Fund: $18464 (adequate for 6 months of expenses).
+3. Savings: $41556
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38066
+Future Value after 10 years: $95165.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17624
+Future Value after 10 years: $35248.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24066
+Future Value after 10 years: $36099.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2044
+Future Value after 10 years: $2452.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $107512 to be achieved in 26 months.
+8. Net Worth: $107512.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Jones is a 67-year-old Male who works as a Teacher. They are currently Single and live at PSC 5304, Box 8709, APO AP 95143 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $338986 to be achieved in 94 months. Currently, they earn $38937 per month and have an expenditure of $33937. They have $32341 in savings, $16539 in fixed deposits, $26811 in stocks, $12054 in mutual funds, and $5864 in other investments. Insurance: Auto Insurance with a premium of $1808 and coverage of $334286. No debt. Emergency Fund: Yes, Amount: $8281.","Plan for Christopher Jones:
+1. Income: $38937 per month
+2. Emergency Fund: $8281 (adequate for 6 months of expenses).
+3. Savings: $32341
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $334286 and a monthly premium of $1808.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26811
+Future Value after 10 years: $67027.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12054
+Future Value after 10 years: $24108.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16539
+Future Value after 10 years: $24808.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5864
+Future Value after 10 years: $7036.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $338986 to be achieved in 94 months.
+8. Net Worth: $338986.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Kennedy is a 30-year-old Female who works as a Teacher. They are currently Divorced and live at 38478 Tyrone Hill, South Alexandriaport, WA 20004 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $165895 to be achieved in 49 months. Currently, they earn $52566 per month and have an expenditure of $12236. They have $35017 in savings, $16636 in fixed deposits, $38502 in stocks, $21183 in mutual funds, and $15234 in other investments. No insurance. Debt: Yes, Amount: $2195, Type: Mortgage, Interest Rate: 3.1203061583124314%. Loan Start Date: 2024-06-04, Loan End Date: 2030-08-20. No emergency fund.","Plan for Heather Kennedy:
+1. Income: $52566 per month
+2. Emergency Fund: $73416 (adequate for 6 months of expenses).
+3. Savings: $35017
+4. Debts: $2195 (Mortgage) with an interest rate of 3.1203061583124314%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38502
+Future Value after 10 years: $96255.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21183
+Future Value after 10 years: $42366.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16636
+Future Value after 10 years: $24954.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15234
+Future Value after 10 years: $18280.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $165895 to be achieved in 49 months.
+8. Net Worth: $163700.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Blanchard is a 25-year-old Male who works as a Teacher. They are currently Divorced and live at 3131 Shelly Lights, South Brendashire, RI 45932 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $357113 to be achieved in 98 months. Currently, they earn $39292 per month and have an expenditure of $26247. They have $10810 in savings, $5886 in fixed deposits, $42918 in stocks, $11011 in mutual funds, and $5118 in other investments. Insurance: Health Insurance with a premium of $9356 and coverage of $444308. Debt: Yes, Amount: $11034, Type: Mortgage, Interest Rate: 4.800382531880869%. Loan Start Date: 2022-06-17, Loan End Date: 2024-12-01. Emergency Fund: Yes, Amount: $7708.","Plan for James Blanchard:
+1. Income: $39292 per month
+2. Emergency Fund: $7708 (adequate for 6 months of expenses).
+3. Savings: $10810
+4. Debts: $11034 (Mortgage) with an interest rate of 4.800382531880869%.
+5. Insurance: Health Insurance with coverage of $444308 and a monthly premium of $9356.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42918
+Future Value after 10 years: $107295.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11011
+Future Value after 10 years: $22022.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5886
+Future Value after 10 years: $8829.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5118
+Future Value after 10 years: $6141.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $357113 to be achieved in 98 months.
+8. Net Worth: $346079.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Perry is a 26-year-old Female who works as a Engineer. They are currently Married and live at 3512 Diane Cove Apt. 727, Georgeside, AS 98511 in Canada. They have 4 dependents: Cathy (Age: 22, Gender: Female), Jesus (Age: 24, Gender: Male), Jerry (Age: 2, Gender: Male), Kenneth (Age: 7, Gender: Male). Their financial goal is Save for House with a target amount of $485349 to be achieved in 103 months. Currently, they earn $44419 per month and have an expenditure of $24382. They have $8125 in savings, $9095 in fixed deposits, $10166 in stocks, $21665 in mutual funds, and $12384 in other investments. Insurance: Home Insurance with a premium of $1610 and coverage of $367357. No debt. No emergency fund.","Plan for Jennifer Perry:
+1. Income: $44419 per month
+2. Emergency Fund: $146292 (adequate for 6 months of expenses).
+3. Savings: $8125
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $367357 and a monthly premium of $1610.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10166
+Future Value after 10 years: $25415.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21665
+Future Value after 10 years: $43330.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9095
+Future Value after 10 years: $13642.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12384
+Future Value after 10 years: $14860.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $485349 to be achieved in 103 months.
+8. Net Worth: $485349.00000000006
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Hensley is a 52-year-old Male who works as a Doctor. They are currently Single and live at 10269 Hicks Ports, North Jesseshire, CT 12721 in Canada. They have 1 dependents: Sarah (Age: 12, Gender: Female). Their financial goal is Travel with a target amount of $133684 to be achieved in 36 months. Currently, they earn $41288 per month and have an expenditure of $25568. They have $19219 in savings, $27326 in fixed deposits, $44054 in stocks, $2763 in mutual funds, and $11441 in other investments. No insurance. Debt: Yes, Amount: $14696, Type: Credit Card, Interest Rate: 16.858995099569924%. Loan Start Date: 2015-12-03, Loan End Date: 2034-07-27. No emergency fund.","Plan for Matthew Hensley:
+1. Income: $41288 per month
+2. Emergency Fund: $153408 (adequate for 6 months of expenses).
+3. Savings: $19219
+4. Debts: $14696 (Credit Card) with an interest rate of 16.858995099569924%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44054
+Future Value after 10 years: $110135.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2763
+Future Value after 10 years: $5526.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27326
+Future Value after 10 years: $40989.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11441
+Future Value after 10 years: $13729.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $133684 to be achieved in 36 months.
+8. Net Worth: $118988.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nathan Gray is a 67-year-old Female who works as a Artist. They are currently Married and live at 441 Jenkins Rue Apt. 221, Lake Christopherberg, OK 34315 in UK. They have 1 dependents: Christie (Age: 27, Gender: Male). Their financial goal is Travel with a target amount of $101361 to be achieved in 46 months. Currently, they earn $100016 per month and have an expenditure of $45229. They have $41835 in savings, $20247 in fixed deposits, $23404 in stocks, $13211 in mutual funds, and $15644 in other investments. Insurance: Home Insurance with a premium of $5027 and coverage of $430803. Debt: Yes, Amount: $3482, Type: Mortgage, Interest Rate: 5.560716037102778%. Loan Start Date: 2022-08-02, Loan End Date: 2031-07-15. Emergency Fund: Yes, Amount: $17671.","Plan for Nathan Gray:
+1. Income: $100016 per month
+2. Emergency Fund: $17671 (adequate for 6 months of expenses).
+3. Savings: $41835
+4. Debts: $3482 (Mortgage) with an interest rate of 5.560716037102778%.
+5. Insurance: Home Insurance with coverage of $430803 and a monthly premium of $5027.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23404
+Future Value after 10 years: $58510.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13211
+Future Value after 10 years: $26422.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20247
+Future Value after 10 years: $30370.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15644
+Future Value after 10 years: $18772.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $101361 to be achieved in 46 months.
+8. Net Worth: $97879.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Scott Jones MD is a 31-year-old Female who works as a Engineer. They are currently Divorced and live at 5768 Nancy Falls, Cochranton, NJ 84517 in UK. They have 2 dependents: Vanessa (Age: 4, Gender: Female), Amanda (Age: 22, Gender: Female). Their financial goal is Save for Education with a target amount of $154443 to be achieved in 40 months. Currently, they earn $49035 per month and have an expenditure of $19601. They have $16690 in savings, $4714 in fixed deposits, $11185 in stocks, $7111 in mutual funds, and $16269 in other investments. No insurance. No debt. No emergency fund.","Plan for Scott Jones MD:
+1. Income: $49035 per month
+2. Emergency Fund: $117606 (adequate for 6 months of expenses).
+3. Savings: $16690
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11185
+Future Value after 10 years: $27962.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7111
+Future Value after 10 years: $14222.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4714
+Future Value after 10 years: $7071.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16269
+Future Value after 10 years: $19522.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $154443 to be achieved in 40 months.
+8. Net Worth: $154443.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelli Gutierrez is a 55-year-old Male who works as a Artist. They are currently Single and live at 83341 Fisher Stravenue, East Brenda, LA 75369 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $60763 to be achieved in 41 months. Currently, they earn $43199 per month and have an expenditure of $35644. They have $7584 in savings, $25689 in fixed deposits, $45945 in stocks, $21406 in mutual funds, and $2679 in other investments. Insurance: Life Insurance with a premium of $9666 and coverage of $141306. Debt: Yes, Amount: $6999, Type: Credit Card, Interest Rate: 15.73733449448017%. Loan Start Date: 2023-05-13, Loan End Date: 2026-02-26. Emergency Fund: Yes, Amount: $9305.","Plan for Kelli Gutierrez:
+1. Income: $43199 per month
+2. Emergency Fund: $9305 (adequate for 6 months of expenses).
+3. Savings: $7584
+4. Debts: $6999 (Credit Card) with an interest rate of 15.73733449448017%.
+5. Insurance: Life Insurance with coverage of $141306 and a monthly premium of $9666.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45945
+Future Value after 10 years: $114862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21406
+Future Value after 10 years: $42812.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25689
+Future Value after 10 years: $38533.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2679
+Future Value after 10 years: $3214.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $60763 to be achieved in 41 months.
+8. Net Worth: $53764.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Monique Jones is a 57-year-old Female who works as a Artist. They are currently Married and live at 572 Linda Trace Apt. 855, Lake Benjamin, ND 89619 in India. They have 1 dependents: Charles (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $363487 to be achieved in 89 months. Currently, they earn $46190 per month and have an expenditure of $11649. They have $26061 in savings, $25615 in fixed deposits, $24971 in stocks, $12333 in mutual funds, and $16553 in other investments. No insurance. Debt: Yes, Amount: $2201, Type: Mortgage, Interest Rate: 4.8300492794151975%. Loan Start Date: 2016-02-08, Loan End Date: 2031-10-10. Emergency Fund: Yes, Amount: $8179.","Plan for Monique Jones:
+1. Income: $46190 per month
+2. Emergency Fund: $8179 (adequate for 6 months of expenses).
+3. Savings: $26061
+4. Debts: $2201 (Mortgage) with an interest rate of 4.8300492794151975%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24971
+Future Value after 10 years: $62427.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12333
+Future Value after 10 years: $24666.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25615
+Future Value after 10 years: $38422.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16553
+Future Value after 10 years: $19863.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $363487 to be achieved in 89 months.
+8. Net Worth: $361286.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Emily Tate is a 65-year-old Female who works as a Teacher. They are currently Single and live at 065 Don Ridge Suite 335, Maciasberg, MS 50353 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $222760 to be achieved in 98 months. Currently, they earn $69554 per month and have an expenditure of $23533. They have $36012 in savings, $16189 in fixed deposits, $38581 in stocks, $11862 in mutual funds, and $9262 in other investments. Insurance: Home Insurance with a premium of $9779 and coverage of $249102. No debt. Emergency Fund: Yes, Amount: $15948.","Plan for Emily Tate:
+1. Income: $69554 per month
+2. Emergency Fund: $15948 (adequate for 6 months of expenses).
+3. Savings: $36012
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $249102 and a monthly premium of $9779.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38581
+Future Value after 10 years: $96452.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11862
+Future Value after 10 years: $23724.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16189
+Future Value after 10 years: $24283.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9262
+Future Value after 10 years: $11114.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $222760 to be achieved in 98 months.
+8. Net Worth: $222760.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Manning is a 43-year-old Female who works as a Doctor. They are currently Married and live at 71789 Nathan Dale Suite 426, Romanside, WA 44003 in India. They have 4 dependents: Sarah (Age: 2, Gender: Male), Christopher (Age: 7, Gender: Female), Theresa (Age: 9, Gender: Male), Alison (Age: 2, Gender: Female). Their financial goal is Retirement with a target amount of $177278 to be achieved in 36 months. Currently, they earn $105179 per month and have an expenditure of $32497. They have $26140 in savings, $7192 in fixed deposits, $46372 in stocks, $12333 in mutual funds, and $17651 in other investments. Insurance: Home Insurance with a premium of $2108 and coverage of $264044. Debt: Yes, Amount: $14458, Type: Credit Card, Interest Rate: 24.402486634473142%. Loan Start Date: 2022-10-06, Loan End Date: 2026-06-09. No emergency fund.","Plan for Jeremy Manning:
+1. Income: $105179 per month
+2. Emergency Fund: $194982 (adequate for 6 months of expenses).
+3. Savings: $26140
+4. Debts: $14458 (Credit Card) with an interest rate of 24.402486634473142%.
+5. Insurance: Home Insurance with coverage of $264044 and a monthly premium of $2108.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46372
+Future Value after 10 years: $115930.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12333
+Future Value after 10 years: $24666.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7192
+Future Value after 10 years: $10788.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17651
+Future Value after 10 years: $21181.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $177278 to be achieved in 36 months.
+8. Net Worth: $162820.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Scott is a 48-year-old Female who works as a Engineer. They are currently Divorced and live at 4876 Olson Wells, Simsburgh, CO 47658 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $177834 to be achieved in 63 months. Currently, they earn $47132 per month and have an expenditure of $29286. They have $29537 in savings, $26594 in fixed deposits, $16822 in stocks, $13982 in mutual funds, and $4747 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13534.","Plan for Richard Scott:
+1. Income: $47132 per month
+2. Emergency Fund: $13534 (adequate for 6 months of expenses).
+3. Savings: $29537
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16822
+Future Value after 10 years: $42055.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13982
+Future Value after 10 years: $27964.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26594
+Future Value after 10 years: $39891.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4747
+Future Value after 10 years: $5696.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $177834 to be achieved in 63 months.
+8. Net Worth: $177834.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jerry Foster Jr. is a 27-year-old Female who works as a Teacher. They are currently Married and live at 95745 Matthews Avenue Apt. 918, Lake Lisaland, MP 04068 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $283960 to be achieved in 91 months. Currently, they earn $34574 per month and have an expenditure of $13317. They have $31423 in savings, $9424 in fixed deposits, $34373 in stocks, $5235 in mutual funds, and $3811 in other investments. No insurance. Debt: Yes, Amount: $19381, Type: Personal Loan, Interest Rate: 8.409522851698853%. Loan Start Date: 2015-06-07, Loan End Date: 2033-10-18. No emergency fund.","Plan for Jerry Foster Jr.:
+1. Income: $34574 per month
+2. Emergency Fund: $79902 (adequate for 6 months of expenses).
+3. Savings: $31423
+4. Debts: $19381 (Personal Loan) with an interest rate of 8.409522851698853%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34373
+Future Value after 10 years: $85932.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5235
+Future Value after 10 years: $10470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9424
+Future Value after 10 years: $14136.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3811
+Future Value after 10 years: $4573.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $283960 to be achieved in 91 months.
+8. Net Worth: $264579.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Ryan is a 20-year-old Female who works as a Engineer. They are currently Married and live at USNS Perez, FPO AE 28590 in India. They have 1 dependents: Katie (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $159459 to be achieved in 34 months. Currently, they earn $38698 per month and have an expenditure of $15148. They have $12759 in savings, $19758 in fixed deposits, $36786 in stocks, $25200 in mutual funds, and $17191 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $10722.","Plan for Kelly Ryan:
+1. Income: $38698 per month
+2. Emergency Fund: $10722 (adequate for 6 months of expenses).
+3. Savings: $12759
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36786
+Future Value after 10 years: $91965.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25200
+Future Value after 10 years: $50400.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19758
+Future Value after 10 years: $29637.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17191
+Future Value after 10 years: $20629.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $159459 to be achieved in 34 months.
+8. Net Worth: $159459.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mallory Rogers is a 42-year-old Female who works as a Teacher. They are currently Married and live at 250 Jessica Gardens, Carlton, SD 32142 in Canada. They have 5 dependents: Rebekah (Age: 5, Gender: Female), Lindsey (Age: 6, Gender: Male), Valerie (Age: 18, Gender: Male), Denise (Age: 13, Gender: Male), Jennifer (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $65803 to be achieved in 58 months. Currently, they earn $100288 per month and have an expenditure of $16624. They have $22864 in savings, $20177 in fixed deposits, $11454 in stocks, $20303 in mutual funds, and $5977 in other investments. Insurance: Home Insurance with a premium of $8018 and coverage of $83757. Debt: Yes, Amount: $3630, Type: Credit Card, Interest Rate: 18.47661038560306%. Loan Start Date: 2024-03-30, Loan End Date: 2030-02-12. Emergency Fund: Yes, Amount: $17583.","Plan for Mallory Rogers:
+1. Income: $100288 per month
+2. Emergency Fund: $17583 (adequate for 6 months of expenses).
+3. Savings: $22864
+4. Debts: $3630 (Credit Card) with an interest rate of 18.47661038560306%.
+5. Insurance: Home Insurance with coverage of $83757 and a monthly premium of $8018.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11454
+Future Value after 10 years: $28635.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20303
+Future Value after 10 years: $40606.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20177
+Future Value after 10 years: $30265.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5977
+Future Value after 10 years: $7172.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $65803 to be achieved in 58 months.
+8. Net Worth: $62173.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carrie Cruz is a 25-year-old Female who works as a Doctor. They are currently Divorced and live at 620 Trevor Ford, North Karenchester, ME 44077 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $86650 to be achieved in 47 months. Currently, they earn $67148 per month and have an expenditure of $32146. They have $44659 in savings, $11929 in fixed deposits, $19354 in stocks, $12192 in mutual funds, and $18504 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4019.","Plan for Carrie Cruz:
+1. Income: $67148 per month
+2. Emergency Fund: $4019 (adequate for 6 months of expenses).
+3. Savings: $44659
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19354
+Future Value after 10 years: $48385.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12192
+Future Value after 10 years: $24384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11929
+Future Value after 10 years: $17893.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18504
+Future Value after 10 years: $22204.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $86650 to be achieved in 47 months.
+8. Net Worth: $86650.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Taylor is a 43-year-old Female who works as a Doctor. They are currently Divorced and live at 25843 Clark Ridges Apt. 274, East Steven, NM 03644 in USA. They have 1 dependents: Tara (Age: 17, Gender: Female). Their financial goal is Travel with a target amount of $55390 to be achieved in 44 months. Currently, they earn $86785 per month and have an expenditure of $40117. They have $14094 in savings, $20299 in fixed deposits, $42398 in stocks, $16748 in mutual funds, and $13139 in other investments. No insurance. Debt: Yes, Amount: $16589, Type: Personal Loan, Interest Rate: 14.53188689659498%. Loan Start Date: 2021-01-29, Loan End Date: 2032-08-19. No emergency fund.","Plan for Jessica Taylor:
+1. Income: $86785 per month
+2. Emergency Fund: $240702 (adequate for 6 months of expenses).
+3. Savings: $14094
+4. Debts: $16589 (Personal Loan) with an interest rate of 14.53188689659498%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42398
+Future Value after 10 years: $105995.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16748
+Future Value after 10 years: $33496.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20299
+Future Value after 10 years: $30448.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13139
+Future Value after 10 years: $15766.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $55390 to be achieved in 44 months.
+8. Net Worth: $38801.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cynthia Grimes is a 45-year-old Female who works as a Doctor. They are currently Married and live at 78798 Rodriguez Knolls Apt. 619, North Miguel, ND 97324 in India. They have 2 dependents: Mary (Age: 19, Gender: Female), Angela (Age: 11, Gender: Female). Their financial goal is Save for House with a target amount of $321594 to be achieved in 94 months. Currently, they earn $32675 per month and have an expenditure of $21744. They have $27635 in savings, $18330 in fixed deposits, $16749 in stocks, $11245 in mutual funds, and $4898 in other investments. Insurance: Home Insurance with a premium of $5899 and coverage of $195722. No debt. Emergency Fund: Yes, Amount: $17982.","Plan for Cynthia Grimes:
+1. Income: $32675 per month
+2. Emergency Fund: $17982 (adequate for 6 months of expenses).
+3. Savings: $27635
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $195722 and a monthly premium of $5899.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16749
+Future Value after 10 years: $41872.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11245
+Future Value after 10 years: $22490.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18330
+Future Value after 10 years: $27495.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4898
+Future Value after 10 years: $5877.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $321594 to be achieved in 94 months.
+8. Net Worth: $321594.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Freeman is a 69-year-old Female who works as a Artist. They are currently Divorced and live at 82343 Shirley Branch, Tamaraberg, SC 49344 in UK. They have 1 dependents: Kevin (Age: 25, Gender: Female). Their financial goal is Save for Education with a target amount of $173616 to be achieved in 37 months. Currently, they earn $62549 per month and have an expenditure of $11096. They have $12238 in savings, $2500 in fixed deposits, $19164 in stocks, $2584 in mutual funds, and $9293 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17066.","Plan for Thomas Freeman:
+1. Income: $62549 per month
+2. Emergency Fund: $17066 (adequate for 6 months of expenses).
+3. Savings: $12238
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19164
+Future Value after 10 years: $47910.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2584
+Future Value after 10 years: $5168.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2500
+Future Value after 10 years: $3750.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9293
+Future Value after 10 years: $11151.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $173616 to be achieved in 37 months.
+8. Net Worth: $173616.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Green is a 26-year-old Male who works as a Teacher. They are currently Married and live at 17424 Yates Wells Apt. 701, Rebeccaborough, WV 13866 in Canada. They have 3 dependents: Scott (Age: 14, Gender: Male), Amy (Age: 24, Gender: Male), David (Age: 23, Gender: Male). Their financial goal is Save for House with a target amount of $250162 to be achieved in 114 months. Currently, they earn $92311 per month and have an expenditure of $31711. They have $40600 in savings, $4259 in fixed deposits, $30749 in stocks, $18927 in mutual funds, and $16854 in other investments. Insurance: Life Insurance with a premium of $4135 and coverage of $314018. Debt: Yes, Amount: $9497, Type: Mortgage, Interest Rate: 6.89771137685373%. Loan Start Date: 2018-02-02, Loan End Date: 2029-06-19. Emergency Fund: Yes, Amount: $11898.","Plan for Jeremy Green:
+1. Income: $92311 per month
+2. Emergency Fund: $11898 (adequate for 6 months of expenses).
+3. Savings: $40600
+4. Debts: $9497 (Mortgage) with an interest rate of 6.89771137685373%.
+5. Insurance: Life Insurance with coverage of $314018 and a monthly premium of $4135.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30749
+Future Value after 10 years: $76872.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18927
+Future Value after 10 years: $37854.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4259
+Future Value after 10 years: $6388.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16854
+Future Value after 10 years: $20224.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $250162 to be achieved in 114 months.
+8. Net Worth: $240665.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Mullins is a 52-year-old Male who works as a Doctor. They are currently Single and live at 4976 Payne Walk Apt. 431, North Elijahmouth, MI 43065 in India. They have 1 dependents: Rebecca (Age: 18, Gender: Male). Their financial goal is Travel with a target amount of $72040 to be achieved in 45 months. Currently, they earn $33911 per month and have an expenditure of $28911. They have $16219 in savings, $21236 in fixed deposits, $8198 in stocks, $3253 in mutual funds, and $1687 in other investments. Insurance: Auto Insurance with a premium of $2978 and coverage of $215952. No debt. No emergency fund.","Plan for Jonathan Mullins:
+1. Income: $33911 per month
+2. Emergency Fund: $173466 (adequate for 6 months of expenses).
+3. Savings: $16219
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $215952 and a monthly premium of $2978.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8198
+Future Value after 10 years: $20495.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3253
+Future Value after 10 years: $6506.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21236
+Future Value after 10 years: $31854.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1687
+Future Value after 10 years: $2024.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $72040 to be achieved in 45 months.
+8. Net Worth: $72040.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Reynolds is a 70-year-old Female who works as a Artist. They are currently Divorced and live at 31850 Valenzuela Causeway Suite 019, Jacobston, FM 33240 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $430590 to be achieved in 83 months. Currently, they earn $35875 per month and have an expenditure of $13118. They have $37659 in savings, $6052 in fixed deposits, $16610 in stocks, $17577 in mutual funds, and $9129 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13162.","Plan for Andrew Reynolds:
+1. Income: $35875 per month
+2. Emergency Fund: $13162 (adequate for 6 months of expenses).
+3. Savings: $37659
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16610
+Future Value after 10 years: $41525.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17577
+Future Value after 10 years: $35154.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6052
+Future Value after 10 years: $9078.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9129
+Future Value after 10 years: $10954.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $430590 to be achieved in 83 months.
+8. Net Worth: $430589.99999999994
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Harry Rodriguez MD is a 30-year-old Male who works as a Teacher. They are currently Divorced and live at 7674 Ryan Lakes, Pagechester, AZ 50399 in UK. They have 1 dependents: Allison (Age: 4, Gender: Female). Their financial goal is Retirement with a target amount of $111272 to be achieved in 36 months. Currently, they earn $48146 per month and have an expenditure of $32138. They have $43147 in savings, $451 in fixed deposits, $28821 in stocks, $15808 in mutual funds, and $15795 in other investments. Insurance: Life Insurance with a premium of $4096 and coverage of $229480. Debt: Yes, Amount: $17115, Type: Mortgage, Interest Rate: 5.44491997780748%. Loan Start Date: 2017-04-19, Loan End Date: 2030-04-22. Emergency Fund: Yes, Amount: $13133.","Plan for Harry Rodriguez MD:
+1. Income: $48146 per month
+2. Emergency Fund: $13133 (adequate for 6 months of expenses).
+3. Savings: $43147
+4. Debts: $17115 (Mortgage) with an interest rate of 5.44491997780748%.
+5. Insurance: Life Insurance with coverage of $229480 and a monthly premium of $4096.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28821
+Future Value after 10 years: $72052.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15808
+Future Value after 10 years: $31616.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $451
+Future Value after 10 years: $676.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15795
+Future Value after 10 years: $18954.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $111272 to be achieved in 36 months.
+8. Net Worth: $94157.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Christopher Jackson is a 65-year-old Female who works as a Teacher. They are currently Divorced and live at 2322 Carrie Shoals, Port Scottside, NM 05797 in UK. They have 2 dependents: Christopher (Age: 5, Gender: Female), Scott (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $82321 to be achieved in 33 months. Currently, they earn $60064 per month and have an expenditure of $15766. They have $14558 in savings, $27707 in fixed deposits, $26409 in stocks, $16803 in mutual funds, and $14334 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $19106.","Plan for Dr. Christopher Jackson:
+1. Income: $60064 per month
+2. Emergency Fund: $19106 (adequate for 6 months of expenses).
+3. Savings: $14558
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26409
+Future Value after 10 years: $66022.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16803
+Future Value after 10 years: $33606.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27707
+Future Value after 10 years: $41560.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14334
+Future Value after 10 years: $17200.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $82321 to be achieved in 33 months.
+8. Net Worth: $82321.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Derrick Smith is a 65-year-old Female who works as a Teacher. They are currently Single and live at Unit 0285 Box 6808, DPO AP 26366 in UK. They have 2 dependents: Stephanie (Age: 5, Gender: Male), Amanda (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $285639 to be achieved in 89 months. Currently, they earn $58428 per month and have an expenditure of $32394. They have $29872 in savings, $18670 in fixed deposits, $12077 in stocks, $35 in mutual funds, and $2577 in other investments. No insurance. Debt: Yes, Amount: $7138, Type: Personal Loan, Interest Rate: 13.724033937188526%. Loan Start Date: 2022-03-21, Loan End Date: 2027-10-23. Emergency Fund: Yes, Amount: $8726.","Plan for Derrick Smith:
+1. Income: $58428 per month
+2. Emergency Fund: $8726 (adequate for 6 months of expenses).
+3. Savings: $29872
+4. Debts: $7138 (Personal Loan) with an interest rate of 13.724033937188526%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12077
+Future Value after 10 years: $30192.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $35
+Future Value after 10 years: $70.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18670
+Future Value after 10 years: $28005.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2577
+Future Value after 10 years: $3092.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $285639 to be achieved in 89 months.
+8. Net Worth: $278501.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terry Tyler is a 66-year-old Male who works as a Artist. They are currently Divorced and live at 30231 Jessica Streets, Port Matthew, NE 52279 in USA. They have 1 dependents: Sarah (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $82245 to be achieved in 37 months. Currently, they earn $33308 per month and have an expenditure of $28308. They have $18743 in savings, $19416 in fixed deposits, $12456 in stocks, $4710 in mutual funds, and $569 in other investments. No insurance. Debt: Yes, Amount: $2898, Type: Mortgage, Interest Rate: 6.952593506499212%. Loan Start Date: 2021-08-14, Loan End Date: 2033-08-01. Emergency Fund: Yes, Amount: $3621.","Plan for Terry Tyler:
+1. Income: $33308 per month
+2. Emergency Fund: $3621 (adequate for 6 months of expenses).
+3. Savings: $18743
+4. Debts: $2898 (Mortgage) with an interest rate of 6.952593506499212%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12456
+Future Value after 10 years: $31140.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4710
+Future Value after 10 years: $9420.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19416
+Future Value after 10 years: $29124.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $569
+Future Value after 10 years: $682.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $82245 to be achieved in 37 months.
+8. Net Worth: $79347.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Friedman MD is a 56-year-old Male who works as a Teacher. They are currently Single and live at 52415 Theresa Ramp, Wilkinstown, VT 68000 in USA. They have 2 dependents: William (Age: 14, Gender: Female), Joanna (Age: 15, Gender: Male). Their financial goal is Save for House with a target amount of $251735 to be achieved in 67 months. Currently, they earn $111929 per month and have an expenditure of $43058. They have $23728 in savings, $15989 in fixed deposits, $6057 in stocks, $12431 in mutual funds, and $12511 in other investments. Insurance: Home Insurance with a premium of $1847 and coverage of $273703. No debt. Emergency Fund: Yes, Amount: $3923.","Plan for Todd Friedman MD:
+1. Income: $111929 per month
+2. Emergency Fund: $3923 (adequate for 6 months of expenses).
+3. Savings: $23728
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $273703 and a monthly premium of $1847.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6057
+Future Value after 10 years: $15142.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12431
+Future Value after 10 years: $24862.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15989
+Future Value after 10 years: $23983.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12511
+Future Value after 10 years: $15013.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $251735 to be achieved in 67 months.
+8. Net Worth: $251735.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Deborah Clayton is a 19-year-old Male who works as a Doctor. They are currently Single and live at 8471 Conrad Knolls Apt. 931, Port Brianfort, OK 83368 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $133487 to be achieved in 57 months. Currently, they earn $40834 per month and have an expenditure of $35834. They have $41242 in savings, $20148 in fixed deposits, $49006 in stocks, $3877 in mutual funds, and $16123 in other investments. No insurance. Debt: Yes, Amount: $7522, Type: Mortgage, Interest Rate: 5.742160150557695%. Loan Start Date: 2015-09-04, Loan End Date: 2025-11-10. No emergency fund.","Plan for Deborah Clayton:
+1. Income: $40834 per month
+2. Emergency Fund: $215004 (adequate for 6 months of expenses).
+3. Savings: $41242
+4. Debts: $7522 (Mortgage) with an interest rate of 5.742160150557695%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49006
+Future Value after 10 years: $122515.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3877
+Future Value after 10 years: $7754.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20148
+Future Value after 10 years: $30222.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16123
+Future Value after 10 years: $19347.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $133487 to be achieved in 57 months.
+8. Net Worth: $125965.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Molly Hall is a 53-year-old Male who works as a Engineer. They are currently Divorced and live at 18303 Paula Valley, Michellemouth, WI 50286 in USA. They have 1 dependents: Marissa (Age: 13, Gender: Female). Their financial goal is Save for House with a target amount of $136982 to be achieved in 94 months. Currently, they earn $77121 per month and have an expenditure of $45051. They have $17535 in savings, $10550 in fixed deposits, $26934 in stocks, $6587 in mutual funds, and $5721 in other investments. No insurance. Debt: Yes, Amount: $10469, Type: Personal Loan, Interest Rate: 8.876155315659636%. Loan Start Date: 2017-12-17, Loan End Date: 2029-09-24. No emergency fund.","Plan for Molly Hall:
+1. Income: $77121 per month
+2. Emergency Fund: $270306 (adequate for 6 months of expenses).
+3. Savings: $17535
+4. Debts: $10469 (Personal Loan) with an interest rate of 8.876155315659636%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26934
+Future Value after 10 years: $67335.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6587
+Future Value after 10 years: $13174.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10550
+Future Value after 10 years: $15825.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5721
+Future Value after 10 years: $6865.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $136982 to be achieved in 94 months.
+8. Net Worth: $126513.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mario Hill is a 35-year-old Female who works as a Artist. They are currently Single and live at 270 Aaron Cliff Apt. 009, New John, FL 98706 in Canada. They have 1 dependents: Adrian (Age: 16, Gender: Male). Their financial goal is Travel with a target amount of $104898 to be achieved in 57 months. Currently, they earn $44941 per month and have an expenditure of $39941. They have $46011 in savings, $17430 in fixed deposits, $40498 in stocks, $26568 in mutual funds, and $11318 in other investments. Insurance: Health Insurance with a premium of $7792 and coverage of $398507. No debt. No emergency fund.","Plan for Mario Hill:
+1. Income: $44941 per month
+2. Emergency Fund: $239646 (adequate for 6 months of expenses).
+3. Savings: $46011
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $398507 and a monthly premium of $7792.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40498
+Future Value after 10 years: $101245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26568
+Future Value after 10 years: $53136.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17430
+Future Value after 10 years: $26145.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11318
+Future Value after 10 years: $13581.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $104898 to be achieved in 57 months.
+8. Net Worth: $104898.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Henry Ellis is a 65-year-old Female who works as a Teacher. They are currently Married and live at 3693 Gonzalez Stream Apt. 825, Amyshire, CT 78311 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $188111 to be achieved in 29 months. Currently, they earn $84874 per month and have an expenditure of $49002. They have $37681 in savings, $4529 in fixed deposits, $29870 in stocks, $9233 in mutual funds, and $5780 in other investments. No insurance. Debt: Yes, Amount: $10387, Type: Personal Loan, Interest Rate: 11.83415412005166%. Loan Start Date: 2020-03-23, Loan End Date: 2033-03-22. No emergency fund.","Plan for Henry Ellis:
+1. Income: $84874 per month
+2. Emergency Fund: $294012 (adequate for 6 months of expenses).
+3. Savings: $37681
+4. Debts: $10387 (Personal Loan) with an interest rate of 11.83415412005166%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29870
+Future Value after 10 years: $74675.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9233
+Future Value after 10 years: $18466.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4529
+Future Value after 10 years: $6793.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5780
+Future Value after 10 years: $6936.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $188111 to be achieved in 29 months.
+8. Net Worth: $177724.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terry Wilkinson is a 68-year-old Male who works as a Teacher. They are currently Single and live at 478 Mayo Wells Suite 660, Port Shannonfurt, OR 48474 in USA. They have 1 dependents: Sarah (Age: 24, Gender: Male). Their financial goal is Save for Education with a target amount of $71258 to be achieved in 54 months. Currently, they earn $99003 per month and have an expenditure of $13629. They have $38933 in savings, $21131 in fixed deposits, $32225 in stocks, $3646 in mutual funds, and $15670 in other investments. Insurance: Health Insurance with a premium of $1891 and coverage of $87094. Debt: Yes, Amount: $17106, Type: Personal Loan, Interest Rate: 11.272694461678782%. Loan Start Date: 2016-08-24, Loan End Date: 2027-02-21. No emergency fund.","Plan for Terry Wilkinson:
+1. Income: $99003 per month
+2. Emergency Fund: $81774 (adequate for 6 months of expenses).
+3. Savings: $38933
+4. Debts: $17106 (Personal Loan) with an interest rate of 11.272694461678782%.
+5. Insurance: Health Insurance with coverage of $87094 and a monthly premium of $1891.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32225
+Future Value after 10 years: $80562.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3646
+Future Value after 10 years: $7292.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21131
+Future Value after 10 years: $31696.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15670
+Future Value after 10 years: $18804.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $71258 to be achieved in 54 months.
+8. Net Worth: $54152.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amy Lopez is a 29-year-old Male who works as a Doctor. They are currently Married and live at 61890 Smith Route, North Jill, AL 37561 in USA. They have 2 dependents: Dennis (Age: 6, Gender: Male), Danielle (Age: 24, Gender: Male). Their financial goal is Save for House with a target amount of $268450 to be achieved in 98 months. Currently, they earn $110712 per month and have an expenditure of $45596. They have $36124 in savings, $27771 in fixed deposits, $29873 in stocks, $15010 in mutual funds, and $996 in other investments. Insurance: Home Insurance with a premium of $9088 and coverage of $297397. Debt: Yes, Amount: $5742, Type: Personal Loan, Interest Rate: 10.451819472613865%. Loan Start Date: 2015-03-02, Loan End Date: 2032-11-16. No emergency fund.","Plan for Amy Lopez:
+1. Income: $110712 per month
+2. Emergency Fund: $273576 (adequate for 6 months of expenses).
+3. Savings: $36124
+4. Debts: $5742 (Personal Loan) with an interest rate of 10.451819472613865%.
+5. Insurance: Home Insurance with coverage of $297397 and a monthly premium of $9088.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29873
+Future Value after 10 years: $74682.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15010
+Future Value after 10 years: $30020.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27771
+Future Value after 10 years: $41656.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $996
+Future Value after 10 years: $1195.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $268450 to be achieved in 98 months.
+8. Net Worth: $262708.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tanner Hanna is a 50-year-old Female who works as a Teacher. They are currently Married and live at 2535 Bridget Junctions Apt. 039, Port James, NC 11051 in India. They have 1 dependents: Matthew (Age: 18, Gender: Female). Their financial goal is Travel with a target amount of $121818 to be achieved in 18 months. Currently, they earn $50968 per month and have an expenditure of $18063. They have $13542 in savings, $1203 in fixed deposits, $10686 in stocks, $23582 in mutual funds, and $8959 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2578.","Plan for Tanner Hanna:
+1. Income: $50968 per month
+2. Emergency Fund: $2578 (adequate for 6 months of expenses).
+3. Savings: $13542
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10686
+Future Value after 10 years: $26715.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23582
+Future Value after 10 years: $47164.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1203
+Future Value after 10 years: $1804.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8959
+Future Value after 10 years: $10750.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $121818 to be achieved in 18 months.
+8. Net Worth: $121818.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Philip Brewer is a 39-year-old Female who works as a Teacher. They are currently Single and live at 0426 Mejia Wells, South Anne, WY 81987 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $103563 to be achieved in 12 months. Currently, they earn $74402 per month and have an expenditure of $42231. They have $25786 in savings, $19256 in fixed deposits, $22213 in stocks, $10896 in mutual funds, and $16442 in other investments. No insurance. Debt: Yes, Amount: $11514, Type: Mortgage, Interest Rate: 6.620852519376778%. Loan Start Date: 2023-11-24, Loan End Date: 2028-05-06. Emergency Fund: Yes, Amount: $2735.","Plan for Philip Brewer:
+1. Income: $74402 per month
+2. Emergency Fund: $2735 (adequate for 6 months of expenses).
+3. Savings: $25786
+4. Debts: $11514 (Mortgage) with an interest rate of 6.620852519376778%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22213
+Future Value after 10 years: $55532.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10896
+Future Value after 10 years: $21792.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19256
+Future Value after 10 years: $28884.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16442
+Future Value after 10 years: $19730.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $103563 to be achieved in 12 months.
+8. Net Worth: $92049.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brian Obrien is a 32-year-old Male who works as a Artist. They are currently Married and live at 4203 Parrish Plain Suite 002, Lake Lisashire, WY 62738 in USA. They have 4 dependents: Beth (Age: 21, Gender: Female), Carlos (Age: 29, Gender: Female), Jillian (Age: 20, Gender: Male), Victor (Age: 9, Gender: Female). Their financial goal is Save for Education with a target amount of $179505 to be achieved in 21 months. Currently, they earn $59682 per month and have an expenditure of $39388. They have $6224 in savings, $3594 in fixed deposits, $11604 in stocks, $21258 in mutual funds, and $15420 in other investments. Insurance: Life Insurance with a premium of $4357 and coverage of $455108. No debt. Emergency Fund: Yes, Amount: $6802.","Plan for Brian Obrien:
+1. Income: $59682 per month
+2. Emergency Fund: $6802 (adequate for 6 months of expenses).
+3. Savings: $6224
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $455108 and a monthly premium of $4357.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11604
+Future Value after 10 years: $29010.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21258
+Future Value after 10 years: $42516.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3594
+Future Value after 10 years: $5391.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15420
+Future Value after 10 years: $18504.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $179505 to be achieved in 21 months.
+8. Net Worth: $179505.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Michael Byrd is a 35-year-old Female who works as a Teacher. They are currently Divorced and live at 9247 Matthew Tunnel, Jenkinsfurt, UT 78182 in USA. They have 1 dependents: Anthony (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $91109 to be achieved in 34 months. Currently, they earn $107645 per month and have an expenditure of $39963. They have $43418 in savings, $23793 in fixed deposits, $30892 in stocks, $12153 in mutual funds, and $13941 in other investments. No insurance. Debt: Yes, Amount: $10153, Type: Personal Loan, Interest Rate: 9.263038140954169%. Loan Start Date: 2014-08-13, Loan End Date: 2032-12-01. No emergency fund.","Plan for Mr. Michael Byrd:
+1. Income: $107645 per month
+2. Emergency Fund: $239778 (adequate for 6 months of expenses).
+3. Savings: $43418
+4. Debts: $10153 (Personal Loan) with an interest rate of 9.263038140954169%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30892
+Future Value after 10 years: $77230.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12153
+Future Value after 10 years: $24306.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23793
+Future Value after 10 years: $35689.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13941
+Future Value after 10 years: $16729.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $91109 to be achieved in 34 months.
+8. Net Worth: $80956.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kathleen Taylor is a 39-year-old Female who works as a Doctor. They are currently Single and live at 5008 Rios Parkways Suite 902, East Lisaville, AK 06645 in Canada. They have 1 dependents: Joseph (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $95617 to be achieved in 20 months. Currently, they earn $69826 per month and have an expenditure of $16827. They have $47018 in savings, $23153 in fixed deposits, $44174 in stocks, $9097 in mutual funds, and $9273 in other investments. Insurance: Auto Insurance with a premium of $1128 and coverage of $470764. Debt: Yes, Amount: $16855, Type: Personal Loan, Interest Rate: 9.657327799701852%. Loan Start Date: 2015-09-07, Loan End Date: 2034-02-06. No emergency fund.","Plan for Kathleen Taylor:
+1. Income: $69826 per month
+2. Emergency Fund: $100962 (adequate for 6 months of expenses).
+3. Savings: $47018
+4. Debts: $16855 (Personal Loan) with an interest rate of 9.657327799701852%.
+5. Insurance: Auto Insurance with coverage of $470764 and a monthly premium of $1128.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44174
+Future Value after 10 years: $110435.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9097
+Future Value after 10 years: $18194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23153
+Future Value after 10 years: $34729.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9273
+Future Value after 10 years: $11127.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $95617 to be achieved in 20 months.
+8. Net Worth: $78762.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Parsons is a 23-year-old Male who works as a Artist. They are currently Divorced and live at 203 Jason Lake Suite 164, Kimbury, ND 23438 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $118569 to be achieved in 60 months. Currently, they earn $79477 per month and have an expenditure of $10063. They have $18099 in savings, $13512 in fixed deposits, $35328 in stocks, $22960 in mutual funds, and $7497 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9499.","Plan for Lisa Parsons:
+1. Income: $79477 per month
+2. Emergency Fund: $9499 (adequate for 6 months of expenses).
+3. Savings: $18099
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35328
+Future Value after 10 years: $88320.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22960
+Future Value after 10 years: $45920.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13512
+Future Value after 10 years: $20268.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7497
+Future Value after 10 years: $8996.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $118569 to be achieved in 60 months.
+8. Net Worth: $118569.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Hall is a 24-year-old Female who works as a Teacher. They are currently Married and live at 235 Bates Grove, North Jackiehaven, MP 35382 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $138127 to be achieved in 54 months. Currently, they earn $83299 per month and have an expenditure of $48617. They have $14494 in savings, $20035 in fixed deposits, $42081 in stocks, $16359 in mutual funds, and $18591 in other investments. No insurance. Debt: Yes, Amount: $9935, Type: Mortgage, Interest Rate: 5.564436141199035%. Loan Start Date: 2016-04-23, Loan End Date: 2034-06-04. No emergency fund.","Plan for James Hall:
+1. Income: $83299 per month
+2. Emergency Fund: $291702 (adequate for 6 months of expenses).
+3. Savings: $14494
+4. Debts: $9935 (Mortgage) with an interest rate of 5.564436141199035%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42081
+Future Value after 10 years: $105202.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16359
+Future Value after 10 years: $32718.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20035
+Future Value after 10 years: $30052.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18591
+Future Value after 10 years: $22309.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $138127 to be achieved in 54 months.
+8. Net Worth: $128192.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Manuel Hubbard DDS is a 56-year-old Female who works as a Engineer. They are currently Married and live at 7086 Dean Throughway Apt. 705, Montgomeryfort, ID 26198 in India. They have 3 dependents: Kimberly (Age: 1, Gender: Male), Melissa (Age: 30, Gender: Female), Alexander (Age: 20, Gender: Male). Their financial goal is Travel with a target amount of $134257 to be achieved in 17 months. Currently, they earn $81622 per month and have an expenditure of $21895. They have $21665 in savings, $25299 in fixed deposits, $2389 in stocks, $881 in mutual funds, and $5445 in other investments. Insurance: Life Insurance with a premium of $2279 and coverage of $61617. No debt. Emergency Fund: Yes, Amount: $19342.","Plan for Manuel Hubbard DDS:
+1. Income: $81622 per month
+2. Emergency Fund: $19342 (adequate for 6 months of expenses).
+3. Savings: $21665
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $61617 and a monthly premium of $2279.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2389
+Future Value after 10 years: $5972.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $881
+Future Value after 10 years: $1762.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25299
+Future Value after 10 years: $37948.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5445
+Future Value after 10 years: $6534.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $134257 to be achieved in 17 months.
+8. Net Worth: $134257.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jordan Brown is a 63-year-old Female who works as a Engineer. They are currently Divorced and live at 814 Griffin Shoals, West Brett, DC 28679 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $437625 to be achieved in 78 months. Currently, they earn $51399 per month and have an expenditure of $40777. They have $29998 in savings, $27593 in fixed deposits, $38900 in stocks, $9327 in mutual funds, and $16075 in other investments. No insurance. Debt: Yes, Amount: $13089, Type: Personal Loan, Interest Rate: 10.923242569516962%. Loan Start Date: 2020-04-30, Loan End Date: 2031-08-16. Emergency Fund: Yes, Amount: $2900.","Plan for Jordan Brown:
+1. Income: $51399 per month
+2. Emergency Fund: $2900 (adequate for 6 months of expenses).
+3. Savings: $29998
+4. Debts: $13089 (Personal Loan) with an interest rate of 10.923242569516962%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38900
+Future Value after 10 years: $97250.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9327
+Future Value after 10 years: $18654.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27593
+Future Value after 10 years: $41389.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16075
+Future Value after 10 years: $19290.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $437625 to be achieved in 78 months.
+8. Net Worth: $424536.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joshua Hansen is a 70-year-old Female who works as a Engineer. They are currently Single and live at 82414 Williams Passage, New William, OH 31528 in USA. They have 2 dependents: Jennifer (Age: 14, Gender: Female), Madison (Age: 9, Gender: Male). Their financial goal is Retirement with a target amount of $116381 to be achieved in 44 months. Currently, they earn $105505 per month and have an expenditure of $30299. They have $17213 in savings, $3180 in fixed deposits, $28249 in stocks, $9904 in mutual funds, and $8221 in other investments. No insurance. No debt. No emergency fund.","Plan for Joshua Hansen:
+1. Income: $105505 per month
+2. Emergency Fund: $181794 (adequate for 6 months of expenses).
+3. Savings: $17213
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28249
+Future Value after 10 years: $70622.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9904
+Future Value after 10 years: $19808.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3180
+Future Value after 10 years: $4770.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8221
+Future Value after 10 years: $9865.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $116381 to be achieved in 44 months.
+8. Net Worth: $116381.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Frazier is a 70-year-old Female who works as a Artist. They are currently Divorced and live at 57218 Jacob Port Apt. 433, Courtneyland, TN 90390 in USA. They have 1 dependents: Daniel (Age: 6, Gender: Male). Their financial goal is Retirement with a target amount of $50855 to be achieved in 14 months. Currently, they earn $57503 per month and have an expenditure of $38935. They have $30681 in savings, $13991 in fixed deposits, $3969 in stocks, $14805 in mutual funds, and $8487 in other investments. No insurance. Debt: Yes, Amount: $10882, Type: Personal Loan, Interest Rate: 12.158760913340018%. Loan Start Date: 2019-11-09, Loan End Date: 2032-09-04. No emergency fund.","Plan for James Frazier:
+1. Income: $57503 per month
+2. Emergency Fund: $233610 (adequate for 6 months of expenses).
+3. Savings: $30681
+4. Debts: $10882 (Personal Loan) with an interest rate of 12.158760913340018%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3969
+Future Value after 10 years: $9922.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14805
+Future Value after 10 years: $29610.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13991
+Future Value after 10 years: $20986.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8487
+Future Value after 10 years: $10184.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $50855 to be achieved in 14 months.
+8. Net Worth: $39973.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Bowers is a 34-year-old Female who works as a Teacher. They are currently Single and live at 8386 Daniel Mount Apt. 086, North Jennifermouth, VI 99942 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $119807 to be achieved in 97 months. Currently, they earn $108556 per month and have an expenditure of $48213. They have $47469 in savings, $5578 in fixed deposits, $45674 in stocks, $1528 in mutual funds, and $2439 in other investments. Insurance: Health Insurance with a premium of $7870 and coverage of $486829. No debt. Emergency Fund: Yes, Amount: $11873.","Plan for Christopher Bowers:
+1. Income: $108556 per month
+2. Emergency Fund: $11873 (adequate for 6 months of expenses).
+3. Savings: $47469
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $486829 and a monthly premium of $7870.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45674
+Future Value after 10 years: $114185.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1528
+Future Value after 10 years: $3056.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5578
+Future Value after 10 years: $8367.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2439
+Future Value after 10 years: $2926.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $119807 to be achieved in 97 months.
+8. Net Worth: $119807.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Edwards is a 42-year-old Male who works as a Teacher. They are currently Married and live at 4773 Jason Ranch, Tylerburgh, UT 70419 in Canada. They have 4 dependents: Amanda (Age: 16, Gender: Female), Russell (Age: 16, Gender: Female), Julie (Age: 27, Gender: Male), Denise (Age: 13, Gender: Male). Their financial goal is Retirement with a target amount of $109471 to be achieved in 35 months. Currently, they earn $43917 per month and have an expenditure of $18791. They have $13130 in savings, $5061 in fixed deposits, $42456 in stocks, $10496 in mutual funds, and $4798 in other investments. Insurance: Health Insurance with a premium of $7020 and coverage of $100870. Debt: Yes, Amount: $16991, Type: Personal Loan, Interest Rate: 11.438712473424557%. Loan Start Date: 2016-05-10, Loan End Date: 2033-01-22. Emergency Fund: Yes, Amount: $19156.","Plan for Patricia Edwards:
+1. Income: $43917 per month
+2. Emergency Fund: $19156 (adequate for 6 months of expenses).
+3. Savings: $13130
+4. Debts: $16991 (Personal Loan) with an interest rate of 11.438712473424557%.
+5. Insurance: Health Insurance with coverage of $100870 and a monthly premium of $7020.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42456
+Future Value after 10 years: $106140.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10496
+Future Value after 10 years: $20992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5061
+Future Value after 10 years: $7591.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4798
+Future Value after 10 years: $5757.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $109471 to be achieved in 35 months.
+8. Net Worth: $92480.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patrick Carpenter is a 39-year-old Male who works as a Doctor. They are currently Divorced and live at 08343 Webb Rapid Suite 903, Port Douglas, WY 70896 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $133648 to be achieved in 25 months. Currently, they earn $87649 per month and have an expenditure of $42742. They have $42092 in savings, $2798 in fixed deposits, $31648 in stocks, $21859 in mutual funds, and $12555 in other investments. No insurance. No debt. No emergency fund.","Plan for Patrick Carpenter:
+1. Income: $87649 per month
+2. Emergency Fund: $256452 (adequate for 6 months of expenses).
+3. Savings: $42092
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31648
+Future Value after 10 years: $79120.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21859
+Future Value after 10 years: $43718.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2798
+Future Value after 10 years: $4197.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12555
+Future Value after 10 years: $15066.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $133648 to be achieved in 25 months.
+8. Net Worth: $133648.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mackenzie Rodriguez is a 39-year-old Female who works as a Teacher. They are currently Married and live at USNV Maldonado, FPO AP 59534 in Canada. They have 3 dependents: James (Age: 7, Gender: Male), Ralph (Age: 8, Gender: Male), Steven (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $380655 to be achieved in 67 months. Currently, they earn $108543 per month and have an expenditure of $26072. They have $28337 in savings, $29787 in fixed deposits, $36150 in stocks, $27401 in mutual funds, and $10205 in other investments. No insurance. Debt: Yes, Amount: $11387, Type: Credit Card, Interest Rate: 15.115546987715193%. Loan Start Date: 2022-03-08, Loan End Date: 2030-01-02. No emergency fund.","Plan for Mackenzie Rodriguez:
+1. Income: $108543 per month
+2. Emergency Fund: $156432 (adequate for 6 months of expenses).
+3. Savings: $28337
+4. Debts: $11387 (Credit Card) with an interest rate of 15.115546987715193%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36150
+Future Value after 10 years: $90375.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27401
+Future Value after 10 years: $54802.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29787
+Future Value after 10 years: $44680.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10205
+Future Value after 10 years: $12246.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $380655 to be achieved in 67 months.
+8. Net Worth: $369268.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Hoover is a 35-year-old Female who works as a Teacher. They are currently Divorced and live at 749 Amy Isle, Christianbury, NV 99050 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $122445 to be achieved in 47 months. Currently, they earn $33540 per month and have an expenditure of $28540. They have $45872 in savings, $23253 in fixed deposits, $7466 in stocks, $10897 in mutual funds, and $345 in other investments. Insurance: Home Insurance with a premium of $2149 and coverage of $152391. Debt: Yes, Amount: $7320, Type: Personal Loan, Interest Rate: 10.018722625380576%. Loan Start Date: 2019-07-20, Loan End Date: 2030-12-04. No emergency fund.","Plan for Christopher Hoover:
+1. Income: $33540 per month
+2. Emergency Fund: $171240 (adequate for 6 months of expenses).
+3. Savings: $45872
+4. Debts: $7320 (Personal Loan) with an interest rate of 10.018722625380576%.
+5. Insurance: Home Insurance with coverage of $152391 and a monthly premium of $2149.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7466
+Future Value after 10 years: $18665.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10897
+Future Value after 10 years: $21794.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23253
+Future Value after 10 years: $34879.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $345
+Future Value after 10 years: $414.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $122445 to be achieved in 47 months.
+8. Net Worth: $115125.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Baker is a 41-year-old Female who works as a Doctor. They are currently Married and live at 5895 Alexander Landing, South Joyceburgh, RI 30488 in Canada. They have 2 dependents: Ana (Age: 2, Gender: Female), Blake (Age: 24, Gender: Male). Their financial goal is Save for Education with a target amount of $75394 to be achieved in 22 months. Currently, they earn $85108 per month and have an expenditure of $25428. They have $21199 in savings, $29365 in fixed deposits, $23408 in stocks, $870 in mutual funds, and $15112 in other investments. Insurance: Home Insurance with a premium of $7193 and coverage of $365186. Debt: Yes, Amount: $10864, Type: Personal Loan, Interest Rate: 8.160681069532648%. Loan Start Date: 2016-08-16, Loan End Date: 2025-01-27. No emergency fund.","Plan for Timothy Baker:
+1. Income: $85108 per month
+2. Emergency Fund: $152568 (adequate for 6 months of expenses).
+3. Savings: $21199
+4. Debts: $10864 (Personal Loan) with an interest rate of 8.160681069532648%.
+5. Insurance: Home Insurance with coverage of $365186 and a monthly premium of $7193.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23408
+Future Value after 10 years: $58520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $870
+Future Value after 10 years: $1740.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29365
+Future Value after 10 years: $44047.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15112
+Future Value after 10 years: $18134.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $75394 to be achieved in 22 months.
+8. Net Worth: $64530.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Valerie Harrison is a 34-year-old Male who works as a Teacher. They are currently Single and live at 2503 Matthew Corners Suite 549, New Sheila, NY 38495 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $139750 to be achieved in 52 months. Currently, they earn $69825 per month and have an expenditure of $46096. They have $17308 in savings, $14429 in fixed deposits, $19296 in stocks, $2206 in mutual funds, and $2421 in other investments. Insurance: Auto Insurance with a premium of $1319 and coverage of $275604. No debt. No emergency fund.","Plan for Valerie Harrison:
+1. Income: $69825 per month
+2. Emergency Fund: $276576 (adequate for 6 months of expenses).
+3. Savings: $17308
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $275604 and a monthly premium of $1319.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19296
+Future Value after 10 years: $48240.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2206
+Future Value after 10 years: $4412.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14429
+Future Value after 10 years: $21643.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2421
+Future Value after 10 years: $2905.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $139750 to be achieved in 52 months.
+8. Net Worth: $139750.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Phillips is a 58-year-old Male who works as a Teacher. They are currently Divorced and live at 07219 Dean Route, Angelachester, FL 82203 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $55181 to be achieved in 48 months. Currently, they earn $49729 per month and have an expenditure of $36909. They have $44915 in savings, $288 in fixed deposits, $44438 in stocks, $4496 in mutual funds, and $11813 in other investments. Insurance: Home Insurance with a premium of $8360 and coverage of $141786. Debt: Yes, Amount: $12444, Type: Personal Loan, Interest Rate: 13.15295549892866%. Loan Start Date: 2022-11-12, Loan End Date: 2026-01-27. Emergency Fund: Yes, Amount: $9754.","Plan for John Phillips:
+1. Income: $49729 per month
+2. Emergency Fund: $9754 (adequate for 6 months of expenses).
+3. Savings: $44915
+4. Debts: $12444 (Personal Loan) with an interest rate of 13.15295549892866%.
+5. Insurance: Home Insurance with coverage of $141786 and a monthly premium of $8360.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44438
+Future Value after 10 years: $111095.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4496
+Future Value after 10 years: $8992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $288
+Future Value after 10 years: $432.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11813
+Future Value after 10 years: $14175.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $55181 to be achieved in 48 months.
+8. Net Worth: $42737.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terry Wilson is a 40-year-old Male who works as a Teacher. They are currently Single and live at USNV Lopez, FPO AA 47804 in India. They have 1 dependents: Raymond (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $188700 to be achieved in 39 months. Currently, they earn $77565 per month and have an expenditure of $23863. They have $26759 in savings, $18915 in fixed deposits, $17563 in stocks, $15099 in mutual funds, and $17762 in other investments. No insurance. Debt: Yes, Amount: $4690, Type: Credit Card, Interest Rate: 21.928671268181905%. Loan Start Date: 2019-06-13, Loan End Date: 2030-08-05. No emergency fund.","Plan for Terry Wilson:
+1. Income: $77565 per month
+2. Emergency Fund: $143178 (adequate for 6 months of expenses).
+3. Savings: $26759
+4. Debts: $4690 (Credit Card) with an interest rate of 21.928671268181905%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17563
+Future Value after 10 years: $43907.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15099
+Future Value after 10 years: $30198.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18915
+Future Value after 10 years: $28372.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17762
+Future Value after 10 years: $21314.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $188700 to be achieved in 39 months.
+8. Net Worth: $184010.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christy Hill is a 50-year-old Female who works as a Doctor. They are currently Married and live at 595 Jackson Pass, Lopezview, WI 54956 in UK. They have 1 dependents: Christopher (Age: 6, Gender: Female). Their financial goal is Travel with a target amount of $114997 to be achieved in 52 months. Currently, they earn $54806 per month and have an expenditure of $42713. They have $35696 in savings, $16770 in fixed deposits, $7115 in stocks, $10284 in mutual funds, and $6631 in other investments. No insurance. Debt: Yes, Amount: $17023, Type: Personal Loan, Interest Rate: 10.454132337966456%. Loan Start Date: 2018-12-11, Loan End Date: 2028-04-11. Emergency Fund: Yes, Amount: $5649.","Plan for Christy Hill:
+1. Income: $54806 per month
+2. Emergency Fund: $5649 (adequate for 6 months of expenses).
+3. Savings: $35696
+4. Debts: $17023 (Personal Loan) with an interest rate of 10.454132337966456%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7115
+Future Value after 10 years: $17787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10284
+Future Value after 10 years: $20568.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16770
+Future Value after 10 years: $25155.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6631
+Future Value after 10 years: $7957.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $114997 to be achieved in 52 months.
+8. Net Worth: $97974.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christina Reeves is a 60-year-old Male who works as a Engineer. They are currently Single and live at 08010 Timothy Plains, East Herbert, MD 23757 in UK. They have 1 dependents: Tina (Age: 22, Gender: Female). Their financial goal is Save for Education with a target amount of $72971 to be achieved in 19 months. Currently, they earn $78683 per month and have an expenditure of $35707. They have $22048 in savings, $27854 in fixed deposits, $2740 in stocks, $14621 in mutual funds, and $3535 in other investments. Insurance: Auto Insurance with a premium of $5404 and coverage of $332249. Debt: Yes, Amount: $18136, Type: Credit Card, Interest Rate: 20.674932167430136%. Loan Start Date: 2018-02-22, Loan End Date: 2031-01-21. No emergency fund.","Plan for Christina Reeves:
+1. Income: $78683 per month
+2. Emergency Fund: $214242 (adequate for 6 months of expenses).
+3. Savings: $22048
+4. Debts: $18136 (Credit Card) with an interest rate of 20.674932167430136%.
+5. Insurance: Auto Insurance with coverage of $332249 and a monthly premium of $5404.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2740
+Future Value after 10 years: $6850.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14621
+Future Value after 10 years: $29242.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27854
+Future Value after 10 years: $41781.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3535
+Future Value after 10 years: $4242.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $72971 to be achieved in 19 months.
+8. Net Worth: $54835.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Virginia Taylor is a 68-year-old Male who works as a Engineer. They are currently Single and live at 5443 Fletcher Groves, East Jack, MS 35488 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $69546 to be achieved in 41 months. Currently, they earn $69535 per month and have an expenditure of $36682. They have $28818 in savings, $16364 in fixed deposits, $36073 in stocks, $3134 in mutual funds, and $8818 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17319.","Plan for Virginia Taylor:
+1. Income: $69535 per month
+2. Emergency Fund: $17319 (adequate for 6 months of expenses).
+3. Savings: $28818
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36073
+Future Value after 10 years: $90182.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3134
+Future Value after 10 years: $6268.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16364
+Future Value after 10 years: $24546.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8818
+Future Value after 10 years: $10581.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $69546 to be achieved in 41 months.
+8. Net Worth: $69546.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Mcpherson is a 50-year-old Male who works as a Engineer. They are currently Single and live at 730 Brown Walk Suite 080, Andrewfort, ME 31313 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $153757 to be achieved in 26 months. Currently, they earn $116817 per month and have an expenditure of $31975. They have $17786 in savings, $29473 in fixed deposits, $20423 in stocks, $19195 in mutual funds, and $1290 in other investments. No insurance. No debt. No emergency fund.","Plan for Michael Mcpherson:
+1. Income: $116817 per month
+2. Emergency Fund: $191850 (adequate for 6 months of expenses).
+3. Savings: $17786
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20423
+Future Value after 10 years: $51057.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19195
+Future Value after 10 years: $38390.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29473
+Future Value after 10 years: $44209.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1290
+Future Value after 10 years: $1548.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $153757 to be achieved in 26 months.
+8. Net Worth: $153757.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jack Calhoun is a 29-year-old Female who works as a Teacher. They are currently Divorced and live at 203 Matthews Bridge Apt. 758, Torreschester, MN 84490 in UK. They have 1 dependents: Stanley (Age: 24, Gender: Female). Their financial goal is Retirement with a target amount of $155440 to be achieved in 47 months. Currently, they earn $83850 per month and have an expenditure of $31108. They have $18885 in savings, $12724 in fixed deposits, $1445 in stocks, $21797 in mutual funds, and $5964 in other investments. Insurance: Auto Insurance with a premium of $7766 and coverage of $237953. Debt: Yes, Amount: $5085, Type: Mortgage, Interest Rate: 3.4703366923245063%. Loan Start Date: 2017-03-30, Loan End Date: 2027-08-28. Emergency Fund: Yes, Amount: $8400.","Plan for Jack Calhoun:
+1. Income: $83850 per month
+2. Emergency Fund: $8400 (adequate for 6 months of expenses).
+3. Savings: $18885
+4. Debts: $5085 (Mortgage) with an interest rate of 3.4703366923245063%.
+5. Insurance: Auto Insurance with coverage of $237953 and a monthly premium of $7766.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1445
+Future Value after 10 years: $3612.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21797
+Future Value after 10 years: $43594.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12724
+Future Value after 10 years: $19086.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5964
+Future Value after 10 years: $7156.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $155440 to be achieved in 47 months.
+8. Net Worth: $150355.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Randolph is a 45-year-old Female who works as a Engineer. They are currently Married and live at 67750 Bradley Tunnel Suite 609, Wallaceborough, PA 17377 in UK. They have 5 dependents: Tyler (Age: 6, Gender: Male), Sarah (Age: 13, Gender: Male), Adam (Age: 29, Gender: Male), Scott (Age: 16, Gender: Female), Johnathan (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $181747 to be achieved in 52 months. Currently, they earn $75862 per month and have an expenditure of $10562. They have $42299 in savings, $18020 in fixed deposits, $47293 in stocks, $12983 in mutual funds, and $14327 in other investments. Insurance: Life Insurance with a premium of $5289 and coverage of $199619. No debt. Emergency Fund: Yes, Amount: $18355.","Plan for Jennifer Randolph:
+1. Income: $75862 per month
+2. Emergency Fund: $18355 (adequate for 6 months of expenses).
+3. Savings: $42299
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $199619 and a monthly premium of $5289.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47293
+Future Value after 10 years: $118232.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12983
+Future Value after 10 years: $25966.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18020
+Future Value after 10 years: $27030.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14327
+Future Value after 10 years: $17192.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $181747 to be achieved in 52 months.
+8. Net Worth: $181747.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Buchanan is a 21-year-old Male who works as a Doctor. They are currently Single and live at Unit 6822 Box 9554, DPO AA 00942 in Canada. They have 1 dependents: Kyle (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $143029 to be achieved in 48 months. Currently, they earn $78120 per month and have an expenditure of $21856. They have $33882 in savings, $21297 in fixed deposits, $25211 in stocks, $15102 in mutual funds, and $19069 in other investments. Insurance: Auto Insurance with a premium of $6748 and coverage of $97340. No debt. Emergency Fund: Yes, Amount: $15204.","Plan for Michael Buchanan:
+1. Income: $78120 per month
+2. Emergency Fund: $15204 (adequate for 6 months of expenses).
+3. Savings: $33882
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $97340 and a monthly premium of $6748.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25211
+Future Value after 10 years: $63027.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15102
+Future Value after 10 years: $30204.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21297
+Future Value after 10 years: $31945.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19069
+Future Value after 10 years: $22882.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $143029 to be achieved in 48 months.
+8. Net Worth: $143029.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charlotte Rodriguez is a 33-year-old Male who works as a Teacher. They are currently Divorced and live at 078 Vasquez Fords Suite 512, Evansberg, CT 27137 in USA. They have 1 dependents: Melissa (Age: 4, Gender: Female). Their financial goal is Save for Education with a target amount of $120817 to be achieved in 56 months. Currently, they earn $78233 per month and have an expenditure of $44047. They have $32675 in savings, $13323 in fixed deposits, $8065 in stocks, $11600 in mutual funds, and $6058 in other investments. No insurance. Debt: Yes, Amount: $15759, Type: Mortgage, Interest Rate: 3.3772826159882556%. Loan Start Date: 2024-03-24, Loan End Date: 2034-07-28. No emergency fund.","Plan for Charlotte Rodriguez:
+1. Income: $78233 per month
+2. Emergency Fund: $264282 (adequate for 6 months of expenses).
+3. Savings: $32675
+4. Debts: $15759 (Mortgage) with an interest rate of 3.3772826159882556%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8065
+Future Value after 10 years: $20162.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11600
+Future Value after 10 years: $23200.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13323
+Future Value after 10 years: $19984.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6058
+Future Value after 10 years: $7269.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $120817 to be achieved in 56 months.
+8. Net Worth: $105058.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kim Wright is a 18-year-old Female who works as a Artist. They are currently Single and live at 3840 Sean Drive Suite 076, East Shannon, IN 48971 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $92602 to be achieved in 34 months. Currently, they earn $77753 per month and have an expenditure of $27272. They have $40859 in savings, $15666 in fixed deposits, $41682 in stocks, $6837 in mutual funds, and $12905 in other investments. Insurance: Home Insurance with a premium of $6275 and coverage of $442338. Debt: Yes, Amount: $19239, Type: Personal Loan, Interest Rate: 9.969532281778436%. Loan Start Date: 2017-10-29, Loan End Date: 2032-09-08. No emergency fund.","Plan for Kim Wright:
+1. Income: $77753 per month
+2. Emergency Fund: $163632 (adequate for 6 months of expenses).
+3. Savings: $40859
+4. Debts: $19239 (Personal Loan) with an interest rate of 9.969532281778436%.
+5. Insurance: Home Insurance with coverage of $442338 and a monthly premium of $6275.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41682
+Future Value after 10 years: $104205.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6837
+Future Value after 10 years: $13674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15666
+Future Value after 10 years: $23499.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12905
+Future Value after 10 years: $15486.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $92602 to be achieved in 34 months.
+8. Net Worth: $73363.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Martinez is a 67-year-old Male who works as a Engineer. They are currently Married and live at 6212 Henry Crossroad Apt. 593, East Tammie, SC 11579 in India. They have 1 dependents: Michael (Age: 24, Gender: Female). Their financial goal is Save for House with a target amount of $148295 to be achieved in 70 months. Currently, they earn $111952 per month and have an expenditure of $17038. They have $37509 in savings, $5290 in fixed deposits, $44123 in stocks, $4448 in mutual funds, and $19915 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12600.","Plan for Jessica Martinez:
+1. Income: $111952 per month
+2. Emergency Fund: $12600 (adequate for 6 months of expenses).
+3. Savings: $37509
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44123
+Future Value after 10 years: $110307.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4448
+Future Value after 10 years: $8896.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5290
+Future Value after 10 years: $7935.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19915
+Future Value after 10 years: $23898.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $148295 to be achieved in 70 months.
+8. Net Worth: $148295.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan Anthony is a 58-year-old Male who works as a Teacher. They are currently Married and live at 09737 Solis Mews Apt. 129, Ingramfurt, DE 44147 in UK. They have 1 dependents: Jonathan (Age: 29, Gender: Male). Their financial goal is Retirement with a target amount of $106852 to be achieved in 20 months. Currently, they earn $97458 per month and have an expenditure of $37356. They have $21903 in savings, $12604 in fixed deposits, $37520 in stocks, $21413 in mutual funds, and $18535 in other investments. Insurance: Life Insurance with a premium of $7034 and coverage of $197177. Debt: Yes, Amount: $2478, Type: Mortgage, Interest Rate: 6.698363259369151%. Loan Start Date: 2021-06-21, Loan End Date: 2033-03-08. No emergency fund.","Plan for Ryan Anthony:
+1. Income: $97458 per month
+2. Emergency Fund: $224136 (adequate for 6 months of expenses).
+3. Savings: $21903
+4. Debts: $2478 (Mortgage) with an interest rate of 6.698363259369151%.
+5. Insurance: Life Insurance with coverage of $197177 and a monthly premium of $7034.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37520
+Future Value after 10 years: $93800.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21413
+Future Value after 10 years: $42826.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12604
+Future Value after 10 years: $18906.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18535
+Future Value after 10 years: $22242.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $106852 to be achieved in 20 months.
+8. Net Worth: $104374.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patrick Stark is a 69-year-old Male who works as a Artist. They are currently Married and live at 0980 Vanessa Crossing Apt. 565, South Mackenzieside, MD 40682 in India. They have 2 dependents: Kyle (Age: 11, Gender: Female), Penny (Age: 7, Gender: Female). Their financial goal is Travel with a target amount of $112330 to be achieved in 53 months. Currently, they earn $98570 per month and have an expenditure of $18900. They have $47183 in savings, $7032 in fixed deposits, $27838 in stocks, $24620 in mutual funds, and $13772 in other investments. Insurance: Auto Insurance with a premium of $1295 and coverage of $174753. Debt: Yes, Amount: $11995, Type: Personal Loan, Interest Rate: 12.458599384724828%. Loan Start Date: 2014-11-25, Loan End Date: 2026-11-11. No emergency fund.","Plan for Patrick Stark:
+1. Income: $98570 per month
+2. Emergency Fund: $113400 (adequate for 6 months of expenses).
+3. Savings: $47183
+4. Debts: $11995 (Personal Loan) with an interest rate of 12.458599384724828%.
+5. Insurance: Auto Insurance with coverage of $174753 and a monthly premium of $1295.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27838
+Future Value after 10 years: $69595.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24620
+Future Value after 10 years: $49240.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7032
+Future Value after 10 years: $10548.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13772
+Future Value after 10 years: $16526.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $112330 to be achieved in 53 months.
+8. Net Worth: $100335.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica House is a 50-year-old Female who works as a Artist. They are currently Married and live at 79109 Thomas Valley, South Kennethshire, MS 05554 in India. They have 5 dependents: Matthew (Age: 28, Gender: Male), Bryan (Age: 28, Gender: Female), Amanda (Age: 11, Gender: Male), Thomas (Age: 11, Gender: Male), Nathan (Age: 15, Gender: Female). Their financial goal is Retirement with a target amount of $86634 to be achieved in 29 months. Currently, they earn $81780 per month and have an expenditure of $22360. They have $33175 in savings, $3569 in fixed deposits, $27927 in stocks, $29462 in mutual funds, and $10298 in other investments. Insurance: Life Insurance with a premium of $2027 and coverage of $183617. No debt. No emergency fund.","Plan for Jessica House:
+1. Income: $81780 per month
+2. Emergency Fund: $134160 (adequate for 6 months of expenses).
+3. Savings: $33175
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $183617 and a monthly premium of $2027.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27927
+Future Value after 10 years: $69817.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29462
+Future Value after 10 years: $58924.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3569
+Future Value after 10 years: $5353.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10298
+Future Value after 10 years: $12357.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $86634 to be achieved in 29 months.
+8. Net Worth: $86634.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Leslie Rivera is a 54-year-old Female who works as a Engineer. They are currently Divorced and live at 098 Castro Bypass Suite 095, New Juanville, DC 19199 in USA. They have 2 dependents: Luis (Age: 8, Gender: Male), Brian (Age: 2, Gender: Female). Their financial goal is Save for House with a target amount of $154953 to be achieved in 61 months. Currently, they earn $88249 per month and have an expenditure of $46685. They have $12799 in savings, $11318 in fixed deposits, $47011 in stocks, $28971 in mutual funds, and $17007 in other investments. Insurance: Life Insurance with a premium of $6259 and coverage of $106877. Debt: Yes, Amount: $15484, Type: Personal Loan, Interest Rate: 14.555909315595244%. Loan Start Date: 2018-01-29, Loan End Date: 2032-08-04. No emergency fund.","Plan for Leslie Rivera:
+1. Income: $88249 per month
+2. Emergency Fund: $280110 (adequate for 6 months of expenses).
+3. Savings: $12799
+4. Debts: $15484 (Personal Loan) with an interest rate of 14.555909315595244%.
+5. Insurance: Life Insurance with coverage of $106877 and a monthly premium of $6259.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47011
+Future Value after 10 years: $117527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28971
+Future Value after 10 years: $57942.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11318
+Future Value after 10 years: $16977.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17007
+Future Value after 10 years: $20408.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $154953 to be achieved in 61 months.
+8. Net Worth: $139469.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Oliver is a 21-year-old Male who works as a Artist. They are currently Married and live at 684 Delgado Stravenue, Gouldton, NC 41952 in India. They have 3 dependents: Tina (Age: 10, Gender: Male), Paul (Age: 27, Gender: Male), Margaret (Age: 30, Gender: Male). Their financial goal is Save for House with a target amount of $252777 to be achieved in 118 months. Currently, they earn $33702 per month and have an expenditure of $20724. They have $5455 in savings, $17403 in fixed deposits, $4893 in stocks, $28426 in mutual funds, and $15868 in other investments. Insurance: Life Insurance with a premium of $2624 and coverage of $440608. Debt: Yes, Amount: $6758, Type: Mortgage, Interest Rate: 4.534377549863038%. Loan Start Date: 2018-06-23, Loan End Date: 2027-03-21. No emergency fund.","Plan for Robert Oliver:
+1. Income: $33702 per month
+2. Emergency Fund: $124344 (adequate for 6 months of expenses).
+3. Savings: $5455
+4. Debts: $6758 (Mortgage) with an interest rate of 4.534377549863038%.
+5. Insurance: Life Insurance with coverage of $440608 and a monthly premium of $2624.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4893
+Future Value after 10 years: $12232.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28426
+Future Value after 10 years: $56852.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17403
+Future Value after 10 years: $26104.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15868
+Future Value after 10 years: $19041.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $252777 to be achieved in 118 months.
+8. Net Worth: $246019.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Flores is a 65-year-old Male who works as a Engineer. They are currently Divorced and live at 13554 Galloway Shores Suite 935, New Davidfurt, AL 91885 in UK. They have 2 dependents: Christopher (Age: 28, Gender: Male), Dennis (Age: 1, Gender: Female). Their financial goal is Save for Education with a target amount of $86382 to be achieved in 19 months. Currently, they earn $107347 per month and have an expenditure of $46587. They have $41181 in savings, $12449 in fixed deposits, $37711 in stocks, $6318 in mutual funds, and $16375 in other investments. Insurance: Home Insurance with a premium of $9774 and coverage of $100190. No debt. Emergency Fund: Yes, Amount: $10212.","Plan for Matthew Flores:
+1. Income: $107347 per month
+2. Emergency Fund: $10212 (adequate for 6 months of expenses).
+3. Savings: $41181
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $100190 and a monthly premium of $9774.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37711
+Future Value after 10 years: $94277.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6318
+Future Value after 10 years: $12636.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12449
+Future Value after 10 years: $18673.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16375
+Future Value after 10 years: $19650.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $86382 to be achieved in 19 months.
+8. Net Worth: $86382.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Danielle Christian is a 20-year-old Male who works as a Engineer. They are currently Single and live at 4587 Makayla Cliffs Suite 796, Lake Amyton, CT 53022 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $184843 to be achieved in 13 months. Currently, they earn $64346 per month and have an expenditure of $30313. They have $27967 in savings, $14782 in fixed deposits, $36657 in stocks, $28724 in mutual funds, and $10185 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $19184.","Plan for Danielle Christian:
+1. Income: $64346 per month
+2. Emergency Fund: $19184 (adequate for 6 months of expenses).
+3. Savings: $27967
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36657
+Future Value after 10 years: $91642.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28724
+Future Value after 10 years: $57448.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14782
+Future Value after 10 years: $22173.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10185
+Future Value after 10 years: $12222.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $184843 to be achieved in 13 months.
+8. Net Worth: $184843.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Eric Foster is a 58-year-old Female who works as a Engineer. They are currently Married and live at 890 Brian Springs, Annfurt, MT 40319 in India. They have 3 dependents: Matthew (Age: 2, Gender: Male), Wyatt (Age: 14, Gender: Female), Kevin (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $137889 to be achieved in 104 months. Currently, they earn $56872 per month and have an expenditure of $33758. They have $45211 in savings, $17983 in fixed deposits, $10397 in stocks, $15585 in mutual funds, and $17677 in other investments. Insurance: Health Insurance with a premium of $7797 and coverage of $165927. Debt: Yes, Amount: $2332, Type: Personal Loan, Interest Rate: 11.022532566806039%. Loan Start Date: 2023-11-02, Loan End Date: 2029-01-22. Emergency Fund: Yes, Amount: $12193.","Plan for Eric Foster:
+1. Income: $56872 per month
+2. Emergency Fund: $12193 (adequate for 6 months of expenses).
+3. Savings: $45211
+4. Debts: $2332 (Personal Loan) with an interest rate of 11.022532566806039%.
+5. Insurance: Health Insurance with coverage of $165927 and a monthly premium of $7797.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10397
+Future Value after 10 years: $25992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15585
+Future Value after 10 years: $31170.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17983
+Future Value after 10 years: $26974.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17677
+Future Value after 10 years: $21212.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $137889 to be achieved in 104 months.
+8. Net Worth: $135557.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Brown is a 61-year-old Male who works as a Artist. They are currently Married and live at 6349 Morris Landing Apt. 907, South Eddie, SD 53447 in India. They have 2 dependents: Alison (Age: 9, Gender: Female), Austin (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $145505 to be achieved in 57 months. Currently, they earn $65187 per month and have an expenditure of $16987. They have $44333 in savings, $27066 in fixed deposits, $40136 in stocks, $5537 in mutual funds, and $17940 in other investments. No insurance. No debt. No emergency fund.","Plan for Angela Brown:
+1. Income: $65187 per month
+2. Emergency Fund: $101922 (adequate for 6 months of expenses).
+3. Savings: $44333
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40136
+Future Value after 10 years: $100340.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5537
+Future Value after 10 years: $11074.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27066
+Future Value after 10 years: $40599.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17940
+Future Value after 10 years: $21528.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $145505 to be achieved in 57 months.
+8. Net Worth: $145505.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacqueline Johnson is a 23-year-old Female who works as a Engineer. They are currently Married and live at 566 Jennifer Trail, Williamsmouth, CO 26244 in USA. They have 5 dependents: Curtis (Age: 13, Gender: Male), Ronald (Age: 7, Gender: Female), Ashley (Age: 25, Gender: Male), Amy (Age: 20, Gender: Female), Kenneth (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $293314 to be achieved in 63 months. Currently, they earn $79676 per month and have an expenditure of $39680. They have $28132 in savings, $23857 in fixed deposits, $11275 in stocks, $26355 in mutual funds, and $3721 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16174.","Plan for Jacqueline Johnson:
+1. Income: $79676 per month
+2. Emergency Fund: $16174 (adequate for 6 months of expenses).
+3. Savings: $28132
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11275
+Future Value after 10 years: $28187.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26355
+Future Value after 10 years: $52710.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23857
+Future Value after 10 years: $35785.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3721
+Future Value after 10 years: $4465.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $293314 to be achieved in 63 months.
+8. Net Worth: $293314.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Saunders is a 50-year-old Female who works as a Artist. They are currently Divorced and live at 925 Snyder Lane Apt. 034, Norrischester, IA 53528 in India. They have 2 dependents: Bryan (Age: 10, Gender: Female), Anna (Age: 19, Gender: Female). Their financial goal is Save for Education with a target amount of $186065 to be achieved in 60 months. Currently, they earn $86267 per month and have an expenditure of $17716. They have $21330 in savings, $10280 in fixed deposits, $36568 in stocks, $7621 in mutual funds, and $4555 in other investments. No insurance. Debt: Yes, Amount: $11995, Type: Credit Card, Interest Rate: 19.94983339596762%. Loan Start Date: 2019-12-08, Loan End Date: 2026-01-03. Emergency Fund: Yes, Amount: $1403.","Plan for Jason Saunders:
+1. Income: $86267 per month
+2. Emergency Fund: $1403 (adequate for 6 months of expenses).
+3. Savings: $21330
+4. Debts: $11995 (Credit Card) with an interest rate of 19.94983339596762%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36568
+Future Value after 10 years: $91420.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7621
+Future Value after 10 years: $15242.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10280
+Future Value after 10 years: $15420.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4555
+Future Value after 10 years: $5466.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $186065 to be achieved in 60 months.
+8. Net Worth: $174070.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Pennington is a 56-year-old Male who works as a Artist. They are currently Divorced and live at 57302 Thompson Springs, Jefferymouth, MT 75702 in UK. They have 2 dependents: Michelle (Age: 1, Gender: Female), Felicia (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $198626 to be achieved in 93 months. Currently, they earn $38923 per month and have an expenditure of $33923. They have $40415 in savings, $10715 in fixed deposits, $18591 in stocks, $24157 in mutual funds, and $3449 in other investments. Insurance: Home Insurance with a premium of $2332 and coverage of $149328. Debt: Yes, Amount: $19191, Type: Mortgage, Interest Rate: 3.605696309940813%. Loan Start Date: 2020-09-26, Loan End Date: 2024-11-24. No emergency fund.","Plan for Timothy Pennington:
+1. Income: $38923 per month
+2. Emergency Fund: $203538 (adequate for 6 months of expenses).
+3. Savings: $40415
+4. Debts: $19191 (Mortgage) with an interest rate of 3.605696309940813%.
+5. Insurance: Home Insurance with coverage of $149328 and a monthly premium of $2332.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18591
+Future Value after 10 years: $46477.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24157
+Future Value after 10 years: $48314.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10715
+Future Value after 10 years: $16072.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3449
+Future Value after 10 years: $4138.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $198626 to be achieved in 93 months.
+8. Net Worth: $179435.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Grant is a 40-year-old Male who works as a Doctor. They are currently Single and live at 1348 Sarah Well, South Coryhaven, MI 13556 in UK. They have 2 dependents: Amanda (Age: 29, Gender: Female), Morgan (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $163400 to be achieved in 46 months. Currently, they earn $91178 per month and have an expenditure of $21669. They have $46079 in savings, $21379 in fixed deposits, $41694 in stocks, $15264 in mutual funds, and $13338 in other investments. Insurance: Life Insurance with a premium of $8502 and coverage of $138800. No debt. No emergency fund.","Plan for Joseph Grant:
+1. Income: $91178 per month
+2. Emergency Fund: $130014 (adequate for 6 months of expenses).
+3. Savings: $46079
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $138800 and a monthly premium of $8502.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41694
+Future Value after 10 years: $104235.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15264
+Future Value after 10 years: $30528.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21379
+Future Value after 10 years: $32068.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13338
+Future Value after 10 years: $16005.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $163400 to be achieved in 46 months.
+8. Net Worth: $163400.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Jackson is a 23-year-old Male who works as a Artist. They are currently Divorced and live at 900 Crawford Way, Leonstad, NV 29344 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $270686 to be achieved in 82 months. Currently, they earn $53865 per month and have an expenditure of $10423. They have $30078 in savings, $5969 in fixed deposits, $36618 in stocks, $18220 in mutual funds, and $552 in other investments. Insurance: Life Insurance with a premium of $8333 and coverage of $78507. Debt: Yes, Amount: $4658, Type: Mortgage, Interest Rate: 6.665995744630075%. Loan Start Date: 2022-11-02, Loan End Date: 2028-05-20. No emergency fund.","Plan for Mary Jackson:
+1. Income: $53865 per month
+2. Emergency Fund: $62538 (adequate for 6 months of expenses).
+3. Savings: $30078
+4. Debts: $4658 (Mortgage) with an interest rate of 6.665995744630075%.
+5. Insurance: Life Insurance with coverage of $78507 and a monthly premium of $8333.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36618
+Future Value after 10 years: $91545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18220
+Future Value after 10 years: $36440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5969
+Future Value after 10 years: $8953.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $552
+Future Value after 10 years: $662.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $270686 to be achieved in 82 months.
+8. Net Worth: $266028.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"George Dunn is a 20-year-old Female who works as a Teacher. They are currently Married and live at 7227 James Plaza Apt. 096, Katelynmouth, WY 92949 in UK. They have 4 dependents: Amanda (Age: 6, Gender: Female), Jason (Age: 27, Gender: Female), Rebecca (Age: 29, Gender: Male), Christopher (Age: 17, Gender: Male). Their financial goal is Save for House with a target amount of $413220 to be achieved in 97 months. Currently, they earn $87507 per month and have an expenditure of $40249. They have $32156 in savings, $25305 in fixed deposits, $22623 in stocks, $4779 in mutual funds, and $18532 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2533.","Plan for George Dunn:
+1. Income: $87507 per month
+2. Emergency Fund: $2533 (adequate for 6 months of expenses).
+3. Savings: $32156
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22623
+Future Value after 10 years: $56557.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4779
+Future Value after 10 years: $9558.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25305
+Future Value after 10 years: $37957.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18532
+Future Value after 10 years: $22238.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $413220 to be achieved in 97 months.
+8. Net Worth: $413220.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Renee Barajas is a 39-year-old Female who works as a Artist. They are currently Married and live at 30637 William Cove Suite 786, Ballardberg, OK 03028 in UK. They have 2 dependents: Roger (Age: 13, Gender: Female), James (Age: 4, Gender: Male). Their financial goal is Save for Education with a target amount of $186699 to be achieved in 42 months. Currently, they earn $106189 per month and have an expenditure of $48743. They have $21271 in savings, $13014 in fixed deposits, $24150 in stocks, $9725 in mutual funds, and $1907 in other investments. No insurance. Debt: Yes, Amount: $1960, Type: Mortgage, Interest Rate: 3.3705195333522915%. Loan Start Date: 2018-08-20, Loan End Date: 2030-05-14. Emergency Fund: Yes, Amount: $4282.","Plan for Renee Barajas:
+1. Income: $106189 per month
+2. Emergency Fund: $4282 (adequate for 6 months of expenses).
+3. Savings: $21271
+4. Debts: $1960 (Mortgage) with an interest rate of 3.3705195333522915%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24150
+Future Value after 10 years: $60375.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9725
+Future Value after 10 years: $19450.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13014
+Future Value after 10 years: $19521.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1907
+Future Value after 10 years: $2288.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $186699 to be achieved in 42 months.
+8. Net Worth: $184739.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Craig Moyer is a 26-year-old Female who works as a Teacher. They are currently Single and live at 77064 Wood Drive, Madelinefort, MP 49017 in India. They have 2 dependents: Ronald (Age: 9, Gender: Male), Sara (Age: 22, Gender: Female). Their financial goal is Save for House with a target amount of $480071 to be achieved in 93 months. Currently, they earn $119513 per month and have an expenditure of $44193. They have $7821 in savings, $24095 in fixed deposits, $40886 in stocks, $3554 in mutual funds, and $14652 in other investments. No insurance. Debt: Yes, Amount: $5869, Type: Personal Loan, Interest Rate: 10.921104698617999%. Loan Start Date: 2017-06-03, Loan End Date: 2026-07-17. No emergency fund.","Plan for Craig Moyer:
+1. Income: $119513 per month
+2. Emergency Fund: $265158 (adequate for 6 months of expenses).
+3. Savings: $7821
+4. Debts: $5869 (Personal Loan) with an interest rate of 10.921104698617999%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40886
+Future Value after 10 years: $102215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3554
+Future Value after 10 years: $7108.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24095
+Future Value after 10 years: $36142.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14652
+Future Value after 10 years: $17582.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $480071 to be achieved in 93 months.
+8. Net Worth: $474202.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Watson is a 25-year-old Male who works as a Engineer. They are currently Single and live at 87752 Green Street Apt. 414, Barryberg, RI 48678 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $145160 to be achieved in 45 months. Currently, they earn $71183 per month and have an expenditure of $29547. They have $39857 in savings, $27594 in fixed deposits, $45795 in stocks, $3651 in mutual funds, and $18861 in other investments. No insurance. Debt: Yes, Amount: $11931, Type: Personal Loan, Interest Rate: 13.662521779232526%. Loan Start Date: 2022-11-19, Loan End Date: 2025-10-31. No emergency fund.","Plan for Kelly Watson:
+1. Income: $71183 per month
+2. Emergency Fund: $177282 (adequate for 6 months of expenses).
+3. Savings: $39857
+4. Debts: $11931 (Personal Loan) with an interest rate of 13.662521779232526%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45795
+Future Value after 10 years: $114487.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3651
+Future Value after 10 years: $7302.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27594
+Future Value after 10 years: $41391.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18861
+Future Value after 10 years: $22633.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $145160 to be achieved in 45 months.
+8. Net Worth: $133229.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Watson is a 61-year-old Male who works as a Engineer. They are currently Single and live at 23525 Taylor Corner Suite 666, Tranmouth, NH 95493 in USA. They have 2 dependents: Amber (Age: 21, Gender: Male), Jacob (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $337482 to be achieved in 70 months. Currently, they earn $109447 per month and have an expenditure of $44406. They have $39610 in savings, $28439 in fixed deposits, $7217 in stocks, $8611 in mutual funds, and $8211 in other investments. No insurance. Debt: Yes, Amount: $18399, Type: Personal Loan, Interest Rate: 13.97723847142045%. Loan Start Date: 2017-11-17, Loan End Date: 2031-09-08. No emergency fund.","Plan for Timothy Watson:
+1. Income: $109447 per month
+2. Emergency Fund: $266436 (adequate for 6 months of expenses).
+3. Savings: $39610
+4. Debts: $18399 (Personal Loan) with an interest rate of 13.97723847142045%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7217
+Future Value after 10 years: $18042.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8611
+Future Value after 10 years: $17222.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28439
+Future Value after 10 years: $42658.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8211
+Future Value after 10 years: $9853.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $337482 to be achieved in 70 months.
+8. Net Worth: $319083.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paula Sanchez DDS is a 23-year-old Female who works as a Doctor. They are currently Divorced and live at 6091 Hale Harbor Apt. 025, Kathleenhaven, IA 26212 in Canada. They have 2 dependents: Amanda (Age: 20, Gender: Female), Darrell (Age: 11, Gender: Female). Their financial goal is Travel with a target amount of $74017 to be achieved in 15 months. Currently, they earn $52278 per month and have an expenditure of $45332. They have $26253 in savings, $8174 in fixed deposits, $1135 in stocks, $14130 in mutual funds, and $9038 in other investments. No insurance. No debt. No emergency fund.","Plan for Paula Sanchez DDS:
+1. Income: $52278 per month
+2. Emergency Fund: $271992 (adequate for 6 months of expenses).
+3. Savings: $26253
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1135
+Future Value after 10 years: $2837.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14130
+Future Value after 10 years: $28260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8174
+Future Value after 10 years: $12261.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9038
+Future Value after 10 years: $10845.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $74017 to be achieved in 15 months.
+8. Net Worth: $74017.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Lopez is a 52-year-old Male who works as a Engineer. They are currently Divorced and live at 70594 Michael Station, Penningtonport, FL 66934 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $155340 to be achieved in 91 months. Currently, they earn $96500 per month and have an expenditure of $27805. They have $8952 in savings, $4234 in fixed deposits, $15293 in stocks, $14831 in mutual funds, and $319 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9926.","Plan for Nicole Lopez:
+1. Income: $96500 per month
+2. Emergency Fund: $9926 (adequate for 6 months of expenses).
+3. Savings: $8952
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15293
+Future Value after 10 years: $38232.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14831
+Future Value after 10 years: $29662.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4234
+Future Value after 10 years: $6351.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $319
+Future Value after 10 years: $382.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $155340 to be achieved in 91 months.
+8. Net Worth: $155340.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Theodore Thomas is a 66-year-old Female who works as a Doctor. They are currently Married and live at 8523 Ashley Brook Apt. 237, New Diana, GU 78574 in USA. They have 4 dependents: Chelsea (Age: 15, Gender: Male), Robert (Age: 26, Gender: Female), Charles (Age: 20, Gender: Female), Bryan (Age: 30, Gender: Female). Their financial goal is Retirement with a target amount of $78304 to be achieved in 23 months. Currently, they earn $49884 per month and have an expenditure of $14048. They have $32849 in savings, $19564 in fixed deposits, $4898 in stocks, $14289 in mutual funds, and $4829 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4464.","Plan for Theodore Thomas:
+1. Income: $49884 per month
+2. Emergency Fund: $4464 (adequate for 6 months of expenses).
+3. Savings: $32849
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4898
+Future Value after 10 years: $12245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14289
+Future Value after 10 years: $28578.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19564
+Future Value after 10 years: $29346.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4829
+Future Value after 10 years: $5794.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $78304 to be achieved in 23 months.
+8. Net Worth: $78304.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Stone is a 40-year-old Male who works as a Engineer. They are currently Married and live at 101 Kimberly Terrace Suite 684, Lake John, VT 24293 in UK. They have 4 dependents: Pamela (Age: 2, Gender: Male), Diana (Age: 16, Gender: Female), Zachary (Age: 2, Gender: Male), Jeffrey (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $97208 to be achieved in 22 months. Currently, they earn $91179 per month and have an expenditure of $32836. They have $44972 in savings, $12059 in fixed deposits, $9110 in stocks, $12422 in mutual funds, and $13334 in other investments. Insurance: Auto Insurance with a premium of $1062 and coverage of $67024. Debt: Yes, Amount: $8439, Type: Personal Loan, Interest Rate: 9.831979990598299%. Loan Start Date: 2019-03-12, Loan End Date: 2033-10-10. No emergency fund.","Plan for Ashley Stone:
+1. Income: $91179 per month
+2. Emergency Fund: $197016 (adequate for 6 months of expenses).
+3. Savings: $44972
+4. Debts: $8439 (Personal Loan) with an interest rate of 9.831979990598299%.
+5. Insurance: Auto Insurance with coverage of $67024 and a monthly premium of $1062.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9110
+Future Value after 10 years: $22775.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12422
+Future Value after 10 years: $24844.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12059
+Future Value after 10 years: $18088.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13334
+Future Value after 10 years: $16000.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $97208 to be achieved in 22 months.
+8. Net Worth: $88769.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Shaw is a 26-year-old Female who works as a Engineer. They are currently Married and live at 98871 Davis Village Suite 710, Lake Dillon, SD 76137 in UK. They have 3 dependents: Whitney (Age: 16, Gender: Female), Margaret (Age: 12, Gender: Female), Cassandra (Age: 24, Gender: Female). Their financial goal is Save for Education with a target amount of $79292 to be achieved in 35 months. Currently, they earn $105617 per month and have an expenditure of $27557. They have $49078 in savings, $24311 in fixed deposits, $29012 in stocks, $1238 in mutual funds, and $10795 in other investments. No insurance. Debt: Yes, Amount: $6148, Type: Personal Loan, Interest Rate: 12.43550391682507%. Loan Start Date: 2017-01-27, Loan End Date: 2031-12-26. Emergency Fund: Yes, Amount: $9701.","Plan for Robert Shaw:
+1. Income: $105617 per month
+2. Emergency Fund: $9701 (adequate for 6 months of expenses).
+3. Savings: $49078
+4. Debts: $6148 (Personal Loan) with an interest rate of 12.43550391682507%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29012
+Future Value after 10 years: $72530.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1238
+Future Value after 10 years: $2476.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24311
+Future Value after 10 years: $36466.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10795
+Future Value after 10 years: $12954.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $79292 to be achieved in 35 months.
+8. Net Worth: $73144.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Savannah Harris is a 39-year-old Male who works as a Engineer. They are currently Single and live at 742 Glover Throughway Apt. 457, Nielsenview, AL 71576 in Canada. They have 1 dependents: James (Age: 13, Gender: Female). Their financial goal is Save for Education with a target amount of $136437 to be achieved in 22 months. Currently, they earn $86155 per month and have an expenditure of $16610. They have $43328 in savings, $17519 in fixed deposits, $19843 in stocks, $28844 in mutual funds, and $4971 in other investments. Insurance: Health Insurance with a premium of $6325 and coverage of $289391. No debt. Emergency Fund: Yes, Amount: $6599.","Plan for Savannah Harris:
+1. Income: $86155 per month
+2. Emergency Fund: $6599 (adequate for 6 months of expenses).
+3. Savings: $43328
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $289391 and a monthly premium of $6325.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19843
+Future Value after 10 years: $49607.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28844
+Future Value after 10 years: $57688.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17519
+Future Value after 10 years: $26278.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4971
+Future Value after 10 years: $5965.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $136437 to be achieved in 22 months.
+8. Net Worth: $136437.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alexandra Dixon is a 60-year-old Female who works as a Engineer. They are currently Married and live at 86049 Robin Parkway, Danielsmouth, GU 75451 in UK. They have 5 dependents: Stephanie (Age: 23, Gender: Male), Melvin (Age: 30, Gender: Male), Denise (Age: 24, Gender: Female), Ryan (Age: 22, Gender: Male), Adam (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $173676 to be achieved in 39 months. Currently, they earn $31301 per month and have an expenditure of $26301. They have $29753 in savings, $6009 in fixed deposits, $40578 in stocks, $8810 in mutual funds, and $16613 in other investments. Insurance: Auto Insurance with a premium of $6822 and coverage of $353607. No debt. Emergency Fund: Yes, Amount: $12927.","Plan for Alexandra Dixon:
+1. Income: $31301 per month
+2. Emergency Fund: $12927 (adequate for 6 months of expenses).
+3. Savings: $29753
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $353607 and a monthly premium of $6822.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40578
+Future Value after 10 years: $101445.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8810
+Future Value after 10 years: $17620.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6009
+Future Value after 10 years: $9013.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16613
+Future Value after 10 years: $19935.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $173676 to be achieved in 39 months.
+8. Net Worth: $173676.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Micheal Andrade is a 70-year-old Female who works as a Artist. They are currently Single and live at 1355 Patricia Burg, Robinburgh, NH 62049 in USA. They have 2 dependents: Sara (Age: 7, Gender: Male), Alyssa (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $366478 to be achieved in 65 months. Currently, they earn $108565 per month and have an expenditure of $43463. They have $10322 in savings, $15594 in fixed deposits, $22727 in stocks, $9652 in mutual funds, and $12741 in other investments. Insurance: Home Insurance with a premium of $8008 and coverage of $364779. Debt: Yes, Amount: $5614, Type: Credit Card, Interest Rate: 18.65045123452953%. Loan Start Date: 2022-11-15, Loan End Date: 2024-09-25. Emergency Fund: Yes, Amount: $3279.","Plan for Micheal Andrade:
+1. Income: $108565 per month
+2. Emergency Fund: $3279 (adequate for 6 months of expenses).
+3. Savings: $10322
+4. Debts: $5614 (Credit Card) with an interest rate of 18.65045123452953%.
+5. Insurance: Home Insurance with coverage of $364779 and a monthly premium of $8008.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22727
+Future Value after 10 years: $56817.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9652
+Future Value after 10 years: $19304.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15594
+Future Value after 10 years: $23391.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12741
+Future Value after 10 years: $15289.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $366478 to be achieved in 65 months.
+8. Net Worth: $360864.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Johnson is a 66-year-old Female who works as a Doctor. They are currently Married and live at 55642 Michael Square, Paulton, VI 84401 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $359683 to be achieved in 86 months. Currently, they earn $47567 per month and have an expenditure of $42567. They have $31036 in savings, $28338 in fixed deposits, $36428 in stocks, $8148 in mutual funds, and $18449 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13128.","Plan for Jeffrey Johnson:
+1. Income: $47567 per month
+2. Emergency Fund: $13128 (adequate for 6 months of expenses).
+3. Savings: $31036
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36428
+Future Value after 10 years: $91070.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8148
+Future Value after 10 years: $16296.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28338
+Future Value after 10 years: $42507.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18449
+Future Value after 10 years: $22138.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $359683 to be achieved in 86 months.
+8. Net Worth: $359683.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Phillip Tate is a 19-year-old Female who works as a Doctor. They are currently Divorced and live at 9631 Duncan Walks Apt. 893, Perezland, NY 57648 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $94612 to be achieved in 32 months. Currently, they earn $100907 per month and have an expenditure of $41075. They have $13548 in savings, $5305 in fixed deposits, $14100 in stocks, $3657 in mutual funds, and $11049 in other investments. Insurance: Life Insurance with a premium of $6164 and coverage of $307023. No debt. No emergency fund.","Plan for Phillip Tate:
+1. Income: $100907 per month
+2. Emergency Fund: $246450 (adequate for 6 months of expenses).
+3. Savings: $13548
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $307023 and a monthly premium of $6164.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14100
+Future Value after 10 years: $35250.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3657
+Future Value after 10 years: $7314.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5305
+Future Value after 10 years: $7957.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11049
+Future Value after 10 years: $13258.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $94612 to be achieved in 32 months.
+8. Net Worth: $94612.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peter Smith is a 49-year-old Female who works as a Doctor. They are currently Married and live at 58296 Wilkins Glen, Port Sherry, TN 07062 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $420557 to be achieved in 116 months. Currently, they earn $83844 per month and have an expenditure of $36058. They have $35568 in savings, $12599 in fixed deposits, $27411 in stocks, $19129 in mutual funds, and $4530 in other investments. Insurance: Life Insurance with a premium of $7370 and coverage of $301257. No debt. No emergency fund.","Plan for Peter Smith:
+1. Income: $83844 per month
+2. Emergency Fund: $216348 (adequate for 6 months of expenses).
+3. Savings: $35568
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $301257 and a monthly premium of $7370.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27411
+Future Value after 10 years: $68527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19129
+Future Value after 10 years: $38258.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12599
+Future Value after 10 years: $18898.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4530
+Future Value after 10 years: $5436.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $420557 to be achieved in 116 months.
+8. Net Worth: $420557.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rachel Hurley is a 38-year-old Female who works as a Teacher. They are currently Divorced and live at 22216 Jenna Hollow, Kimberlyton, SC 53550 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $50379 to be achieved in 25 months. Currently, they earn $93971 per month and have an expenditure of $30140. They have $15668 in savings, $18903 in fixed deposits, $3521 in stocks, $10988 in mutual funds, and $19216 in other investments. Insurance: Life Insurance with a premium of $8467 and coverage of $62348. No debt. Emergency Fund: Yes, Amount: $14623.","Plan for Rachel Hurley:
+1. Income: $93971 per month
+2. Emergency Fund: $14623 (adequate for 6 months of expenses).
+3. Savings: $15668
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $62348 and a monthly premium of $8467.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3521
+Future Value after 10 years: $8802.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10988
+Future Value after 10 years: $21976.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18903
+Future Value after 10 years: $28354.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19216
+Future Value after 10 years: $23059.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $50379 to be achieved in 25 months.
+8. Net Worth: $50379.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samuel Preston is a 62-year-old Female who works as a Doctor. They are currently Single and live at 7196 Garcia Route Suite 600, New Elizabeth, DE 51820 in Canada. They have 2 dependents: Richard (Age: 9, Gender: Male), Jason (Age: 21, Gender: Female). Their financial goal is Retirement with a target amount of $198947 to be achieved in 55 months. Currently, they earn $69348 per month and have an expenditure of $40220. They have $45664 in savings, $6633 in fixed deposits, $7768 in stocks, $19016 in mutual funds, and $17699 in other investments. Insurance: Life Insurance with a premium of $5068 and coverage of $191291. Debt: Yes, Amount: $4389, Type: Credit Card, Interest Rate: 15.443258033738235%. Loan Start Date: 2023-12-12, Loan End Date: 2028-12-01. No emergency fund.","Plan for Samuel Preston:
+1. Income: $69348 per month
+2. Emergency Fund: $241320 (adequate for 6 months of expenses).
+3. Savings: $45664
+4. Debts: $4389 (Credit Card) with an interest rate of 15.443258033738235%.
+5. Insurance: Life Insurance with coverage of $191291 and a monthly premium of $5068.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7768
+Future Value after 10 years: $19420.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19016
+Future Value after 10 years: $38032.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6633
+Future Value after 10 years: $9949.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17699
+Future Value after 10 years: $21238.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $198947 to be achieved in 55 months.
+8. Net Worth: $194558.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amy Miller is a 69-year-old Female who works as a Artist. They are currently Married and live at 469 Acevedo Plaza Suite 637, Williamhaven, IN 19697 in UK. They have 5 dependents: Matthew (Age: 14, Gender: Male), Cynthia (Age: 19, Gender: Male), Michelle (Age: 19, Gender: Male), Johnny (Age: 11, Gender: Female), Sarah (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $96971 to be achieved in 51 months. Currently, they earn $72314 per month and have an expenditure of $15981. They have $25954 in savings, $7985 in fixed deposits, $49722 in stocks, $21926 in mutual funds, and $16626 in other investments. No insurance. Debt: Yes, Amount: $16698, Type: Mortgage, Interest Rate: 4.457898889802556%. Loan Start Date: 2015-04-25, Loan End Date: 2029-11-11. Emergency Fund: Yes, Amount: $10362.","Plan for Amy Miller:
+1. Income: $72314 per month
+2. Emergency Fund: $10362 (adequate for 6 months of expenses).
+3. Savings: $25954
+4. Debts: $16698 (Mortgage) with an interest rate of 4.457898889802556%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49722
+Future Value after 10 years: $124305.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21926
+Future Value after 10 years: $43852.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7985
+Future Value after 10 years: $11977.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16626
+Future Value after 10 years: $19951.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $96971 to be achieved in 51 months.
+8. Net Worth: $80273.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brenda Shields is a 57-year-old Female who works as a Artist. They are currently Single and live at PSC 9105, Box 1667, APO AE 23509 in Canada. They have 1 dependents: Randy (Age: 7, Gender: Female). Their financial goal is Retirement with a target amount of $136155 to be achieved in 20 months. Currently, they earn $60915 per month and have an expenditure of $33819. They have $18875 in savings, $3047 in fixed deposits, $29068 in stocks, $16555 in mutual funds, and $7368 in other investments. No insurance. No debt. No emergency fund.","Plan for Brenda Shields:
+1. Income: $60915 per month
+2. Emergency Fund: $202914 (adequate for 6 months of expenses).
+3. Savings: $18875
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29068
+Future Value after 10 years: $72670.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16555
+Future Value after 10 years: $33110.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3047
+Future Value after 10 years: $4570.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7368
+Future Value after 10 years: $8841.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $136155 to be achieved in 20 months.
+8. Net Worth: $136155.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Henry is a 35-year-old Male who works as a Doctor. They are currently Married and live at 54946 Kathleen Ridge Apt. 841, Cannonfort, MO 46723 in Canada. They have 2 dependents: Latoya (Age: 12, Gender: Female), Tiffany (Age: 24, Gender: Female). Their financial goal is Save for House with a target amount of $222568 to be achieved in 83 months. Currently, they earn $113307 per month and have an expenditure of $42980. They have $14079 in savings, $15683 in fixed deposits, $29071 in stocks, $13044 in mutual funds, and $3043 in other investments. No insurance. Debt: Yes, Amount: $19106, Type: Personal Loan, Interest Rate: 11.113368773628146%. Loan Start Date: 2019-07-13, Loan End Date: 2027-07-11. Emergency Fund: Yes, Amount: $7991.","Plan for Michael Henry:
+1. Income: $113307 per month
+2. Emergency Fund: $7991 (adequate for 6 months of expenses).
+3. Savings: $14079
+4. Debts: $19106 (Personal Loan) with an interest rate of 11.113368773628146%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29071
+Future Value after 10 years: $72677.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13044
+Future Value after 10 years: $26088.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15683
+Future Value after 10 years: $23524.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3043
+Future Value after 10 years: $3651.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $222568 to be achieved in 83 months.
+8. Net Worth: $203462.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Taylor Cardenas is a 21-year-old Female who works as a Teacher. They are currently Married and live at 766 Spears Plaza, Port Mary, WA 95486 in UK. They have 5 dependents: Julie (Age: 4, Gender: Female), Joshua (Age: 22, Gender: Female), Cynthia (Age: 28, Gender: Male), Raymond (Age: 18, Gender: Male), Holly (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $140129 to be achieved in 38 months. Currently, they earn $63049 per month and have an expenditure of $39732. They have $16762 in savings, $8033 in fixed deposits, $4545 in stocks, $8139 in mutual funds, and $6332 in other investments. Insurance: Home Insurance with a premium of $8220 and coverage of $212432. No debt. No emergency fund.","Plan for Taylor Cardenas:
+1. Income: $63049 per month
+2. Emergency Fund: $238392 (adequate for 6 months of expenses).
+3. Savings: $16762
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $212432 and a monthly premium of $8220.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4545
+Future Value after 10 years: $11362.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8139
+Future Value after 10 years: $16278.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8033
+Future Value after 10 years: $12049.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6332
+Future Value after 10 years: $7598.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $140129 to be achieved in 38 months.
+8. Net Worth: $140129.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kerri Cruz MD is a 32-year-old Male who works as a Doctor. They are currently Divorced and live at 27171 Brendan Ranch, Erinchester, KS 78253 in UK. They have 2 dependents: Dana (Age: 30, Gender: Male), Robert (Age: 25, Gender: Female). Their financial goal is Save for Education with a target amount of $181694 to be achieved in 38 months. Currently, they earn $98630 per month and have an expenditure of $37950. They have $40242 in savings, $8691 in fixed deposits, $18086 in stocks, $29777 in mutual funds, and $11936 in other investments. Insurance: Health Insurance with a premium of $5681 and coverage of $472525. No debt. No emergency fund.","Plan for Kerri Cruz MD:
+1. Income: $98630 per month
+2. Emergency Fund: $227700 (adequate for 6 months of expenses).
+3. Savings: $40242
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $472525 and a monthly premium of $5681.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18086
+Future Value after 10 years: $45215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29777
+Future Value after 10 years: $59554.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8691
+Future Value after 10 years: $13036.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11936
+Future Value after 10 years: $14323.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $181694 to be achieved in 38 months.
+8. Net Worth: $181694.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Jones is a 41-year-old Female who works as a Doctor. They are currently Divorced and live at 3976 Cindy Place Apt. 464, Lake Bradleystad, IN 33128 in USA. They have 2 dependents: Eric (Age: 21, Gender: Female), Robert (Age: 22, Gender: Male). Their financial goal is Travel with a target amount of $83041 to be achieved in 27 months. Currently, they earn $110733 per month and have an expenditure of $25590. They have $30479 in savings, $202 in fixed deposits, $20125 in stocks, $26720 in mutual funds, and $8616 in other investments. Insurance: Auto Insurance with a premium of $9971 and coverage of $161675. No debt. Emergency Fund: Yes, Amount: $16244.","Plan for Andrew Jones:
+1. Income: $110733 per month
+2. Emergency Fund: $16244 (adequate for 6 months of expenses).
+3. Savings: $30479
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $161675 and a monthly premium of $9971.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20125
+Future Value after 10 years: $50312.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26720
+Future Value after 10 years: $53440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $202
+Future Value after 10 years: $303.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8616
+Future Value after 10 years: $10339.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $83041 to be achieved in 27 months.
+8. Net Worth: $83041.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Gentry is a 37-year-old Female who works as a Doctor. They are currently Single and live at 604 Gray Forest Apt. 568, Lindseymouth, AZ 39557 in Canada. They have 2 dependents: Lisa (Age: 28, Gender: Male), David (Age: 10, Gender: Female). Their financial goal is Retirement with a target amount of $117340 to be achieved in 58 months. Currently, they earn $94012 per month and have an expenditure of $46379. They have $6889 in savings, $24429 in fixed deposits, $11164 in stocks, $19421 in mutual funds, and $11498 in other investments. No insurance. Debt: Yes, Amount: $1426, Type: Credit Card, Interest Rate: 16.19052261366625%. Loan Start Date: 2020-08-12, Loan End Date: 2030-10-14. No emergency fund.","Plan for Matthew Gentry:
+1. Income: $94012 per month
+2. Emergency Fund: $278274 (adequate for 6 months of expenses).
+3. Savings: $6889
+4. Debts: $1426 (Credit Card) with an interest rate of 16.19052261366625%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11164
+Future Value after 10 years: $27910.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19421
+Future Value after 10 years: $38842.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24429
+Future Value after 10 years: $36643.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11498
+Future Value after 10 years: $13797.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $117340 to be achieved in 58 months.
+8. Net Worth: $115914.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Bowen is a 70-year-old Male who works as a Teacher. They are currently Divorced and live at 94544 Vanessa Village Apt. 524, Markton, LA 55043 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $396455 to be achieved in 108 months. Currently, they earn $75400 per month and have an expenditure of $43054. They have $32554 in savings, $29274 in fixed deposits, $32104 in stocks, $19606 in mutual funds, and $9128 in other investments. Insurance: Home Insurance with a premium of $2012 and coverage of $242595. No debt. No emergency fund.","Plan for Richard Bowen:
+1. Income: $75400 per month
+2. Emergency Fund: $258324 (adequate for 6 months of expenses).
+3. Savings: $32554
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $242595 and a monthly premium of $2012.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32104
+Future Value after 10 years: $80260.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19606
+Future Value after 10 years: $39212.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29274
+Future Value after 10 years: $43911.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9128
+Future Value after 10 years: $10953.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $396455 to be achieved in 108 months.
+8. Net Worth: $396455.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Gallegos is a 47-year-old Female who works as a Doctor. They are currently Single and live at 57555 Waller Coves Apt. 197, Murraychester, SD 85937 in India. They have 2 dependents: Nathan (Age: 11, Gender: Female), Derek (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $104707 to be achieved in 59 months. Currently, they earn $113571 per month and have an expenditure of $26568. They have $47170 in savings, $4406 in fixed deposits, $22813 in stocks, $8719 in mutual funds, and $3863 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $5848.","Plan for Mary Gallegos:
+1. Income: $113571 per month
+2. Emergency Fund: $5848 (adequate for 6 months of expenses).
+3. Savings: $47170
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22813
+Future Value after 10 years: $57032.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8719
+Future Value after 10 years: $17438.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4406
+Future Value after 10 years: $6609.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3863
+Future Value after 10 years: $4635.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $104707 to be achieved in 59 months.
+8. Net Worth: $104707.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mrs. Jordan Cooke DDS is a 18-year-old Female who works as a Artist. They are currently Single and live at 0982 Vazquez Square, West Henryview, LA 35095 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $178389 to be achieved in 13 months. Currently, they earn $49461 per month and have an expenditure of $17998. They have $8103 in savings, $2118 in fixed deposits, $30484 in stocks, $809 in mutual funds, and $3258 in other investments. No insurance. Debt: Yes, Amount: $3800, Type: Credit Card, Interest Rate: 22.398476215447925%. Loan Start Date: 2016-04-04, Loan End Date: 2028-04-10. No emergency fund.","Plan for Mrs. Jordan Cooke DDS:
+1. Income: $49461 per month
+2. Emergency Fund: $107988 (adequate for 6 months of expenses).
+3. Savings: $8103
+4. Debts: $3800 (Credit Card) with an interest rate of 22.398476215447925%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30484
+Future Value after 10 years: $76210.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $809
+Future Value after 10 years: $1618.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2118
+Future Value after 10 years: $3177.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3258
+Future Value after 10 years: $3909.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $178389 to be achieved in 13 months.
+8. Net Worth: $174589.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Watson is a 57-year-old Female who works as a Artist. They are currently Married and live at 05741 Stephen Prairie, Jamesfurt, ME 22418 in UK. They have 1 dependents: Julie (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $297840 to be achieved in 65 months. Currently, they earn $67596 per month and have an expenditure of $43299. They have $28759 in savings, $20721 in fixed deposits, $20588 in stocks, $29476 in mutual funds, and $11357 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1866.","Plan for Melissa Watson:
+1. Income: $67596 per month
+2. Emergency Fund: $1866 (adequate for 6 months of expenses).
+3. Savings: $28759
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20588
+Future Value after 10 years: $51470.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29476
+Future Value after 10 years: $58952.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20721
+Future Value after 10 years: $31081.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11357
+Future Value after 10 years: $13628.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $297840 to be achieved in 65 months.
+8. Net Worth: $297840.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Berg is a 26-year-old Female who works as a Artist. They are currently Single and live at 9006 Robert Junctions Apt. 949, East Sharonberg, FM 28861 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $310831 to be achieved in 111 months. Currently, they earn $66406 per month and have an expenditure of $13412. They have $25567 in savings, $16717 in fixed deposits, $19981 in stocks, $22147 in mutual funds, and $17770 in other investments. No insurance. No debt. No emergency fund.","Plan for Daniel Berg:
+1. Income: $66406 per month
+2. Emergency Fund: $80472 (adequate for 6 months of expenses).
+3. Savings: $25567
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19981
+Future Value after 10 years: $49952.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22147
+Future Value after 10 years: $44294.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16717
+Future Value after 10 years: $25075.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17770
+Future Value after 10 years: $21324.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $310831 to be achieved in 111 months.
+8. Net Worth: $310831.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brianna Bradley is a 42-year-old Male who works as a Engineer. They are currently Divorced and live at 81575 Brent Forks Suite 183, North Nicole, IN 24054 in India. They have 1 dependents: Jennifer (Age: 10, Gender: Male). Their financial goal is Retirement with a target amount of $92217 to be achieved in 25 months. Currently, they earn $86574 per month and have an expenditure of $14228. They have $35134 in savings, $3973 in fixed deposits, $11890 in stocks, $22798 in mutual funds, and $17262 in other investments. Insurance: Home Insurance with a premium of $2315 and coverage of $249560. No debt. No emergency fund.","Plan for Brianna Bradley:
+1. Income: $86574 per month
+2. Emergency Fund: $85368 (adequate for 6 months of expenses).
+3. Savings: $35134
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $249560 and a monthly premium of $2315.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11890
+Future Value after 10 years: $29725.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22798
+Future Value after 10 years: $45596.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3973
+Future Value after 10 years: $5959.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17262
+Future Value after 10 years: $20714.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $92217 to be achieved in 25 months.
+8. Net Worth: $92217.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dan Robinson is a 42-year-old Male who works as a Artist. They are currently Married and live at 45269 Williams Centers Suite 806, Goodwinchester, IL 59729 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $142294 to be achieved in 47 months. Currently, they earn $111183 per month and have an expenditure of $18128. They have $7482 in savings, $4648 in fixed deposits, $27564 in stocks, $1114 in mutual funds, and $6463 in other investments. No insurance. No debt. No emergency fund.","Plan for Dan Robinson:
+1. Income: $111183 per month
+2. Emergency Fund: $108768 (adequate for 6 months of expenses).
+3. Savings: $7482
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27564
+Future Value after 10 years: $68910.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1114
+Future Value after 10 years: $2228.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4648
+Future Value after 10 years: $6972.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6463
+Future Value after 10 years: $7755.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $142294 to be achieved in 47 months.
+8. Net Worth: $142294.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Trevor Taylor is a 26-year-old Male who works as a Artist. They are currently Divorced and live at 41339 Hamilton Shores, Port Holly, ME 62275 in UK. They have 2 dependents: Raven (Age: 18, Gender: Male), Alicia (Age: 4, Gender: Male). Their financial goal is Travel with a target amount of $71401 to be achieved in 24 months. Currently, they earn $66124 per month and have an expenditure of $18593. They have $26744 in savings, $28494 in fixed deposits, $44814 in stocks, $8117 in mutual funds, and $451 in other investments. No insurance. Debt: Yes, Amount: $2778, Type: Mortgage, Interest Rate: 6.313120688591571%. Loan Start Date: 2020-10-03, Loan End Date: 2033-10-24. Emergency Fund: Yes, Amount: $9255.","Plan for Trevor Taylor:
+1. Income: $66124 per month
+2. Emergency Fund: $9255 (adequate for 6 months of expenses).
+3. Savings: $26744
+4. Debts: $2778 (Mortgage) with an interest rate of 6.313120688591571%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44814
+Future Value after 10 years: $112035.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8117
+Future Value after 10 years: $16234.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28494
+Future Value after 10 years: $42741.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $451
+Future Value after 10 years: $541.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $71401 to be achieved in 24 months.
+8. Net Worth: $68623.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nathan Watson is a 18-year-old Male who works as a Artist. They are currently Divorced and live at 1910 Yoder Plaza Suite 875, Brettchester, MH 11232 in Canada. They have 2 dependents: Jacqueline (Age: 22, Gender: Male), Christopher (Age: 14, Gender: Female). Their financial goal is Travel with a target amount of $90678 to be achieved in 56 months. Currently, they earn $47793 per month and have an expenditure of $13209. They have $15566 in savings, $10286 in fixed deposits, $48724 in stocks, $5480 in mutual funds, and $13272 in other investments. Insurance: Home Insurance with a premium of $5088 and coverage of $131667. No debt. Emergency Fund: Yes, Amount: $3611.","Plan for Nathan Watson:
+1. Income: $47793 per month
+2. Emergency Fund: $3611 (adequate for 6 months of expenses).
+3. Savings: $15566
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $131667 and a monthly premium of $5088.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48724
+Future Value after 10 years: $121810.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5480
+Future Value after 10 years: $10960.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10286
+Future Value after 10 years: $15429.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13272
+Future Value after 10 years: $15926.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $90678 to be achieved in 56 months.
+8. Net Worth: $90678.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Matthew Hunter DDS is a 60-year-old Female who works as a Doctor. They are currently Married and live at Unit 0320 Box 4438, DPO AA 31929 in UK. They have 5 dependents: Lisa (Age: 30, Gender: Male), Zachary (Age: 22, Gender: Male), Kelly (Age: 23, Gender: Male), Matthew (Age: 24, Gender: Female), Adrian (Age: 18, Gender: Male). Their financial goal is Save for House with a target amount of $466642 to be achieved in 80 months. Currently, they earn $45836 per month and have an expenditure of $21198. They have $29142 in savings, $8616 in fixed deposits, $22907 in stocks, $2378 in mutual funds, and $4911 in other investments. Insurance: Auto Insurance with a premium of $3435 and coverage of $412336. Debt: Yes, Amount: $11051, Type: Mortgage, Interest Rate: 4.330698683035679%. Loan Start Date: 2021-12-26, Loan End Date: 2033-02-03. Emergency Fund: Yes, Amount: $4325.","Plan for Mr. Matthew Hunter DDS:
+1. Income: $45836 per month
+2. Emergency Fund: $4325 (adequate for 6 months of expenses).
+3. Savings: $29142
+4. Debts: $11051 (Mortgage) with an interest rate of 4.330698683035679%.
+5. Insurance: Auto Insurance with coverage of $412336 and a monthly premium of $3435.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22907
+Future Value after 10 years: $57267.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2378
+Future Value after 10 years: $4756.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8616
+Future Value after 10 years: $12924.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4911
+Future Value after 10 years: $5893.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $466642 to be achieved in 80 months.
+8. Net Worth: $455591.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Scott Benjamin is a 67-year-old Male who works as a Doctor. They are currently Single and live at 5425 Saunders Mountains, South Michael, PR 86755 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $89730 to be achieved in 48 months. Currently, they earn $40229 per month and have an expenditure of $16691. They have $35151 in savings, $29090 in fixed deposits, $44870 in stocks, $23146 in mutual funds, and $19633 in other investments. Insurance: Auto Insurance with a premium of $6085 and coverage of $86700. Debt: Yes, Amount: $11590, Type: Personal Loan, Interest Rate: 9.668340172491096%. Loan Start Date: 2024-07-06, Loan End Date: 2027-09-08. No emergency fund.","Plan for Scott Benjamin:
+1. Income: $40229 per month
+2. Emergency Fund: $100146 (adequate for 6 months of expenses).
+3. Savings: $35151
+4. Debts: $11590 (Personal Loan) with an interest rate of 9.668340172491096%.
+5. Insurance: Auto Insurance with coverage of $86700 and a monthly premium of $6085.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44870
+Future Value after 10 years: $112175.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23146
+Future Value after 10 years: $46292.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29090
+Future Value after 10 years: $43635.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19633
+Future Value after 10 years: $23559.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $89730 to be achieved in 48 months.
+8. Net Worth: $78140.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laurie Bell is a 42-year-old Male who works as a Engineer. They are currently Married and live at 483 Robin Cove Suite 307, North Richard, NV 08503 in Canada. They have 1 dependents: Elizabeth (Age: 30, Gender: Male). Their financial goal is Travel with a target amount of $154578 to be achieved in 36 months. Currently, they earn $80584 per month and have an expenditure of $44357. They have $48687 in savings, $4684 in fixed deposits, $41955 in stocks, $17341 in mutual funds, and $3029 in other investments. No insurance. No debt. No emergency fund.","Plan for Laurie Bell:
+1. Income: $80584 per month
+2. Emergency Fund: $266142 (adequate for 6 months of expenses).
+3. Savings: $48687
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41955
+Future Value after 10 years: $104887.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17341
+Future Value after 10 years: $34682.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4684
+Future Value after 10 years: $7026.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3029
+Future Value after 10 years: $3634.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $154578 to be achieved in 36 months.
+8. Net Worth: $154578.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Suzanne Castro is a 55-year-old Female who works as a Teacher. They are currently Divorced and live at 692 Ian Fork, East Morganbury, CO 43266 in India. They have 1 dependents: Jared (Age: 15, Gender: Female). Their financial goal is Save for House with a target amount of $416348 to be achieved in 83 months. Currently, they earn $70009 per month and have an expenditure of $30653. They have $36544 in savings, $27368 in fixed deposits, $32615 in stocks, $853 in mutual funds, and $1067 in other investments. No insurance. No debt. No emergency fund.","Plan for Suzanne Castro:
+1. Income: $70009 per month
+2. Emergency Fund: $183918 (adequate for 6 months of expenses).
+3. Savings: $36544
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32615
+Future Value after 10 years: $81537.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $853
+Future Value after 10 years: $1706.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27368
+Future Value after 10 years: $41052.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1067
+Future Value after 10 years: $1280.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $416348 to be achieved in 83 months.
+8. Net Worth: $416348.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Martinez is a 64-year-old Female who works as a Artist. They are currently Married and live at PSC 8403, Box 8920, APO AP 67388 in USA. They have 3 dependents: Anita (Age: 26, Gender: Female), Ryan (Age: 12, Gender: Female), Teresa (Age: 17, Gender: Male). Their financial goal is Save for House with a target amount of $286742 to be achieved in 93 months. Currently, they earn $102305 per month and have an expenditure of $12306. They have $24079 in savings, $19986 in fixed deposits, $36673 in stocks, $24102 in mutual funds, and $15866 in other investments. Insurance: Home Insurance with a premium of $5487 and coverage of $361618. No debt. No emergency fund.","Plan for Jeffrey Martinez:
+1. Income: $102305 per month
+2. Emergency Fund: $73836 (adequate for 6 months of expenses).
+3. Savings: $24079
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $361618 and a monthly premium of $5487.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36673
+Future Value after 10 years: $91682.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24102
+Future Value after 10 years: $48204.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19986
+Future Value after 10 years: $29979.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15866
+Future Value after 10 years: $19039.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $286742 to be achieved in 93 months.
+8. Net Worth: $286742.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angel Sims is a 59-year-old Female who works as a Engineer. They are currently Divorced and live at USS Turner, FPO AA 53235 in Canada. They have 2 dependents: Daniel (Age: 8, Gender: Male), Amanda (Age: 20, Gender: Female). Their financial goal is Retirement with a target amount of $104840 to be achieved in 44 months. Currently, they earn $119561 per month and have an expenditure of $45716. They have $46849 in savings, $24487 in fixed deposits, $39969 in stocks, $16720 in mutual funds, and $1709 in other investments. No insurance. Debt: Yes, Amount: $19250, Type: Personal Loan, Interest Rate: 9.23566730098154%. Loan Start Date: 2016-02-05, Loan End Date: 2029-10-16. No emergency fund.","Plan for Angel Sims:
+1. Income: $119561 per month
+2. Emergency Fund: $274296 (adequate for 6 months of expenses).
+3. Savings: $46849
+4. Debts: $19250 (Personal Loan) with an interest rate of 9.23566730098154%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39969
+Future Value after 10 years: $99922.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16720
+Future Value after 10 years: $33440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24487
+Future Value after 10 years: $36730.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1709
+Future Value after 10 years: $2050.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $104840 to be achieved in 44 months.
+8. Net Worth: $85590.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Martin DDS is a 36-year-old Female who works as a Doctor. They are currently Married and live at PSC 0029, Box 4706, APO AA 31302 in Canada. They have 5 dependents: Elizabeth (Age: 7, Gender: Female), Todd (Age: 24, Gender: Female), Jasmine (Age: 19, Gender: Female), Joseph (Age: 6, Gender: Male), Joshua (Age: 27, Gender: Female). Their financial goal is Save for House with a target amount of $172725 to be achieved in 95 months. Currently, they earn $57049 per month and have an expenditure of $30811. They have $46173 in savings, $6167 in fixed deposits, $11264 in stocks, $3206 in mutual funds, and $11522 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17123.","Plan for Jennifer Martin DDS:
+1. Income: $57049 per month
+2. Emergency Fund: $17123 (adequate for 6 months of expenses).
+3. Savings: $46173
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11264
+Future Value after 10 years: $28160.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3206
+Future Value after 10 years: $6412.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6167
+Future Value after 10 years: $9250.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11522
+Future Value after 10 years: $13826.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $172725 to be achieved in 95 months.
+8. Net Worth: $172725.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacob Espinoza is a 57-year-old Male who works as a Engineer. They are currently Divorced and live at 55407 Phelps Turnpike Suite 764, East Kaylafurt, VA 94243 in USA. They have 2 dependents: Joseph (Age: 15, Gender: Male), Kenneth (Age: 28, Gender: Female). Their financial goal is Save for Education with a target amount of $124656 to be achieved in 54 months. Currently, they earn $75384 per month and have an expenditure of $27871. They have $8460 in savings, $6372 in fixed deposits, $12055 in stocks, $29241 in mutual funds, and $10570 in other investments. Insurance: Health Insurance with a premium of $6308 and coverage of $291774. No debt. Emergency Fund: Yes, Amount: $10941.","Plan for Jacob Espinoza:
+1. Income: $75384 per month
+2. Emergency Fund: $10941 (adequate for 6 months of expenses).
+3. Savings: $8460
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $291774 and a monthly premium of $6308.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12055
+Future Value after 10 years: $30137.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29241
+Future Value after 10 years: $58482.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6372
+Future Value after 10 years: $9558.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10570
+Future Value after 10 years: $12684.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $124656 to be achieved in 54 months.
+8. Net Worth: $124656.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nancy Rodriguez is a 67-year-old Male who works as a Doctor. They are currently Single and live at 18319 Sandra Viaduct, New Cynthia, ND 37746 in India. They have 1 dependents: Laura (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $81280 to be achieved in 49 months. Currently, they earn $45930 per month and have an expenditure of $18447. They have $29354 in savings, $15602 in fixed deposits, $19726 in stocks, $15277 in mutual funds, and $16337 in other investments. Insurance: Home Insurance with a premium of $8119 and coverage of $284250. Debt: Yes, Amount: $2196, Type: Personal Loan, Interest Rate: 8.318822825060339%. Loan Start Date: 2022-07-25, Loan End Date: 2030-03-07. Emergency Fund: Yes, Amount: $16642.","Plan for Nancy Rodriguez:
+1. Income: $45930 per month
+2. Emergency Fund: $16642 (adequate for 6 months of expenses).
+3. Savings: $29354
+4. Debts: $2196 (Personal Loan) with an interest rate of 8.318822825060339%.
+5. Insurance: Home Insurance with coverage of $284250 and a monthly premium of $8119.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19726
+Future Value after 10 years: $49315.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15277
+Future Value after 10 years: $30554.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15602
+Future Value after 10 years: $23403.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16337
+Future Value after 10 years: $19604.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $81280 to be achieved in 49 months.
+8. Net Worth: $79084.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Miguel Crane is a 48-year-old Male who works as a Doctor. They are currently Married and live at 61219 Justin Plains, Lake Erin, VA 47946 in Canada. They have 1 dependents: Barbara (Age: 26, Gender: Female). Their financial goal is Save for Education with a target amount of $138095 to be achieved in 16 months. Currently, they earn $46226 per month and have an expenditure of $41226. They have $48986 in savings, $14409 in fixed deposits, $31624 in stocks, $21112 in mutual funds, and $5506 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18476.","Plan for Miguel Crane:
+1. Income: $46226 per month
+2. Emergency Fund: $18476 (adequate for 6 months of expenses).
+3. Savings: $48986
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31624
+Future Value after 10 years: $79060.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21112
+Future Value after 10 years: $42224.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14409
+Future Value after 10 years: $21613.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5506
+Future Value after 10 years: $6607.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $138095 to be achieved in 16 months.
+8. Net Worth: $138095.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Felicia Acosta is a 40-year-old Male who works as a Artist. They are currently Divorced and live at 432 Michael Unions, Nolanchester, AS 52897 in India. They have 2 dependents: Hannah (Age: 12, Gender: Female), Felicia (Age: 1, Gender: Male). Their financial goal is Save for Education with a target amount of $124291 to be achieved in 55 months. Currently, they earn $44724 per month and have an expenditure of $31749. They have $36490 in savings, $13289 in fixed deposits, $47530 in stocks, $17120 in mutual funds, and $3816 in other investments. No insurance. Debt: Yes, Amount: $3737, Type: Personal Loan, Interest Rate: 13.465606726900091%. Loan Start Date: 2018-11-27, Loan End Date: 2024-09-29. No emergency fund.","Plan for Felicia Acosta:
+1. Income: $44724 per month
+2. Emergency Fund: $190494 (adequate for 6 months of expenses).
+3. Savings: $36490
+4. Debts: $3737 (Personal Loan) with an interest rate of 13.465606726900091%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47530
+Future Value after 10 years: $118825.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17120
+Future Value after 10 years: $34240.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13289
+Future Value after 10 years: $19933.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3816
+Future Value after 10 years: $4579.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $124291 to be achieved in 55 months.
+8. Net Worth: $120554.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Fitzgerald is a 33-year-old Female who works as a Doctor. They are currently Single and live at 672 Mitchell Brooks, Andersonport, VI 27601 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $325802 to be achieved in 119 months. Currently, they earn $46836 per month and have an expenditure of $34946. They have $46814 in savings, $4040 in fixed deposits, $8861 in stocks, $7542 in mutual funds, and $2331 in other investments. Insurance: Home Insurance with a premium of $7503 and coverage of $388561. Debt: Yes, Amount: $5185, Type: Credit Card, Interest Rate: 19.034996048389363%. Loan Start Date: 2022-09-28, Loan End Date: 2034-05-16. No emergency fund.","Plan for Michelle Fitzgerald:
+1. Income: $46836 per month
+2. Emergency Fund: $209676 (adequate for 6 months of expenses).
+3. Savings: $46814
+4. Debts: $5185 (Credit Card) with an interest rate of 19.034996048389363%.
+5. Insurance: Home Insurance with coverage of $388561 and a monthly premium of $7503.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8861
+Future Value after 10 years: $22152.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7542
+Future Value after 10 years: $15084.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4040
+Future Value after 10 years: $6060.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2331
+Future Value after 10 years: $2797.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $325802 to be achieved in 119 months.
+8. Net Worth: $320617.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robin Greene is a 57-year-old Female who works as a Artist. They are currently Married and live at 81106 Robert Circle Suite 598, North Dianaview, IN 42000 in India. They have 4 dependents: Bruce (Age: 25, Gender: Male), Jonathan (Age: 1, Gender: Female), Sarah (Age: 30, Gender: Male), Robert (Age: 1, Gender: Male). Their financial goal is Save for House with a target amount of $462329 to be achieved in 69 months. Currently, they earn $30485 per month and have an expenditure of $25485. They have $31573 in savings, $28541 in fixed deposits, $1740 in stocks, $2569 in mutual funds, and $18375 in other investments. No insurance. No debt. No emergency fund.","Plan for Robin Greene:
+1. Income: $30485 per month
+2. Emergency Fund: $152910 (adequate for 6 months of expenses).
+3. Savings: $31573
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1740
+Future Value after 10 years: $4350.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2569
+Future Value after 10 years: $5138.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28541
+Future Value after 10 years: $42811.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18375
+Future Value after 10 years: $22050.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $462329 to be achieved in 69 months.
+8. Net Worth: $462329.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Connie Carter is a 56-year-old Female who works as a Engineer. They are currently Divorced and live at 0885 Joseph Cape, West Elizabeth, AZ 59754 in India. They have 2 dependents: Adrian (Age: 28, Gender: Female), Melissa (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $489548 to be achieved in 66 months. Currently, they earn $79810 per month and have an expenditure of $35989. They have $16541 in savings, $25649 in fixed deposits, $633 in stocks, $795 in mutual funds, and $9666 in other investments. Insurance: Health Insurance with a premium of $2555 and coverage of $391394. No debt. Emergency Fund: Yes, Amount: $17209.","Plan for Connie Carter:
+1. Income: $79810 per month
+2. Emergency Fund: $17209 (adequate for 6 months of expenses).
+3. Savings: $16541
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $391394 and a monthly premium of $2555.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $633
+Future Value after 10 years: $1582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $795
+Future Value after 10 years: $1590.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25649
+Future Value after 10 years: $38473.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9666
+Future Value after 10 years: $11599.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $489548 to be achieved in 66 months.
+8. Net Worth: $489548.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Lyons is a 33-year-old Male who works as a Engineer. They are currently Married and live at Unit 4320 Box 5361, DPO AA 97995 in India. They have 4 dependents: Brandon (Age: 9, Gender: Male), Jessica (Age: 25, Gender: Female), Maria (Age: 3, Gender: Female), Kim (Age: 13, Gender: Male). Their financial goal is Save for House with a target amount of $320906 to be achieved in 107 months. Currently, they earn $54675 per month and have an expenditure of $34746. They have $46468 in savings, $27111 in fixed deposits, $19646 in stocks, $6480 in mutual funds, and $3750 in other investments. No insurance. Debt: Yes, Amount: $7190, Type: Mortgage, Interest Rate: 5.597249731356406%. Loan Start Date: 2021-02-05, Loan End Date: 2025-03-27. No emergency fund.","Plan for Robert Lyons:
+1. Income: $54675 per month
+2. Emergency Fund: $208476 (adequate for 6 months of expenses).
+3. Savings: $46468
+4. Debts: $7190 (Mortgage) with an interest rate of 5.597249731356406%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19646
+Future Value after 10 years: $49115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6480
+Future Value after 10 years: $12960.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27111
+Future Value after 10 years: $40666.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3750
+Future Value after 10 years: $4500.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $320906 to be achieved in 107 months.
+8. Net Worth: $313716.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Chelsea Sanders is a 35-year-old Male who works as a Artist. They are currently Divorced and live at 604 Carney Mountains, New Grantmouth, FM 54539 in USA. They have 1 dependents: Courtney (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $102636 to be achieved in 104 months. Currently, they earn $100943 per month and have an expenditure of $42938. They have $26557 in savings, $22807 in fixed deposits, $9916 in stocks, $11032 in mutual funds, and $1442 in other investments. No insurance. No debt. No emergency fund.","Plan for Chelsea Sanders:
+1. Income: $100943 per month
+2. Emergency Fund: $257628 (adequate for 6 months of expenses).
+3. Savings: $26557
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9916
+Future Value after 10 years: $24790.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11032
+Future Value after 10 years: $22064.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22807
+Future Value after 10 years: $34210.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1442
+Future Value after 10 years: $1730.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $102636 to be achieved in 104 months.
+8. Net Worth: $102636.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Jones is a 67-year-old Female who works as a Artist. They are currently Single and live at 4229 Harris Locks Suite 332, Whiteville, TX 01209 in Canada. They have 1 dependents: Sarah (Age: 18, Gender: Female). Their financial goal is Save for House with a target amount of $342515 to be achieved in 94 months. Currently, they earn $56995 per month and have an expenditure of $33594. They have $38002 in savings, $12208 in fixed deposits, $15043 in stocks, $939 in mutual funds, and $3226 in other investments. No insurance. Debt: Yes, Amount: $12278, Type: Personal Loan, Interest Rate: 10.89246607215691%. Loan Start Date: 2019-08-09, Loan End Date: 2033-12-02. No emergency fund.","Plan for Matthew Jones:
+1. Income: $56995 per month
+2. Emergency Fund: $201564 (adequate for 6 months of expenses).
+3. Savings: $38002
+4. Debts: $12278 (Personal Loan) with an interest rate of 10.89246607215691%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15043
+Future Value after 10 years: $37607.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $939
+Future Value after 10 years: $1878.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12208
+Future Value after 10 years: $18312.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3226
+Future Value after 10 years: $3871.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $342515 to be achieved in 94 months.
+8. Net Worth: $330237.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cristina Barnes is a 55-year-old Male who works as a Artist. They are currently Single and live at 681 Amanda Overpass, Deborahhaven, IL 27366 in India. They have 1 dependents: Samantha (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $219280 to be achieved in 99 months. Currently, they earn $52381 per month and have an expenditure of $28373. They have $29165 in savings, $2534 in fixed deposits, $43348 in stocks, $7287 in mutual funds, and $18208 in other investments. Insurance: Life Insurance with a premium of $6407 and coverage of $112402. No debt. Emergency Fund: Yes, Amount: $8082.","Plan for Cristina Barnes:
+1. Income: $52381 per month
+2. Emergency Fund: $8082 (adequate for 6 months of expenses).
+3. Savings: $29165
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $112402 and a monthly premium of $6407.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43348
+Future Value after 10 years: $108370.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7287
+Future Value after 10 years: $14574.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2534
+Future Value after 10 years: $3801.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18208
+Future Value after 10 years: $21849.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $219280 to be achieved in 99 months.
+8. Net Worth: $219280.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sydney Wilson is a 48-year-old Female who works as a Teacher. They are currently Single and live at 76913 Sean Roads Suite 685, New Krystal, MT 85685 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $143927 to be achieved in 18 months. Currently, they earn $43186 per month and have an expenditure of $38186. They have $17299 in savings, $19731 in fixed deposits, $16485 in stocks, $23539 in mutual funds, and $7263 in other investments. Insurance: Home Insurance with a premium of $9935 and coverage of $278404. Debt: Yes, Amount: $15928, Type: Mortgage, Interest Rate: 4.157483888509805%. Loan Start Date: 2019-12-13, Loan End Date: 2027-01-07. No emergency fund.","Plan for Sydney Wilson:
+1. Income: $43186 per month
+2. Emergency Fund: $229116 (adequate for 6 months of expenses).
+3. Savings: $17299
+4. Debts: $15928 (Mortgage) with an interest rate of 4.157483888509805%.
+5. Insurance: Home Insurance with coverage of $278404 and a monthly premium of $9935.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16485
+Future Value after 10 years: $41212.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23539
+Future Value after 10 years: $47078.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19731
+Future Value after 10 years: $29596.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7263
+Future Value after 10 years: $8715.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $143927 to be achieved in 18 months.
+8. Net Worth: $127999.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Luis Bryant is a 67-year-old Female who works as a Doctor. They are currently Divorced and live at 59400 Kayla Knolls Apt. 146, West Heidi, AL 16541 in Canada. They have 1 dependents: Shawn (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $95758 to be achieved in 13 months. Currently, they earn $58764 per month and have an expenditure of $49470. They have $21113 in savings, $5477 in fixed deposits, $17791 in stocks, $1065 in mutual funds, and $11718 in other investments. Insurance: Health Insurance with a premium of $9978 and coverage of $106454. Debt: Yes, Amount: $1486, Type: Mortgage, Interest Rate: 5.12481622026179%. Loan Start Date: 2021-07-23, Loan End Date: 2033-11-11. No emergency fund.","Plan for Luis Bryant:
+1. Income: $58764 per month
+2. Emergency Fund: $296820 (adequate for 6 months of expenses).
+3. Savings: $21113
+4. Debts: $1486 (Mortgage) with an interest rate of 5.12481622026179%.
+5. Insurance: Health Insurance with coverage of $106454 and a monthly premium of $9978.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17791
+Future Value after 10 years: $44477.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1065
+Future Value after 10 years: $2130.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5477
+Future Value after 10 years: $8215.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11718
+Future Value after 10 years: $14061.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $95758 to be achieved in 13 months.
+8. Net Worth: $94272.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Grimes is a 21-year-old Male who works as a Artist. They are currently Single and live at 55530 Williams Track, Raymondmouth, MH 70046 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $84533 to be achieved in 36 months. Currently, they earn $88086 per month and have an expenditure of $44689. They have $8572 in savings, $3707 in fixed deposits, $8415 in stocks, $4865 in mutual funds, and $3388 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $6161.","Plan for Angela Grimes:
+1. Income: $88086 per month
+2. Emergency Fund: $6161 (adequate for 6 months of expenses).
+3. Savings: $8572
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8415
+Future Value after 10 years: $21037.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4865
+Future Value after 10 years: $9730.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3707
+Future Value after 10 years: $5560.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3388
+Future Value after 10 years: $4065.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $84533 to be achieved in 36 months.
+8. Net Worth: $84533.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sean Mercado is a 25-year-old Male who works as a Doctor. They are currently Single and live at 897 Baker Knoll, South Teresaborough, PW 95678 in Canada. They have 2 dependents: Stacy (Age: 28, Gender: Female), Tracy (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $142709 to be achieved in 57 months. Currently, they earn $81184 per month and have an expenditure of $38133. They have $36329 in savings, $13986 in fixed deposits, $8289 in stocks, $13112 in mutual funds, and $783 in other investments. No insurance. No debt. No emergency fund.","Plan for Sean Mercado:
+1. Income: $81184 per month
+2. Emergency Fund: $228798 (adequate for 6 months of expenses).
+3. Savings: $36329
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8289
+Future Value after 10 years: $20722.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13112
+Future Value after 10 years: $26224.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13986
+Future Value after 10 years: $20979.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $783
+Future Value after 10 years: $939.5999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142709 to be achieved in 57 months.
+8. Net Worth: $142709.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Fisher is a 29-year-old Male who works as a Teacher. They are currently Divorced and live at 529 Odom Mountains Apt. 497, Port Deborah, DE 71141 in Canada. They have 2 dependents: Vickie (Age: 18, Gender: Male), Phillip (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $139301 to be achieved in 56 months. Currently, they earn $97235 per month and have an expenditure of $24142. They have $21571 in savings, $12293 in fixed deposits, $15808 in stocks, $26977 in mutual funds, and $13733 in other investments. Insurance: Health Insurance with a premium of $1105 and coverage of $448645. Debt: Yes, Amount: $8706, Type: Mortgage, Interest Rate: 3.86771326072533%. Loan Start Date: 2017-05-07, Loan End Date: 2032-04-21. No emergency fund.","Plan for Daniel Fisher:
+1. Income: $97235 per month
+2. Emergency Fund: $144852 (adequate for 6 months of expenses).
+3. Savings: $21571
+4. Debts: $8706 (Mortgage) with an interest rate of 3.86771326072533%.
+5. Insurance: Health Insurance with coverage of $448645 and a monthly premium of $1105.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15808
+Future Value after 10 years: $39520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26977
+Future Value after 10 years: $53954.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12293
+Future Value after 10 years: $18439.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13733
+Future Value after 10 years: $16479.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $139301 to be achieved in 56 months.
+8. Net Worth: $130595.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Russo is a 33-year-old Female who works as a Artist. They are currently Single and live at 339 Brian Locks, Calebbury, DE 50140 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $58547 to be achieved in 42 months. Currently, they earn $107023 per month and have an expenditure of $44612. They have $37075 in savings, $10340 in fixed deposits, $19576 in stocks, $23719 in mutual funds, and $19709 in other investments. No insurance. Debt: Yes, Amount: $19209, Type: Credit Card, Interest Rate: 20.27167199873881%. Loan Start Date: 2019-05-26, Loan End Date: 2030-11-30. Emergency Fund: Yes, Amount: $2106.","Plan for Joseph Russo:
+1. Income: $107023 per month
+2. Emergency Fund: $2106 (adequate for 6 months of expenses).
+3. Savings: $37075
+4. Debts: $19209 (Credit Card) with an interest rate of 20.27167199873881%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19576
+Future Value after 10 years: $48940.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23719
+Future Value after 10 years: $47438.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10340
+Future Value after 10 years: $15510.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19709
+Future Value after 10 years: $23650.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $58547 to be achieved in 42 months.
+8. Net Worth: $39338.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Anderson is a 52-year-old Female who works as a Artist. They are currently Divorced and live at 79957 Martinez Glens Apt. 549, South Robertshire, ID 37023 in USA. They have 2 dependents: James (Age: 20, Gender: Female), Amy (Age: 7, Gender: Female). Their financial goal is Retirement with a target amount of $58888 to be achieved in 50 months. Currently, they earn $87507 per month and have an expenditure of $21603. They have $12181 in savings, $22953 in fixed deposits, $1821 in stocks, $29692 in mutual funds, and $13818 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13930.","Plan for Jeffrey Anderson:
+1. Income: $87507 per month
+2. Emergency Fund: $13930 (adequate for 6 months of expenses).
+3. Savings: $12181
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1821
+Future Value after 10 years: $4552.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29692
+Future Value after 10 years: $59384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22953
+Future Value after 10 years: $34429.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13818
+Future Value after 10 years: $16581.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $58888 to be achieved in 50 months.
+8. Net Worth: $58888.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Williams is a 57-year-old Male who works as a Artist. They are currently Single and live at 0019 Jessica Meadow, Lake Tarashire, NH 38190 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $285309 to be achieved in 108 months. Currently, they earn $109296 per month and have an expenditure of $14867. They have $15242 in savings, $23313 in fixed deposits, $26989 in stocks, $20302 in mutual funds, and $15393 in other investments. No insurance. No debt. No emergency fund.","Plan for Sarah Williams:
+1. Income: $109296 per month
+2. Emergency Fund: $89202 (adequate for 6 months of expenses).
+3. Savings: $15242
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26989
+Future Value after 10 years: $67472.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20302
+Future Value after 10 years: $40604.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23313
+Future Value after 10 years: $34969.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15393
+Future Value after 10 years: $18471.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $285309 to be achieved in 108 months.
+8. Net Worth: $285309.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Erika Anderson is a 70-year-old Female who works as a Artist. They are currently Divorced and live at 58823 Deborah Turnpike Suite 931, Guzmanton, FM 24263 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $141283 to be achieved in 31 months. Currently, they earn $88746 per month and have an expenditure of $27392. They have $48461 in savings, $17039 in fixed deposits, $26321 in stocks, $145 in mutual funds, and $7022 in other investments. Insurance: Life Insurance with a premium of $3716 and coverage of $92612. No debt. Emergency Fund: Yes, Amount: $2421.","Plan for Erika Anderson:
+1. Income: $88746 per month
+2. Emergency Fund: $2421 (adequate for 6 months of expenses).
+3. Savings: $48461
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $92612 and a monthly premium of $3716.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26321
+Future Value after 10 years: $65802.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $145
+Future Value after 10 years: $290.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17039
+Future Value after 10 years: $25558.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7022
+Future Value after 10 years: $8426.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $141283 to be achieved in 31 months.
+8. Net Worth: $141283.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Casey Williams is a 37-year-old Male who works as a Engineer. They are currently Divorced and live at 28971 Cynthia Rapid Suite 156, East Ryan, IN 43177 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $106143 to be achieved in 38 months. Currently, they earn $73260 per month and have an expenditure of $21741. They have $28771 in savings, $26971 in fixed deposits, $17993 in stocks, $26625 in mutual funds, and $18611 in other investments. Insurance: Life Insurance with a premium of $9363 and coverage of $195650. Debt: Yes, Amount: $2732, Type: Personal Loan, Interest Rate: 10.92001086568878%. Loan Start Date: 2017-03-23, Loan End Date: 2034-07-11. Emergency Fund: Yes, Amount: $6197.","Plan for Casey Williams:
+1. Income: $73260 per month
+2. Emergency Fund: $6197 (adequate for 6 months of expenses).
+3. Savings: $28771
+4. Debts: $2732 (Personal Loan) with an interest rate of 10.92001086568878%.
+5. Insurance: Life Insurance with coverage of $195650 and a monthly premium of $9363.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17993
+Future Value after 10 years: $44982.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26625
+Future Value after 10 years: $53250.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26971
+Future Value after 10 years: $40456.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18611
+Future Value after 10 years: $22333.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $106143 to be achieved in 38 months.
+8. Net Worth: $103411.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jack Doyle is a 28-year-old Female who works as a Artist. They are currently Divorced and live at 7890 Justin Burg Apt. 837, West Linda, IA 07907 in Canada. They have 1 dependents: Edwin (Age: 21, Gender: Female). Their financial goal is Travel with a target amount of $64382 to be achieved in 21 months. Currently, they earn $39759 per month and have an expenditure of $34759. They have $18592 in savings, $27517 in fixed deposits, $44722 in stocks, $29381 in mutual funds, and $18770 in other investments. Insurance: Life Insurance with a premium of $7659 and coverage of $478866. No debt. No emergency fund.","Plan for Jack Doyle:
+1. Income: $39759 per month
+2. Emergency Fund: $208554 (adequate for 6 months of expenses).
+3. Savings: $18592
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $478866 and a monthly premium of $7659.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44722
+Future Value after 10 years: $111805.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29381
+Future Value after 10 years: $58762.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27517
+Future Value after 10 years: $41275.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18770
+Future Value after 10 years: $22524.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $64382 to be achieved in 21 months.
+8. Net Worth: $64382.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Seth Proctor is a 63-year-old Female who works as a Teacher. They are currently Divorced and live at 9724 Logan Island Apt. 035, Coreybury, CT 32877 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $197211 to be achieved in 59 months. Currently, they earn $105037 per month and have an expenditure of $32334. They have $16746 in savings, $6344 in fixed deposits, $29976 in stocks, $26017 in mutual funds, and $5912 in other investments. No insurance. No debt. No emergency fund.","Plan for Seth Proctor:
+1. Income: $105037 per month
+2. Emergency Fund: $194004 (adequate for 6 months of expenses).
+3. Savings: $16746
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29976
+Future Value after 10 years: $74940.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26017
+Future Value after 10 years: $52034.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6344
+Future Value after 10 years: $9516.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5912
+Future Value after 10 years: $7094.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $197211 to be achieved in 59 months.
+8. Net Worth: $197211.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Micheal Wagner is a 63-year-old Female who works as a Artist. They are currently Single and live at Unit 9274 Box 2850, DPO AA 45994 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $140627 to be achieved in 60 months. Currently, they earn $82085 per month and have an expenditure of $24438. They have $42210 in savings, $22480 in fixed deposits, $9669 in stocks, $4251 in mutual funds, and $2500 in other investments. Insurance: Home Insurance with a premium of $2242 and coverage of $66576. Debt: Yes, Amount: $11982, Type: Credit Card, Interest Rate: 19.659768197520112%. Loan Start Date: 2015-08-24, Loan End Date: 2033-09-12. No emergency fund.","Plan for Micheal Wagner:
+1. Income: $82085 per month
+2. Emergency Fund: $146628 (adequate for 6 months of expenses).
+3. Savings: $42210
+4. Debts: $11982 (Credit Card) with an interest rate of 19.659768197520112%.
+5. Insurance: Home Insurance with coverage of $66576 and a monthly premium of $2242.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9669
+Future Value after 10 years: $24172.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4251
+Future Value after 10 years: $8502.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22480
+Future Value after 10 years: $33720.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2500
+Future Value after 10 years: $3000.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $140627 to be achieved in 60 months.
+8. Net Worth: $128645.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dennis Mcdaniel is a 54-year-old Male who works as a Engineer. They are currently Single and live at 19764 Sophia Courts, North Jillian, KY 64460 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $106104 to be achieved in 46 months. Currently, they earn $112804 per month and have an expenditure of $23928. They have $36249 in savings, $24435 in fixed deposits, $5984 in stocks, $8946 in mutual funds, and $16433 in other investments. No insurance. No debt. No emergency fund.","Plan for Dennis Mcdaniel:
+1. Income: $112804 per month
+2. Emergency Fund: $143568 (adequate for 6 months of expenses).
+3. Savings: $36249
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5984
+Future Value after 10 years: $14960.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8946
+Future Value after 10 years: $17892.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24435
+Future Value after 10 years: $36652.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16433
+Future Value after 10 years: $19719.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $106104 to be achieved in 46 months.
+8. Net Worth: $106104.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Eric Wilkins is a 23-year-old Female who works as a Artist. They are currently Single and live at 970 Wright Terrace Apt. 797, Port Heathershire, PW 83265 in USA. They have 1 dependents: Karen (Age: 29, Gender: Male). Their financial goal is Save for Education with a target amount of $75457 to be achieved in 54 months. Currently, they earn $61100 per month and have an expenditure of $46075. They have $46680 in savings, $16161 in fixed deposits, $16482 in stocks, $22557 in mutual funds, and $16119 in other investments. Insurance: Life Insurance with a premium of $9391 and coverage of $309621. No debt. Emergency Fund: Yes, Amount: $8470.","Plan for Eric Wilkins:
+1. Income: $61100 per month
+2. Emergency Fund: $8470 (adequate for 6 months of expenses).
+3. Savings: $46680
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $309621 and a monthly premium of $9391.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16482
+Future Value after 10 years: $41205.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22557
+Future Value after 10 years: $45114.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16161
+Future Value after 10 years: $24241.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16119
+Future Value after 10 years: $19342.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $75457 to be achieved in 54 months.
+8. Net Worth: $75457.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cassandra Davis is a 69-year-old Male who works as a Teacher. They are currently Single and live at 78472 Short Plaza, New Laurie, VI 53251 in India. They have 1 dependents: Caleb (Age: 2, Gender: Male). Their financial goal is Travel with a target amount of $195499 to be achieved in 22 months. Currently, they earn $49095 per month and have an expenditure of $23490. They have $48812 in savings, $11496 in fixed deposits, $22974 in stocks, $27867 in mutual funds, and $10001 in other investments. Insurance: Home Insurance with a premium of $4650 and coverage of $264179. No debt. Emergency Fund: Yes, Amount: $1298.","Plan for Cassandra Davis:
+1. Income: $49095 per month
+2. Emergency Fund: $1298 (adequate for 6 months of expenses).
+3. Savings: $48812
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $264179 and a monthly premium of $4650.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22974
+Future Value after 10 years: $57435.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27867
+Future Value after 10 years: $55734.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11496
+Future Value after 10 years: $17244.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10001
+Future Value after 10 years: $12001.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $195499 to be achieved in 22 months.
+8. Net Worth: $195499.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tanya Good is a 29-year-old Female who works as a Engineer. They are currently Divorced and live at 36917 Faulkner Oval, Port Johnshire, TN 72402 in UK. They have 1 dependents: Michael (Age: 20, Gender: Male). Their financial goal is Retirement with a target amount of $64718 to be achieved in 16 months. Currently, they earn $74913 per month and have an expenditure of $38157. They have $39862 in savings, $1197 in fixed deposits, $9885 in stocks, $21355 in mutual funds, and $2845 in other investments. Insurance: Life Insurance with a premium of $7633 and coverage of $198854. No debt. Emergency Fund: Yes, Amount: $1210.","Plan for Tanya Good:
+1. Income: $74913 per month
+2. Emergency Fund: $1210 (adequate for 6 months of expenses).
+3. Savings: $39862
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $198854 and a monthly premium of $7633.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9885
+Future Value after 10 years: $24712.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21355
+Future Value after 10 years: $42710.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1197
+Future Value after 10 years: $1795.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2845
+Future Value after 10 years: $3414.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $64718 to be achieved in 16 months.
+8. Net Worth: $64718.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sally Bennett MD is a 58-year-old Male who works as a Doctor. They are currently Divorced and live at 796 Diaz Mill, East Abigail, GU 35721 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $119420 to be achieved in 58 months. Currently, they earn $107830 per month and have an expenditure of $26780. They have $13708 in savings, $27041 in fixed deposits, $7786 in stocks, $912 in mutual funds, and $17258 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4192.","Plan for Sally Bennett MD:
+1. Income: $107830 per month
+2. Emergency Fund: $4192 (adequate for 6 months of expenses).
+3. Savings: $13708
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7786
+Future Value after 10 years: $19465.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $912
+Future Value after 10 years: $1824.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27041
+Future Value after 10 years: $40561.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17258
+Future Value after 10 years: $20709.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $119420 to be achieved in 58 months.
+8. Net Worth: $119420.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Alvarado is a 35-year-old Male who works as a Doctor. They are currently Single and live at 2906 Richard Circles, South Christopher, MT 38791 in India. They have 1 dependents: Corey (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $474922 to be achieved in 97 months. Currently, they earn $69515 per month and have an expenditure of $15003. They have $49136 in savings, $13273 in fixed deposits, $47734 in stocks, $22952 in mutual funds, and $8590 in other investments. No insurance. Debt: Yes, Amount: $14716, Type: Credit Card, Interest Rate: 16.911100234743433%. Loan Start Date: 2023-11-25, Loan End Date: 2033-03-15. No emergency fund.","Plan for Mark Alvarado:
+1. Income: $69515 per month
+2. Emergency Fund: $90018 (adequate for 6 months of expenses).
+3. Savings: $49136
+4. Debts: $14716 (Credit Card) with an interest rate of 16.911100234743433%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47734
+Future Value after 10 years: $119335.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22952
+Future Value after 10 years: $45904.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13273
+Future Value after 10 years: $19909.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8590
+Future Value after 10 years: $10308.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $474922 to be achieved in 97 months.
+8. Net Worth: $460206.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristen Fletcher is a 70-year-old Female who works as a Teacher. They are currently Divorced and live at 300 John Trafficway Apt. 962, New Joanne, WV 85007 in India. They have 1 dependents: Nicole (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $358162 to be achieved in 98 months. Currently, they earn $88421 per month and have an expenditure of $46513. They have $33004 in savings, $952 in fixed deposits, $38343 in stocks, $8421 in mutual funds, and $3637 in other investments. No insurance. Debt: Yes, Amount: $18154, Type: Personal Loan, Interest Rate: 12.363100945072782%. Loan Start Date: 2022-05-30, Loan End Date: 2032-09-25. Emergency Fund: Yes, Amount: $11731.","Plan for Kristen Fletcher:
+1. Income: $88421 per month
+2. Emergency Fund: $11731 (adequate for 6 months of expenses).
+3. Savings: $33004
+4. Debts: $18154 (Personal Loan) with an interest rate of 12.363100945072782%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38343
+Future Value after 10 years: $95857.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8421
+Future Value after 10 years: $16842.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $952
+Future Value after 10 years: $1428.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3637
+Future Value after 10 years: $4364.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $358162 to be achieved in 98 months.
+8. Net Worth: $340008.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Obrien is a 39-year-old Female who works as a Engineer. They are currently Married and live at 1369 Tyler Plains Suite 706, Moorefurt, IA 90474 in USA. They have 4 dependents: Krista (Age: 20, Gender: Male), Ricardo (Age: 17, Gender: Male), Brian (Age: 21, Gender: Male), Nathan (Age: 24, Gender: Male). Their financial goal is Save for House with a target amount of $247034 to be achieved in 98 months. Currently, they earn $110918 per month and have an expenditure of $38211. They have $38245 in savings, $27987 in fixed deposits, $9671 in stocks, $3461 in mutual funds, and $16579 in other investments. No insurance. Debt: Yes, Amount: $2848, Type: Credit Card, Interest Rate: 20.07938109857293%. Loan Start Date: 2019-10-13, Loan End Date: 2028-08-10. No emergency fund.","Plan for Steven Obrien:
+1. Income: $110918 per month
+2. Emergency Fund: $229266 (adequate for 6 months of expenses).
+3. Savings: $38245
+4. Debts: $2848 (Credit Card) with an interest rate of 20.07938109857293%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9671
+Future Value after 10 years: $24177.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3461
+Future Value after 10 years: $6922.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27987
+Future Value after 10 years: $41980.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16579
+Future Value after 10 years: $19894.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $247034 to be achieved in 98 months.
+8. Net Worth: $244186.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dana Steele is a 25-year-old Male who works as a Teacher. They are currently Divorced and live at 525 Williams Mills Apt. 337, South Nicole, AR 61928 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $51417 to be achieved in 23 months. Currently, they earn $91500 per month and have an expenditure of $30661. They have $17050 in savings, $14913 in fixed deposits, $2681 in stocks, $6100 in mutual funds, and $2558 in other investments. Insurance: Home Insurance with a premium of $9480 and coverage of $383108. Debt: Yes, Amount: $16710, Type: Mortgage, Interest Rate: 5.895922299195982%. Loan Start Date: 2022-05-06, Loan End Date: 2026-09-04. No emergency fund.","Plan for Dana Steele:
+1. Income: $91500 per month
+2. Emergency Fund: $183966 (adequate for 6 months of expenses).
+3. Savings: $17050
+4. Debts: $16710 (Mortgage) with an interest rate of 5.895922299195982%.
+5. Insurance: Home Insurance with coverage of $383108 and a monthly premium of $9480.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2681
+Future Value after 10 years: $6702.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6100
+Future Value after 10 years: $12200.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14913
+Future Value after 10 years: $22369.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2558
+Future Value after 10 years: $3069.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $51417 to be achieved in 23 months.
+8. Net Worth: $34707.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Luis Allen is a 36-year-old Male who works as a Doctor. They are currently Single and live at Unit 6649 Box 4539, DPO AA 65303 in Canada. They have 2 dependents: Travis (Age: 18, Gender: Male), Patrick (Age: 23, Gender: Male). Their financial goal is Save for Education with a target amount of $131050 to be achieved in 28 months. Currently, they earn $47365 per month and have an expenditure of $33089. They have $30594 in savings, $1314 in fixed deposits, $34661 in stocks, $10113 in mutual funds, and $7926 in other investments. Insurance: Health Insurance with a premium of $2838 and coverage of $453854. Debt: Yes, Amount: $1073, Type: Personal Loan, Interest Rate: 12.980449154676451%. Loan Start Date: 2018-01-16, Loan End Date: 2031-05-03. Emergency Fund: Yes, Amount: $10886.","Plan for Luis Allen:
+1. Income: $47365 per month
+2. Emergency Fund: $10886 (adequate for 6 months of expenses).
+3. Savings: $30594
+4. Debts: $1073 (Personal Loan) with an interest rate of 12.980449154676451%.
+5. Insurance: Health Insurance with coverage of $453854 and a monthly premium of $2838.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34661
+Future Value after 10 years: $86652.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10113
+Future Value after 10 years: $20226.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1314
+Future Value after 10 years: $1971.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7926
+Future Value after 10 years: $9511.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $131050 to be achieved in 28 months.
+8. Net Worth: $129977.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Scott Ortega is a 54-year-old Male who works as a Teacher. They are currently Single and live at 47321 Mason Dam, East Jessicaburgh, NH 16792 in USA. They have 2 dependents: Rebecca (Age: 29, Gender: Male), Tony (Age: 28, Gender: Female). Their financial goal is Travel with a target amount of $68578 to be achieved in 44 months. Currently, they earn $96974 per month and have an expenditure of $35844. They have $15836 in savings, $1899 in fixed deposits, $5615 in stocks, $20326 in mutual funds, and $11768 in other investments. Insurance: Life Insurance with a premium of $2935 and coverage of $99858. No debt. Emergency Fund: Yes, Amount: $14549.","Plan for Dr. Scott Ortega:
+1. Income: $96974 per month
+2. Emergency Fund: $14549 (adequate for 6 months of expenses).
+3. Savings: $15836
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $99858 and a monthly premium of $2935.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5615
+Future Value after 10 years: $14037.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20326
+Future Value after 10 years: $40652.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1899
+Future Value after 10 years: $2848.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11768
+Future Value after 10 years: $14121.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $68578 to be achieved in 44 months.
+8. Net Worth: $68578.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paul Mitchell is a 47-year-old Male who works as a Engineer. They are currently Single and live at 220 Owen Radial, Adamstad, SD 39359 in Canada. They have 1 dependents: Vanessa (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $187012 to be achieved in 55 months. Currently, they earn $64999 per month and have an expenditure of $11762. They have $38393 in savings, $14628 in fixed deposits, $40816 in stocks, $2012 in mutual funds, and $5986 in other investments. Insurance: Life Insurance with a premium of $9974 and coverage of $166381. No debt. Emergency Fund: Yes, Amount: $4648.","Plan for Paul Mitchell:
+1. Income: $64999 per month
+2. Emergency Fund: $4648 (adequate for 6 months of expenses).
+3. Savings: $38393
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $166381 and a monthly premium of $9974.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40816
+Future Value after 10 years: $102040.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2012
+Future Value after 10 years: $4024.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14628
+Future Value after 10 years: $21942.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5986
+Future Value after 10 years: $7183.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $187012 to be achieved in 55 months.
+8. Net Worth: $187012.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paula Day is a 63-year-old Female who works as a Artist. They are currently Divorced and live at Unit 4537 Box 8032, DPO AE 45397 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $113530 to be achieved in 49 months. Currently, they earn $45448 per month and have an expenditure of $30438. They have $17073 in savings, $21153 in fixed deposits, $32639 in stocks, $5162 in mutual funds, and $18914 in other investments. No insurance. Debt: Yes, Amount: $8895, Type: Credit Card, Interest Rate: 19.41903016059717%. Loan Start Date: 2020-02-12, Loan End Date: 2025-07-23. Emergency Fund: Yes, Amount: $15579.","Plan for Paula Day:
+1. Income: $45448 per month
+2. Emergency Fund: $15579 (adequate for 6 months of expenses).
+3. Savings: $17073
+4. Debts: $8895 (Credit Card) with an interest rate of 19.41903016059717%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32639
+Future Value after 10 years: $81597.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5162
+Future Value after 10 years: $10324.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21153
+Future Value after 10 years: $31729.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18914
+Future Value after 10 years: $22696.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $113530 to be achieved in 49 months.
+8. Net Worth: $104635.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Shannon is a 68-year-old Female who works as a Artist. They are currently Married and live at 6916 Laura Via, Thorntonton, CO 34394 in India. They have 5 dependents: Amber (Age: 13, Gender: Female), Julia (Age: 24, Gender: Male), Kelly (Age: 24, Gender: Female), Daniel (Age: 15, Gender: Female), Patrick (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $123096 to be achieved in 27 months. Currently, they earn $51066 per month and have an expenditure of $22977. They have $18608 in savings, $22251 in fixed deposits, $30827 in stocks, $10128 in mutual funds, and $10918 in other investments. No insurance. No debt. No emergency fund.","Plan for Nicole Shannon:
+1. Income: $51066 per month
+2. Emergency Fund: $137862 (adequate for 6 months of expenses).
+3. Savings: $18608
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30827
+Future Value after 10 years: $77067.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10128
+Future Value after 10 years: $20256.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22251
+Future Value after 10 years: $33376.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10918
+Future Value after 10 years: $13101.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $123096 to be achieved in 27 months.
+8. Net Worth: $123096.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Dunlap is a 54-year-old Male who works as a Doctor. They are currently Married and live at 19778 John Landing, Richardsonland, AS 42906 in USA. They have 2 dependents: Benjamin (Age: 24, Gender: Female), Stacey (Age: 2, Gender: Male). Their financial goal is Save for Education with a target amount of $174654 to be achieved in 55 months. Currently, they earn $86316 per month and have an expenditure of $33800. They have $37630 in savings, $9472 in fixed deposits, $21537 in stocks, $13730 in mutual funds, and $10108 in other investments. Insurance: Home Insurance with a premium of $4370 and coverage of $454292. No debt. No emergency fund.","Plan for Robert Dunlap:
+1. Income: $86316 per month
+2. Emergency Fund: $202800 (adequate for 6 months of expenses).
+3. Savings: $37630
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $454292 and a monthly premium of $4370.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21537
+Future Value after 10 years: $53842.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13730
+Future Value after 10 years: $27460.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9472
+Future Value after 10 years: $14208.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10108
+Future Value after 10 years: $12129.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $174654 to be achieved in 55 months.
+8. Net Worth: $174654.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Porter is a 49-year-old Male who works as a Doctor. They are currently Single and live at 196 Nichols Ridge, East Molly, NE 42245 in Canada. They have 1 dependents: Jeffery (Age: 18, Gender: Female). Their financial goal is Retirement with a target amount of $119920 to be achieved in 58 months. Currently, they earn $83484 per month and have an expenditure of $42415. They have $11113 in savings, $4945 in fixed deposits, $44150 in stocks, $15309 in mutual funds, and $7635 in other investments. Insurance: Health Insurance with a premium of $1288 and coverage of $297326. Debt: Yes, Amount: $7715, Type: Credit Card, Interest Rate: 16.12708087526175%. Loan Start Date: 2022-07-14, Loan End Date: 2029-03-27. No emergency fund.","Plan for Jessica Porter:
+1. Income: $83484 per month
+2. Emergency Fund: $254490 (adequate for 6 months of expenses).
+3. Savings: $11113
+4. Debts: $7715 (Credit Card) with an interest rate of 16.12708087526175%.
+5. Insurance: Health Insurance with coverage of $297326 and a monthly premium of $1288.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44150
+Future Value after 10 years: $110375.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15309
+Future Value after 10 years: $30618.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4945
+Future Value after 10 years: $7417.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7635
+Future Value after 10 years: $9162.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $119920 to be achieved in 58 months.
+8. Net Worth: $112205.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sean Farrell is a 42-year-old Male who works as a Doctor. They are currently Divorced and live at 9573 Lee Causeway, Meganville, AS 34462 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $183359 to be achieved in 13 months. Currently, they earn $82462 per month and have an expenditure of $30670. They have $36442 in savings, $18525 in fixed deposits, $30045 in stocks, $27991 in mutual funds, and $12557 in other investments. Insurance: Home Insurance with a premium of $8494 and coverage of $154883. Debt: Yes, Amount: $17203, Type: Credit Card, Interest Rate: 20.595773977030493%. Loan Start Date: 2023-08-25, Loan End Date: 2031-06-12. No emergency fund.","Plan for Sean Farrell:
+1. Income: $82462 per month
+2. Emergency Fund: $184020 (adequate for 6 months of expenses).
+3. Savings: $36442
+4. Debts: $17203 (Credit Card) with an interest rate of 20.595773977030493%.
+5. Insurance: Home Insurance with coverage of $154883 and a monthly premium of $8494.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30045
+Future Value after 10 years: $75112.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27991
+Future Value after 10 years: $55982.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18525
+Future Value after 10 years: $27787.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12557
+Future Value after 10 years: $15068.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $183359 to be achieved in 13 months.
+8. Net Worth: $166156.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicholas Pope is a 35-year-old Female who works as a Artist. They are currently Married and live at 730 Johnathan Spur, New Anthonyton, NC 96669 in India. They have 2 dependents: Luke (Age: 4, Gender: Male), Justin (Age: 11, Gender: Female). Their financial goal is Save for House with a target amount of $407734 to be achieved in 74 months. Currently, they earn $35751 per month and have an expenditure of $29041. They have $9413 in savings, $18664 in fixed deposits, $21304 in stocks, $2721 in mutual funds, and $756 in other investments. Insurance: Health Insurance with a premium of $7473 and coverage of $484581. Debt: Yes, Amount: $1629, Type: Mortgage, Interest Rate: 4.1753410067037215%. Loan Start Date: 2016-09-29, Loan End Date: 2028-12-24. Emergency Fund: Yes, Amount: $10431.","Plan for Nicholas Pope:
+1. Income: $35751 per month
+2. Emergency Fund: $10431 (adequate for 6 months of expenses).
+3. Savings: $9413
+4. Debts: $1629 (Mortgage) with an interest rate of 4.1753410067037215%.
+5. Insurance: Health Insurance with coverage of $484581 and a monthly premium of $7473.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21304
+Future Value after 10 years: $53260.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2721
+Future Value after 10 years: $5442.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18664
+Future Value after 10 years: $27996.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $756
+Future Value after 10 years: $907.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $407734 to be achieved in 74 months.
+8. Net Worth: $406104.99999999994
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Webb is a 60-year-old Male who works as a Engineer. They are currently Single and live at 1619 Emily Summit Apt. 773, West Carl, PA 01004 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $107702 to be achieved in 46 months. Currently, they earn $65371 per month and have an expenditure of $11138. They have $11921 in savings, $11489 in fixed deposits, $44664 in stocks, $177 in mutual funds, and $7905 in other investments. No insurance. Debt: Yes, Amount: $9648, Type: Credit Card, Interest Rate: 18.93016432407307%. Loan Start Date: 2019-09-17, Loan End Date: 2026-12-06. No emergency fund.","Plan for Richard Webb:
+1. Income: $65371 per month
+2. Emergency Fund: $66828 (adequate for 6 months of expenses).
+3. Savings: $11921
+4. Debts: $9648 (Credit Card) with an interest rate of 18.93016432407307%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44664
+Future Value after 10 years: $111660.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $177
+Future Value after 10 years: $354.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11489
+Future Value after 10 years: $17233.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7905
+Future Value after 10 years: $9486.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $107702 to be achieved in 46 months.
+8. Net Worth: $98054.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Hamilton is a 32-year-old Male who works as a Doctor. They are currently Single and live at 30685 Elizabeth Ville Apt. 954, Ibarrachester, NY 31967 in Canada. They have 1 dependents: Courtney (Age: 9, Gender: Female). Their financial goal is Save for House with a target amount of $296632 to be achieved in 95 months. Currently, they earn $83066 per month and have an expenditure of $11350. They have $17258 in savings, $3855 in fixed deposits, $21236 in stocks, $2751 in mutual funds, and $14139 in other investments. No insurance. Debt: Yes, Amount: $16253, Type: Mortgage, Interest Rate: 3.0954669383246305%. Loan Start Date: 2017-11-14, Loan End Date: 2030-01-26. Emergency Fund: Yes, Amount: $17381.","Plan for Angela Hamilton:
+1. Income: $83066 per month
+2. Emergency Fund: $17381 (adequate for 6 months of expenses).
+3. Savings: $17258
+4. Debts: $16253 (Mortgage) with an interest rate of 3.0954669383246305%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21236
+Future Value after 10 years: $53090.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2751
+Future Value after 10 years: $5502.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3855
+Future Value after 10 years: $5782.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14139
+Future Value after 10 years: $16966.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $296632 to be achieved in 95 months.
+8. Net Worth: $280379.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Shaw is a 27-year-old Female who works as a Engineer. They are currently Single and live at 93462 Tiffany Divide Suite 958, New Luiston, MO 72027 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $125724 to be achieved in 19 months. Currently, they earn $114926 per month and have an expenditure of $14139. They have $11504 in savings, $22105 in fixed deposits, $31018 in stocks, $7077 in mutual funds, and $5446 in other investments. No insurance. Debt: Yes, Amount: $16154, Type: Mortgage, Interest Rate: 4.80680745447213%. Loan Start Date: 2018-01-29, Loan End Date: 2027-02-03. No emergency fund.","Plan for Richard Shaw:
+1. Income: $114926 per month
+2. Emergency Fund: $84834 (adequate for 6 months of expenses).
+3. Savings: $11504
+4. Debts: $16154 (Mortgage) with an interest rate of 4.80680745447213%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31018
+Future Value after 10 years: $77545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7077
+Future Value after 10 years: $14154.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22105
+Future Value after 10 years: $33157.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5446
+Future Value after 10 years: $6535.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $125724 to be achieved in 19 months.
+8. Net Worth: $109570.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Arias is a 53-year-old Male who works as a Doctor. They are currently Divorced and live at USS Kelly, FPO AA 55916 in Canada. They have 1 dependents: Tracy (Age: 15, Gender: Female). Their financial goal is Save for Education with a target amount of $168223 to be achieved in 20 months. Currently, they earn $38128 per month and have an expenditure of $33128. They have $14582 in savings, $9501 in fixed deposits, $31825 in stocks, $13958 in mutual funds, and $16467 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $10115.","Plan for Jennifer Arias:
+1. Income: $38128 per month
+2. Emergency Fund: $10115 (adequate for 6 months of expenses).
+3. Savings: $14582
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31825
+Future Value after 10 years: $79562.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13958
+Future Value after 10 years: $27916.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9501
+Future Value after 10 years: $14251.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16467
+Future Value after 10 years: $19760.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $168223 to be achieved in 20 months.
+8. Net Worth: $168223.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Key is a 70-year-old Male who works as a Doctor. They are currently Divorced and live at 3496 Campbell Ports Apt. 523, Churchchester, SD 91764 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $131002 to be achieved in 50 months. Currently, they earn $79407 per month and have an expenditure of $19247. They have $41917 in savings, $9253 in fixed deposits, $29267 in stocks, $15046 in mutual funds, and $7096 in other investments. No insurance. No debt. No emergency fund.","Plan for Timothy Key:
+1. Income: $79407 per month
+2. Emergency Fund: $115482 (adequate for 6 months of expenses).
+3. Savings: $41917
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29267
+Future Value after 10 years: $73167.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15046
+Future Value after 10 years: $30092.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9253
+Future Value after 10 years: $13879.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7096
+Future Value after 10 years: $8515.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $131002 to be achieved in 50 months.
+8. Net Worth: $131002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jordan Rose is a 18-year-old Female who works as a Doctor. They are currently Divorced and live at 4830 Charles Drive, Hernandeztown, CT 61914 in USA. They have 2 dependents: Darren (Age: 11, Gender: Female), Suzanne (Age: 19, Gender: Female). Their financial goal is Retirement with a target amount of $72334 to be achieved in 26 months. Currently, they earn $62005 per month and have an expenditure of $11118. They have $49155 in savings, $1892 in fixed deposits, $49318 in stocks, $1553 in mutual funds, and $11154 in other investments. Insurance: Auto Insurance with a premium of $8432 and coverage of $447148. No debt. No emergency fund.","Plan for Jordan Rose:
+1. Income: $62005 per month
+2. Emergency Fund: $66708 (adequate for 6 months of expenses).
+3. Savings: $49155
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $447148 and a monthly premium of $8432.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49318
+Future Value after 10 years: $123295.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1553
+Future Value after 10 years: $3106.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1892
+Future Value after 10 years: $2838.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11154
+Future Value after 10 years: $13384.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $72334 to be achieved in 26 months.
+8. Net Worth: $72334.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Reyes is a 18-year-old Male who works as a Artist. They are currently Single and live at 7779 Monica Hills, Amberville, WY 10171 in USA. They have 2 dependents: Susan (Age: 17, Gender: Female), Christopher (Age: 24, Gender: Male). Their financial goal is Travel with a target amount of $92188 to be achieved in 33 months. Currently, they earn $43193 per month and have an expenditure of $36112. They have $29171 in savings, $21219 in fixed deposits, $5493 in stocks, $8839 in mutual funds, and $9825 in other investments. Insurance: Health Insurance with a premium of $4624 and coverage of $289949. Debt: Yes, Amount: $15523, Type: Personal Loan, Interest Rate: 8.121168429333814%. Loan Start Date: 2018-06-14, Loan End Date: 2034-07-28. No emergency fund.","Plan for Jennifer Reyes:
+1. Income: $43193 per month
+2. Emergency Fund: $216672 (adequate for 6 months of expenses).
+3. Savings: $29171
+4. Debts: $15523 (Personal Loan) with an interest rate of 8.121168429333814%.
+5. Insurance: Health Insurance with coverage of $289949 and a monthly premium of $4624.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5493
+Future Value after 10 years: $13732.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8839
+Future Value after 10 years: $17678.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21219
+Future Value after 10 years: $31828.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9825
+Future Value after 10 years: $11790.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $92188 to be achieved in 33 months.
+8. Net Worth: $76665.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandon Roy is a 62-year-old Male who works as a Doctor. They are currently Married and live at 975 Marvin Throughway Apt. 199, Kathleenview, MH 86868 in USA. They have 1 dependents: Michael (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $165755 to be achieved in 39 months. Currently, they earn $109897 per month and have an expenditure of $31408. They have $44748 in savings, $29478 in fixed deposits, $32875 in stocks, $10911 in mutual funds, and $5330 in other investments. Insurance: Home Insurance with a premium of $5633 and coverage of $445072. No debt. No emergency fund.","Plan for Brandon Roy:
+1. Income: $109897 per month
+2. Emergency Fund: $188448 (adequate for 6 months of expenses).
+3. Savings: $44748
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $445072 and a monthly premium of $5633.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32875
+Future Value after 10 years: $82187.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10911
+Future Value after 10 years: $21822.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29478
+Future Value after 10 years: $44217.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5330
+Future Value after 10 years: $6396.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $165755 to be achieved in 39 months.
+8. Net Worth: $165755.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kenneth Frye is a 37-year-old Female who works as a Artist. They are currently Single and live at 04816 Cline Port, West Kimberly, AZ 45550 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $171808 to be achieved in 20 months. Currently, they earn $35148 per month and have an expenditure of $19570. They have $41972 in savings, $24942 in fixed deposits, $17073 in stocks, $2410 in mutual funds, and $19664 in other investments. Insurance: Life Insurance with a premium of $9875 and coverage of $335484. Debt: Yes, Amount: $4476, Type: Personal Loan, Interest Rate: 9.275833296551216%. Loan Start Date: 2015-08-04, Loan End Date: 2032-06-10. Emergency Fund: Yes, Amount: $15168.","Plan for Kenneth Frye:
+1. Income: $35148 per month
+2. Emergency Fund: $15168 (adequate for 6 months of expenses).
+3. Savings: $41972
+4. Debts: $4476 (Personal Loan) with an interest rate of 9.275833296551216%.
+5. Insurance: Life Insurance with coverage of $335484 and a monthly premium of $9875.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17073
+Future Value after 10 years: $42682.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2410
+Future Value after 10 years: $4820.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24942
+Future Value after 10 years: $37413.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19664
+Future Value after 10 years: $23596.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $171808 to be achieved in 20 months.
+8. Net Worth: $167332.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Priscilla Hall is a 50-year-old Male who works as a Engineer. They are currently Single and live at USNV Maynard, FPO AP 91573 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $160652 to be achieved in 69 months. Currently, they earn $107365 per month and have an expenditure of $44090. They have $18374 in savings, $7084 in fixed deposits, $18270 in stocks, $6244 in mutual funds, and $14006 in other investments. No insurance. Debt: Yes, Amount: $8303, Type: Mortgage, Interest Rate: 4.043644587015828%. Loan Start Date: 2020-11-30, Loan End Date: 2026-10-26. Emergency Fund: Yes, Amount: $7733.","Plan for Priscilla Hall:
+1. Income: $107365 per month
+2. Emergency Fund: $7733 (adequate for 6 months of expenses).
+3. Savings: $18374
+4. Debts: $8303 (Mortgage) with an interest rate of 4.043644587015828%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18270
+Future Value after 10 years: $45675.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6244
+Future Value after 10 years: $12488.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7084
+Future Value after 10 years: $10626.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14006
+Future Value after 10 years: $16807.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $160652 to be achieved in 69 months.
+8. Net Worth: $152349.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Freeman is a 33-year-old Male who works as a Teacher. They are currently Divorced and live at 479 Harrison Mission Suite 930, Chavezmouth, NH 26249 in India. They have 2 dependents: Steven (Age: 7, Gender: Female), Amber (Age: 9, Gender: Female). Their financial goal is Travel with a target amount of $169776 to be achieved in 24 months. Currently, they earn $105544 per month and have an expenditure of $46485. They have $10440 in savings, $10183 in fixed deposits, $36381 in stocks, $18569 in mutual funds, and $8102 in other investments. No insurance. Debt: Yes, Amount: $3852, Type: Credit Card, Interest Rate: 17.60529486872579%. Loan Start Date: 2015-01-16, Loan End Date: 2030-05-09. No emergency fund.","Plan for Mary Freeman:
+1. Income: $105544 per month
+2. Emergency Fund: $278910 (adequate for 6 months of expenses).
+3. Savings: $10440
+4. Debts: $3852 (Credit Card) with an interest rate of 17.60529486872579%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36381
+Future Value after 10 years: $90952.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18569
+Future Value after 10 years: $37138.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10183
+Future Value after 10 years: $15274.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8102
+Future Value after 10 years: $9722.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $169776 to be achieved in 24 months.
+8. Net Worth: $165924.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathon Edwards is a 23-year-old Male who works as a Engineer. They are currently Divorced and live at 477 Johnson Valleys Apt. 091, Kochside, AS 92621 in USA. They have 1 dependents: Joyce (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $152785 to be achieved in 12 months. Currently, they earn $100400 per month and have an expenditure of $29222. They have $40057 in savings, $17263 in fixed deposits, $15306 in stocks, $25619 in mutual funds, and $10071 in other investments. Insurance: Health Insurance with a premium of $7188 and coverage of $357231. Debt: Yes, Amount: $8993, Type: Credit Card, Interest Rate: 16.571749182984135%. Loan Start Date: 2022-04-08, Loan End Date: 2030-01-23. Emergency Fund: Yes, Amount: $10747.","Plan for Jonathon Edwards:
+1. Income: $100400 per month
+2. Emergency Fund: $10747 (adequate for 6 months of expenses).
+3. Savings: $40057
+4. Debts: $8993 (Credit Card) with an interest rate of 16.571749182984135%.
+5. Insurance: Health Insurance with coverage of $357231 and a monthly premium of $7188.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15306
+Future Value after 10 years: $38265.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25619
+Future Value after 10 years: $51238.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17263
+Future Value after 10 years: $25894.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10071
+Future Value after 10 years: $12085.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $152785 to be achieved in 12 months.
+8. Net Worth: $143792.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bernard Guerrero is a 36-year-old Male who works as a Teacher. They are currently Married and live at 6340 Jordan Lodge, South Anthonyview, MO 32629 in USA. They have 4 dependents: Lori (Age: 3, Gender: Female), Ryan (Age: 13, Gender: Female), John (Age: 6, Gender: Male), Melissa (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $151202 to be achieved in 48 months. Currently, they earn $37620 per month and have an expenditure of $15139. They have $46649 in savings, $29753 in fixed deposits, $44525 in stocks, $24500 in mutual funds, and $19057 in other investments. Insurance: Auto Insurance with a premium of $6605 and coverage of $302404. No debt. Emergency Fund: Yes, Amount: $3812.","Plan for Bernard Guerrero:
+1. Income: $37620 per month
+2. Emergency Fund: $3812 (adequate for 6 months of expenses).
+3. Savings: $46649
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $302404 and a monthly premium of $6605.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44525
+Future Value after 10 years: $111312.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24500
+Future Value after 10 years: $49000.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29753
+Future Value after 10 years: $44629.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19057
+Future Value after 10 years: $22868.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $151202 to be achieved in 48 months.
+8. Net Worth: $151202.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Deborah Richmond is a 38-year-old Male who works as a Engineer. They are currently Single and live at PSC 8767, Box 6250, APO AP 14776 in UK. They have 1 dependents: Kenneth (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $159486 to be achieved in 39 months. Currently, they earn $89196 per month and have an expenditure of $18645. They have $10910 in savings, $2282 in fixed deposits, $48820 in stocks, $22692 in mutual funds, and $2368 in other investments. Insurance: Home Insurance with a premium of $8774 and coverage of $122725. No debt. No emergency fund.","Plan for Deborah Richmond:
+1. Income: $89196 per month
+2. Emergency Fund: $111870 (adequate for 6 months of expenses).
+3. Savings: $10910
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $122725 and a monthly premium of $8774.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48820
+Future Value after 10 years: $122050.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22692
+Future Value after 10 years: $45384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2282
+Future Value after 10 years: $3423.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2368
+Future Value after 10 years: $2841.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $159486 to be achieved in 39 months.
+8. Net Worth: $159486.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Frey is a 34-year-old Female who works as a Doctor. They are currently Married and live at 27929 Danielle Route, North Geraldside, WI 21419 in India. They have 1 dependents: Raymond (Age: 4, Gender: Male). Their financial goal is Save for Education with a target amount of $114932 to be achieved in 24 months. Currently, they earn $82682 per month and have an expenditure of $46319. They have $6285 in savings, $14131 in fixed deposits, $31165 in stocks, $19330 in mutual funds, and $2651 in other investments. No insurance. No debt. No emergency fund.","Plan for Michael Frey:
+1. Income: $82682 per month
+2. Emergency Fund: $277914 (adequate for 6 months of expenses).
+3. Savings: $6285
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31165
+Future Value after 10 years: $77912.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19330
+Future Value after 10 years: $38660.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14131
+Future Value after 10 years: $21196.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2651
+Future Value after 10 years: $3181.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $114932 to be achieved in 24 months.
+8. Net Worth: $114932.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Dillon is a 23-year-old Female who works as a Engineer. They are currently Married and live at 168 Cummings Spring Suite 287, Bennettmouth, VI 51657 in India. They have 3 dependents: Cheryl (Age: 18, Gender: Male), Mary (Age: 18, Gender: Female), Charles (Age: 23, Gender: Female). Their financial goal is Travel with a target amount of $69204 to be achieved in 47 months. Currently, they earn $94437 per month and have an expenditure of $25336. They have $38239 in savings, $21714 in fixed deposits, $39981 in stocks, $29144 in mutual funds, and $15901 in other investments. Insurance: Health Insurance with a premium of $6982 and coverage of $465128. No debt. Emergency Fund: Yes, Amount: $18924.","Plan for Lisa Dillon:
+1. Income: $94437 per month
+2. Emergency Fund: $18924 (adequate for 6 months of expenses).
+3. Savings: $38239
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $465128 and a monthly premium of $6982.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39981
+Future Value after 10 years: $99952.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29144
+Future Value after 10 years: $58288.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21714
+Future Value after 10 years: $32571.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15901
+Future Value after 10 years: $19081.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $69204 to be achieved in 47 months.
+8. Net Worth: $69204.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Lee is a 67-year-old Male who works as a Doctor. They are currently Single and live at 20395 Mary Inlet, Port Danielland, SC 12055 in India. They have 1 dependents: Jessica (Age: 15, Gender: Male). Their financial goal is Save for Education with a target amount of $116714 to be achieved in 44 months. Currently, they earn $88093 per month and have an expenditure of $41144. They have $33492 in savings, $13353 in fixed deposits, $46778 in stocks, $16052 in mutual funds, and $3821 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $19729.","Plan for Laura Lee:
+1. Income: $88093 per month
+2. Emergency Fund: $19729 (adequate for 6 months of expenses).
+3. Savings: $33492
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46778
+Future Value after 10 years: $116945.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16052
+Future Value after 10 years: $32104.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13353
+Future Value after 10 years: $20029.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3821
+Future Value after 10 years: $4585.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $116714 to be achieved in 44 months.
+8. Net Worth: $116714.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Reginald Atkins is a 62-year-old Female who works as a Doctor. They are currently Single and live at 2410 Manning Views Suite 623, Danielmouth, MP 78145 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $476364 to be achieved in 80 months. Currently, they earn $95332 per month and have an expenditure of $40009. They have $42539 in savings, $8172 in fixed deposits, $30199 in stocks, $2412 in mutual funds, and $13342 in other investments. No insurance. Debt: Yes, Amount: $7812, Type: Credit Card, Interest Rate: 17.49993420483207%. Loan Start Date: 2015-09-19, Loan End Date: 2027-06-28. Emergency Fund: Yes, Amount: $17685.","Plan for Reginald Atkins:
+1. Income: $95332 per month
+2. Emergency Fund: $17685 (adequate for 6 months of expenses).
+3. Savings: $42539
+4. Debts: $7812 (Credit Card) with an interest rate of 17.49993420483207%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30199
+Future Value after 10 years: $75497.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2412
+Future Value after 10 years: $4824.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8172
+Future Value after 10 years: $12258.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13342
+Future Value after 10 years: $16010.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $476364 to be achieved in 80 months.
+8. Net Worth: $468552.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victoria Reynolds is a 30-year-old Female who works as a Artist. They are currently Single and live at 020 Kendra Vista Apt. 937, East Jennifer, LA 92189 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $236859 to be achieved in 88 months. Currently, they earn $35920 per month and have an expenditure of $30920. They have $8109 in savings, $3043 in fixed deposits, $30973 in stocks, $7192 in mutual funds, and $5339 in other investments. No insurance. Debt: Yes, Amount: $5394, Type: Mortgage, Interest Rate: 6.240581950478554%. Loan Start Date: 2020-04-24, Loan End Date: 2032-03-01. No emergency fund.","Plan for Victoria Reynolds:
+1. Income: $35920 per month
+2. Emergency Fund: $185520 (adequate for 6 months of expenses).
+3. Savings: $8109
+4. Debts: $5394 (Mortgage) with an interest rate of 6.240581950478554%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30973
+Future Value after 10 years: $77432.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7192
+Future Value after 10 years: $14384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3043
+Future Value after 10 years: $4564.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5339
+Future Value after 10 years: $6406.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $236859 to be achieved in 88 months.
+8. Net Worth: $231465.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rebecca Anderson is a 37-year-old Male who works as a Doctor. They are currently Divorced and live at 91539 Miller Station, Port Russellview, SC 18528 in USA. They have 1 dependents: Beth (Age: 12, Gender: Female). Their financial goal is Save for Education with a target amount of $163723 to be achieved in 16 months. Currently, they earn $117857 per month and have an expenditure of $19092. They have $13771 in savings, $8370 in fixed deposits, $5724 in stocks, $649 in mutual funds, and $10668 in other investments. Insurance: Auto Insurance with a premium of $3392 and coverage of $272357. No debt. Emergency Fund: Yes, Amount: $6022.","Plan for Rebecca Anderson:
+1. Income: $117857 per month
+2. Emergency Fund: $6022 (adequate for 6 months of expenses).
+3. Savings: $13771
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $272357 and a monthly premium of $3392.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5724
+Future Value after 10 years: $14310.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $649
+Future Value after 10 years: $1298.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8370
+Future Value after 10 years: $12555.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10668
+Future Value after 10 years: $12801.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $163723 to be achieved in 16 months.
+8. Net Worth: $163723.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Davies is a 62-year-old Female who works as a Artist. They are currently Divorced and live at 739 Mary Pike, North Jessicachester, VT 45975 in USA. They have 2 dependents: Tyler (Age: 15, Gender: Female), Natasha (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $97726 to be achieved in 18 months. Currently, they earn $117918 per month and have an expenditure of $31174. They have $16904 in savings, $24234 in fixed deposits, $22841 in stocks, $12436 in mutual funds, and $2231 in other investments. No insurance. No debt. No emergency fund.","Plan for David Davies:
+1. Income: $117918 per month
+2. Emergency Fund: $187044 (adequate for 6 months of expenses).
+3. Savings: $16904
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22841
+Future Value after 10 years: $57102.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12436
+Future Value after 10 years: $24872.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24234
+Future Value after 10 years: $36351.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2231
+Future Value after 10 years: $2677.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $97726 to be achieved in 18 months.
+8. Net Worth: $97726.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Anderson is a 43-year-old Female who works as a Artist. They are currently Single and live at 807 Phillips Bridge, Lisahaven, ID 22412 in Canada. They have 1 dependents: Marvin (Age: 26, Gender: Female). Their financial goal is Retirement with a target amount of $105466 to be achieved in 48 months. Currently, they earn $107400 per month and have an expenditure of $27896. They have $18948 in savings, $24625 in fixed deposits, $37084 in stocks, $4207 in mutual funds, and $6442 in other investments. No insurance. Debt: Yes, Amount: $19356, Type: Mortgage, Interest Rate: 5.918285274093657%. Loan Start Date: 2016-10-24, Loan End Date: 2028-09-21. Emergency Fund: Yes, Amount: $17917.","Plan for Kelly Anderson:
+1. Income: $107400 per month
+2. Emergency Fund: $17917 (adequate for 6 months of expenses).
+3. Savings: $18948
+4. Debts: $19356 (Mortgage) with an interest rate of 5.918285274093657%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37084
+Future Value after 10 years: $92710.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4207
+Future Value after 10 years: $8414.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24625
+Future Value after 10 years: $36937.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6442
+Future Value after 10 years: $7730.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $105466 to be achieved in 48 months.
+8. Net Worth: $86110.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Nelson DDS is a 44-year-old Male who works as a Teacher. They are currently Married and live at 493 Turner Brooks Suite 172, Martintown, NY 17939 in India. They have 4 dependents: Calvin (Age: 28, Gender: Male), Tony (Age: 28, Gender: Male), Tamara (Age: 28, Gender: Female), Cynthia (Age: 13, Gender: Male). Their financial goal is Save for Education with a target amount of $157113 to be achieved in 57 months. Currently, they earn $111660 per month and have an expenditure of $43491. They have $9150 in savings, $4847 in fixed deposits, $20466 in stocks, $21375 in mutual funds, and $18449 in other investments. Insurance: Auto Insurance with a premium of $3406 and coverage of $102006. Debt: Yes, Amount: $3553, Type: Credit Card, Interest Rate: 22.92449577373172%. Loan Start Date: 2015-01-14, Loan End Date: 2024-11-13. No emergency fund.","Plan for Anthony Nelson DDS:
+1. Income: $111660 per month
+2. Emergency Fund: $260946 (adequate for 6 months of expenses).
+3. Savings: $9150
+4. Debts: $3553 (Credit Card) with an interest rate of 22.92449577373172%.
+5. Insurance: Auto Insurance with coverage of $102006 and a monthly premium of $3406.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20466
+Future Value after 10 years: $51165.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21375
+Future Value after 10 years: $42750.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4847
+Future Value after 10 years: $7270.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18449
+Future Value after 10 years: $22138.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $157113 to be achieved in 57 months.
+8. Net Worth: $153560.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Daugherty is a 29-year-old Male who works as a Teacher. They are currently Married and live at 79464 Carter Forest, Johnmouth, NJ 61971 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $144996 to be achieved in 21 months. Currently, they earn $108479 per month and have an expenditure of $37021. They have $22042 in savings, $25541 in fixed deposits, $10297 in stocks, $22498 in mutual funds, and $4021 in other investments. No insurance. Debt: Yes, Amount: $6021, Type: Credit Card, Interest Rate: 24.901372454334762%. Loan Start Date: 2017-07-10, Loan End Date: 2031-06-02. Emergency Fund: Yes, Amount: $8594.","Plan for Ashley Daugherty:
+1. Income: $108479 per month
+2. Emergency Fund: $8594 (adequate for 6 months of expenses).
+3. Savings: $22042
+4. Debts: $6021 (Credit Card) with an interest rate of 24.901372454334762%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10297
+Future Value after 10 years: $25742.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22498
+Future Value after 10 years: $44996.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25541
+Future Value after 10 years: $38311.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4021
+Future Value after 10 years: $4825.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $144996 to be achieved in 21 months.
+8. Net Worth: $138975.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Burgess is a 18-year-old Female who works as a Doctor. They are currently Divorced and live at 8498 Collier Harbor Apt. 744, Marilynview, AR 03994 in USA. They have 1 dependents: Roy (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $119633 to be achieved in 49 months. Currently, they earn $42294 per month and have an expenditure of $37294. They have $22401 in savings, $20521 in fixed deposits, $7435 in stocks, $679 in mutual funds, and $1797 in other investments. Insurance: Life Insurance with a premium of $3764 and coverage of $364015. No debt. No emergency fund.","Plan for James Burgess:
+1. Income: $42294 per month
+2. Emergency Fund: $223764 (adequate for 6 months of expenses).
+3. Savings: $22401
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $364015 and a monthly premium of $3764.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7435
+Future Value after 10 years: $18587.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $679
+Future Value after 10 years: $1358.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20521
+Future Value after 10 years: $30781.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1797
+Future Value after 10 years: $2156.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $119633 to be achieved in 49 months.
+8. Net Worth: $119633.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carla Anderson is a 53-year-old Male who works as a Doctor. They are currently Divorced and live at 388 Wilson Roads Suite 308, Benjamintown, VT 03788 in USA. They have 1 dependents: Margaret (Age: 26, Gender: Female). Their financial goal is Save for House with a target amount of $486910 to be achieved in 94 months. Currently, they earn $97877 per month and have an expenditure of $36687. They have $39313 in savings, $10467 in fixed deposits, $9602 in stocks, $10127 in mutual funds, and $7100 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4957.","Plan for Carla Anderson:
+1. Income: $97877 per month
+2. Emergency Fund: $4957 (adequate for 6 months of expenses).
+3. Savings: $39313
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9602
+Future Value after 10 years: $24005.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10127
+Future Value after 10 years: $20254.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10467
+Future Value after 10 years: $15700.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7100
+Future Value after 10 years: $8520.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $486910 to be achieved in 94 months.
+8. Net Worth: $486910.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dana Romero is a 33-year-old Female who works as a Artist. They are currently Divorced and live at 241 Rice Trail Suite 558, West Michael, IL 94926 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $138215 to be achieved in 57 months. Currently, they earn $89921 per month and have an expenditure of $37023. They have $43948 in savings, $7602 in fixed deposits, $42850 in stocks, $27201 in mutual funds, and $9324 in other investments. No insurance. No debt. No emergency fund.","Plan for Dana Romero:
+1. Income: $89921 per month
+2. Emergency Fund: $222138 (adequate for 6 months of expenses).
+3. Savings: $43948
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42850
+Future Value after 10 years: $107125.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27201
+Future Value after 10 years: $54402.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7602
+Future Value after 10 years: $11403.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9324
+Future Value after 10 years: $11188.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $138215 to be achieved in 57 months.
+8. Net Worth: $138215.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephanie Moore is a 25-year-old Female who works as a Artist. They are currently Single and live at 94148 Lucas Turnpike Suite 285, West Joseph, WY 13055 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $126441 to be achieved in 37 months. Currently, they earn $78805 per month and have an expenditure of $33422. They have $6466 in savings, $4832 in fixed deposits, $21338 in stocks, $5004 in mutual funds, and $891 in other investments. Insurance: Auto Insurance with a premium of $3587 and coverage of $184880. No debt. Emergency Fund: Yes, Amount: $19531.","Plan for Stephanie Moore:
+1. Income: $78805 per month
+2. Emergency Fund: $19531 (adequate for 6 months of expenses).
+3. Savings: $6466
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $184880 and a monthly premium of $3587.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21338
+Future Value after 10 years: $53345.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5004
+Future Value after 10 years: $10008.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4832
+Future Value after 10 years: $7248.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $891
+Future Value after 10 years: $1069.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $126441 to be achieved in 37 months.
+8. Net Worth: $126441.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Joseph is a 42-year-old Male who works as a Artist. They are currently Divorced and live at PSC 2039, Box 2889, APO AA 28228 in USA. They have 1 dependents: Michael (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $196129 to be achieved in 46 months. Currently, they earn $95681 per month and have an expenditure of $21522. They have $46540 in savings, $20830 in fixed deposits, $10208 in stocks, $11135 in mutual funds, and $15066 in other investments. Insurance: Health Insurance with a premium of $2665 and coverage of $469744. Debt: Yes, Amount: $13654, Type: Mortgage, Interest Rate: 5.72259519675202%. Loan Start Date: 2023-07-26, Loan End Date: 2029-05-08. Emergency Fund: Yes, Amount: $3408.","Plan for Kelly Joseph:
+1. Income: $95681 per month
+2. Emergency Fund: $3408 (adequate for 6 months of expenses).
+3. Savings: $46540
+4. Debts: $13654 (Mortgage) with an interest rate of 5.72259519675202%.
+5. Insurance: Health Insurance with coverage of $469744 and a monthly premium of $2665.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10208
+Future Value after 10 years: $25520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11135
+Future Value after 10 years: $22270.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20830
+Future Value after 10 years: $31245.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15066
+Future Value after 10 years: $18079.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $196129 to be achieved in 46 months.
+8. Net Worth: $182475.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Gregory is a 42-year-old Male who works as a Doctor. They are currently Single and live at 71810 Thompson Burg, Miguelland, NM 66976 in USA. They have 2 dependents: Joshua (Age: 18, Gender: Female), Michael (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $150453 to be achieved in 46 months. Currently, they earn $71685 per month and have an expenditure of $42213. They have $5248 in savings, $6374 in fixed deposits, $2840 in stocks, $24921 in mutual funds, and $11358 in other investments. No insurance. Debt: Yes, Amount: $1790, Type: Personal Loan, Interest Rate: 13.047365503108576%. Loan Start Date: 2020-06-14, Loan End Date: 2026-05-06. Emergency Fund: Yes, Amount: $7035.","Plan for Kevin Gregory:
+1. Income: $71685 per month
+2. Emergency Fund: $7035 (adequate for 6 months of expenses).
+3. Savings: $5248
+4. Debts: $1790 (Personal Loan) with an interest rate of 13.047365503108576%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2840
+Future Value after 10 years: $7100.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24921
+Future Value after 10 years: $49842.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6374
+Future Value after 10 years: $9561.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11358
+Future Value after 10 years: $13629.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $150453 to be achieved in 46 months.
+8. Net Worth: $148663.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Washington is a 29-year-old Female who works as a Engineer. They are currently Single and live at 7176 Cordova Junctions Apt. 790, Porterside, OR 65273 in UK. They have 2 dependents: Melinda (Age: 20, Gender: Male), Sara (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $144303 to be achieved in 15 months. Currently, they earn $105889 per month and have an expenditure of $45981. They have $35108 in savings, $18084 in fixed deposits, $46354 in stocks, $14645 in mutual funds, and $17898 in other investments. No insurance. Debt: Yes, Amount: $17449, Type: Personal Loan, Interest Rate: 11.79554062063687%. Loan Start Date: 2022-05-26, Loan End Date: 2025-07-10. No emergency fund.","Plan for Christopher Washington:
+1. Income: $105889 per month
+2. Emergency Fund: $275886 (adequate for 6 months of expenses).
+3. Savings: $35108
+4. Debts: $17449 (Personal Loan) with an interest rate of 11.79554062063687%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46354
+Future Value after 10 years: $115885.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14645
+Future Value after 10 years: $29290.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18084
+Future Value after 10 years: $27126.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17898
+Future Value after 10 years: $21477.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $144303 to be achieved in 15 months.
+8. Net Worth: $126854.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Morgan Cardenas is a 31-year-old Female who works as a Teacher. They are currently Single and live at 87608 Sims Port Apt. 213, Carterhaven, OK 30364 in India. They have 1 dependents: Misty (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $137162 to be achieved in 47 months. Currently, they earn $97653 per month and have an expenditure of $44401. They have $28809 in savings, $28773 in fixed deposits, $18167 in stocks, $6461 in mutual funds, and $1856 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $14066.","Plan for Morgan Cardenas:
+1. Income: $97653 per month
+2. Emergency Fund: $14066 (adequate for 6 months of expenses).
+3. Savings: $28809
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18167
+Future Value after 10 years: $45417.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6461
+Future Value after 10 years: $12922.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28773
+Future Value after 10 years: $43159.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1856
+Future Value after 10 years: $2227.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $137162 to be achieved in 47 months.
+8. Net Worth: $137162.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carol Harding is a 56-year-old Female who works as a Doctor. They are currently Single and live at 8878 Hanson Turnpike Suite 632, East Davidberg, AR 47745 in UK. They have 1 dependents: Andrew (Age: 3, Gender: Male). Their financial goal is Save for Education with a target amount of $113745 to be achieved in 33 months. Currently, they earn $67374 per month and have an expenditure of $49014. They have $29132 in savings, $28553 in fixed deposits, $1623 in stocks, $19175 in mutual funds, and $11062 in other investments. No insurance. Debt: Yes, Amount: $4129, Type: Personal Loan, Interest Rate: 8.588246074759814%. Loan Start Date: 2022-06-25, Loan End Date: 2027-04-24. No emergency fund.","Plan for Carol Harding:
+1. Income: $67374 per month
+2. Emergency Fund: $294084 (adequate for 6 months of expenses).
+3. Savings: $29132
+4. Debts: $4129 (Personal Loan) with an interest rate of 8.588246074759814%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1623
+Future Value after 10 years: $4057.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19175
+Future Value after 10 years: $38350.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28553
+Future Value after 10 years: $42829.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11062
+Future Value after 10 years: $13274.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $113745 to be achieved in 33 months.
+8. Net Worth: $109616.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Donna Soto is a 69-year-old Male who works as a Teacher. They are currently Divorced and live at 343 Debra Shoal Apt. 622, Juanbury, PA 12201 in UK. They have 2 dependents: Michael (Age: 18, Gender: Male), Jacqueline (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $271126 to be achieved in 63 months. Currently, they earn $57765 per month and have an expenditure of $49973. They have $31454 in savings, $28585 in fixed deposits, $16237 in stocks, $27612 in mutual funds, and $15443 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $15049.","Plan for Donna Soto:
+1. Income: $57765 per month
+2. Emergency Fund: $15049 (adequate for 6 months of expenses).
+3. Savings: $31454
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16237
+Future Value after 10 years: $40592.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27612
+Future Value after 10 years: $55224.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28585
+Future Value after 10 years: $42877.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15443
+Future Value after 10 years: $18531.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $271126 to be achieved in 63 months.
+8. Net Worth: $271126.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lorraine Tapia is a 63-year-old Female who works as a Doctor. They are currently Single and live at 73334 Sanchez Valleys Apt. 446, Carlosfort, UT 44345 in India. They have 2 dependents: Stephanie (Age: 14, Gender: Female), Jack (Age: 7, Gender: Male). Their financial goal is Save for Education with a target amount of $165164 to be achieved in 13 months. Currently, they earn $89015 per month and have an expenditure of $36524. They have $44859 in savings, $5000 in fixed deposits, $16318 in stocks, $5899 in mutual funds, and $4946 in other investments. Insurance: Health Insurance with a premium of $9362 and coverage of $431135. No debt. No emergency fund.","Plan for Lorraine Tapia:
+1. Income: $89015 per month
+2. Emergency Fund: $219144 (adequate for 6 months of expenses).
+3. Savings: $44859
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $431135 and a monthly premium of $9362.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16318
+Future Value after 10 years: $40795.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5899
+Future Value after 10 years: $11798.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5000
+Future Value after 10 years: $7500.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4946
+Future Value after 10 years: $5935.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $165164 to be achieved in 13 months.
+8. Net Worth: $165164.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Sims is a 32-year-old Male who works as a Teacher. They are currently Single and live at 2040 Bailey Forge, Port Jacquelineborough, VT 99781 in India. They have 1 dependents: Matthew (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $57279 to be achieved in 39 months. Currently, they earn $50279 per month and have an expenditure of $39989. They have $11527 in savings, $24184 in fixed deposits, $41834 in stocks, $23496 in mutual funds, and $290 in other investments. No insurance. Debt: Yes, Amount: $4787, Type: Personal Loan, Interest Rate: 12.14349971743902%. Loan Start Date: 2021-01-07, Loan End Date: 2026-10-10. No emergency fund.","Plan for John Sims:
+1. Income: $50279 per month
+2. Emergency Fund: $239934 (adequate for 6 months of expenses).
+3. Savings: $11527
+4. Debts: $4787 (Personal Loan) with an interest rate of 12.14349971743902%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41834
+Future Value after 10 years: $104585.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23496
+Future Value after 10 years: $46992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24184
+Future Value after 10 years: $36276.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $290
+Future Value after 10 years: $348.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $57279 to be achieved in 39 months.
+8. Net Worth: $52492.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Randy Smith is a 50-year-old Male who works as a Doctor. They are currently Divorced and live at 39495 Campbell Glens, North Andreafurt, ME 30474 in USA. They have 1 dependents: Chelsea (Age: 16, Gender: Male). Their financial goal is Retirement with a target amount of $91535 to be achieved in 40 months. Currently, they earn $56376 per month and have an expenditure of $37061. They have $40086 in savings, $3675 in fixed deposits, $20052 in stocks, $3021 in mutual funds, and $13152 in other investments. Insurance: Home Insurance with a premium of $8072 and coverage of $205883. No debt. Emergency Fund: Yes, Amount: $9190.","Plan for Randy Smith:
+1. Income: $56376 per month
+2. Emergency Fund: $9190 (adequate for 6 months of expenses).
+3. Savings: $40086
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $205883 and a monthly premium of $8072.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20052
+Future Value after 10 years: $50130.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3021
+Future Value after 10 years: $6042.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3675
+Future Value after 10 years: $5512.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13152
+Future Value after 10 years: $15782.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $91535 to be achieved in 40 months.
+8. Net Worth: $91535.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Odom is a 26-year-old Female who works as a Teacher. They are currently Married and live at 2451 White Course Suite 463, East Kelly, AL 76547 in Canada. They have 4 dependents: Steven (Age: 12, Gender: Male), Stephanie (Age: 24, Gender: Male), Lisa (Age: 19, Gender: Female), Donna (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $348143 to be achieved in 65 months. Currently, they earn $37373 per month and have an expenditure of $32373. They have $5151 in savings, $18607 in fixed deposits, $7080 in stocks, $27812 in mutual funds, and $14645 in other investments. Insurance: Auto Insurance with a premium of $6939 and coverage of $323024. Debt: Yes, Amount: $18021, Type: Mortgage, Interest Rate: 3.773300079547154%. Loan Start Date: 2020-06-12, Loan End Date: 2025-06-13. No emergency fund.","Plan for Robert Odom:
+1. Income: $37373 per month
+2. Emergency Fund: $194238 (adequate for 6 months of expenses).
+3. Savings: $5151
+4. Debts: $18021 (Mortgage) with an interest rate of 3.773300079547154%.
+5. Insurance: Auto Insurance with coverage of $323024 and a monthly premium of $6939.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7080
+Future Value after 10 years: $17700.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27812
+Future Value after 10 years: $55624.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18607
+Future Value after 10 years: $27910.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14645
+Future Value after 10 years: $17574.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $348143 to be achieved in 65 months.
+8. Net Worth: $330122.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brenda Campos is a 46-year-old Female who works as a Artist. They are currently Divorced and live at Unit 0954 Box 1580, DPO AE 61726 in UK. They have 2 dependents: Brittany (Age: 9, Gender: Female), Kelly (Age: 24, Gender: Female). Their financial goal is Save for House with a target amount of $476856 to be achieved in 94 months. Currently, they earn $40269 per month and have an expenditure of $28353. They have $34263 in savings, $13246 in fixed deposits, $4754 in stocks, $13767 in mutual funds, and $15362 in other investments. No insurance. Debt: Yes, Amount: $7321, Type: Personal Loan, Interest Rate: 13.33795665074598%. Loan Start Date: 2021-07-31, Loan End Date: 2025-10-05. No emergency fund.","Plan for Brenda Campos:
+1. Income: $40269 per month
+2. Emergency Fund: $170118 (adequate for 6 months of expenses).
+3. Savings: $34263
+4. Debts: $7321 (Personal Loan) with an interest rate of 13.33795665074598%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4754
+Future Value after 10 years: $11885.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13767
+Future Value after 10 years: $27534.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13246
+Future Value after 10 years: $19869.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15362
+Future Value after 10 years: $18434.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $476856 to be achieved in 94 months.
+8. Net Worth: $469535.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Corey Bennett is a 33-year-old Female who works as a Artist. They are currently Divorced and live at 164 Harper Plaza Apt. 014, Cindybury, MP 42383 in UK. They have 1 dependents: Regina (Age: 28, Gender: Female). Their financial goal is Retirement with a target amount of $55508 to be achieved in 35 months. Currently, they earn $117289 per month and have an expenditure of $41076. They have $9219 in savings, $27072 in fixed deposits, $23286 in stocks, $4320 in mutual funds, and $8773 in other investments. No insurance. No debt. No emergency fund.","Plan for Corey Bennett:
+1. Income: $117289 per month
+2. Emergency Fund: $246456 (adequate for 6 months of expenses).
+3. Savings: $9219
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23286
+Future Value after 10 years: $58215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4320
+Future Value after 10 years: $8640.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27072
+Future Value after 10 years: $40608.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8773
+Future Value after 10 years: $10527.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $55508 to be achieved in 35 months.
+8. Net Worth: $55508.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kenneth Smith is a 54-year-old Male who works as a Engineer. They are currently Single and live at 74870 Kevin Port, Port Kevin, FM 58862 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $147018 to be achieved in 89 months. Currently, they earn $63779 per month and have an expenditure of $10166. They have $8859 in savings, $21683 in fixed deposits, $26647 in stocks, $23858 in mutual funds, and $14979 in other investments. Insurance: Auto Insurance with a premium of $9871 and coverage of $250938. No debt. Emergency Fund: Yes, Amount: $18553.","Plan for Kenneth Smith:
+1. Income: $63779 per month
+2. Emergency Fund: $18553 (adequate for 6 months of expenses).
+3. Savings: $8859
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $250938 and a monthly premium of $9871.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26647
+Future Value after 10 years: $66617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23858
+Future Value after 10 years: $47716.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21683
+Future Value after 10 years: $32524.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14979
+Future Value after 10 years: $17974.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $147018 to be achieved in 89 months.
+8. Net Worth: $147018.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alexandria Weber is a 68-year-old Male who works as a Artist. They are currently Single and live at 6523 Morales Extensions Apt. 130, Lanehaven, MN 52868 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $199243 to be achieved in 13 months. Currently, they earn $88794 per month and have an expenditure of $44901. They have $8867 in savings, $11268 in fixed deposits, $30235 in stocks, $28310 in mutual funds, and $10936 in other investments. Insurance: Health Insurance with a premium of $2212 and coverage of $159698. Debt: Yes, Amount: $10887, Type: Mortgage, Interest Rate: 6.955230925198016%. Loan Start Date: 2019-09-17, Loan End Date: 2024-08-19. Emergency Fund: Yes, Amount: $5642.","Plan for Alexandria Weber:
+1. Income: $88794 per month
+2. Emergency Fund: $5642 (adequate for 6 months of expenses).
+3. Savings: $8867
+4. Debts: $10887 (Mortgage) with an interest rate of 6.955230925198016%.
+5. Insurance: Health Insurance with coverage of $159698 and a monthly premium of $2212.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30235
+Future Value after 10 years: $75587.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28310
+Future Value after 10 years: $56620.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11268
+Future Value after 10 years: $16902.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10936
+Future Value after 10 years: $13123.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $199243 to be achieved in 13 months.
+8. Net Worth: $188356.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Brown is a 18-year-old Female who works as a Artist. They are currently Single and live at 82370 Alexander View, New Morganburgh, PA 48845 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $97901 to be achieved in 39 months. Currently, they earn $92630 per month and have an expenditure of $41972. They have $20405 in savings, $26731 in fixed deposits, $41340 in stocks, $26180 in mutual funds, and $13084 in other investments. Insurance: Life Insurance with a premium of $2834 and coverage of $476290. No debt. No emergency fund.","Plan for William Brown:
+1. Income: $92630 per month
+2. Emergency Fund: $251832 (adequate for 6 months of expenses).
+3. Savings: $20405
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $476290 and a monthly premium of $2834.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41340
+Future Value after 10 years: $103350.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26180
+Future Value after 10 years: $52360.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26731
+Future Value after 10 years: $40096.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13084
+Future Value after 10 years: $15700.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $97901 to be achieved in 39 months.
+8. Net Worth: $97901.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Beck is a 28-year-old Female who works as a Teacher. They are currently Single and live at 99252 Jasmine Garden, North Paul, IA 15139 in UK. They have 1 dependents: Jeffrey (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $137691 to be achieved in 44 months. Currently, they earn $75985 per month and have an expenditure of $49304. They have $23707 in savings, $16292 in fixed deposits, $14224 in stocks, $14254 in mutual funds, and $7504 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12824.","Plan for Ashley Beck:
+1. Income: $75985 per month
+2. Emergency Fund: $12824 (adequate for 6 months of expenses).
+3. Savings: $23707
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14224
+Future Value after 10 years: $35560.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14254
+Future Value after 10 years: $28508.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16292
+Future Value after 10 years: $24438.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7504
+Future Value after 10 years: $9004.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $137691 to be achieved in 44 months.
+8. Net Worth: $137691.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Hernandez is a 33-year-old Female who works as a Doctor. They are currently Divorced and live at 5997 Traci Course Suite 431, Patrickmouth, MD 56246 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $108725 to be achieved in 57 months. Currently, they earn $115948 per month and have an expenditure of $19715. They have $34394 in savings, $28656 in fixed deposits, $19802 in stocks, $4599 in mutual funds, and $13318 in other investments. Insurance: Health Insurance with a premium of $7324 and coverage of $487961. Debt: Yes, Amount: $2298, Type: Personal Loan, Interest Rate: 10.380250792472047%. Loan Start Date: 2022-10-29, Loan End Date: 2025-02-16. Emergency Fund: Yes, Amount: $6260.","Plan for Lisa Hernandez:
+1. Income: $115948 per month
+2. Emergency Fund: $6260 (adequate for 6 months of expenses).
+3. Savings: $34394
+4. Debts: $2298 (Personal Loan) with an interest rate of 10.380250792472047%.
+5. Insurance: Health Insurance with coverage of $487961 and a monthly premium of $7324.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19802
+Future Value after 10 years: $49505.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4599
+Future Value after 10 years: $9198.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28656
+Future Value after 10 years: $42984.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13318
+Future Value after 10 years: $15981.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $108725 to be achieved in 57 months.
+8. Net Worth: $106427.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Mcgee is a 65-year-old Female who works as a Artist. They are currently Single and live at 13756 Lewis Turnpike, Campbellfort, WY 95948 in USA. They have 1 dependents: Joshua (Age: 6, Gender: Male). Their financial goal is Save for Education with a target amount of $167461 to be achieved in 31 months. Currently, they earn $85481 per month and have an expenditure of $10257. They have $47939 in savings, $24916 in fixed deposits, $32624 in stocks, $10020 in mutual funds, and $10373 in other investments. Insurance: Health Insurance with a premium of $1846 and coverage of $118577. Debt: Yes, Amount: $19686, Type: Personal Loan, Interest Rate: 11.189496720945098%. Loan Start Date: 2015-10-25, Loan End Date: 2031-08-21. No emergency fund.","Plan for William Mcgee:
+1. Income: $85481 per month
+2. Emergency Fund: $61542 (adequate for 6 months of expenses).
+3. Savings: $47939
+4. Debts: $19686 (Personal Loan) with an interest rate of 11.189496720945098%.
+5. Insurance: Health Insurance with coverage of $118577 and a monthly premium of $1846.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32624
+Future Value after 10 years: $81560.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10020
+Future Value after 10 years: $20040.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24916
+Future Value after 10 years: $37374.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10373
+Future Value after 10 years: $12447.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $167461 to be achieved in 31 months.
+8. Net Worth: $147775.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Parker is a 69-year-old Male who works as a Doctor. They are currently Single and live at 527 Anderson Park Suite 977, South Tiffanyfurt, NH 24657 in UK. They have 1 dependents: Daniel (Age: 8, Gender: Female). Their financial goal is Save for House with a target amount of $303837 to be achieved in 61 months. Currently, they earn $40241 per month and have an expenditure of $35241. They have $42490 in savings, $21665 in fixed deposits, $32753 in stocks, $21856 in mutual funds, and $9926 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1718.","Plan for Kelly Parker:
+1. Income: $40241 per month
+2. Emergency Fund: $1718 (adequate for 6 months of expenses).
+3. Savings: $42490
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32753
+Future Value after 10 years: $81882.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21856
+Future Value after 10 years: $43712.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21665
+Future Value after 10 years: $32497.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9926
+Future Value after 10 years: $11911.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $303837 to be achieved in 61 months.
+8. Net Worth: $303837.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Luis Martin is a 25-year-old Male who works as a Teacher. They are currently Single and live at 28528 Scott Stream, West Maureenhaven, CT 64451 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $51448 to be achieved in 35 months. Currently, they earn $116165 per month and have an expenditure of $14731. They have $9518 in savings, $25940 in fixed deposits, $47833 in stocks, $1516 in mutual funds, and $4520 in other investments. Insurance: Home Insurance with a premium of $4900 and coverage of $138035. Debt: Yes, Amount: $8802, Type: Credit Card, Interest Rate: 19.460424579015136%. Loan Start Date: 2021-12-17, Loan End Date: 2030-01-15. No emergency fund.","Plan for Luis Martin:
+1. Income: $116165 per month
+2. Emergency Fund: $88386 (adequate for 6 months of expenses).
+3. Savings: $9518
+4. Debts: $8802 (Credit Card) with an interest rate of 19.460424579015136%.
+5. Insurance: Home Insurance with coverage of $138035 and a monthly premium of $4900.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47833
+Future Value after 10 years: $119582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1516
+Future Value after 10 years: $3032.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25940
+Future Value after 10 years: $38910.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4520
+Future Value after 10 years: $5424.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $51448 to be achieved in 35 months.
+8. Net Worth: $42646.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Morgan Ramirez is a 69-year-old Female who works as a Teacher. They are currently Divorced and live at 51908 Bianca Courts Suite 796, New Markchester, SC 88760 in UK. They have 1 dependents: Sarah (Age: 22, Gender: Male). Their financial goal is Save for Education with a target amount of $98602 to be achieved in 44 months. Currently, they earn $71348 per month and have an expenditure of $28645. They have $21813 in savings, $8362 in fixed deposits, $1384 in stocks, $7989 in mutual funds, and $13164 in other investments. No insurance. Debt: Yes, Amount: $2174, Type: Credit Card, Interest Rate: 21.31549132399803%. Loan Start Date: 2015-01-21, Loan End Date: 2030-04-24. Emergency Fund: Yes, Amount: $7316.","Plan for Morgan Ramirez:
+1. Income: $71348 per month
+2. Emergency Fund: $7316 (adequate for 6 months of expenses).
+3. Savings: $21813
+4. Debts: $2174 (Credit Card) with an interest rate of 21.31549132399803%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1384
+Future Value after 10 years: $3460.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7989
+Future Value after 10 years: $15978.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8362
+Future Value after 10 years: $12543.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13164
+Future Value after 10 years: $15796.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $98602 to be achieved in 44 months.
+8. Net Worth: $96428.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anna Gonzalez is a 41-year-old Female who works as a Teacher. They are currently Divorced and live at 141 Miller Road, South Alec, WA 76409 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $54610 to be achieved in 57 months. Currently, they earn $37421 per month and have an expenditure of $32421. They have $17833 in savings, $18825 in fixed deposits, $42489 in stocks, $25640 in mutual funds, and $3444 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17344.","Plan for Anna Gonzalez:
+1. Income: $37421 per month
+2. Emergency Fund: $17344 (adequate for 6 months of expenses).
+3. Savings: $17833
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42489
+Future Value after 10 years: $106222.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25640
+Future Value after 10 years: $51280.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18825
+Future Value after 10 years: $28237.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3444
+Future Value after 10 years: $4132.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $54610 to be achieved in 57 months.
+8. Net Worth: $54610.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Ramirez is a 53-year-old Female who works as a Teacher. They are currently Married and live at 369 Burke Dale, Robertview, UT 88117 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $64567 to be achieved in 19 months. Currently, they earn $94654 per month and have an expenditure of $10954. They have $28086 in savings, $26919 in fixed deposits, $33856 in stocks, $5531 in mutual funds, and $9944 in other investments. Insurance: Auto Insurance with a premium of $9188 and coverage of $442618. Debt: Yes, Amount: $6921, Type: Personal Loan, Interest Rate: 11.523603650362675%. Loan Start Date: 2024-03-06, Loan End Date: 2031-06-04. No emergency fund.","Plan for Joseph Ramirez:
+1. Income: $94654 per month
+2. Emergency Fund: $65724 (adequate for 6 months of expenses).
+3. Savings: $28086
+4. Debts: $6921 (Personal Loan) with an interest rate of 11.523603650362675%.
+5. Insurance: Auto Insurance with coverage of $442618 and a monthly premium of $9188.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33856
+Future Value after 10 years: $84640.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5531
+Future Value after 10 years: $11062.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26919
+Future Value after 10 years: $40378.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9944
+Future Value after 10 years: $11932.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $64567 to be achieved in 19 months.
+8. Net Worth: $57646.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carla Hart is a 22-year-old Male who works as a Engineer. They are currently Married and live at 234 Mcpherson Keys, Sydneyhaven, OH 27513 in UK. They have 5 dependents: Christopher (Age: 3, Gender: Male), Johnny (Age: 27, Gender: Female), Sally (Age: 27, Gender: Female), Jeffrey (Age: 11, Gender: Female), Tammy (Age: 2, Gender: Female). Their financial goal is Save for Education with a target amount of $159948 to be achieved in 52 months. Currently, they earn $43575 per month and have an expenditure of $21594. They have $42284 in savings, $8585 in fixed deposits, $6950 in stocks, $22043 in mutual funds, and $1305 in other investments. No insurance. Debt: Yes, Amount: $13990, Type: Mortgage, Interest Rate: 3.1314784370350313%. Loan Start Date: 2019-02-17, Loan End Date: 2031-10-29. No emergency fund.","Plan for Carla Hart:
+1. Income: $43575 per month
+2. Emergency Fund: $129564 (adequate for 6 months of expenses).
+3. Savings: $42284
+4. Debts: $13990 (Mortgage) with an interest rate of 3.1314784370350313%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6950
+Future Value after 10 years: $17375.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22043
+Future Value after 10 years: $44086.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8585
+Future Value after 10 years: $12877.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1305
+Future Value after 10 years: $1566.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $159948 to be achieved in 52 months.
+8. Net Worth: $145958.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Boyle is a 21-year-old Male who works as a Artist. They are currently Married and live at 9735 Bruce Fork Suite 993, East Samuel, AR 29464 in UK. They have 4 dependents: Andrea (Age: 1, Gender: Female), Matthew (Age: 29, Gender: Male), Jamie (Age: 18, Gender: Male), Makayla (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $178706 to be achieved in 24 months. Currently, they earn $99675 per month and have an expenditure of $14738. They have $10931 in savings, $5656 in fixed deposits, $1268 in stocks, $26851 in mutual funds, and $3637 in other investments. Insurance: Health Insurance with a premium of $9125 and coverage of $175463. Debt: Yes, Amount: $14484, Type: Mortgage, Interest Rate: 6.284113151916561%. Loan Start Date: 2020-01-30, Loan End Date: 2027-01-15. No emergency fund.","Plan for Mark Boyle:
+1. Income: $99675 per month
+2. Emergency Fund: $88428 (adequate for 6 months of expenses).
+3. Savings: $10931
+4. Debts: $14484 (Mortgage) with an interest rate of 6.284113151916561%.
+5. Insurance: Health Insurance with coverage of $175463 and a monthly premium of $9125.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1268
+Future Value after 10 years: $3170.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26851
+Future Value after 10 years: $53702.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5656
+Future Value after 10 years: $8484.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3637
+Future Value after 10 years: $4364.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $178706 to be achieved in 24 months.
+8. Net Worth: $164222.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samuel Mooney is a 55-year-old Male who works as a Engineer. They are currently Married and live at 7248 Nathan Island, Stephenton, AK 72339 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $106313 to be achieved in 46 months. Currently, they earn $76618 per month and have an expenditure of $20282. They have $20715 in savings, $25092 in fixed deposits, $13661 in stocks, $5073 in mutual funds, and $4343 in other investments. No insurance. No debt. No emergency fund.","Plan for Samuel Mooney:
+1. Income: $76618 per month
+2. Emergency Fund: $121692 (adequate for 6 months of expenses).
+3. Savings: $20715
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13661
+Future Value after 10 years: $34152.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5073
+Future Value after 10 years: $10146.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25092
+Future Value after 10 years: $37638.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4343
+Future Value after 10 years: $5211.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $106313 to be achieved in 46 months.
+8. Net Worth: $106313.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Davis is a 38-year-old Male who works as a Artist. They are currently Divorced and live at 92217 Bradley Fall, Perezmouth, NV 12530 in USA. They have 1 dependents: Sandra (Age: 9, Gender: Female). Their financial goal is Save for House with a target amount of $320734 to be achieved in 120 months. Currently, they earn $59495 per month and have an expenditure of $42436. They have $34574 in savings, $10203 in fixed deposits, $27525 in stocks, $17095 in mutual funds, and $11603 in other investments. Insurance: Life Insurance with a premium of $9477 and coverage of $358874. No debt. Emergency Fund: Yes, Amount: $7150.","Plan for William Davis:
+1. Income: $59495 per month
+2. Emergency Fund: $7150 (adequate for 6 months of expenses).
+3. Savings: $34574
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $358874 and a monthly premium of $9477.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27525
+Future Value after 10 years: $68812.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17095
+Future Value after 10 years: $34190.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10203
+Future Value after 10 years: $15304.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11603
+Future Value after 10 years: $13923.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $320734 to be achieved in 120 months.
+8. Net Worth: $320734.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lori Arroyo is a 19-year-old Female who works as a Engineer. They are currently Divorced and live at 2980 Christopher Junctions Apt. 025, Bondfurt, SC 70524 in UK. They have 1 dependents: Matthew (Age: 1, Gender: Female). Their financial goal is Retirement with a target amount of $97545 to be achieved in 58 months. Currently, they earn $113917 per month and have an expenditure of $16254. They have $5676 in savings, $871 in fixed deposits, $25844 in stocks, $21276 in mutual funds, and $9639 in other investments. Insurance: Home Insurance with a premium of $8492 and coverage of $294476. Debt: Yes, Amount: $6488, Type: Credit Card, Interest Rate: 22.724822130900378%. Loan Start Date: 2022-05-12, Loan End Date: 2031-12-07. No emergency fund.","Plan for Lori Arroyo:
+1. Income: $113917 per month
+2. Emergency Fund: $97524 (adequate for 6 months of expenses).
+3. Savings: $5676
+4. Debts: $6488 (Credit Card) with an interest rate of 22.724822130900378%.
+5. Insurance: Home Insurance with coverage of $294476 and a monthly premium of $8492.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25844
+Future Value after 10 years: $64610.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21276
+Future Value after 10 years: $42552.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $871
+Future Value after 10 years: $1306.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9639
+Future Value after 10 years: $11566.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $97545 to be achieved in 58 months.
+8. Net Worth: $91057.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Zachary Martinez is a 49-year-old Male who works as a Engineer. They are currently Single and live at 23424 Destiny Crest Apt. 795, Ericaton, CO 19809 in UK. They have 1 dependents: Bradley (Age: 16, Gender: Female). Their financial goal is Save for House with a target amount of $222511 to be achieved in 97 months. Currently, they earn $87003 per month and have an expenditure of $17686. They have $44407 in savings, $29574 in fixed deposits, $27359 in stocks, $10227 in mutual funds, and $17109 in other investments. Insurance: Auto Insurance with a premium of $5243 and coverage of $136441. Debt: Yes, Amount: $3127, Type: Credit Card, Interest Rate: 19.561275400102822%. Loan Start Date: 2021-12-02, Loan End Date: 2032-11-17. Emergency Fund: Yes, Amount: $4258.","Plan for Zachary Martinez:
+1. Income: $87003 per month
+2. Emergency Fund: $4258 (adequate for 6 months of expenses).
+3. Savings: $44407
+4. Debts: $3127 (Credit Card) with an interest rate of 19.561275400102822%.
+5. Insurance: Auto Insurance with coverage of $136441 and a monthly premium of $5243.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27359
+Future Value after 10 years: $68397.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10227
+Future Value after 10 years: $20454.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29574
+Future Value after 10 years: $44361.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17109
+Future Value after 10 years: $20530.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $222511 to be achieved in 97 months.
+8. Net Worth: $219384.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Baker is a 24-year-old Female who works as a Artist. They are currently Single and live at 192 Wright Corners Suite 326, Murphyfurt, KY 47928 in UK. They have 2 dependents: Bradley (Age: 5, Gender: Male), Erika (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $98528 to be achieved in 52 months. Currently, they earn $71553 per month and have an expenditure of $25385. They have $16721 in savings, $25570 in fixed deposits, $39051 in stocks, $21819 in mutual funds, and $6524 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8292.","Plan for Elizabeth Baker:
+1. Income: $71553 per month
+2. Emergency Fund: $8292 (adequate for 6 months of expenses).
+3. Savings: $16721
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39051
+Future Value after 10 years: $97627.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21819
+Future Value after 10 years: $43638.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25570
+Future Value after 10 years: $38355.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6524
+Future Value after 10 years: $7828.799999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $98528 to be achieved in 52 months.
+8. Net Worth: $98528.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jerome Cochran is a 29-year-old Male who works as a Artist. They are currently Divorced and live at 32786 Boyer Glens Apt. 961, Lake Tracibury, WI 49810 in Canada. They have 1 dependents: Yolanda (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $475715 to be achieved in 92 months. Currently, they earn $95442 per month and have an expenditure of $20465. They have $8491 in savings, $14103 in fixed deposits, $39388 in stocks, $24167 in mutual funds, and $2962 in other investments. No insurance. Debt: Yes, Amount: $3855, Type: Mortgage, Interest Rate: 5.289290843237168%. Loan Start Date: 2017-02-25, Loan End Date: 2033-02-26. No emergency fund.","Plan for Jerome Cochran:
+1. Income: $95442 per month
+2. Emergency Fund: $122790 (adequate for 6 months of expenses).
+3. Savings: $8491
+4. Debts: $3855 (Mortgage) with an interest rate of 5.289290843237168%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39388
+Future Value after 10 years: $98470.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24167
+Future Value after 10 years: $48334.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14103
+Future Value after 10 years: $21154.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2962
+Future Value after 10 years: $3554.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $475715 to be achieved in 92 months.
+8. Net Worth: $471860.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Harvey is a 44-year-old Male who works as a Artist. They are currently Divorced and live at 758 Jacqueline Station, North William, MT 55228 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $158586 to be achieved in 44 months. Currently, they earn $62516 per month and have an expenditure of $37111. They have $8264 in savings, $18867 in fixed deposits, $20247 in stocks, $16589 in mutual funds, and $15669 in other investments. Insurance: Life Insurance with a premium of $1034 and coverage of $398943. No debt. No emergency fund.","Plan for Andrew Harvey:
+1. Income: $62516 per month
+2. Emergency Fund: $222666 (adequate for 6 months of expenses).
+3. Savings: $8264
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $398943 and a monthly premium of $1034.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20247
+Future Value after 10 years: $50617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16589
+Future Value after 10 years: $33178.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18867
+Future Value after 10 years: $28300.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15669
+Future Value after 10 years: $18802.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $158586 to be achieved in 44 months.
+8. Net Worth: $158586.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Robinson is a 44-year-old Male who works as a Doctor. They are currently Married and live at 9106 Gould Vista Apt. 407, Wallsborough, SD 20388 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $139832 to be achieved in 27 months. Currently, they earn $81090 per month and have an expenditure of $12022. They have $17071 in savings, $19198 in fixed deposits, $22442 in stocks, $21419 in mutual funds, and $865 in other investments. Insurance: Health Insurance with a premium of $2392 and coverage of $204907. No debt. No emergency fund.","Plan for Michael Robinson:
+1. Income: $81090 per month
+2. Emergency Fund: $72132 (adequate for 6 months of expenses).
+3. Savings: $17071
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $204907 and a monthly premium of $2392.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22442
+Future Value after 10 years: $56105.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21419
+Future Value after 10 years: $42838.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19198
+Future Value after 10 years: $28797.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $865
+Future Value after 10 years: $1038.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $139832 to be achieved in 27 months.
+8. Net Worth: $139832.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bethany Kelly is a 47-year-old Male who works as a Engineer. They are currently Single and live at 8033 Bryant Ford, Port Jeffreyborough, IA 04946 in Canada. They have 2 dependents: Vanessa (Age: 4, Gender: Male), Michael (Age: 26, Gender: Male). Their financial goal is Save for House with a target amount of $409925 to be achieved in 84 months. Currently, they earn $70684 per month and have an expenditure of $10067. They have $35949 in savings, $20207 in fixed deposits, $7841 in stocks, $10145 in mutual funds, and $6698 in other investments. Insurance: Home Insurance with a premium of $7306 and coverage of $369099. No debt. Emergency Fund: Yes, Amount: $14963.","Plan for Bethany Kelly:
+1. Income: $70684 per month
+2. Emergency Fund: $14963 (adequate for 6 months of expenses).
+3. Savings: $35949
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $369099 and a monthly premium of $7306.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7841
+Future Value after 10 years: $19602.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10145
+Future Value after 10 years: $20290.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20207
+Future Value after 10 years: $30310.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6698
+Future Value after 10 years: $8037.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $409925 to be achieved in 84 months.
+8. Net Worth: $409925.00000000006
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Mcdonald is a 45-year-old Female who works as a Teacher. They are currently Single and live at 6826 Johnson Mount, Stoneton, ID 94338 in USA. They have 1 dependents: Blake (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $64121 to be achieved in 50 months. Currently, they earn $98370 per month and have an expenditure of $25644. They have $27514 in savings, $22894 in fixed deposits, $29178 in stocks, $10103 in mutual funds, and $4711 in other investments. Insurance: Home Insurance with a premium of $8022 and coverage of $399963. Debt: Yes, Amount: $9342, Type: Credit Card, Interest Rate: 19.88779999584102%. Loan Start Date: 2021-03-22, Loan End Date: 2027-01-21. No emergency fund.","Plan for Sarah Mcdonald:
+1. Income: $98370 per month
+2. Emergency Fund: $153864 (adequate for 6 months of expenses).
+3. Savings: $27514
+4. Debts: $9342 (Credit Card) with an interest rate of 19.88779999584102%.
+5. Insurance: Home Insurance with coverage of $399963 and a monthly premium of $8022.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29178
+Future Value after 10 years: $72945.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10103
+Future Value after 10 years: $20206.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22894
+Future Value after 10 years: $34341.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4711
+Future Value after 10 years: $5653.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $64121 to be achieved in 50 months.
+8. Net Worth: $54779.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Murray is a 35-year-old Male who works as a Artist. They are currently Divorced and live at 917 Perez Estates Apt. 677, Port Courtney, MT 80096 in India. They have 2 dependents: Christopher (Age: 16, Gender: Female), Rachel (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $465279 to be achieved in 82 months. Currently, they earn $103136 per month and have an expenditure of $10367. They have $25349 in savings, $22307 in fixed deposits, $47114 in stocks, $17220 in mutual funds, and $11938 in other investments. No insurance. Debt: Yes, Amount: $13702, Type: Mortgage, Interest Rate: 6.8737278847325065%. Loan Start Date: 2017-10-27, Loan End Date: 2030-02-16. Emergency Fund: Yes, Amount: $19429.","Plan for Heather Murray:
+1. Income: $103136 per month
+2. Emergency Fund: $19429 (adequate for 6 months of expenses).
+3. Savings: $25349
+4. Debts: $13702 (Mortgage) with an interest rate of 6.8737278847325065%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47114
+Future Value after 10 years: $117785.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17220
+Future Value after 10 years: $34440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22307
+Future Value after 10 years: $33460.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11938
+Future Value after 10 years: $14325.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $465279 to be achieved in 82 months.
+8. Net Worth: $451577.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Hill is a 64-year-old Female who works as a Artist. They are currently Single and live at 915 Boone Unions, New Douglasstad, PR 11063 in UK. They have 2 dependents: Shannon (Age: 29, Gender: Male), Lisa (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $107519 to be achieved in 28 months. Currently, they earn $59462 per month and have an expenditure of $47412. They have $37699 in savings, $3098 in fixed deposits, $24088 in stocks, $12475 in mutual funds, and $19606 in other investments. No insurance. No debt. No emergency fund.","Plan for William Hill:
+1. Income: $59462 per month
+2. Emergency Fund: $284472 (adequate for 6 months of expenses).
+3. Savings: $37699
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24088
+Future Value after 10 years: $60220.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12475
+Future Value after 10 years: $24950.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3098
+Future Value after 10 years: $4647.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19606
+Future Value after 10 years: $23527.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $107519 to be achieved in 28 months.
+8. Net Worth: $107519.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sharon Mitchell is a 38-year-old Male who works as a Engineer. They are currently Married and live at 1506 Franco Mount Apt. 542, Melindafurt, MS 79236 in Canada. They have 4 dependents: Christine (Age: 29, Gender: Female), Thomas (Age: 30, Gender: Female), Christina (Age: 14, Gender: Female), Kaitlyn (Age: 6, Gender: Male). Their financial goal is Save for Education with a target amount of $191560 to be achieved in 12 months. Currently, they earn $119471 per month and have an expenditure of $17211. They have $16855 in savings, $16840 in fixed deposits, $19336 in stocks, $14438 in mutual funds, and $297 in other investments. Insurance: Home Insurance with a premium of $5233 and coverage of $399860. Debt: Yes, Amount: $19485, Type: Mortgage, Interest Rate: 4.714508131097381%. Loan Start Date: 2024-01-18, Loan End Date: 2029-12-05. No emergency fund.","Plan for Sharon Mitchell:
+1. Income: $119471 per month
+2. Emergency Fund: $103266 (adequate for 6 months of expenses).
+3. Savings: $16855
+4. Debts: $19485 (Mortgage) with an interest rate of 4.714508131097381%.
+5. Insurance: Home Insurance with coverage of $399860 and a monthly premium of $5233.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19336
+Future Value after 10 years: $48340.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14438
+Future Value after 10 years: $28876.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16840
+Future Value after 10 years: $25260.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $297
+Future Value after 10 years: $356.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $191560 to be achieved in 12 months.
+8. Net Worth: $172075.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lindsay Jones is a 52-year-old Male who works as a Engineer. They are currently Divorced and live at 4982 Douglas Wells, Port Justinshire, NV 28331 in USA. They have 1 dependents: Carl (Age: 29, Gender: Male). Their financial goal is Save for Education with a target amount of $63837 to be achieved in 36 months. Currently, they earn $72831 per month and have an expenditure of $32755. They have $7194 in savings, $11381 in fixed deposits, $997 in stocks, $21447 in mutual funds, and $4386 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $5609.","Plan for Lindsay Jones:
+1. Income: $72831 per month
+2. Emergency Fund: $5609 (adequate for 6 months of expenses).
+3. Savings: $7194
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $997
+Future Value after 10 years: $2492.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21447
+Future Value after 10 years: $42894.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11381
+Future Value after 10 years: $17071.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4386
+Future Value after 10 years: $5263.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $63837 to be achieved in 36 months.
+8. Net Worth: $63837.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacob Brown is a 55-year-old Male who works as a Artist. They are currently Divorced and live at 329 Harris Run, Cruzmouth, ME 91961 in India. They have 1 dependents: Ashley (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $56130 to be achieved in 43 months. Currently, they earn $47061 per month and have an expenditure of $18463. They have $27645 in savings, $24497 in fixed deposits, $23279 in stocks, $9430 in mutual funds, and $15630 in other investments. No insurance. No debt. No emergency fund.","Plan for Jacob Brown:
+1. Income: $47061 per month
+2. Emergency Fund: $110778 (adequate for 6 months of expenses).
+3. Savings: $27645
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23279
+Future Value after 10 years: $58197.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9430
+Future Value after 10 years: $18860.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24497
+Future Value after 10 years: $36745.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15630
+Future Value after 10 years: $18756.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $56130 to be achieved in 43 months.
+8. Net Worth: $56130.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mrs. Brenda Petersen is a 39-year-old Female who works as a Doctor. They are currently Single and live at 066 Keller Walk, West Christinastad, MI 38069 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $138885 to be achieved in 46 months. Currently, they earn $91245 per month and have an expenditure of $14807. They have $22585 in savings, $19043 in fixed deposits, $31303 in stocks, $11265 in mutual funds, and $11131 in other investments. No insurance. Debt: Yes, Amount: $2768, Type: Credit Card, Interest Rate: 23.1621619904119%. Loan Start Date: 2022-08-25, Loan End Date: 2031-12-26. No emergency fund.","Plan for Mrs. Brenda Petersen:
+1. Income: $91245 per month
+2. Emergency Fund: $88842 (adequate for 6 months of expenses).
+3. Savings: $22585
+4. Debts: $2768 (Credit Card) with an interest rate of 23.1621619904119%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31303
+Future Value after 10 years: $78257.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11265
+Future Value after 10 years: $22530.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19043
+Future Value after 10 years: $28564.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11131
+Future Value after 10 years: $13357.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $138885 to be achieved in 46 months.
+8. Net Worth: $136117.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Troy Mitchell is a 47-year-old Female who works as a Teacher. They are currently Divorced and live at 8648 Thompson Passage, South Ericaside, AS 28087 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $330908 to be achieved in 94 months. Currently, they earn $59331 per month and have an expenditure of $23967. They have $37147 in savings, $1126 in fixed deposits, $38922 in stocks, $21729 in mutual funds, and $13994 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2547.","Plan for Troy Mitchell:
+1. Income: $59331 per month
+2. Emergency Fund: $2547 (adequate for 6 months of expenses).
+3. Savings: $37147
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38922
+Future Value after 10 years: $97305.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21729
+Future Value after 10 years: $43458.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1126
+Future Value after 10 years: $1689.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13994
+Future Value after 10 years: $16792.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $330908 to be achieved in 94 months.
+8. Net Worth: $330908.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Gordon is a 39-year-old Male who works as a Engineer. They are currently Married and live at Unit 3770 Box 7630, DPO AP 55128 in Canada. They have 4 dependents: Mason (Age: 18, Gender: Female), Angela (Age: 17, Gender: Male), Crystal (Age: 9, Gender: Male), Debbie (Age: 13, Gender: Male). Their financial goal is Travel with a target amount of $63372 to be achieved in 53 months. Currently, they earn $72678 per month and have an expenditure of $33738. They have $10648 in savings, $28598 in fixed deposits, $2341 in stocks, $14565 in mutual funds, and $247 in other investments. Insurance: Home Insurance with a premium of $9516 and coverage of $176389. Debt: Yes, Amount: $12842, Type: Credit Card, Interest Rate: 21.44122460178219%. Loan Start Date: 2023-06-24, Loan End Date: 2024-09-08. Emergency Fund: Yes, Amount: $14001.","Plan for Mark Gordon:
+1. Income: $72678 per month
+2. Emergency Fund: $14001 (adequate for 6 months of expenses).
+3. Savings: $10648
+4. Debts: $12842 (Credit Card) with an interest rate of 21.44122460178219%.
+5. Insurance: Home Insurance with coverage of $176389 and a monthly premium of $9516.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2341
+Future Value after 10 years: $5852.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14565
+Future Value after 10 years: $29130.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28598
+Future Value after 10 years: $42897.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $247
+Future Value after 10 years: $296.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $63372 to be achieved in 53 months.
+8. Net Worth: $50530.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Burns is a 45-year-old Male who works as a Teacher. They are currently Divorced and live at 0203 Cody Forks Apt. 325, Port Amber, MT 03615 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $53761 to be achieved in 24 months. Currently, they earn $102457 per month and have an expenditure of $42607. They have $30722 in savings, $2833 in fixed deposits, $38121 in stocks, $1578 in mutual funds, and $1665 in other investments. Insurance: Auto Insurance with a premium of $3622 and coverage of $491068. No debt. No emergency fund.","Plan for Jeremy Burns:
+1. Income: $102457 per month
+2. Emergency Fund: $255642 (adequate for 6 months of expenses).
+3. Savings: $30722
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $491068 and a monthly premium of $3622.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38121
+Future Value after 10 years: $95302.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1578
+Future Value after 10 years: $3156.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2833
+Future Value after 10 years: $4249.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1665
+Future Value after 10 years: $1998.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53761 to be achieved in 24 months.
+8. Net Worth: $53761.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nathan Reyes is a 44-year-old Female who works as a Artist. They are currently Married and live at 86096 Joel Green Suite 617, Port Daniel, MI 75735 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $137373 to be achieved in 82 months. Currently, they earn $91827 per month and have an expenditure of $43698. They have $9440 in savings, $10134 in fixed deposits, $40515 in stocks, $21151 in mutual funds, and $664 in other investments. Insurance: Home Insurance with a premium of $8126 and coverage of $206418. Debt: Yes, Amount: $18470, Type: Personal Loan, Interest Rate: 12.859108750463118%. Loan Start Date: 2016-05-07, Loan End Date: 2026-03-15. No emergency fund.","Plan for Nathan Reyes:
+1. Income: $91827 per month
+2. Emergency Fund: $262188 (adequate for 6 months of expenses).
+3. Savings: $9440
+4. Debts: $18470 (Personal Loan) with an interest rate of 12.859108750463118%.
+5. Insurance: Home Insurance with coverage of $206418 and a monthly premium of $8126.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40515
+Future Value after 10 years: $101287.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21151
+Future Value after 10 years: $42302.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10134
+Future Value after 10 years: $15201.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $664
+Future Value after 10 years: $796.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $137373 to be achieved in 82 months.
+8. Net Worth: $118903.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Tapia is a 29-year-old Male who works as a Doctor. They are currently Single and live at 5731 Smith Meadow Apt. 999, Sharonburgh, PR 60108 in Canada. They have 1 dependents: Edward (Age: 16, Gender: Female). Their financial goal is Save for House with a target amount of $382848 to be achieved in 72 months. Currently, they earn $37725 per month and have an expenditure of $32725. They have $46283 in savings, $8361 in fixed deposits, $41313 in stocks, $17823 in mutual funds, and $19888 in other investments. No insurance. Debt: Yes, Amount: $7591, Type: Credit Card, Interest Rate: 19.181731505039643%. Loan Start Date: 2017-02-19, Loan End Date: 2031-03-23. No emergency fund.","Plan for Heather Tapia:
+1. Income: $37725 per month
+2. Emergency Fund: $196350 (adequate for 6 months of expenses).
+3. Savings: $46283
+4. Debts: $7591 (Credit Card) with an interest rate of 19.181731505039643%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41313
+Future Value after 10 years: $103282.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17823
+Future Value after 10 years: $35646.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8361
+Future Value after 10 years: $12541.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19888
+Future Value after 10 years: $23865.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $382848 to be achieved in 72 months.
+8. Net Worth: $375257.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Nichols is a 25-year-old Female who works as a Artist. They are currently Single and live at 9410 Julian Harbors Apt. 499, West Steven, MP 20915 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $226724 to be achieved in 93 months. Currently, they earn $107595 per month and have an expenditure of $17483. They have $17229 in savings, $4368 in fixed deposits, $17016 in stocks, $9149 in mutual funds, and $2315 in other investments. Insurance: Auto Insurance with a premium of $9169 and coverage of $414446. No debt. No emergency fund.","Plan for Laura Nichols:
+1. Income: $107595 per month
+2. Emergency Fund: $104898 (adequate for 6 months of expenses).
+3. Savings: $17229
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $414446 and a monthly premium of $9169.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17016
+Future Value after 10 years: $42540.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9149
+Future Value after 10 years: $18298.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4368
+Future Value after 10 years: $6552.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2315
+Future Value after 10 years: $2778.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $226724 to be achieved in 93 months.
+8. Net Worth: $226724.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christy Flores is a 26-year-old Female who works as a Artist. They are currently Married and live at 703 Brennan Valleys Apt. 603, North Danielfurt, MO 68240 in UK. They have 1 dependents: Danielle (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $60783 to be achieved in 30 months. Currently, they earn $104955 per month and have an expenditure of $14684. They have $49425 in savings, $1916 in fixed deposits, $9157 in stocks, $3687 in mutual funds, and $8283 in other investments. Insurance: Auto Insurance with a premium of $2473 and coverage of $168177. Debt: Yes, Amount: $7920, Type: Mortgage, Interest Rate: 3.5694206399828636%. Loan Start Date: 2020-01-24, Loan End Date: 2030-12-01. No emergency fund.","Plan for Christy Flores:
+1. Income: $104955 per month
+2. Emergency Fund: $88104 (adequate for 6 months of expenses).
+3. Savings: $49425
+4. Debts: $7920 (Mortgage) with an interest rate of 3.5694206399828636%.
+5. Insurance: Auto Insurance with coverage of $168177 and a monthly premium of $2473.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9157
+Future Value after 10 years: $22892.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3687
+Future Value after 10 years: $7374.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1916
+Future Value after 10 years: $2874.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8283
+Future Value after 10 years: $9939.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $60783 to be achieved in 30 months.
+8. Net Worth: $52863.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Pena is a 42-year-old Male who works as a Engineer. They are currently Married and live at 6761 Jose Rapids Apt. 978, North Michael, AL 85497 in India. They have 3 dependents: Jennifer (Age: 18, Gender: Male), John (Age: 7, Gender: Female), Patrick (Age: 16, Gender: Male). Their financial goal is Retirement with a target amount of $195325 to be achieved in 27 months. Currently, they earn $116565 per month and have an expenditure of $19537. They have $45807 in savings, $27678 in fixed deposits, $27740 in stocks, $25934 in mutual funds, and $20000 in other investments. No insurance. Debt: Yes, Amount: $9884, Type: Personal Loan, Interest Rate: 10.187543092173009%. Loan Start Date: 2023-05-08, Loan End Date: 2033-10-07. Emergency Fund: Yes, Amount: $2084.","Plan for Justin Pena:
+1. Income: $116565 per month
+2. Emergency Fund: $2084 (adequate for 6 months of expenses).
+3. Savings: $45807
+4. Debts: $9884 (Personal Loan) with an interest rate of 10.187543092173009%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27740
+Future Value after 10 years: $69350.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25934
+Future Value after 10 years: $51868.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27678
+Future Value after 10 years: $41517.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $20000
+Future Value after 10 years: $24000.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $195325 to be achieved in 27 months.
+8. Net Worth: $185441.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Troy Houston is a 50-year-old Male who works as a Engineer. They are currently Single and live at 5345 Thomas Terrace Apt. 106, Michaelland, DC 78056 in USA. They have 2 dependents: Todd (Age: 4, Gender: Male), Adrienne (Age: 8, Gender: Male). Their financial goal is Save for Education with a target amount of $50377 to be achieved in 25 months. Currently, they earn $58868 per month and have an expenditure of $26778. They have $32941 in savings, $11239 in fixed deposits, $18491 in stocks, $4332 in mutual funds, and $891 in other investments. Insurance: Home Insurance with a premium of $7257 and coverage of $376648. Debt: Yes, Amount: $18234, Type: Mortgage, Interest Rate: 4.71021082167769%. Loan Start Date: 2018-05-21, Loan End Date: 2034-07-10. No emergency fund.","Plan for Troy Houston:
+1. Income: $58868 per month
+2. Emergency Fund: $160668 (adequate for 6 months of expenses).
+3. Savings: $32941
+4. Debts: $18234 (Mortgage) with an interest rate of 4.71021082167769%.
+5. Insurance: Home Insurance with coverage of $376648 and a monthly premium of $7257.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18491
+Future Value after 10 years: $46227.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4332
+Future Value after 10 years: $8664.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11239
+Future Value after 10 years: $16858.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $891
+Future Value after 10 years: $1069.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $50377 to be achieved in 25 months.
+8. Net Worth: $32143.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Scott is a 40-year-old Male who works as a Doctor. They are currently Married and live at PSC 4292, Box 7939, APO AE 83424 in UK. They have 1 dependents: Rebecca (Age: 29, Gender: Female). Their financial goal is Retirement with a target amount of $55613 to be achieved in 45 months. Currently, they earn $79260 per month and have an expenditure of $38940. They have $35504 in savings, $18113 in fixed deposits, $48600 in stocks, $14730 in mutual funds, and $14883 in other investments. Insurance: Home Insurance with a premium of $5494 and coverage of $288656. Debt: Yes, Amount: $15566, Type: Personal Loan, Interest Rate: 14.891266909584846%. Loan Start Date: 2023-10-28, Loan End Date: 2029-02-15. Emergency Fund: Yes, Amount: $17281.","Plan for Melissa Scott:
+1. Income: $79260 per month
+2. Emergency Fund: $17281 (adequate for 6 months of expenses).
+3. Savings: $35504
+4. Debts: $15566 (Personal Loan) with an interest rate of 14.891266909584846%.
+5. Insurance: Home Insurance with coverage of $288656 and a monthly premium of $5494.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48600
+Future Value after 10 years: $121500.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14730
+Future Value after 10 years: $29460.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18113
+Future Value after 10 years: $27169.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14883
+Future Value after 10 years: $17859.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $55613 to be achieved in 45 months.
+8. Net Worth: $40047.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Vincent Clark is a 65-year-old Female who works as a Artist. They are currently Married and live at 9976 Robinson Loaf Suite 102, New Angela, NH 31361 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $83764 to be achieved in 13 months. Currently, they earn $36835 per month and have an expenditure of $13828. They have $16444 in savings, $4735 in fixed deposits, $43413 in stocks, $14948 in mutual funds, and $2403 in other investments. No insurance. Debt: Yes, Amount: $13733, Type: Credit Card, Interest Rate: 20.6948775629359%. Loan Start Date: 2017-10-16, Loan End Date: 2028-11-06. Emergency Fund: Yes, Amount: $11517.","Plan for Vincent Clark:
+1. Income: $36835 per month
+2. Emergency Fund: $11517 (adequate for 6 months of expenses).
+3. Savings: $16444
+4. Debts: $13733 (Credit Card) with an interest rate of 20.6948775629359%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43413
+Future Value after 10 years: $108532.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14948
+Future Value after 10 years: $29896.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4735
+Future Value after 10 years: $7102.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2403
+Future Value after 10 years: $2883.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $83764 to be achieved in 13 months.
+8. Net Worth: $70031.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Blake Saunders is a 37-year-old Male who works as a Engineer. They are currently Divorced and live at 2277 Guerrero Village, South Katherine, VT 02315 in USA. They have 2 dependents: Mario (Age: 1, Gender: Male), Jacqueline (Age: 13, Gender: Female). Their financial goal is Save for House with a target amount of $376620 to be achieved in 80 months. Currently, they earn $102930 per month and have an expenditure of $36878. They have $18394 in savings, $1907 in fixed deposits, $5926 in stocks, $9955 in mutual funds, and $3127 in other investments. No insurance. Debt: Yes, Amount: $5414, Type: Credit Card, Interest Rate: 24.819845465685106%. Loan Start Date: 2019-05-17, Loan End Date: 2034-06-25. No emergency fund.","Plan for Blake Saunders:
+1. Income: $102930 per month
+2. Emergency Fund: $221268 (adequate for 6 months of expenses).
+3. Savings: $18394
+4. Debts: $5414 (Credit Card) with an interest rate of 24.819845465685106%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5926
+Future Value after 10 years: $14815.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9955
+Future Value after 10 years: $19910.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1907
+Future Value after 10 years: $2860.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3127
+Future Value after 10 years: $3752.3999999999996
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $376620 to be achieved in 80 months.
+8. Net Worth: $371206.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Boyd is a 26-year-old Male who works as a Teacher. They are currently Divorced and live at 4526 Marquez Manors, New Keithville, RI 10135 in Canada. They have 1 dependents: Michael (Age: 20, Gender: Male). Their financial goal is Retirement with a target amount of $110081 to be achieved in 52 months. Currently, they earn $107983 per month and have an expenditure of $26873. They have $25876 in savings, $2535 in fixed deposits, $13638 in stocks, $22736 in mutual funds, and $5434 in other investments. No insurance. Debt: Yes, Amount: $3564, Type: Mortgage, Interest Rate: 3.7743337091387743%. Loan Start Date: 2022-08-16, Loan End Date: 2029-04-20. Emergency Fund: Yes, Amount: $13035.","Plan for Jonathan Boyd:
+1. Income: $107983 per month
+2. Emergency Fund: $13035 (adequate for 6 months of expenses).
+3. Savings: $25876
+4. Debts: $3564 (Mortgage) with an interest rate of 3.7743337091387743%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13638
+Future Value after 10 years: $34095.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22736
+Future Value after 10 years: $45472.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2535
+Future Value after 10 years: $3802.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5434
+Future Value after 10 years: $6520.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $110081 to be achieved in 52 months.
+8. Net Worth: $106517.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Arthur Thomas is a 21-year-old Female who works as a Artist. They are currently Married and live at 41058 Justin Rue, East Sarahshire, RI 53388 in India. They have 3 dependents: Autumn (Age: 3, Gender: Male), Dustin (Age: 19, Gender: Female), Timothy (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $154827 to be achieved in 16 months. Currently, they earn $40472 per month and have an expenditure of $22086. They have $43935 in savings, $28931 in fixed deposits, $48386 in stocks, $3696 in mutual funds, and $4062 in other investments. No insurance. Debt: Yes, Amount: $12827, Type: Mortgage, Interest Rate: 5.448535726869012%. Loan Start Date: 2021-03-25, Loan End Date: 2027-06-28. No emergency fund.","Plan for Arthur Thomas:
+1. Income: $40472 per month
+2. Emergency Fund: $132516 (adequate for 6 months of expenses).
+3. Savings: $43935
+4. Debts: $12827 (Mortgage) with an interest rate of 5.448535726869012%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48386
+Future Value after 10 years: $120965.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3696
+Future Value after 10 years: $7392.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28931
+Future Value after 10 years: $43396.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4062
+Future Value after 10 years: $4874.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $154827 to be achieved in 16 months.
+8. Net Worth: $142000.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katie Moreno is a 38-year-old Male who works as a Doctor. They are currently Divorced and live at 07154 Knox Rue Apt. 080, Port Erinmouth, NE 71768 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $108103 to be achieved in 20 months. Currently, they earn $82809 per month and have an expenditure of $40449. They have $40667 in savings, $21165 in fixed deposits, $45236 in stocks, $26858 in mutual funds, and $10483 in other investments. No insurance. Debt: Yes, Amount: $13137, Type: Credit Card, Interest Rate: 24.401203344339464%. Loan Start Date: 2020-02-23, Loan End Date: 2025-11-26. No emergency fund.","Plan for Katie Moreno:
+1. Income: $82809 per month
+2. Emergency Fund: $242694 (adequate for 6 months of expenses).
+3. Savings: $40667
+4. Debts: $13137 (Credit Card) with an interest rate of 24.401203344339464%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45236
+Future Value after 10 years: $113090.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26858
+Future Value after 10 years: $53716.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21165
+Future Value after 10 years: $31747.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10483
+Future Value after 10 years: $12579.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $108103 to be achieved in 20 months.
+8. Net Worth: $94966.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tamara Pitts is a 25-year-old Male who works as a Artist. They are currently Divorced and live at 76856 Monroe Extension Apt. 287, West William, KY 22717 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $181414 to be achieved in 18 months. Currently, they earn $96524 per month and have an expenditure of $28253. They have $18911 in savings, $9299 in fixed deposits, $30742 in stocks, $28771 in mutual funds, and $10332 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18600.","Plan for Tamara Pitts:
+1. Income: $96524 per month
+2. Emergency Fund: $18600 (adequate for 6 months of expenses).
+3. Savings: $18911
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30742
+Future Value after 10 years: $76855.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28771
+Future Value after 10 years: $57542.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9299
+Future Value after 10 years: $13948.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10332
+Future Value after 10 years: $12398.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $181414 to be achieved in 18 months.
+8. Net Worth: $181414.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Morgan Brown is a 29-year-old Male who works as a Engineer. They are currently Single and live at 224 Wilson Street, Jenniferbury, WY 44440 in USA. They have 1 dependents: Rachel (Age: 23, Gender: Male). Their financial goal is Retirement with a target amount of $99418 to be achieved in 24 months. Currently, they earn $53713 per month and have an expenditure of $21277. They have $18197 in savings, $24199 in fixed deposits, $5147 in stocks, $10690 in mutual funds, and $17204 in other investments. No insurance. Debt: Yes, Amount: $19978, Type: Credit Card, Interest Rate: 19.519637994903714%. Loan Start Date: 2016-06-25, Loan End Date: 2034-04-15. Emergency Fund: Yes, Amount: $13679.","Plan for Morgan Brown:
+1. Income: $53713 per month
+2. Emergency Fund: $13679 (adequate for 6 months of expenses).
+3. Savings: $18197
+4. Debts: $19978 (Credit Card) with an interest rate of 19.519637994903714%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5147
+Future Value after 10 years: $12867.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10690
+Future Value after 10 years: $21380.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24199
+Future Value after 10 years: $36298.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17204
+Future Value after 10 years: $20644.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $99418 to be achieved in 24 months.
+8. Net Worth: $79440.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Cooke is a 45-year-old Male who works as a Artist. They are currently Single and live at USCGC Davila, FPO AA 30521 in Canada. They have 2 dependents: Sandy (Age: 24, Gender: Female), Amber (Age: 21, Gender: Female). Their financial goal is Travel with a target amount of $194023 to be achieved in 27 months. Currently, they earn $93069 per month and have an expenditure of $29514. They have $10350 in savings, $9860 in fixed deposits, $31022 in stocks, $12382 in mutual funds, and $8944 in other investments. Insurance: Auto Insurance with a premium of $5390 and coverage of $81363. No debt. No emergency fund.","Plan for Matthew Cooke:
+1. Income: $93069 per month
+2. Emergency Fund: $177084 (adequate for 6 months of expenses).
+3. Savings: $10350
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $81363 and a monthly premium of $5390.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31022
+Future Value after 10 years: $77555.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12382
+Future Value after 10 years: $24764.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9860
+Future Value after 10 years: $14790.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8944
+Future Value after 10 years: $10732.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $194023 to be achieved in 27 months.
+8. Net Worth: $194023.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Meghan Jones is a 64-year-old Female who works as a Doctor. They are currently Single and live at 906 Joshua Gateway, Tashaville, NJ 39564 in UK. They have 2 dependents: Adam (Age: 6, Gender: Female), Robin (Age: 14, Gender: Male). Their financial goal is Travel with a target amount of $110564 to be achieved in 18 months. Currently, they earn $74378 per month and have an expenditure of $34653. They have $36680 in savings, $23516 in fixed deposits, $12564 in stocks, $25465 in mutual funds, and $4732 in other investments. Insurance: Health Insurance with a premium of $5102 and coverage of $106445. No debt. No emergency fund.","Plan for Meghan Jones:
+1. Income: $74378 per month
+2. Emergency Fund: $207918 (adequate for 6 months of expenses).
+3. Savings: $36680
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $106445 and a monthly premium of $5102.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12564
+Future Value after 10 years: $31410.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25465
+Future Value after 10 years: $50930.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23516
+Future Value after 10 years: $35274.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4732
+Future Value after 10 years: $5678.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $110564 to be achieved in 18 months.
+8. Net Worth: $110564.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Montgomery is a 44-year-old Male who works as a Artist. They are currently Divorced and live at 350 Andrew Light Suite 665, Stephanieville, VI 59712 in UK. They have 2 dependents: Christopher (Age: 23, Gender: Female), Raymond (Age: 6, Gender: Male). Their financial goal is Save for Education with a target amount of $104608 to be achieved in 60 months. Currently, they earn $115677 per month and have an expenditure of $19031. They have $38163 in savings, $12000 in fixed deposits, $45718 in stocks, $3263 in mutual funds, and $4556 in other investments. Insurance: Health Insurance with a premium of $3001 and coverage of $235695. Debt: Yes, Amount: $17606, Type: Mortgage, Interest Rate: 4.9686303788860045%. Loan Start Date: 2018-11-06, Loan End Date: 2027-12-27. Emergency Fund: Yes, Amount: $10687.","Plan for Christopher Montgomery:
+1. Income: $115677 per month
+2. Emergency Fund: $10687 (adequate for 6 months of expenses).
+3. Savings: $38163
+4. Debts: $17606 (Mortgage) with an interest rate of 4.9686303788860045%.
+5. Insurance: Health Insurance with coverage of $235695 and a monthly premium of $3001.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45718
+Future Value after 10 years: $114295.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3263
+Future Value after 10 years: $6526.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12000
+Future Value after 10 years: $18000.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4556
+Future Value after 10 years: $5467.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $104608 to be achieved in 60 months.
+8. Net Worth: $87002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amber Chapman is a 33-year-old Male who works as a Engineer. They are currently Married and live at 4245 Bobby Village, East Julieland, NC 46242 in Canada. They have 3 dependents: Robert (Age: 29, Gender: Male), Bonnie (Age: 1, Gender: Male), Brooke (Age: 6, Gender: Male). Their financial goal is Save for House with a target amount of $156296 to be achieved in 102 months. Currently, they earn $62272 per month and have an expenditure of $29310. They have $12588 in savings, $18549 in fixed deposits, $3907 in stocks, $16036 in mutual funds, and $1363 in other investments. Insurance: Life Insurance with a premium of $2576 and coverage of $103401. Debt: Yes, Amount: $18479, Type: Credit Card, Interest Rate: 19.74889216740599%. Loan Start Date: 2020-01-15, Loan End Date: 2034-03-29. No emergency fund.","Plan for Amber Chapman:
+1. Income: $62272 per month
+2. Emergency Fund: $175860 (adequate for 6 months of expenses).
+3. Savings: $12588
+4. Debts: $18479 (Credit Card) with an interest rate of 19.74889216740599%.
+5. Insurance: Life Insurance with coverage of $103401 and a monthly premium of $2576.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3907
+Future Value after 10 years: $9767.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16036
+Future Value after 10 years: $32072.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18549
+Future Value after 10 years: $27823.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1363
+Future Value after 10 years: $1635.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $156296 to be achieved in 102 months.
+8. Net Worth: $137817.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Robinson is a 55-year-old Female who works as a Doctor. They are currently Single and live at 305 Heather Junction Apt. 857, Port Michelle, RI 75312 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $194790 to be achieved in 46 months. Currently, they earn $30030 per month and have an expenditure of $25030. They have $38110 in savings, $20543 in fixed deposits, $34277 in stocks, $22068 in mutual funds, and $359 in other investments. No insurance. Debt: Yes, Amount: $11410, Type: Mortgage, Interest Rate: 6.842741468749937%. Loan Start Date: 2022-12-02, Loan End Date: 2032-10-09. No emergency fund.","Plan for Jonathan Robinson:
+1. Income: $30030 per month
+2. Emergency Fund: $150180 (adequate for 6 months of expenses).
+3. Savings: $38110
+4. Debts: $11410 (Mortgage) with an interest rate of 6.842741468749937%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34277
+Future Value after 10 years: $85692.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22068
+Future Value after 10 years: $44136.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20543
+Future Value after 10 years: $30814.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $359
+Future Value after 10 years: $430.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $194790 to be achieved in 46 months.
+8. Net Worth: $183380.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Martin DVM is a 26-year-old Female who works as a Teacher. They are currently Married and live at 9450 Sally Alley Suite 074, Brownshire, NJ 82710 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $52514 to be achieved in 29 months. Currently, they earn $72078 per month and have an expenditure of $47533. They have $37891 in savings, $8065 in fixed deposits, $23711 in stocks, $24579 in mutual funds, and $5499 in other investments. Insurance: Home Insurance with a premium of $4927 and coverage of $244690. Debt: Yes, Amount: $2151, Type: Credit Card, Interest Rate: 17.54776640546369%. Loan Start Date: 2017-05-06, Loan End Date: 2031-11-03. No emergency fund.","Plan for Michael Martin DVM:
+1. Income: $72078 per month
+2. Emergency Fund: $285198 (adequate for 6 months of expenses).
+3. Savings: $37891
+4. Debts: $2151 (Credit Card) with an interest rate of 17.54776640546369%.
+5. Insurance: Home Insurance with coverage of $244690 and a monthly premium of $4927.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23711
+Future Value after 10 years: $59277.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24579
+Future Value after 10 years: $49158.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8065
+Future Value after 10 years: $12097.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5499
+Future Value after 10 years: $6598.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $52514 to be achieved in 29 months.
+8. Net Worth: $50363.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Hill is a 55-year-old Male who works as a Artist. They are currently Divorced and live at 11569 Ruiz Causeway Suite 673, Bradleyland, MT 28740 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $374279 to be achieved in 62 months. Currently, they earn $101689 per month and have an expenditure of $37020. They have $37077 in savings, $11473 in fixed deposits, $3931 in stocks, $577 in mutual funds, and $7161 in other investments. No insurance. Debt: Yes, Amount: $1390, Type: Mortgage, Interest Rate: 6.005524070385879%. Loan Start Date: 2023-06-07, Loan End Date: 2034-04-11. Emergency Fund: Yes, Amount: $10097.","Plan for Thomas Hill:
+1. Income: $101689 per month
+2. Emergency Fund: $10097 (adequate for 6 months of expenses).
+3. Savings: $37077
+4. Debts: $1390 (Mortgage) with an interest rate of 6.005524070385879%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3931
+Future Value after 10 years: $9827.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $577
+Future Value after 10 years: $1154.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11473
+Future Value after 10 years: $17209.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7161
+Future Value after 10 years: $8593.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $374279 to be achieved in 62 months.
+8. Net Worth: $372889.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Misty Mills is a 19-year-old Female who works as a Engineer. They are currently Divorced and live at 807 Gross Landing Apt. 906, West Maria, AZ 98109 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $74619 to be achieved in 58 months. Currently, they earn $40886 per month and have an expenditure of $34170. They have $6712 in savings, $2487 in fixed deposits, $18558 in stocks, $26171 in mutual funds, and $2754 in other investments. Insurance: Auto Insurance with a premium of $7651 and coverage of $388666. No debt. Emergency Fund: Yes, Amount: $18823.","Plan for Misty Mills:
+1. Income: $40886 per month
+2. Emergency Fund: $18823 (adequate for 6 months of expenses).
+3. Savings: $6712
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $388666 and a monthly premium of $7651.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18558
+Future Value after 10 years: $46395.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26171
+Future Value after 10 years: $52342.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2487
+Future Value after 10 years: $3730.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2754
+Future Value after 10 years: $3304.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $74619 to be achieved in 58 months.
+8. Net Worth: $74619.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robin Edwards is a 45-year-old Male who works as a Teacher. They are currently Married and live at 377 Kara Shoals Apt. 395, Curtishaven, FL 99644 in Canada. They have 4 dependents: Jonathan (Age: 16, Gender: Male), Maria (Age: 25, Gender: Female), Thomas (Age: 16, Gender: Male), Courtney (Age: 21, Gender: Male). Their financial goal is Save for Education with a target amount of $96192 to be achieved in 31 months. Currently, they earn $58430 per month and have an expenditure of $32853. They have $11916 in savings, $5604 in fixed deposits, $42201 in stocks, $12954 in mutual funds, and $582 in other investments. No insurance. No debt. No emergency fund.","Plan for Robin Edwards:
+1. Income: $58430 per month
+2. Emergency Fund: $197118 (adequate for 6 months of expenses).
+3. Savings: $11916
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42201
+Future Value after 10 years: $105502.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12954
+Future Value after 10 years: $25908.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5604
+Future Value after 10 years: $8406.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $582
+Future Value after 10 years: $698.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $96192 to be achieved in 31 months.
+8. Net Worth: $96192.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rhonda Smith is a 40-year-old Male who works as a Teacher. They are currently Single and live at 85905 Rios Spurs, Brittanyberg, IN 66480 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $122710 to be achieved in 22 months. Currently, they earn $70059 per month and have an expenditure of $23686. They have $44041 in savings, $23315 in fixed deposits, $31941 in stocks, $23545 in mutual funds, and $19400 in other investments. No insurance. No debt. No emergency fund.","Plan for Rhonda Smith:
+1. Income: $70059 per month
+2. Emergency Fund: $142116 (adequate for 6 months of expenses).
+3. Savings: $44041
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31941
+Future Value after 10 years: $79852.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23545
+Future Value after 10 years: $47090.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23315
+Future Value after 10 years: $34972.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19400
+Future Value after 10 years: $23280.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $122710 to be achieved in 22 months.
+8. Net Worth: $122710.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alejandro Randall is a 43-year-old Male who works as a Artist. They are currently Married and live at PSC 8285, Box 7380, APO AP 25776 in India. They have 3 dependents: James (Age: 4, Gender: Male), Sergio (Age: 11, Gender: Male), Marcus (Age: 28, Gender: Male). Their financial goal is Travel with a target amount of $112097 to be achieved in 40 months. Currently, they earn $60302 per month and have an expenditure of $17141. They have $19125 in savings, $25114 in fixed deposits, $32715 in stocks, $25499 in mutual funds, and $947 in other investments. Insurance: Health Insurance with a premium of $1122 and coverage of $256788. No debt. No emergency fund.","Plan for Alejandro Randall:
+1. Income: $60302 per month
+2. Emergency Fund: $102846 (adequate for 6 months of expenses).
+3. Savings: $19125
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $256788 and a monthly premium of $1122.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32715
+Future Value after 10 years: $81787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25499
+Future Value after 10 years: $50998.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25114
+Future Value after 10 years: $37671.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $947
+Future Value after 10 years: $1136.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $112097 to be achieved in 40 months.
+8. Net Worth: $112097.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christine Hayden is a 36-year-old Female who works as a Doctor. They are currently Single and live at 08962 Scott Overpass Suite 448, North Jeremy, AZ 59148 in UK. They have 1 dependents: Ashley (Age: 6, Gender: Female). Their financial goal is Travel with a target amount of $66174 to be achieved in 34 months. Currently, they earn $98771 per month and have an expenditure of $18215. They have $22694 in savings, $2953 in fixed deposits, $7518 in stocks, $24164 in mutual funds, and $6986 in other investments. No insurance. No debt. No emergency fund.","Plan for Christine Hayden:
+1. Income: $98771 per month
+2. Emergency Fund: $109290 (adequate for 6 months of expenses).
+3. Savings: $22694
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7518
+Future Value after 10 years: $18795.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24164
+Future Value after 10 years: $48328.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2953
+Future Value after 10 years: $4429.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6986
+Future Value after 10 years: $8383.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $66174 to be achieved in 34 months.
+8. Net Worth: $66174.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Brandt is a 38-year-old Male who works as a Engineer. They are currently Married and live at 12478 Bryan Islands, South Steven, MP 66778 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $191876 to be achieved in 59 months. Currently, they earn $53751 per month and have an expenditure of $31516. They have $15769 in savings, $23641 in fixed deposits, $46446 in stocks, $12963 in mutual funds, and $8704 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17843.","Plan for Patricia Brandt:
+1. Income: $53751 per month
+2. Emergency Fund: $17843 (adequate for 6 months of expenses).
+3. Savings: $15769
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46446
+Future Value after 10 years: $116115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12963
+Future Value after 10 years: $25926.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23641
+Future Value after 10 years: $35461.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8704
+Future Value after 10 years: $10444.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $191876 to be achieved in 59 months.
+8. Net Worth: $191876.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Erin Welch is a 32-year-old Female who works as a Teacher. They are currently Single and live at 55139 Pena Plaza Apt. 145, Priceberg, FM 45369 in Canada. They have 2 dependents: Joseph (Age: 5, Gender: Male), Michael (Age: 12, Gender: Male). Their financial goal is Travel with a target amount of $123006 to be achieved in 18 months. Currently, they earn $77050 per month and have an expenditure of $34507. They have $33373 in savings, $4935 in fixed deposits, $3884 in stocks, $6106 in mutual funds, and $11289 in other investments. Insurance: Health Insurance with a premium of $1012 and coverage of $494556. No debt. No emergency fund.","Plan for Erin Welch:
+1. Income: $77050 per month
+2. Emergency Fund: $207042 (adequate for 6 months of expenses).
+3. Savings: $33373
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $494556 and a monthly premium of $1012.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3884
+Future Value after 10 years: $9710.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6106
+Future Value after 10 years: $12212.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4935
+Future Value after 10 years: $7402.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11289
+Future Value after 10 years: $13546.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $123006 to be achieved in 18 months.
+8. Net Worth: $123006.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joan Zimmerman is a 57-year-old Male who works as a Artist. They are currently Single and live at 264 Donna Bypass, Monicamouth, AK 81155 in UK. They have 2 dependents: Melissa (Age: 2, Gender: Male), Amy (Age: 5, Gender: Male). Their financial goal is Travel with a target amount of $115236 to be achieved in 41 months. Currently, they earn $101392 per month and have an expenditure of $49123. They have $32893 in savings, $17800 in fixed deposits, $20996 in stocks, $18408 in mutual funds, and $1109 in other investments. Insurance: Health Insurance with a premium of $7671 and coverage of $210723. No debt. Emergency Fund: Yes, Amount: $11438.","Plan for Joan Zimmerman:
+1. Income: $101392 per month
+2. Emergency Fund: $11438 (adequate for 6 months of expenses).
+3. Savings: $32893
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $210723 and a monthly premium of $7671.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20996
+Future Value after 10 years: $52490.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18408
+Future Value after 10 years: $36816.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17800
+Future Value after 10 years: $26700.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1109
+Future Value after 10 years: $1330.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $115236 to be achieved in 41 months.
+8. Net Worth: $115236.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Pena is a 66-year-old Female who works as a Artist. They are currently Single and live at 60225 Graham Tunnel, Lake Christopherchester, IN 47010 in USA. They have 1 dependents: Samantha (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $81269 to be achieved in 16 months. Currently, they earn $40405 per month and have an expenditure of $17428. They have $14422 in savings, $14319 in fixed deposits, $26708 in stocks, $23423 in mutual funds, and $10526 in other investments. Insurance: Auto Insurance with a premium of $4885 and coverage of $292089. Debt: Yes, Amount: $5853, Type: Credit Card, Interest Rate: 21.140379415007253%. Loan Start Date: 2019-03-14, Loan End Date: 2033-06-03. Emergency Fund: Yes, Amount: $1867.","Plan for Jennifer Pena:
+1. Income: $40405 per month
+2. Emergency Fund: $1867 (adequate for 6 months of expenses).
+3. Savings: $14422
+4. Debts: $5853 (Credit Card) with an interest rate of 21.140379415007253%.
+5. Insurance: Auto Insurance with coverage of $292089 and a monthly premium of $4885.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26708
+Future Value after 10 years: $66770.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23423
+Future Value after 10 years: $46846.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14319
+Future Value after 10 years: $21478.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10526
+Future Value after 10 years: $12631.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $81269 to be achieved in 16 months.
+8. Net Worth: $75416.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nancy Green is a 49-year-old Female who works as a Engineer. They are currently Married and live at 97694 Manning Ranch, Ramseymouth, MO 90907 in Canada. They have 1 dependents: Shawn (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $186278 to be achieved in 17 months. Currently, they earn $73121 per month and have an expenditure of $49667. They have $26281 in savings, $3732 in fixed deposits, $40400 in stocks, $6357 in mutual funds, and $6039 in other investments. No insurance. Debt: Yes, Amount: $10467, Type: Mortgage, Interest Rate: 5.182441333936781%. Loan Start Date: 2017-06-29, Loan End Date: 2033-08-04. No emergency fund.","Plan for Nancy Green:
+1. Income: $73121 per month
+2. Emergency Fund: $298002 (adequate for 6 months of expenses).
+3. Savings: $26281
+4. Debts: $10467 (Mortgage) with an interest rate of 5.182441333936781%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40400
+Future Value after 10 years: $101000.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6357
+Future Value after 10 years: $12714.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3732
+Future Value after 10 years: $5598.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6039
+Future Value after 10 years: $7246.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $186278 to be achieved in 17 months.
+8. Net Worth: $175811.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Colin Hill is a 28-year-old Female who works as a Teacher. They are currently Divorced and live at PSC 6107, Box 1851, APO AA 82874 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $141683 to be achieved in 33 months. Currently, they earn $50522 per month and have an expenditure of $30203. They have $32320 in savings, $23419 in fixed deposits, $44122 in stocks, $3774 in mutual funds, and $11412 in other investments. No insurance. No debt. No emergency fund.","Plan for Colin Hill:
+1. Income: $50522 per month
+2. Emergency Fund: $181218 (adequate for 6 months of expenses).
+3. Savings: $32320
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44122
+Future Value after 10 years: $110305.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3774
+Future Value after 10 years: $7548.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23419
+Future Value after 10 years: $35128.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11412
+Future Value after 10 years: $13694.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $141683 to be achieved in 33 months.
+8. Net Worth: $141683.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Miller is a 58-year-old Male who works as a Artist. They are currently Single and live at 14950 Mccarthy Well, Millerberg, MN 75842 in UK. They have 2 dependents: Michelle (Age: 2, Gender: Male), Robert (Age: 18, Gender: Female). Their financial goal is Save for Education with a target amount of $90802 to be achieved in 30 months. Currently, they earn $92317 per month and have an expenditure of $47408. They have $11376 in savings, $13167 in fixed deposits, $4635 in stocks, $11928 in mutual funds, and $8355 in other investments. Insurance: Life Insurance with a premium of $2352 and coverage of $123017. No debt. Emergency Fund: Yes, Amount: $11180.","Plan for David Miller:
+1. Income: $92317 per month
+2. Emergency Fund: $11180 (adequate for 6 months of expenses).
+3. Savings: $11376
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $123017 and a monthly premium of $2352.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4635
+Future Value after 10 years: $11587.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11928
+Future Value after 10 years: $23856.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13167
+Future Value after 10 years: $19750.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8355
+Future Value after 10 years: $10026.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $90802 to be achieved in 30 months.
+8. Net Worth: $90802.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Hill is a 43-year-old Male who works as a Artist. They are currently Single and live at 84330 Steve Glens, East William, MT 44426 in USA. They have 2 dependents: Steven (Age: 20, Gender: Female), Kimberly (Age: 28, Gender: Female). Their financial goal is Save for Education with a target amount of $94785 to be achieved in 39 months. Currently, they earn $36756 per month and have an expenditure of $26371. They have $10225 in savings, $7604 in fixed deposits, $33844 in stocks, $1338 in mutual funds, and $15754 in other investments. No insurance. Debt: Yes, Amount: $10353, Type: Credit Card, Interest Rate: 20.200512035539287%. Loan Start Date: 2015-04-18, Loan End Date: 2025-03-28. Emergency Fund: Yes, Amount: $18700.","Plan for Robert Hill:
+1. Income: $36756 per month
+2. Emergency Fund: $18700 (adequate for 6 months of expenses).
+3. Savings: $10225
+4. Debts: $10353 (Credit Card) with an interest rate of 20.200512035539287%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33844
+Future Value after 10 years: $84610.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1338
+Future Value after 10 years: $2676.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7604
+Future Value after 10 years: $11406.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15754
+Future Value after 10 years: $18904.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $94785 to be achieved in 39 months.
+8. Net Worth: $84432.00000000001
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"George Thomas is a 42-year-old Male who works as a Doctor. They are currently Single and live at 5874 Roberts Mall, Leslieville, OH 82324 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $178020 to be achieved in 35 months. Currently, they earn $30176 per month and have an expenditure of $10685. They have $26266 in savings, $17207 in fixed deposits, $2204 in stocks, $2748 in mutual funds, and $4809 in other investments. Insurance: Health Insurance with a premium of $6824 and coverage of $277202. Debt: Yes, Amount: $18553, Type: Credit Card, Interest Rate: 24.733781218211806%. Loan Start Date: 2016-09-01, Loan End Date: 2034-03-15. Emergency Fund: Yes, Amount: $19107.","Plan for George Thomas:
+1. Income: $30176 per month
+2. Emergency Fund: $19107 (adequate for 6 months of expenses).
+3. Savings: $26266
+4. Debts: $18553 (Credit Card) with an interest rate of 24.733781218211806%.
+5. Insurance: Health Insurance with coverage of $277202 and a monthly premium of $6824.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2204
+Future Value after 10 years: $5510.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2748
+Future Value after 10 years: $5496.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17207
+Future Value after 10 years: $25810.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4809
+Future Value after 10 years: $5770.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $178020 to be achieved in 35 months.
+8. Net Worth: $159467.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Jenkins is a 25-year-old Male who works as a Doctor. They are currently Single and live at 3196 Michael Shore Suite 091, Port Matthew, NE 57167 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $188528 to be achieved in 39 months. Currently, they earn $105425 per month and have an expenditure of $44366. They have $39193 in savings, $18660 in fixed deposits, $12852 in stocks, $1987 in mutual funds, and $19681 in other investments. Insurance: Life Insurance with a premium of $7845 and coverage of $72088. Debt: Yes, Amount: $7553, Type: Credit Card, Interest Rate: 16.332543040401177%. Loan Start Date: 2022-10-01, Loan End Date: 2030-10-05. Emergency Fund: Yes, Amount: $11093.","Plan for James Jenkins:
+1. Income: $105425 per month
+2. Emergency Fund: $11093 (adequate for 6 months of expenses).
+3. Savings: $39193
+4. Debts: $7553 (Credit Card) with an interest rate of 16.332543040401177%.
+5. Insurance: Life Insurance with coverage of $72088 and a monthly premium of $7845.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12852
+Future Value after 10 years: $32130.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1987
+Future Value after 10 years: $3974.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18660
+Future Value after 10 years: $27990.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19681
+Future Value after 10 years: $23617.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $188528 to be achieved in 39 months.
+8. Net Worth: $180975.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kenneth Le is a 66-year-old Male who works as a Teacher. They are currently Divorced and live at 338 Julie Courts Apt. 377, Saraton, CO 14558 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $187017 to be achieved in 46 months. Currently, they earn $45836 per month and have an expenditure of $40836. They have $6028 in savings, $28529 in fixed deposits, $35087 in stocks, $12944 in mutual funds, and $18071 in other investments. Insurance: Life Insurance with a premium of $2179 and coverage of $77572. No debt. Emergency Fund: Yes, Amount: $19722.","Plan for Kenneth Le:
+1. Income: $45836 per month
+2. Emergency Fund: $19722 (adequate for 6 months of expenses).
+3. Savings: $6028
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $77572 and a monthly premium of $2179.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35087
+Future Value after 10 years: $87717.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12944
+Future Value after 10 years: $25888.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28529
+Future Value after 10 years: $42793.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18071
+Future Value after 10 years: $21685.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $187017 to be achieved in 46 months.
+8. Net Worth: $187017.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Salas is a 20-year-old Female who works as a Teacher. They are currently Married and live at 21882 Watson Lake Suite 233, Port Charlesshire, OK 98197 in USA. They have 5 dependents: Randy (Age: 27, Gender: Female), Jason (Age: 17, Gender: Female), Kristopher (Age: 4, Gender: Male), Sara (Age: 3, Gender: Male), Patricia (Age: 28, Gender: Male). Their financial goal is Travel with a target amount of $74401 to be achieved in 35 months. Currently, they earn $118156 per month and have an expenditure of $23000. They have $6433 in savings, $22460 in fixed deposits, $31382 in stocks, $18514 in mutual funds, and $1126 in other investments. No insurance. Debt: Yes, Amount: $17379, Type: Credit Card, Interest Rate: 19.23454582031156%. Loan Start Date: 2017-10-10, Loan End Date: 2031-12-30. Emergency Fund: Yes, Amount: $9125.","Plan for Daniel Salas:
+1. Income: $118156 per month
+2. Emergency Fund: $9125 (adequate for 6 months of expenses).
+3. Savings: $6433
+4. Debts: $17379 (Credit Card) with an interest rate of 19.23454582031156%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31382
+Future Value after 10 years: $78455.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18514
+Future Value after 10 years: $37028.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22460
+Future Value after 10 years: $33690.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1126
+Future Value after 10 years: $1351.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $74401 to be achieved in 35 months.
+8. Net Worth: $57022.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bradley Estes is a 20-year-old Female who works as a Teacher. They are currently Divorced and live at 5206 Carl Course Suite 634, North Kellie, NY 79602 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $159751 to be achieved in 45 months. Currently, they earn $38884 per month and have an expenditure of $33884. They have $42642 in savings, $14678 in fixed deposits, $6403 in stocks, $10434 in mutual funds, and $10780 in other investments. No insurance. Debt: Yes, Amount: $3919, Type: Personal Loan, Interest Rate: 8.118491615797549%. Loan Start Date: 2017-09-30, Loan End Date: 2031-12-19. Emergency Fund: Yes, Amount: $12579.","Plan for Bradley Estes:
+1. Income: $38884 per month
+2. Emergency Fund: $12579 (adequate for 6 months of expenses).
+3. Savings: $42642
+4. Debts: $3919 (Personal Loan) with an interest rate of 8.118491615797549%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6403
+Future Value after 10 years: $16007.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10434
+Future Value after 10 years: $20868.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14678
+Future Value after 10 years: $22017.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10780
+Future Value after 10 years: $12936.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $159751 to be achieved in 45 months.
+8. Net Worth: $155832.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Parker is a 30-year-old Female who works as a Doctor. They are currently Single and live at 412 Hector Isle Apt. 615, Walkertown, GA 08480 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $130715 to be achieved in 16 months. Currently, they earn $30128 per month and have an expenditure of $17720. They have $6483 in savings, $11795 in fixed deposits, $47102 in stocks, $9011 in mutual funds, and $19917 in other investments. Insurance: Auto Insurance with a premium of $1465 and coverage of $365234. Debt: Yes, Amount: $2288, Type: Personal Loan, Interest Rate: 10.39805821199736%. Loan Start Date: 2019-09-05, Loan End Date: 2029-09-14. No emergency fund.","Plan for Justin Parker:
+1. Income: $30128 per month
+2. Emergency Fund: $106320 (adequate for 6 months of expenses).
+3. Savings: $6483
+4. Debts: $2288 (Personal Loan) with an interest rate of 10.39805821199736%.
+5. Insurance: Auto Insurance with coverage of $365234 and a monthly premium of $1465.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47102
+Future Value after 10 years: $117755.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9011
+Future Value after 10 years: $18022.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11795
+Future Value after 10 years: $17692.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19917
+Future Value after 10 years: $23900.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $130715 to be achieved in 16 months.
+8. Net Worth: $128427.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Sanchez is a 60-year-old Female who works as a Engineer. They are currently Single and live at 417 Lopez Locks Suite 151, Masseyfort, AZ 38393 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $174586 to be achieved in 16 months. Currently, they earn $59965 per month and have an expenditure of $42039. They have $35860 in savings, $10420 in fixed deposits, $38030 in stocks, $21501 in mutual funds, and $3138 in other investments. No insurance. No debt. No emergency fund.","Plan for Heather Sanchez:
+1. Income: $59965 per month
+2. Emergency Fund: $252234 (adequate for 6 months of expenses).
+3. Savings: $35860
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38030
+Future Value after 10 years: $95075.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21501
+Future Value after 10 years: $43002.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10420
+Future Value after 10 years: $15630.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3138
+Future Value after 10 years: $3765.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $174586 to be achieved in 16 months.
+8. Net Worth: $174586.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Peterson is a 34-year-old Male who works as a Teacher. They are currently Married and live at 692 Jacobs Junctions, Martinfurt, DE 03803 in UK. They have 3 dependents: Adrienne (Age: 26, Gender: Male), Tina (Age: 29, Gender: Female), Sandra (Age: 8, Gender: Male). Their financial goal is Retirement with a target amount of $116032 to be achieved in 37 months. Currently, they earn $62904 per month and have an expenditure of $11613. They have $23082 in savings, $11560 in fixed deposits, $43754 in stocks, $26768 in mutual funds, and $14608 in other investments. No insurance. Debt: Yes, Amount: $19914, Type: Personal Loan, Interest Rate: 9.266449409519092%. Loan Start Date: 2023-09-19, Loan End Date: 2030-02-20. Emergency Fund: Yes, Amount: $3923.","Plan for Mark Peterson:
+1. Income: $62904 per month
+2. Emergency Fund: $3923 (adequate for 6 months of expenses).
+3. Savings: $23082
+4. Debts: $19914 (Personal Loan) with an interest rate of 9.266449409519092%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43754
+Future Value after 10 years: $109385.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26768
+Future Value after 10 years: $53536.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11560
+Future Value after 10 years: $17340.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14608
+Future Value after 10 years: $17529.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $116032 to be achieved in 37 months.
+8. Net Worth: $96118.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Collier is a 51-year-old Female who works as a Engineer. They are currently Single and live at 9619 Miller Isle Apt. 488, Ritterville, AK 30121 in USA. They have 1 dependents: Lauren (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $469764 to be achieved in 88 months. Currently, they earn $32045 per month and have an expenditure of $27045. They have $18870 in savings, $22895 in fixed deposits, $10672 in stocks, $24706 in mutual funds, and $3033 in other investments. Insurance: Auto Insurance with a premium of $1138 and coverage of $181145. Debt: Yes, Amount: $4865, Type: Mortgage, Interest Rate: 6.606386944891771%. Loan Start Date: 2017-10-11, Loan End Date: 2029-07-11. No emergency fund.","Plan for Lisa Collier:
+1. Income: $32045 per month
+2. Emergency Fund: $162270 (adequate for 6 months of expenses).
+3. Savings: $18870
+4. Debts: $4865 (Mortgage) with an interest rate of 6.606386944891771%.
+5. Insurance: Auto Insurance with coverage of $181145 and a monthly premium of $1138.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10672
+Future Value after 10 years: $26680.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24706
+Future Value after 10 years: $49412.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22895
+Future Value after 10 years: $34342.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3033
+Future Value after 10 years: $3639.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $469764 to be achieved in 88 months.
+8. Net Worth: $464899.00000000006
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dave Cooke is a 70-year-old Male who works as a Doctor. They are currently Married and live at 777 Jones Stravenue Apt. 759, Port Rachel, MA 01229 in USA. They have 5 dependents: Antonio (Age: 8, Gender: Male), Matthew (Age: 17, Gender: Male), Douglas (Age: 7, Gender: Female), Joann (Age: 15, Gender: Male), Steven (Age: 25, Gender: Female). Their financial goal is Save for House with a target amount of $198672 to be achieved in 97 months. Currently, they earn $117826 per month and have an expenditure of $33201. They have $33463 in savings, $17681 in fixed deposits, $15153 in stocks, $3425 in mutual funds, and $4912 in other investments. Insurance: Health Insurance with a premium of $6627 and coverage of $349276. No debt. Emergency Fund: Yes, Amount: $13351.","Plan for Dave Cooke:
+1. Income: $117826 per month
+2. Emergency Fund: $13351 (adequate for 6 months of expenses).
+3. Savings: $33463
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $349276 and a monthly premium of $6627.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15153
+Future Value after 10 years: $37882.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3425
+Future Value after 10 years: $6850.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17681
+Future Value after 10 years: $26521.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4912
+Future Value after 10 years: $5894.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $198672 to be achieved in 97 months.
+8. Net Worth: $198672.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Weaver is a 70-year-old Female who works as a Engineer. They are currently Single and live at 14124 Ethan Keys Suite 171, North Kenneth, MA 62277 in USA. They have 2 dependents: Tamara (Age: 3, Gender: Female), April (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $146627 to be achieved in 15 months. Currently, they earn $36460 per month and have an expenditure of $31460. They have $24055 in savings, $1784 in fixed deposits, $3011 in stocks, $25774 in mutual funds, and $7473 in other investments. Insurance: Life Insurance with a premium of $4711 and coverage of $279894. No debt. Emergency Fund: Yes, Amount: $16621.","Plan for William Weaver:
+1. Income: $36460 per month
+2. Emergency Fund: $16621 (adequate for 6 months of expenses).
+3. Savings: $24055
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $279894 and a monthly premium of $4711.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3011
+Future Value after 10 years: $7527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25774
+Future Value after 10 years: $51548.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1784
+Future Value after 10 years: $2676.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7473
+Future Value after 10 years: $8967.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $146627 to be achieved in 15 months.
+8. Net Worth: $146627.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Frank Aguilar is a 45-year-old Male who works as a Engineer. They are currently Single and live at 29456 Sharon Light Apt. 252, Nelsonport, FL 65302 in USA. They have 2 dependents: Julie (Age: 14, Gender: Male), Joshua (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $73487 to be achieved in 45 months. Currently, they earn $90246 per month and have an expenditure of $34367. They have $22498 in savings, $23997 in fixed deposits, $35759 in stocks, $26840 in mutual funds, and $9638 in other investments. Insurance: Life Insurance with a premium of $4115 and coverage of $172516. Debt: Yes, Amount: $15817, Type: Credit Card, Interest Rate: 22.432146990416186%. Loan Start Date: 2020-12-02, Loan End Date: 2029-04-14. Emergency Fund: Yes, Amount: $17397.","Plan for Frank Aguilar:
+1. Income: $90246 per month
+2. Emergency Fund: $17397 (adequate for 6 months of expenses).
+3. Savings: $22498
+4. Debts: $15817 (Credit Card) with an interest rate of 22.432146990416186%.
+5. Insurance: Life Insurance with coverage of $172516 and a monthly premium of $4115.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35759
+Future Value after 10 years: $89397.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26840
+Future Value after 10 years: $53680.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23997
+Future Value after 10 years: $35995.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9638
+Future Value after 10 years: $11565.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $73487 to be achieved in 45 months.
+8. Net Worth: $57670.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Kelly is a 48-year-old Male who works as a Doctor. They are currently Single and live at 72602 Brendan Knoll Suite 238, Port Cynthiaberg, MT 45336 in USA. They have 2 dependents: Frederick (Age: 25, Gender: Male), Anthony (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $81473 to be achieved in 59 months. Currently, they earn $67590 per month and have an expenditure of $39078. They have $10362 in savings, $12171 in fixed deposits, $43916 in stocks, $12324 in mutual funds, and $5890 in other investments. Insurance: Home Insurance with a premium of $9818 and coverage of $62017. No debt. Emergency Fund: Yes, Amount: $17181.","Plan for Patricia Kelly:
+1. Income: $67590 per month
+2. Emergency Fund: $17181 (adequate for 6 months of expenses).
+3. Savings: $10362
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $62017 and a monthly premium of $9818.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43916
+Future Value after 10 years: $109790.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12324
+Future Value after 10 years: $24648.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12171
+Future Value after 10 years: $18256.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5890
+Future Value after 10 years: $7068.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $81473 to be achieved in 59 months.
+8. Net Worth: $81473.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Benjamin Morgan is a 45-year-old Female who works as a Artist. They are currently Divorced and live at 3265 Diaz Crescent, Petersland, NM 07014 in India. They have 1 dependents: Karen (Age: 28, Gender: Female). Their financial goal is Save for House with a target amount of $117327 to be achieved in 84 months. Currently, they earn $82679 per month and have an expenditure of $29742. They have $31123 in savings, $27686 in fixed deposits, $25471 in stocks, $5871 in mutual funds, and $6079 in other investments. Insurance: Home Insurance with a premium of $1123 and coverage of $140552. Debt: Yes, Amount: $7949, Type: Personal Loan, Interest Rate: 9.347449475736408%. Loan Start Date: 2015-07-03, Loan End Date: 2030-06-15. Emergency Fund: Yes, Amount: $17441.","Plan for Benjamin Morgan:
+1. Income: $82679 per month
+2. Emergency Fund: $17441 (adequate for 6 months of expenses).
+3. Savings: $31123
+4. Debts: $7949 (Personal Loan) with an interest rate of 9.347449475736408%.
+5. Insurance: Home Insurance with coverage of $140552 and a monthly premium of $1123.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25471
+Future Value after 10 years: $63677.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5871
+Future Value after 10 years: $11742.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27686
+Future Value after 10 years: $41529.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6079
+Future Value after 10 years: $7294.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $117327 to be achieved in 84 months.
+8. Net Worth: $109378.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark White is a 60-year-old Male who works as a Doctor. They are currently Divorced and live at 8107 Russell Estates Suite 666, South Ian, WV 30700 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $51818 to be achieved in 58 months. Currently, they earn $98124 per month and have an expenditure of $44804. They have $46290 in savings, $9567 in fixed deposits, $12297 in stocks, $22720 in mutual funds, and $12278 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1008.","Plan for Mark White:
+1. Income: $98124 per month
+2. Emergency Fund: $1008 (adequate for 6 months of expenses).
+3. Savings: $46290
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12297
+Future Value after 10 years: $30742.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22720
+Future Value after 10 years: $45440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9567
+Future Value after 10 years: $14350.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12278
+Future Value after 10 years: $14733.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $51818 to be achieved in 58 months.
+8. Net Worth: $51818.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Derek Wolfe is a 53-year-old Female who works as a Teacher. They are currently Divorced and live at 9992 Andrew Dam, Johnsonport, AZ 74042 in India. They have 1 dependents: Jennifer (Age: 17, Gender: Female). Their financial goal is Save for Education with a target amount of $147287 to be achieved in 55 months. Currently, they earn $66118 per month and have an expenditure of $29749. They have $43365 in savings, $11060 in fixed deposits, $6441 in stocks, $12884 in mutual funds, and $16512 in other investments. Insurance: Auto Insurance with a premium of $9545 and coverage of $492363. No debt. No emergency fund.","Plan for Derek Wolfe:
+1. Income: $66118 per month
+2. Emergency Fund: $178494 (adequate for 6 months of expenses).
+3. Savings: $43365
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $492363 and a monthly premium of $9545.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6441
+Future Value after 10 years: $16102.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12884
+Future Value after 10 years: $25768.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11060
+Future Value after 10 years: $16590.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16512
+Future Value after 10 years: $19814.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $147287 to be achieved in 55 months.
+8. Net Worth: $147287.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carl Perez is a 29-year-old Female who works as a Engineer. They are currently Divorced and live at 72291 Makayla Spurs Suite 897, South Lukeshire, OH 13433 in USA. They have 2 dependents: Katherine (Age: 11, Gender: Male), Paul (Age: 27, Gender: Male). Their financial goal is Save for House with a target amount of $317424 to be achieved in 89 months. Currently, they earn $75490 per month and have an expenditure of $31167. They have $14272 in savings, $29142 in fixed deposits, $8388 in stocks, $16672 in mutual funds, and $18944 in other investments. No insurance. Debt: Yes, Amount: $2416, Type: Personal Loan, Interest Rate: 10.40272958413915%. Loan Start Date: 2015-07-21, Loan End Date: 2027-03-28. No emergency fund.","Plan for Carl Perez:
+1. Income: $75490 per month
+2. Emergency Fund: $187002 (adequate for 6 months of expenses).
+3. Savings: $14272
+4. Debts: $2416 (Personal Loan) with an interest rate of 10.40272958413915%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8388
+Future Value after 10 years: $20970.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16672
+Future Value after 10 years: $33344.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29142
+Future Value after 10 years: $43713.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18944
+Future Value after 10 years: $22732.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $317424 to be achieved in 89 months.
+8. Net Worth: $315008.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Cooper is a 32-year-old Female who works as a Doctor. They are currently Single and live at 494 Courtney Heights, Clarkmouth, MA 25176 in USA. They have 2 dependents: Aaron (Age: 12, Gender: Female), Veronica (Age: 6, Gender: Female). Their financial goal is Retirement with a target amount of $122358 to be achieved in 17 months. Currently, they earn $30980 per month and have an expenditure of $25980. They have $40727 in savings, $3923 in fixed deposits, $32054 in stocks, $18115 in mutual funds, and $12950 in other investments. Insurance: Life Insurance with a premium of $6784 and coverage of $63006. No debt. No emergency fund.","Plan for Jennifer Cooper:
+1. Income: $30980 per month
+2. Emergency Fund: $155880 (adequate for 6 months of expenses).
+3. Savings: $40727
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $63006 and a monthly premium of $6784.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32054
+Future Value after 10 years: $80135.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18115
+Future Value after 10 years: $36230.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3923
+Future Value after 10 years: $5884.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12950
+Future Value after 10 years: $15540.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $122358 to be achieved in 17 months.
+8. Net Worth: $122358.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Hoffman is a 65-year-old Female who works as a Teacher. They are currently Single and live at 242 Thomas Lodge Suite 158, South Madison, GA 93015 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $102952 to be achieved in 44 months. Currently, they earn $47498 per month and have an expenditure of $42498. They have $27563 in savings, $16368 in fixed deposits, $44086 in stocks, $6797 in mutual funds, and $14006 in other investments. Insurance: Health Insurance with a premium of $8061 and coverage of $237546. Debt: Yes, Amount: $13683, Type: Credit Card, Interest Rate: 19.447796745657993%. Loan Start Date: 2017-06-23, Loan End Date: 2030-03-05. Emergency Fund: Yes, Amount: $10183.","Plan for Jason Hoffman:
+1. Income: $47498 per month
+2. Emergency Fund: $10183 (adequate for 6 months of expenses).
+3. Savings: $27563
+4. Debts: $13683 (Credit Card) with an interest rate of 19.447796745657993%.
+5. Insurance: Health Insurance with coverage of $237546 and a monthly premium of $8061.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44086
+Future Value after 10 years: $110215.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6797
+Future Value after 10 years: $13594.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16368
+Future Value after 10 years: $24552.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14006
+Future Value after 10 years: $16807.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $102952 to be achieved in 44 months.
+8. Net Worth: $89269.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Benjamin Hardy is a 18-year-old Male who works as a Artist. They are currently Divorced and live at 6134 Rivera Highway, Jocelynburgh, NM 97978 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $59498 to be achieved in 31 months. Currently, they earn $67308 per month and have an expenditure of $27058. They have $31321 in savings, $28959 in fixed deposits, $41040 in stocks, $2092 in mutual funds, and $2561 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13076.","Plan for Benjamin Hardy:
+1. Income: $67308 per month
+2. Emergency Fund: $13076 (adequate for 6 months of expenses).
+3. Savings: $31321
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41040
+Future Value after 10 years: $102600.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2092
+Future Value after 10 years: $4184.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28959
+Future Value after 10 years: $43438.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2561
+Future Value after 10 years: $3073.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $59498 to be achieved in 31 months.
+8. Net Worth: $59498.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Schultz is a 40-year-old Female who works as a Engineer. They are currently Divorced and live at 461 Lee Parkway Suite 050, Lake Russellville, PA 86429 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $192369 to be achieved in 20 months. Currently, they earn $111274 per month and have an expenditure of $29953. They have $27659 in savings, $17667 in fixed deposits, $7671 in stocks, $13185 in mutual funds, and $9144 in other investments. Insurance: Health Insurance with a premium of $7296 and coverage of $477715. Debt: Yes, Amount: $8717, Type: Credit Card, Interest Rate: 18.449975505650368%. Loan Start Date: 2022-08-31, Loan End Date: 2031-05-28. No emergency fund.","Plan for Kevin Schultz:
+1. Income: $111274 per month
+2. Emergency Fund: $179718 (adequate for 6 months of expenses).
+3. Savings: $27659
+4. Debts: $8717 (Credit Card) with an interest rate of 18.449975505650368%.
+5. Insurance: Health Insurance with coverage of $477715 and a monthly premium of $7296.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7671
+Future Value after 10 years: $19177.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13185
+Future Value after 10 years: $26370.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17667
+Future Value after 10 years: $26500.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9144
+Future Value after 10 years: $10972.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $192369 to be achieved in 20 months.
+8. Net Worth: $183652.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandi Copeland MD is a 18-year-old Male who works as a Teacher. They are currently Single and live at 1381 Robert Expressway, North Matthewchester, ME 83687 in USA. They have 1 dependents: John (Age: 18, Gender: Male). Their financial goal is Save for Education with a target amount of $120254 to be achieved in 42 months. Currently, they earn $35674 per month and have an expenditure of $30674. They have $40371 in savings, $15756 in fixed deposits, $8476 in stocks, $28436 in mutual funds, and $8870 in other investments. No insurance. Debt: Yes, Amount: $19630, Type: Credit Card, Interest Rate: 16.796561762927546%. Loan Start Date: 2023-12-09, Loan End Date: 2031-04-03. Emergency Fund: Yes, Amount: $3808.","Plan for Brandi Copeland MD:
+1. Income: $35674 per month
+2. Emergency Fund: $3808 (adequate for 6 months of expenses).
+3. Savings: $40371
+4. Debts: $19630 (Credit Card) with an interest rate of 16.796561762927546%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8476
+Future Value after 10 years: $21190.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28436
+Future Value after 10 years: $56872.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15756
+Future Value after 10 years: $23634.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8870
+Future Value after 10 years: $10644.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $120254 to be achieved in 42 months.
+8. Net Worth: $100624.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Herring is a 26-year-old Male who works as a Doctor. They are currently Married and live at 00694 Angel Summit Suite 414, Wardmouth, AR 78551 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $204114 to be achieved in 99 months. Currently, they earn $39196 per month and have an expenditure of $23510. They have $10197 in savings, $10500 in fixed deposits, $41193 in stocks, $18975 in mutual funds, and $17344 in other investments. No insurance. Debt: Yes, Amount: $16156, Type: Credit Card, Interest Rate: 22.52013509179011%. Loan Start Date: 2021-01-31, Loan End Date: 2034-01-03. Emergency Fund: Yes, Amount: $2163.","Plan for Elizabeth Herring:
+1. Income: $39196 per month
+2. Emergency Fund: $2163 (adequate for 6 months of expenses).
+3. Savings: $10197
+4. Debts: $16156 (Credit Card) with an interest rate of 22.52013509179011%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41193
+Future Value after 10 years: $102982.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18975
+Future Value after 10 years: $37950.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10500
+Future Value after 10 years: $15750.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17344
+Future Value after 10 years: $20812.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $204114 to be achieved in 99 months.
+8. Net Worth: $187958.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Teresa Murray is a 44-year-old Female who works as a Engineer. They are currently Single and live at 77374 Brianna Row, Karenton, VA 63282 in Canada. They have 2 dependents: Daniel (Age: 3, Gender: Female), Julie (Age: 6, Gender: Male). Their financial goal is Save for House with a target amount of $184390 to be achieved in 67 months. Currently, they earn $96199 per month and have an expenditure of $18946. They have $13847 in savings, $26004 in fixed deposits, $45266 in stocks, $11127 in mutual funds, and $4355 in other investments. No insurance. Debt: Yes, Amount: $5532, Type: Personal Loan, Interest Rate: 10.21473747679623%. Loan Start Date: 2024-03-31, Loan End Date: 2032-03-22. Emergency Fund: Yes, Amount: $17837.","Plan for Teresa Murray:
+1. Income: $96199 per month
+2. Emergency Fund: $17837 (adequate for 6 months of expenses).
+3. Savings: $13847
+4. Debts: $5532 (Personal Loan) with an interest rate of 10.21473747679623%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45266
+Future Value after 10 years: $113165.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11127
+Future Value after 10 years: $22254.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26004
+Future Value after 10 years: $39006.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4355
+Future Value after 10 years: $5226.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $184390 to be achieved in 67 months.
+8. Net Worth: $178858.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Wendy Gilbert is a 25-year-old Male who works as a Engineer. They are currently Divorced and live at 46132 Gibson Walk, Greeneport, RI 08191 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $79080 to be achieved in 25 months. Currently, they earn $95446 per month and have an expenditure of $27718. They have $7570 in savings, $19476 in fixed deposits, $20576 in stocks, $4090 in mutual funds, and $18574 in other investments. No insurance. Debt: Yes, Amount: $7644, Type: Mortgage, Interest Rate: 3.7065074559111078%. Loan Start Date: 2018-09-04, Loan End Date: 2030-12-14. Emergency Fund: Yes, Amount: $9885.","Plan for Wendy Gilbert:
+1. Income: $95446 per month
+2. Emergency Fund: $9885 (adequate for 6 months of expenses).
+3. Savings: $7570
+4. Debts: $7644 (Mortgage) with an interest rate of 3.7065074559111078%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20576
+Future Value after 10 years: $51440.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4090
+Future Value after 10 years: $8180.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19476
+Future Value after 10 years: $29214.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18574
+Future Value after 10 years: $22288.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $79080 to be achieved in 25 months.
+8. Net Worth: $71436.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samuel Ward is a 65-year-old Male who works as a Doctor. They are currently Married and live at 114 Sherry Stravenue Suite 890, Crystalport, UT 69859 in India. They have 2 dependents: Deanna (Age: 12, Gender: Male), Martha (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $103042 to be achieved in 92 months. Currently, they earn $106282 per month and have an expenditure of $48806. They have $6469 in savings, $14988 in fixed deposits, $23651 in stocks, $20160 in mutual funds, and $19526 in other investments. Insurance: Auto Insurance with a premium of $3960 and coverage of $383428. Debt: Yes, Amount: $8811, Type: Personal Loan, Interest Rate: 9.692635160123434%. Loan Start Date: 2015-04-21, Loan End Date: 2026-03-23. Emergency Fund: Yes, Amount: $19805.","Plan for Samuel Ward:
+1. Income: $106282 per month
+2. Emergency Fund: $19805 (adequate for 6 months of expenses).
+3. Savings: $6469
+4. Debts: $8811 (Personal Loan) with an interest rate of 9.692635160123434%.
+5. Insurance: Auto Insurance with coverage of $383428 and a monthly premium of $3960.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23651
+Future Value after 10 years: $59127.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20160
+Future Value after 10 years: $40320.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14988
+Future Value after 10 years: $22482.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19526
+Future Value after 10 years: $23431.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $103042 to be achieved in 92 months.
+8. Net Worth: $94231.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Figueroa is a 58-year-old Female who works as a Artist. They are currently Single and live at 2395 Jeremy Street Apt. 525, Bonnieview, MO 61698 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $102557 to be achieved in 17 months. Currently, they earn $37437 per month and have an expenditure of $32437. They have $44918 in savings, $18069 in fixed deposits, $3303 in stocks, $3875 in mutual funds, and $4345 in other investments. Insurance: Auto Insurance with a premium of $8367 and coverage of $385632. Debt: Yes, Amount: $13735, Type: Mortgage, Interest Rate: 4.1604470972165615%. Loan Start Date: 2017-06-24, Loan End Date: 2030-10-11. Emergency Fund: Yes, Amount: $12123.","Plan for Steven Figueroa:
+1. Income: $37437 per month
+2. Emergency Fund: $12123 (adequate for 6 months of expenses).
+3. Savings: $44918
+4. Debts: $13735 (Mortgage) with an interest rate of 4.1604470972165615%.
+5. Insurance: Auto Insurance with coverage of $385632 and a monthly premium of $8367.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3303
+Future Value after 10 years: $8257.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3875
+Future Value after 10 years: $7750.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18069
+Future Value after 10 years: $27103.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4345
+Future Value after 10 years: $5214.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $102557 to be achieved in 17 months.
+8. Net Worth: $88822.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bradley Evans is a 67-year-old Male who works as a Teacher. They are currently Married and live at 95219 Mack Vista Suite 057, South Heidi, WY 62713 in Canada. They have 5 dependents: Ian (Age: 6, Gender: Female), Susan (Age: 29, Gender: Female), Michael (Age: 2, Gender: Female), Miguel (Age: 9, Gender: Female), Shelley (Age: 24, Gender: Female). Their financial goal is Travel with a target amount of $101303 to be achieved in 23 months. Currently, they earn $70344 per month and have an expenditure of $41240. They have $41075 in savings, $6082 in fixed deposits, $40718 in stocks, $17692 in mutual funds, and $8327 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4131.","Plan for Bradley Evans:
+1. Income: $70344 per month
+2. Emergency Fund: $4131 (adequate for 6 months of expenses).
+3. Savings: $41075
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40718
+Future Value after 10 years: $101795.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17692
+Future Value after 10 years: $35384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6082
+Future Value after 10 years: $9123.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8327
+Future Value after 10 years: $9992.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $101303 to be achieved in 23 months.
+8. Net Worth: $101303.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shirley Gentry is a 57-year-old Female who works as a Teacher. They are currently Divorced and live at 351 Kelly Ferry, Garzafurt, MA 26607 in UK. They have 2 dependents: Deborah (Age: 9, Gender: Male), Monica (Age: 30, Gender: Female). Their financial goal is Save for Education with a target amount of $110751 to be achieved in 22 months. Currently, they earn $113483 per month and have an expenditure of $27242. They have $14008 in savings, $21780 in fixed deposits, $18985 in stocks, $11364 in mutual funds, and $7680 in other investments. Insurance: Auto Insurance with a premium of $1692 and coverage of $218993. No debt. No emergency fund.","Plan for Shirley Gentry:
+1. Income: $113483 per month
+2. Emergency Fund: $163452 (adequate for 6 months of expenses).
+3. Savings: $14008
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $218993 and a monthly premium of $1692.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18985
+Future Value after 10 years: $47462.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11364
+Future Value after 10 years: $22728.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21780
+Future Value after 10 years: $32670.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7680
+Future Value after 10 years: $9216.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $110751 to be achieved in 22 months.
+8. Net Worth: $110751.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Whitehead is a 63-year-old Male who works as a Doctor. They are currently Divorced and live at 837 Kirk Route, Port Eric, WY 69562 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $108831 to be achieved in 58 months. Currently, they earn $40269 per month and have an expenditure of $35269. They have $29365 in savings, $11666 in fixed deposits, $36572 in stocks, $9075 in mutual funds, and $1894 in other investments. No insurance. Debt: Yes, Amount: $7663, Type: Mortgage, Interest Rate: 4.927275278530869%. Loan Start Date: 2016-06-01, Loan End Date: 2025-03-11. No emergency fund.","Plan for Matthew Whitehead:
+1. Income: $40269 per month
+2. Emergency Fund: $211614 (adequate for 6 months of expenses).
+3. Savings: $29365
+4. Debts: $7663 (Mortgage) with an interest rate of 4.927275278530869%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36572
+Future Value after 10 years: $91430.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9075
+Future Value after 10 years: $18150.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11666
+Future Value after 10 years: $17499.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1894
+Future Value after 10 years: $2272.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $108831 to be achieved in 58 months.
+8. Net Worth: $101168.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Parker is a 66-year-old Male who works as a Doctor. They are currently Married and live at 4042 Wright Streets Suite 267, Port Lindseyfurt, KS 14283 in UK. They have 5 dependents: Debra (Age: 8, Gender: Male), Alice (Age: 27, Gender: Male), Christopher (Age: 11, Gender: Female), Amanda (Age: 1, Gender: Male), Nicole (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $55955 to be achieved in 19 months. Currently, they earn $30067 per month and have an expenditure of $22417. They have $26023 in savings, $25725 in fixed deposits, $16417 in stocks, $1903 in mutual funds, and $11189 in other investments. Insurance: Life Insurance with a premium of $8954 and coverage of $238302. Debt: Yes, Amount: $14306, Type: Mortgage, Interest Rate: 5.639338677590279%. Loan Start Date: 2020-10-02, Loan End Date: 2027-03-13. No emergency fund.","Plan for Patricia Parker:
+1. Income: $30067 per month
+2. Emergency Fund: $134502 (adequate for 6 months of expenses).
+3. Savings: $26023
+4. Debts: $14306 (Mortgage) with an interest rate of 5.639338677590279%.
+5. Insurance: Life Insurance with coverage of $238302 and a monthly premium of $8954.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16417
+Future Value after 10 years: $41042.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1903
+Future Value after 10 years: $3806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25725
+Future Value after 10 years: $38587.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11189
+Future Value after 10 years: $13426.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $55955 to be achieved in 19 months.
+8. Net Worth: $41649.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Myers is a 69-year-old Female who works as a Teacher. They are currently Married and live at 36925 Megan Skyway Suite 649, Justinburgh, ID 31401 in Canada. They have 1 dependents: Joseph (Age: 7, Gender: Female). Their financial goal is Travel with a target amount of $54031 to be achieved in 45 months. Currently, they earn $39047 per month and have an expenditure of $34047. They have $20763 in savings, $5352 in fixed deposits, $15607 in stocks, $4843 in mutual funds, and $4013 in other investments. No insurance. Debt: Yes, Amount: $14898, Type: Credit Card, Interest Rate: 20.986126057395808%. Loan Start Date: 2014-11-09, Loan End Date: 2026-09-06. No emergency fund.","Plan for Laura Myers:
+1. Income: $39047 per month
+2. Emergency Fund: $204282 (adequate for 6 months of expenses).
+3. Savings: $20763
+4. Debts: $14898 (Credit Card) with an interest rate of 20.986126057395808%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15607
+Future Value after 10 years: $39017.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4843
+Future Value after 10 years: $9686.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5352
+Future Value after 10 years: $8028.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4013
+Future Value after 10 years: $4815.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $54031 to be achieved in 45 months.
+8. Net Worth: $39133.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Bradshaw is a 31-year-old Male who works as a Engineer. They are currently Single and live at PSC 0594, Box 4274, APO AP 68594 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $198272 to be achieved in 41 months. Currently, they earn $38050 per month and have an expenditure of $33050. They have $35534 in savings, $28985 in fixed deposits, $29515 in stocks, $14996 in mutual funds, and $15230 in other investments. Insurance: Life Insurance with a premium of $3817 and coverage of $354088. No debt. Emergency Fund: Yes, Amount: $17767.","Plan for Justin Bradshaw:
+1. Income: $38050 per month
+2. Emergency Fund: $17767 (adequate for 6 months of expenses).
+3. Savings: $35534
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $354088 and a monthly premium of $3817.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29515
+Future Value after 10 years: $73787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14996
+Future Value after 10 years: $29992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28985
+Future Value after 10 years: $43477.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15230
+Future Value after 10 years: $18276.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $198272 to be achieved in 41 months.
+8. Net Worth: $198272.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Haley is a 46-year-old Male who works as a Engineer. They are currently Single and live at 631 Nicholson Locks Suite 603, Jenningsburgh, AR 12656 in USA. They have 1 dependents: Julia (Age: 27, Gender: Female). Their financial goal is Retirement with a target amount of $95285 to be achieved in 46 months. Currently, they earn $58574 per month and have an expenditure of $14784. They have $9104 in savings, $7073 in fixed deposits, $14906 in stocks, $14257 in mutual funds, and $13860 in other investments. Insurance: Health Insurance with a premium of $8528 and coverage of $96231. No debt. Emergency Fund: Yes, Amount: $10938.","Plan for Christopher Haley:
+1. Income: $58574 per month
+2. Emergency Fund: $10938 (adequate for 6 months of expenses).
+3. Savings: $9104
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $96231 and a monthly premium of $8528.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14906
+Future Value after 10 years: $37265.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14257
+Future Value after 10 years: $28514.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7073
+Future Value after 10 years: $10609.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13860
+Future Value after 10 years: $16632.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $95285 to be achieved in 46 months.
+8. Net Worth: $95285.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Nathan Collier is a 47-year-old Female who works as a Doctor. They are currently Single and live at 702 Smith Prairie Apt. 865, North Jeffrey, MA 39632 in UK. They have 2 dependents: Joseph (Age: 2, Gender: Male), Troy (Age: 29, Gender: Male). Their financial goal is Retirement with a target amount of $109395 to be achieved in 42 months. Currently, they earn $42557 per month and have an expenditure of $32147. They have $21524 in savings, $29275 in fixed deposits, $36972 in stocks, $14156 in mutual funds, and $3248 in other investments. Insurance: Auto Insurance with a premium of $1479 and coverage of $260084. No debt. Emergency Fund: Yes, Amount: $12467.","Plan for Mr. Nathan Collier:
+1. Income: $42557 per month
+2. Emergency Fund: $12467 (adequate for 6 months of expenses).
+3. Savings: $21524
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $260084 and a monthly premium of $1479.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36972
+Future Value after 10 years: $92430.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14156
+Future Value after 10 years: $28312.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29275
+Future Value after 10 years: $43912.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3248
+Future Value after 10 years: $3897.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $109395 to be achieved in 42 months.
+8. Net Worth: $109395.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Craig Patel is a 34-year-old Female who works as a Doctor. They are currently Single and live at 9466 Courtney Ford, Jamesside, NM 20553 in India. They have 2 dependents: Stephanie (Age: 8, Gender: Female), Scott (Age: 2, Gender: Male). Their financial goal is Travel with a target amount of $165888 to be achieved in 51 months. Currently, they earn $77277 per month and have an expenditure of $44464. They have $9692 in savings, $10802 in fixed deposits, $42552 in stocks, $5101 in mutual funds, and $17914 in other investments. No insurance. Debt: Yes, Amount: $19522, Type: Personal Loan, Interest Rate: 11.0025241619818%. Loan Start Date: 2022-05-25, Loan End Date: 2029-03-20. Emergency Fund: Yes, Amount: $1588.","Plan for Craig Patel:
+1. Income: $77277 per month
+2. Emergency Fund: $1588 (adequate for 6 months of expenses).
+3. Savings: $9692
+4. Debts: $19522 (Personal Loan) with an interest rate of 11.0025241619818%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42552
+Future Value after 10 years: $106380.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5101
+Future Value after 10 years: $10202.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10802
+Future Value after 10 years: $16203.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17914
+Future Value after 10 years: $21496.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $165888 to be achieved in 51 months.
+8. Net Worth: $146366.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Debra Woods is a 64-year-old Male who works as a Artist. They are currently Divorced and live at USS Ray, FPO AP 88014 in India. They have 1 dependents: Rachel (Age: 25, Gender: Male). Their financial goal is Travel with a target amount of $76375 to be achieved in 37 months. Currently, they earn $52632 per month and have an expenditure of $22348. They have $25856 in savings, $21739 in fixed deposits, $23669 in stocks, $1300 in mutual funds, and $5302 in other investments. No insurance. No debt. No emergency fund.","Plan for Debra Woods:
+1. Income: $52632 per month
+2. Emergency Fund: $134088 (adequate for 6 months of expenses).
+3. Savings: $25856
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23669
+Future Value after 10 years: $59172.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1300
+Future Value after 10 years: $2600.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21739
+Future Value after 10 years: $32608.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5302
+Future Value after 10 years: $6362.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $76375 to be achieved in 37 months.
+8. Net Worth: $76375.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Debra Nelson is a 65-year-old Female who works as a Engineer. They are currently Married and live at 988 Dean Ridges, Cartershire, WI 42773 in USA. They have 1 dependents: Charles (Age: 7, Gender: Male). Their financial goal is Save for House with a target amount of $317498 to be achieved in 118 months. Currently, they earn $68093 per month and have an expenditure of $30688. They have $27318 in savings, $1525 in fixed deposits, $28003 in stocks, $1474 in mutual funds, and $5233 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1166.","Plan for Debra Nelson:
+1. Income: $68093 per month
+2. Emergency Fund: $1166 (adequate for 6 months of expenses).
+3. Savings: $27318
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28003
+Future Value after 10 years: $70007.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1474
+Future Value after 10 years: $2948.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1525
+Future Value after 10 years: $2287.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5233
+Future Value after 10 years: $6279.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $317498 to be achieved in 118 months.
+8. Net Worth: $317498.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Leslie Howard is a 54-year-old Male who works as a Engineer. They are currently Married and live at 765 Malik Trail, West Samanthaport, UT 09053 in India. They have 2 dependents: Omar (Age: 21, Gender: Female), Jesse (Age: 3, Gender: Female). Their financial goal is Retirement with a target amount of $93657 to be achieved in 27 months. Currently, they earn $50661 per month and have an expenditure of $37008. They have $47562 in savings, $8589 in fixed deposits, $43256 in stocks, $17364 in mutual funds, and $16154 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16543.","Plan for Leslie Howard:
+1. Income: $50661 per month
+2. Emergency Fund: $16543 (adequate for 6 months of expenses).
+3. Savings: $47562
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43256
+Future Value after 10 years: $108140.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17364
+Future Value after 10 years: $34728.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8589
+Future Value after 10 years: $12883.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16154
+Future Value after 10 years: $19384.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $93657 to be achieved in 27 months.
+8. Net Worth: $93657.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Hart is a 31-year-old Female who works as a Artist. They are currently Married and live at 56371 Pratt Pine, Lake Kevinshire, NH 12221 in Canada. They have 2 dependents: Jessica (Age: 29, Gender: Male), Jason (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $106395 to be achieved in 31 months. Currently, they earn $63120 per month and have an expenditure of $33115. They have $41641 in savings, $6722 in fixed deposits, $39145 in stocks, $7653 in mutual funds, and $13273 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17443.","Plan for Michael Hart:
+1. Income: $63120 per month
+2. Emergency Fund: $17443 (adequate for 6 months of expenses).
+3. Savings: $41641
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39145
+Future Value after 10 years: $97862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7653
+Future Value after 10 years: $15306.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6722
+Future Value after 10 years: $10083.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13273
+Future Value after 10 years: $15927.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $106395 to be achieved in 31 months.
+8. Net Worth: $106395.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Erika Sanders is a 56-year-old Male who works as a Doctor. They are currently Single and live at 3436 Philip Plaza, East David, AR 36844 in USA. They have 2 dependents: Carolyn (Age: 25, Gender: Female), Hannah (Age: 20, Gender: Male). Their financial goal is Retirement with a target amount of $152821 to be achieved in 48 months. Currently, they earn $68600 per month and have an expenditure of $36161. They have $23600 in savings, $6453 in fixed deposits, $47245 in stocks, $6759 in mutual funds, and $17673 in other investments. Insurance: Auto Insurance with a premium of $2955 and coverage of $351335. No debt. No emergency fund.","Plan for Erika Sanders:
+1. Income: $68600 per month
+2. Emergency Fund: $216966 (adequate for 6 months of expenses).
+3. Savings: $23600
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $351335 and a monthly premium of $2955.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47245
+Future Value after 10 years: $118112.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6759
+Future Value after 10 years: $13518.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6453
+Future Value after 10 years: $9679.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17673
+Future Value after 10 years: $21207.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $152821 to be achieved in 48 months.
+8. Net Worth: $152821.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Glenda Johnston is a 65-year-old Male who works as a Artist. They are currently Divorced and live at 7450 Pope Locks, Gabrielhaven, IL 57247 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $154705 to be achieved in 40 months. Currently, they earn $61468 per month and have an expenditure of $37936. They have $26081 in savings, $25832 in fixed deposits, $45915 in stocks, $28061 in mutual funds, and $12699 in other investments. No insurance. Debt: Yes, Amount: $5503, Type: Credit Card, Interest Rate: 21.808776866329175%. Loan Start Date: 2021-06-25, Loan End Date: 2034-02-12. Emergency Fund: Yes, Amount: $18348.","Plan for Glenda Johnston:
+1. Income: $61468 per month
+2. Emergency Fund: $18348 (adequate for 6 months of expenses).
+3. Savings: $26081
+4. Debts: $5503 (Credit Card) with an interest rate of 21.808776866329175%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45915
+Future Value after 10 years: $114787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28061
+Future Value after 10 years: $56122.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25832
+Future Value after 10 years: $38748.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12699
+Future Value after 10 years: $15238.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $154705 to be achieved in 40 months.
+8. Net Worth: $149202.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Powell is a 31-year-old Female who works as a Artist. They are currently Divorced and live at 3866 Grace Trail, Jeffreytown, GA 68195 in USA. They have 2 dependents: Anna (Age: 18, Gender: Female), Virginia (Age: 20, Gender: Male). Their financial goal is Travel with a target amount of $140002 to be achieved in 19 months. Currently, they earn $55269 per month and have an expenditure of $42636. They have $20072 in savings, $10828 in fixed deposits, $28094 in stocks, $19959 in mutual funds, and $19116 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $10044.","Plan for David Powell:
+1. Income: $55269 per month
+2. Emergency Fund: $10044 (adequate for 6 months of expenses).
+3. Savings: $20072
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28094
+Future Value after 10 years: $70235.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19959
+Future Value after 10 years: $39918.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10828
+Future Value after 10 years: $16242.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19116
+Future Value after 10 years: $22939.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $140002 to be achieved in 19 months.
+8. Net Worth: $140002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Rosales is a 19-year-old Male who works as a Engineer. They are currently Single and live at 0432 Graham Points, Curryside, OR 09782 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $151383 to be achieved in 86 months. Currently, they earn $30307 per month and have an expenditure of $14728. They have $41568 in savings, $409 in fixed deposits, $46005 in stocks, $6720 in mutual funds, and $2224 in other investments. No insurance. No debt. No emergency fund.","Plan for Tracy Rosales:
+1. Income: $30307 per month
+2. Emergency Fund: $88368 (adequate for 6 months of expenses).
+3. Savings: $41568
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46005
+Future Value after 10 years: $115012.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6720
+Future Value after 10 years: $13440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $409
+Future Value after 10 years: $613.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2224
+Future Value after 10 years: $2668.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $151383 to be achieved in 86 months.
+8. Net Worth: $151383.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Caroline Ayala is a 55-year-old Female who works as a Doctor. They are currently Divorced and live at 487 Nancy Underpass, New Tracy, UT 90036 in USA. They have 2 dependents: Melissa (Age: 18, Gender: Female), Holly (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $144409 to be achieved in 48 months. Currently, they earn $91016 per month and have an expenditure of $37372. They have $45923 in savings, $7551 in fixed deposits, $1758 in stocks, $8789 in mutual funds, and $15065 in other investments. Insurance: Life Insurance with a premium of $1161 and coverage of $304183. No debt. No emergency fund.","Plan for Caroline Ayala:
+1. Income: $91016 per month
+2. Emergency Fund: $224232 (adequate for 6 months of expenses).
+3. Savings: $45923
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $304183 and a monthly premium of $1161.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1758
+Future Value after 10 years: $4395.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8789
+Future Value after 10 years: $17578.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7551
+Future Value after 10 years: $11326.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15065
+Future Value after 10 years: $18078.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $144409 to be achieved in 48 months.
+8. Net Worth: $144409.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victoria Miller is a 67-year-old Male who works as a Teacher. They are currently Married and live at 80424 White Walks Suite 935, Lake Bailey, DE 08694 in India. They have 2 dependents: Stacy (Age: 8, Gender: Male), Mike (Age: 14, Gender: Female). Their financial goal is Save for Education with a target amount of $183759 to be achieved in 33 months. Currently, they earn $39798 per month and have an expenditure of $34798. They have $47968 in savings, $24131 in fixed deposits, $31410 in stocks, $11752 in mutual funds, and $1047 in other investments. Insurance: Health Insurance with a premium of $3899 and coverage of $337264. Debt: Yes, Amount: $7294, Type: Personal Loan, Interest Rate: 8.915426741708298%. Loan Start Date: 2016-08-24, Loan End Date: 2025-01-03. No emergency fund.","Plan for Victoria Miller:
+1. Income: $39798 per month
+2. Emergency Fund: $208788 (adequate for 6 months of expenses).
+3. Savings: $47968
+4. Debts: $7294 (Personal Loan) with an interest rate of 8.915426741708298%.
+5. Insurance: Health Insurance with coverage of $337264 and a monthly premium of $3899.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31410
+Future Value after 10 years: $78525.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11752
+Future Value after 10 years: $23504.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24131
+Future Value after 10 years: $36196.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1047
+Future Value after 10 years: $1256.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $183759 to be achieved in 33 months.
+8. Net Worth: $176465.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stacy Vargas is a 28-year-old Male who works as a Teacher. They are currently Divorced and live at 79760 Young Path, Jimenezhaven, KY 85194 in UK. They have 2 dependents: Megan (Age: 23, Gender: Female), Erin (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $487952 to be achieved in 96 months. Currently, they earn $114779 per month and have an expenditure of $41178. They have $27108 in savings, $27811 in fixed deposits, $32810 in stocks, $21677 in mutual funds, and $9340 in other investments. Insurance: Home Insurance with a premium of $4249 and coverage of $378218. No debt. No emergency fund.","Plan for Stacy Vargas:
+1. Income: $114779 per month
+2. Emergency Fund: $247068 (adequate for 6 months of expenses).
+3. Savings: $27108
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $378218 and a monthly premium of $4249.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32810
+Future Value after 10 years: $82025.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21677
+Future Value after 10 years: $43354.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27811
+Future Value after 10 years: $41716.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9340
+Future Value after 10 years: $11208.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $487952 to be achieved in 96 months.
+8. Net Worth: $487952.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Swanson is a 63-year-old Male who works as a Doctor. They are currently Divorced and live at 96979 Ellis Forge, Julieville, ME 94180 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $220906 to be achieved in 112 months. Currently, they earn $65561 per month and have an expenditure of $13857. They have $37573 in savings, $7628 in fixed deposits, $32482 in stocks, $17548 in mutual funds, and $2800 in other investments. Insurance: Life Insurance with a premium of $1454 and coverage of $349708. No debt. Emergency Fund: Yes, Amount: $3580.","Plan for Laura Swanson:
+1. Income: $65561 per month
+2. Emergency Fund: $3580 (adequate for 6 months of expenses).
+3. Savings: $37573
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $349708 and a monthly premium of $1454.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32482
+Future Value after 10 years: $81205.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17548
+Future Value after 10 years: $35096.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7628
+Future Value after 10 years: $11442.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2800
+Future Value after 10 years: $3360.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $220906 to be achieved in 112 months.
+8. Net Worth: $220906.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Martin is a 45-year-old Female who works as a Engineer. They are currently Married and live at USS Hill, FPO AP 24924 in Canada. They have 3 dependents: April (Age: 20, Gender: Female), Catherine (Age: 4, Gender: Female), Kendra (Age: 20, Gender: Female). Their financial goal is Save for Education with a target amount of $54952 to be achieved in 20 months. Currently, they earn $34140 per month and have an expenditure of $29140. They have $49291 in savings, $18527 in fixed deposits, $3336 in stocks, $8927 in mutual funds, and $16843 in other investments. No insurance. Debt: Yes, Amount: $10345, Type: Mortgage, Interest Rate: 3.935727663153928%. Loan Start Date: 2015-10-19, Loan End Date: 2031-04-07. No emergency fund.","Plan for Jeffrey Martin:
+1. Income: $34140 per month
+2. Emergency Fund: $174840 (adequate for 6 months of expenses).
+3. Savings: $49291
+4. Debts: $10345 (Mortgage) with an interest rate of 3.935727663153928%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3336
+Future Value after 10 years: $8340.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8927
+Future Value after 10 years: $17854.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18527
+Future Value after 10 years: $27790.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16843
+Future Value after 10 years: $20211.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $54952 to be achieved in 20 months.
+8. Net Worth: $44607.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Mathis is a 53-year-old Female who works as a Teacher. They are currently Single and live at 1521 Larry Rapids Suite 569, Daltonstad, DE 57576 in USA. They have 1 dependents: Thomas (Age: 9, Gender: Female). Their financial goal is Travel with a target amount of $96107 to be achieved in 33 months. Currently, they earn $43017 per month and have an expenditure of $38017. They have $5751 in savings, $3615 in fixed deposits, $37952 in stocks, $11473 in mutual funds, and $10209 in other investments. No insurance. No debt. No emergency fund.","Plan for William Mathis:
+1. Income: $43017 per month
+2. Emergency Fund: $228102 (adequate for 6 months of expenses).
+3. Savings: $5751
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37952
+Future Value after 10 years: $94880.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11473
+Future Value after 10 years: $22946.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3615
+Future Value after 10 years: $5422.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10209
+Future Value after 10 years: $12250.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $96107 to be achieved in 33 months.
+8. Net Worth: $96107.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Romero is a 31-year-old Male who works as a Teacher. They are currently Divorced and live at 862 Lowe Wells Apt. 612, Andreatown, SC 30676 in USA. They have 2 dependents: Emily (Age: 13, Gender: Male), Angela (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $452044 to be achieved in 84 months. Currently, they earn $119291 per month and have an expenditure of $43668. They have $23826 in savings, $17793 in fixed deposits, $38552 in stocks, $27263 in mutual funds, and $280 in other investments. No insurance. Debt: Yes, Amount: $17446, Type: Credit Card, Interest Rate: 19.033382803510946%. Loan Start Date: 2018-05-15, Loan End Date: 2029-09-08. No emergency fund.","Plan for Angela Romero:
+1. Income: $119291 per month
+2. Emergency Fund: $262008 (adequate for 6 months of expenses).
+3. Savings: $23826
+4. Debts: $17446 (Credit Card) with an interest rate of 19.033382803510946%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38552
+Future Value after 10 years: $96380.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27263
+Future Value after 10 years: $54526.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17793
+Future Value after 10 years: $26689.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $280
+Future Value after 10 years: $336.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $452044 to be achieved in 84 months.
+8. Net Worth: $434598.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Gregory Zimmerman is a 49-year-old Female who works as a Artist. They are currently Divorced and live at USS Stone, FPO AP 18070 in Canada. They have 1 dependents: Yvette (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $194183 to be achieved in 23 months. Currently, they earn $92867 per month and have an expenditure of $14605. They have $8799 in savings, $24407 in fixed deposits, $40641 in stocks, $15627 in mutual funds, and $5407 in other investments. No insurance. No debt. No emergency fund.","Plan for Gregory Zimmerman:
+1. Income: $92867 per month
+2. Emergency Fund: $87630 (adequate for 6 months of expenses).
+3. Savings: $8799
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40641
+Future Value after 10 years: $101602.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15627
+Future Value after 10 years: $31254.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24407
+Future Value after 10 years: $36610.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5407
+Future Value after 10 years: $6488.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $194183 to be achieved in 23 months.
+8. Net Worth: $194183.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Benjamin Snow is a 50-year-old Female who works as a Artist. They are currently Married and live at 0135 Wendy Squares Suite 908, Tinaland, MN 95549 in Canada. They have 2 dependents: James (Age: 13, Gender: Female), Destiny (Age: 21, Gender: Female). Their financial goal is Travel with a target amount of $190995 to be achieved in 14 months. Currently, they earn $85725 per month and have an expenditure of $15289. They have $21964 in savings, $15617 in fixed deposits, $1597 in stocks, $11939 in mutual funds, and $14847 in other investments. Insurance: Health Insurance with a premium of $2282 and coverage of $125075. Debt: Yes, Amount: $1892, Type: Mortgage, Interest Rate: 5.77941874622703%. Loan Start Date: 2021-09-16, Loan End Date: 2032-10-26. No emergency fund.","Plan for Benjamin Snow:
+1. Income: $85725 per month
+2. Emergency Fund: $91734 (adequate for 6 months of expenses).
+3. Savings: $21964
+4. Debts: $1892 (Mortgage) with an interest rate of 5.77941874622703%.
+5. Insurance: Health Insurance with coverage of $125075 and a monthly premium of $2282.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1597
+Future Value after 10 years: $3992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11939
+Future Value after 10 years: $23878.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15617
+Future Value after 10 years: $23425.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14847
+Future Value after 10 years: $17816.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $190995 to be achieved in 14 months.
+8. Net Worth: $189103.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Leonard Moreno is a 34-year-old Male who works as a Artist. They are currently Married and live at 26998 Knapp Bypass Suite 254, Mariaside, MA 44124 in UK. They have 5 dependents: Shannon (Age: 8, Gender: Female), Ashlee (Age: 24, Gender: Female), Stephanie (Age: 17, Gender: Male), Adam (Age: 28, Gender: Male), Jeremy (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $168758 to be achieved in 53 months. Currently, they earn $59764 per month and have an expenditure of $25234. They have $37361 in savings, $15880 in fixed deposits, $41448 in stocks, $23189 in mutual funds, and $19814 in other investments. Insurance: Auto Insurance with a premium of $5233 and coverage of $273727. No debt. Emergency Fund: Yes, Amount: $17432.","Plan for Leonard Moreno:
+1. Income: $59764 per month
+2. Emergency Fund: $17432 (adequate for 6 months of expenses).
+3. Savings: $37361
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $273727 and a monthly premium of $5233.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41448
+Future Value after 10 years: $103620.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23189
+Future Value after 10 years: $46378.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15880
+Future Value after 10 years: $23820.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19814
+Future Value after 10 years: $23776.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $168758 to be achieved in 53 months.
+8. Net Worth: $168758.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victoria Carpenter is a 22-year-old Female who works as a Artist. They are currently Single and live at 940 Roberts Row Suite 723, Bateshaven, HI 60696 in India. They have 2 dependents: David (Age: 8, Gender: Male), Jeanne (Age: 24, Gender: Male). Their financial goal is Travel with a target amount of $141803 to be achieved in 43 months. Currently, they earn $74059 per month and have an expenditure of $34265. They have $44556 in savings, $4794 in fixed deposits, $44119 in stocks, $20980 in mutual funds, and $4525 in other investments. No insurance. Debt: Yes, Amount: $9319, Type: Credit Card, Interest Rate: 16.887787652371216%. Loan Start Date: 2018-07-14, Loan End Date: 2025-02-16. Emergency Fund: Yes, Amount: $9491.","Plan for Victoria Carpenter:
+1. Income: $74059 per month
+2. Emergency Fund: $9491 (adequate for 6 months of expenses).
+3. Savings: $44556
+4. Debts: $9319 (Credit Card) with an interest rate of 16.887787652371216%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44119
+Future Value after 10 years: $110297.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20980
+Future Value after 10 years: $41960.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4794
+Future Value after 10 years: $7191.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4525
+Future Value after 10 years: $5430.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $141803 to be achieved in 43 months.
+8. Net Worth: $132484.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Chelsea Castillo is a 64-year-old Male who works as a Engineer. They are currently Divorced and live at 995 Peterson Inlet Apt. 128, East Timothy, WI 69843 in India. They have 2 dependents: Gregory (Age: 10, Gender: Female), Tina (Age: 27, Gender: Male). Their financial goal is Save for House with a target amount of $277547 to be achieved in 95 months. Currently, they earn $87030 per month and have an expenditure of $26342. They have $28749 in savings, $17705 in fixed deposits, $4682 in stocks, $22525 in mutual funds, and $2567 in other investments. Insurance: Auto Insurance with a premium of $8201 and coverage of $485101. No debt. Emergency Fund: Yes, Amount: $15447.","Plan for Chelsea Castillo:
+1. Income: $87030 per month
+2. Emergency Fund: $15447 (adequate for 6 months of expenses).
+3. Savings: $28749
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $485101 and a monthly premium of $8201.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4682
+Future Value after 10 years: $11705.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22525
+Future Value after 10 years: $45050.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17705
+Future Value after 10 years: $26557.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2567
+Future Value after 10 years: $3080.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $277547 to be achieved in 95 months.
+8. Net Worth: $277547.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Calvin Odonnell is a 23-year-old Female who works as a Doctor. They are currently Married and live at 3179 Edwards Pines, Johnport, FL 41198 in USA. They have 1 dependents: Kelli (Age: 6, Gender: Female). Their financial goal is Save for Education with a target amount of $117376 to be achieved in 46 months. Currently, they earn $70889 per month and have an expenditure of $49141. They have $46355 in savings, $8267 in fixed deposits, $46238 in stocks, $24841 in mutual funds, and $3529 in other investments. Insurance: Health Insurance with a premium of $9371 and coverage of $201567. No debt. No emergency fund.","Plan for Calvin Odonnell:
+1. Income: $70889 per month
+2. Emergency Fund: $294846 (adequate for 6 months of expenses).
+3. Savings: $46355
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $201567 and a monthly premium of $9371.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46238
+Future Value after 10 years: $115595.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24841
+Future Value after 10 years: $49682.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8267
+Future Value after 10 years: $12400.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3529
+Future Value after 10 years: $4234.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $117376 to be achieved in 46 months.
+8. Net Worth: $117376.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dawn Johnson is a 46-year-old Female who works as a Doctor. They are currently Single and live at 91708 Cynthia Forest, West Anthonyfort, KY 12190 in USA. They have 2 dependents: Debra (Age: 20, Gender: Female), Michael (Age: 15, Gender: Male). Their financial goal is Save for House with a target amount of $311795 to be achieved in 75 months. Currently, they earn $95306 per month and have an expenditure of $40746. They have $18880 in savings, $24079 in fixed deposits, $11211 in stocks, $22630 in mutual funds, and $10335 in other investments. Insurance: Health Insurance with a premium of $9376 and coverage of $239484. Debt: Yes, Amount: $3570, Type: Credit Card, Interest Rate: 15.780275079596494%. Loan Start Date: 2018-06-23, Loan End Date: 2029-12-10. No emergency fund.","Plan for Dawn Johnson:
+1. Income: $95306 per month
+2. Emergency Fund: $244476 (adequate for 6 months of expenses).
+3. Savings: $18880
+4. Debts: $3570 (Credit Card) with an interest rate of 15.780275079596494%.
+5. Insurance: Health Insurance with coverage of $239484 and a monthly premium of $9376.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11211
+Future Value after 10 years: $28027.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22630
+Future Value after 10 years: $45260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24079
+Future Value after 10 years: $36118.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10335
+Future Value after 10 years: $12402.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $311795 to be achieved in 75 months.
+8. Net Worth: $308225.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Emily Grant is a 28-year-old Male who works as a Teacher. They are currently Single and live at 99978 Michael Pike, West Robert, DC 49099 in USA. They have 1 dependents: Elizabeth (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $315504 to be achieved in 91 months. Currently, they earn $93818 per month and have an expenditure of $26467. They have $9861 in savings, $1390 in fixed deposits, $22820 in stocks, $2746 in mutual funds, and $595 in other investments. No insurance. Debt: Yes, Amount: $10704, Type: Mortgage, Interest Rate: 4.891510546574792%. Loan Start Date: 2015-03-14, Loan End Date: 2030-12-13. No emergency fund.","Plan for Emily Grant:
+1. Income: $93818 per month
+2. Emergency Fund: $158802 (adequate for 6 months of expenses).
+3. Savings: $9861
+4. Debts: $10704 (Mortgage) with an interest rate of 4.891510546574792%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22820
+Future Value after 10 years: $57050.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2746
+Future Value after 10 years: $5492.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1390
+Future Value after 10 years: $2085.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $595
+Future Value after 10 years: $714.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $315504 to be achieved in 91 months.
+8. Net Worth: $304800.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dakota Montgomery is a 20-year-old Male who works as a Doctor. They are currently Divorced and live at 47729 Turner Summit, Karastad, WA 69108 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $65415 to be achieved in 57 months. Currently, they earn $83529 per month and have an expenditure of $39649. They have $5091 in savings, $29811 in fixed deposits, $3179 in stocks, $18047 in mutual funds, and $2932 in other investments. Insurance: Home Insurance with a premium of $5447 and coverage of $267703. No debt. Emergency Fund: Yes, Amount: $11899.","Plan for Dakota Montgomery:
+1. Income: $83529 per month
+2. Emergency Fund: $11899 (adequate for 6 months of expenses).
+3. Savings: $5091
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $267703 and a monthly premium of $5447.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3179
+Future Value after 10 years: $7947.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18047
+Future Value after 10 years: $36094.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29811
+Future Value after 10 years: $44716.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2932
+Future Value after 10 years: $3518.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $65415 to be achieved in 57 months.
+8. Net Worth: $65415.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Russell Evans is a 36-year-old Male who works as a Artist. They are currently Divorced and live at 88606 Brooke Isle Suite 603, Lake Benjaminshire, OR 15649 in USA. They have 2 dependents: Terri (Age: 23, Gender: Male), Stacey (Age: 5, Gender: Female). Their financial goal is Retirement with a target amount of $142307 to be achieved in 27 months. Currently, they earn $52701 per month and have an expenditure of $42643. They have $32449 in savings, $2307 in fixed deposits, $13408 in stocks, $3445 in mutual funds, and $11265 in other investments. No insurance. Debt: Yes, Amount: $19526, Type: Credit Card, Interest Rate: 24.125538373549915%. Loan Start Date: 2024-05-01, Loan End Date: 2033-05-05. No emergency fund.","Plan for Russell Evans:
+1. Income: $52701 per month
+2. Emergency Fund: $255858 (adequate for 6 months of expenses).
+3. Savings: $32449
+4. Debts: $19526 (Credit Card) with an interest rate of 24.125538373549915%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13408
+Future Value after 10 years: $33520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3445
+Future Value after 10 years: $6890.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2307
+Future Value after 10 years: $3460.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11265
+Future Value after 10 years: $13518.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142307 to be achieved in 27 months.
+8. Net Worth: $122781.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shannon Delgado is a 54-year-old Female who works as a Artist. They are currently Divorced and live at 3648 Amy Summit Suite 040, Hardytown, KS 82115 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $91604 to be achieved in 24 months. Currently, they earn $91971 per month and have an expenditure of $15704. They have $14732 in savings, $25578 in fixed deposits, $46065 in stocks, $7512 in mutual funds, and $2255 in other investments. Insurance: Life Insurance with a premium of $7809 and coverage of $330649. Debt: Yes, Amount: $4260, Type: Credit Card, Interest Rate: 24.214866107549753%. Loan Start Date: 2019-07-15, Loan End Date: 2028-05-04. Emergency Fund: Yes, Amount: $15423.","Plan for Shannon Delgado:
+1. Income: $91971 per month
+2. Emergency Fund: $15423 (adequate for 6 months of expenses).
+3. Savings: $14732
+4. Debts: $4260 (Credit Card) with an interest rate of 24.214866107549753%.
+5. Insurance: Life Insurance with coverage of $330649 and a monthly premium of $7809.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46065
+Future Value after 10 years: $115162.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7512
+Future Value after 10 years: $15024.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25578
+Future Value after 10 years: $38367.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2255
+Future Value after 10 years: $2706.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $91604 to be achieved in 24 months.
+8. Net Worth: $87344.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Baldwin is a 43-year-old Female who works as a Artist. They are currently Single and live at 86466 Emily Square, Maryport, CO 84223 in USA. They have 1 dependents: David (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $163464 to be achieved in 26 months. Currently, they earn $41958 per month and have an expenditure of $36958. They have $12883 in savings, $14111 in fixed deposits, $20567 in stocks, $26068 in mutual funds, and $9762 in other investments. Insurance: Health Insurance with a premium of $7569 and coverage of $452156. No debt. Emergency Fund: Yes, Amount: $2445.","Plan for Jason Baldwin:
+1. Income: $41958 per month
+2. Emergency Fund: $2445 (adequate for 6 months of expenses).
+3. Savings: $12883
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $452156 and a monthly premium of $7569.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20567
+Future Value after 10 years: $51417.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26068
+Future Value after 10 years: $52136.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14111
+Future Value after 10 years: $21166.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9762
+Future Value after 10 years: $11714.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $163464 to be achieved in 26 months.
+8. Net Worth: $163464.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peter Brown is a 61-year-old Female who works as a Engineer. They are currently Divorced and live at 61917 Anderson Lights, Jonathanmouth, OR 34592 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $162535 to be achieved in 16 months. Currently, they earn $55821 per month and have an expenditure of $43767. They have $39246 in savings, $18037 in fixed deposits, $24177 in stocks, $13343 in mutual funds, and $13444 in other investments. Insurance: Auto Insurance with a premium of $9524 and coverage of $317646. Debt: Yes, Amount: $9533, Type: Mortgage, Interest Rate: 4.333484271461407%. Loan Start Date: 2021-04-16, Loan End Date: 2033-01-29. No emergency fund.","Plan for Peter Brown:
+1. Income: $55821 per month
+2. Emergency Fund: $262602 (adequate for 6 months of expenses).
+3. Savings: $39246
+4. Debts: $9533 (Mortgage) with an interest rate of 4.333484271461407%.
+5. Insurance: Auto Insurance with coverage of $317646 and a monthly premium of $9524.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24177
+Future Value after 10 years: $60442.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13343
+Future Value after 10 years: $26686.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18037
+Future Value after 10 years: $27055.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13444
+Future Value after 10 years: $16132.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $162535 to be achieved in 16 months.
+8. Net Worth: $153002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bryan Scott is a 44-year-old Female who works as a Teacher. They are currently Single and live at 641 Haas Walk, Derekstad, PR 83448 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $100104 to be achieved in 18 months. Currently, they earn $36053 per month and have an expenditure of $21230. They have $47207 in savings, $14113 in fixed deposits, $17246 in stocks, $26999 in mutual funds, and $1551 in other investments. No insurance. Debt: Yes, Amount: $4759, Type: Personal Loan, Interest Rate: 10.341593279013166%. Loan Start Date: 2016-09-11, Loan End Date: 2027-11-07. Emergency Fund: Yes, Amount: $7125.","Plan for Bryan Scott:
+1. Income: $36053 per month
+2. Emergency Fund: $7125 (adequate for 6 months of expenses).
+3. Savings: $47207
+4. Debts: $4759 (Personal Loan) with an interest rate of 10.341593279013166%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17246
+Future Value after 10 years: $43115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26999
+Future Value after 10 years: $53998.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14113
+Future Value after 10 years: $21169.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1551
+Future Value after 10 years: $1861.1999999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $100104 to be achieved in 18 months.
+8. Net Worth: $95345.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Evans is a 36-year-old Male who works as a Doctor. They are currently Married and live at Unit 3607 Box 3485, DPO AE 90262 in India. They have 2 dependents: Michelle (Age: 30, Gender: Male), Nicholas (Age: 30, Gender: Female). Their financial goal is Save for Education with a target amount of $61410 to be achieved in 26 months. Currently, they earn $109372 per month and have an expenditure of $31867. They have $34528 in savings, $16246 in fixed deposits, $49556 in stocks, $17560 in mutual funds, and $9994 in other investments. No insurance. Debt: Yes, Amount: $3944, Type: Personal Loan, Interest Rate: 9.723705089078136%. Loan Start Date: 2023-01-03, Loan End Date: 2025-05-08. No emergency fund.","Plan for Jason Evans:
+1. Income: $109372 per month
+2. Emergency Fund: $191202 (adequate for 6 months of expenses).
+3. Savings: $34528
+4. Debts: $3944 (Personal Loan) with an interest rate of 9.723705089078136%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49556
+Future Value after 10 years: $123890.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17560
+Future Value after 10 years: $35120.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16246
+Future Value after 10 years: $24369.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9994
+Future Value after 10 years: $11992.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $61410 to be achieved in 26 months.
+8. Net Worth: $57466.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bruce West is a 63-year-old Male who works as a Teacher. They are currently Married and live at 13026 Roy Circle, New Matthew, DC 58793 in UK. They have 3 dependents: Scott (Age: 28, Gender: Female), Kathleen (Age: 11, Gender: Male), Kimberly (Age: 5, Gender: Male). Their financial goal is Retirement with a target amount of $171662 to be achieved in 20 months. Currently, they earn $114812 per month and have an expenditure of $15594. They have $8086 in savings, $29293 in fixed deposits, $31603 in stocks, $12666 in mutual funds, and $15602 in other investments. Insurance: Life Insurance with a premium of $2017 and coverage of $205704. No debt. No emergency fund.","Plan for Bruce West:
+1. Income: $114812 per month
+2. Emergency Fund: $93564 (adequate for 6 months of expenses).
+3. Savings: $8086
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $205704 and a monthly premium of $2017.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31603
+Future Value after 10 years: $79007.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12666
+Future Value after 10 years: $25332.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29293
+Future Value after 10 years: $43939.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15602
+Future Value after 10 years: $18722.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $171662 to be achieved in 20 months.
+8. Net Worth: $171662.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Brandon Sanchez is a 47-year-old Female who works as a Engineer. They are currently Divorced and live at 0055 Braun Greens Suite 888, West David, KY 33306 in USA. They have 2 dependents: Kristen (Age: 26, Gender: Male), James (Age: 21, Gender: Male). Their financial goal is Save for Education with a target amount of $164906 to be achieved in 20 months. Currently, they earn $30861 per month and have an expenditure of $23703. They have $10689 in savings, $28531 in fixed deposits, $45156 in stocks, $21147 in mutual funds, and $17623 in other investments. Insurance: Health Insurance with a premium of $4027 and coverage of $195885. No debt. No emergency fund.","Plan for Mr. Brandon Sanchez:
+1. Income: $30861 per month
+2. Emergency Fund: $142218 (adequate for 6 months of expenses).
+3. Savings: $10689
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $195885 and a monthly premium of $4027.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45156
+Future Value after 10 years: $112890.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21147
+Future Value after 10 years: $42294.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28531
+Future Value after 10 years: $42796.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17623
+Future Value after 10 years: $21147.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $164906 to be achieved in 20 months.
+8. Net Worth: $164906.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rachel Tran is a 68-year-old Female who works as a Artist. They are currently Divorced and live at 932 Johnson Roads, South Nataliechester, WA 20818 in India. They have 2 dependents: Charles (Age: 20, Gender: Male), Amy (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $101147 to be achieved in 31 months. Currently, they earn $58838 per month and have an expenditure of $31345. They have $19904 in savings, $27466 in fixed deposits, $39831 in stocks, $25233 in mutual funds, and $12528 in other investments. Insurance: Home Insurance with a premium of $3973 and coverage of $453175. Debt: Yes, Amount: $5422, Type: Personal Loan, Interest Rate: 11.401110826783075%. Loan Start Date: 2023-12-03, Loan End Date: 2032-06-13. No emergency fund.","Plan for Rachel Tran:
+1. Income: $58838 per month
+2. Emergency Fund: $188070 (adequate for 6 months of expenses).
+3. Savings: $19904
+4. Debts: $5422 (Personal Loan) with an interest rate of 11.401110826783075%.
+5. Insurance: Home Insurance with coverage of $453175 and a monthly premium of $3973.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39831
+Future Value after 10 years: $99577.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25233
+Future Value after 10 years: $50466.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27466
+Future Value after 10 years: $41199.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12528
+Future Value after 10 years: $15033.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $101147 to be achieved in 31 months.
+8. Net Worth: $95725.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Miller is a 23-year-old Female who works as a Artist. They are currently Divorced and live at 867 Fitzgerald Tunnel Suite 304, North Anthony, FM 04603 in India. They have 1 dependents: Ian (Age: 17, Gender: Male). Their financial goal is Save for House with a target amount of $269764 to be achieved in 114 months. Currently, they earn $86556 per month and have an expenditure of $38483. They have $24063 in savings, $28006 in fixed deposits, $46537 in stocks, $5757 in mutual funds, and $4639 in other investments. Insurance: Auto Insurance with a premium of $9686 and coverage of $221539. Debt: Yes, Amount: $2538, Type: Credit Card, Interest Rate: 17.155358353781544%. Loan Start Date: 2018-08-17, Loan End Date: 2029-08-01. No emergency fund.","Plan for Steven Miller:
+1. Income: $86556 per month
+2. Emergency Fund: $230898 (adequate for 6 months of expenses).
+3. Savings: $24063
+4. Debts: $2538 (Credit Card) with an interest rate of 17.155358353781544%.
+5. Insurance: Auto Insurance with coverage of $221539 and a monthly premium of $9686.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46537
+Future Value after 10 years: $116342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5757
+Future Value after 10 years: $11514.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28006
+Future Value after 10 years: $42009.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4639
+Future Value after 10 years: $5566.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $269764 to be achieved in 114 months.
+8. Net Worth: $267226.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kerry Lambert is a 25-year-old Female who works as a Artist. They are currently Married and live at 21361 Deborah Station, South Ericaburgh, VT 20371 in India. They have 1 dependents: Natasha (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $155037 to be achieved in 60 months. Currently, they earn $82255 per month and have an expenditure of $47751. They have $46397 in savings, $5366 in fixed deposits, $3680 in stocks, $3023 in mutual funds, and $2116 in other investments. Insurance: Health Insurance with a premium of $7477 and coverage of $262151. Debt: Yes, Amount: $19243, Type: Credit Card, Interest Rate: 16.408479229228547%. Loan Start Date: 2020-06-11, Loan End Date: 2031-11-09. Emergency Fund: Yes, Amount: $16331.","Plan for Kerry Lambert:
+1. Income: $82255 per month
+2. Emergency Fund: $16331 (adequate for 6 months of expenses).
+3. Savings: $46397
+4. Debts: $19243 (Credit Card) with an interest rate of 16.408479229228547%.
+5. Insurance: Health Insurance with coverage of $262151 and a monthly premium of $7477.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3680
+Future Value after 10 years: $9200.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3023
+Future Value after 10 years: $6046.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5366
+Future Value after 10 years: $8049.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2116
+Future Value after 10 years: $2539.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $155037 to be achieved in 60 months.
+8. Net Worth: $135794.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Yvonne Sanchez is a 51-year-old Female who works as a Artist. They are currently Married and live at 7135 Smith Hill, Quinnside, LA 80361 in USA. They have 2 dependents: David (Age: 14, Gender: Male), Bethany (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $106289 to be achieved in 14 months. Currently, they earn $64094 per month and have an expenditure of $25633. They have $47573 in savings, $16570 in fixed deposits, $41006 in stocks, $21858 in mutual funds, and $14236 in other investments. Insurance: Auto Insurance with a premium of $8334 and coverage of $397035. Debt: Yes, Amount: $19502, Type: Personal Loan, Interest Rate: 12.58859315991252%. Loan Start Date: 2018-02-26, Loan End Date: 2029-08-09. Emergency Fund: Yes, Amount: $2741.","Plan for Yvonne Sanchez:
+1. Income: $64094 per month
+2. Emergency Fund: $2741 (adequate for 6 months of expenses).
+3. Savings: $47573
+4. Debts: $19502 (Personal Loan) with an interest rate of 12.58859315991252%.
+5. Insurance: Auto Insurance with coverage of $397035 and a monthly premium of $8334.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41006
+Future Value after 10 years: $102515.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21858
+Future Value after 10 years: $43716.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16570
+Future Value after 10 years: $24855.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14236
+Future Value after 10 years: $17083.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $106289 to be achieved in 14 months.
+8. Net Worth: $86787.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sandra Johnson is a 53-year-old Female who works as a Artist. They are currently Single and live at 64987 Jason Stream Apt. 983, West Samantha, ND 67644 in UK. They have 2 dependents: Dominique (Age: 24, Gender: Male), Victor (Age: 14, Gender: Female). Their financial goal is Save for House with a target amount of $340621 to be achieved in 118 months. Currently, they earn $80482 per month and have an expenditure of $45789. They have $5104 in savings, $2903 in fixed deposits, $48967 in stocks, $19374 in mutual funds, and $7083 in other investments. No insurance. Debt: Yes, Amount: $10445, Type: Personal Loan, Interest Rate: 9.723354981668738%. Loan Start Date: 2022-05-19, Loan End Date: 2024-10-18. Emergency Fund: Yes, Amount: $19209.","Plan for Sandra Johnson:
+1. Income: $80482 per month
+2. Emergency Fund: $19209 (adequate for 6 months of expenses).
+3. Savings: $5104
+4. Debts: $10445 (Personal Loan) with an interest rate of 9.723354981668738%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48967
+Future Value after 10 years: $122417.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19374
+Future Value after 10 years: $38748.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2903
+Future Value after 10 years: $4354.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7083
+Future Value after 10 years: $8499.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $340621 to be achieved in 118 months.
+8. Net Worth: $330176.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paul Sandoval is a 43-year-old Female who works as a Teacher. They are currently Married and live at 2179 Michelle Junction, West Jeffrey, CT 32179 in USA. They have 3 dependents: Alvin (Age: 19, Gender: Male), Alexandria (Age: 21, Gender: Female), Alan (Age: 1, Gender: Male). Their financial goal is Save for Education with a target amount of $169923 to be achieved in 39 months. Currently, they earn $72298 per month and have an expenditure of $39071. They have $44700 in savings, $11737 in fixed deposits, $49933 in stocks, $26609 in mutual funds, and $3735 in other investments. Insurance: Home Insurance with a premium of $7074 and coverage of $222526. No debt. No emergency fund.","Plan for Paul Sandoval:
+1. Income: $72298 per month
+2. Emergency Fund: $234426 (adequate for 6 months of expenses).
+3. Savings: $44700
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $222526 and a monthly premium of $7074.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49933
+Future Value after 10 years: $124832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26609
+Future Value after 10 years: $53218.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11737
+Future Value after 10 years: $17605.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3735
+Future Value after 10 years: $4482.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $169923 to be achieved in 39 months.
+8. Net Worth: $169923.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Carroll is a 61-year-old Male who works as a Teacher. They are currently Divorced and live at 111 Robert Forest Suite 431, East Sherryside, DC 90273 in India. They have 1 dependents: Matthew (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $323979 to be achieved in 72 months. Currently, they earn $71209 per month and have an expenditure of $29506. They have $26604 in savings, $22066 in fixed deposits, $49106 in stocks, $6945 in mutual funds, and $10025 in other investments. Insurance: Health Insurance with a premium of $4526 and coverage of $322714. No debt. No emergency fund.","Plan for Anthony Carroll:
+1. Income: $71209 per month
+2. Emergency Fund: $177036 (adequate for 6 months of expenses).
+3. Savings: $26604
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $322714 and a monthly premium of $4526.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49106
+Future Value after 10 years: $122765.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6945
+Future Value after 10 years: $13890.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22066
+Future Value after 10 years: $33099.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10025
+Future Value after 10 years: $12030.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $323979 to be achieved in 72 months.
+8. Net Worth: $323979.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stacy Lopez is a 62-year-old Female who works as a Teacher. They are currently Single and live at 3882 Michael Crescent, Port Johnside, AK 85797 in USA. They have 1 dependents: Nicholas (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $108544 to be achieved in 32 months. Currently, they earn $108097 per month and have an expenditure of $38942. They have $32060 in savings, $3457 in fixed deposits, $14938 in stocks, $10329 in mutual funds, and $15741 in other investments. No insurance. Debt: Yes, Amount: $18030, Type: Mortgage, Interest Rate: 5.5718625037442475%. Loan Start Date: 2022-06-23, Loan End Date: 2026-02-18. Emergency Fund: Yes, Amount: $2052.","Plan for Stacy Lopez:
+1. Income: $108097 per month
+2. Emergency Fund: $2052 (adequate for 6 months of expenses).
+3. Savings: $32060
+4. Debts: $18030 (Mortgage) with an interest rate of 5.5718625037442475%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14938
+Future Value after 10 years: $37345.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10329
+Future Value after 10 years: $20658.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3457
+Future Value after 10 years: $5185.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15741
+Future Value after 10 years: $18889.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $108544 to be achieved in 32 months.
+8. Net Worth: $90514.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christina Bates is a 28-year-old Female who works as a Engineer. They are currently Divorced and live at 623 Ashley Heights Suite 267, New Kimberlyburgh, ND 91312 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $95195 to be achieved in 46 months. Currently, they earn $85952 per month and have an expenditure of $13141. They have $13675 in savings, $5751 in fixed deposits, $31960 in stocks, $27545 in mutual funds, and $19387 in other investments. Insurance: Health Insurance with a premium of $8159 and coverage of $96623. Debt: Yes, Amount: $9758, Type: Mortgage, Interest Rate: 3.2933635063963984%. Loan Start Date: 2021-01-26, Loan End Date: 2031-02-07. Emergency Fund: Yes, Amount: $18568.","Plan for Christina Bates:
+1. Income: $85952 per month
+2. Emergency Fund: $18568 (adequate for 6 months of expenses).
+3. Savings: $13675
+4. Debts: $9758 (Mortgage) with an interest rate of 3.2933635063963984%.
+5. Insurance: Health Insurance with coverage of $96623 and a monthly premium of $8159.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31960
+Future Value after 10 years: $79900.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27545
+Future Value after 10 years: $55090.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5751
+Future Value after 10 years: $8626.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19387
+Future Value after 10 years: $23264.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $95195 to be achieved in 46 months.
+8. Net Worth: $85437.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joanne Mitchell is a 31-year-old Male who works as a Teacher. They are currently Divorced and live at 2047 Lopez Trace, Port Wesley, VA 78078 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $183832 to be achieved in 17 months. Currently, they earn $31151 per month and have an expenditure of $26151. They have $11859 in savings, $5694 in fixed deposits, $4211 in stocks, $12914 in mutual funds, and $13401 in other investments. No insurance. Debt: Yes, Amount: $1516, Type: Credit Card, Interest Rate: 17.848480073628924%. Loan Start Date: 2016-11-15, Loan End Date: 2029-06-13. No emergency fund.","Plan for Joanne Mitchell:
+1. Income: $31151 per month
+2. Emergency Fund: $156906 (adequate for 6 months of expenses).
+3. Savings: $11859
+4. Debts: $1516 (Credit Card) with an interest rate of 17.848480073628924%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4211
+Future Value after 10 years: $10527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12914
+Future Value after 10 years: $25828.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5694
+Future Value after 10 years: $8541.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13401
+Future Value after 10 years: $16081.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $183832 to be achieved in 17 months.
+8. Net Worth: $182316.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jim Davis is a 42-year-old Female who works as a Engineer. They are currently Single and live at 988 Andrew Shores, Lake Peterview, DC 55467 in UK. They have 2 dependents: Jennifer (Age: 29, Gender: Female), James (Age: 6, Gender: Male). Their financial goal is Save for House with a target amount of $303373 to be achieved in 103 months. Currently, they earn $49141 per month and have an expenditure of $14831. They have $20744 in savings, $1171 in fixed deposits, $6797 in stocks, $3811 in mutual funds, and $6002 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12164.","Plan for Jim Davis:
+1. Income: $49141 per month
+2. Emergency Fund: $12164 (adequate for 6 months of expenses).
+3. Savings: $20744
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6797
+Future Value after 10 years: $16992.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3811
+Future Value after 10 years: $7622.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1171
+Future Value after 10 years: $1756.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6002
+Future Value after 10 years: $7202.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $303373 to be achieved in 103 months.
+8. Net Worth: $303373.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Carter is a 69-year-old Female who works as a Artist. They are currently Single and live at 1070 Wilkins Tunnel, Lake James, MH 38022 in India. They have 1 dependents: Laura (Age: 15, Gender: Male). Their financial goal is Save for Education with a target amount of $150040 to be achieved in 12 months. Currently, they earn $45167 per month and have an expenditure of $25222. They have $5761 in savings, $22919 in fixed deposits, $35849 in stocks, $25028 in mutual funds, and $11388 in other investments. Insurance: Health Insurance with a premium of $5948 and coverage of $382038. No debt. Emergency Fund: Yes, Amount: $7853.","Plan for Jessica Carter:
+1. Income: $45167 per month
+2. Emergency Fund: $7853 (adequate for 6 months of expenses).
+3. Savings: $5761
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $382038 and a monthly premium of $5948.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35849
+Future Value after 10 years: $89622.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25028
+Future Value after 10 years: $50056.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22919
+Future Value after 10 years: $34378.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11388
+Future Value after 10 years: $13665.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $150040 to be achieved in 12 months.
+8. Net Worth: $150040.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Wilson is a 25-year-old Male who works as a Teacher. They are currently Divorced and live at 54379 John Greens, Haynesfort, PA 63749 in Canada. They have 2 dependents: Joshua (Age: 11, Gender: Female), Taylor (Age: 4, Gender: Male). Their financial goal is Travel with a target amount of $64571 to be achieved in 41 months. Currently, they earn $58384 per month and have an expenditure of $41462. They have $20783 in savings, $6075 in fixed deposits, $32157 in stocks, $5373 in mutual funds, and $12633 in other investments. Insurance: Auto Insurance with a premium of $1617 and coverage of $460114. No debt. No emergency fund.","Plan for Lisa Wilson:
+1. Income: $58384 per month
+2. Emergency Fund: $248772 (adequate for 6 months of expenses).
+3. Savings: $20783
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $460114 and a monthly premium of $1617.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32157
+Future Value after 10 years: $80392.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5373
+Future Value after 10 years: $10746.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6075
+Future Value after 10 years: $9112.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12633
+Future Value after 10 years: $15159.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $64571 to be achieved in 41 months.
+8. Net Worth: $64571.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dominique Miles is a 32-year-old Female who works as a Teacher. They are currently Married and live at 2605 Joseph Union, Robertmouth, VT 58501 in Canada. They have 5 dependents: Nathan (Age: 9, Gender: Female), Amy (Age: 30, Gender: Male), Lori (Age: 23, Gender: Female), Rebecca (Age: 25, Gender: Female), Ricky (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $423161 to be achieved in 61 months. Currently, they earn $54277 per month and have an expenditure of $48132. They have $41471 in savings, $4270 in fixed deposits, $27844 in stocks, $23953 in mutual funds, and $12751 in other investments. Insurance: Life Insurance with a premium of $1453 and coverage of $320358. Debt: Yes, Amount: $18715, Type: Mortgage, Interest Rate: 6.297085580226225%. Loan Start Date: 2017-08-05, Loan End Date: 2026-08-26. No emergency fund.","Plan for Dominique Miles:
+1. Income: $54277 per month
+2. Emergency Fund: $288792 (adequate for 6 months of expenses).
+3. Savings: $41471
+4. Debts: $18715 (Mortgage) with an interest rate of 6.297085580226225%.
+5. Insurance: Life Insurance with coverage of $320358 and a monthly premium of $1453.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27844
+Future Value after 10 years: $69610.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23953
+Future Value after 10 years: $47906.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4270
+Future Value after 10 years: $6405.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12751
+Future Value after 10 years: $15301.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $423161 to be achieved in 61 months.
+8. Net Worth: $404446.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Livingston is a 28-year-old Female who works as a Engineer. They are currently Divorced and live at 812 Beth Parkways Apt. 112, Angelicaport, NV 27341 in India. They have 2 dependents: Tony (Age: 19, Gender: Male), Ann (Age: 29, Gender: Male). Their financial goal is Save for Education with a target amount of $137599 to be achieved in 25 months. Currently, they earn $118387 per month and have an expenditure of $13764. They have $30836 in savings, $9607 in fixed deposits, $27993 in stocks, $16339 in mutual funds, and $601 in other investments. Insurance: Home Insurance with a premium of $9335 and coverage of $218299. No debt. No emergency fund.","Plan for Daniel Livingston:
+1. Income: $118387 per month
+2. Emergency Fund: $82584 (adequate for 6 months of expenses).
+3. Savings: $30836
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $218299 and a monthly premium of $9335.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27993
+Future Value after 10 years: $69982.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16339
+Future Value after 10 years: $32678.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9607
+Future Value after 10 years: $14410.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $601
+Future Value after 10 years: $721.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $137599 to be achieved in 25 months.
+8. Net Worth: $137599.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Craig Taylor is a 36-year-old Female who works as a Teacher. They are currently Married and live at 180 Jessica Run, South Mary, KS 79274 in USA. They have 2 dependents: Stacey (Age: 9, Gender: Female), Katie (Age: 18, Gender: Female). Their financial goal is Travel with a target amount of $167635 to be achieved in 27 months. Currently, they earn $94660 per month and have an expenditure of $47245. They have $35836 in savings, $27998 in fixed deposits, $44990 in stocks, $17746 in mutual funds, and $7957 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7978.","Plan for Craig Taylor:
+1. Income: $94660 per month
+2. Emergency Fund: $7978 (adequate for 6 months of expenses).
+3. Savings: $35836
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44990
+Future Value after 10 years: $112475.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17746
+Future Value after 10 years: $35492.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27998
+Future Value after 10 years: $41997.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7957
+Future Value after 10 years: $9548.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $167635 to be achieved in 27 months.
+8. Net Worth: $167635.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joel Peck is a 39-year-old Female who works as a Teacher. They are currently Married and live at 600 Taylor Island, South Jeanette, HI 58983 in Canada. They have 4 dependents: Rebecca (Age: 20, Gender: Male), Kathryn (Age: 14, Gender: Male), Gabrielle (Age: 27, Gender: Male), Marcus (Age: 25, Gender: Male). Their financial goal is Save for House with a target amount of $232013 to be achieved in 82 months. Currently, they earn $94212 per month and have an expenditure of $38722. They have $9458 in savings, $18852 in fixed deposits, $44081 in stocks, $8310 in mutual funds, and $11119 in other investments. Insurance: Auto Insurance with a premium of $2544 and coverage of $143777. Debt: Yes, Amount: $5195, Type: Mortgage, Interest Rate: 6.064076971630837%. Loan Start Date: 2022-11-27, Loan End Date: 2032-07-22. Emergency Fund: Yes, Amount: $16654.","Plan for Joel Peck:
+1. Income: $94212 per month
+2. Emergency Fund: $16654 (adequate for 6 months of expenses).
+3. Savings: $9458
+4. Debts: $5195 (Mortgage) with an interest rate of 6.064076971630837%.
+5. Insurance: Auto Insurance with coverage of $143777 and a monthly premium of $2544.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44081
+Future Value after 10 years: $110202.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8310
+Future Value after 10 years: $16620.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18852
+Future Value after 10 years: $28278.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11119
+Future Value after 10 years: $13342.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $232013 to be achieved in 82 months.
+8. Net Worth: $226818.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Miss Brittney Pratt is a 27-year-old Female who works as a Teacher. They are currently Divorced and live at 20837 Casey Course Apt. 367, Olivershire, AZ 46625 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $186231 to be achieved in 31 months. Currently, they earn $47309 per month and have an expenditure of $23538. They have $48799 in savings, $12142 in fixed deposits, $21249 in stocks, $4805 in mutual funds, and $7374 in other investments. No insurance. Debt: Yes, Amount: $8004, Type: Mortgage, Interest Rate: 4.132144004136288%. Loan Start Date: 2017-01-14, Loan End Date: 2030-03-13. No emergency fund.","Plan for Miss Brittney Pratt:
+1. Income: $47309 per month
+2. Emergency Fund: $141228 (adequate for 6 months of expenses).
+3. Savings: $48799
+4. Debts: $8004 (Mortgage) with an interest rate of 4.132144004136288%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21249
+Future Value after 10 years: $53122.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4805
+Future Value after 10 years: $9610.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12142
+Future Value after 10 years: $18213.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7374
+Future Value after 10 years: $8848.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $186231 to be achieved in 31 months.
+8. Net Worth: $178227.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Henry is a 70-year-old Male who works as a Engineer. They are currently Divorced and live at 2353 Brown Mews, Lake Kyleton, NC 39445 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $128557 to be achieved in 34 months. Currently, they earn $70303 per month and have an expenditure of $39880. They have $5680 in savings, $16936 in fixed deposits, $27534 in stocks, $11337 in mutual funds, and $3251 in other investments. Insurance: Life Insurance with a premium of $2181 and coverage of $265791. Debt: Yes, Amount: $18882, Type: Mortgage, Interest Rate: 4.714212827198749%. Loan Start Date: 2020-09-27, Loan End Date: 2029-06-06. No emergency fund.","Plan for Mary Henry:
+1. Income: $70303 per month
+2. Emergency Fund: $239280 (adequate for 6 months of expenses).
+3. Savings: $5680
+4. Debts: $18882 (Mortgage) with an interest rate of 4.714212827198749%.
+5. Insurance: Life Insurance with coverage of $265791 and a monthly premium of $2181.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27534
+Future Value after 10 years: $68835.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11337
+Future Value after 10 years: $22674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16936
+Future Value after 10 years: $25404.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3251
+Future Value after 10 years: $3901.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $128557 to be achieved in 34 months.
+8. Net Worth: $109675.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Donald Cross is a 47-year-old Male who works as a Engineer. They are currently Divorced and live at 492 Pamela Loaf, Whiteberg, VA 85070 in Canada. They have 2 dependents: Robyn (Age: 23, Gender: Female), Alexander (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $163395 to be achieved in 14 months. Currently, they earn $78548 per month and have an expenditure of $25877. They have $5031 in savings, $9214 in fixed deposits, $37226 in stocks, $3548 in mutual funds, and $3627 in other investments. No insurance. Debt: Yes, Amount: $18968, Type: Personal Loan, Interest Rate: 11.449651419338569%. Loan Start Date: 2017-05-21, Loan End Date: 2031-11-18. No emergency fund.","Plan for Donald Cross:
+1. Income: $78548 per month
+2. Emergency Fund: $155262 (adequate for 6 months of expenses).
+3. Savings: $5031
+4. Debts: $18968 (Personal Loan) with an interest rate of 11.449651419338569%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37226
+Future Value after 10 years: $93065.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3548
+Future Value after 10 years: $7096.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9214
+Future Value after 10 years: $13821.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3627
+Future Value after 10 years: $4352.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $163395 to be achieved in 14 months.
+8. Net Worth: $144427.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Davies is a 52-year-old Female who works as a Engineer. They are currently Single and live at 2417 Randall Dam, Brennanborough, ID 35762 in Canada. They have 1 dependents: Robert (Age: 24, Gender: Male). Their financial goal is Travel with a target amount of $173464 to be achieved in 58 months. Currently, they earn $110271 per month and have an expenditure of $40229. They have $39934 in savings, $727 in fixed deposits, $28102 in stocks, $22078 in mutual funds, and $13513 in other investments. Insurance: Health Insurance with a premium of $9096 and coverage of $369659. No debt. No emergency fund.","Plan for Mark Davies:
+1. Income: $110271 per month
+2. Emergency Fund: $241374 (adequate for 6 months of expenses).
+3. Savings: $39934
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $369659 and a monthly premium of $9096.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28102
+Future Value after 10 years: $70255.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22078
+Future Value after 10 years: $44156.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $727
+Future Value after 10 years: $1090.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13513
+Future Value after 10 years: $16215.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $173464 to be achieved in 58 months.
+8. Net Worth: $173464.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michele Smith is a 33-year-old Female who works as a Artist. They are currently Divorced and live at 315 Davis Lane Apt. 898, Meghanport, VA 26381 in UK. They have 1 dependents: Jacob (Age: 21, Gender: Male). Their financial goal is Save for House with a target amount of $413166 to be achieved in 81 months. Currently, they earn $71351 per month and have an expenditure of $43449. They have $13529 in savings, $3931 in fixed deposits, $47515 in stocks, $16134 in mutual funds, and $1676 in other investments. Insurance: Auto Insurance with a premium of $5263 and coverage of $56482. Debt: Yes, Amount: $7506, Type: Mortgage, Interest Rate: 3.8572493065679083%. Loan Start Date: 2020-07-23, Loan End Date: 2027-02-07. No emergency fund.","Plan for Michele Smith:
+1. Income: $71351 per month
+2. Emergency Fund: $260694 (adequate for 6 months of expenses).
+3. Savings: $13529
+4. Debts: $7506 (Mortgage) with an interest rate of 3.8572493065679083%.
+5. Insurance: Auto Insurance with coverage of $56482 and a monthly premium of $5263.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47515
+Future Value after 10 years: $118787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16134
+Future Value after 10 years: $32268.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3931
+Future Value after 10 years: $5896.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1676
+Future Value after 10 years: $2011.1999999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $413166 to be achieved in 81 months.
+8. Net Worth: $405660.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Quinn is a 64-year-old Male who works as a Artist. They are currently Single and live at 120 Ball Shores Suite 303, Lake Amanda, SD 61621 in USA. They have 1 dependents: Laura (Age: 20, Gender: Male). Their financial goal is Save for House with a target amount of $429450 to be achieved in 70 months. Currently, they earn $36291 per month and have an expenditure of $31291. They have $6341 in savings, $7795 in fixed deposits, $13919 in stocks, $27811 in mutual funds, and $14531 in other investments. Insurance: Home Insurance with a premium of $3855 and coverage of $191949. No debt. Emergency Fund: Yes, Amount: $5111.","Plan for Robert Quinn:
+1. Income: $36291 per month
+2. Emergency Fund: $5111 (adequate for 6 months of expenses).
+3. Savings: $6341
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $191949 and a monthly premium of $3855.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13919
+Future Value after 10 years: $34797.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27811
+Future Value after 10 years: $55622.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7795
+Future Value after 10 years: $11692.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14531
+Future Value after 10 years: $17437.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $429450 to be achieved in 70 months.
+8. Net Worth: $429450.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Sullivan is a 38-year-old Male who works as a Doctor. They are currently Single and live at USNV Ochoa, FPO AP 27010 in India. They have 1 dependents: Connor (Age: 20, Gender: Male). Their financial goal is Retirement with a target amount of $113173 to be achieved in 48 months. Currently, they earn $47376 per month and have an expenditure of $26223. They have $15791 in savings, $8049 in fixed deposits, $48616 in stocks, $559 in mutual funds, and $18497 in other investments. Insurance: Health Insurance with a premium of $3136 and coverage of $190717. No debt. Emergency Fund: Yes, Amount: $16344.","Plan for John Sullivan:
+1. Income: $47376 per month
+2. Emergency Fund: $16344 (adequate for 6 months of expenses).
+3. Savings: $15791
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $190717 and a monthly premium of $3136.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48616
+Future Value after 10 years: $121540.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $559
+Future Value after 10 years: $1118.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8049
+Future Value after 10 years: $12073.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18497
+Future Value after 10 years: $22196.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $113173 to be achieved in 48 months.
+8. Net Worth: $113173.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Beth Mcintosh is a 42-year-old Male who works as a Artist. They are currently Single and live at 0047 Kimberly Club Apt. 227, Lake Shannonview, NV 12137 in Canada. They have 2 dependents: Chloe (Age: 25, Gender: Male), Kristi (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $52889 to be achieved in 17 months. Currently, they earn $70072 per month and have an expenditure of $12213. They have $18981 in savings, $6387 in fixed deposits, $46273 in stocks, $9028 in mutual funds, and $11275 in other investments. No insurance. Debt: Yes, Amount: $9085, Type: Mortgage, Interest Rate: 4.875443305912713%. Loan Start Date: 2015-03-29, Loan End Date: 2029-12-25. Emergency Fund: Yes, Amount: $6629.","Plan for Beth Mcintosh:
+1. Income: $70072 per month
+2. Emergency Fund: $6629 (adequate for 6 months of expenses).
+3. Savings: $18981
+4. Debts: $9085 (Mortgage) with an interest rate of 4.875443305912713%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46273
+Future Value after 10 years: $115682.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9028
+Future Value after 10 years: $18056.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6387
+Future Value after 10 years: $9580.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11275
+Future Value after 10 years: $13530.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $52889 to be achieved in 17 months.
+8. Net Worth: $43804.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jesse Mckinney is a 52-year-old Female who works as a Engineer. They are currently Married and live at 264 Shaw Via, Port Kristin, HI 07484 in India. They have 4 dependents: Jennifer (Age: 20, Gender: Female), Kathy (Age: 1, Gender: Female), Robert (Age: 6, Gender: Female), Bailey (Age: 14, Gender: Female). Their financial goal is Travel with a target amount of $158882 to be achieved in 53 months. Currently, they earn $95807 per month and have an expenditure of $29702. They have $23515 in savings, $22115 in fixed deposits, $37762 in stocks, $305 in mutual funds, and $8245 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9466.","Plan for Jesse Mckinney:
+1. Income: $95807 per month
+2. Emergency Fund: $9466 (adequate for 6 months of expenses).
+3. Savings: $23515
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37762
+Future Value after 10 years: $94405.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $305
+Future Value after 10 years: $610.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22115
+Future Value after 10 years: $33172.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8245
+Future Value after 10 years: $9894.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $158882 to be achieved in 53 months.
+8. Net Worth: $158882.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Moore is a 40-year-old Female who works as a Artist. They are currently Single and live at 23145 Jennifer Stream Suite 064, Lake Billy, NY 01349 in India. They have 1 dependents: Nathaniel (Age: 9, Gender: Female). Their financial goal is Travel with a target amount of $150353 to be achieved in 21 months. Currently, they earn $60618 per month and have an expenditure of $44799. They have $37311 in savings, $23455 in fixed deposits, $35313 in stocks, $12026 in mutual funds, and $11092 in other investments. Insurance: Auto Insurance with a premium of $1252 and coverage of $382815. Debt: Yes, Amount: $1005, Type: Personal Loan, Interest Rate: 8.998345487281233%. Loan Start Date: 2022-11-02, Loan End Date: 2030-03-11. Emergency Fund: Yes, Amount: $5926.","Plan for Thomas Moore:
+1. Income: $60618 per month
+2. Emergency Fund: $5926 (adequate for 6 months of expenses).
+3. Savings: $37311
+4. Debts: $1005 (Personal Loan) with an interest rate of 8.998345487281233%.
+5. Insurance: Auto Insurance with coverage of $382815 and a monthly premium of $1252.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35313
+Future Value after 10 years: $88282.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12026
+Future Value after 10 years: $24052.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23455
+Future Value after 10 years: $35182.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11092
+Future Value after 10 years: $13310.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $150353 to be achieved in 21 months.
+8. Net Worth: $149348.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michele Walsh is a 69-year-old Male who works as a Engineer. They are currently Married and live at 884 Walton Vista, Lake Michaelton, MH 84071 in UK. They have 5 dependents: Cynthia (Age: 25, Gender: Female), Daniel (Age: 24, Gender: Male), Roger (Age: 19, Gender: Male), Jay (Age: 22, Gender: Female), Candice (Age: 30, Gender: Female). Their financial goal is Save for House with a target amount of $494327 to be achieved in 84 months. Currently, they earn $49853 per month and have an expenditure of $26333. They have $35277 in savings, $21144 in fixed deposits, $3639 in stocks, $4729 in mutual funds, and $305 in other investments. Insurance: Life Insurance with a premium of $2104 and coverage of $268312. Debt: Yes, Amount: $3140, Type: Credit Card, Interest Rate: 22.355667852520313%. Loan Start Date: 2016-09-28, Loan End Date: 2032-11-26. Emergency Fund: Yes, Amount: $17648.","Plan for Michele Walsh:
+1. Income: $49853 per month
+2. Emergency Fund: $17648 (adequate for 6 months of expenses).
+3. Savings: $35277
+4. Debts: $3140 (Credit Card) with an interest rate of 22.355667852520313%.
+5. Insurance: Life Insurance with coverage of $268312 and a monthly premium of $2104.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3639
+Future Value after 10 years: $9097.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4729
+Future Value after 10 years: $9458.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21144
+Future Value after 10 years: $31716.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $305
+Future Value after 10 years: $366.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $494327 to be achieved in 84 months.
+8. Net Worth: $491187.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Oscar Lynch is a 59-year-old Female who works as a Engineer. They are currently Married and live at 51692 Lynch Extension Suite 853, Port Deborahmouth, MA 35384 in Canada. They have 3 dependents: Jennifer (Age: 24, Gender: Female), Jared (Age: 6, Gender: Male), Kevin (Age: 24, Gender: Female). Their financial goal is Travel with a target amount of $104497 to be achieved in 55 months. Currently, they earn $102802 per month and have an expenditure of $40547. They have $26507 in savings, $2812 in fixed deposits, $16323 in stocks, $8130 in mutual funds, and $7896 in other investments. Insurance: Life Insurance with a premium of $2549 and coverage of $419867. Debt: Yes, Amount: $18952, Type: Personal Loan, Interest Rate: 13.437364667990424%. Loan Start Date: 2015-10-03, Loan End Date: 2029-12-29. Emergency Fund: Yes, Amount: $5172.","Plan for Oscar Lynch:
+1. Income: $102802 per month
+2. Emergency Fund: $5172 (adequate for 6 months of expenses).
+3. Savings: $26507
+4. Debts: $18952 (Personal Loan) with an interest rate of 13.437364667990424%.
+5. Insurance: Life Insurance with coverage of $419867 and a monthly premium of $2549.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16323
+Future Value after 10 years: $40807.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8130
+Future Value after 10 years: $16260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2812
+Future Value after 10 years: $4218.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7896
+Future Value after 10 years: $9475.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $104497 to be achieved in 55 months.
+8. Net Worth: $85545.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Lewis is a 54-year-old Male who works as a Engineer. They are currently Divorced and live at 4989 Mary Square Suite 512, New Jennifertown, NE 61099 in India. They have 2 dependents: James (Age: 13, Gender: Female), Sheila (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $111793 to be achieved in 35 months. Currently, they earn $63415 per month and have an expenditure of $28982. They have $13654 in savings, $21681 in fixed deposits, $19623 in stocks, $462 in mutual funds, and $2227 in other investments. Insurance: Auto Insurance with a premium of $6489 and coverage of $472935. No debt. Emergency Fund: Yes, Amount: $13928.","Plan for Timothy Lewis:
+1. Income: $63415 per month
+2. Emergency Fund: $13928 (adequate for 6 months of expenses).
+3. Savings: $13654
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $472935 and a monthly premium of $6489.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19623
+Future Value after 10 years: $49057.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $462
+Future Value after 10 years: $924.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21681
+Future Value after 10 years: $32521.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2227
+Future Value after 10 years: $2672.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111793 to be achieved in 35 months.
+8. Net Worth: $111793.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Dillon is a 61-year-old Female who works as a Artist. They are currently Single and live at 67496 Mary Mountain, Christianchester, ND 50422 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $311321 to be achieved in 62 months. Currently, they earn $105992 per month and have an expenditure of $25907. They have $20612 in savings, $2275 in fixed deposits, $48333 in stocks, $7158 in mutual funds, and $1480 in other investments. No insurance. Debt: Yes, Amount: $3566, Type: Mortgage, Interest Rate: 5.07949743819439%. Loan Start Date: 2015-10-01, Loan End Date: 2025-03-17. No emergency fund.","Plan for Daniel Dillon:
+1. Income: $105992 per month
+2. Emergency Fund: $155442 (adequate for 6 months of expenses).
+3. Savings: $20612
+4. Debts: $3566 (Mortgage) with an interest rate of 5.07949743819439%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48333
+Future Value after 10 years: $120832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7158
+Future Value after 10 years: $14316.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2275
+Future Value after 10 years: $3412.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1480
+Future Value after 10 years: $1776.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $311321 to be achieved in 62 months.
+8. Net Worth: $307755.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mary Brown is a 40-year-old Female who works as a Teacher. They are currently Divorced and live at 250 David Port Suite 806, Watkinsport, VI 84643 in USA. They have 2 dependents: Ryan (Age: 23, Gender: Male), Mark (Age: 30, Gender: Male). Their financial goal is Travel with a target amount of $188729 to be achieved in 40 months. Currently, they earn $46780 per month and have an expenditure of $12584. They have $30216 in savings, $9517 in fixed deposits, $848 in stocks, $10600 in mutual funds, and $17935 in other investments. No insurance. No debt. No emergency fund.","Plan for Mary Brown:
+1. Income: $46780 per month
+2. Emergency Fund: $75504 (adequate for 6 months of expenses).
+3. Savings: $30216
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $848
+Future Value after 10 years: $2120.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10600
+Future Value after 10 years: $21200.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9517
+Future Value after 10 years: $14275.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17935
+Future Value after 10 years: $21522.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $188729 to be achieved in 40 months.
+8. Net Worth: $188729.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bryan Martin is a 58-year-old Male who works as a Teacher. They are currently Single and live at 4076 Montoya Plaza, Johnbury, DC 44933 in India. They have 2 dependents: Elizabeth (Age: 9, Gender: Female), Robert (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $176779 to be achieved in 44 months. Currently, they earn $104324 per month and have an expenditure of $43225. They have $8501 in savings, $28266 in fixed deposits, $14327 in stocks, $4691 in mutual funds, and $2983 in other investments. Insurance: Auto Insurance with a premium of $7355 and coverage of $221714. Debt: Yes, Amount: $15488, Type: Mortgage, Interest Rate: 3.6536895367562403%. Loan Start Date: 2021-04-23, Loan End Date: 2027-04-06. Emergency Fund: Yes, Amount: $19143.","Plan for Bryan Martin:
+1. Income: $104324 per month
+2. Emergency Fund: $19143 (adequate for 6 months of expenses).
+3. Savings: $8501
+4. Debts: $15488 (Mortgage) with an interest rate of 3.6536895367562403%.
+5. Insurance: Auto Insurance with coverage of $221714 and a monthly premium of $7355.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14327
+Future Value after 10 years: $35817.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4691
+Future Value after 10 years: $9382.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28266
+Future Value after 10 years: $42399.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2983
+Future Value after 10 years: $3579.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $176779 to be achieved in 44 months.
+8. Net Worth: $161291.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Johnny Washington is a 52-year-old Female who works as a Teacher. They are currently Divorced and live at 9752 Webster Pine, New Charles, DC 07763 in USA. They have 2 dependents: Mario (Age: 19, Gender: Female), Anthony (Age: 2, Gender: Female). Their financial goal is Save for Education with a target amount of $174533 to be achieved in 42 months. Currently, they earn $70774 per month and have an expenditure of $34397. They have $39081 in savings, $9994 in fixed deposits, $41789 in stocks, $20230 in mutual funds, and $3647 in other investments. Insurance: Health Insurance with a premium of $8195 and coverage of $197088. Debt: Yes, Amount: $11610, Type: Credit Card, Interest Rate: 18.558559728256437%. Loan Start Date: 2016-05-20, Loan End Date: 2033-05-12. Emergency Fund: Yes, Amount: $13996.","Plan for Johnny Washington:
+1. Income: $70774 per month
+2. Emergency Fund: $13996 (adequate for 6 months of expenses).
+3. Savings: $39081
+4. Debts: $11610 (Credit Card) with an interest rate of 18.558559728256437%.
+5. Insurance: Health Insurance with coverage of $197088 and a monthly premium of $8195.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41789
+Future Value after 10 years: $104472.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20230
+Future Value after 10 years: $40460.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9994
+Future Value after 10 years: $14991.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3647
+Future Value after 10 years: $4376.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $174533 to be achieved in 42 months.
+8. Net Worth: $162923.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Brock is a 20-year-old Male who works as a Teacher. They are currently Divorced and live at 99469 Garcia Coves, Lake Gregoryside, WI 38450 in Canada. They have 2 dependents: Colin (Age: 10, Gender: Female), Kelly (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $71081 to be achieved in 30 months. Currently, they earn $38622 per month and have an expenditure of $29479. They have $22418 in savings, $21401 in fixed deposits, $38419 in stocks, $13220 in mutual funds, and $19435 in other investments. Insurance: Home Insurance with a premium of $7438 and coverage of $230766. Debt: Yes, Amount: $14651, Type: Personal Loan, Interest Rate: 10.438873697065395%. Loan Start Date: 2016-11-26, Loan End Date: 2026-12-26. Emergency Fund: Yes, Amount: $5530.","Plan for Michelle Brock:
+1. Income: $38622 per month
+2. Emergency Fund: $5530 (adequate for 6 months of expenses).
+3. Savings: $22418
+4. Debts: $14651 (Personal Loan) with an interest rate of 10.438873697065395%.
+5. Insurance: Home Insurance with coverage of $230766 and a monthly premium of $7438.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38419
+Future Value after 10 years: $96047.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13220
+Future Value after 10 years: $26440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21401
+Future Value after 10 years: $32101.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19435
+Future Value after 10 years: $23322.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $71081 to be achieved in 30 months.
+8. Net Worth: $56430.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Perkins is a 44-year-old Male who works as a Artist. They are currently Divorced and live at 520 Hayes Rue Apt. 060, Aprilville, MO 63668 in UK. They have 1 dependents: Bobby (Age: 25, Gender: Male). Their financial goal is Travel with a target amount of $75280 to be achieved in 25 months. Currently, they earn $67543 per month and have an expenditure of $23478. They have $29189 in savings, $7301 in fixed deposits, $20263 in stocks, $15717 in mutual funds, and $160 in other investments. No insurance. No debt. No emergency fund.","Plan for Tracy Perkins:
+1. Income: $67543 per month
+2. Emergency Fund: $140868 (adequate for 6 months of expenses).
+3. Savings: $29189
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20263
+Future Value after 10 years: $50657.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15717
+Future Value after 10 years: $31434.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7301
+Future Value after 10 years: $10951.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $160
+Future Value after 10 years: $192.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $75280 to be achieved in 25 months.
+8. Net Worth: $75280.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Julie Fitzgerald is a 34-year-old Female who works as a Teacher. They are currently Married and live at 962 Eaton Loaf Apt. 300, Port Robertborough, AZ 61274 in India. They have 4 dependents: Crystal (Age: 26, Gender: Female), Charlotte (Age: 8, Gender: Male), John (Age: 30, Gender: Male), Jesse (Age: 6, Gender: Female). Their financial goal is Save for House with a target amount of $443907 to be achieved in 73 months. Currently, they earn $92098 per month and have an expenditure of $23999. They have $24228 in savings, $16159 in fixed deposits, $36302 in stocks, $9700 in mutual funds, and $2389 in other investments. Insurance: Home Insurance with a premium of $8952 and coverage of $87300. Debt: Yes, Amount: $6176, Type: Credit Card, Interest Rate: 24.324878547542973%. Loan Start Date: 2019-07-14, Loan End Date: 2027-05-16. No emergency fund.","Plan for Julie Fitzgerald:
+1. Income: $92098 per month
+2. Emergency Fund: $143994 (adequate for 6 months of expenses).
+3. Savings: $24228
+4. Debts: $6176 (Credit Card) with an interest rate of 24.324878547542973%.
+5. Insurance: Home Insurance with coverage of $87300 and a monthly premium of $8952.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36302
+Future Value after 10 years: $90755.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9700
+Future Value after 10 years: $19400.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16159
+Future Value after 10 years: $24238.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2389
+Future Value after 10 years: $2866.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $443907 to be achieved in 73 months.
+8. Net Worth: $437731.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Wiley is a 37-year-old Female who works as a Engineer. They are currently Married and live at 1693 Barr Stream Suite 449, Wolfechester, ME 05592 in Canada. They have 3 dependents: Lisa (Age: 17, Gender: Female), Amanda (Age: 25, Gender: Female), Amanda (Age: 9, Gender: Male). Their financial goal is Save for Education with a target amount of $62266 to be achieved in 42 months. Currently, they earn $102394 per month and have an expenditure of $10201. They have $43387 in savings, $25327 in fixed deposits, $24331 in stocks, $2358 in mutual funds, and $17528 in other investments. Insurance: Life Insurance with a premium of $8385 and coverage of $481481. Debt: Yes, Amount: $7871, Type: Mortgage, Interest Rate: 4.664210133090979%. Loan Start Date: 2019-01-17, Loan End Date: 2031-04-19. No emergency fund.","Plan for Joseph Wiley:
+1. Income: $102394 per month
+2. Emergency Fund: $61206 (adequate for 6 months of expenses).
+3. Savings: $43387
+4. Debts: $7871 (Mortgage) with an interest rate of 4.664210133090979%.
+5. Insurance: Life Insurance with coverage of $481481 and a monthly premium of $8385.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24331
+Future Value after 10 years: $60827.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2358
+Future Value after 10 years: $4716.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25327
+Future Value after 10 years: $37990.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17528
+Future Value after 10 years: $21033.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $62266 to be achieved in 42 months.
+8. Net Worth: $54395.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Watson is a 52-year-old Male who works as a Artist. They are currently Divorced and live at 07734 John Rapids, Lake Jimton, IN 88464 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $236853 to be achieved in 79 months. Currently, they earn $51518 per month and have an expenditure of $11539. They have $41217 in savings, $14975 in fixed deposits, $19795 in stocks, $29428 in mutual funds, and $14018 in other investments. Insurance: Home Insurance with a premium of $7269 and coverage of $90669. No debt. No emergency fund.","Plan for Kelly Watson:
+1. Income: $51518 per month
+2. Emergency Fund: $69234 (adequate for 6 months of expenses).
+3. Savings: $41217
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $90669 and a monthly premium of $7269.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19795
+Future Value after 10 years: $49487.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29428
+Future Value after 10 years: $58856.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14975
+Future Value after 10 years: $22462.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14018
+Future Value after 10 years: $16821.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $236853 to be achieved in 79 months.
+8. Net Worth: $236853.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephen Webb is a 34-year-old Female who works as a Doctor. They are currently Single and live at 7828 Flores Vista, South Gregory, VA 08844 in India. They have 2 dependents: Eugene (Age: 4, Gender: Female), Heidi (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $195630 to be achieved in 111 months. Currently, they earn $55193 per month and have an expenditure of $23371. They have $47693 in savings, $22396 in fixed deposits, $32112 in stocks, $17454 in mutual funds, and $19105 in other investments. No insurance. Debt: Yes, Amount: $7197, Type: Mortgage, Interest Rate: 3.3705834042703255%. Loan Start Date: 2015-11-15, Loan End Date: 2032-03-27. Emergency Fund: Yes, Amount: $13635.","Plan for Stephen Webb:
+1. Income: $55193 per month
+2. Emergency Fund: $13635 (adequate for 6 months of expenses).
+3. Savings: $47693
+4. Debts: $7197 (Mortgage) with an interest rate of 3.3705834042703255%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32112
+Future Value after 10 years: $80280.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17454
+Future Value after 10 years: $34908.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22396
+Future Value after 10 years: $33594.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19105
+Future Value after 10 years: $22926.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $195630 to be achieved in 111 months.
+8. Net Worth: $188433.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Colleen Thompson is a 50-year-old Female who works as a Doctor. They are currently Divorced and live at 539 Tammy Mission, New Jamesburgh, SC 97973 in UK. They have 1 dependents: Billy (Age: 1, Gender: Female). Their financial goal is Save for House with a target amount of $306073 to be achieved in 106 months. Currently, they earn $96162 per month and have an expenditure of $41865. They have $27464 in savings, $22470 in fixed deposits, $14349 in stocks, $9145 in mutual funds, and $10370 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16851.","Plan for Colleen Thompson:
+1. Income: $96162 per month
+2. Emergency Fund: $16851 (adequate for 6 months of expenses).
+3. Savings: $27464
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14349
+Future Value after 10 years: $35872.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9145
+Future Value after 10 years: $18290.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22470
+Future Value after 10 years: $33705.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10370
+Future Value after 10 years: $12444.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $306073 to be achieved in 106 months.
+8. Net Worth: $306073.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Theresa Rodriguez is a 65-year-old Female who works as a Artist. They are currently Divorced and live at 443 Kelly Spur, Tinaport, MS 22280 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $340569 to be achieved in 92 months. Currently, they earn $87143 per month and have an expenditure of $47612. They have $8608 in savings, $24887 in fixed deposits, $43577 in stocks, $6540 in mutual funds, and $15222 in other investments. Insurance: Life Insurance with a premium of $7530 and coverage of $363010. Debt: Yes, Amount: $14758, Type: Credit Card, Interest Rate: 16.81617939763704%. Loan Start Date: 2019-04-15, Loan End Date: 2027-11-27. Emergency Fund: Yes, Amount: $18451.","Plan for Theresa Rodriguez:
+1. Income: $87143 per month
+2. Emergency Fund: $18451 (adequate for 6 months of expenses).
+3. Savings: $8608
+4. Debts: $14758 (Credit Card) with an interest rate of 16.81617939763704%.
+5. Insurance: Life Insurance with coverage of $363010 and a monthly premium of $7530.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43577
+Future Value after 10 years: $108942.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6540
+Future Value after 10 years: $13080.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24887
+Future Value after 10 years: $37330.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15222
+Future Value after 10 years: $18266.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $340569 to be achieved in 92 months.
+8. Net Worth: $325811.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Coffey is a 40-year-old Male who works as a Artist. They are currently Divorced and live at 8396 Odom Mountains Suite 937, Johnsonport, PA 33477 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $74411 to be achieved in 28 months. Currently, they earn $80803 per month and have an expenditure of $47244. They have $11856 in savings, $7177 in fixed deposits, $31541 in stocks, $4065 in mutual funds, and $10798 in other investments. No insurance. No debt. No emergency fund.","Plan for Christopher Coffey:
+1. Income: $80803 per month
+2. Emergency Fund: $283464 (adequate for 6 months of expenses).
+3. Savings: $11856
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31541
+Future Value after 10 years: $78852.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4065
+Future Value after 10 years: $8130.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7177
+Future Value after 10 years: $10765.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10798
+Future Value after 10 years: $12957.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $74411 to be achieved in 28 months.
+8. Net Worth: $74411.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Bradshaw PhD is a 31-year-old Male who works as a Artist. They are currently Single and live at 7996 Reed Port, Aaronstad, KS 05292 in USA. They have 1 dependents: Mark (Age: 20, Gender: Female). Their financial goal is Retirement with a target amount of $51609 to be achieved in 54 months. Currently, they earn $111211 per month and have an expenditure of $19719. They have $15670 in savings, $29846 in fixed deposits, $13839 in stocks, $4347 in mutual funds, and $8495 in other investments. No insurance. Debt: Yes, Amount: $7544, Type: Mortgage, Interest Rate: 6.725555103992491%. Loan Start Date: 2015-02-26, Loan End Date: 2027-07-14. Emergency Fund: Yes, Amount: $3382.","Plan for Nicole Bradshaw PhD:
+1. Income: $111211 per month
+2. Emergency Fund: $3382 (adequate for 6 months of expenses).
+3. Savings: $15670
+4. Debts: $7544 (Mortgage) with an interest rate of 6.725555103992491%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13839
+Future Value after 10 years: $34597.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4347
+Future Value after 10 years: $8694.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29846
+Future Value after 10 years: $44769.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8495
+Future Value after 10 years: $10194.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $51609 to be achieved in 54 months.
+8. Net Worth: $44065.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Mcdonald is a 36-year-old Male who works as a Teacher. They are currently Divorced and live at 7353 Miller Lodge, West Robert, TX 21519 in UK. They have 1 dependents: Jason (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $83046 to be achieved in 49 months. Currently, they earn $35844 per month and have an expenditure of $28714. They have $36843 in savings, $19754 in fixed deposits, $28518 in stocks, $11118 in mutual funds, and $1412 in other investments. Insurance: Life Insurance with a premium of $1396 and coverage of $74686. No debt. No emergency fund.","Plan for Jennifer Mcdonald:
+1. Income: $35844 per month
+2. Emergency Fund: $172284 (adequate for 6 months of expenses).
+3. Savings: $36843
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $74686 and a monthly premium of $1396.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28518
+Future Value after 10 years: $71295.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11118
+Future Value after 10 years: $22236.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19754
+Future Value after 10 years: $29631.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1412
+Future Value after 10 years: $1694.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $83046 to be achieved in 49 months.
+8. Net Worth: $83046.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robin Phillips is a 20-year-old Female who works as a Artist. They are currently Married and live at Unit 1730 Box 9804, DPO AE 19553 in Canada. They have 5 dependents: Erin (Age: 21, Gender: Female), Terry (Age: 26, Gender: Female), Virginia (Age: 30, Gender: Female), Richard (Age: 22, Gender: Female), Raven (Age: 30, Gender: Male). Their financial goal is Retirement with a target amount of $94562 to be achieved in 58 months. Currently, they earn $87655 per month and have an expenditure of $19080. They have $47281 in savings, $22174 in fixed deposits, $20251 in stocks, $29072 in mutual funds, and $4026 in other investments. No insurance. Debt: Yes, Amount: $6506, Type: Mortgage, Interest Rate: 6.586870445665637%. Loan Start Date: 2016-10-29, Loan End Date: 2032-12-22. No emergency fund.","Plan for Robin Phillips:
+1. Income: $87655 per month
+2. Emergency Fund: $114480 (adequate for 6 months of expenses).
+3. Savings: $47281
+4. Debts: $6506 (Mortgage) with an interest rate of 6.586870445665637%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20251
+Future Value after 10 years: $50627.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29072
+Future Value after 10 years: $58144.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22174
+Future Value after 10 years: $33261.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4026
+Future Value after 10 years: $4831.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $94562 to be achieved in 58 months.
+8. Net Worth: $88056.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Danny Suarez is a 21-year-old Male who works as a Artist. They are currently Single and live at 538 Travis Rapids Apt. 486, Lake Susan, OK 72787 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $184303 to be achieved in 33 months. Currently, they earn $36568 per month and have an expenditure of $31568. They have $19101 in savings, $13435 in fixed deposits, $8840 in stocks, $25523 in mutual funds, and $17766 in other investments. Insurance: Life Insurance with a premium of $4379 and coverage of $310972. Debt: Yes, Amount: $5437, Type: Personal Loan, Interest Rate: 13.034161764931838%. Loan Start Date: 2016-04-30, Loan End Date: 2028-02-24. No emergency fund.","Plan for Danny Suarez:
+1. Income: $36568 per month
+2. Emergency Fund: $189408 (adequate for 6 months of expenses).
+3. Savings: $19101
+4. Debts: $5437 (Personal Loan) with an interest rate of 13.034161764931838%.
+5. Insurance: Life Insurance with coverage of $310972 and a monthly premium of $4379.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8840
+Future Value after 10 years: $22100.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25523
+Future Value after 10 years: $51046.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13435
+Future Value after 10 years: $20152.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17766
+Future Value after 10 years: $21319.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $184303 to be achieved in 33 months.
+8. Net Worth: $178866.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Donna Mccall is a 33-year-old Female who works as a Teacher. They are currently Divorced and live at 58951 Davis Parkway, Anneland, MS 36048 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $168648 to be achieved in 120 months. Currently, they earn $107866 per month and have an expenditure of $23526. They have $30473 in savings, $14765 in fixed deposits, $45646 in stocks, $11887 in mutual funds, and $16968 in other investments. No insurance. No debt. No emergency fund.","Plan for Donna Mccall:
+1. Income: $107866 per month
+2. Emergency Fund: $141156 (adequate for 6 months of expenses).
+3. Savings: $30473
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45646
+Future Value after 10 years: $114115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11887
+Future Value after 10 years: $23774.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14765
+Future Value after 10 years: $22147.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16968
+Future Value after 10 years: $20361.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $168648 to be achieved in 120 months.
+8. Net Worth: $168648.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Fuller is a 20-year-old Female who works as a Teacher. They are currently Divorced and live at 449 Porter Ridges, Morrisonside, IA 84868 in UK. They have 1 dependents: Daniel (Age: 7, Gender: Male). Their financial goal is Save for House with a target amount of $331125 to be achieved in 87 months. Currently, they earn $78087 per month and have an expenditure of $44225. They have $7254 in savings, $12021 in fixed deposits, $20039 in stocks, $16366 in mutual funds, and $15754 in other investments. No insurance. Debt: Yes, Amount: $9191, Type: Mortgage, Interest Rate: 5.676054345854335%. Loan Start Date: 2018-06-01, Loan End Date: 2031-01-30. No emergency fund.","Plan for Matthew Fuller:
+1. Income: $78087 per month
+2. Emergency Fund: $265350 (adequate for 6 months of expenses).
+3. Savings: $7254
+4. Debts: $9191 (Mortgage) with an interest rate of 5.676054345854335%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20039
+Future Value after 10 years: $50097.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16366
+Future Value after 10 years: $32732.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12021
+Future Value after 10 years: $18031.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15754
+Future Value after 10 years: $18904.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $331125 to be achieved in 87 months.
+8. Net Worth: $321934.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Adams is a 30-year-old Male who works as a Doctor. They are currently Divorced and live at 1677 Vaughan Crossroad Suite 869, Dianachester, IL 49052 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $180275 to be achieved in 26 months. Currently, they earn $116107 per month and have an expenditure of $43688. They have $13007 in savings, $17337 in fixed deposits, $38052 in stocks, $20297 in mutual funds, and $2880 in other investments. No insurance. Debt: Yes, Amount: $9719, Type: Personal Loan, Interest Rate: 9.310307876602021%. Loan Start Date: 2015-06-17, Loan End Date: 2028-01-21. No emergency fund.","Plan for Joseph Adams:
+1. Income: $116107 per month
+2. Emergency Fund: $262128 (adequate for 6 months of expenses).
+3. Savings: $13007
+4. Debts: $9719 (Personal Loan) with an interest rate of 9.310307876602021%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38052
+Future Value after 10 years: $95130.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20297
+Future Value after 10 years: $40594.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17337
+Future Value after 10 years: $26005.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2880
+Future Value after 10 years: $3456.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $180275 to be achieved in 26 months.
+8. Net Worth: $170556.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Bass is a 61-year-old Male who works as a Engineer. They are currently Divorced and live at 816 Miranda Drives Suite 817, Darleneview, ME 30151 in Canada. They have 1 dependents: Christina (Age: 6, Gender: Female). Their financial goal is Save for House with a target amount of $258630 to be achieved in 98 months. Currently, they earn $42798 per month and have an expenditure of $36509. They have $26399 in savings, $19616 in fixed deposits, $5829 in stocks, $15671 in mutual funds, and $8965 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3122.","Plan for Steven Bass:
+1. Income: $42798 per month
+2. Emergency Fund: $3122 (adequate for 6 months of expenses).
+3. Savings: $26399
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5829
+Future Value after 10 years: $14572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15671
+Future Value after 10 years: $31342.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19616
+Future Value after 10 years: $29424.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8965
+Future Value after 10 years: $10758.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $258630 to be achieved in 98 months.
+8. Net Worth: $258630.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shelby Frazier is a 47-year-old Male who works as a Doctor. They are currently Married and live at 380 Tracie Trafficway Suite 412, New Chelsea, PW 57684 in USA. They have 3 dependents: Marie (Age: 28, Gender: Female), Julie (Age: 8, Gender: Male), Andrea (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $307918 to be achieved in 93 months. Currently, they earn $67774 per month and have an expenditure of $35645. They have $14989 in savings, $21511 in fixed deposits, $7293 in stocks, $18924 in mutual funds, and $18687 in other investments. No insurance. Debt: Yes, Amount: $15009, Type: Personal Loan, Interest Rate: 8.329203598747673%. Loan Start Date: 2018-03-22, Loan End Date: 2033-08-08. No emergency fund.","Plan for Shelby Frazier:
+1. Income: $67774 per month
+2. Emergency Fund: $213870 (adequate for 6 months of expenses).
+3. Savings: $14989
+4. Debts: $15009 (Personal Loan) with an interest rate of 8.329203598747673%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7293
+Future Value after 10 years: $18232.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18924
+Future Value after 10 years: $37848.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21511
+Future Value after 10 years: $32266.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18687
+Future Value after 10 years: $22424.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $307918 to be achieved in 93 months.
+8. Net Worth: $292909.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Mejia is a 57-year-old Female who works as a Engineer. They are currently Divorced and live at 8717 Elizabeth Crescent Suite 971, Port Brittneymouth, CT 88682 in USA. They have 2 dependents: Alex (Age: 16, Gender: Female), Jeff (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $59414 to be achieved in 34 months. Currently, they earn $104611 per month and have an expenditure of $46320. They have $24536 in savings, $10286 in fixed deposits, $24757 in stocks, $12137 in mutual funds, and $10030 in other investments. No insurance. Debt: Yes, Amount: $7200, Type: Personal Loan, Interest Rate: 14.933713634856794%. Loan Start Date: 2021-12-28, Loan End Date: 2027-09-04. No emergency fund.","Plan for Matthew Mejia:
+1. Income: $104611 per month
+2. Emergency Fund: $277920 (adequate for 6 months of expenses).
+3. Savings: $24536
+4. Debts: $7200 (Personal Loan) with an interest rate of 14.933713634856794%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24757
+Future Value after 10 years: $61892.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12137
+Future Value after 10 years: $24274.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10286
+Future Value after 10 years: $15429.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10030
+Future Value after 10 years: $12036.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $59414 to be achieved in 34 months.
+8. Net Worth: $52214.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Calvin Sloan is a 41-year-old Female who works as a Teacher. They are currently Divorced and live at 289 Todd Divide, East Jessica, MA 54369 in UK. They have 2 dependents: Michael (Age: 13, Gender: Male), Hannah (Age: 30, Gender: Male). Their financial goal is Save for Education with a target amount of $164396 to be achieved in 44 months. Currently, they earn $57531 per month and have an expenditure of $30687. They have $43995 in savings, $29872 in fixed deposits, $680 in stocks, $12630 in mutual funds, and $7936 in other investments. No insurance. Debt: Yes, Amount: $12849, Type: Mortgage, Interest Rate: 5.462958147744653%. Loan Start Date: 2015-03-04, Loan End Date: 2029-06-03. Emergency Fund: Yes, Amount: $3041.","Plan for Calvin Sloan:
+1. Income: $57531 per month
+2. Emergency Fund: $3041 (adequate for 6 months of expenses).
+3. Savings: $43995
+4. Debts: $12849 (Mortgage) with an interest rate of 5.462958147744653%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $680
+Future Value after 10 years: $1700.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12630
+Future Value after 10 years: $25260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29872
+Future Value after 10 years: $44808.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7936
+Future Value after 10 years: $9523.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $164396 to be achieved in 44 months.
+8. Net Worth: $151547.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christine Rice DDS is a 25-year-old Male who works as a Teacher. They are currently Married and live at 85731 Ann Alley Suite 946, New Joseph, CT 78978 in USA. They have 4 dependents: Dan (Age: 5, Gender: Male), Stephen (Age: 21, Gender: Female), Becky (Age: 19, Gender: Female), Brian (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $129439 to be achieved in 19 months. Currently, they earn $45102 per month and have an expenditure of $31794. They have $44966 in savings, $16146 in fixed deposits, $15890 in stocks, $7820 in mutual funds, and $1076 in other investments. Insurance: Health Insurance with a premium of $7632 and coverage of $424347. Debt: Yes, Amount: $17670, Type: Mortgage, Interest Rate: 3.3152653680604534%. Loan Start Date: 2016-03-27, Loan End Date: 2029-09-05. No emergency fund.","Plan for Christine Rice DDS:
+1. Income: $45102 per month
+2. Emergency Fund: $190764 (adequate for 6 months of expenses).
+3. Savings: $44966
+4. Debts: $17670 (Mortgage) with an interest rate of 3.3152653680604534%.
+5. Insurance: Health Insurance with coverage of $424347 and a monthly premium of $7632.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15890
+Future Value after 10 years: $39725.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7820
+Future Value after 10 years: $15640.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16146
+Future Value after 10 years: $24219.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1076
+Future Value after 10 years: $1291.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $129439 to be achieved in 19 months.
+8. Net Worth: $111769.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tyler Thompson is a 21-year-old Male who works as a Artist. They are currently Married and live at 08374 Michael Center, Martinezhaven, NC 82663 in India. They have 3 dependents: Amy (Age: 23, Gender: Female), Antonio (Age: 9, Gender: Female), Francisco (Age: 2, Gender: Male). Their financial goal is Save for Education with a target amount of $128434 to be achieved in 30 months. Currently, they earn $99305 per month and have an expenditure of $38504. They have $27821 in savings, $26217 in fixed deposits, $32967 in stocks, $6972 in mutual funds, and $5909 in other investments. Insurance: Life Insurance with a premium of $6474 and coverage of $308392. No debt. Emergency Fund: Yes, Amount: $7096.","Plan for Tyler Thompson:
+1. Income: $99305 per month
+2. Emergency Fund: $7096 (adequate for 6 months of expenses).
+3. Savings: $27821
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $308392 and a monthly premium of $6474.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32967
+Future Value after 10 years: $82417.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6972
+Future Value after 10 years: $13944.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26217
+Future Value after 10 years: $39325.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5909
+Future Value after 10 years: $7090.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $128434 to be achieved in 30 months.
+8. Net Worth: $128434.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Walter Dixon is a 66-year-old Male who works as a Artist. They are currently Single and live at 12209 Kimberly Center, Port Timothymouth, ID 95293 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $83000 to be achieved in 23 months. Currently, they earn $50947 per month and have an expenditure of $31644. They have $19825 in savings, $26677 in fixed deposits, $44137 in stocks, $952 in mutual funds, and $16511 in other investments. Insurance: Home Insurance with a premium of $8681 and coverage of $113354. Debt: Yes, Amount: $1708, Type: Personal Loan, Interest Rate: 10.084282299750848%. Loan Start Date: 2020-01-27, Loan End Date: 2029-10-13. No emergency fund.","Plan for Walter Dixon:
+1. Income: $50947 per month
+2. Emergency Fund: $189864 (adequate for 6 months of expenses).
+3. Savings: $19825
+4. Debts: $1708 (Personal Loan) with an interest rate of 10.084282299750848%.
+5. Insurance: Home Insurance with coverage of $113354 and a monthly premium of $8681.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44137
+Future Value after 10 years: $110342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $952
+Future Value after 10 years: $1904.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26677
+Future Value after 10 years: $40015.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16511
+Future Value after 10 years: $19813.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $83000 to be achieved in 23 months.
+8. Net Worth: $81292.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Julie Lewis is a 50-year-old Male who works as a Artist. They are currently Single and live at 70931 Maldonado Overpass, North Jonathan, MP 00732 in India. They have 2 dependents: Robert (Age: 21, Gender: Female), Anthony (Age: 4, Gender: Female). Their financial goal is Save for House with a target amount of $103242 to be achieved in 78 months. Currently, they earn $78880 per month and have an expenditure of $22961. They have $26606 in savings, $22847 in fixed deposits, $21818 in stocks, $10740 in mutual funds, and $11112 in other investments. Insurance: Health Insurance with a premium of $6251 and coverage of $201514. No debt. Emergency Fund: Yes, Amount: $7244.","Plan for Julie Lewis:
+1. Income: $78880 per month
+2. Emergency Fund: $7244 (adequate for 6 months of expenses).
+3. Savings: $26606
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $201514 and a monthly premium of $6251.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21818
+Future Value after 10 years: $54545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10740
+Future Value after 10 years: $21480.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22847
+Future Value after 10 years: $34270.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11112
+Future Value after 10 years: $13334.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $103242 to be achieved in 78 months.
+8. Net Worth: $103242.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Dixon is a 47-year-old Male who works as a Teacher. They are currently Married and live at 526 Juan Haven, Port Josefurt, MN 12112 in UK. They have 2 dependents: Christopher (Age: 22, Gender: Male), Daniel (Age: 8, Gender: Male). Their financial goal is Save for House with a target amount of $440552 to be achieved in 118 months. Currently, they earn $82431 per month and have an expenditure of $49887. They have $11974 in savings, $18598 in fixed deposits, $1421 in stocks, $8541 in mutual funds, and $4327 in other investments. No insurance. Debt: Yes, Amount: $3204, Type: Credit Card, Interest Rate: 24.530283442173406%. Loan Start Date: 2019-01-28, Loan End Date: 2030-01-20. Emergency Fund: Yes, Amount: $11877.","Plan for Jeremy Dixon:
+1. Income: $82431 per month
+2. Emergency Fund: $11877 (adequate for 6 months of expenses).
+3. Savings: $11974
+4. Debts: $3204 (Credit Card) with an interest rate of 24.530283442173406%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1421
+Future Value after 10 years: $3552.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8541
+Future Value after 10 years: $17082.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18598
+Future Value after 10 years: $27897.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4327
+Future Value after 10 years: $5192.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $440552 to be achieved in 118 months.
+8. Net Worth: $437348.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Garza is a 59-year-old Female who works as a Doctor. They are currently Single and live at 0284 Christine Brook Apt. 212, Port Jamesmouth, CT 26807 in Canada. They have 1 dependents: Kimberly (Age: 27, Gender: Male). Their financial goal is Travel with a target amount of $139066 to be achieved in 39 months. Currently, they earn $90541 per month and have an expenditure of $40276. They have $48046 in savings, $21538 in fixed deposits, $22333 in stocks, $26367 in mutual funds, and $11954 in other investments. No insurance. No debt. No emergency fund.","Plan for Todd Garza:
+1. Income: $90541 per month
+2. Emergency Fund: $241656 (adequate for 6 months of expenses).
+3. Savings: $48046
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22333
+Future Value after 10 years: $55832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26367
+Future Value after 10 years: $52734.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21538
+Future Value after 10 years: $32307.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11954
+Future Value after 10 years: $14344.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $139066 to be achieved in 39 months.
+8. Net Worth: $139066.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cynthia Lane is a 21-year-old Female who works as a Doctor. They are currently Married and live at 89797 Kerri Walk, North Cassandra, WA 36703 in USA. They have 5 dependents: Scott (Age: 17, Gender: Female), William (Age: 28, Gender: Female), Stephanie (Age: 9, Gender: Female), Patricia (Age: 20, Gender: Female), Amber (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $183845 to be achieved in 12 months. Currently, they earn $56041 per month and have an expenditure of $20903. They have $13355 in savings, $2958 in fixed deposits, $42878 in stocks, $2932 in mutual funds, and $10719 in other investments. No insurance. No debt. No emergency fund.","Plan for Cynthia Lane:
+1. Income: $56041 per month
+2. Emergency Fund: $125418 (adequate for 6 months of expenses).
+3. Savings: $13355
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42878
+Future Value after 10 years: $107195.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2932
+Future Value after 10 years: $5864.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2958
+Future Value after 10 years: $4437.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10719
+Future Value after 10 years: $12862.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $183845 to be achieved in 12 months.
+8. Net Worth: $183845.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Sanchez is a 54-year-old Male who works as a Artist. They are currently Single and live at 9994 Gutierrez Bridge, Garciatown, AR 70312 in USA. They have 1 dependents: John (Age: 26, Gender: Female). Their financial goal is Save for House with a target amount of $338549 to be achieved in 74 months. Currently, they earn $42257 per month and have an expenditure of $20988. They have $13844 in savings, $21481 in fixed deposits, $46761 in stocks, $27337 in mutual funds, and $2714 in other investments. No insurance. No debt. No emergency fund.","Plan for Sarah Sanchez:
+1. Income: $42257 per month
+2. Emergency Fund: $125928 (adequate for 6 months of expenses).
+3. Savings: $13844
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46761
+Future Value after 10 years: $116902.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27337
+Future Value after 10 years: $54674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21481
+Future Value after 10 years: $32221.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2714
+Future Value after 10 years: $3256.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $338549 to be achieved in 74 months.
+8. Net Worth: $338548.99999999994
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Thomas is a 40-year-old Female who works as a Engineer. They are currently Married and live at 815 Joseph Unions Suite 165, Baxtermouth, VI 13523 in Canada. They have 3 dependents: Brenda (Age: 13, Gender: Female), Richard (Age: 19, Gender: Male), Elizabeth (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $52765 to be achieved in 29 months. Currently, they earn $70770 per month and have an expenditure of $42351. They have $14745 in savings, $8156 in fixed deposits, $18313 in stocks, $19143 in mutual funds, and $17719 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8275.","Plan for Charles Thomas:
+1. Income: $70770 per month
+2. Emergency Fund: $8275 (adequate for 6 months of expenses).
+3. Savings: $14745
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18313
+Future Value after 10 years: $45782.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19143
+Future Value after 10 years: $38286.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8156
+Future Value after 10 years: $12234.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17719
+Future Value after 10 years: $21262.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $52765 to be achieved in 29 months.
+8. Net Worth: $52765.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Wall is a 35-year-old Male who works as a Doctor. They are currently Single and live at 082 Jeremiah Hills, Moralesport, NM 25931 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $154004 to be achieved in 37 months. Currently, they earn $77916 per month and have an expenditure of $40781. They have $44509 in savings, $11809 in fixed deposits, $45547 in stocks, $29799 in mutual funds, and $325 in other investments. No insurance. Debt: Yes, Amount: $3008, Type: Mortgage, Interest Rate: 5.528351208611882%. Loan Start Date: 2018-03-02, Loan End Date: 2034-06-13. No emergency fund.","Plan for Michael Wall:
+1. Income: $77916 per month
+2. Emergency Fund: $244686 (adequate for 6 months of expenses).
+3. Savings: $44509
+4. Debts: $3008 (Mortgage) with an interest rate of 5.528351208611882%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45547
+Future Value after 10 years: $113867.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29799
+Future Value after 10 years: $59598.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11809
+Future Value after 10 years: $17713.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $325
+Future Value after 10 years: $390.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $154004 to be achieved in 37 months.
+8. Net Worth: $150996.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amber Murphy is a 54-year-old Female who works as a Engineer. They are currently Divorced and live at 453 Davis Falls Apt. 076, West Davidburgh, KS 64508 in Canada. They have 2 dependents: Matthew (Age: 11, Gender: Female), Kevin (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $152092 to be achieved in 31 months. Currently, they earn $106722 per month and have an expenditure of $49428. They have $27141 in savings, $21060 in fixed deposits, $39319 in stocks, $9584 in mutual funds, and $597 in other investments. No insurance. No debt. No emergency fund.","Plan for Amber Murphy:
+1. Income: $106722 per month
+2. Emergency Fund: $296568 (adequate for 6 months of expenses).
+3. Savings: $27141
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39319
+Future Value after 10 years: $98297.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9584
+Future Value after 10 years: $19168.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21060
+Future Value after 10 years: $31590.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $597
+Future Value after 10 years: $716.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $152092 to be achieved in 31 months.
+8. Net Worth: $152092.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jimmy Wilson is a 58-year-old Male who works as a Artist. They are currently Divorced and live at 57688 Sherman Creek, Diazview, SC 47413 in UK. They have 1 dependents: Nicholas (Age: 15, Gender: Female). Their financial goal is Travel with a target amount of $69011 to be achieved in 35 months. Currently, they earn $65651 per month and have an expenditure of $36695. They have $32905 in savings, $24869 in fixed deposits, $7778 in stocks, $21967 in mutual funds, and $11301 in other investments. No insurance. Debt: Yes, Amount: $5788, Type: Personal Loan, Interest Rate: 11.270114241837803%. Loan Start Date: 2015-08-31, Loan End Date: 2031-05-24. Emergency Fund: Yes, Amount: $8434.","Plan for Jimmy Wilson:
+1. Income: $65651 per month
+2. Emergency Fund: $8434 (adequate for 6 months of expenses).
+3. Savings: $32905
+4. Debts: $5788 (Personal Loan) with an interest rate of 11.270114241837803%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7778
+Future Value after 10 years: $19445.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21967
+Future Value after 10 years: $43934.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24869
+Future Value after 10 years: $37303.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11301
+Future Value after 10 years: $13561.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $69011 to be achieved in 35 months.
+8. Net Worth: $63223.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Sanchez is a 41-year-old Female who works as a Doctor. They are currently Single and live at 6152 Loretta Mountains Apt. 043, West Michaelborough, CT 16624 in India. They have 1 dependents: Amy (Age: 7, Gender: Female). Their financial goal is Travel with a target amount of $165302 to be achieved in 53 months. Currently, they earn $109325 per month and have an expenditure of $22280. They have $26427 in savings, $20127 in fixed deposits, $30882 in stocks, $2398 in mutual funds, and $8780 in other investments. Insurance: Home Insurance with a premium of $2926 and coverage of $463572. Debt: Yes, Amount: $17784, Type: Credit Card, Interest Rate: 16.366605469782385%. Loan Start Date: 2020-08-31, Loan End Date: 2032-08-22. Emergency Fund: Yes, Amount: $19686.","Plan for John Sanchez:
+1. Income: $109325 per month
+2. Emergency Fund: $19686 (adequate for 6 months of expenses).
+3. Savings: $26427
+4. Debts: $17784 (Credit Card) with an interest rate of 16.366605469782385%.
+5. Insurance: Home Insurance with coverage of $463572 and a monthly premium of $2926.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30882
+Future Value after 10 years: $77205.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2398
+Future Value after 10 years: $4796.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20127
+Future Value after 10 years: $30190.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8780
+Future Value after 10 years: $10536.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $165302 to be achieved in 53 months.
+8. Net Worth: $147518.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bryan Fields is a 46-year-old Female who works as a Doctor. They are currently Married and live at 133 Osborn Drive Apt. 675, Tyronetown, KY 10442 in India. They have 1 dependents: Christopher (Age: 23, Gender: Female). Their financial goal is Travel with a target amount of $143136 to be achieved in 13 months. Currently, they earn $114456 per month and have an expenditure of $14985. They have $36240 in savings, $13664 in fixed deposits, $46715 in stocks, $5195 in mutual funds, and $9441 in other investments. Insurance: Home Insurance with a premium of $8356 and coverage of $172941. Debt: Yes, Amount: $17661, Type: Personal Loan, Interest Rate: 10.599698240114073%. Loan Start Date: 2020-04-26, Loan End Date: 2026-11-04. Emergency Fund: Yes, Amount: $3775.","Plan for Bryan Fields:
+1. Income: $114456 per month
+2. Emergency Fund: $3775 (adequate for 6 months of expenses).
+3. Savings: $36240
+4. Debts: $17661 (Personal Loan) with an interest rate of 10.599698240114073%.
+5. Insurance: Home Insurance with coverage of $172941 and a monthly premium of $8356.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46715
+Future Value after 10 years: $116787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5195
+Future Value after 10 years: $10390.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13664
+Future Value after 10 years: $20496.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9441
+Future Value after 10 years: $11329.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $143136 to be achieved in 13 months.
+8. Net Worth: $125475.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristen Cole is a 54-year-old Male who works as a Doctor. They are currently Single and live at 5558 Spencer Summit, Chadburgh, NH 57069 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $70179 to be achieved in 56 months. Currently, they earn $64729 per month and have an expenditure of $39879. They have $11320 in savings, $10585 in fixed deposits, $16028 in stocks, $21711 in mutual funds, and $8693 in other investments. No insurance. No debt. No emergency fund.","Plan for Kristen Cole:
+1. Income: $64729 per month
+2. Emergency Fund: $239274 (adequate for 6 months of expenses).
+3. Savings: $11320
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16028
+Future Value after 10 years: $40070.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21711
+Future Value after 10 years: $43422.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10585
+Future Value after 10 years: $15877.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8693
+Future Value after 10 years: $10431.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $70179 to be achieved in 56 months.
+8. Net Worth: $70179.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Henry Howard is a 31-year-old Female who works as a Doctor. They are currently Single and live at 71531 Martinez Unions Apt. 966, West Wayneville, GA 29356 in India. They have 2 dependents: Jeffrey (Age: 6, Gender: Male), Jennifer (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $184555 to be achieved in 16 months. Currently, they earn $86943 per month and have an expenditure of $35557. They have $18603 in savings, $4478 in fixed deposits, $18227 in stocks, $13085 in mutual funds, and $14351 in other investments. No insurance. No debt. No emergency fund.","Plan for Henry Howard:
+1. Income: $86943 per month
+2. Emergency Fund: $213342 (adequate for 6 months of expenses).
+3. Savings: $18603
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18227
+Future Value after 10 years: $45567.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13085
+Future Value after 10 years: $26170.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4478
+Future Value after 10 years: $6717.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14351
+Future Value after 10 years: $17221.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $184555 to be achieved in 16 months.
+8. Net Worth: $184555.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Scott is a 58-year-old Male who works as a Engineer. They are currently Divorced and live at PSC 6256, Box 7750, APO AE 54226 in India. They have 2 dependents: Michael (Age: 7, Gender: Male), Amanda (Age: 5, Gender: Male). Their financial goal is Save for House with a target amount of $392303 to be achieved in 67 months. Currently, they earn $41399 per month and have an expenditure of $36399. They have $42579 in savings, $10302 in fixed deposits, $24520 in stocks, $12288 in mutual funds, and $11440 in other investments. No insurance. No debt. No emergency fund.","Plan for Michael Scott:
+1. Income: $41399 per month
+2. Emergency Fund: $218394 (adequate for 6 months of expenses).
+3. Savings: $42579
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24520
+Future Value after 10 years: $61300.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12288
+Future Value after 10 years: $24576.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10302
+Future Value after 10 years: $15453.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11440
+Future Value after 10 years: $13728.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $392303 to be achieved in 67 months.
+8. Net Worth: $392303.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Margaret Mason is a 60-year-old Male who works as a Teacher. They are currently Married and live at 5436 Potter Green Suite 241, South Emily, NE 32180 in USA. They have 2 dependents: Christine (Age: 7, Gender: Female), Helen (Age: 17, Gender: Male). Their financial goal is Travel with a target amount of $164258 to be achieved in 13 months. Currently, they earn $81041 per month and have an expenditure of $28367. They have $14772 in savings, $6920 in fixed deposits, $4895 in stocks, $11515 in mutual funds, and $2817 in other investments. Insurance: Life Insurance with a premium of $4529 and coverage of $243899. Debt: Yes, Amount: $17234, Type: Mortgage, Interest Rate: 3.2999701422724432%. Loan Start Date: 2021-06-11, Loan End Date: 2033-03-24. No emergency fund.","Plan for Margaret Mason:
+1. Income: $81041 per month
+2. Emergency Fund: $170202 (adequate for 6 months of expenses).
+3. Savings: $14772
+4. Debts: $17234 (Mortgage) with an interest rate of 3.2999701422724432%.
+5. Insurance: Life Insurance with coverage of $243899 and a monthly premium of $4529.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4895
+Future Value after 10 years: $12237.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11515
+Future Value after 10 years: $23030.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6920
+Future Value after 10 years: $10380.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2817
+Future Value after 10 years: $3380.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $164258 to be achieved in 13 months.
+8. Net Worth: $147024.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Mcdonald is a 55-year-old Female who works as a Teacher. They are currently Married and live at 13793 Amber Points Suite 444, North Randyfurt, MD 31479 in India. They have 5 dependents: Mark (Age: 29, Gender: Male), David (Age: 27, Gender: Male), Kenneth (Age: 19, Gender: Female), Laura (Age: 18, Gender: Female), Gene (Age: 18, Gender: Female). Their financial goal is Save for Education with a target amount of $87961 to be achieved in 42 months. Currently, they earn $59482 per month and have an expenditure of $24007. They have $17393 in savings, $25585 in fixed deposits, $38745 in stocks, $4436 in mutual funds, and $8348 in other investments. Insurance: Health Insurance with a premium of $9846 and coverage of $243664. Debt: Yes, Amount: $9840, Type: Credit Card, Interest Rate: 16.70614987361764%. Loan Start Date: 2017-09-30, Loan End Date: 2027-06-14. Emergency Fund: Yes, Amount: $15534.","Plan for Tracy Mcdonald:
+1. Income: $59482 per month
+2. Emergency Fund: $15534 (adequate for 6 months of expenses).
+3. Savings: $17393
+4. Debts: $9840 (Credit Card) with an interest rate of 16.70614987361764%.
+5. Insurance: Health Insurance with coverage of $243664 and a monthly premium of $9846.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38745
+Future Value after 10 years: $96862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4436
+Future Value after 10 years: $8872.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25585
+Future Value after 10 years: $38377.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8348
+Future Value after 10 years: $10017.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $87961 to be achieved in 42 months.
+8. Net Worth: $78121.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terri Porter is a 51-year-old Male who works as a Engineer. They are currently Single and live at 954 Linda Trafficway Apt. 600, East Lisaland, KY 93430 in India. They have 2 dependents: Alexa (Age: 10, Gender: Male), James (Age: 30, Gender: Male). Their financial goal is Retirement with a target amount of $136557 to be achieved in 23 months. Currently, they earn $31491 per month and have an expenditure of $26491. They have $32967 in savings, $7186 in fixed deposits, $659 in stocks, $18818 in mutual funds, and $2504 in other investments. Insurance: Life Insurance with a premium of $9016 and coverage of $200980. Debt: Yes, Amount: $19626, Type: Personal Loan, Interest Rate: 10.322823190847469%. Loan Start Date: 2023-05-04, Loan End Date: 2027-08-09. No emergency fund.","Plan for Terri Porter:
+1. Income: $31491 per month
+2. Emergency Fund: $158946 (adequate for 6 months of expenses).
+3. Savings: $32967
+4. Debts: $19626 (Personal Loan) with an interest rate of 10.322823190847469%.
+5. Insurance: Life Insurance with coverage of $200980 and a monthly premium of $9016.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $659
+Future Value after 10 years: $1647.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18818
+Future Value after 10 years: $37636.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7186
+Future Value after 10 years: $10779.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2504
+Future Value after 10 years: $3004.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $136557 to be achieved in 23 months.
+8. Net Worth: $116931.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ann Bender is a 42-year-old Male who works as a Doctor. They are currently Married and live at 701 Greene Summit, Lauraview, OH 51985 in UK. They have 2 dependents: Kenneth (Age: 5, Gender: Female), Jennifer (Age: 13, Gender: Male). Their financial goal is Save for House with a target amount of $172148 to be achieved in 86 months. Currently, they earn $63290 per month and have an expenditure of $31274. They have $5713 in savings, $24336 in fixed deposits, $23103 in stocks, $25470 in mutual funds, and $8083 in other investments. No insurance. Debt: Yes, Amount: $10687, Type: Personal Loan, Interest Rate: 12.673324949158403%. Loan Start Date: 2015-06-11, Loan End Date: 2032-11-18. No emergency fund.","Plan for Ann Bender:
+1. Income: $63290 per month
+2. Emergency Fund: $187644 (adequate for 6 months of expenses).
+3. Savings: $5713
+4. Debts: $10687 (Personal Loan) with an interest rate of 12.673324949158403%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23103
+Future Value after 10 years: $57757.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25470
+Future Value after 10 years: $50940.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24336
+Future Value after 10 years: $36504.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8083
+Future Value after 10 years: $9699.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $172148 to be achieved in 86 months.
+8. Net Worth: $161461.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Mitchell is a 32-year-old Female who works as a Artist. They are currently Divorced and live at 15953 Davis Island, Montoyafort, AL 74154 in India. They have 1 dependents: Mathew (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $93282 to be achieved in 22 months. Currently, they earn $105040 per month and have an expenditure of $44262. They have $10134 in savings, $18268 in fixed deposits, $27036 in stocks, $11610 in mutual funds, and $10715 in other investments. Insurance: Life Insurance with a premium of $2737 and coverage of $420658. No debt. Emergency Fund: Yes, Amount: $9740.","Plan for Lisa Mitchell:
+1. Income: $105040 per month
+2. Emergency Fund: $9740 (adequate for 6 months of expenses).
+3. Savings: $10134
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $420658 and a monthly premium of $2737.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27036
+Future Value after 10 years: $67590.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11610
+Future Value after 10 years: $23220.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18268
+Future Value after 10 years: $27402.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10715
+Future Value after 10 years: $12858.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $93282 to be achieved in 22 months.
+8. Net Worth: $93282.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jerry Miranda is a 51-year-old Female who works as a Teacher. They are currently Divorced and live at 71986 Melanie Avenue Apt. 705, North Jamesville, AK 21824 in UK. They have 1 dependents: Taylor (Age: 13, Gender: Female). Their financial goal is Save for Education with a target amount of $175503 to be achieved in 37 months. Currently, they earn $41335 per month and have an expenditure of $16863. They have $41679 in savings, $12504 in fixed deposits, $8571 in stocks, $14139 in mutual funds, and $12068 in other investments. No insurance. No debt. No emergency fund.","Plan for Jerry Miranda:
+1. Income: $41335 per month
+2. Emergency Fund: $101178 (adequate for 6 months of expenses).
+3. Savings: $41679
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8571
+Future Value after 10 years: $21427.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14139
+Future Value after 10 years: $28278.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12504
+Future Value after 10 years: $18756.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12068
+Future Value after 10 years: $14481.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $175503 to be achieved in 37 months.
+8. Net Worth: $175503.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jimmy Thompson is a 26-year-old Female who works as a Teacher. They are currently Divorced and live at PSC 2355, Box 9408, APO AP 18007 in Canada. They have 1 dependents: Molly (Age: 23, Gender: Female). Their financial goal is Retirement with a target amount of $134226 to be achieved in 39 months. Currently, they earn $88695 per month and have an expenditure of $26339. They have $41373 in savings, $19980 in fixed deposits, $40739 in stocks, $13212 in mutual funds, and $11321 in other investments. Insurance: Home Insurance with a premium of $5226 and coverage of $192792. Debt: Yes, Amount: $18236, Type: Personal Loan, Interest Rate: 10.658261724539148%. Loan Start Date: 2017-02-26, Loan End Date: 2031-02-12. Emergency Fund: Yes, Amount: $17526.","Plan for Jimmy Thompson:
+1. Income: $88695 per month
+2. Emergency Fund: $17526 (adequate for 6 months of expenses).
+3. Savings: $41373
+4. Debts: $18236 (Personal Loan) with an interest rate of 10.658261724539148%.
+5. Insurance: Home Insurance with coverage of $192792 and a monthly premium of $5226.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40739
+Future Value after 10 years: $101847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13212
+Future Value after 10 years: $26424.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19980
+Future Value after 10 years: $29970.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11321
+Future Value after 10 years: $13585.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $134226 to be achieved in 39 months.
+8. Net Worth: $115990.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bruce Fuller is a 44-year-old Female who works as a Doctor. They are currently Single and live at USS Stafford, FPO AP 81878 in Canada. They have 2 dependents: Patricia (Age: 29, Gender: Female), William (Age: 2, Gender: Female). Their financial goal is Save for Education with a target amount of $68743 to be achieved in 34 months. Currently, they earn $90466 per month and have an expenditure of $14471. They have $10763 in savings, $23694 in fixed deposits, $6498 in stocks, $15363 in mutual funds, and $15960 in other investments. No insurance. No debt. No emergency fund.","Plan for Bruce Fuller:
+1. Income: $90466 per month
+2. Emergency Fund: $86826 (adequate for 6 months of expenses).
+3. Savings: $10763
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6498
+Future Value after 10 years: $16245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15363
+Future Value after 10 years: $30726.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23694
+Future Value after 10 years: $35541.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15960
+Future Value after 10 years: $19152.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $68743 to be achieved in 34 months.
+8. Net Worth: $68743.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jose Mitchell is a 25-year-old Female who works as a Artist. They are currently Divorced and live at 663 Myers Center, New Pamela, TN 86889 in India. They have 1 dependents: Kristin (Age: 11, Gender: Female). Their financial goal is Save for House with a target amount of $304711 to be achieved in 66 months. Currently, they earn $117317 per month and have an expenditure of $13554. They have $22969 in savings, $5367 in fixed deposits, $16275 in stocks, $16755 in mutual funds, and $10232 in other investments. No insurance. Debt: Yes, Amount: $14425, Type: Mortgage, Interest Rate: 4.706231380581341%. Loan Start Date: 2015-05-23, Loan End Date: 2033-04-22. No emergency fund.","Plan for Jose Mitchell:
+1. Income: $117317 per month
+2. Emergency Fund: $81324 (adequate for 6 months of expenses).
+3. Savings: $22969
+4. Debts: $14425 (Mortgage) with an interest rate of 4.706231380581341%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16275
+Future Value after 10 years: $40687.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16755
+Future Value after 10 years: $33510.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5367
+Future Value after 10 years: $8050.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10232
+Future Value after 10 years: $12278.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $304711 to be achieved in 66 months.
+8. Net Worth: $290286.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Harvey MD is a 30-year-old Female who works as a Teacher. They are currently Divorced and live at 7829 Mitchell Divide, Boothberg, PW 85883 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $100393 to be achieved in 92 months. Currently, they earn $70665 per month and have an expenditure of $47731. They have $21083 in savings, $10185 in fixed deposits, $22842 in stocks, $26237 in mutual funds, and $8001 in other investments. Insurance: Auto Insurance with a premium of $8682 and coverage of $404222. No debt. Emergency Fund: Yes, Amount: $4214.","Plan for Jennifer Harvey MD:
+1. Income: $70665 per month
+2. Emergency Fund: $4214 (adequate for 6 months of expenses).
+3. Savings: $21083
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $404222 and a monthly premium of $8682.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22842
+Future Value after 10 years: $57105.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26237
+Future Value after 10 years: $52474.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10185
+Future Value after 10 years: $15277.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8001
+Future Value after 10 years: $9601.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $100393 to be achieved in 92 months.
+8. Net Worth: $100393.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mrs. Jackie Sullivan MD is a 59-year-old Male who works as a Doctor. They are currently Divorced and live at 0689 Morgan Port, Masonberg, CT 20784 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $97815 to be achieved in 42 months. Currently, they earn $36987 per month and have an expenditure of $31987. They have $43603 in savings, $25126 in fixed deposits, $5646 in stocks, $24531 in mutual funds, and $11778 in other investments. No insurance. No debt. No emergency fund.","Plan for Mrs. Jackie Sullivan MD:
+1. Income: $36987 per month
+2. Emergency Fund: $191922 (adequate for 6 months of expenses).
+3. Savings: $43603
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5646
+Future Value after 10 years: $14115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24531
+Future Value after 10 years: $49062.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25126
+Future Value after 10 years: $37689.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11778
+Future Value after 10 years: $14133.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $97815 to be achieved in 42 months.
+8. Net Worth: $97815.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Holly Hodges is a 28-year-old Male who works as a Teacher. They are currently Divorced and live at 64285 Sarah Divide Apt. 089, Port Matthewberg, LA 79896 in UK. They have 1 dependents: Steven (Age: 30, Gender: Female). Their financial goal is Retirement with a target amount of $157161 to be achieved in 46 months. Currently, they earn $71828 per month and have an expenditure of $31466. They have $15871 in savings, $11022 in fixed deposits, $36418 in stocks, $2517 in mutual funds, and $4381 in other investments. Insurance: Health Insurance with a premium of $5261 and coverage of $69116. No debt. Emergency Fund: Yes, Amount: $1078.","Plan for Holly Hodges:
+1. Income: $71828 per month
+2. Emergency Fund: $1078 (adequate for 6 months of expenses).
+3. Savings: $15871
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $69116 and a monthly premium of $5261.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36418
+Future Value after 10 years: $91045.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2517
+Future Value after 10 years: $5034.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11022
+Future Value after 10 years: $16533.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4381
+Future Value after 10 years: $5257.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $157161 to be achieved in 46 months.
+8. Net Worth: $157161.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sandra Chavez is a 51-year-old Female who works as a Doctor. They are currently Married and live at Unit 5173 Box 4204, DPO AE 18173 in India. They have 1 dependents: Jessica (Age: 23, Gender: Male). Their financial goal is Travel with a target amount of $138768 to be achieved in 28 months. Currently, they earn $64034 per month and have an expenditure of $13909. They have $47453 in savings, $25533 in fixed deposits, $9385 in stocks, $25628 in mutual funds, and $6962 in other investments. Insurance: Life Insurance with a premium of $3867 and coverage of $331047. Debt: Yes, Amount: $11033, Type: Personal Loan, Interest Rate: 8.045728472487879%. Loan Start Date: 2017-05-23, Loan End Date: 2030-11-26. No emergency fund.","Plan for Sandra Chavez:
+1. Income: $64034 per month
+2. Emergency Fund: $83454 (adequate for 6 months of expenses).
+3. Savings: $47453
+4. Debts: $11033 (Personal Loan) with an interest rate of 8.045728472487879%.
+5. Insurance: Life Insurance with coverage of $331047 and a monthly premium of $3867.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9385
+Future Value after 10 years: $23462.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25628
+Future Value after 10 years: $51256.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25533
+Future Value after 10 years: $38299.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6962
+Future Value after 10 years: $8354.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $138768 to be achieved in 28 months.
+8. Net Worth: $127735.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mitchell Anderson is a 63-year-old Female who works as a Engineer. They are currently Divorced and live at 29371 Jackson Squares Suite 029, Mauriceland, KY 70710 in Canada. They have 1 dependents: Eric (Age: 17, Gender: Female). Their financial goal is Travel with a target amount of $60475 to be achieved in 13 months. Currently, they earn $115705 per month and have an expenditure of $12845. They have $26373 in savings, $10573 in fixed deposits, $40339 in stocks, $29793 in mutual funds, and $16303 in other investments. Insurance: Home Insurance with a premium of $5675 and coverage of $310742. No debt. No emergency fund.","Plan for Mitchell Anderson:
+1. Income: $115705 per month
+2. Emergency Fund: $77070 (adequate for 6 months of expenses).
+3. Savings: $26373
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $310742 and a monthly premium of $5675.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40339
+Future Value after 10 years: $100847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29793
+Future Value after 10 years: $59586.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10573
+Future Value after 10 years: $15859.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16303
+Future Value after 10 years: $19563.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $60475 to be achieved in 13 months.
+8. Net Worth: $60475.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Curtis Cooper is a 26-year-old Female who works as a Teacher. They are currently Divorced and live at 765 Fletcher Knolls, South Tony, TX 38434 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $170792 to be achieved in 14 months. Currently, they earn $38838 per month and have an expenditure of $33838. They have $10970 in savings, $6488 in fixed deposits, $19351 in stocks, $16336 in mutual funds, and $17528 in other investments. No insurance. No debt. No emergency fund.","Plan for Curtis Cooper:
+1. Income: $38838 per month
+2. Emergency Fund: $203028 (adequate for 6 months of expenses).
+3. Savings: $10970
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19351
+Future Value after 10 years: $48377.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16336
+Future Value after 10 years: $32672.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6488
+Future Value after 10 years: $9732.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17528
+Future Value after 10 years: $21033.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $170792 to be achieved in 14 months.
+8. Net Worth: $170792.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Wright is a 22-year-old Male who works as a Engineer. They are currently Divorced and live at 0861 Brian Village Suite 222, New Gregory, MD 77043 in UK. They have 2 dependents: Joanna (Age: 11, Gender: Female), Tyrone (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $171436 to be achieved in 56 months. Currently, they earn $31839 per month and have an expenditure of $26839. They have $39226 in savings, $14898 in fixed deposits, $17472 in stocks, $7469 in mutual funds, and $3734 in other investments. Insurance: Home Insurance with a premium of $4645 and coverage of $425440. No debt. Emergency Fund: Yes, Amount: $2035.","Plan for Sarah Wright:
+1. Income: $31839 per month
+2. Emergency Fund: $2035 (adequate for 6 months of expenses).
+3. Savings: $39226
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $425440 and a monthly premium of $4645.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17472
+Future Value after 10 years: $43680.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7469
+Future Value after 10 years: $14938.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14898
+Future Value after 10 years: $22347.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3734
+Future Value after 10 years: $4480.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $171436 to be achieved in 56 months.
+8. Net Worth: $171436.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Miranda is a 61-year-old Female who works as a Engineer. They are currently Divorced and live at 203 Woodward Creek Apt. 392, Dianachester, NV 81785 in USA. They have 1 dependents: Curtis (Age: 11, Gender: Female). Their financial goal is Save for House with a target amount of $288136 to be achieved in 116 months. Currently, they earn $117843 per month and have an expenditure of $16886. They have $36530 in savings, $26382 in fixed deposits, $49492 in stocks, $19949 in mutual funds, and $8169 in other investments. No insurance. Debt: Yes, Amount: $18436, Type: Mortgage, Interest Rate: 5.012040310513202%. Loan Start Date: 2019-03-11, Loan End Date: 2028-10-19. No emergency fund.","Plan for Todd Miranda:
+1. Income: $117843 per month
+2. Emergency Fund: $101316 (adequate for 6 months of expenses).
+3. Savings: $36530
+4. Debts: $18436 (Mortgage) with an interest rate of 5.012040310513202%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49492
+Future Value after 10 years: $123730.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19949
+Future Value after 10 years: $39898.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26382
+Future Value after 10 years: $39573.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8169
+Future Value after 10 years: $9802.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $288136 to be achieved in 116 months.
+8. Net Worth: $269700.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Justin Hughes is a 35-year-old Female who works as a Engineer. They are currently Divorced and live at 9094 Kevin Course Suite 922, Nathanchester, CT 06864 in Canada. They have 1 dependents: Savannah (Age: 19, Gender: Female). Their financial goal is Save for Education with a target amount of $159820 to be achieved in 22 months. Currently, they earn $56628 per month and have an expenditure of $11844. They have $15802 in savings, $2912 in fixed deposits, $20927 in stocks, $20213 in mutual funds, and $19212 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $6831.","Plan for Justin Hughes:
+1. Income: $56628 per month
+2. Emergency Fund: $6831 (adequate for 6 months of expenses).
+3. Savings: $15802
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20927
+Future Value after 10 years: $52317.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20213
+Future Value after 10 years: $40426.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2912
+Future Value after 10 years: $4368.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19212
+Future Value after 10 years: $23054.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $159820 to be achieved in 22 months.
+8. Net Worth: $159820.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Molly Sanchez is a 62-year-old Male who works as a Engineer. They are currently Married and live at Unit 0964 Box 3154, DPO AP 80984 in USA. They have 4 dependents: Nicholas (Age: 6, Gender: Male), Jamie (Age: 10, Gender: Female), Leonard (Age: 14, Gender: Female), Timothy (Age: 7, Gender: Male). Their financial goal is Save for Education with a target amount of $83198 to be achieved in 21 months. Currently, they earn $63645 per month and have an expenditure of $28896. They have $31916 in savings, $16108 in fixed deposits, $3752 in stocks, $25934 in mutual funds, and $276 in other investments. No insurance. Debt: Yes, Amount: $15615, Type: Mortgage, Interest Rate: 6.332097379722288%. Loan Start Date: 2015-08-15, Loan End Date: 2025-02-28. Emergency Fund: Yes, Amount: $18738.","Plan for Molly Sanchez:
+1. Income: $63645 per month
+2. Emergency Fund: $18738 (adequate for 6 months of expenses).
+3. Savings: $31916
+4. Debts: $15615 (Mortgage) with an interest rate of 6.332097379722288%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3752
+Future Value after 10 years: $9380.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25934
+Future Value after 10 years: $51868.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16108
+Future Value after 10 years: $24162.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $276
+Future Value after 10 years: $331.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $83198 to be achieved in 21 months.
+8. Net Worth: $67583.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Saunders is a 21-year-old Female who works as a Engineer. They are currently Divorced and live at 89989 Swanson Rest, South Tina, CA 82227 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $120001 to be achieved in 31 months. Currently, they earn $113494 per month and have an expenditure of $21664. They have $7137 in savings, $12794 in fixed deposits, $8161 in stocks, $10279 in mutual funds, and $4674 in other investments. No insurance. Debt: Yes, Amount: $5826, Type: Mortgage, Interest Rate: 4.806269711928%. Loan Start Date: 2016-12-09, Loan End Date: 2033-12-21. No emergency fund.","Plan for Jeremy Saunders:
+1. Income: $113494 per month
+2. Emergency Fund: $129984 (adequate for 6 months of expenses).
+3. Savings: $7137
+4. Debts: $5826 (Mortgage) with an interest rate of 4.806269711928%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8161
+Future Value after 10 years: $20402.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10279
+Future Value after 10 years: $20558.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12794
+Future Value after 10 years: $19191.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4674
+Future Value after 10 years: $5608.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $120001 to be achieved in 31 months.
+8. Net Worth: $114175.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Morris is a 19-year-old Male who works as a Artist. They are currently Married and live at 672 Wallace Harbor Apt. 553, Sarahmouth, MI 10920 in USA. They have 2 dependents: Bailey (Age: 28, Gender: Female), Margaret (Age: 16, Gender: Female). Their financial goal is Save for Education with a target amount of $152984 to be achieved in 28 months. Currently, they earn $56999 per month and have an expenditure of $21475. They have $13339 in savings, $16809 in fixed deposits, $576 in stocks, $1696 in mutual funds, and $15865 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16561.","Plan for Michael Morris:
+1. Income: $56999 per month
+2. Emergency Fund: $16561 (adequate for 6 months of expenses).
+3. Savings: $13339
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $576
+Future Value after 10 years: $1440.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1696
+Future Value after 10 years: $3392.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16809
+Future Value after 10 years: $25213.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15865
+Future Value after 10 years: $19038.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $152984 to be achieved in 28 months.
+8. Net Worth: $152984.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cynthia Valdez is a 46-year-old Female who works as a Engineer. They are currently Single and live at 805 Christopher Valleys Suite 437, South Jasminbury, PA 22351 in UK. They have 1 dependents: Dawn (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $185884 to be achieved in 27 months. Currently, they earn $65619 per month and have an expenditure of $47265. They have $49279 in savings, $14898 in fixed deposits, $14832 in stocks, $5794 in mutual funds, and $4390 in other investments. No insurance. No debt. No emergency fund.","Plan for Cynthia Valdez:
+1. Income: $65619 per month
+2. Emergency Fund: $283590 (adequate for 6 months of expenses).
+3. Savings: $49279
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14832
+Future Value after 10 years: $37080.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5794
+Future Value after 10 years: $11588.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14898
+Future Value after 10 years: $22347.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4390
+Future Value after 10 years: $5268.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $185884 to be achieved in 27 months.
+8. Net Worth: $185884.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Leonard Reynolds is a 68-year-old Female who works as a Teacher. They are currently Single and live at Unit 4694 Box 0431, DPO AE 30259 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $70158 to be achieved in 47 months. Currently, they earn $113019 per month and have an expenditure of $12427. They have $31746 in savings, $15981 in fixed deposits, $28780 in stocks, $19121 in mutual funds, and $17545 in other investments. No insurance. Debt: Yes, Amount: $8873, Type: Credit Card, Interest Rate: 17.710350377749688%. Loan Start Date: 2017-09-06, Loan End Date: 2029-03-05. Emergency Fund: Yes, Amount: $17159.","Plan for Leonard Reynolds:
+1. Income: $113019 per month
+2. Emergency Fund: $17159 (adequate for 6 months of expenses).
+3. Savings: $31746
+4. Debts: $8873 (Credit Card) with an interest rate of 17.710350377749688%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28780
+Future Value after 10 years: $71950.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19121
+Future Value after 10 years: $38242.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15981
+Future Value after 10 years: $23971.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17545
+Future Value after 10 years: $21054.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $70158 to be achieved in 47 months.
+8. Net Worth: $61285.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amy Arnold is a 52-year-old Male who works as a Teacher. They are currently Divorced and live at 3321 Gibbs Causeway Apt. 783, Diazbury, MD 78036 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $173382 to be achieved in 41 months. Currently, they earn $82642 per month and have an expenditure of $42620. They have $14901 in savings, $28919 in fixed deposits, $42465 in stocks, $5033 in mutual funds, and $6464 in other investments. Insurance: Life Insurance with a premium of $1709 and coverage of $149364. No debt. Emergency Fund: Yes, Amount: $18836.","Plan for Amy Arnold:
+1. Income: $82642 per month
+2. Emergency Fund: $18836 (adequate for 6 months of expenses).
+3. Savings: $14901
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $149364 and a monthly premium of $1709.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42465
+Future Value after 10 years: $106162.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5033
+Future Value after 10 years: $10066.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28919
+Future Value after 10 years: $43378.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6464
+Future Value after 10 years: $7756.799999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $173382 to be achieved in 41 months.
+8. Net Worth: $173382.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Andrade is a 47-year-old Male who works as a Doctor. They are currently Single and live at Unit 8600 Box 1600, DPO AA 76385 in India. They have 2 dependents: Diane (Age: 10, Gender: Female), Leslie (Age: 21, Gender: Female). Their financial goal is Travel with a target amount of $174978 to be achieved in 26 months. Currently, they earn $83563 per month and have an expenditure of $13912. They have $47663 in savings, $6351 in fixed deposits, $31247 in stocks, $2077 in mutual funds, and $225 in other investments. No insurance. No debt. No emergency fund.","Plan for Melissa Andrade:
+1. Income: $83563 per month
+2. Emergency Fund: $83472 (adequate for 6 months of expenses).
+3. Savings: $47663
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31247
+Future Value after 10 years: $78117.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2077
+Future Value after 10 years: $4154.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6351
+Future Value after 10 years: $9526.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $225
+Future Value after 10 years: $270.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $174978 to be achieved in 26 months.
+8. Net Worth: $174978.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sara Nguyen is a 20-year-old Male who works as a Doctor. They are currently Single and live at 87000 Michael Tunnel, Lake Martinport, ME 06960 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $176625 to be achieved in 14 months. Currently, they earn $45061 per month and have an expenditure of $26488. They have $47242 in savings, $9219 in fixed deposits, $45563 in stocks, $2324 in mutual funds, and $2194 in other investments. No insurance. Debt: Yes, Amount: $17088, Type: Mortgage, Interest Rate: 5.47540654797313%. Loan Start Date: 2020-06-16, Loan End Date: 2024-09-21. No emergency fund.","Plan for Sara Nguyen:
+1. Income: $45061 per month
+2. Emergency Fund: $158928 (adequate for 6 months of expenses).
+3. Savings: $47242
+4. Debts: $17088 (Mortgage) with an interest rate of 5.47540654797313%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45563
+Future Value after 10 years: $113907.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2324
+Future Value after 10 years: $4648.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9219
+Future Value after 10 years: $13828.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2194
+Future Value after 10 years: $2632.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $176625 to be achieved in 14 months.
+8. Net Worth: $159537.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Bell is a 25-year-old Male who works as a Artist. They are currently Married and live at Unit 6902 Box 8989, DPO AE 52431 in UK. They have 4 dependents: Alejandra (Age: 14, Gender: Female), April (Age: 7, Gender: Female), Amy (Age: 27, Gender: Female), Christina (Age: 9, Gender: Female). Their financial goal is Retirement with a target amount of $153478 to be achieved in 15 months. Currently, they earn $64389 per month and have an expenditure of $14210. They have $15621 in savings, $23662 in fixed deposits, $24590 in stocks, $27730 in mutual funds, and $6318 in other investments. No insurance. No debt. No emergency fund.","Plan for James Bell:
+1. Income: $64389 per month
+2. Emergency Fund: $85260 (adequate for 6 months of expenses).
+3. Savings: $15621
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24590
+Future Value after 10 years: $61475.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27730
+Future Value after 10 years: $55460.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23662
+Future Value after 10 years: $35493.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6318
+Future Value after 10 years: $7581.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $153478 to be achieved in 15 months.
+8. Net Worth: $153478.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Pierce is a 29-year-old Male who works as a Teacher. They are currently Divorced and live at 324 Martinez Islands Apt. 366, New Elizabeth, MH 73184 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $111154 to be achieved in 53 months. Currently, they earn $77229 per month and have an expenditure of $28280. They have $46782 in savings, $18340 in fixed deposits, $33536 in stocks, $13115 in mutual funds, and $3376 in other investments. Insurance: Life Insurance with a premium of $8621 and coverage of $387602. Debt: Yes, Amount: $16894, Type: Personal Loan, Interest Rate: 14.654226875970092%. Loan Start Date: 2022-08-31, Loan End Date: 2030-12-16. No emergency fund.","Plan for Timothy Pierce:
+1. Income: $77229 per month
+2. Emergency Fund: $169680 (adequate for 6 months of expenses).
+3. Savings: $46782
+4. Debts: $16894 (Personal Loan) with an interest rate of 14.654226875970092%.
+5. Insurance: Life Insurance with coverage of $387602 and a monthly premium of $8621.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33536
+Future Value after 10 years: $83840.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13115
+Future Value after 10 years: $26230.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18340
+Future Value after 10 years: $27510.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3376
+Future Value after 10 years: $4051.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111154 to be achieved in 53 months.
+8. Net Worth: $94260.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Fuentes is a 61-year-old Male who works as a Artist. They are currently Single and live at 08245 Brown Fords Suite 060, West Antonioville, MS 82017 in USA. They have 2 dependents: Luis (Age: 10, Gender: Female), Heather (Age: 21, Gender: Female). Their financial goal is Save for Education with a target amount of $158775 to be achieved in 18 months. Currently, they earn $38606 per month and have an expenditure of $33606. They have $46718 in savings, $23334 in fixed deposits, $7334 in stocks, $19070 in mutual funds, and $11419 in other investments. Insurance: Auto Insurance with a premium of $6405 and coverage of $173995. Debt: Yes, Amount: $16376, Type: Credit Card, Interest Rate: 16.941134833207943%. Loan Start Date: 2024-03-11, Loan End Date: 2029-06-10. No emergency fund.","Plan for Charles Fuentes:
+1. Income: $38606 per month
+2. Emergency Fund: $201636 (adequate for 6 months of expenses).
+3. Savings: $46718
+4. Debts: $16376 (Credit Card) with an interest rate of 16.941134833207943%.
+5. Insurance: Auto Insurance with coverage of $173995 and a monthly premium of $6405.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7334
+Future Value after 10 years: $18335.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19070
+Future Value after 10 years: $38140.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23334
+Future Value after 10 years: $35001.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11419
+Future Value after 10 years: $13702.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $158775 to be achieved in 18 months.
+8. Net Worth: $142399.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Crystal Rodriguez is a 21-year-old Female who works as a Doctor. They are currently Single and live at 615 Brett Orchard, Lake Calvin, CA 30345 in India. They have 2 dependents: Melissa (Age: 5, Gender: Male), Lorraine (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $193918 to be achieved in 30 months. Currently, they earn $60028 per month and have an expenditure of $47586. They have $9185 in savings, $21455 in fixed deposits, $20308 in stocks, $1845 in mutual funds, and $4059 in other investments. No insurance. No debt. No emergency fund.","Plan for Crystal Rodriguez:
+1. Income: $60028 per month
+2. Emergency Fund: $285516 (adequate for 6 months of expenses).
+3. Savings: $9185
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20308
+Future Value after 10 years: $50770.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1845
+Future Value after 10 years: $3690.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21455
+Future Value after 10 years: $32182.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4059
+Future Value after 10 years: $4870.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $193918 to be achieved in 30 months.
+8. Net Worth: $193918.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Clarke is a 51-year-old Female who works as a Engineer. They are currently Married and live at 095 Allen Locks, West Kayla, MP 92678 in India. They have 3 dependents: Sarah (Age: 13, Gender: Male), Michelle (Age: 10, Gender: Male), Debra (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $133892 to be achieved in 52 months. Currently, they earn $114480 per month and have an expenditure of $16465. They have $16670 in savings, $8975 in fixed deposits, $37347 in stocks, $24800 in mutual funds, and $2725 in other investments. No insurance. No debt. No emergency fund.","Plan for Tracy Clarke:
+1. Income: $114480 per month
+2. Emergency Fund: $98790 (adequate for 6 months of expenses).
+3. Savings: $16670
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37347
+Future Value after 10 years: $93367.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24800
+Future Value after 10 years: $49600.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8975
+Future Value after 10 years: $13462.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2725
+Future Value after 10 years: $3270.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $133892 to be achieved in 52 months.
+8. Net Worth: $133892.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bryan Haynes is a 24-year-old Female who works as a Engineer. They are currently Single and live at 68565 Griffin Greens, Brianstad, MS 16999 in USA. They have 1 dependents: Michael (Age: 18, Gender: Female). Their financial goal is Save for Education with a target amount of $91994 to be achieved in 55 months. Currently, they earn $32082 per month and have an expenditure of $27082. They have $19376 in savings, $13310 in fixed deposits, $8574 in stocks, $22228 in mutual funds, and $159 in other investments. No insurance. No debt. No emergency fund.","Plan for Bryan Haynes:
+1. Income: $32082 per month
+2. Emergency Fund: $162492 (adequate for 6 months of expenses).
+3. Savings: $19376
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8574
+Future Value after 10 years: $21435.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22228
+Future Value after 10 years: $44456.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13310
+Future Value after 10 years: $19965.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $159
+Future Value after 10 years: $190.79999999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $91994 to be achieved in 55 months.
+8. Net Worth: $91994.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alejandro Gonzalez is a 42-year-old Female who works as a Teacher. They are currently Single and live at 154 Patel Plaza Suite 939, East Amandaburgh, GU 10554 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $286372 to be achieved in 95 months. Currently, they earn $40941 per month and have an expenditure of $29839. They have $29816 in savings, $4967 in fixed deposits, $28366 in stocks, $14764 in mutual funds, and $8189 in other investments. No insurance. No debt. No emergency fund.","Plan for Alejandro Gonzalez:
+1. Income: $40941 per month
+2. Emergency Fund: $179034 (adequate for 6 months of expenses).
+3. Savings: $29816
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28366
+Future Value after 10 years: $70915.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14764
+Future Value after 10 years: $29528.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4967
+Future Value after 10 years: $7450.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8189
+Future Value after 10 years: $9826.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $286372 to be achieved in 95 months.
+8. Net Worth: $286372.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Margaret Green is a 34-year-old Male who works as a Artist. They are currently Single and live at 493 Marsh Views, Port Tracyville, CA 15556 in India. They have 2 dependents: Kimberly (Age: 23, Gender: Male), Christopher (Age: 21, Gender: Female). Their financial goal is Retirement with a target amount of $81377 to be achieved in 39 months. Currently, they earn $71151 per month and have an expenditure of $34822. They have $40967 in savings, $28129 in fixed deposits, $31372 in stocks, $19924 in mutual funds, and $12470 in other investments. No insurance. No debt. No emergency fund.","Plan for Margaret Green:
+1. Income: $71151 per month
+2. Emergency Fund: $208932 (adequate for 6 months of expenses).
+3. Savings: $40967
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31372
+Future Value after 10 years: $78430.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19924
+Future Value after 10 years: $39848.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28129
+Future Value after 10 years: $42193.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12470
+Future Value after 10 years: $14964.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $81377 to be achieved in 39 months.
+8. Net Worth: $81377.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Veronica Davis is a 61-year-old Male who works as a Teacher. They are currently Divorced and live at 579 Glen Fields, East Katieview, OR 80839 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $83539 to be achieved in 30 months. Currently, they earn $38806 per month and have an expenditure of $18817. They have $10409 in savings, $11356 in fixed deposits, $4905 in stocks, $15279 in mutual funds, and $4298 in other investments. No insurance. Debt: Yes, Amount: $16478, Type: Personal Loan, Interest Rate: 13.062477838285979%. Loan Start Date: 2018-09-20, Loan End Date: 2033-05-30. Emergency Fund: Yes, Amount: $5063.","Plan for Veronica Davis:
+1. Income: $38806 per month
+2. Emergency Fund: $5063 (adequate for 6 months of expenses).
+3. Savings: $10409
+4. Debts: $16478 (Personal Loan) with an interest rate of 13.062477838285979%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4905
+Future Value after 10 years: $12262.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15279
+Future Value after 10 years: $30558.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11356
+Future Value after 10 years: $17034.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4298
+Future Value after 10 years: $5157.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $83539 to be achieved in 30 months.
+8. Net Worth: $67061.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carol Price PhD is a 22-year-old Female who works as a Teacher. They are currently Married and live at 3466 Ramos Circle, Tammyburgh, OH 88937 in UK. They have 4 dependents: Anita (Age: 11, Gender: Female), David (Age: 16, Gender: Female), Benjamin (Age: 20, Gender: Male), Christopher (Age: 28, Gender: Male). Their financial goal is Travel with a target amount of $62133 to be achieved in 29 months. Currently, they earn $81424 per month and have an expenditure of $20722. They have $27645 in savings, $6666 in fixed deposits, $31947 in stocks, $21652 in mutual funds, and $19739 in other investments. No insurance. No debt. No emergency fund.","Plan for Carol Price PhD:
+1. Income: $81424 per month
+2. Emergency Fund: $124332 (adequate for 6 months of expenses).
+3. Savings: $27645
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31947
+Future Value after 10 years: $79867.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21652
+Future Value after 10 years: $43304.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6666
+Future Value after 10 years: $9999.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19739
+Future Value after 10 years: $23686.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $62133 to be achieved in 29 months.
+8. Net Worth: $62133.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Gilbert is a 49-year-old Female who works as a Doctor. They are currently Divorced and live at 4785 Hernandez Place Apt. 328, West Meganport, CA 23625 in USA. They have 1 dependents: Carlos (Age: 22, Gender: Male). Their financial goal is Save for Education with a target amount of $65070 to be achieved in 18 months. Currently, they earn $111110 per month and have an expenditure of $12509. They have $18720 in savings, $5499 in fixed deposits, $9530 in stocks, $3543 in mutual funds, and $14156 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18101.","Plan for Tracy Gilbert:
+1. Income: $111110 per month
+2. Emergency Fund: $18101 (adequate for 6 months of expenses).
+3. Savings: $18720
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9530
+Future Value after 10 years: $23825.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3543
+Future Value after 10 years: $7086.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5499
+Future Value after 10 years: $8248.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14156
+Future Value after 10 years: $16987.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $65070 to be achieved in 18 months.
+8. Net Worth: $65070.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Murillo is a 23-year-old Female who works as a Teacher. They are currently Single and live at 7251 Cynthia Inlet Apt. 124, East Christopher, AZ 77322 in India. They have 1 dependents: Andrew (Age: 2, Gender: Female). Their financial goal is Retirement with a target amount of $90479 to be achieved in 28 months. Currently, they earn $106447 per month and have an expenditure of $15858. They have $7050 in savings, $1036 in fixed deposits, $26097 in stocks, $6090 in mutual funds, and $6249 in other investments. Insurance: Health Insurance with a premium of $1874 and coverage of $461768. Debt: Yes, Amount: $15293, Type: Credit Card, Interest Rate: 18.966006462049126%. Loan Start Date: 2022-08-23, Loan End Date: 2025-01-22. Emergency Fund: Yes, Amount: $18868.","Plan for Mark Murillo:
+1. Income: $106447 per month
+2. Emergency Fund: $18868 (adequate for 6 months of expenses).
+3. Savings: $7050
+4. Debts: $15293 (Credit Card) with an interest rate of 18.966006462049126%.
+5. Insurance: Health Insurance with coverage of $461768 and a monthly premium of $1874.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26097
+Future Value after 10 years: $65242.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6090
+Future Value after 10 years: $12180.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1036
+Future Value after 10 years: $1554.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6249
+Future Value after 10 years: $7498.799999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $90479 to be achieved in 28 months.
+8. Net Worth: $75186.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sabrina Valentine is a 48-year-old Male who works as a Teacher. They are currently Married and live at PSC 8441, Box 8860, APO AA 78172 in India. They have 5 dependents: Christopher (Age: 20, Gender: Female), Joanna (Age: 21, Gender: Female), Kylie (Age: 1, Gender: Female), Tracy (Age: 5, Gender: Female), Michelle (Age: 18, Gender: Female). Their financial goal is Travel with a target amount of $115739 to be achieved in 32 months. Currently, they earn $95360 per month and have an expenditure of $26062. They have $29512 in savings, $16054 in fixed deposits, $18170 in stocks, $1002 in mutual funds, and $6055 in other investments. Insurance: Life Insurance with a premium of $7267 and coverage of $333481. Debt: Yes, Amount: $10475, Type: Credit Card, Interest Rate: 16.427954076452693%. Loan Start Date: 2016-05-23, Loan End Date: 2028-08-16. No emergency fund.","Plan for Sabrina Valentine:
+1. Income: $95360 per month
+2. Emergency Fund: $156372 (adequate for 6 months of expenses).
+3. Savings: $29512
+4. Debts: $10475 (Credit Card) with an interest rate of 16.427954076452693%.
+5. Insurance: Life Insurance with coverage of $333481 and a monthly premium of $7267.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18170
+Future Value after 10 years: $45425.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1002
+Future Value after 10 years: $2004.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16054
+Future Value after 10 years: $24081.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6055
+Future Value after 10 years: $7266.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $115739 to be achieved in 32 months.
+8. Net Worth: $105264.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kenneth Castillo is a 25-year-old Female who works as a Engineer. They are currently Divorced and live at 21613 Caldwell Junction, Jameschester, MO 88681 in Canada. They have 2 dependents: Michael (Age: 21, Gender: Male), Kelly (Age: 1, Gender: Female). Their financial goal is Save for Education with a target amount of $167006 to be achieved in 19 months. Currently, they earn $95096 per month and have an expenditure of $37392. They have $38274 in savings, $12 in fixed deposits, $45722 in stocks, $7020 in mutual funds, and $12422 in other investments. No insurance. Debt: Yes, Amount: $14537, Type: Personal Loan, Interest Rate: 10.698013861049365%. Loan Start Date: 2021-07-14, Loan End Date: 2029-12-15. Emergency Fund: Yes, Amount: $5094.","Plan for Kenneth Castillo:
+1. Income: $95096 per month
+2. Emergency Fund: $5094 (adequate for 6 months of expenses).
+3. Savings: $38274
+4. Debts: $14537 (Personal Loan) with an interest rate of 10.698013861049365%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45722
+Future Value after 10 years: $114305.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7020
+Future Value after 10 years: $14040.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12
+Future Value after 10 years: $18.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12422
+Future Value after 10 years: $14906.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $167006 to be achieved in 19 months.
+8. Net Worth: $152469.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Teresa Howell is a 66-year-old Female who works as a Artist. They are currently Married and live at 4513 Jorge Motorway, Russellland, ND 87281 in USA. They have 1 dependents: Amy (Age: 23, Gender: Female). Their financial goal is Travel with a target amount of $133147 to be achieved in 55 months. Currently, they earn $33052 per month and have an expenditure of $28052. They have $38783 in savings, $4192 in fixed deposits, $49391 in stocks, $28254 in mutual funds, and $2306 in other investments. No insurance. Debt: Yes, Amount: $15932, Type: Credit Card, Interest Rate: 20.219871913034417%. Loan Start Date: 2015-09-07, Loan End Date: 2026-02-20. No emergency fund.","Plan for Teresa Howell:
+1. Income: $33052 per month
+2. Emergency Fund: $168312 (adequate for 6 months of expenses).
+3. Savings: $38783
+4. Debts: $15932 (Credit Card) with an interest rate of 20.219871913034417%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49391
+Future Value after 10 years: $123477.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28254
+Future Value after 10 years: $56508.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4192
+Future Value after 10 years: $6288.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2306
+Future Value after 10 years: $2767.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $133147 to be achieved in 55 months.
+8. Net Worth: $117215.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Karen Barajas is a 56-year-old Male who works as a Teacher. They are currently Married and live at 72607 Victoria Haven Suite 866, Boltonton, CO 23588 in Canada. They have 3 dependents: Michelle (Age: 4, Gender: Female), Andrew (Age: 15, Gender: Male), Katrina (Age: 4, Gender: Female). Their financial goal is Save for Education with a target amount of $164872 to be achieved in 17 months. Currently, they earn $42275 per month and have an expenditure of $11348. They have $31313 in savings, $17678 in fixed deposits, $47066 in stocks, $5192 in mutual funds, and $179 in other investments. No insurance. No debt. No emergency fund.","Plan for Karen Barajas:
+1. Income: $42275 per month
+2. Emergency Fund: $68088 (adequate for 6 months of expenses).
+3. Savings: $31313
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47066
+Future Value after 10 years: $117665.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5192
+Future Value after 10 years: $10384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17678
+Future Value after 10 years: $26517.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $179
+Future Value after 10 years: $214.79999999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $164872 to be achieved in 17 months.
+8. Net Worth: $164872.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dustin Williams is a 52-year-old Female who works as a Artist. They are currently Single and live at 151 Fields Court, New Melissahaven, IL 99181 in India. They have 2 dependents: Brandi (Age: 8, Gender: Male), Susan (Age: 16, Gender: Female). Their financial goal is Travel with a target amount of $150011 to be achieved in 45 months. Currently, they earn $43546 per month and have an expenditure of $14590. They have $41428 in savings, $17340 in fixed deposits, $16052 in stocks, $1205 in mutual funds, and $15783 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8488.","Plan for Dustin Williams:
+1. Income: $43546 per month
+2. Emergency Fund: $8488 (adequate for 6 months of expenses).
+3. Savings: $41428
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16052
+Future Value after 10 years: $40130.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1205
+Future Value after 10 years: $2410.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17340
+Future Value after 10 years: $26010.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15783
+Future Value after 10 years: $18939.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $150011 to be achieved in 45 months.
+8. Net Worth: $150011.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Chelsea Gross is a 22-year-old Male who works as a Doctor. They are currently Divorced and live at Unit 4998 Box 5872, DPO AP 06060 in Canada. They have 1 dependents: Sheryl (Age: 20, Gender: Male). Their financial goal is Save for House with a target amount of $200789 to be achieved in 70 months. Currently, they earn $49944 per month and have an expenditure of $44944. They have $30126 in savings, $22009 in fixed deposits, $10830 in stocks, $21334 in mutual funds, and $18068 in other investments. No insurance. Debt: Yes, Amount: $1098, Type: Personal Loan, Interest Rate: 9.320257950292145%. Loan Start Date: 2016-04-23, Loan End Date: 2024-10-26. Emergency Fund: Yes, Amount: $10350.","Plan for Chelsea Gross:
+1. Income: $49944 per month
+2. Emergency Fund: $10350 (adequate for 6 months of expenses).
+3. Savings: $30126
+4. Debts: $1098 (Personal Loan) with an interest rate of 9.320257950292145%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10830
+Future Value after 10 years: $27075.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21334
+Future Value after 10 years: $42668.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22009
+Future Value after 10 years: $33013.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18068
+Future Value after 10 years: $21681.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $200789 to be achieved in 70 months.
+8. Net Worth: $199691.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brooke Sutton is a 20-year-old Female who works as a Teacher. They are currently Single and live at 240 Ward Land Suite 475, Timothymouth, GU 23090 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $57874 to be achieved in 35 months. Currently, they earn $119600 per month and have an expenditure of $41886. They have $12375 in savings, $27263 in fixed deposits, $4926 in stocks, $1346 in mutual funds, and $15520 in other investments. Insurance: Home Insurance with a premium of $1415 and coverage of $260314. Debt: Yes, Amount: $11086, Type: Mortgage, Interest Rate: 6.283297472827041%. Loan Start Date: 2022-02-18, Loan End Date: 2027-04-01. No emergency fund.","Plan for Brooke Sutton:
+1. Income: $119600 per month
+2. Emergency Fund: $251316 (adequate for 6 months of expenses).
+3. Savings: $12375
+4. Debts: $11086 (Mortgage) with an interest rate of 6.283297472827041%.
+5. Insurance: Home Insurance with coverage of $260314 and a monthly premium of $1415.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4926
+Future Value after 10 years: $12315.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1346
+Future Value after 10 years: $2692.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27263
+Future Value after 10 years: $40894.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15520
+Future Value after 10 years: $18624.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $57874 to be achieved in 35 months.
+8. Net Worth: $46788.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Smith is a 53-year-old Female who works as a Engineer. They are currently Divorced and live at 84187 Morales Groves Suite 578, New Kellychester, NV 29886 in India. They have 1 dependents: Amy (Age: 14, Gender: Female). Their financial goal is Travel with a target amount of $133949 to be achieved in 40 months. Currently, they earn $113585 per month and have an expenditure of $18000. They have $27379 in savings, $17918 in fixed deposits, $8012 in stocks, $12423 in mutual funds, and $13965 in other investments. No insurance. Debt: Yes, Amount: $1553, Type: Credit Card, Interest Rate: 21.576418489021215%. Loan Start Date: 2024-01-27, Loan End Date: 2033-12-07. No emergency fund.","Plan for Todd Smith:
+1. Income: $113585 per month
+2. Emergency Fund: $108000 (adequate for 6 months of expenses).
+3. Savings: $27379
+4. Debts: $1553 (Credit Card) with an interest rate of 21.576418489021215%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8012
+Future Value after 10 years: $20030.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12423
+Future Value after 10 years: $24846.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17918
+Future Value after 10 years: $26877.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13965
+Future Value after 10 years: $16758.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $133949 to be achieved in 40 months.
+8. Net Worth: $132396.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Knight is a 30-year-old Male who works as a Teacher. They are currently Married and live at 59814 Johnson Springs, Jessicaville, LA 32830 in UK. They have 3 dependents: Christopher (Age: 4, Gender: Female), Audrey (Age: 12, Gender: Male), David (Age: 5, Gender: Female). Their financial goal is Save for House with a target amount of $494450 to be achieved in 77 months. Currently, they earn $114370 per month and have an expenditure of $22961. They have $31257 in savings, $24133 in fixed deposits, $24707 in stocks, $10597 in mutual funds, and $281 in other investments. No insurance. Debt: Yes, Amount: $1703, Type: Credit Card, Interest Rate: 15.255611440764747%. Loan Start Date: 2019-03-04, Loan End Date: 2033-08-13. Emergency Fund: Yes, Amount: $12678.","Plan for Michelle Knight:
+1. Income: $114370 per month
+2. Emergency Fund: $12678 (adequate for 6 months of expenses).
+3. Savings: $31257
+4. Debts: $1703 (Credit Card) with an interest rate of 15.255611440764747%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24707
+Future Value after 10 years: $61767.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10597
+Future Value after 10 years: $21194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24133
+Future Value after 10 years: $36199.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $281
+Future Value after 10 years: $337.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $494450 to be achieved in 77 months.
+8. Net Worth: $492747.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Megan Collins is a 27-year-old Female who works as a Doctor. They are currently Divorced and live at 0182 Monroe Run Suite 880, Port Kellyburgh, ND 94084 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $87215 to be achieved in 14 months. Currently, they earn $115672 per month and have an expenditure of $15321. They have $23569 in savings, $23421 in fixed deposits, $27764 in stocks, $10466 in mutual funds, and $13633 in other investments. No insurance. Debt: Yes, Amount: $12042, Type: Credit Card, Interest Rate: 16.172978083129248%. Loan Start Date: 2018-01-20, Loan End Date: 2033-04-17. Emergency Fund: Yes, Amount: $1472.","Plan for Megan Collins:
+1. Income: $115672 per month
+2. Emergency Fund: $1472 (adequate for 6 months of expenses).
+3. Savings: $23569
+4. Debts: $12042 (Credit Card) with an interest rate of 16.172978083129248%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27764
+Future Value after 10 years: $69410.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10466
+Future Value after 10 years: $20932.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23421
+Future Value after 10 years: $35131.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13633
+Future Value after 10 years: $16359.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $87215 to be achieved in 14 months.
+8. Net Worth: $75173.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lisa Hart is a 40-year-old Male who works as a Doctor. They are currently Married and live at 499 Stewart Ports Suite 489, North Tanyatown, AR 80472 in USA. They have 5 dependents: Cathy (Age: 8, Gender: Male), Jennifer (Age: 28, Gender: Female), Lisa (Age: 14, Gender: Male), Edwin (Age: 6, Gender: Male), Shaun (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $108031 to be achieved in 24 months. Currently, they earn $88374 per month and have an expenditure of $44550. They have $34094 in savings, $15312 in fixed deposits, $38660 in stocks, $18579 in mutual funds, and $1445 in other investments. No insurance. Debt: Yes, Amount: $9836, Type: Mortgage, Interest Rate: 6.940678681718433%. Loan Start Date: 2022-10-16, Loan End Date: 2028-11-26. Emergency Fund: Yes, Amount: $10218.","Plan for Lisa Hart:
+1. Income: $88374 per month
+2. Emergency Fund: $10218 (adequate for 6 months of expenses).
+3. Savings: $34094
+4. Debts: $9836 (Mortgage) with an interest rate of 6.940678681718433%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38660
+Future Value after 10 years: $96650.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18579
+Future Value after 10 years: $37158.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15312
+Future Value after 10 years: $22968.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1445
+Future Value after 10 years: $1734.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $108031 to be achieved in 24 months.
+8. Net Worth: $98195.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Duffy is a 62-year-old Female who works as a Engineer. They are currently Single and live at 37919 Love Run Suite 789, West Ronald, OR 67426 in India. They have 2 dependents: Kelly (Age: 28, Gender: Male), Robin (Age: 23, Gender: Female). Their financial goal is Retirement with a target amount of $132954 to be achieved in 56 months. Currently, they earn $66409 per month and have an expenditure of $47627. They have $26028 in savings, $1962 in fixed deposits, $49966 in stocks, $4014 in mutual funds, and $19516 in other investments. Insurance: Life Insurance with a premium of $9922 and coverage of $171400. No debt. No emergency fund.","Plan for Mark Duffy:
+1. Income: $66409 per month
+2. Emergency Fund: $285762 (adequate for 6 months of expenses).
+3. Savings: $26028
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $171400 and a monthly premium of $9922.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49966
+Future Value after 10 years: $124915.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4014
+Future Value after 10 years: $8028.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1962
+Future Value after 10 years: $2943.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19516
+Future Value after 10 years: $23419.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $132954 to be achieved in 56 months.
+8. Net Worth: $132954.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Martha Anderson is a 48-year-old Female who works as a Teacher. They are currently Divorced and live at 67208 Smith Unions Suite 272, Lake Jenniferview, MN 68023 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $174858 to be achieved in 57 months. Currently, they earn $101937 per month and have an expenditure of $38553. They have $38343 in savings, $14276 in fixed deposits, $20529 in stocks, $22706 in mutual funds, and $30 in other investments. Insurance: Home Insurance with a premium of $2235 and coverage of $280662. Debt: Yes, Amount: $2479, Type: Personal Loan, Interest Rate: 8.328284694061225%. Loan Start Date: 2019-06-20, Loan End Date: 2031-04-07. Emergency Fund: Yes, Amount: $18684.","Plan for Martha Anderson:
+1. Income: $101937 per month
+2. Emergency Fund: $18684 (adequate for 6 months of expenses).
+3. Savings: $38343
+4. Debts: $2479 (Personal Loan) with an interest rate of 8.328284694061225%.
+5. Insurance: Home Insurance with coverage of $280662 and a monthly premium of $2235.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20529
+Future Value after 10 years: $51322.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22706
+Future Value after 10 years: $45412.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14276
+Future Value after 10 years: $21414.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $30
+Future Value after 10 years: $36.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $174858 to be achieved in 57 months.
+8. Net Worth: $172379.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Deanna Jordan is a 38-year-old Female who works as a Teacher. They are currently Single and live at 888 Carolyn Loaf, East Andreton, VI 18588 in India. They have 1 dependents: Shannon (Age: 21, Gender: Male). Their financial goal is Save for House with a target amount of $342159 to be achieved in 98 months. Currently, they earn $66009 per month and have an expenditure of $17063. They have $22914 in savings, $3389 in fixed deposits, $16205 in stocks, $8542 in mutual funds, and $15920 in other investments. No insurance. Debt: Yes, Amount: $13005, Type: Personal Loan, Interest Rate: 14.099049279148478%. Loan Start Date: 2018-03-05, Loan End Date: 2031-01-18. Emergency Fund: Yes, Amount: $15553.","Plan for Deanna Jordan:
+1. Income: $66009 per month
+2. Emergency Fund: $15553 (adequate for 6 months of expenses).
+3. Savings: $22914
+4. Debts: $13005 (Personal Loan) with an interest rate of 14.099049279148478%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16205
+Future Value after 10 years: $40512.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8542
+Future Value after 10 years: $17084.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3389
+Future Value after 10 years: $5083.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15920
+Future Value after 10 years: $19104.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $342159 to be achieved in 98 months.
+8. Net Worth: $329154.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Gary Hubbard is a 66-year-old Male who works as a Engineer. They are currently Single and live at 566 Frank Station, Daltonchester, WY 46525 in Canada. They have 2 dependents: Kevin (Age: 9, Gender: Male), Joshua (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $131801 to be achieved in 17 months. Currently, they earn $65410 per month and have an expenditure of $32972. They have $21894 in savings, $25829 in fixed deposits, $45828 in stocks, $17295 in mutual funds, and $59 in other investments. Insurance: Life Insurance with a premium of $8797 and coverage of $96485. No debt. No emergency fund.","Plan for Gary Hubbard:
+1. Income: $65410 per month
+2. Emergency Fund: $197832 (adequate for 6 months of expenses).
+3. Savings: $21894
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $96485 and a monthly premium of $8797.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45828
+Future Value after 10 years: $114570.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17295
+Future Value after 10 years: $34590.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25829
+Future Value after 10 years: $38743.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $59
+Future Value after 10 years: $70.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $131801 to be achieved in 17 months.
+8. Net Worth: $131801.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Foster is a 33-year-old Female who works as a Teacher. They are currently Divorced and live at 5037 Ross Trail, Waltonville, FM 92602 in USA. They have 2 dependents: Joseph (Age: 22, Gender: Female), Christopher (Age: 1, Gender: Female). Their financial goal is Save for Education with a target amount of $137256 to be achieved in 28 months. Currently, they earn $108667 per month and have an expenditure of $15834. They have $37151 in savings, $19124 in fixed deposits, $21146 in stocks, $18397 in mutual funds, and $1019 in other investments. Insurance: Life Insurance with a premium of $5591 and coverage of $262776. Debt: Yes, Amount: $1803, Type: Mortgage, Interest Rate: 3.2641223053173185%. Loan Start Date: 2019-12-16, Loan End Date: 2026-04-25. No emergency fund.","Plan for Jonathan Foster:
+1. Income: $108667 per month
+2. Emergency Fund: $95004 (adequate for 6 months of expenses).
+3. Savings: $37151
+4. Debts: $1803 (Mortgage) with an interest rate of 3.2641223053173185%.
+5. Insurance: Life Insurance with coverage of $262776 and a monthly premium of $5591.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21146
+Future Value after 10 years: $52865.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18397
+Future Value after 10 years: $36794.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19124
+Future Value after 10 years: $28686.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1019
+Future Value after 10 years: $1222.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $137256 to be achieved in 28 months.
+8. Net Worth: $135453.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kathleen Ford is a 64-year-old Female who works as a Engineer. They are currently Married and live at USNV Garza, FPO AE 62756 in USA. They have 3 dependents: Debra (Age: 21, Gender: Female), David (Age: 2, Gender: Male), Megan (Age: 10, Gender: Male). Their financial goal is Save for Education with a target amount of $56033 to be achieved in 31 months. Currently, they earn $89742 per month and have an expenditure of $25072. They have $6294 in savings, $7140 in fixed deposits, $26777 in stocks, $15366 in mutual funds, and $16672 in other investments. Insurance: Home Insurance with a premium of $2173 and coverage of $58418. Debt: Yes, Amount: $13044, Type: Personal Loan, Interest Rate: 9.789874037794885%. Loan Start Date: 2021-05-16, Loan End Date: 2027-09-27. Emergency Fund: Yes, Amount: $13384.","Plan for Kathleen Ford:
+1. Income: $89742 per month
+2. Emergency Fund: $13384 (adequate for 6 months of expenses).
+3. Savings: $6294
+4. Debts: $13044 (Personal Loan) with an interest rate of 9.789874037794885%.
+5. Insurance: Home Insurance with coverage of $58418 and a monthly premium of $2173.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26777
+Future Value after 10 years: $66942.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15366
+Future Value after 10 years: $30732.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7140
+Future Value after 10 years: $10710.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16672
+Future Value after 10 years: $20006.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $56033 to be achieved in 31 months.
+8. Net Worth: $42989.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Vincent Beasley is a 26-year-old Female who works as a Doctor. They are currently Married and live at 985 Brett Light Apt. 993, East Chelsealand, PR 55762 in India. They have 3 dependents: Larry (Age: 14, Gender: Male), Jack (Age: 3, Gender: Female), Ricky (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $116062 to be achieved in 26 months. Currently, they earn $71957 per month and have an expenditure of $48086. They have $29488 in savings, $13558 in fixed deposits, $42004 in stocks, $22720 in mutual funds, and $17776 in other investments. Insurance: Home Insurance with a premium of $4792 and coverage of $116723. Debt: Yes, Amount: $4443, Type: Personal Loan, Interest Rate: 8.995399658630944%. Loan Start Date: 2022-08-20, Loan End Date: 2030-02-09. No emergency fund.","Plan for Vincent Beasley:
+1. Income: $71957 per month
+2. Emergency Fund: $288516 (adequate for 6 months of expenses).
+3. Savings: $29488
+4. Debts: $4443 (Personal Loan) with an interest rate of 8.995399658630944%.
+5. Insurance: Home Insurance with coverage of $116723 and a monthly premium of $4792.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42004
+Future Value after 10 years: $105010.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22720
+Future Value after 10 years: $45440.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13558
+Future Value after 10 years: $20337.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17776
+Future Value after 10 years: $21331.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $116062 to be achieved in 26 months.
+8. Net Worth: $111619.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Cannon is a 44-year-old Male who works as a Doctor. They are currently Married and live at 10719 Scott Fords Apt. 242, Port Cindyfurt, MH 96193 in India. They have 5 dependents: Veronica (Age: 15, Gender: Male), Mary (Age: 18, Gender: Female), Susan (Age: 4, Gender: Female), Aaron (Age: 21, Gender: Male), Bryan (Age: 19, Gender: Female). Their financial goal is Retirement with a target amount of $108730 to be achieved in 45 months. Currently, they earn $53077 per month and have an expenditure of $10614. They have $29658 in savings, $25535 in fixed deposits, $38102 in stocks, $11490 in mutual funds, and $10062 in other investments. No insurance. Debt: Yes, Amount: $15985, Type: Personal Loan, Interest Rate: 14.249102498166184%. Loan Start Date: 2019-06-04, Loan End Date: 2032-01-23. No emergency fund.","Plan for Matthew Cannon:
+1. Income: $53077 per month
+2. Emergency Fund: $63684 (adequate for 6 months of expenses).
+3. Savings: $29658
+4. Debts: $15985 (Personal Loan) with an interest rate of 14.249102498166184%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38102
+Future Value after 10 years: $95255.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11490
+Future Value after 10 years: $22980.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25535
+Future Value after 10 years: $38302.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10062
+Future Value after 10 years: $12074.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $108730 to be achieved in 45 months.
+8. Net Worth: $92745.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Baker is a 27-year-old Female who works as a Doctor. They are currently Single and live at 8394 Norris Canyon Suite 349, Cooperberg, OR 76416 in India. They have 2 dependents: April (Age: 8, Gender: Male), Christine (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $158862 to be achieved in 102 months. Currently, they earn $73537 per month and have an expenditure of $36071. They have $6807 in savings, $25758 in fixed deposits, $28730 in stocks, $25071 in mutual funds, and $4073 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2696.","Plan for David Baker:
+1. Income: $73537 per month
+2. Emergency Fund: $2696 (adequate for 6 months of expenses).
+3. Savings: $6807
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28730
+Future Value after 10 years: $71825.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25071
+Future Value after 10 years: $50142.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25758
+Future Value after 10 years: $38637.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4073
+Future Value after 10 years: $4887.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $158862 to be achieved in 102 months.
+8. Net Worth: $158862.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandy Tapia is a 26-year-old Female who works as a Teacher. They are currently Married and live at 9287 Diaz Crescent, East Taylor, VT 60074 in India. They have 5 dependents: Kenneth (Age: 17, Gender: Male), Lauren (Age: 9, Gender: Female), Madison (Age: 18, Gender: Male), Seth (Age: 7, Gender: Male), Melissa (Age: 13, Gender: Male). Their financial goal is Save for Education with a target amount of $102141 to be achieved in 54 months. Currently, they earn $74476 per month and have an expenditure of $18105. They have $39270 in savings, $2379 in fixed deposits, $37262 in stocks, $26788 in mutual funds, and $4796 in other investments. Insurance: Home Insurance with a premium of $2808 and coverage of $200277. No debt. No emergency fund.","Plan for Brandy Tapia:
+1. Income: $74476 per month
+2. Emergency Fund: $108630 (adequate for 6 months of expenses).
+3. Savings: $39270
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $200277 and a monthly premium of $2808.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37262
+Future Value after 10 years: $93155.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26788
+Future Value after 10 years: $53576.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2379
+Future Value after 10 years: $3568.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4796
+Future Value after 10 years: $5755.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $102141 to be achieved in 54 months.
+8. Net Worth: $102141.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Harper is a 50-year-old Male who works as a Artist. They are currently Single and live at 106 Rodgers Haven, Meganton, FM 97707 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $115897 to be achieved in 14 months. Currently, they earn $44356 per month and have an expenditure of $14021. They have $49449 in savings, $17927 in fixed deposits, $13156 in stocks, $23078 in mutual funds, and $3500 in other investments. Insurance: Home Insurance with a premium of $5848 and coverage of $61357. Debt: Yes, Amount: $4590, Type: Personal Loan, Interest Rate: 12.58992981418685%. Loan Start Date: 2017-08-19, Loan End Date: 2026-08-05. Emergency Fund: Yes, Amount: $11517.","Plan for William Harper:
+1. Income: $44356 per month
+2. Emergency Fund: $11517 (adequate for 6 months of expenses).
+3. Savings: $49449
+4. Debts: $4590 (Personal Loan) with an interest rate of 12.58992981418685%.
+5. Insurance: Home Insurance with coverage of $61357 and a monthly premium of $5848.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13156
+Future Value after 10 years: $32890.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23078
+Future Value after 10 years: $46156.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17927
+Future Value after 10 years: $26890.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3500
+Future Value after 10 years: $4200.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $115897 to be achieved in 14 months.
+8. Net Worth: $111307.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Pace is a 55-year-old Male who works as a Teacher. They are currently Single and live at 104 John Place Suite 620, East Suzanneton, KY 20032 in India. They have 2 dependents: Joseph (Age: 23, Gender: Male), Samantha (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $120853 to be achieved in 60 months. Currently, they earn $93092 per month and have an expenditure of $21265. They have $39377 in savings, $10952 in fixed deposits, $37880 in stocks, $1305 in mutual funds, and $327 in other investments. Insurance: Life Insurance with a premium of $1610 and coverage of $125629. Debt: Yes, Amount: $3694, Type: Mortgage, Interest Rate: 3.3072476547619787%. Loan Start Date: 2019-03-09, Loan End Date: 2028-03-13. No emergency fund.","Plan for Nicole Pace:
+1. Income: $93092 per month
+2. Emergency Fund: $127590 (adequate for 6 months of expenses).
+3. Savings: $39377
+4. Debts: $3694 (Mortgage) with an interest rate of 3.3072476547619787%.
+5. Insurance: Life Insurance with coverage of $125629 and a monthly premium of $1610.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37880
+Future Value after 10 years: $94700.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1305
+Future Value after 10 years: $2610.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10952
+Future Value after 10 years: $16428.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $327
+Future Value after 10 years: $392.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $120853 to be achieved in 60 months.
+8. Net Worth: $117159.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Greer is a 49-year-old Female who works as a Teacher. They are currently Divorced and live at 58635 Welch Inlet Apt. 682, Rachelfurt, WA 04922 in Canada. They have 1 dependents: Ronald (Age: 11, Gender: Female). Their financial goal is Save for House with a target amount of $338085 to be achieved in 70 months. Currently, they earn $51761 per month and have an expenditure of $23158. They have $42804 in savings, $6629 in fixed deposits, $44230 in stocks, $14168 in mutual funds, and $13753 in other investments. Insurance: Home Insurance with a premium of $2304 and coverage of $336790. Debt: Yes, Amount: $19346, Type: Credit Card, Interest Rate: 17.70552035878103%. Loan Start Date: 2024-04-29, Loan End Date: 2027-09-26. No emergency fund.","Plan for Sarah Greer:
+1. Income: $51761 per month
+2. Emergency Fund: $138948 (adequate for 6 months of expenses).
+3. Savings: $42804
+4. Debts: $19346 (Credit Card) with an interest rate of 17.70552035878103%.
+5. Insurance: Home Insurance with coverage of $336790 and a monthly premium of $2304.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44230
+Future Value after 10 years: $110575.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14168
+Future Value after 10 years: $28336.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6629
+Future Value after 10 years: $9943.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13753
+Future Value after 10 years: $16503.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $338085 to be achieved in 70 months.
+8. Net Worth: $318739.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Linda Kelley is a 30-year-old Male who works as a Engineer. They are currently Divorced and live at USCGC Ferguson, FPO AA 77735 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $442358 to be achieved in 114 months. Currently, they earn $109356 per month and have an expenditure of $31742. They have $49203 in savings, $25974 in fixed deposits, $49019 in stocks, $14430 in mutual funds, and $1814 in other investments. No insurance. Debt: Yes, Amount: $14035, Type: Credit Card, Interest Rate: 16.96301111560255%. Loan Start Date: 2022-06-23, Loan End Date: 2028-10-19. No emergency fund.","Plan for Linda Kelley:
+1. Income: $109356 per month
+2. Emergency Fund: $190452 (adequate for 6 months of expenses).
+3. Savings: $49203
+4. Debts: $14035 (Credit Card) with an interest rate of 16.96301111560255%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49019
+Future Value after 10 years: $122547.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14430
+Future Value after 10 years: $28860.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25974
+Future Value after 10 years: $38961.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1814
+Future Value after 10 years: $2176.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $442358 to be achieved in 114 months.
+8. Net Worth: $428323.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samantha Wright is a 22-year-old Female who works as a Teacher. They are currently Married and live at 0360 Heath Road, West Summerborough, MN 62176 in USA. They have 2 dependents: Arthur (Age: 6, Gender: Female), Dean (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $97815 to be achieved in 42 months. Currently, they earn $94109 per month and have an expenditure of $10846. They have $44523 in savings, $26215 in fixed deposits, $13890 in stocks, $9955 in mutual funds, and $10608 in other investments. Insurance: Life Insurance with a premium of $6612 and coverage of $296522. No debt. No emergency fund.","Plan for Samantha Wright:
+1. Income: $94109 per month
+2. Emergency Fund: $65076 (adequate for 6 months of expenses).
+3. Savings: $44523
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $296522 and a monthly premium of $6612.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13890
+Future Value after 10 years: $34725.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9955
+Future Value after 10 years: $19910.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26215
+Future Value after 10 years: $39322.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10608
+Future Value after 10 years: $12729.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $97815 to be achieved in 42 months.
+8. Net Worth: $97815.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sandra Phillips is a 23-year-old Male who works as a Engineer. They are currently Divorced and live at 392 Hernandez Cliffs, Mendozaside, GA 89764 in UK. They have 2 dependents: Melissa (Age: 23, Gender: Male), Brittany (Age: 7, Gender: Female). Their financial goal is Save for House with a target amount of $432781 to be achieved in 79 months. Currently, they earn $119582 per month and have an expenditure of $16993. They have $21711 in savings, $12904 in fixed deposits, $36406 in stocks, $3042 in mutual funds, and $19595 in other investments. Insurance: Life Insurance with a premium of $9767 and coverage of $365812. Debt: Yes, Amount: $15274, Type: Personal Loan, Interest Rate: 8.230424764898888%. Loan Start Date: 2017-12-02, Loan End Date: 2031-09-13. Emergency Fund: Yes, Amount: $15913.","Plan for Sandra Phillips:
+1. Income: $119582 per month
+2. Emergency Fund: $15913 (adequate for 6 months of expenses).
+3. Savings: $21711
+4. Debts: $15274 (Personal Loan) with an interest rate of 8.230424764898888%.
+5. Insurance: Life Insurance with coverage of $365812 and a monthly premium of $9767.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36406
+Future Value after 10 years: $91015.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3042
+Future Value after 10 years: $6084.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12904
+Future Value after 10 years: $19356.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19595
+Future Value after 10 years: $23514.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $432781 to be achieved in 79 months.
+8. Net Worth: $417507.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shannon Lawrence is a 31-year-old Male who works as a Doctor. They are currently Single and live at 80375 Mcdonald Alley Apt. 761, East Justin, PW 32580 in USA. They have 2 dependents: Mary (Age: 9, Gender: Male), Todd (Age: 8, Gender: Female). Their financial goal is Save for House with a target amount of $436223 to be achieved in 95 months. Currently, they earn $77651 per month and have an expenditure of $30374. They have $43692 in savings, $29193 in fixed deposits, $13559 in stocks, $9775 in mutual funds, and $5660 in other investments. Insurance: Life Insurance with a premium of $8650 and coverage of $465860. No debt. Emergency Fund: Yes, Amount: $3883.","Plan for Shannon Lawrence:
+1. Income: $77651 per month
+2. Emergency Fund: $3883 (adequate for 6 months of expenses).
+3. Savings: $43692
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $465860 and a monthly premium of $8650.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13559
+Future Value after 10 years: $33897.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9775
+Future Value after 10 years: $19550.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29193
+Future Value after 10 years: $43789.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5660
+Future Value after 10 years: $6792.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $436223 to be achieved in 95 months.
+8. Net Worth: $436222.99999999994
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Summer Hall is a 19-year-old Male who works as a Artist. They are currently Divorced and live at 7772 Kyle Roads, Shaunfurt, NM 37503 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $106630 to be achieved in 15 months. Currently, they earn $102004 per month and have an expenditure of $46289. They have $27728 in savings, $22278 in fixed deposits, $5111 in stocks, $22660 in mutual funds, and $14384 in other investments. Insurance: Home Insurance with a premium of $5383 and coverage of $213813. Debt: Yes, Amount: $12668, Type: Credit Card, Interest Rate: 17.353969664795894%. Loan Start Date: 2022-06-09, Loan End Date: 2032-08-29. No emergency fund.","Plan for Summer Hall:
+1. Income: $102004 per month
+2. Emergency Fund: $277734 (adequate for 6 months of expenses).
+3. Savings: $27728
+4. Debts: $12668 (Credit Card) with an interest rate of 17.353969664795894%.
+5. Insurance: Home Insurance with coverage of $213813 and a monthly premium of $5383.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5111
+Future Value after 10 years: $12777.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22660
+Future Value after 10 years: $45320.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22278
+Future Value after 10 years: $33417.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14384
+Future Value after 10 years: $17260.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $106630 to be achieved in 15 months.
+8. Net Worth: $93962.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Taylor Norman is a 70-year-old Male who works as a Artist. They are currently Divorced and live at 692 Soto Lodge, Duartechester, MO 34496 in India. They have 1 dependents: Nicole (Age: 9, Gender: Female). Their financial goal is Save for House with a target amount of $339605 to be achieved in 98 months. Currently, they earn $76351 per month and have an expenditure of $41195. They have $28471 in savings, $27787 in fixed deposits, $43590 in stocks, $4583 in mutual funds, and $12743 in other investments. Insurance: Auto Insurance with a premium of $8691 and coverage of $107029. No debt. No emergency fund.","Plan for Taylor Norman:
+1. Income: $76351 per month
+2. Emergency Fund: $247170 (adequate for 6 months of expenses).
+3. Savings: $28471
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $107029 and a monthly premium of $8691.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43590
+Future Value after 10 years: $108975.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4583
+Future Value after 10 years: $9166.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27787
+Future Value after 10 years: $41680.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12743
+Future Value after 10 years: $15291.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $339605 to be achieved in 98 months.
+8. Net Worth: $339605.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Miller is a 41-year-old Female who works as a Doctor. They are currently Single and live at PSC 9720, Box 8627, APO AA 50660 in USA. They have 1 dependents: Amy (Age: 15, Gender: Male). Their financial goal is Save for Education with a target amount of $75419 to be achieved in 21 months. Currently, they earn $81729 per month and have an expenditure of $14511. They have $29902 in savings, $3644 in fixed deposits, $30935 in stocks, $710 in mutual funds, and $16015 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $15843.","Plan for Christopher Miller:
+1. Income: $81729 per month
+2. Emergency Fund: $15843 (adequate for 6 months of expenses).
+3. Savings: $29902
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30935
+Future Value after 10 years: $77337.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $710
+Future Value after 10 years: $1420.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3644
+Future Value after 10 years: $5466.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16015
+Future Value after 10 years: $19218.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $75419 to be achieved in 21 months.
+8. Net Worth: $75419.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Morgan Petersen is a 26-year-old Female who works as a Artist. They are currently Single and live at 705 Paul Junction Suite 206, Ronaldfurt, RI 77755 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $388224 to be achieved in 101 months. Currently, they earn $59144 per month and have an expenditure of $16304. They have $18849 in savings, $29911 in fixed deposits, $37651 in stocks, $9330 in mutual funds, and $658 in other investments. No insurance. No debt. No emergency fund.","Plan for Morgan Petersen:
+1. Income: $59144 per month
+2. Emergency Fund: $97824 (adequate for 6 months of expenses).
+3. Savings: $18849
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37651
+Future Value after 10 years: $94127.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9330
+Future Value after 10 years: $18660.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29911
+Future Value after 10 years: $44866.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $658
+Future Value after 10 years: $789.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $388224 to be achieved in 101 months.
+8. Net Worth: $388224.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patrick Golden is a 27-year-old Male who works as a Engineer. They are currently Single and live at 014 Miller Mount Suite 571, East Elizabeth, ND 27470 in UK. They have 1 dependents: Shannon (Age: 10, Gender: Male). Their financial goal is Retirement with a target amount of $132471 to be achieved in 45 months. Currently, they earn $93569 per month and have an expenditure of $43321. They have $19188 in savings, $13362 in fixed deposits, $7494 in stocks, $22366 in mutual funds, and $2452 in other investments. Insurance: Health Insurance with a premium of $8202 and coverage of $97760. Debt: Yes, Amount: $4045, Type: Mortgage, Interest Rate: 4.927818204041618%. Loan Start Date: 2018-02-25, Loan End Date: 2033-04-06. No emergency fund.","Plan for Patrick Golden:
+1. Income: $93569 per month
+2. Emergency Fund: $259926 (adequate for 6 months of expenses).
+3. Savings: $19188
+4. Debts: $4045 (Mortgage) with an interest rate of 4.927818204041618%.
+5. Insurance: Health Insurance with coverage of $97760 and a monthly premium of $8202.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7494
+Future Value after 10 years: $18735.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22366
+Future Value after 10 years: $44732.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13362
+Future Value after 10 years: $20043.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2452
+Future Value after 10 years: $2942.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $132471 to be achieved in 45 months.
+8. Net Worth: $128426.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Abbott is a 64-year-old Male who works as a Engineer. They are currently Single and live at 638 Taylor Mountain, Port Jonborough, CT 63552 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $115939 to be achieved in 17 months. Currently, they earn $62406 per month and have an expenditure of $13182. They have $37549 in savings, $22008 in fixed deposits, $40830 in stocks, $22023 in mutual funds, and $18724 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7464.","Plan for James Abbott:
+1. Income: $62406 per month
+2. Emergency Fund: $7464 (adequate for 6 months of expenses).
+3. Savings: $37549
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40830
+Future Value after 10 years: $102075.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22023
+Future Value after 10 years: $44046.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22008
+Future Value after 10 years: $33012.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18724
+Future Value after 10 years: $22468.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $115939 to be achieved in 17 months.
+8. Net Worth: $115939.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Adams is a 32-year-old Male who works as a Doctor. They are currently Single and live at 116 Cameron Brooks Apt. 529, Victoriashire, KY 15630 in UK. They have 2 dependents: Emily (Age: 3, Gender: Female), Ronald (Age: 26, Gender: Male). Their financial goal is Save for Education with a target amount of $137868 to be achieved in 20 months. Currently, they earn $50033 per month and have an expenditure of $45033. They have $25497 in savings, $8846 in fixed deposits, $49709 in stocks, $10866 in mutual funds, and $17897 in other investments. Insurance: Life Insurance with a premium of $4195 and coverage of $499798. Debt: Yes, Amount: $2577, Type: Mortgage, Interest Rate: 6.5526550658775236%. Loan Start Date: 2020-06-05, Loan End Date: 2033-08-13. No emergency fund.","Plan for Timothy Adams:
+1. Income: $50033 per month
+2. Emergency Fund: $270198 (adequate for 6 months of expenses).
+3. Savings: $25497
+4. Debts: $2577 (Mortgage) with an interest rate of 6.5526550658775236%.
+5. Insurance: Life Insurance with coverage of $499798 and a monthly premium of $4195.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49709
+Future Value after 10 years: $124272.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10866
+Future Value after 10 years: $21732.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8846
+Future Value after 10 years: $13269.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17897
+Future Value after 10 years: $21476.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $137868 to be achieved in 20 months.
+8. Net Worth: $135291.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Roberts is a 53-year-old Male who works as a Artist. They are currently Married and live at 815 Scott Hollow, West Josephfurt, ND 22639 in India. They have 2 dependents: Johnathan (Age: 9, Gender: Male), Ray (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $171271 to be achieved in 36 months. Currently, they earn $30749 per month and have an expenditure of $25749. They have $27717 in savings, $2293 in fixed deposits, $16369 in stocks, $2438 in mutual funds, and $18611 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7375.","Plan for Angela Roberts:
+1. Income: $30749 per month
+2. Emergency Fund: $7375 (adequate for 6 months of expenses).
+3. Savings: $27717
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16369
+Future Value after 10 years: $40922.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2438
+Future Value after 10 years: $4876.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2293
+Future Value after 10 years: $3439.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18611
+Future Value after 10 years: $22333.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $171271 to be achieved in 36 months.
+8. Net Worth: $171271.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jimmy Lopez is a 68-year-old Male who works as a Doctor. They are currently Divorced and live at 86134 Erin Burgs Suite 110, East Richardburgh, MN 01546 in Canada. They have 2 dependents: Sean (Age: 30, Gender: Female), Michael (Age: 8, Gender: Male). Their financial goal is Travel with a target amount of $67695 to be achieved in 19 months. Currently, they earn $86220 per month and have an expenditure of $35922. They have $24946 in savings, $6368 in fixed deposits, $39607 in stocks, $25459 in mutual funds, and $6942 in other investments. No insurance. Debt: Yes, Amount: $12148, Type: Credit Card, Interest Rate: 23.980265629328912%. Loan Start Date: 2018-05-07, Loan End Date: 2024-09-25. Emergency Fund: Yes, Amount: $13409.","Plan for Jimmy Lopez:
+1. Income: $86220 per month
+2. Emergency Fund: $13409 (adequate for 6 months of expenses).
+3. Savings: $24946
+4. Debts: $12148 (Credit Card) with an interest rate of 23.980265629328912%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39607
+Future Value after 10 years: $99017.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25459
+Future Value after 10 years: $50918.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6368
+Future Value after 10 years: $9552.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6942
+Future Value after 10 years: $8330.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $67695 to be achieved in 19 months.
+8. Net Worth: $55547.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Steven Smith is a 31-year-old Male who works as a Artist. They are currently Divorced and live at 692 Joseph Shores Suite 169, Jamesberg, MA 50645 in India. They have 1 dependents: William (Age: 24, Gender: Male). Their financial goal is Save for Education with a target amount of $130523 to be achieved in 31 months. Currently, they earn $47435 per month and have an expenditure of $42435. They have $24120 in savings, $21013 in fixed deposits, $25042 in stocks, $22459 in mutual funds, and $7822 in other investments. No insurance. Debt: Yes, Amount: $8597, Type: Mortgage, Interest Rate: 6.021473933535265%. Loan Start Date: 2015-06-29, Loan End Date: 2026-05-06. No emergency fund.","Plan for Steven Smith:
+1. Income: $47435 per month
+2. Emergency Fund: $254610 (adequate for 6 months of expenses).
+3. Savings: $24120
+4. Debts: $8597 (Mortgage) with an interest rate of 6.021473933535265%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25042
+Future Value after 10 years: $62605.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22459
+Future Value after 10 years: $44918.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21013
+Future Value after 10 years: $31519.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7822
+Future Value after 10 years: $9386.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $130523 to be achieved in 31 months.
+8. Net Worth: $121926.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katie Arnold is a 69-year-old Female who works as a Teacher. They are currently Married and live at 7401 Randolph Rue Suite 031, West Jason, CA 23493 in Canada. They have 4 dependents: James (Age: 4, Gender: Female), Todd (Age: 11, Gender: Male), Maria (Age: 18, Gender: Female), Nicole (Age: 9, Gender: Female). Their financial goal is Retirement with a target amount of $121475 to be achieved in 52 months. Currently, they earn $115929 per month and have an expenditure of $12999. They have $37237 in savings, $16226 in fixed deposits, $7356 in stocks, $13648 in mutual funds, and $9421 in other investments. Insurance: Auto Insurance with a premium of $2141 and coverage of $275653. Debt: Yes, Amount: $13162, Type: Personal Loan, Interest Rate: 8.51916712118164%. Loan Start Date: 2021-03-13, Loan End Date: 2031-11-26. Emergency Fund: Yes, Amount: $8392.","Plan for Katie Arnold:
+1. Income: $115929 per month
+2. Emergency Fund: $8392 (adequate for 6 months of expenses).
+3. Savings: $37237
+4. Debts: $13162 (Personal Loan) with an interest rate of 8.51916712118164%.
+5. Insurance: Auto Insurance with coverage of $275653 and a monthly premium of $2141.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7356
+Future Value after 10 years: $18390.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13648
+Future Value after 10 years: $27296.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16226
+Future Value after 10 years: $24339.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9421
+Future Value after 10 years: $11305.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $121475 to be achieved in 52 months.
+8. Net Worth: $108313.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victor Baldwin is a 66-year-old Female who works as a Doctor. They are currently Married and live at 118 Christensen Mill, Johnsonhaven, CA 31969 in Canada. They have 3 dependents: Isaac (Age: 30, Gender: Male), Donna (Age: 18, Gender: Male), Cindy (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $353982 to be achieved in 82 months. Currently, they earn $32021 per month and have an expenditure of $27021. They have $20776 in savings, $2198 in fixed deposits, $32064 in stocks, $19190 in mutual funds, and $8281 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18456.","Plan for Victor Baldwin:
+1. Income: $32021 per month
+2. Emergency Fund: $18456 (adequate for 6 months of expenses).
+3. Savings: $20776
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32064
+Future Value after 10 years: $80160.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19190
+Future Value after 10 years: $38380.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2198
+Future Value after 10 years: $3297.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8281
+Future Value after 10 years: $9937.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $353982 to be achieved in 82 months.
+8. Net Worth: $353982.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jill Watson is a 62-year-old Female who works as a Teacher. They are currently Single and live at 0521 Harris Mall Suite 949, Charleneville, CO 35834 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $147767 to be achieved in 14 months. Currently, they earn $97327 per month and have an expenditure of $21855. They have $28714 in savings, $18973 in fixed deposits, $43127 in stocks, $8325 in mutual funds, and $11502 in other investments. No insurance. Debt: Yes, Amount: $14084, Type: Credit Card, Interest Rate: 18.7022329244918%. Loan Start Date: 2020-05-05, Loan End Date: 2032-09-13. No emergency fund.","Plan for Jill Watson:
+1. Income: $97327 per month
+2. Emergency Fund: $131130 (adequate for 6 months of expenses).
+3. Savings: $28714
+4. Debts: $14084 (Credit Card) with an interest rate of 18.7022329244918%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43127
+Future Value after 10 years: $107817.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8325
+Future Value after 10 years: $16650.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18973
+Future Value after 10 years: $28459.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11502
+Future Value after 10 years: $13802.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $147767 to be achieved in 14 months.
+8. Net Worth: $133683.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christine Church is a 28-year-old Male who works as a Teacher. They are currently Married and live at 428 Adam Center Apt. 950, Brownview, WI 69179 in India. They have 5 dependents: Vanessa (Age: 24, Gender: Male), Melody (Age: 27, Gender: Female), Diana (Age: 3, Gender: Female), Billy (Age: 1, Gender: Male), Steven (Age: 9, Gender: Female). Their financial goal is Travel with a target amount of $64863 to be achieved in 25 months. Currently, they earn $116863 per month and have an expenditure of $40438. They have $31289 in savings, $15063 in fixed deposits, $9099 in stocks, $3657 in mutual funds, and $8266 in other investments. Insurance: Health Insurance with a premium of $2047 and coverage of $370702. Debt: Yes, Amount: $5719, Type: Mortgage, Interest Rate: 4.581792425704147%. Loan Start Date: 2022-12-23, Loan End Date: 2030-04-09. Emergency Fund: Yes, Amount: $19089.","Plan for Christine Church:
+1. Income: $116863 per month
+2. Emergency Fund: $19089 (adequate for 6 months of expenses).
+3. Savings: $31289
+4. Debts: $5719 (Mortgage) with an interest rate of 4.581792425704147%.
+5. Insurance: Health Insurance with coverage of $370702 and a monthly premium of $2047.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9099
+Future Value after 10 years: $22747.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3657
+Future Value after 10 years: $7314.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15063
+Future Value after 10 years: $22594.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8266
+Future Value after 10 years: $9919.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $64863 to be achieved in 25 months.
+8. Net Worth: $59144.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Billy Medina is a 50-year-old Male who works as a Engineer. They are currently Divorced and live at 1152 Castillo Mall, Smithshire, DE 24972 in UK. They have 1 dependents: Penny (Age: 14, Gender: Male). Their financial goal is Save for House with a target amount of $124796 to be achieved in 76 months. Currently, they earn $73828 per month and have an expenditure of $32510. They have $13801 in savings, $24457 in fixed deposits, $1491 in stocks, $24355 in mutual funds, and $2055 in other investments. No insurance. Debt: Yes, Amount: $6245, Type: Personal Loan, Interest Rate: 11.85218238746221%. Loan Start Date: 2017-03-29, Loan End Date: 2034-03-13. No emergency fund.","Plan for Billy Medina:
+1. Income: $73828 per month
+2. Emergency Fund: $195060 (adequate for 6 months of expenses).
+3. Savings: $13801
+4. Debts: $6245 (Personal Loan) with an interest rate of 11.85218238746221%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1491
+Future Value after 10 years: $3727.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24355
+Future Value after 10 years: $48710.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24457
+Future Value after 10 years: $36685.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2055
+Future Value after 10 years: $2466.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $124796 to be achieved in 76 months.
+8. Net Worth: $118550.99999999999
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joshua Peterson is a 55-year-old Male who works as a Doctor. They are currently Single and live at 5349 Gary Common Suite 347, Williamsborough, KS 02371 in UK. They have 2 dependents: Steven (Age: 18, Gender: Male), John (Age: 23, Gender: Male). Their financial goal is Travel with a target amount of $56056 to be achieved in 25 months. Currently, they earn $48756 per month and have an expenditure of $32931. They have $22126 in savings, $19114 in fixed deposits, $36521 in stocks, $24883 in mutual funds, and $8797 in other investments. No insurance. Debt: Yes, Amount: $19014, Type: Credit Card, Interest Rate: 19.326021468443106%. Loan Start Date: 2019-08-19, Loan End Date: 2033-07-07. No emergency fund.","Plan for Joshua Peterson:
+1. Income: $48756 per month
+2. Emergency Fund: $197586 (adequate for 6 months of expenses).
+3. Savings: $22126
+4. Debts: $19014 (Credit Card) with an interest rate of 19.326021468443106%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36521
+Future Value after 10 years: $91302.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24883
+Future Value after 10 years: $49766.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19114
+Future Value after 10 years: $28671.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8797
+Future Value after 10 years: $10556.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $56056 to be achieved in 25 months.
+8. Net Worth: $37042.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Riggs is a 38-year-old Male who works as a Engineer. They are currently Single and live at 349 Bobby Burg Suite 975, South Robertmouth, ND 26126 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $93042 to be achieved in 16 months. Currently, they earn $44413 per month and have an expenditure of $39413. They have $37398 in savings, $17013 in fixed deposits, $16804 in stocks, $29753 in mutual funds, and $16573 in other investments. Insurance: Home Insurance with a premium of $9915 and coverage of $106484. No debt. Emergency Fund: Yes, Amount: $16491.","Plan for Ashley Riggs:
+1. Income: $44413 per month
+2. Emergency Fund: $16491 (adequate for 6 months of expenses).
+3. Savings: $37398
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $106484 and a monthly premium of $9915.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16804
+Future Value after 10 years: $42010.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29753
+Future Value after 10 years: $59506.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17013
+Future Value after 10 years: $25519.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16573
+Future Value after 10 years: $19887.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $93042 to be achieved in 16 months.
+8. Net Worth: $93042.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Paula Martin is a 26-year-old Male who works as a Doctor. They are currently Divorced and live at 8920 Duran Walks Apt. 837, South Matthew, MP 23420 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $74425 to be achieved in 48 months. Currently, they earn $94424 per month and have an expenditure of $44252. They have $49981 in savings, $20582 in fixed deposits, $18650 in stocks, $20764 in mutual funds, and $10347 in other investments. Insurance: Life Insurance with a premium of $6133 and coverage of $366944. No debt. Emergency Fund: Yes, Amount: $9676.","Plan for Paula Martin:
+1. Income: $94424 per month
+2. Emergency Fund: $9676 (adequate for 6 months of expenses).
+3. Savings: $49981
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $366944 and a monthly premium of $6133.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18650
+Future Value after 10 years: $46625.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20764
+Future Value after 10 years: $41528.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20582
+Future Value after 10 years: $30873.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10347
+Future Value after 10 years: $12416.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $74425 to be achieved in 48 months.
+8. Net Worth: $74425.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peggy Reed is a 20-year-old Female who works as a Engineer. They are currently Single and live at Unit 0391 Box 9281, DPO AA 23644 in India. They have 2 dependents: Sharon (Age: 19, Gender: Male), Travis (Age: 3, Gender: Male). Their financial goal is Travel with a target amount of $113367 to be achieved in 59 months. Currently, they earn $109725 per month and have an expenditure of $49850. They have $27449 in savings, $25124 in fixed deposits, $27771 in stocks, $2595 in mutual funds, and $13651 in other investments. Insurance: Health Insurance with a premium of $1447 and coverage of $180514. No debt. Emergency Fund: Yes, Amount: $19510.","Plan for Peggy Reed:
+1. Income: $109725 per month
+2. Emergency Fund: $19510 (adequate for 6 months of expenses).
+3. Savings: $27449
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $180514 and a monthly premium of $1447.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27771
+Future Value after 10 years: $69427.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2595
+Future Value after 10 years: $5190.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25124
+Future Value after 10 years: $37686.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13651
+Future Value after 10 years: $16381.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $113367 to be achieved in 59 months.
+8. Net Worth: $113367.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lindsey Black is a 47-year-old Female who works as a Engineer. They are currently Divorced and live at PSC 0222, Box 7846, APO AA 25195 in India. They have 2 dependents: Elizabeth (Age: 5, Gender: Female), Cynthia (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $130748 to be achieved in 51 months. Currently, they earn $54681 per month and have an expenditure of $27649. They have $25765 in savings, $313 in fixed deposits, $26883 in stocks, $21506 in mutual funds, and $12261 in other investments. Insurance: Home Insurance with a premium of $5144 and coverage of $324479. Debt: Yes, Amount: $3081, Type: Credit Card, Interest Rate: 20.304754620256052%. Loan Start Date: 2017-12-30, Loan End Date: 2032-07-12. No emergency fund.","Plan for Lindsey Black:
+1. Income: $54681 per month
+2. Emergency Fund: $165894 (adequate for 6 months of expenses).
+3. Savings: $25765
+4. Debts: $3081 (Credit Card) with an interest rate of 20.304754620256052%.
+5. Insurance: Home Insurance with coverage of $324479 and a monthly premium of $5144.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26883
+Future Value after 10 years: $67207.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21506
+Future Value after 10 years: $43012.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $313
+Future Value after 10 years: $469.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12261
+Future Value after 10 years: $14713.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $130748 to be achieved in 51 months.
+8. Net Worth: $127667.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jesse Becker is a 65-year-old Male who works as a Artist. They are currently Divorced and live at 738 Williamson Village, Brianatown, CO 25484 in UK. They have 1 dependents: Carrie (Age: 16, Gender: Male). Their financial goal is Save for Education with a target amount of $184673 to be achieved in 24 months. Currently, they earn $72519 per month and have an expenditure of $10576. They have $40463 in savings, $18141 in fixed deposits, $31255 in stocks, $10557 in mutual funds, and $14374 in other investments. Insurance: Health Insurance with a premium of $8515 and coverage of $333043. No debt. Emergency Fund: Yes, Amount: $11520.","Plan for Jesse Becker:
+1. Income: $72519 per month
+2. Emergency Fund: $11520 (adequate for 6 months of expenses).
+3. Savings: $40463
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $333043 and a monthly premium of $8515.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31255
+Future Value after 10 years: $78137.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10557
+Future Value after 10 years: $21114.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18141
+Future Value after 10 years: $27211.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14374
+Future Value after 10 years: $17248.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $184673 to be achieved in 24 months.
+8. Net Worth: $184673.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Julie Finley is a 43-year-old Male who works as a Doctor. They are currently Single and live at 67670 Tracy Motorway, Moralesstad, PR 13394 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $484875 to be achieved in 81 months. Currently, they earn $79044 per month and have an expenditure of $34961. They have $40976 in savings, $28718 in fixed deposits, $13200 in stocks, $22404 in mutual funds, and $14133 in other investments. Insurance: Auto Insurance with a premium of $5892 and coverage of $243315. No debt. Emergency Fund: Yes, Amount: $4165.","Plan for Julie Finley:
+1. Income: $79044 per month
+2. Emergency Fund: $4165 (adequate for 6 months of expenses).
+3. Savings: $40976
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $243315 and a monthly premium of $5892.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13200
+Future Value after 10 years: $33000.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22404
+Future Value after 10 years: $44808.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28718
+Future Value after 10 years: $43077.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14133
+Future Value after 10 years: $16959.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $484875 to be achieved in 81 months.
+8. Net Worth: $484874.99999999994
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jessica Bryant is a 58-year-old Male who works as a Teacher. They are currently Married and live at 1917 Young Crossing Suite 894, Patrickland, FM 94558 in USA. They have 2 dependents: Brent (Age: 29, Gender: Male), Danielle (Age: 11, Gender: Male). Their financial goal is Save for Education with a target amount of $106820 to be achieved in 60 months. Currently, they earn $75964 per month and have an expenditure of $17140. They have $14532 in savings, $5373 in fixed deposits, $38496 in stocks, $19856 in mutual funds, and $8241 in other investments. Insurance: Home Insurance with a premium of $5457 and coverage of $51536. No debt. No emergency fund.","Plan for Jessica Bryant:
+1. Income: $75964 per month
+2. Emergency Fund: $102840 (adequate for 6 months of expenses).
+3. Savings: $14532
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $51536 and a monthly premium of $5457.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38496
+Future Value after 10 years: $96240.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19856
+Future Value after 10 years: $39712.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5373
+Future Value after 10 years: $8059.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8241
+Future Value after 10 years: $9889.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $106820 to be achieved in 60 months.
+8. Net Worth: $106820.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christina Thompson is a 65-year-old Female who works as a Engineer. They are currently Single and live at 43048 Brianna Creek Apt. 175, Georgeshire, HI 82658 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $187081 to be achieved in 47 months. Currently, they earn $62648 per month and have an expenditure of $39257. They have $8656 in savings, $25754 in fixed deposits, $41737 in stocks, $869 in mutual funds, and $19942 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2603.","Plan for Christina Thompson:
+1. Income: $62648 per month
+2. Emergency Fund: $2603 (adequate for 6 months of expenses).
+3. Savings: $8656
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41737
+Future Value after 10 years: $104342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $869
+Future Value after 10 years: $1738.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25754
+Future Value after 10 years: $38631.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19942
+Future Value after 10 years: $23930.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $187081 to be achieved in 47 months.
+8. Net Worth: $187081.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katie Huang is a 27-year-old Female who works as a Doctor. They are currently Married and live at 227 Dana Branch Suite 069, North Christina, DE 56581 in UK. They have 4 dependents: Dominique (Age: 19, Gender: Female), Christopher (Age: 9, Gender: Female), David (Age: 16, Gender: Female), Kurt (Age: 21, Gender: Female). Their financial goal is Travel with a target amount of $117886 to be achieved in 46 months. Currently, they earn $100618 per month and have an expenditure of $42806. They have $11503 in savings, $27082 in fixed deposits, $34160 in stocks, $9108 in mutual funds, and $3664 in other investments. No insurance. Debt: Yes, Amount: $13897, Type: Credit Card, Interest Rate: 15.509104648639866%. Loan Start Date: 2015-02-21, Loan End Date: 2031-02-23. No emergency fund.","Plan for Katie Huang:
+1. Income: $100618 per month
+2. Emergency Fund: $256836 (adequate for 6 months of expenses).
+3. Savings: $11503
+4. Debts: $13897 (Credit Card) with an interest rate of 15.509104648639866%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34160
+Future Value after 10 years: $85400.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9108
+Future Value after 10 years: $18216.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27082
+Future Value after 10 years: $40623.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3664
+Future Value after 10 years: $4396.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $117886 to be achieved in 46 months.
+8. Net Worth: $103989.00000000001
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Mitchell is a 56-year-old Male who works as a Doctor. They are currently Single and live at 98515 Stephen Turnpike, West Chadshire, MP 42744 in UK. They have 2 dependents: Jessica (Age: 4, Gender: Male), Michelle (Age: 7, Gender: Male). Their financial goal is Save for Education with a target amount of $85250 to be achieved in 21 months. Currently, they earn $99170 per month and have an expenditure of $45252. They have $12118 in savings, $3072 in fixed deposits, $43060 in stocks, $27803 in mutual funds, and $12884 in other investments. Insurance: Home Insurance with a premium of $4440 and coverage of $254739. No debt. No emergency fund.","Plan for Joseph Mitchell:
+1. Income: $99170 per month
+2. Emergency Fund: $271512 (adequate for 6 months of expenses).
+3. Savings: $12118
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $254739 and a monthly premium of $4440.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43060
+Future Value after 10 years: $107650.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27803
+Future Value after 10 years: $55606.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3072
+Future Value after 10 years: $4608.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12884
+Future Value after 10 years: $15460.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $85250 to be achieved in 21 months.
+8. Net Worth: $85250.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Martin is a 70-year-old Male who works as a Doctor. They are currently Married and live at 0455 Hall Passage Suite 878, Deannaville, UT 25740 in UK. They have 2 dependents: Michelle (Age: 4, Gender: Female), Matthew (Age: 3, Gender: Female). Their financial goal is Retirement with a target amount of $180630 to be achieved in 57 months. Currently, they earn $56681 per month and have an expenditure of $44303. They have $32349 in savings, $16638 in fixed deposits, $33894 in stocks, $6164 in mutual funds, and $13305 in other investments. Insurance: Home Insurance with a premium of $1699 and coverage of $187541. Debt: Yes, Amount: $11817, Type: Personal Loan, Interest Rate: 14.801362690181374%. Loan Start Date: 2022-01-06, Loan End Date: 2025-09-25. Emergency Fund: Yes, Amount: $15950.","Plan for Jeremy Martin:
+1. Income: $56681 per month
+2. Emergency Fund: $15950 (adequate for 6 months of expenses).
+3. Savings: $32349
+4. Debts: $11817 (Personal Loan) with an interest rate of 14.801362690181374%.
+5. Insurance: Home Insurance with coverage of $187541 and a monthly premium of $1699.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33894
+Future Value after 10 years: $84735.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6164
+Future Value after 10 years: $12328.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16638
+Future Value after 10 years: $24957.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13305
+Future Value after 10 years: $15966.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $180630 to be achieved in 57 months.
+8. Net Worth: $168813.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bobby Mann is a 42-year-old Male who works as a Artist. They are currently Married and live at 376 Hernandez Skyway, Raymondville, SC 07950 in USA. They have 4 dependents: Matthew (Age: 20, Gender: Female), Robert (Age: 18, Gender: Female), Robert (Age: 16, Gender: Female), David (Age: 5, Gender: Female). Their financial goal is Save for Education with a target amount of $136744 to be achieved in 47 months. Currently, they earn $76589 per month and have an expenditure of $44507. They have $33647 in savings, $24607 in fixed deposits, $21171 in stocks, $25455 in mutual funds, and $7431 in other investments. Insurance: Auto Insurance with a premium of $9476 and coverage of $494300. No debt. No emergency fund.","Plan for Bobby Mann:
+1. Income: $76589 per month
+2. Emergency Fund: $267042 (adequate for 6 months of expenses).
+3. Savings: $33647
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $494300 and a monthly premium of $9476.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21171
+Future Value after 10 years: $52927.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25455
+Future Value after 10 years: $50910.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24607
+Future Value after 10 years: $36910.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7431
+Future Value after 10 years: $8917.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $136744 to be achieved in 47 months.
+8. Net Worth: $136744.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kayla Clark is a 33-year-old Male who works as a Engineer. They are currently Divorced and live at 738 Brian Viaduct, Stevenschester, MP 57863 in UK. They have 1 dependents: Raymond (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $365874 to be achieved in 70 months. Currently, they earn $41172 per month and have an expenditure of $36172. They have $10286 in savings, $25016 in fixed deposits, $47133 in stocks, $18734 in mutual funds, and $2586 in other investments. Insurance: Auto Insurance with a premium of $5850 and coverage of $144805. Debt: Yes, Amount: $15567, Type: Personal Loan, Interest Rate: 11.782819302835964%. Loan Start Date: 2018-06-03, Loan End Date: 2031-08-21. No emergency fund.","Plan for Kayla Clark:
+1. Income: $41172 per month
+2. Emergency Fund: $217032 (adequate for 6 months of expenses).
+3. Savings: $10286
+4. Debts: $15567 (Personal Loan) with an interest rate of 11.782819302835964%.
+5. Insurance: Auto Insurance with coverage of $144805 and a monthly premium of $5850.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47133
+Future Value after 10 years: $117832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18734
+Future Value after 10 years: $37468.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25016
+Future Value after 10 years: $37524.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2586
+Future Value after 10 years: $3103.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $365874 to be achieved in 70 months.
+8. Net Worth: $350307.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Wallace is a 55-year-old Male who works as a Artist. They are currently Divorced and live at 3314 Krueger Crossroad, Port Brookeborough, NV 60552 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $206439 to be achieved in 82 months. Currently, they earn $65879 per month and have an expenditure of $38524. They have $22322 in savings, $6973 in fixed deposits, $49942 in stocks, $5263 in mutual funds, and $8319 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7241.","Plan for David Wallace:
+1. Income: $65879 per month
+2. Emergency Fund: $7241 (adequate for 6 months of expenses).
+3. Savings: $22322
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49942
+Future Value after 10 years: $124855.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5263
+Future Value after 10 years: $10526.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6973
+Future Value after 10 years: $10459.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8319
+Future Value after 10 years: $9982.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $206439 to be achieved in 82 months.
+8. Net Worth: $206439.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Willie Baker is a 27-year-old Male who works as a Teacher. They are currently Divorced and live at Unit 0529 Box 1203, DPO AA 90448 in India. They have 2 dependents: Adam (Age: 20, Gender: Female), Gerald (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $183384 to be achieved in 14 months. Currently, they earn $100642 per month and have an expenditure of $36665. They have $21506 in savings, $14161 in fixed deposits, $30688 in stocks, $17410 in mutual funds, and $4080 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2890.","Plan for Willie Baker:
+1. Income: $100642 per month
+2. Emergency Fund: $2890 (adequate for 6 months of expenses).
+3. Savings: $21506
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30688
+Future Value after 10 years: $76720.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17410
+Future Value after 10 years: $34820.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14161
+Future Value after 10 years: $21241.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4080
+Future Value after 10 years: $4896.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $183384 to be achieved in 14 months.
+8. Net Worth: $183384.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Austin Jones is a 49-year-old Male who works as a Engineer. They are currently Married and live at 291 Anthony Mission, Michaelfort, WI 45594 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $102958 to be achieved in 12 months. Currently, they earn $94028 per month and have an expenditure of $22257. They have $48724 in savings, $20822 in fixed deposits, $1811 in stocks, $21933 in mutual funds, and $14096 in other investments. No insurance. No debt. No emergency fund.","Plan for Austin Jones:
+1. Income: $94028 per month
+2. Emergency Fund: $133542 (adequate for 6 months of expenses).
+3. Savings: $48724
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1811
+Future Value after 10 years: $4527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21933
+Future Value after 10 years: $43866.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20822
+Future Value after 10 years: $31233.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14096
+Future Value after 10 years: $16915.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $102958 to be achieved in 12 months.
+8. Net Worth: $102958.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Robinson is a 55-year-old Male who works as a Doctor. They are currently Single and live at 32743 Melissa Rapid Apt. 134, North Stephenbury, AR 96447 in UK. They have 1 dependents: Martin (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $142534 to be achieved in 57 months. Currently, they earn $73903 per month and have an expenditure of $19048. They have $23092 in savings, $1345 in fixed deposits, $22361 in stocks, $136 in mutual funds, and $9722 in other investments. No insurance. No debt. No emergency fund.","Plan for Melissa Robinson:
+1. Income: $73903 per month
+2. Emergency Fund: $114288 (adequate for 6 months of expenses).
+3. Savings: $23092
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22361
+Future Value after 10 years: $55902.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $136
+Future Value after 10 years: $272.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1345
+Future Value after 10 years: $2017.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9722
+Future Value after 10 years: $11666.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142534 to be achieved in 57 months.
+8. Net Worth: $142534.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Smith is a 50-year-old Male who works as a Engineer. They are currently Married and live at 61440 Erica Unions Apt. 514, South Eric, NC 65108 in Canada. They have 1 dependents: Jade (Age: 16, Gender: Female). Their financial goal is Retirement with a target amount of $82827 to be achieved in 43 months. Currently, they earn $105074 per month and have an expenditure of $17247. They have $43755 in savings, $22085 in fixed deposits, $2196 in stocks, $3949 in mutual funds, and $4928 in other investments. Insurance: Auto Insurance with a premium of $8959 and coverage of $69081. No debt. No emergency fund.","Plan for Jennifer Smith:
+1. Income: $105074 per month
+2. Emergency Fund: $103482 (adequate for 6 months of expenses).
+3. Savings: $43755
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $69081 and a monthly premium of $8959.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2196
+Future Value after 10 years: $5490.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3949
+Future Value after 10 years: $7898.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22085
+Future Value after 10 years: $33127.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4928
+Future Value after 10 years: $5913.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $82827 to be achieved in 43 months.
+8. Net Worth: $82827.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sean Carter is a 19-year-old Female who works as a Engineer. They are currently Married and live at 47310 Joe Branch Suite 098, Theresaside, VT 19213 in USA. They have 1 dependents: Kathryn (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $97012 to be achieved in 58 months. Currently, they earn $116039 per month and have an expenditure of $23598. They have $34424 in savings, $8776 in fixed deposits, $49429 in stocks, $7066 in mutual funds, and $4218 in other investments. Insurance: Auto Insurance with a premium of $6994 and coverage of $50544. No debt. No emergency fund.","Plan for Sean Carter:
+1. Income: $116039 per month
+2. Emergency Fund: $141588 (adequate for 6 months of expenses).
+3. Savings: $34424
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $50544 and a monthly premium of $6994.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49429
+Future Value after 10 years: $123572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7066
+Future Value after 10 years: $14132.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8776
+Future Value after 10 years: $13164.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4218
+Future Value after 10 years: $5061.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $97012 to be achieved in 58 months.
+8. Net Worth: $97012.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Garrett Norris is a 65-year-old Female who works as a Teacher. They are currently Divorced and live at 439 Wilcox Mountains, West Sean, MI 50223 in India. They have 2 dependents: Paul (Age: 2, Gender: Male), William (Age: 25, Gender: Male). Their financial goal is Save for House with a target amount of $174906 to be achieved in 117 months. Currently, they earn $37542 per month and have an expenditure of $32542. They have $10187 in savings, $3101 in fixed deposits, $39234 in stocks, $18633 in mutual funds, and $3882 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18553.","Plan for Garrett Norris:
+1. Income: $37542 per month
+2. Emergency Fund: $18553 (adequate for 6 months of expenses).
+3. Savings: $10187
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39234
+Future Value after 10 years: $98085.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18633
+Future Value after 10 years: $37266.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3101
+Future Value after 10 years: $4651.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3882
+Future Value after 10 years: $4658.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $174906 to be achieved in 117 months.
+8. Net Worth: $174906.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Soto is a 27-year-old Female who works as a Artist. They are currently Single and live at PSC 3793, Box 6812, APO AP 22362 in USA. They have 2 dependents: Brooke (Age: 26, Gender: Female), Thomas (Age: 15, Gender: Female). Their financial goal is Save for Education with a target amount of $94874 to be achieved in 52 months. Currently, they earn $97500 per month and have an expenditure of $38557. They have $46251 in savings, $27688 in fixed deposits, $46660 in stocks, $29809 in mutual funds, and $5973 in other investments. No insurance. Debt: Yes, Amount: $14575, Type: Credit Card, Interest Rate: 24.865269738694224%. Loan Start Date: 2014-09-12, Loan End Date: 2024-10-07. Emergency Fund: Yes, Amount: $12631.","Plan for Michael Soto:
+1. Income: $97500 per month
+2. Emergency Fund: $12631 (adequate for 6 months of expenses).
+3. Savings: $46251
+4. Debts: $14575 (Credit Card) with an interest rate of 24.865269738694224%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46660
+Future Value after 10 years: $116650.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29809
+Future Value after 10 years: $59618.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27688
+Future Value after 10 years: $41532.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5973
+Future Value after 10 years: $7167.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $94874 to be achieved in 52 months.
+8. Net Worth: $80299.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Hill is a 67-year-old Female who works as a Engineer. They are currently Single and live at 2203 Wu Camp, Port Leonardtown, TX 21881 in UK. They have 1 dependents: Danielle (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $97750 to be achieved in 43 months. Currently, they earn $97029 per month and have an expenditure of $11631. They have $17376 in savings, $794 in fixed deposits, $18998 in stocks, $4165 in mutual funds, and $5217 in other investments. Insurance: Life Insurance with a premium of $3113 and coverage of $202489. No debt. No emergency fund.","Plan for Anthony Hill:
+1. Income: $97029 per month
+2. Emergency Fund: $69786 (adequate for 6 months of expenses).
+3. Savings: $17376
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $202489 and a monthly premium of $3113.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18998
+Future Value after 10 years: $47495.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4165
+Future Value after 10 years: $8330.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $794
+Future Value after 10 years: $1191.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5217
+Future Value after 10 years: $6260.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $97750 to be achieved in 43 months.
+8. Net Worth: $97750.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Walker is a 24-year-old Female who works as a Teacher. They are currently Married and live at 64404 Boyd Junction, Ponceberg, AS 71321 in USA. They have 5 dependents: Maria (Age: 23, Gender: Female), Carolyn (Age: 10, Gender: Male), James (Age: 18, Gender: Female), Robert (Age: 6, Gender: Male), Mark (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $50010 to be achieved in 30 months. Currently, they earn $33943 per month and have an expenditure of $14243. They have $6597 in savings, $10319 in fixed deposits, $35266 in stocks, $7562 in mutual funds, and $11050 in other investments. No insurance. No debt. No emergency fund.","Plan for Andrew Walker:
+1. Income: $33943 per month
+2. Emergency Fund: $85458 (adequate for 6 months of expenses).
+3. Savings: $6597
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35266
+Future Value after 10 years: $88165.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7562
+Future Value after 10 years: $15124.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10319
+Future Value after 10 years: $15478.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11050
+Future Value after 10 years: $13260.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $50010 to be achieved in 30 months.
+8. Net Worth: $50010.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Teresa Sherman is a 63-year-old Male who works as a Teacher. They are currently Single and live at 2158 Matthew Roads, Port Jenniferland, OR 03583 in India. They have 2 dependents: Nicole (Age: 30, Gender: Male), Sabrina (Age: 17, Gender: Male). Their financial goal is Save for Education with a target amount of $167956 to be achieved in 28 months. Currently, they earn $83112 per month and have an expenditure of $17944. They have $45312 in savings, $6184 in fixed deposits, $39163 in stocks, $8769 in mutual funds, and $4683 in other investments. Insurance: Life Insurance with a premium of $3917 and coverage of $386396. No debt. No emergency fund.","Plan for Teresa Sherman:
+1. Income: $83112 per month
+2. Emergency Fund: $107664 (adequate for 6 months of expenses).
+3. Savings: $45312
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $386396 and a monthly premium of $3917.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39163
+Future Value after 10 years: $97907.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8769
+Future Value after 10 years: $17538.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6184
+Future Value after 10 years: $9276.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4683
+Future Value after 10 years: $5619.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $167956 to be achieved in 28 months.
+8. Net Worth: $167956.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bonnie Cherry is a 45-year-old Male who works as a Teacher. They are currently Married and live at 15614 Estrada Station, East Jessica, CT 81428 in UK. They have 2 dependents: Stephanie (Age: 6, Gender: Female), Linda (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $153194 to be achieved in 13 months. Currently, they earn $36541 per month and have an expenditure of $31541. They have $41974 in savings, $7157 in fixed deposits, $12245 in stocks, $8380 in mutual funds, and $12759 in other investments. No insurance. Debt: Yes, Amount: $2849, Type: Personal Loan, Interest Rate: 8.68824367977222%. Loan Start Date: 2023-11-12, Loan End Date: 2034-07-23. Emergency Fund: Yes, Amount: $2067.","Plan for Bonnie Cherry:
+1. Income: $36541 per month
+2. Emergency Fund: $2067 (adequate for 6 months of expenses).
+3. Savings: $41974
+4. Debts: $2849 (Personal Loan) with an interest rate of 8.68824367977222%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12245
+Future Value after 10 years: $30612.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8380
+Future Value after 10 years: $16760.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7157
+Future Value after 10 years: $10735.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12759
+Future Value after 10 years: $15310.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $153194 to be achieved in 13 months.
+8. Net Worth: $150345.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Wallace is a 65-year-old Male who works as a Engineer. They are currently Divorced and live at 8775 Vasquez Hills, North Sherri, MI 20853 in Canada. They have 2 dependents: Stephen (Age: 1, Gender: Male), Scott (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $191463 to be achieved in 39 months. Currently, they earn $111118 per month and have an expenditure of $28330. They have $28897 in savings, $23908 in fixed deposits, $9436 in stocks, $1107 in mutual funds, and $14005 in other investments. No insurance. Debt: Yes, Amount: $5577, Type: Personal Loan, Interest Rate: 14.00338396230903%. Loan Start Date: 2017-12-17, Loan End Date: 2033-07-08. No emergency fund.","Plan for David Wallace:
+1. Income: $111118 per month
+2. Emergency Fund: $169980 (adequate for 6 months of expenses).
+3. Savings: $28897
+4. Debts: $5577 (Personal Loan) with an interest rate of 14.00338396230903%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9436
+Future Value after 10 years: $23590.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1107
+Future Value after 10 years: $2214.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23908
+Future Value after 10 years: $35862.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14005
+Future Value after 10 years: $16806.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $191463 to be achieved in 39 months.
+8. Net Worth: $185886.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Gonzalez is a 22-year-old Female who works as a Teacher. They are currently Divorced and live at 36886 Leslie Square Suite 401, Lake Patrick, CO 76039 in India. They have 1 dependents: Dennis (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $171649 to be achieved in 58 months. Currently, they earn $43061 per month and have an expenditure of $37683. They have $8089 in savings, $28834 in fixed deposits, $37403 in stocks, $2934 in mutual funds, and $3070 in other investments. No insurance. No debt. No emergency fund.","Plan for Todd Gonzalez:
+1. Income: $43061 per month
+2. Emergency Fund: $226098 (adequate for 6 months of expenses).
+3. Savings: $8089
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37403
+Future Value after 10 years: $93507.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2934
+Future Value after 10 years: $5868.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28834
+Future Value after 10 years: $43251.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3070
+Future Value after 10 years: $3684.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $171649 to be achieved in 58 months.
+8. Net Worth: $171649.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Scott is a 31-year-old Female who works as a Teacher. They are currently Single and live at 2252 Regina Vista, Lake Ricky, GU 08232 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $466326 to be achieved in 71 months. Currently, they earn $57205 per month and have an expenditure of $15017. They have $49266 in savings, $9512 in fixed deposits, $21063 in stocks, $29121 in mutual funds, and $9587 in other investments. Insurance: Health Insurance with a premium of $3665 and coverage of $300978. Debt: Yes, Amount: $14738, Type: Personal Loan, Interest Rate: 14.342547671222105%. Loan Start Date: 2016-12-10, Loan End Date: 2029-05-10. No emergency fund.","Plan for Jason Scott:
+1. Income: $57205 per month
+2. Emergency Fund: $90102 (adequate for 6 months of expenses).
+3. Savings: $49266
+4. Debts: $14738 (Personal Loan) with an interest rate of 14.342547671222105%.
+5. Insurance: Health Insurance with coverage of $300978 and a monthly premium of $3665.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21063
+Future Value after 10 years: $52657.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29121
+Future Value after 10 years: $58242.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9512
+Future Value after 10 years: $14268.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9587
+Future Value after 10 years: $11504.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $466326 to be achieved in 71 months.
+8. Net Worth: $451588.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Adrian Young is a 43-year-old Male who works as a Doctor. They are currently Single and live at 11640 Williams Neck, Kimberlychester, CT 77860 in India. They have 1 dependents: Katherine (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $285152 to be achieved in 76 months. Currently, they earn $90727 per month and have an expenditure of $42877. They have $36634 in savings, $22562 in fixed deposits, $26939 in stocks, $13730 in mutual funds, and $968 in other investments. Insurance: Auto Insurance with a premium of $7316 and coverage of $438303. No debt. No emergency fund.","Plan for Adrian Young:
+1. Income: $90727 per month
+2. Emergency Fund: $257262 (adequate for 6 months of expenses).
+3. Savings: $36634
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $438303 and a monthly premium of $7316.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26939
+Future Value after 10 years: $67347.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13730
+Future Value after 10 years: $27460.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22562
+Future Value after 10 years: $33843.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $968
+Future Value after 10 years: $1161.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $285152 to be achieved in 76 months.
+8. Net Worth: $285152.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Estrada is a 28-year-old Male who works as a Teacher. They are currently Divorced and live at 3292 Russell Village, South Charles, KS 53188 in India. They have 1 dependents: Jacob (Age: 19, Gender: Female). Their financial goal is Retirement with a target amount of $59303 to be achieved in 45 months. Currently, they earn $77365 per month and have an expenditure of $36318. They have $8055 in savings, $19494 in fixed deposits, $39963 in stocks, $17868 in mutual funds, and $6862 in other investments. No insurance. Debt: Yes, Amount: $9725, Type: Personal Loan, Interest Rate: 13.07975336781519%. Loan Start Date: 2021-10-13, Loan End Date: 2033-01-30. No emergency fund.","Plan for John Estrada:
+1. Income: $77365 per month
+2. Emergency Fund: $217908 (adequate for 6 months of expenses).
+3. Savings: $8055
+4. Debts: $9725 (Personal Loan) with an interest rate of 13.07975336781519%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39963
+Future Value after 10 years: $99907.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17868
+Future Value after 10 years: $35736.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19494
+Future Value after 10 years: $29241.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6862
+Future Value after 10 years: $8234.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $59303 to be achieved in 45 months.
+8. Net Worth: $49578.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Wu is a 59-year-old Female who works as a Engineer. They are currently Single and live at 469 Nicholas Trail Suite 557, Millerland, MI 02689 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $266808 to be achieved in 72 months. Currently, they earn $68792 per month and have an expenditure of $18631. They have $38028 in savings, $14163 in fixed deposits, $23922 in stocks, $26135 in mutual funds, and $3394 in other investments. No insurance. No debt. No emergency fund.","Plan for Robert Wu:
+1. Income: $68792 per month
+2. Emergency Fund: $111786 (adequate for 6 months of expenses).
+3. Savings: $38028
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23922
+Future Value after 10 years: $59805.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26135
+Future Value after 10 years: $52270.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14163
+Future Value after 10 years: $21244.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3394
+Future Value after 10 years: $4072.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $266808 to be achieved in 72 months.
+8. Net Worth: $266808.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristina Turner is a 18-year-old Male who works as a Artist. They are currently Single and live at 481 Barton Corners, Armstrongtown, AL 70735 in Canada. They have 1 dependents: Michael (Age: 18, Gender: Male). Their financial goal is Retirement with a target amount of $148993 to be achieved in 60 months. Currently, they earn $92166 per month and have an expenditure of $13629. They have $22148 in savings, $8074 in fixed deposits, $39228 in stocks, $17526 in mutual funds, and $6969 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9463.","Plan for Kristina Turner:
+1. Income: $92166 per month
+2. Emergency Fund: $9463 (adequate for 6 months of expenses).
+3. Savings: $22148
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39228
+Future Value after 10 years: $98070.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17526
+Future Value after 10 years: $35052.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8074
+Future Value after 10 years: $12111.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6969
+Future Value after 10 years: $8362.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $148993 to be achieved in 60 months.
+8. Net Worth: $148993.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Juan Robles is a 59-year-old Female who works as a Doctor. They are currently Single and live at 0729 Edgar Harbors Apt. 866, Marychester, NY 40669 in UK. They have 2 dependents: Natalie (Age: 29, Gender: Male), Thomas (Age: 17, Gender: Female). Their financial goal is Save for Education with a target amount of $166712 to be achieved in 31 months. Currently, they earn $36712 per month and have an expenditure of $31712. They have $27554 in savings, $21837 in fixed deposits, $31334 in stocks, $20647 in mutual funds, and $15972 in other investments. No insurance. Debt: Yes, Amount: $16843, Type: Personal Loan, Interest Rate: 8.877565952356798%. Loan Start Date: 2021-03-15, Loan End Date: 2024-09-21. Emergency Fund: Yes, Amount: $13320.","Plan for Juan Robles:
+1. Income: $36712 per month
+2. Emergency Fund: $13320 (adequate for 6 months of expenses).
+3. Savings: $27554
+4. Debts: $16843 (Personal Loan) with an interest rate of 8.877565952356798%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31334
+Future Value after 10 years: $78335.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20647
+Future Value after 10 years: $41294.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21837
+Future Value after 10 years: $32755.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15972
+Future Value after 10 years: $19166.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $166712 to be achieved in 31 months.
+8. Net Worth: $149869.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samuel Ramsey is a 48-year-old Female who works as a Doctor. They are currently Divorced and live at 85418 Oconnor Mountain Apt. 897, Mackstad, ND 40403 in India. They have 1 dependents: Brandon (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $438165 to be achieved in 72 months. Currently, they earn $85675 per month and have an expenditure of $47959. They have $44232 in savings, $22188 in fixed deposits, $38580 in stocks, $13358 in mutual funds, and $3380 in other investments. No insurance. Debt: Yes, Amount: $12012, Type: Credit Card, Interest Rate: 17.487299385315843%. Loan Start Date: 2018-10-01, Loan End Date: 2028-03-27. No emergency fund.","Plan for Samuel Ramsey:
+1. Income: $85675 per month
+2. Emergency Fund: $287754 (adequate for 6 months of expenses).
+3. Savings: $44232
+4. Debts: $12012 (Credit Card) with an interest rate of 17.487299385315843%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38580
+Future Value after 10 years: $96450.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13358
+Future Value after 10 years: $26716.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22188
+Future Value after 10 years: $33282.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3380
+Future Value after 10 years: $4056.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $438165 to be achieved in 72 months.
+8. Net Worth: $426153.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrea Blake is a 68-year-old Female who works as a Engineer. They are currently Single and live at 7101 Hansen Fort Apt. 742, Martinmouth, SC 66409 in India. They have 2 dependents: Joseph (Age: 17, Gender: Female), Lee (Age: 26, Gender: Female). Their financial goal is Save for Education with a target amount of $105761 to be achieved in 34 months. Currently, they earn $95235 per month and have an expenditure of $11986. They have $28188 in savings, $6947 in fixed deposits, $27081 in stocks, $17650 in mutual funds, and $2839 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8926.","Plan for Andrea Blake:
+1. Income: $95235 per month
+2. Emergency Fund: $8926 (adequate for 6 months of expenses).
+3. Savings: $28188
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27081
+Future Value after 10 years: $67702.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17650
+Future Value after 10 years: $35300.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6947
+Future Value after 10 years: $10420.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2839
+Future Value after 10 years: $3406.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $105761 to be achieved in 34 months.
+8. Net Worth: $105761.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Moore is a 38-year-old Male who works as a Artist. They are currently Single and live at 715 David Turnpike, Carpentertown, NY 89509 in Canada. They have 2 dependents: Derrick (Age: 20, Gender: Male), Timothy (Age: 7, Gender: Male). Their financial goal is Retirement with a target amount of $102819 to be achieved in 38 months. Currently, they earn $42333 per month and have an expenditure of $20938. They have $18935 in savings, $18719 in fixed deposits, $42508 in stocks, $3327 in mutual funds, and $14229 in other investments. No insurance. Debt: Yes, Amount: $6283, Type: Personal Loan, Interest Rate: 12.494815900827852%. Loan Start Date: 2014-08-28, Loan End Date: 2033-01-12. No emergency fund.","Plan for Angela Moore:
+1. Income: $42333 per month
+2. Emergency Fund: $125628 (adequate for 6 months of expenses).
+3. Savings: $18935
+4. Debts: $6283 (Personal Loan) with an interest rate of 12.494815900827852%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42508
+Future Value after 10 years: $106270.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3327
+Future Value after 10 years: $6654.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18719
+Future Value after 10 years: $28078.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14229
+Future Value after 10 years: $17074.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $102819 to be achieved in 38 months.
+8. Net Worth: $96536.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jasmine Green is a 41-year-old Male who works as a Artist. They are currently Divorced and live at 70672 Stevenson Park, Hallmouth, PR 48612 in USA. They have 1 dependents: Wesley (Age: 6, Gender: Female). Their financial goal is Travel with a target amount of $74275 to be achieved in 45 months. Currently, they earn $93728 per month and have an expenditure of $28846. They have $33433 in savings, $21312 in fixed deposits, $46659 in stocks, $14909 in mutual funds, and $17736 in other investments. No insurance. Debt: Yes, Amount: $8189, Type: Personal Loan, Interest Rate: 13.98015789056598%. Loan Start Date: 2020-01-08, Loan End Date: 2034-07-11. No emergency fund.","Plan for Jasmine Green:
+1. Income: $93728 per month
+2. Emergency Fund: $173076 (adequate for 6 months of expenses).
+3. Savings: $33433
+4. Debts: $8189 (Personal Loan) with an interest rate of 13.98015789056598%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46659
+Future Value after 10 years: $116647.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14909
+Future Value after 10 years: $29818.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21312
+Future Value after 10 years: $31968.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17736
+Future Value after 10 years: $21283.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $74275 to be achieved in 45 months.
+8. Net Worth: $66086.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Evelyn Stevens is a 40-year-old Male who works as a Doctor. They are currently Married and live at 186 Samantha Burg Apt. 083, Obrienville, UT 13338 in India. They have 3 dependents: Mackenzie (Age: 24, Gender: Female), Marcus (Age: 23, Gender: Male), Melinda (Age: 14, Gender: Male). Their financial goal is Travel with a target amount of $197698 to be achieved in 25 months. Currently, they earn $101069 per month and have an expenditure of $21459. They have $7418 in savings, $23159 in fixed deposits, $34900 in stocks, $29867 in mutual funds, and $14345 in other investments. No insurance. No debt. No emergency fund.","Plan for Evelyn Stevens:
+1. Income: $101069 per month
+2. Emergency Fund: $128754 (adequate for 6 months of expenses).
+3. Savings: $7418
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34900
+Future Value after 10 years: $87250.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29867
+Future Value after 10 years: $59734.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23159
+Future Value after 10 years: $34738.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14345
+Future Value after 10 years: $17214.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $197698 to be achieved in 25 months.
+8. Net Worth: $197698.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Walker is a 38-year-old Female who works as a Engineer. They are currently Single and live at 4104 Hall Place Apt. 910, East Mckenzieshire, MS 97261 in Canada. They have 1 dependents: Brenda (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $113996 to be achieved in 112 months. Currently, they earn $64507 per month and have an expenditure of $49118. They have $41742 in savings, $22103 in fixed deposits, $30991 in stocks, $28861 in mutual funds, and $9941 in other investments. Insurance: Home Insurance with a premium of $7213 and coverage of $195573. Debt: Yes, Amount: $8689, Type: Credit Card, Interest Rate: 23.63027873219059%. Loan Start Date: 2019-09-16, Loan End Date: 2028-12-27. Emergency Fund: Yes, Amount: $19673.","Plan for Jeffrey Walker:
+1. Income: $64507 per month
+2. Emergency Fund: $19673 (adequate for 6 months of expenses).
+3. Savings: $41742
+4. Debts: $8689 (Credit Card) with an interest rate of 23.63027873219059%.
+5. Insurance: Home Insurance with coverage of $195573 and a monthly premium of $7213.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30991
+Future Value after 10 years: $77477.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28861
+Future Value after 10 years: $57722.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22103
+Future Value after 10 years: $33154.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9941
+Future Value after 10 years: $11929.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $113996 to be achieved in 112 months.
+8. Net Worth: $105307.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Walton is a 30-year-old Female who works as a Engineer. They are currently Married and live at 486 Molina Circles Apt. 246, Davidstad, AR 04288 in UK. They have 3 dependents: Brandon (Age: 20, Gender: Male), James (Age: 1, Gender: Male), Sarah (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $180229 to be achieved in 37 months. Currently, they earn $83493 per month and have an expenditure of $46793. They have $28475 in savings, $2796 in fixed deposits, $22362 in stocks, $25632 in mutual funds, and $9159 in other investments. Insurance: Home Insurance with a premium of $2502 and coverage of $442012. No debt. Emergency Fund: Yes, Amount: $9115.","Plan for James Walton:
+1. Income: $83493 per month
+2. Emergency Fund: $9115 (adequate for 6 months of expenses).
+3. Savings: $28475
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $442012 and a monthly premium of $2502.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22362
+Future Value after 10 years: $55905.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25632
+Future Value after 10 years: $51264.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2796
+Future Value after 10 years: $4194.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9159
+Future Value after 10 years: $10990.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $180229 to be achieved in 37 months.
+8. Net Worth: $180229.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Stewart is a 43-year-old Female who works as a Engineer. They are currently Single and live at 314 Michelle Extensions, Davidside, CT 59145 in UK. They have 2 dependents: Paul (Age: 18, Gender: Male), Diane (Age: 9, Gender: Female). Their financial goal is Save for Education with a target amount of $153212 to be achieved in 12 months. Currently, they earn $53140 per month and have an expenditure of $21207. They have $25110 in savings, $28341 in fixed deposits, $12633 in stocks, $9019 in mutual funds, and $3138 in other investments. No insurance. No debt. No emergency fund.","Plan for John Stewart:
+1. Income: $53140 per month
+2. Emergency Fund: $127242 (adequate for 6 months of expenses).
+3. Savings: $25110
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12633
+Future Value after 10 years: $31582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9019
+Future Value after 10 years: $18038.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28341
+Future Value after 10 years: $42511.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3138
+Future Value after 10 years: $3765.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $153212 to be achieved in 12 months.
+8. Net Worth: $153212.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tina Baldwin is a 42-year-old Female who works as a Engineer. They are currently Single and live at 4203 Gutierrez Stream Apt. 508, South Jim, MT 49468 in UK. They have 2 dependents: Megan (Age: 26, Gender: Female), John (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $110380 to be achieved in 13 months. Currently, they earn $106314 per month and have an expenditure of $12898. They have $38808 in savings, $23344 in fixed deposits, $29756 in stocks, $3072 in mutual funds, and $5275 in other investments. Insurance: Health Insurance with a premium of $5357 and coverage of $169900. Debt: Yes, Amount: $16736, Type: Mortgage, Interest Rate: 6.511580126779973%. Loan Start Date: 2020-12-19, Loan End Date: 2028-11-03. Emergency Fund: Yes, Amount: $6130.","Plan for Tina Baldwin:
+1. Income: $106314 per month
+2. Emergency Fund: $6130 (adequate for 6 months of expenses).
+3. Savings: $38808
+4. Debts: $16736 (Mortgage) with an interest rate of 6.511580126779973%.
+5. Insurance: Health Insurance with coverage of $169900 and a monthly premium of $5357.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29756
+Future Value after 10 years: $74390.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3072
+Future Value after 10 years: $6144.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23344
+Future Value after 10 years: $35016.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5275
+Future Value after 10 years: $6330.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $110380 to be achieved in 13 months.
+8. Net Worth: $93644.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Davis is a 50-year-old Male who works as a Engineer. They are currently Divorced and live at 121 John Loaf Apt. 362, North Sara, ID 75236 in Canada. They have 1 dependents: Amy (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $181355 to be achieved in 25 months. Currently, they earn $105764 per month and have an expenditure of $23799. They have $28996 in savings, $25925 in fixed deposits, $37024 in stocks, $8734 in mutual funds, and $9692 in other investments. Insurance: Life Insurance with a premium of $7751 and coverage of $239098. No debt. Emergency Fund: Yes, Amount: $5848.","Plan for Anthony Davis:
+1. Income: $105764 per month
+2. Emergency Fund: $5848 (adequate for 6 months of expenses).
+3. Savings: $28996
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $239098 and a monthly premium of $7751.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37024
+Future Value after 10 years: $92560.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8734
+Future Value after 10 years: $17468.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25925
+Future Value after 10 years: $38887.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9692
+Future Value after 10 years: $11630.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $181355 to be achieved in 25 months.
+8. Net Worth: $181355.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Samuel Martin is a 19-year-old Female who works as a Teacher. They are currently Single and live at 7918 Dixon Harbor Apt. 867, Shawfurt, AR 17897 in UK. They have 2 dependents: Michael (Age: 15, Gender: Female), Jason (Age: 30, Gender: Male). Their financial goal is Travel with a target amount of $75981 to be achieved in 50 months. Currently, they earn $30515 per month and have an expenditure of $25515. They have $18842 in savings, $4632 in fixed deposits, $23101 in stocks, $16848 in mutual funds, and $19618 in other investments. Insurance: Auto Insurance with a premium of $1188 and coverage of $143838. No debt. No emergency fund.","Plan for Samuel Martin:
+1. Income: $30515 per month
+2. Emergency Fund: $153090 (adequate for 6 months of expenses).
+3. Savings: $18842
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $143838 and a monthly premium of $1188.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23101
+Future Value after 10 years: $57752.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16848
+Future Value after 10 years: $33696.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4632
+Future Value after 10 years: $6948.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19618
+Future Value after 10 years: $23541.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $75981 to be achieved in 50 months.
+8. Net Worth: $75981.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Catherine Warner is a 52-year-old Female who works as a Teacher. They are currently Single and live at 001 Clark Rest Suite 492, East Dylan, GA 16246 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $114987 to be achieved in 22 months. Currently, they earn $61078 per month and have an expenditure of $39012. They have $8999 in savings, $26136 in fixed deposits, $24320 in stocks, $15149 in mutual funds, and $12534 in other investments. No insurance. No debt. No emergency fund.","Plan for Catherine Warner:
+1. Income: $61078 per month
+2. Emergency Fund: $234072 (adequate for 6 months of expenses).
+3. Savings: $8999
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24320
+Future Value after 10 years: $60800.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15149
+Future Value after 10 years: $30298.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26136
+Future Value after 10 years: $39204.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12534
+Future Value after 10 years: $15040.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $114987 to be achieved in 22 months.
+8. Net Worth: $114987.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Karen Hoover is a 45-year-old Female who works as a Engineer. They are currently Divorced and live at PSC 0325, Box 6296, APO AP 08155 in USA. They have 2 dependents: Jeffrey (Age: 16, Gender: Male), Joshua (Age: 16, Gender: Male). Their financial goal is Save for Education with a target amount of $185088 to be achieved in 58 months. Currently, they earn $41726 per month and have an expenditure of $35709. They have $34076 in savings, $10859 in fixed deposits, $34776 in stocks, $18607 in mutual funds, and $18599 in other investments. No insurance. Debt: Yes, Amount: $2540, Type: Credit Card, Interest Rate: 18.071751110824803%. Loan Start Date: 2021-04-27, Loan End Date: 2025-03-16. No emergency fund.","Plan for Karen Hoover:
+1. Income: $41726 per month
+2. Emergency Fund: $214254 (adequate for 6 months of expenses).
+3. Savings: $34076
+4. Debts: $2540 (Credit Card) with an interest rate of 18.071751110824803%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34776
+Future Value after 10 years: $86940.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18607
+Future Value after 10 years: $37214.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10859
+Future Value after 10 years: $16288.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18599
+Future Value after 10 years: $22318.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $185088 to be achieved in 58 months.
+8. Net Worth: $182548.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ronald Hernandez is a 64-year-old Female who works as a Doctor. They are currently Married and live at PSC 2557, Box 7637, APO AP 34824 in Canada. They have 2 dependents: James (Age: 10, Gender: Female), Lucas (Age: 5, Gender: Male). Their financial goal is Retirement with a target amount of $163956 to be achieved in 34 months. Currently, they earn $34770 per month and have an expenditure of $22404. They have $23836 in savings, $21895 in fixed deposits, $44001 in stocks, $1464 in mutual funds, and $2106 in other investments. No insurance. No debt. No emergency fund.","Plan for Ronald Hernandez:
+1. Income: $34770 per month
+2. Emergency Fund: $134424 (adequate for 6 months of expenses).
+3. Savings: $23836
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44001
+Future Value after 10 years: $110002.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1464
+Future Value after 10 years: $2928.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21895
+Future Value after 10 years: $32842.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2106
+Future Value after 10 years: $2527.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $163956 to be achieved in 34 months.
+8. Net Worth: $163956.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Massey is a 21-year-old Female who works as a Artist. They are currently Married and live at 2104 Fisher Trafficway Suite 001, Suttonmouth, TN 26588 in Canada. They have 1 dependents: Melissa (Age: 15, Gender: Female). Their financial goal is Save for Education with a target amount of $159022 to be achieved in 24 months. Currently, they earn $33813 per month and have an expenditure of $28813. They have $30721 in savings, $14557 in fixed deposits, $48570 in stocks, $9194 in mutual funds, and $10599 in other investments. Insurance: Home Insurance with a premium of $9680 and coverage of $146391. No debt. No emergency fund.","Plan for Robert Massey:
+1. Income: $33813 per month
+2. Emergency Fund: $172878 (adequate for 6 months of expenses).
+3. Savings: $30721
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $146391 and a monthly premium of $9680.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48570
+Future Value after 10 years: $121425.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9194
+Future Value after 10 years: $18388.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14557
+Future Value after 10 years: $21835.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10599
+Future Value after 10 years: $12718.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $159022 to be achieved in 24 months.
+8. Net Worth: $159022.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephanie Gomez is a 66-year-old Female who works as a Artist. They are currently Married and live at 674 Adam Mews, Alanport, AZ 51298 in Canada. They have 4 dependents: Sarah (Age: 30, Gender: Male), Kimberly (Age: 17, Gender: Male), Scott (Age: 8, Gender: Male), Allen (Age: 20, Gender: Male). Their financial goal is Travel with a target amount of $56563 to be achieved in 12 months. Currently, they earn $46346 per month and have an expenditure of $22773. They have $35130 in savings, $18130 in fixed deposits, $26307 in stocks, $18954 in mutual funds, and $19034 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16944.","Plan for Stephanie Gomez:
+1. Income: $46346 per month
+2. Emergency Fund: $16944 (adequate for 6 months of expenses).
+3. Savings: $35130
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26307
+Future Value after 10 years: $65767.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18954
+Future Value after 10 years: $37908.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18130
+Future Value after 10 years: $27195.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19034
+Future Value after 10 years: $22840.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $56563 to be achieved in 12 months.
+8. Net Worth: $56563.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Jones is a 63-year-old Male who works as a Artist. They are currently Single and live at USCGC Bradley, FPO AP 89754 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $186560 to be achieved in 38 months. Currently, they earn $70752 per month and have an expenditure of $46021. They have $15442 in savings, $17716 in fixed deposits, $35613 in stocks, $28646 in mutual funds, and $9591 in other investments. Insurance: Auto Insurance with a premium of $4862 and coverage of $176803. No debt. No emergency fund.","Plan for David Jones:
+1. Income: $70752 per month
+2. Emergency Fund: $276126 (adequate for 6 months of expenses).
+3. Savings: $15442
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $176803 and a monthly premium of $4862.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35613
+Future Value after 10 years: $89032.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28646
+Future Value after 10 years: $57292.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17716
+Future Value after 10 years: $26574.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9591
+Future Value after 10 years: $11509.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $186560 to be achieved in 38 months.
+8. Net Worth: $186560.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Fuentes is a 54-year-old Female who works as a Teacher. They are currently Divorced and live at 5636 Neal Well Suite 740, Daltonmouth, MI 86233 in USA. They have 2 dependents: Marie (Age: 1, Gender: Female), James (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $128557 to be achieved in 54 months. Currently, they earn $105620 per month and have an expenditure of $46906. They have $26764 in savings, $29216 in fixed deposits, $31792 in stocks, $3878 in mutual funds, and $7294 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13565.","Plan for Jennifer Fuentes:
+1. Income: $105620 per month
+2. Emergency Fund: $13565 (adequate for 6 months of expenses).
+3. Savings: $26764
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31792
+Future Value after 10 years: $79480.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3878
+Future Value after 10 years: $7756.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29216
+Future Value after 10 years: $43824.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7294
+Future Value after 10 years: $8752.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $128557 to be achieved in 54 months.
+8. Net Worth: $128557.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Maria Hamilton is a 33-year-old Female who works as a Engineer. They are currently Single and live at 534 Jack Points Apt. 399, South Elizabethmouth, AS 70055 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $100288 to be achieved in 48 months. Currently, they earn $46538 per month and have an expenditure of $10421. They have $22376 in savings, $16486 in fixed deposits, $33827 in stocks, $27623 in mutual funds, and $19397 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12209.","Plan for Maria Hamilton:
+1. Income: $46538 per month
+2. Emergency Fund: $12209 (adequate for 6 months of expenses).
+3. Savings: $22376
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33827
+Future Value after 10 years: $84567.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27623
+Future Value after 10 years: $55246.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16486
+Future Value after 10 years: $24729.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19397
+Future Value after 10 years: $23276.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $100288 to be achieved in 48 months.
+8. Net Worth: $100288.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Miss Wendy Williamson is a 55-year-old Male who works as a Doctor. They are currently Married and live at PSC 6729, Box 6520, APO AA 13831 in India. They have 4 dependents: Denise (Age: 2, Gender: Female), Eric (Age: 5, Gender: Female), Lauren (Age: 7, Gender: Male), Eric (Age: 5, Gender: Female). Their financial goal is Travel with a target amount of $76698 to be achieved in 18 months. Currently, they earn $40233 per month and have an expenditure of $28306. They have $14426 in savings, $4575 in fixed deposits, $41498 in stocks, $15681 in mutual funds, and $1756 in other investments. Insurance: Health Insurance with a premium of $1394 and coverage of $495979. Debt: Yes, Amount: $15521, Type: Credit Card, Interest Rate: 24.449571005185852%. Loan Start Date: 2020-03-01, Loan End Date: 2033-10-01. Emergency Fund: Yes, Amount: $10219.","Plan for Miss Wendy Williamson:
+1. Income: $40233 per month
+2. Emergency Fund: $10219 (adequate for 6 months of expenses).
+3. Savings: $14426
+4. Debts: $15521 (Credit Card) with an interest rate of 24.449571005185852%.
+5. Insurance: Health Insurance with coverage of $495979 and a monthly premium of $1394.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41498
+Future Value after 10 years: $103745.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15681
+Future Value after 10 years: $31362.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4575
+Future Value after 10 years: $6862.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1756
+Future Value after 10 years: $2107.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $76698 to be achieved in 18 months.
+8. Net Worth: $61177.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Price is a 21-year-old Male who works as a Artist. They are currently Divorced and live at 96065 Dalton Highway, New Jasminestad, SC 27967 in USA. They have 1 dependents: Tanya (Age: 13, Gender: Male). Their financial goal is Save for Education with a target amount of $83893 to be achieved in 20 months. Currently, they earn $114014 per month and have an expenditure of $35033. They have $18589 in savings, $3063 in fixed deposits, $28420 in stocks, $24692 in mutual funds, and $10075 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8025.","Plan for John Price:
+1. Income: $114014 per month
+2. Emergency Fund: $8025 (adequate for 6 months of expenses).
+3. Savings: $18589
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28420
+Future Value after 10 years: $71050.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24692
+Future Value after 10 years: $49384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3063
+Future Value after 10 years: $4594.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10075
+Future Value after 10 years: $12090.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $83893 to be achieved in 20 months.
+8. Net Worth: $83893.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patrick Stephens is a 42-year-old Female who works as a Artist. They are currently Married and live at 579 Morgan Shoals, Lake Carolyn, NY 66799 in UK. They have 5 dependents: Sara (Age: 6, Gender: Female), Jose (Age: 20, Gender: Female), Michael (Age: 19, Gender: Male), Antonio (Age: 27, Gender: Male), Kevin (Age: 18, Gender: Male). Their financial goal is Save for Education with a target amount of $198996 to be achieved in 13 months. Currently, they earn $118376 per month and have an expenditure of $14397. They have $23840 in savings, $20382 in fixed deposits, $17916 in stocks, $11086 in mutual funds, and $3847 in other investments. Insurance: Life Insurance with a premium of $5442 and coverage of $410384. No debt. No emergency fund.","Plan for Patrick Stephens:
+1. Income: $118376 per month
+2. Emergency Fund: $86382 (adequate for 6 months of expenses).
+3. Savings: $23840
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $410384 and a monthly premium of $5442.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17916
+Future Value after 10 years: $44790.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11086
+Future Value after 10 years: $22172.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20382
+Future Value after 10 years: $30573.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3847
+Future Value after 10 years: $4616.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $198996 to be achieved in 13 months.
+8. Net Worth: $198996.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Pitts is a 35-year-old Female who works as a Artist. They are currently Divorced and live at 42735 Malik Trail, South Michaelstad, DE 87723 in Canada. They have 1 dependents: Lynn (Age: 7, Gender: Male). Their financial goal is Retirement with a target amount of $84720 to be achieved in 54 months. Currently, they earn $50623 per month and have an expenditure of $11222. They have $17978 in savings, $16990 in fixed deposits, $44655 in stocks, $22291 in mutual funds, and $10505 in other investments. No insurance. Debt: Yes, Amount: $5522, Type: Credit Card, Interest Rate: 22.757620603763016%. Loan Start Date: 2019-07-31, Loan End Date: 2030-06-03. No emergency fund.","Plan for Jonathan Pitts:
+1. Income: $50623 per month
+2. Emergency Fund: $67332 (adequate for 6 months of expenses).
+3. Savings: $17978
+4. Debts: $5522 (Credit Card) with an interest rate of 22.757620603763016%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44655
+Future Value after 10 years: $111637.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22291
+Future Value after 10 years: $44582.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16990
+Future Value after 10 years: $25485.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10505
+Future Value after 10 years: $12606.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $84720 to be achieved in 54 months.
+8. Net Worth: $79198.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Martha Robinson is a 21-year-old Male who works as a Engineer. They are currently Married and live at 666 Lauren Field Suite 432, Shortton, LA 34024 in UK. They have 3 dependents: Emily (Age: 28, Gender: Male), Kelly (Age: 21, Gender: Male), Kristin (Age: 17, Gender: Female). Their financial goal is Retirement with a target amount of $103239 to be achieved in 43 months. Currently, they earn $96411 per month and have an expenditure of $19112. They have $36869 in savings, $2690 in fixed deposits, $28806 in stocks, $21342 in mutual funds, and $1598 in other investments. Insurance: Health Insurance with a premium of $3079 and coverage of $290043. Debt: Yes, Amount: $14305, Type: Credit Card, Interest Rate: 16.949565312338535%. Loan Start Date: 2022-05-15, Loan End Date: 2033-04-10. Emergency Fund: Yes, Amount: $12187.","Plan for Martha Robinson:
+1. Income: $96411 per month
+2. Emergency Fund: $12187 (adequate for 6 months of expenses).
+3. Savings: $36869
+4. Debts: $14305 (Credit Card) with an interest rate of 16.949565312338535%.
+5. Insurance: Health Insurance with coverage of $290043 and a monthly premium of $3079.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28806
+Future Value after 10 years: $72015.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21342
+Future Value after 10 years: $42684.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2690
+Future Value after 10 years: $4035.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1598
+Future Value after 10 years: $1917.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $103239 to be achieved in 43 months.
+8. Net Worth: $88934.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kimberly White is a 66-year-old Female who works as a Teacher. They are currently Single and live at 61918 Brett Avenue Suite 150, South Amandaburgh, PA 32609 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $191717 to be achieved in 26 months. Currently, they earn $55505 per month and have an expenditure of $40511. They have $12025 in savings, $12977 in fixed deposits, $29298 in stocks, $29762 in mutual funds, and $10257 in other investments. No insurance. No debt. No emergency fund.","Plan for Kimberly White:
+1. Income: $55505 per month
+2. Emergency Fund: $243066 (adequate for 6 months of expenses).
+3. Savings: $12025
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29298
+Future Value after 10 years: $73245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29762
+Future Value after 10 years: $59524.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12977
+Future Value after 10 years: $19465.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10257
+Future Value after 10 years: $12308.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $191717 to be achieved in 26 months.
+8. Net Worth: $191717.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. William Jones is a 63-year-old Male who works as a Engineer. They are currently Married and live at 36647 Alexander Trail Suite 501, West Erika, MP 80505 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $131533 to be achieved in 60 months. Currently, they earn $31655 per month and have an expenditure of $25047. They have $39062 in savings, $14628 in fixed deposits, $40887 in stocks, $22014 in mutual funds, and $2930 in other investments. No insurance. Debt: Yes, Amount: $19851, Type: Credit Card, Interest Rate: 21.3543329021287%. Loan Start Date: 2015-12-21, Loan End Date: 2033-01-23. Emergency Fund: Yes, Amount: $1478.","Plan for Dr. William Jones:
+1. Income: $31655 per month
+2. Emergency Fund: $1478 (adequate for 6 months of expenses).
+3. Savings: $39062
+4. Debts: $19851 (Credit Card) with an interest rate of 21.3543329021287%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40887
+Future Value after 10 years: $102217.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22014
+Future Value after 10 years: $44028.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14628
+Future Value after 10 years: $21942.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2930
+Future Value after 10 years: $3516.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $131533 to be achieved in 60 months.
+8. Net Worth: $111682.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lonnie Walters is a 55-year-old Female who works as a Engineer. They are currently Divorced and live at Unit 2556 Box 8598, DPO AA 41833 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $72593 to be achieved in 58 months. Currently, they earn $75082 per month and have an expenditure of $39847. They have $35885 in savings, $3363 in fixed deposits, $15517 in stocks, $15611 in mutual funds, and $721 in other investments. Insurance: Life Insurance with a premium of $2084 and coverage of $125899. No debt. No emergency fund.","Plan for Lonnie Walters:
+1. Income: $75082 per month
+2. Emergency Fund: $239082 (adequate for 6 months of expenses).
+3. Savings: $35885
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $125899 and a monthly premium of $2084.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15517
+Future Value after 10 years: $38792.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15611
+Future Value after 10 years: $31222.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3363
+Future Value after 10 years: $5044.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $721
+Future Value after 10 years: $865.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $72593 to be achieved in 58 months.
+8. Net Worth: $72593.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Crystal Brown is a 29-year-old Male who works as a Artist. They are currently Married and live at 30799 Richardson Stravenue Suite 027, South Sandra, CT 22413 in Canada. They have 3 dependents: Eric (Age: 1, Gender: Female), William (Age: 8, Gender: Female), Jamie (Age: 14, Gender: Female). Their financial goal is Save for House with a target amount of $172773 to be achieved in 85 months. Currently, they earn $33206 per month and have an expenditure of $14161. They have $42829 in savings, $25787 in fixed deposits, $16675 in stocks, $3434 in mutual funds, and $5568 in other investments. Insurance: Home Insurance with a premium of $6420 and coverage of $210618. No debt. Emergency Fund: Yes, Amount: $11664.","Plan for Crystal Brown:
+1. Income: $33206 per month
+2. Emergency Fund: $11664 (adequate for 6 months of expenses).
+3. Savings: $42829
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $210618 and a monthly premium of $6420.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16675
+Future Value after 10 years: $41687.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3434
+Future Value after 10 years: $6868.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25787
+Future Value after 10 years: $38680.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5568
+Future Value after 10 years: $6681.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $172773 to be achieved in 85 months.
+8. Net Worth: $172773.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Ramirez is a 59-year-old Male who works as a Engineer. They are currently Single and live at 5148 Garza Club Suite 560, Lake John, NC 99856 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $124854 to be achieved in 64 months. Currently, they earn $63001 per month and have an expenditure of $48811. They have $16417 in savings, $2410 in fixed deposits, $11880 in stocks, $27400 in mutual funds, and $18129 in other investments. Insurance: Health Insurance with a premium of $1935 and coverage of $284152. Debt: Yes, Amount: $19510, Type: Mortgage, Interest Rate: 5.6226984323079945%. Loan Start Date: 2023-03-13, Loan End Date: 2032-09-19. No emergency fund.","Plan for Amanda Ramirez:
+1. Income: $63001 per month
+2. Emergency Fund: $292866 (adequate for 6 months of expenses).
+3. Savings: $16417
+4. Debts: $19510 (Mortgage) with an interest rate of 5.6226984323079945%.
+5. Insurance: Health Insurance with coverage of $284152 and a monthly premium of $1935.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11880
+Future Value after 10 years: $29700.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27400
+Future Value after 10 years: $54800.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2410
+Future Value after 10 years: $3615.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18129
+Future Value after 10 years: $21754.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $124854 to be achieved in 64 months.
+8. Net Worth: $105344.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amy Bennett is a 64-year-old Male who works as a Teacher. They are currently Divorced and live at 95609 Hannah Ranch Apt. 444, North Katherine, SC 02759 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $155861 to be achieved in 49 months. Currently, they earn $71017 per month and have an expenditure of $34602. They have $15159 in savings, $22855 in fixed deposits, $6627 in stocks, $26205 in mutual funds, and $18772 in other investments. No insurance. Debt: Yes, Amount: $8294, Type: Credit Card, Interest Rate: 19.659363921035904%. Loan Start Date: 2022-08-05, Loan End Date: 2024-10-30. No emergency fund.","Plan for Amy Bennett:
+1. Income: $71017 per month
+2. Emergency Fund: $207612 (adequate for 6 months of expenses).
+3. Savings: $15159
+4. Debts: $8294 (Credit Card) with an interest rate of 19.659363921035904%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6627
+Future Value after 10 years: $16567.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26205
+Future Value after 10 years: $52410.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22855
+Future Value after 10 years: $34282.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18772
+Future Value after 10 years: $22526.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $155861 to be achieved in 49 months.
+8. Net Worth: $147567.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"George Underwood is a 63-year-old Male who works as a Artist. They are currently Divorced and live at PSC 1182, Box 1612, APO AE 66357 in UK. They have 2 dependents: Jeffery (Age: 8, Gender: Male), James (Age: 12, Gender: Female). Their financial goal is Save for Education with a target amount of $164786 to be achieved in 54 months. Currently, they earn $102686 per month and have an expenditure of $20378. They have $25483 in savings, $1172 in fixed deposits, $8848 in stocks, $21088 in mutual funds, and $17683 in other investments. No insurance. Debt: Yes, Amount: $12521, Type: Mortgage, Interest Rate: 6.261058243150016%. Loan Start Date: 2017-07-01, Loan End Date: 2029-03-01. No emergency fund.","Plan for George Underwood:
+1. Income: $102686 per month
+2. Emergency Fund: $122268 (adequate for 6 months of expenses).
+3. Savings: $25483
+4. Debts: $12521 (Mortgage) with an interest rate of 6.261058243150016%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8848
+Future Value after 10 years: $22120.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21088
+Future Value after 10 years: $42176.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1172
+Future Value after 10 years: $1758.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17683
+Future Value after 10 years: $21219.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $164786 to be achieved in 54 months.
+8. Net Worth: $152265.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dawn Hall is a 60-year-old Female who works as a Teacher. They are currently Divorced and live at 533 Sullivan View, West William, ME 59334 in UK. They have 2 dependents: Andrea (Age: 22, Gender: Female), John (Age: 19, Gender: Female). Their financial goal is Retirement with a target amount of $189681 to be achieved in 16 months. Currently, they earn $119974 per month and have an expenditure of $14194. They have $47366 in savings, $9245 in fixed deposits, $19544 in stocks, $25607 in mutual funds, and $2576 in other investments. Insurance: Home Insurance with a premium of $3357 and coverage of $368806. Debt: Yes, Amount: $7078, Type: Mortgage, Interest Rate: 3.9969785015833867%. Loan Start Date: 2023-03-02, Loan End Date: 2029-09-04. No emergency fund.","Plan for Dawn Hall:
+1. Income: $119974 per month
+2. Emergency Fund: $85164 (adequate for 6 months of expenses).
+3. Savings: $47366
+4. Debts: $7078 (Mortgage) with an interest rate of 3.9969785015833867%.
+5. Insurance: Home Insurance with coverage of $368806 and a monthly premium of $3357.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19544
+Future Value after 10 years: $48860.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25607
+Future Value after 10 years: $51214.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9245
+Future Value after 10 years: $13867.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2576
+Future Value after 10 years: $3091.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $189681 to be achieved in 16 months.
+8. Net Worth: $182603.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robin Callahan is a 69-year-old Female who works as a Teacher. They are currently Married and live at 7140 Charles Cape, Lake Scott, NY 54180 in Canada. They have 1 dependents: David (Age: 14, Gender: Female). Their financial goal is Save for Education with a target amount of $123505 to be achieved in 57 months. Currently, they earn $52586 per month and have an expenditure of $23705. They have $16840 in savings, $6587 in fixed deposits, $25395 in stocks, $26733 in mutual funds, and $8348 in other investments. No insurance. Debt: Yes, Amount: $16912, Type: Credit Card, Interest Rate: 15.551201400043537%. Loan Start Date: 2024-06-03, Loan End Date: 2031-06-11. Emergency Fund: Yes, Amount: $16998.","Plan for Robin Callahan:
+1. Income: $52586 per month
+2. Emergency Fund: $16998 (adequate for 6 months of expenses).
+3. Savings: $16840
+4. Debts: $16912 (Credit Card) with an interest rate of 15.551201400043537%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25395
+Future Value after 10 years: $63487.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26733
+Future Value after 10 years: $53466.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6587
+Future Value after 10 years: $9880.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8348
+Future Value after 10 years: $10017.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $123505 to be achieved in 57 months.
+8. Net Worth: $106593.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandon Gonzalez is a 20-year-old Female who works as a Teacher. They are currently Married and live at 2711 Angela Shores, Miguelburgh, AR 35272 in India. They have 1 dependents: Charles (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $127474 to be achieved in 34 months. Currently, they earn $43206 per month and have an expenditure of $18902. They have $21026 in savings, $17241 in fixed deposits, $40744 in stocks, $5939 in mutual funds, and $3966 in other investments. No insurance. Debt: Yes, Amount: $1887, Type: Credit Card, Interest Rate: 19.535895130538194%. Loan Start Date: 2015-08-26, Loan End Date: 2031-12-17. No emergency fund.","Plan for Brandon Gonzalez:
+1. Income: $43206 per month
+2. Emergency Fund: $113412 (adequate for 6 months of expenses).
+3. Savings: $21026
+4. Debts: $1887 (Credit Card) with an interest rate of 19.535895130538194%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40744
+Future Value after 10 years: $101860.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5939
+Future Value after 10 years: $11878.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17241
+Future Value after 10 years: $25861.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3966
+Future Value after 10 years: $4759.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $127474 to be achieved in 34 months.
+8. Net Worth: $125587.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Gutierrez is a 45-year-old Male who works as a Doctor. They are currently Single and live at 49191 Antonio Mountain, Cookfort, AS 97212 in Canada. They have 2 dependents: Daniel (Age: 17, Gender: Female), Marc (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $141443 to be achieved in 28 months. Currently, they earn $68530 per month and have an expenditure of $17658. They have $11018 in savings, $17614 in fixed deposits, $27438 in stocks, $3297 in mutual funds, and $19278 in other investments. No insurance. Debt: Yes, Amount: $8069, Type: Credit Card, Interest Rate: 17.86585560192791%. Loan Start Date: 2019-04-16, Loan End Date: 2028-12-19. Emergency Fund: Yes, Amount: $2261.","Plan for Joseph Gutierrez:
+1. Income: $68530 per month
+2. Emergency Fund: $2261 (adequate for 6 months of expenses).
+3. Savings: $11018
+4. Debts: $8069 (Credit Card) with an interest rate of 17.86585560192791%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27438
+Future Value after 10 years: $68595.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3297
+Future Value after 10 years: $6594.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17614
+Future Value after 10 years: $26421.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19278
+Future Value after 10 years: $23133.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $141443 to be achieved in 28 months.
+8. Net Worth: $133374.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katherine Beck is a 56-year-old Male who works as a Artist. They are currently Divorced and live at 3953 Thomas Ferry, Thomasshire, MA 19998 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $153862 to be achieved in 81 months. Currently, they earn $117401 per month and have an expenditure of $48771. They have $9849 in savings, $5750 in fixed deposits, $33160 in stocks, $18482 in mutual funds, and $14195 in other investments. Insurance: Life Insurance with a premium of $6415 and coverage of $411417. Debt: Yes, Amount: $13026, Type: Personal Loan, Interest Rate: 9.110017861090093%. Loan Start Date: 2016-07-23, Loan End Date: 2033-04-14. Emergency Fund: Yes, Amount: $6360.","Plan for Katherine Beck:
+1. Income: $117401 per month
+2. Emergency Fund: $6360 (adequate for 6 months of expenses).
+3. Savings: $9849
+4. Debts: $13026 (Personal Loan) with an interest rate of 9.110017861090093%.
+5. Insurance: Life Insurance with coverage of $411417 and a monthly premium of $6415.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33160
+Future Value after 10 years: $82900.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18482
+Future Value after 10 years: $36964.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5750
+Future Value after 10 years: $8625.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14195
+Future Value after 10 years: $17034.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $153862 to be achieved in 81 months.
+8. Net Worth: $140836.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kyle Rose is a 63-year-old Female who works as a Teacher. They are currently Married and live at 560 Cervantes Land Suite 721, Camerontown, GA 95078 in UK. They have 2 dependents: Jack (Age: 11, Gender: Male), Mary (Age: 9, Gender: Male). Their financial goal is Save for House with a target amount of $287200 to be achieved in 67 months. Currently, they earn $39670 per month and have an expenditure of $34670. They have $32548 in savings, $4561 in fixed deposits, $16338 in stocks, $19410 in mutual funds, and $5739 in other investments. No insurance. Debt: Yes, Amount: $14474, Type: Credit Card, Interest Rate: 16.81998054451162%. Loan Start Date: 2019-11-10, Loan End Date: 2027-12-16. Emergency Fund: Yes, Amount: $18809.","Plan for Kyle Rose:
+1. Income: $39670 per month
+2. Emergency Fund: $18809 (adequate for 6 months of expenses).
+3. Savings: $32548
+4. Debts: $14474 (Credit Card) with an interest rate of 16.81998054451162%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16338
+Future Value after 10 years: $40845.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19410
+Future Value after 10 years: $38820.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4561
+Future Value after 10 years: $6841.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5739
+Future Value after 10 years: $6886.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $287200 to be achieved in 67 months.
+8. Net Worth: $272726.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Regina Downs is a 43-year-old Male who works as a Engineer. They are currently Married and live at 927 April Greens Suite 426, Mccannfurt, LA 37192 in Canada. They have 1 dependents: Francis (Age: 19, Gender: Male). Their financial goal is Travel with a target amount of $168885 to be achieved in 39 months. Currently, they earn $89952 per month and have an expenditure of $19993. They have $42368 in savings, $25623 in fixed deposits, $47668 in stocks, $29847 in mutual funds, and $10319 in other investments. No insurance. No debt. No emergency fund.","Plan for Dr. Regina Downs:
+1. Income: $89952 per month
+2. Emergency Fund: $119958 (adequate for 6 months of expenses).
+3. Savings: $42368
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47668
+Future Value after 10 years: $119170.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29847
+Future Value after 10 years: $59694.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25623
+Future Value after 10 years: $38434.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10319
+Future Value after 10 years: $12382.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $168885 to be achieved in 39 months.
+8. Net Worth: $168885.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Valerie Carlson is a 60-year-old Male who works as a Teacher. They are currently Married and live at 4723 Kelly Forge Suite 187, West Darren, IA 41961 in USA. They have 1 dependents: Johnathan (Age: 20, Gender: Female). Their financial goal is Save for Education with a target amount of $92114 to be achieved in 38 months. Currently, they earn $85063 per month and have an expenditure of $11729. They have $32816 in savings, $16913 in fixed deposits, $30504 in stocks, $14982 in mutual funds, and $18517 in other investments. Insurance: Auto Insurance with a premium of $2701 and coverage of $331685. Debt: Yes, Amount: $2650, Type: Credit Card, Interest Rate: 19.562167065152327%. Loan Start Date: 2023-12-16, Loan End Date: 2029-03-13. Emergency Fund: Yes, Amount: $1247.","Plan for Valerie Carlson:
+1. Income: $85063 per month
+2. Emergency Fund: $1247 (adequate for 6 months of expenses).
+3. Savings: $32816
+4. Debts: $2650 (Credit Card) with an interest rate of 19.562167065152327%.
+5. Insurance: Auto Insurance with coverage of $331685 and a monthly premium of $2701.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30504
+Future Value after 10 years: $76260.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14982
+Future Value after 10 years: $29964.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16913
+Future Value after 10 years: $25369.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18517
+Future Value after 10 years: $22220.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $92114 to be achieved in 38 months.
+8. Net Worth: $89464.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Casey Wilson MD is a 59-year-old Male who works as a Artist. They are currently Single and live at 0003 Young Passage, South Williamtown, IN 46304 in UK. They have 1 dependents: Bobby (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $54377 to be achieved in 29 months. Currently, they earn $52022 per month and have an expenditure of $27958. They have $40521 in savings, $11215 in fixed deposits, $23563 in stocks, $29137 in mutual funds, and $4291 in other investments. Insurance: Life Insurance with a premium of $1060 and coverage of $138424. No debt. No emergency fund.","Plan for Casey Wilson MD:
+1. Income: $52022 per month
+2. Emergency Fund: $167748 (adequate for 6 months of expenses).
+3. Savings: $40521
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $138424 and a monthly premium of $1060.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23563
+Future Value after 10 years: $58907.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29137
+Future Value after 10 years: $58274.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11215
+Future Value after 10 years: $16822.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4291
+Future Value after 10 years: $5149.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $54377 to be achieved in 29 months.
+8. Net Worth: $54377.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victor Bennett is a 42-year-old Male who works as a Doctor. They are currently Married and live at 397 Trevino Views Apt. 651, Adkinsport, IN 15490 in India. They have 4 dependents: Benjamin (Age: 10, Gender: Female), Kristin (Age: 24, Gender: Male), Duane (Age: 6, Gender: Male), Stephen (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $168800 to be achieved in 47 months. Currently, they earn $89419 per month and have an expenditure of $15296. They have $49497 in savings, $3957 in fixed deposits, $48562 in stocks, $24365 in mutual funds, and $490 in other investments. Insurance: Home Insurance with a premium of $3417 and coverage of $77349. No debt. Emergency Fund: Yes, Amount: $2369.","Plan for Victor Bennett:
+1. Income: $89419 per month
+2. Emergency Fund: $2369 (adequate for 6 months of expenses).
+3. Savings: $49497
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $77349 and a monthly premium of $3417.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48562
+Future Value after 10 years: $121405.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24365
+Future Value after 10 years: $48730.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3957
+Future Value after 10 years: $5935.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $490
+Future Value after 10 years: $588.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $168800 to be achieved in 47 months.
+8. Net Worth: $168800.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Reyes is a 29-year-old Female who works as a Doctor. They are currently Divorced and live at 551 William Ford, Jamesside, DE 19692 in Canada. They have 1 dependents: Cameron (Age: 27, Gender: Male). Their financial goal is Retirement with a target amount of $53866 to be achieved in 50 months. Currently, they earn $40679 per month and have an expenditure of $35679. They have $9957 in savings, $8503 in fixed deposits, $35047 in stocks, $27707 in mutual funds, and $10415 in other investments. No insurance. Debt: Yes, Amount: $6011, Type: Credit Card, Interest Rate: 24.632544485790078%. Loan Start Date: 2022-02-17, Loan End Date: 2029-05-25. Emergency Fund: Yes, Amount: $12808.","Plan for Jeffrey Reyes:
+1. Income: $40679 per month
+2. Emergency Fund: $12808 (adequate for 6 months of expenses).
+3. Savings: $9957
+4. Debts: $6011 (Credit Card) with an interest rate of 24.632544485790078%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35047
+Future Value after 10 years: $87617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27707
+Future Value after 10 years: $55414.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8503
+Future Value after 10 years: $12754.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10415
+Future Value after 10 years: $12498.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53866 to be achieved in 50 months.
+8. Net Worth: $47855.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Linda Rivera is a 35-year-old Male who works as a Artist. They are currently Married and live at 543 Campbell Lodge, Richmondbury, CO 30516 in India. They have 3 dependents: Kim (Age: 5, Gender: Female), Joel (Age: 8, Gender: Male), Darlene (Age: 3, Gender: Male). Their financial goal is Retirement with a target amount of $93245 to be achieved in 25 months. Currently, they earn $76471 per month and have an expenditure of $12335. They have $30566 in savings, $14342 in fixed deposits, $41027 in stocks, $2760 in mutual funds, and $513 in other investments. Insurance: Health Insurance with a premium of $4679 and coverage of $241321. Debt: Yes, Amount: $4135, Type: Personal Loan, Interest Rate: 11.073995450267097%. Loan Start Date: 2019-12-15, Loan End Date: 2031-05-20. Emergency Fund: Yes, Amount: $5189.","Plan for Linda Rivera:
+1. Income: $76471 per month
+2. Emergency Fund: $5189 (adequate for 6 months of expenses).
+3. Savings: $30566
+4. Debts: $4135 (Personal Loan) with an interest rate of 11.073995450267097%.
+5. Insurance: Health Insurance with coverage of $241321 and a monthly premium of $4679.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41027
+Future Value after 10 years: $102567.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2760
+Future Value after 10 years: $5520.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14342
+Future Value after 10 years: $21513.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $513
+Future Value after 10 years: $615.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $93245 to be achieved in 25 months.
+8. Net Worth: $89110.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victor Johnson is a 35-year-old Female who works as a Artist. They are currently Single and live at 19652 Black Brook, West Robin, IN 84225 in Canada. They have 1 dependents: Gabrielle (Age: 12, Gender: Male). Their financial goal is Save for Education with a target amount of $137570 to be achieved in 27 months. Currently, they earn $44502 per month and have an expenditure of $39502. They have $25342 in savings, $18418 in fixed deposits, $11288 in stocks, $5438 in mutual funds, and $16298 in other investments. Insurance: Home Insurance with a premium of $9401 and coverage of $370363. No debt. Emergency Fund: Yes, Amount: $3588.","Plan for Victor Johnson:
+1. Income: $44502 per month
+2. Emergency Fund: $3588 (adequate for 6 months of expenses).
+3. Savings: $25342
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $370363 and a monthly premium of $9401.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11288
+Future Value after 10 years: $28220.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5438
+Future Value after 10 years: $10876.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18418
+Future Value after 10 years: $27627.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16298
+Future Value after 10 years: $19557.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $137570 to be achieved in 27 months.
+8. Net Worth: $137570.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kimberly Morgan is a 60-year-old Male who works as a Teacher. They are currently Married and live at Unit 5204 Box 0847, DPO AE 72986 in UK. They have 2 dependents: Bonnie (Age: 1, Gender: Female), Micheal (Age: 28, Gender: Female). Their financial goal is Save for Education with a target amount of $131765 to be achieved in 22 months. Currently, they earn $76315 per month and have an expenditure of $16566. They have $22618 in savings, $14002 in fixed deposits, $2814 in stocks, $23372 in mutual funds, and $954 in other investments. Insurance: Health Insurance with a premium of $9552 and coverage of $357566. Debt: Yes, Amount: $6237, Type: Personal Loan, Interest Rate: 9.18938175745515%. Loan Start Date: 2023-05-14, Loan End Date: 2032-01-15. No emergency fund.","Plan for Kimberly Morgan:
+1. Income: $76315 per month
+2. Emergency Fund: $99396 (adequate for 6 months of expenses).
+3. Savings: $22618
+4. Debts: $6237 (Personal Loan) with an interest rate of 9.18938175745515%.
+5. Insurance: Health Insurance with coverage of $357566 and a monthly premium of $9552.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2814
+Future Value after 10 years: $7035.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23372
+Future Value after 10 years: $46744.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14002
+Future Value after 10 years: $21003.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $954
+Future Value after 10 years: $1144.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $131765 to be achieved in 22 months.
+8. Net Worth: $125528.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Bowers is a 45-year-old Female who works as a Doctor. They are currently Married and live at 25872 Madison Groves Suite 146, Sarahtown, NV 46250 in Canada. They have 3 dependents: Kristin (Age: 9, Gender: Female), Heather (Age: 20, Gender: Female), Cynthia (Age: 8, Gender: Male). Their financial goal is Travel with a target amount of $125598 to be achieved in 12 months. Currently, they earn $116637 per month and have an expenditure of $11029. They have $21863 in savings, $25555 in fixed deposits, $39245 in stocks, $12302 in mutual funds, and $6286 in other investments. No insurance. Debt: Yes, Amount: $9452, Type: Mortgage, Interest Rate: 4.075407164073228%. Loan Start Date: 2024-05-19, Loan End Date: 2031-07-28. Emergency Fund: Yes, Amount: $12103.","Plan for Richard Bowers:
+1. Income: $116637 per month
+2. Emergency Fund: $12103 (adequate for 6 months of expenses).
+3. Savings: $21863
+4. Debts: $9452 (Mortgage) with an interest rate of 4.075407164073228%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39245
+Future Value after 10 years: $98112.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12302
+Future Value after 10 years: $24604.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25555
+Future Value after 10 years: $38332.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6286
+Future Value after 10 years: $7543.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $125598 to be achieved in 12 months.
+8. Net Worth: $116146.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Leslie Gray is a 30-year-old Female who works as a Teacher. They are currently Divorced and live at 64210 Warren Court Apt. 956, Morenomouth, VT 96411 in USA. They have 1 dependents: Wendy (Age: 20, Gender: Female). Their financial goal is Save for House with a target amount of $484353 to be achieved in 77 months. Currently, they earn $89007 per month and have an expenditure of $29055. They have $16009 in savings, $26391 in fixed deposits, $2524 in stocks, $14601 in mutual funds, and $4637 in other investments. Insurance: Auto Insurance with a premium of $7019 and coverage of $344341. Debt: Yes, Amount: $15924, Type: Credit Card, Interest Rate: 16.516146437162153%. Loan Start Date: 2014-09-17, Loan End Date: 2032-08-13. Emergency Fund: Yes, Amount: $15735.","Plan for Leslie Gray:
+1. Income: $89007 per month
+2. Emergency Fund: $15735 (adequate for 6 months of expenses).
+3. Savings: $16009
+4. Debts: $15924 (Credit Card) with an interest rate of 16.516146437162153%.
+5. Insurance: Auto Insurance with coverage of $344341 and a monthly premium of $7019.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2524
+Future Value after 10 years: $6310.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14601
+Future Value after 10 years: $29202.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26391
+Future Value after 10 years: $39586.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4637
+Future Value after 10 years: $5564.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $484353 to be achieved in 77 months.
+8. Net Worth: $468429.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Dean is a 38-year-old Male who works as a Doctor. They are currently Married and live at 11566 Jessica Turnpike Apt. 341, Lawrencebury, AK 02352 in Canada. They have 4 dependents: James (Age: 5, Gender: Male), Miranda (Age: 10, Gender: Female), Ronald (Age: 10, Gender: Female), Laura (Age: 11, Gender: Female). Their financial goal is Travel with a target amount of $171914 to be achieved in 49 months. Currently, they earn $45453 per month and have an expenditure of $31054. They have $11495 in savings, $12366 in fixed deposits, $45694 in stocks, $11069 in mutual funds, and $19103 in other investments. Insurance: Auto Insurance with a premium of $2499 and coverage of $439640. Debt: Yes, Amount: $4857, Type: Credit Card, Interest Rate: 23.418701856148374%. Loan Start Date: 2017-11-02, Loan End Date: 2031-07-11. No emergency fund.","Plan for Jeffrey Dean:
+1. Income: $45453 per month
+2. Emergency Fund: $186324 (adequate for 6 months of expenses).
+3. Savings: $11495
+4. Debts: $4857 (Credit Card) with an interest rate of 23.418701856148374%.
+5. Insurance: Auto Insurance with coverage of $439640 and a monthly premium of $2499.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45694
+Future Value after 10 years: $114235.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11069
+Future Value after 10 years: $22138.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12366
+Future Value after 10 years: $18549.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19103
+Future Value after 10 years: $22923.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $171914 to be achieved in 49 months.
+8. Net Worth: $167057.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Aaron Smith is a 68-year-old Male who works as a Doctor. They are currently Divorced and live at 8237 Nguyen Causeway, New Stacey, AR 85209 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $158815 to be achieved in 12 months. Currently, they earn $97865 per month and have an expenditure of $28364. They have $48063 in savings, $24760 in fixed deposits, $38982 in stocks, $84 in mutual funds, and $9113 in other investments. No insurance. No debt. No emergency fund.","Plan for Aaron Smith:
+1. Income: $97865 per month
+2. Emergency Fund: $170184 (adequate for 6 months of expenses).
+3. Savings: $48063
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38982
+Future Value after 10 years: $97455.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $84
+Future Value after 10 years: $168.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24760
+Future Value after 10 years: $37140.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9113
+Future Value after 10 years: $10935.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $158815 to be achieved in 12 months.
+8. Net Worth: $158815.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Todd Jones is a 23-year-old Male who works as a Artist. They are currently Divorced and live at 4318 Thomas Roads Suite 464, Matthewside, GU 85319 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $61962 to be achieved in 46 months. Currently, they earn $65805 per month and have an expenditure of $37300. They have $48460 in savings, $12044 in fixed deposits, $28182 in stocks, $28623 in mutual funds, and $15217 in other investments. Insurance: Health Insurance with a premium of $5849 and coverage of $496356. No debt. Emergency Fund: Yes, Amount: $10391.","Plan for Todd Jones:
+1. Income: $65805 per month
+2. Emergency Fund: $10391 (adequate for 6 months of expenses).
+3. Savings: $48460
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $496356 and a monthly premium of $5849.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28182
+Future Value after 10 years: $70455.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28623
+Future Value after 10 years: $57246.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12044
+Future Value after 10 years: $18066.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15217
+Future Value after 10 years: $18260.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $61962 to be achieved in 46 months.
+8. Net Worth: $61962.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cindy Cole is a 60-year-old Female who works as a Artist. They are currently Divorced and live at PSC 3592, Box 9941, APO AE 48537 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $159706 to be achieved in 29 months. Currently, they earn $119705 per month and have an expenditure of $16526. They have $47325 in savings, $14295 in fixed deposits, $21133 in stocks, $9512 in mutual funds, and $15069 in other investments. Insurance: Health Insurance with a premium of $8880 and coverage of $230496. Debt: Yes, Amount: $18623, Type: Mortgage, Interest Rate: 4.211792869734951%. Loan Start Date: 2023-08-05, Loan End Date: 2032-06-10. Emergency Fund: Yes, Amount: $11397.","Plan for Cindy Cole:
+1. Income: $119705 per month
+2. Emergency Fund: $11397 (adequate for 6 months of expenses).
+3. Savings: $47325
+4. Debts: $18623 (Mortgage) with an interest rate of 4.211792869734951%.
+5. Insurance: Health Insurance with coverage of $230496 and a monthly premium of $8880.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21133
+Future Value after 10 years: $52832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9512
+Future Value after 10 years: $19024.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14295
+Future Value after 10 years: $21442.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15069
+Future Value after 10 years: $18082.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $159706 to be achieved in 29 months.
+8. Net Worth: $141083.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Lynch is a 50-year-old Female who works as a Engineer. They are currently Single and live at PSC 6871, Box 1158, APO AE 78964 in USA. They have 1 dependents: John (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $60290 to be achieved in 39 months. Currently, they earn $54793 per month and have an expenditure of $41514. They have $34690 in savings, $22554 in fixed deposits, $32182 in stocks, $21004 in mutual funds, and $18729 in other investments. Insurance: Life Insurance with a premium of $8887 and coverage of $433059. No debt. No emergency fund.","Plan for Anthony Lynch:
+1. Income: $54793 per month
+2. Emergency Fund: $249084 (adequate for 6 months of expenses).
+3. Savings: $34690
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $433059 and a monthly premium of $8887.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32182
+Future Value after 10 years: $80455.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21004
+Future Value after 10 years: $42008.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22554
+Future Value after 10 years: $33831.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18729
+Future Value after 10 years: $22474.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $60290 to be achieved in 39 months.
+8. Net Worth: $60290.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Taylor is a 34-year-old Female who works as a Teacher. They are currently Married and live at 76594 Francis Gateway, Lynchside, NJ 40025 in India. They have 4 dependents: Colton (Age: 22, Gender: Female), Marilyn (Age: 24, Gender: Male), Michael (Age: 7, Gender: Male), William (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $118273 to be achieved in 34 months. Currently, they earn $113085 per month and have an expenditure of $48299. They have $44648 in savings, $17240 in fixed deposits, $49542 in stocks, $25827 in mutual funds, and $11674 in other investments. Insurance: Auto Insurance with a premium of $4983 and coverage of $79984. Debt: Yes, Amount: $8511, Type: Mortgage, Interest Rate: 4.355879105655663%. Loan Start Date: 2019-04-29, Loan End Date: 2027-08-22. Emergency Fund: Yes, Amount: $5623.","Plan for Christopher Taylor:
+1. Income: $113085 per month
+2. Emergency Fund: $5623 (adequate for 6 months of expenses).
+3. Savings: $44648
+4. Debts: $8511 (Mortgage) with an interest rate of 4.355879105655663%.
+5. Insurance: Auto Insurance with coverage of $79984 and a monthly premium of $4983.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49542
+Future Value after 10 years: $123855.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25827
+Future Value after 10 years: $51654.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17240
+Future Value after 10 years: $25860.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11674
+Future Value after 10 years: $14008.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $118273 to be achieved in 34 months.
+8. Net Worth: $109762.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jerry Church is a 54-year-old Male who works as a Artist. They are currently Married and live at 1554 Michelle Mountain Suite 012, Timothytown, MH 37020 in India. They have 1 dependents: Amanda (Age: 2, Gender: Female). Their financial goal is Travel with a target amount of $96889 to be achieved in 35 months. Currently, they earn $76620 per month and have an expenditure of $41518. They have $43388 in savings, $5262 in fixed deposits, $22117 in stocks, $22878 in mutual funds, and $4404 in other investments. No insurance. Debt: Yes, Amount: $11049, Type: Mortgage, Interest Rate: 5.190044713291231%. Loan Start Date: 2020-10-02, Loan End Date: 2033-10-10. Emergency Fund: Yes, Amount: $7684.","Plan for Jerry Church:
+1. Income: $76620 per month
+2. Emergency Fund: $7684 (adequate for 6 months of expenses).
+3. Savings: $43388
+4. Debts: $11049 (Mortgage) with an interest rate of 5.190044713291231%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22117
+Future Value after 10 years: $55292.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22878
+Future Value after 10 years: $45756.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5262
+Future Value after 10 years: $7893.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4404
+Future Value after 10 years: $5284.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $96889 to be achieved in 35 months.
+8. Net Worth: $85840.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Orozco is a 70-year-old Male who works as a Engineer. They are currently Married and live at 94060 Thomas Rapids Apt. 661, Lake Markton, KS 16002 in USA. They have 1 dependents: Daniel (Age: 15, Gender: Female). Their financial goal is Travel with a target amount of $129802 to be achieved in 21 months. Currently, they earn $119003 per month and have an expenditure of $35805. They have $31124 in savings, $18479 in fixed deposits, $40353 in stocks, $9625 in mutual funds, and $14404 in other investments. Insurance: Life Insurance with a premium of $5202 and coverage of $456119. Debt: Yes, Amount: $15749, Type: Mortgage, Interest Rate: 4.1489098931207735%. Loan Start Date: 2018-05-31, Loan End Date: 2027-04-10. Emergency Fund: Yes, Amount: $12118.","Plan for Kevin Orozco:
+1. Income: $119003 per month
+2. Emergency Fund: $12118 (adequate for 6 months of expenses).
+3. Savings: $31124
+4. Debts: $15749 (Mortgage) with an interest rate of 4.1489098931207735%.
+5. Insurance: Life Insurance with coverage of $456119 and a monthly premium of $5202.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40353
+Future Value after 10 years: $100882.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9625
+Future Value after 10 years: $19250.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18479
+Future Value after 10 years: $27718.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14404
+Future Value after 10 years: $17284.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $129802 to be achieved in 21 months.
+8. Net Worth: $114053.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Nathan Davis is a 32-year-old Female who works as a Teacher. They are currently Married and live at 280 Samuel Falls Apt. 333, Lake Jesseburgh, AZ 54624 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $162031 to be achieved in 25 months. Currently, they earn $42593 per month and have an expenditure of $27728. They have $21288 in savings, $21189 in fixed deposits, $46373 in stocks, $12391 in mutual funds, and $10845 in other investments. Insurance: Auto Insurance with a premium of $5870 and coverage of $354198. No debt. No emergency fund.","Plan for Mr. Nathan Davis:
+1. Income: $42593 per month
+2. Emergency Fund: $166368 (adequate for 6 months of expenses).
+3. Savings: $21288
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $354198 and a monthly premium of $5870.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46373
+Future Value after 10 years: $115932.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12391
+Future Value after 10 years: $24782.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21189
+Future Value after 10 years: $31783.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10845
+Future Value after 10 years: $13014.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $162031 to be achieved in 25 months.
+8. Net Worth: $162031.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"William Palmer is a 45-year-old Male who works as a Artist. They are currently Single and live at 5640 Dylan Manors Apt. 221, Amyberg, NC 64748 in India. They have 2 dependents: Joe (Age: 16, Gender: Male), Michelle (Age: 6, Gender: Female). Their financial goal is Travel with a target amount of $188327 to be achieved in 51 months. Currently, they earn $57586 per month and have an expenditure of $16980. They have $27877 in savings, $7637 in fixed deposits, $31896 in stocks, $2382 in mutual funds, and $4516 in other investments. Insurance: Auto Insurance with a premium of $1638 and coverage of $71730. Debt: Yes, Amount: $5761, Type: Credit Card, Interest Rate: 16.414242884547242%. Loan Start Date: 2021-06-17, Loan End Date: 2030-07-24. Emergency Fund: Yes, Amount: $3925.","Plan for William Palmer:
+1. Income: $57586 per month
+2. Emergency Fund: $3925 (adequate for 6 months of expenses).
+3. Savings: $27877
+4. Debts: $5761 (Credit Card) with an interest rate of 16.414242884547242%.
+5. Insurance: Auto Insurance with coverage of $71730 and a monthly premium of $1638.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $31896
+Future Value after 10 years: $79740.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2382
+Future Value after 10 years: $4764.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7637
+Future Value after 10 years: $11455.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4516
+Future Value after 10 years: $5419.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $188327 to be achieved in 51 months.
+8. Net Worth: $182566.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Monique Jensen is a 43-year-old Female who works as a Teacher. They are currently Married and live at 86103 Woods Hill Suite 411, South Jeff, PR 73625 in India. They have 1 dependents: Keith (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $111128 to be achieved in 25 months. Currently, they earn $116895 per month and have an expenditure of $33159. They have $39399 in savings, $26801 in fixed deposits, $41089 in stocks, $18795 in mutual funds, and $13137 in other investments. Insurance: Life Insurance with a premium of $9150 and coverage of $233316. Debt: Yes, Amount: $2056, Type: Credit Card, Interest Rate: 20.11260663014724%. Loan Start Date: 2017-05-29, Loan End Date: 2033-04-28. No emergency fund.","Plan for Monique Jensen:
+1. Income: $116895 per month
+2. Emergency Fund: $198954 (adequate for 6 months of expenses).
+3. Savings: $39399
+4. Debts: $2056 (Credit Card) with an interest rate of 20.11260663014724%.
+5. Insurance: Life Insurance with coverage of $233316 and a monthly premium of $9150.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41089
+Future Value after 10 years: $102722.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18795
+Future Value after 10 years: $37590.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26801
+Future Value after 10 years: $40201.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13137
+Future Value after 10 years: $15764.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111128 to be achieved in 25 months.
+8. Net Worth: $109072.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Edward Fletcher is a 58-year-old Male who works as a Teacher. They are currently Divorced and live at 0875 Dustin Cove Apt. 782, Russellhaven, NM 06871 in Canada. They have 2 dependents: Joseph (Age: 8, Gender: Female), Katie (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $66108 to be achieved in 43 months. Currently, they earn $42576 per month and have an expenditure of $36606. They have $34113 in savings, $8267 in fixed deposits, $36405 in stocks, $1776 in mutual funds, and $2252 in other investments. Insurance: Auto Insurance with a premium of $4432 and coverage of $127479. Debt: Yes, Amount: $11321, Type: Personal Loan, Interest Rate: 11.245317203764131%. Loan Start Date: 2017-02-21, Loan End Date: 2028-12-28. Emergency Fund: Yes, Amount: $12624.","Plan for Edward Fletcher:
+1. Income: $42576 per month
+2. Emergency Fund: $12624 (adequate for 6 months of expenses).
+3. Savings: $34113
+4. Debts: $11321 (Personal Loan) with an interest rate of 11.245317203764131%.
+5. Insurance: Auto Insurance with coverage of $127479 and a monthly premium of $4432.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36405
+Future Value after 10 years: $91012.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1776
+Future Value after 10 years: $3552.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8267
+Future Value after 10 years: $12400.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2252
+Future Value after 10 years: $2702.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $66108 to be achieved in 43 months.
+8. Net Worth: $54787.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristen Garza is a 53-year-old Male who works as a Doctor. They are currently Married and live at 103 Myers Circle Suite 881, Gabriellaton, VT 36054 in Canada. They have 4 dependents: Katherine (Age: 16, Gender: Male), William (Age: 4, Gender: Male), Erin (Age: 21, Gender: Female), James (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $82966 to be achieved in 30 months. Currently, they earn $99585 per month and have an expenditure of $34653. They have $9831 in savings, $728 in fixed deposits, $33799 in stocks, $1300 in mutual funds, and $616 in other investments. Insurance: Life Insurance with a premium of $4991 and coverage of $205268. No debt. No emergency fund.","Plan for Kristen Garza:
+1. Income: $99585 per month
+2. Emergency Fund: $207918 (adequate for 6 months of expenses).
+3. Savings: $9831
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $205268 and a monthly premium of $4991.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33799
+Future Value after 10 years: $84497.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1300
+Future Value after 10 years: $2600.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $728
+Future Value after 10 years: $1092.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $616
+Future Value after 10 years: $739.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $82966 to be achieved in 30 months.
+8. Net Worth: $82966.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brandon Jones is a 28-year-old Male who works as a Artist. They are currently Married and live at 488 Madeline Drives, Harrisport, AZ 64102 in UK. They have 4 dependents: Elizabeth (Age: 21, Gender: Female), Ethan (Age: 8, Gender: Male), Patricia (Age: 29, Gender: Female), Stephanie (Age: 4, Gender: Female). Their financial goal is Save for Education with a target amount of $138688 to be achieved in 41 months. Currently, they earn $104177 per month and have an expenditure of $10991. They have $17922 in savings, $14359 in fixed deposits, $41153 in stocks, $2390 in mutual funds, and $5953 in other investments. Insurance: Auto Insurance with a premium of $4033 and coverage of $206899. No debt. No emergency fund.","Plan for Brandon Jones:
+1. Income: $104177 per month
+2. Emergency Fund: $65946 (adequate for 6 months of expenses).
+3. Savings: $17922
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $206899 and a monthly premium of $4033.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41153
+Future Value after 10 years: $102882.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2390
+Future Value after 10 years: $4780.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14359
+Future Value after 10 years: $21538.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5953
+Future Value after 10 years: $7143.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $138688 to be achieved in 41 months.
+8. Net Worth: $138688.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terry Ward is a 64-year-old Male who works as a Doctor. They are currently Divorced and live at 8686 Yolanda Flats Apt. 837, West Hectorchester, IL 18910 in USA. They have 2 dependents: Rachel (Age: 11, Gender: Female), Terri (Age: 16, Gender: Female). Their financial goal is Travel with a target amount of $187272 to be achieved in 54 months. Currently, they earn $113448 per month and have an expenditure of $45061. They have $23234 in savings, $1603 in fixed deposits, $24015 in stocks, $12965 in mutual funds, and $8241 in other investments. Insurance: Life Insurance with a premium of $9877 and coverage of $104317. Debt: Yes, Amount: $3705, Type: Mortgage, Interest Rate: 6.605730889226943%. Loan Start Date: 2016-09-14, Loan End Date: 2034-07-01. Emergency Fund: Yes, Amount: $8516.","Plan for Terry Ward:
+1. Income: $113448 per month
+2. Emergency Fund: $8516 (adequate for 6 months of expenses).
+3. Savings: $23234
+4. Debts: $3705 (Mortgage) with an interest rate of 6.605730889226943%.
+5. Insurance: Life Insurance with coverage of $104317 and a monthly premium of $9877.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24015
+Future Value after 10 years: $60037.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12965
+Future Value after 10 years: $25930.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1603
+Future Value after 10 years: $2404.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8241
+Future Value after 10 years: $9889.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $187272 to be achieved in 54 months.
+8. Net Worth: $183567.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Valerie Martin is a 22-year-old Male who works as a Engineer. They are currently Divorced and live at 0083 Corey Plain, North Johnton, WY 34828 in India. They have 1 dependents: Kenneth (Age: 11, Gender: Male). Their financial goal is Save for Education with a target amount of $123310 to be achieved in 20 months. Currently, they earn $94781 per month and have an expenditure of $48556. They have $44785 in savings, $10111 in fixed deposits, $29291 in stocks, $1474 in mutual funds, and $11845 in other investments. Insurance: Home Insurance with a premium of $5093 and coverage of $92724. No debt. Emergency Fund: Yes, Amount: $14825.","Plan for Valerie Martin:
+1. Income: $94781 per month
+2. Emergency Fund: $14825 (adequate for 6 months of expenses).
+3. Savings: $44785
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $92724 and a monthly premium of $5093.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29291
+Future Value after 10 years: $73227.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1474
+Future Value after 10 years: $2948.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10111
+Future Value after 10 years: $15166.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11845
+Future Value after 10 years: $14214.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $123310 to be achieved in 20 months.
+8. Net Worth: $123310.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Evans is a 60-year-old Female who works as a Doctor. They are currently Married and live at PSC 4372, Box 0782, APO AA 98232 in UK. They have 3 dependents: Michael (Age: 3, Gender: Female), Michelle (Age: 24, Gender: Female), Susan (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $369042 to be achieved in 104 months. Currently, they earn $102642 per month and have an expenditure of $36404. They have $39515 in savings, $18834 in fixed deposits, $42744 in stocks, $6384 in mutual funds, and $17469 in other investments. No insurance. Debt: Yes, Amount: $16257, Type: Credit Card, Interest Rate: 22.71377873128094%. Loan Start Date: 2017-12-14, Loan End Date: 2025-10-19. Emergency Fund: Yes, Amount: $3081.","Plan for Ashley Evans:
+1. Income: $102642 per month
+2. Emergency Fund: $3081 (adequate for 6 months of expenses).
+3. Savings: $39515
+4. Debts: $16257 (Credit Card) with an interest rate of 22.71377873128094%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42744
+Future Value after 10 years: $106860.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6384
+Future Value after 10 years: $12768.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18834
+Future Value after 10 years: $28251.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17469
+Future Value after 10 years: $20962.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $369042 to be achieved in 104 months.
+8. Net Worth: $352785.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cheryl Hart is a 25-year-old Male who works as a Doctor. They are currently Divorced and live at 6666 Cooper Islands, Port Russellchester, OK 61192 in USA. They have 2 dependents: Mary (Age: 2, Gender: Female), Anthony (Age: 4, Gender: Male). Their financial goal is Save for House with a target amount of $138221 to be achieved in 119 months. Currently, they earn $50230 per month and have an expenditure of $11679. They have $27411 in savings, $4087 in fixed deposits, $17145 in stocks, $15417 in mutual funds, and $3717 in other investments. Insurance: Life Insurance with a premium of $9684 and coverage of $160436. No debt. Emergency Fund: Yes, Amount: $7194.","Plan for Cheryl Hart:
+1. Income: $50230 per month
+2. Emergency Fund: $7194 (adequate for 6 months of expenses).
+3. Savings: $27411
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $160436 and a monthly premium of $9684.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17145
+Future Value after 10 years: $42862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15417
+Future Value after 10 years: $30834.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4087
+Future Value after 10 years: $6130.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3717
+Future Value after 10 years: $4460.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $138221 to be achieved in 119 months.
+8. Net Worth: $138221.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laurie Grant is a 44-year-old Female who works as a Artist. They are currently Single and live at 762 Dyer Rue, East Michellechester, NE 44426 in USA. They have 1 dependents: Rodney (Age: 25, Gender: Male). Their financial goal is Save for House with a target amount of $449451 to be achieved in 90 months. Currently, they earn $82313 per month and have an expenditure of $25065. They have $10445 in savings, $27128 in fixed deposits, $48735 in stocks, $12595 in mutual funds, and $15397 in other investments. Insurance: Auto Insurance with a premium of $5759 and coverage of $97792. Debt: Yes, Amount: $2853, Type: Personal Loan, Interest Rate: 8.697064503717836%. Loan Start Date: 2018-12-13, Loan End Date: 2026-09-27. Emergency Fund: Yes, Amount: $18243.","Plan for Laurie Grant:
+1. Income: $82313 per month
+2. Emergency Fund: $18243 (adequate for 6 months of expenses).
+3. Savings: $10445
+4. Debts: $2853 (Personal Loan) with an interest rate of 8.697064503717836%.
+5. Insurance: Auto Insurance with coverage of $97792 and a monthly premium of $5759.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48735
+Future Value after 10 years: $121837.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12595
+Future Value after 10 years: $25190.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27128
+Future Value after 10 years: $40692.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15397
+Future Value after 10 years: $18476.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $449451 to be achieved in 90 months.
+8. Net Worth: $446598.00000000006
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alexis Thomas is a 55-year-old Female who works as a Doctor. They are currently Married and live at 1285 Robinson Estates, East Isaiah, GA 82530 in UK. They have 3 dependents: Jose (Age: 20, Gender: Male), Pamela (Age: 24, Gender: Male), Benjamin (Age: 24, Gender: Female). Their financial goal is Save for House with a target amount of $475190 to be achieved in 105 months. Currently, they earn $52747 per month and have an expenditure of $45240. They have $33739 in savings, $23340 in fixed deposits, $43036 in stocks, $19862 in mutual funds, and $2864 in other investments. Insurance: Auto Insurance with a premium of $6400 and coverage of $462123. Debt: Yes, Amount: $12242, Type: Mortgage, Interest Rate: 5.099840300019948%. Loan Start Date: 2015-12-05, Loan End Date: 2030-08-27. Emergency Fund: Yes, Amount: $7582.","Plan for Alexis Thomas:
+1. Income: $52747 per month
+2. Emergency Fund: $7582 (adequate for 6 months of expenses).
+3. Savings: $33739
+4. Debts: $12242 (Mortgage) with an interest rate of 5.099840300019948%.
+5. Insurance: Auto Insurance with coverage of $462123 and a monthly premium of $6400.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43036
+Future Value after 10 years: $107590.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19862
+Future Value after 10 years: $39724.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23340
+Future Value after 10 years: $35010.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2864
+Future Value after 10 years: $3436.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $475190 to be achieved in 105 months.
+8. Net Worth: $462948.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Davis is a 32-year-old Male who works as a Engineer. They are currently Single and live at 581 Austin Fields Suite 982, South Mary, NY 48456 in UK. They have 2 dependents: John (Age: 1, Gender: Female), Nathan (Age: 21, Gender: Female). Their financial goal is Save for House with a target amount of $438715 to be achieved in 86 months. Currently, they earn $63396 per month and have an expenditure of $46593. They have $9737 in savings, $3377 in fixed deposits, $14897 in stocks, $13111 in mutual funds, and $15056 in other investments. Insurance: Life Insurance with a premium of $1636 and coverage of $484384. Debt: Yes, Amount: $17470, Type: Personal Loan, Interest Rate: 12.857706507822996%. Loan Start Date: 2018-08-03, Loan End Date: 2031-01-05. Emergency Fund: Yes, Amount: $17584.","Plan for Jennifer Davis:
+1. Income: $63396 per month
+2. Emergency Fund: $17584 (adequate for 6 months of expenses).
+3. Savings: $9737
+4. Debts: $17470 (Personal Loan) with an interest rate of 12.857706507822996%.
+5. Insurance: Life Insurance with coverage of $484384 and a monthly premium of $1636.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14897
+Future Value after 10 years: $37242.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13111
+Future Value after 10 years: $26222.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3377
+Future Value after 10 years: $5065.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15056
+Future Value after 10 years: $18067.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $438715 to be achieved in 86 months.
+8. Net Worth: $421245.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Marc Mcdowell is a 34-year-old Female who works as a Artist. They are currently Single and live at 20559 Hernandez Row Apt. 276, Port Mark, NE 68173 in Canada. They have 1 dependents: Christopher (Age: 25, Gender: Female). Their financial goal is Retirement with a target amount of $156752 to be achieved in 19 months. Currently, they earn $61927 per month and have an expenditure of $32056. They have $16737 in savings, $18858 in fixed deposits, $30331 in stocks, $15163 in mutual funds, and $10896 in other investments. Insurance: Life Insurance with a premium of $7610 and coverage of $316182. No debt. Emergency Fund: Yes, Amount: $15742.","Plan for Marc Mcdowell:
+1. Income: $61927 per month
+2. Emergency Fund: $15742 (adequate for 6 months of expenses).
+3. Savings: $16737
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $316182 and a monthly premium of $7610.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30331
+Future Value after 10 years: $75827.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15163
+Future Value after 10 years: $30326.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18858
+Future Value after 10 years: $28287.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10896
+Future Value after 10 years: $13075.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $156752 to be achieved in 19 months.
+8. Net Worth: $156752.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Aaron Leblanc is a 59-year-old Female who works as a Artist. They are currently Divorced and live at 563 Kristine Wells, Ryanmouth, SD 90558 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $64859 to be achieved in 45 months. Currently, they earn $74603 per month and have an expenditure of $35463. They have $43238 in savings, $19215 in fixed deposits, $40923 in stocks, $13631 in mutual funds, and $18605 in other investments. No insurance. No debt. No emergency fund.","Plan for Aaron Leblanc:
+1. Income: $74603 per month
+2. Emergency Fund: $212778 (adequate for 6 months of expenses).
+3. Savings: $43238
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40923
+Future Value after 10 years: $102307.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13631
+Future Value after 10 years: $27262.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19215
+Future Value after 10 years: $28822.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18605
+Future Value after 10 years: $22326.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $64859 to be achieved in 45 months.
+8. Net Worth: $64859.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joel Bennett is a 56-year-old Female who works as a Artist. They are currently Married and live at PSC 7889, Box 8166, APO AA 16772 in India. They have 4 dependents: Michael (Age: 22, Gender: Female), Edward (Age: 2, Gender: Female), Melanie (Age: 4, Gender: Female), Elizabeth (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $399367 to be achieved in 102 months. Currently, they earn $98542 per month and have an expenditure of $41800. They have $5152 in savings, $781 in fixed deposits, $34468 in stocks, $26958 in mutual funds, and $14914 in other investments. No insurance. No debt. No emergency fund.","Plan for Joel Bennett:
+1. Income: $98542 per month
+2. Emergency Fund: $250800 (adequate for 6 months of expenses).
+3. Savings: $5152
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34468
+Future Value after 10 years: $86170.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26958
+Future Value after 10 years: $53916.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $781
+Future Value after 10 years: $1171.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14914
+Future Value after 10 years: $17896.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $399367 to be achieved in 102 months.
+8. Net Worth: $399367.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Holmes is a 61-year-old Male who works as a Artist. They are currently Married and live at 17022 Williams Way Suite 675, West Christopherborough, ND 84308 in USA. They have 5 dependents: Andrea (Age: 3, Gender: Female), Andrew (Age: 15, Gender: Female), Hannah (Age: 30, Gender: Female), Curtis (Age: 12, Gender: Male), Barbara (Age: 11, Gender: Male). Their financial goal is Travel with a target amount of $139528 to be achieved in 39 months. Currently, they earn $48694 per month and have an expenditure of $40157. They have $15961 in savings, $10269 in fixed deposits, $13384 in stocks, $16454 in mutual funds, and $18606 in other investments. No insurance. Debt: Yes, Amount: $13671, Type: Mortgage, Interest Rate: 5.850924812877704%. Loan Start Date: 2017-12-16, Loan End Date: 2032-04-10. Emergency Fund: Yes, Amount: $10009.","Plan for Christopher Holmes:
+1. Income: $48694 per month
+2. Emergency Fund: $10009 (adequate for 6 months of expenses).
+3. Savings: $15961
+4. Debts: $13671 (Mortgage) with an interest rate of 5.850924812877704%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13384
+Future Value after 10 years: $33460.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16454
+Future Value after 10 years: $32908.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10269
+Future Value after 10 years: $15403.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18606
+Future Value after 10 years: $22327.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $139528 to be achieved in 39 months.
+8. Net Worth: $125857.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Veronica Ashley is a 26-year-old Male who works as a Engineer. They are currently Married and live at 7585 Belinda Junctions, Joshuaberg, SC 53469 in India. They have 4 dependents: Stephanie (Age: 12, Gender: Female), Susan (Age: 23, Gender: Male), Alfred (Age: 13, Gender: Male), Jerry (Age: 15, Gender: Female). Their financial goal is Save for House with a target amount of $287750 to be achieved in 87 months. Currently, they earn $68583 per month and have an expenditure of $43581. They have $13800 in savings, $339 in fixed deposits, $23442 in stocks, $1355 in mutual funds, and $11333 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3039.","Plan for Veronica Ashley:
+1. Income: $68583 per month
+2. Emergency Fund: $3039 (adequate for 6 months of expenses).
+3. Savings: $13800
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23442
+Future Value after 10 years: $58605.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1355
+Future Value after 10 years: $2710.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $339
+Future Value after 10 years: $508.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11333
+Future Value after 10 years: $13599.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $287750 to be achieved in 87 months.
+8. Net Worth: $287750.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Castro is a 23-year-old Female who works as a Engineer. They are currently Single and live at 4277 James Prairie, Madisonland, VA 99536 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $123959 to be achieved in 48 months. Currently, they earn $85299 per month and have an expenditure of $31682. They have $11537 in savings, $4257 in fixed deposits, $44037 in stocks, $16235 in mutual funds, and $17231 in other investments. No insurance. Debt: Yes, Amount: $1912, Type: Credit Card, Interest Rate: 17.690392401605074%. Loan Start Date: 2024-04-06, Loan End Date: 2030-04-18. Emergency Fund: Yes, Amount: $9621.","Plan for Timothy Castro:
+1. Income: $85299 per month
+2. Emergency Fund: $9621 (adequate for 6 months of expenses).
+3. Savings: $11537
+4. Debts: $1912 (Credit Card) with an interest rate of 17.690392401605074%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44037
+Future Value after 10 years: $110092.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16235
+Future Value after 10 years: $32470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4257
+Future Value after 10 years: $6385.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17231
+Future Value after 10 years: $20677.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $123959 to be achieved in 48 months.
+8. Net Worth: $122047.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bruce Nguyen is a 38-year-old Female who works as a Engineer. They are currently Divorced and live at 9574 Evans Point, North Susanport, ND 74763 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $66440 to be achieved in 24 months. Currently, they earn $66836 per month and have an expenditure of $27297. They have $10207 in savings, $4228 in fixed deposits, $16642 in stocks, $8221 in mutual funds, and $10370 in other investments. No insurance. Debt: Yes, Amount: $2521, Type: Personal Loan, Interest Rate: 8.407604017284083%. Loan Start Date: 2016-11-15, Loan End Date: 2029-01-26. No emergency fund.","Plan for Bruce Nguyen:
+1. Income: $66836 per month
+2. Emergency Fund: $163782 (adequate for 6 months of expenses).
+3. Savings: $10207
+4. Debts: $2521 (Personal Loan) with an interest rate of 8.407604017284083%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16642
+Future Value after 10 years: $41605.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8221
+Future Value after 10 years: $16442.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4228
+Future Value after 10 years: $6342.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10370
+Future Value after 10 years: $12444.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $66440 to be achieved in 24 months.
+8. Net Worth: $63919.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicholas Jones is a 43-year-old Female who works as a Artist. They are currently Married and live at 421 Frey Station Apt. 791, North Daniel, IL 46541 in UK. They have 5 dependents: James (Age: 27, Gender: Male), Mario (Age: 30, Gender: Male), Amy (Age: 24, Gender: Female), Noah (Age: 5, Gender: Female), Colin (Age: 16, Gender: Female). Their financial goal is Save for Education with a target amount of $142714 to be achieved in 46 months. Currently, they earn $49315 per month and have an expenditure of $10968. They have $9194 in savings, $18525 in fixed deposits, $41373 in stocks, $1565 in mutual funds, and $3115 in other investments. Insurance: Home Insurance with a premium of $5849 and coverage of $89250. Debt: Yes, Amount: $5291, Type: Personal Loan, Interest Rate: 9.085092493604796%. Loan Start Date: 2021-12-04, Loan End Date: 2024-08-05. No emergency fund.","Plan for Nicholas Jones:
+1. Income: $49315 per month
+2. Emergency Fund: $65808 (adequate for 6 months of expenses).
+3. Savings: $9194
+4. Debts: $5291 (Personal Loan) with an interest rate of 9.085092493604796%.
+5. Insurance: Home Insurance with coverage of $89250 and a monthly premium of $5849.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41373
+Future Value after 10 years: $103432.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1565
+Future Value after 10 years: $3130.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18525
+Future Value after 10 years: $27787.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3115
+Future Value after 10 years: $3738.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $142714 to be achieved in 46 months.
+8. Net Worth: $137423.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joshua Lee is a 25-year-old Male who works as a Artist. They are currently Divorced and live at 6754 Mcpherson Mountain Suite 037, South Tammybury, WV 37465 in USA. They have 1 dependents: Michele (Age: 10, Gender: Female). Their financial goal is Travel with a target amount of $167107 to be achieved in 41 months. Currently, they earn $68022 per month and have an expenditure of $14831. They have $15122 in savings, $8495 in fixed deposits, $8360 in stocks, $8465 in mutual funds, and $77 in other investments. No insurance. Debt: Yes, Amount: $2195, Type: Mortgage, Interest Rate: 4.570265396533724%. Loan Start Date: 2022-09-07, Loan End Date: 2026-04-28. Emergency Fund: Yes, Amount: $15994.","Plan for Joshua Lee:
+1. Income: $68022 per month
+2. Emergency Fund: $15994 (adequate for 6 months of expenses).
+3. Savings: $15122
+4. Debts: $2195 (Mortgage) with an interest rate of 4.570265396533724%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8360
+Future Value after 10 years: $20900.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8465
+Future Value after 10 years: $16930.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8495
+Future Value after 10 years: $12742.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $77
+Future Value after 10 years: $92.39999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $167107 to be achieved in 41 months.
+8. Net Worth: $164912.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sheena Brown is a 65-year-old Male who works as a Doctor. They are currently Divorced and live at PSC 7079, Box 0265, APO AE 96771 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $119778 to be achieved in 47 months. Currently, they earn $62463 per month and have an expenditure of $33885. They have $34861 in savings, $23767 in fixed deposits, $49184 in stocks, $9258 in mutual funds, and $15575 in other investments. Insurance: Home Insurance with a premium of $2290 and coverage of $314196. Debt: Yes, Amount: $12233, Type: Personal Loan, Interest Rate: 11.969253919611733%. Loan Start Date: 2021-10-05, Loan End Date: 2032-05-16. No emergency fund.","Plan for Sheena Brown:
+1. Income: $62463 per month
+2. Emergency Fund: $203310 (adequate for 6 months of expenses).
+3. Savings: $34861
+4. Debts: $12233 (Personal Loan) with an interest rate of 11.969253919611733%.
+5. Insurance: Home Insurance with coverage of $314196 and a monthly premium of $2290.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49184
+Future Value after 10 years: $122960.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9258
+Future Value after 10 years: $18516.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23767
+Future Value after 10 years: $35650.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15575
+Future Value after 10 years: $18690.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $119778 to be achieved in 47 months.
+8. Net Worth: $107545.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Schmitt is a 21-year-old Female who works as a Teacher. They are currently Married and live at 54356 Justin Wall Suite 019, Carriestad, TN 28675 in Canada. They have 1 dependents: Kevin (Age: 20, Gender: Male). Their financial goal is Save for House with a target amount of $192137 to be achieved in 85 months. Currently, they earn $38102 per month and have an expenditure of $33102. They have $28970 in savings, $19203 in fixed deposits, $7140 in stocks, $16513 in mutual funds, and $17593 in other investments. Insurance: Auto Insurance with a premium of $2987 and coverage of $278170. No debt. No emergency fund.","Plan for Timothy Schmitt:
+1. Income: $38102 per month
+2. Emergency Fund: $198612 (adequate for 6 months of expenses).
+3. Savings: $28970
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $278170 and a monthly premium of $2987.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7140
+Future Value after 10 years: $17850.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16513
+Future Value after 10 years: $33026.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19203
+Future Value after 10 years: $28804.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17593
+Future Value after 10 years: $21111.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $192137 to be achieved in 85 months.
+8. Net Worth: $192137.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Wood is a 59-year-old Female who works as a Doctor. They are currently Married and live at 99408 Ashley Neck, Lake Annettestad, OR 48303 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $111349 to be achieved in 27 months. Currently, they earn $71644 per month and have an expenditure of $12338. They have $29765 in savings, $25953 in fixed deposits, $44459 in stocks, $25353 in mutual funds, and $17437 in other investments. Insurance: Health Insurance with a premium of $2943 and coverage of $281426. No debt. No emergency fund.","Plan for Amanda Wood:
+1. Income: $71644 per month
+2. Emergency Fund: $74028 (adequate for 6 months of expenses).
+3. Savings: $29765
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $281426 and a monthly premium of $2943.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44459
+Future Value after 10 years: $111147.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25353
+Future Value after 10 years: $50706.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25953
+Future Value after 10 years: $38929.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17437
+Future Value after 10 years: $20924.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111349 to be achieved in 27 months.
+8. Net Worth: $111349.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Pace is a 59-year-old Male who works as a Engineer. They are currently Married and live at 892 Lewis Stream Apt. 795, East Jamie, SD 92765 in India. They have 2 dependents: Jacob (Age: 20, Gender: Female), Elizabeth (Age: 27, Gender: Male). Their financial goal is Retirement with a target amount of $174386 to be achieved in 60 months. Currently, they earn $70609 per month and have an expenditure of $49387. They have $8407 in savings, $319 in fixed deposits, $2143 in stocks, $4284 in mutual funds, and $10773 in other investments. No insurance. No debt. No emergency fund.","Plan for John Pace:
+1. Income: $70609 per month
+2. Emergency Fund: $296322 (adequate for 6 months of expenses).
+3. Savings: $8407
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2143
+Future Value after 10 years: $5357.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4284
+Future Value after 10 years: $8568.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $319
+Future Value after 10 years: $478.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10773
+Future Value after 10 years: $12927.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $174386 to be achieved in 60 months.
+8. Net Worth: $174386.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alexandra Davies is a 36-year-old Female who works as a Engineer. They are currently Married and live at 8501 Bryant Islands, Lake Ashleystad, GA 43355 in India. They have 4 dependents: John (Age: 26, Gender: Female), Kristin (Age: 8, Gender: Male), Nathan (Age: 30, Gender: Female), Margaret (Age: 3, Gender: Female). Their financial goal is Travel with a target amount of $165235 to be achieved in 39 months. Currently, they earn $73752 per month and have an expenditure of $22697. They have $6677 in savings, $13293 in fixed deposits, $5395 in stocks, $2628 in mutual funds, and $12552 in other investments. Insurance: Home Insurance with a premium of $3431 and coverage of $389756. Debt: Yes, Amount: $9165, Type: Credit Card, Interest Rate: 21.0214413651297%. Loan Start Date: 2018-04-12, Loan End Date: 2025-03-27. No emergency fund.","Plan for Alexandra Davies:
+1. Income: $73752 per month
+2. Emergency Fund: $136182 (adequate for 6 months of expenses).
+3. Savings: $6677
+4. Debts: $9165 (Credit Card) with an interest rate of 21.0214413651297%.
+5. Insurance: Home Insurance with coverage of $389756 and a monthly premium of $3431.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5395
+Future Value after 10 years: $13487.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2628
+Future Value after 10 years: $5256.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13293
+Future Value after 10 years: $19939.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12552
+Future Value after 10 years: $15062.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $165235 to be achieved in 39 months.
+8. Net Worth: $156070.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Glover is a 42-year-old Female who works as a Engineer. They are currently Married and live at 290 Gloria Dale, Amberhaven, RI 68100 in India. They have 4 dependents: Angela (Age: 1, Gender: Male), Shannon (Age: 30, Gender: Male), John (Age: 17, Gender: Male), Jo (Age: 28, Gender: Female). Their financial goal is Travel with a target amount of $62263 to be achieved in 32 months. Currently, they earn $86018 per month and have an expenditure of $24915. They have $7901 in savings, $20398 in fixed deposits, $39900 in stocks, $19597 in mutual funds, and $1533 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9323.","Plan for Angela Glover:
+1. Income: $86018 per month
+2. Emergency Fund: $9323 (adequate for 6 months of expenses).
+3. Savings: $7901
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39900
+Future Value after 10 years: $99750.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19597
+Future Value after 10 years: $39194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20398
+Future Value after 10 years: $30597.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1533
+Future Value after 10 years: $1839.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $62263 to be achieved in 32 months.
+8. Net Worth: $62263.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Corey Thomas is a 45-year-old Male who works as a Teacher. They are currently Divorced and live at 38339 Jones Shore, Cindyland, MT 73484 in USA. They have 2 dependents: Jonathan (Age: 29, Gender: Female), Kathy (Age: 18, Gender: Male). Their financial goal is Save for House with a target amount of $420319 to be achieved in 78 months. Currently, they earn $104205 per month and have an expenditure of $24292. They have $26399 in savings, $21596 in fixed deposits, $27667 in stocks, $15244 in mutual funds, and $8637 in other investments. No insurance. Debt: Yes, Amount: $2540, Type: Credit Card, Interest Rate: 17.812366366491815%. Loan Start Date: 2024-03-30, Loan End Date: 2032-02-01. No emergency fund.","Plan for Corey Thomas:
+1. Income: $104205 per month
+2. Emergency Fund: $145752 (adequate for 6 months of expenses).
+3. Savings: $26399
+4. Debts: $2540 (Credit Card) with an interest rate of 17.812366366491815%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27667
+Future Value after 10 years: $69167.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15244
+Future Value after 10 years: $30488.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21596
+Future Value after 10 years: $32394.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8637
+Future Value after 10 years: $10364.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $420319 to be achieved in 78 months.
+8. Net Worth: $417779.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Harmon is a 18-year-old Male who works as a Engineer. They are currently Married and live at USCGC Atkins, FPO AE 90992 in USA. They have 3 dependents: Shannon (Age: 26, Gender: Female), Justin (Age: 7, Gender: Male), Christina (Age: 23, Gender: Male). Their financial goal is Save for House with a target amount of $365917 to be achieved in 108 months. Currently, they earn $73205 per month and have an expenditure of $32082. They have $28742 in savings, $267 in fixed deposits, $6407 in stocks, $6813 in mutual funds, and $16208 in other investments. Insurance: Auto Insurance with a premium of $1558 and coverage of $457997. Debt: Yes, Amount: $6194, Type: Mortgage, Interest Rate: 3.33461405124485%. Loan Start Date: 2016-01-09, Loan End Date: 2034-06-28. No emergency fund.","Plan for Daniel Harmon:
+1. Income: $73205 per month
+2. Emergency Fund: $192492 (adequate for 6 months of expenses).
+3. Savings: $28742
+4. Debts: $6194 (Mortgage) with an interest rate of 3.33461405124485%.
+5. Insurance: Auto Insurance with coverage of $457997 and a monthly premium of $1558.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6407
+Future Value after 10 years: $16017.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6813
+Future Value after 10 years: $13626.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $267
+Future Value after 10 years: $400.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16208
+Future Value after 10 years: $19449.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $365917 to be achieved in 108 months.
+8. Net Worth: $359723.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amber Hampton is a 30-year-old Female who works as a Engineer. They are currently Divorced and live at 653 Samuel Oval Apt. 588, Thompsonville, AR 77060 in USA. They have 2 dependents: Justin (Age: 7, Gender: Female), Heidi (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $452715 to be achieved in 61 months. Currently, they earn $33526 per month and have an expenditure of $11350. They have $6218 in savings, $5329 in fixed deposits, $26685 in stocks, $28544 in mutual funds, and $3797 in other investments. Insurance: Health Insurance with a premium of $8743 and coverage of $157241. Debt: Yes, Amount: $1503, Type: Credit Card, Interest Rate: 24.181157951839516%. Loan Start Date: 2020-09-12, Loan End Date: 2032-01-13. No emergency fund.","Plan for Amber Hampton:
+1. Income: $33526 per month
+2. Emergency Fund: $68100 (adequate for 6 months of expenses).
+3. Savings: $6218
+4. Debts: $1503 (Credit Card) with an interest rate of 24.181157951839516%.
+5. Insurance: Health Insurance with coverage of $157241 and a monthly premium of $8743.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26685
+Future Value after 10 years: $66712.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28544
+Future Value after 10 years: $57088.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5329
+Future Value after 10 years: $7993.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3797
+Future Value after 10 years: $4556.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $452715 to be achieved in 61 months.
+8. Net Worth: $451212.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lynn Ward is a 23-year-old Male who works as a Engineer. They are currently Single and live at 1413 Juan Ports, Burkeburgh, ME 99011 in USA. They have 1 dependents: James (Age: 25, Gender: Female). Their financial goal is Retirement with a target amount of $154273 to be achieved in 43 months. Currently, they earn $113969 per month and have an expenditure of $46165. They have $8840 in savings, $26252 in fixed deposits, $4592 in stocks, $24165 in mutual funds, and $12404 in other investments. No insurance. Debt: Yes, Amount: $13835, Type: Credit Card, Interest Rate: 17.924943232877823%. Loan Start Date: 2021-03-29, Loan End Date: 2027-10-16. No emergency fund.","Plan for Lynn Ward:
+1. Income: $113969 per month
+2. Emergency Fund: $276990 (adequate for 6 months of expenses).
+3. Savings: $8840
+4. Debts: $13835 (Credit Card) with an interest rate of 17.924943232877823%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4592
+Future Value after 10 years: $11480.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24165
+Future Value after 10 years: $48330.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26252
+Future Value after 10 years: $39378.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12404
+Future Value after 10 years: $14884.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $154273 to be achieved in 43 months.
+8. Net Worth: $140438.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Mitchell is a 26-year-old Female who works as a Engineer. They are currently Single and live at 416 Francis Junctions Apt. 571, New Michael, MH 05719 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $128189 to be achieved in 30 months. Currently, they earn $101857 per month and have an expenditure of $19429. They have $21620 in savings, $24202 in fixed deposits, $4867 in stocks, $12318 in mutual funds, and $9982 in other investments. Insurance: Auto Insurance with a premium of $5942 and coverage of $60774. Debt: Yes, Amount: $9410, Type: Credit Card, Interest Rate: 15.666021347416908%. Loan Start Date: 2022-09-12, Loan End Date: 2029-10-24. No emergency fund.","Plan for Kelly Mitchell:
+1. Income: $101857 per month
+2. Emergency Fund: $116574 (adequate for 6 months of expenses).
+3. Savings: $21620
+4. Debts: $9410 (Credit Card) with an interest rate of 15.666021347416908%.
+5. Insurance: Auto Insurance with coverage of $60774 and a monthly premium of $5942.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4867
+Future Value after 10 years: $12167.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12318
+Future Value after 10 years: $24636.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24202
+Future Value after 10 years: $36303.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9982
+Future Value after 10 years: $11978.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $128189 to be achieved in 30 months.
+8. Net Worth: $118779.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Carr is a 57-year-old Male who works as a Artist. They are currently Married and live at 93219 Young Village Apt. 247, Moranchester, MD 50382 in Canada. They have 1 dependents: Matthew (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $139810 to be achieved in 40 months. Currently, they earn $61248 per month and have an expenditure of $45589. They have $36239 in savings, $3979 in fixed deposits, $44420 in stocks, $238 in mutual funds, and $18825 in other investments. Insurance: Health Insurance with a premium of $4322 and coverage of $367476. Debt: Yes, Amount: $7720, Type: Credit Card, Interest Rate: 23.55465873725251%. Loan Start Date: 2018-03-30, Loan End Date: 2032-02-08. No emergency fund.","Plan for Jeffrey Carr:
+1. Income: $61248 per month
+2. Emergency Fund: $273534 (adequate for 6 months of expenses).
+3. Savings: $36239
+4. Debts: $7720 (Credit Card) with an interest rate of 23.55465873725251%.
+5. Insurance: Health Insurance with coverage of $367476 and a monthly premium of $4322.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44420
+Future Value after 10 years: $111050.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $238
+Future Value after 10 years: $476.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3979
+Future Value after 10 years: $5968.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18825
+Future Value after 10 years: $22590.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $139810 to be achieved in 40 months.
+8. Net Worth: $132090.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Campbell is a 60-year-old Female who works as a Engineer. They are currently Divorced and live at 3047 Wilkins Lodge, East Ianbury, MI 41176 in Canada. They have 1 dependents: Renee (Age: 5, Gender: Female). Their financial goal is Save for House with a target amount of $473284 to be achieved in 84 months. Currently, they earn $55830 per month and have an expenditure of $30408. They have $5283 in savings, $15554 in fixed deposits, $5070 in stocks, $10136 in mutual funds, and $3673 in other investments. Insurance: Life Insurance with a premium of $8612 and coverage of $473290. Debt: Yes, Amount: $7683, Type: Credit Card, Interest Rate: 18.170398755095974%. Loan Start Date: 2018-12-16, Loan End Date: 2030-06-20. Emergency Fund: Yes, Amount: $7555.","Plan for Thomas Campbell:
+1. Income: $55830 per month
+2. Emergency Fund: $7555 (adequate for 6 months of expenses).
+3. Savings: $5283
+4. Debts: $7683 (Credit Card) with an interest rate of 18.170398755095974%.
+5. Insurance: Life Insurance with coverage of $473290 and a monthly premium of $8612.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5070
+Future Value after 10 years: $12675.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10136
+Future Value after 10 years: $20272.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15554
+Future Value after 10 years: $23331.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3673
+Future Value after 10 years: $4407.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $473284 to be achieved in 84 months.
+8. Net Worth: $465601.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Thomas is a 54-year-old Female who works as a Teacher. They are currently Single and live at 56286 Robert Courts, West Emilyview, MH 78226 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $492526 to be achieved in 94 months. Currently, they earn $52668 per month and have an expenditure of $29312. They have $43109 in savings, $15259 in fixed deposits, $1507 in stocks, $20865 in mutual funds, and $1379 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $9382.","Plan for Andrew Thomas:
+1. Income: $52668 per month
+2. Emergency Fund: $9382 (adequate for 6 months of expenses).
+3. Savings: $43109
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1507
+Future Value after 10 years: $3767.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20865
+Future Value after 10 years: $41730.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15259
+Future Value after 10 years: $22888.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1379
+Future Value after 10 years: $1654.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $492526 to be achieved in 94 months.
+8. Net Worth: $492526.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tammy Barker is a 38-year-old Female who works as a Doctor. They are currently Married and live at 9186 Williams Course Suite 705, Shafferfurt, NY 36832 in Canada. They have 5 dependents: Laura (Age: 2, Gender: Male), Rachel (Age: 17, Gender: Female), Martha (Age: 17, Gender: Female), Erik (Age: 7, Gender: Female), Jason (Age: 22, Gender: Male). Their financial goal is Retirement with a target amount of $155150 to be achieved in 36 months. Currently, they earn $36611 per month and have an expenditure of $31611. They have $33930 in savings, $3439 in fixed deposits, $43278 in stocks, $10737 in mutual funds, and $19654 in other investments. No insurance. Debt: Yes, Amount: $7953, Type: Mortgage, Interest Rate: 3.46973948198362%. Loan Start Date: 2016-08-19, Loan End Date: 2024-11-05. Emergency Fund: Yes, Amount: $6009.","Plan for Tammy Barker:
+1. Income: $36611 per month
+2. Emergency Fund: $6009 (adequate for 6 months of expenses).
+3. Savings: $33930
+4. Debts: $7953 (Mortgage) with an interest rate of 3.46973948198362%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43278
+Future Value after 10 years: $108195.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10737
+Future Value after 10 years: $21474.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3439
+Future Value after 10 years: $5158.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19654
+Future Value after 10 years: $23584.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $155150 to be achieved in 36 months.
+8. Net Worth: $147197.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Becky Ashley is a 25-year-old Male who works as a Doctor. They are currently Single and live at 086 Johnson Cove, Westville, AK 93552 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $119621 to be achieved in 17 months. Currently, they earn $43238 per month and have an expenditure of $38238. They have $25509 in savings, $15411 in fixed deposits, $36154 in stocks, $15235 in mutual funds, and $1085 in other investments. No insurance. Debt: Yes, Amount: $12515, Type: Personal Loan, Interest Rate: 12.281443806198677%. Loan Start Date: 2017-08-09, Loan End Date: 2028-11-07. Emergency Fund: Yes, Amount: $19997.","Plan for Becky Ashley:
+1. Income: $43238 per month
+2. Emergency Fund: $19997 (adequate for 6 months of expenses).
+3. Savings: $25509
+4. Debts: $12515 (Personal Loan) with an interest rate of 12.281443806198677%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36154
+Future Value after 10 years: $90385.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15235
+Future Value after 10 years: $30470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15411
+Future Value after 10 years: $23116.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1085
+Future Value after 10 years: $1302.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $119621 to be achieved in 17 months.
+8. Net Worth: $107106.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Smith is a 34-year-old Female who works as a Artist. They are currently Single and live at 9826 Orr Pine, Andersonview, NJ 64309 in UK. They have 1 dependents: Kathryn (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $174587 to be achieved in 21 months. Currently, they earn $94590 per month and have an expenditure of $15230. They have $28256 in savings, $4908 in fixed deposits, $27764 in stocks, $12630 in mutual funds, and $3378 in other investments. No insurance. Debt: Yes, Amount: $8873, Type: Personal Loan, Interest Rate: 13.528466172104658%. Loan Start Date: 2017-10-21, Loan End Date: 2028-09-03. No emergency fund.","Plan for John Smith:
+1. Income: $94590 per month
+2. Emergency Fund: $91380 (adequate for 6 months of expenses).
+3. Savings: $28256
+4. Debts: $8873 (Personal Loan) with an interest rate of 13.528466172104658%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27764
+Future Value after 10 years: $69410.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12630
+Future Value after 10 years: $25260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4908
+Future Value after 10 years: $7362.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3378
+Future Value after 10 years: $4053.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $174587 to be achieved in 21 months.
+8. Net Worth: $165714.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Candace Weber is a 40-year-old Male who works as a Teacher. They are currently Divorced and live at 98539 Matthew Centers, New Daniel, GU 13815 in USA. They have 2 dependents: Rhonda (Age: 17, Gender: Male), Jason (Age: 12, Gender: Male). Their financial goal is Retirement with a target amount of $81252 to be achieved in 30 months. Currently, they earn $96122 per month and have an expenditure of $22301. They have $47695 in savings, $9664 in fixed deposits, $49962 in stocks, $8083 in mutual funds, and $15283 in other investments. Insurance: Health Insurance with a premium of $5165 and coverage of $197078. No debt. No emergency fund.","Plan for Candace Weber:
+1. Income: $96122 per month
+2. Emergency Fund: $133806 (adequate for 6 months of expenses).
+3. Savings: $47695
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $197078 and a monthly premium of $5165.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49962
+Future Value after 10 years: $124905.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8083
+Future Value after 10 years: $16166.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9664
+Future Value after 10 years: $14496.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15283
+Future Value after 10 years: $18339.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $81252 to be achieved in 30 months.
+8. Net Worth: $81252.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kathy Thomas is a 23-year-old Male who works as a Artist. They are currently Married and live at 75716 Lee Squares, Lauraland, IL 06594 in UK. They have 2 dependents: Jordan (Age: 19, Gender: Male), Michael (Age: 5, Gender: Male). Their financial goal is Travel with a target amount of $164376 to be achieved in 49 months. Currently, they earn $62816 per month and have an expenditure of $14703. They have $26082 in savings, $16384 in fixed deposits, $33794 in stocks, $14404 in mutual funds, and $7506 in other investments. No insurance. Debt: Yes, Amount: $10258, Type: Mortgage, Interest Rate: 3.1516647106514406%. Loan Start Date: 2019-01-21, Loan End Date: 2031-02-25. No emergency fund.","Plan for Kathy Thomas:
+1. Income: $62816 per month
+2. Emergency Fund: $88218 (adequate for 6 months of expenses).
+3. Savings: $26082
+4. Debts: $10258 (Mortgage) with an interest rate of 3.1516647106514406%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33794
+Future Value after 10 years: $84485.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14404
+Future Value after 10 years: $28808.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16384
+Future Value after 10 years: $24576.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7506
+Future Value after 10 years: $9007.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $164376 to be achieved in 49 months.
+8. Net Worth: $154118.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Monica Crosby is a 22-year-old Male who works as a Engineer. They are currently Divorced and live at 45165 Carrillo Union, New Pamelaborough, SD 22490 in UK. They have 2 dependents: Richard (Age: 17, Gender: Male), Christopher (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $107109 to be achieved in 120 months. Currently, they earn $103761 per month and have an expenditure of $48830. They have $5409 in savings, $24506 in fixed deposits, $35125 in stocks, $25315 in mutual funds, and $18911 in other investments. No insurance. Debt: Yes, Amount: $14138, Type: Mortgage, Interest Rate: 6.972537240176322%. Loan Start Date: 2024-03-19, Loan End Date: 2030-01-23. No emergency fund.","Plan for Monica Crosby:
+1. Income: $103761 per month
+2. Emergency Fund: $292980 (adequate for 6 months of expenses).
+3. Savings: $5409
+4. Debts: $14138 (Mortgage) with an interest rate of 6.972537240176322%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35125
+Future Value after 10 years: $87812.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25315
+Future Value after 10 years: $50630.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24506
+Future Value after 10 years: $36759.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18911
+Future Value after 10 years: $22693.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $107109 to be achieved in 120 months.
+8. Net Worth: $92971.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alexis Simpson is a 27-year-old Female who works as a Artist. They are currently Divorced and live at 6923 Salinas Plains Suite 628, Lake Jamie, IL 20741 in UK. They have 1 dependents: Monica (Age: 1, Gender: Female). Their financial goal is Retirement with a target amount of $126103 to be achieved in 15 months. Currently, they earn $69689 per month and have an expenditure of $15725. They have $6252 in savings, $14504 in fixed deposits, $30113 in stocks, $15395 in mutual funds, and $14266 in other investments. Insurance: Auto Insurance with a premium of $9029 and coverage of $325129. No debt. No emergency fund.","Plan for Alexis Simpson:
+1. Income: $69689 per month
+2. Emergency Fund: $94350 (adequate for 6 months of expenses).
+3. Savings: $6252
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $325129 and a monthly premium of $9029.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30113
+Future Value after 10 years: $75282.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15395
+Future Value after 10 years: $30790.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14504
+Future Value after 10 years: $21756.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14266
+Future Value after 10 years: $17119.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $126103 to be achieved in 15 months.
+8. Net Worth: $126103.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mason Mays is a 70-year-old Female who works as a Teacher. They are currently Married and live at PSC 3287, Box 7060, APO AE 79189 in India. They have 4 dependents: Loretta (Age: 5, Gender: Male), Karina (Age: 11, Gender: Female), Donald (Age: 18, Gender: Female), Christopher (Age: 1, Gender: Male). Their financial goal is Travel with a target amount of $59847 to be achieved in 24 months. Currently, they earn $112019 per month and have an expenditure of $12719. They have $18183 in savings, $8467 in fixed deposits, $42678 in stocks, $12610 in mutual funds, and $11232 in other investments. Insurance: Auto Insurance with a premium of $6870 and coverage of $235369. No debt. Emergency Fund: Yes, Amount: $3874.","Plan for Mason Mays:
+1. Income: $112019 per month
+2. Emergency Fund: $3874 (adequate for 6 months of expenses).
+3. Savings: $18183
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $235369 and a monthly premium of $6870.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42678
+Future Value after 10 years: $106695.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12610
+Future Value after 10 years: $25220.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8467
+Future Value after 10 years: $12700.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11232
+Future Value after 10 years: $13478.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $59847 to be achieved in 24 months.
+8. Net Worth: $59847.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alfred Kelley is a 65-year-old Female who works as a Engineer. They are currently Married and live at USS Rodriguez, FPO AA 06438 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $96993 to be achieved in 26 months. Currently, they earn $35813 per month and have an expenditure of $30813. They have $6042 in savings, $16185 in fixed deposits, $36717 in stocks, $23873 in mutual funds, and $11956 in other investments. Insurance: Auto Insurance with a premium of $5747 and coverage of $253503. No debt. Emergency Fund: Yes, Amount: $1410.","Plan for Alfred Kelley:
+1. Income: $35813 per month
+2. Emergency Fund: $1410 (adequate for 6 months of expenses).
+3. Savings: $6042
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $253503 and a monthly premium of $5747.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36717
+Future Value after 10 years: $91792.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23873
+Future Value after 10 years: $47746.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16185
+Future Value after 10 years: $24277.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11956
+Future Value after 10 years: $14347.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $96993 to be achieved in 26 months.
+8. Net Worth: $96993.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Caleb Beltran is a 54-year-old Male who works as a Engineer. They are currently Divorced and live at 8464 Peter Mountain, Nicholasview, UT 58134 in Canada. They have 1 dependents: Lawrence (Age: 20, Gender: Female). Their financial goal is Retirement with a target amount of $66856 to be achieved in 30 months. Currently, they earn $31039 per month and have an expenditure of $25045. They have $38618 in savings, $12822 in fixed deposits, $28785 in stocks, $4597 in mutual funds, and $4373 in other investments. No insurance. Debt: Yes, Amount: $8837, Type: Personal Loan, Interest Rate: 13.373142455555465%. Loan Start Date: 2021-09-20, Loan End Date: 2033-11-27. Emergency Fund: Yes, Amount: $1478.","Plan for Caleb Beltran:
+1. Income: $31039 per month
+2. Emergency Fund: $1478 (adequate for 6 months of expenses).
+3. Savings: $38618
+4. Debts: $8837 (Personal Loan) with an interest rate of 13.373142455555465%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28785
+Future Value after 10 years: $71962.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4597
+Future Value after 10 years: $9194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12822
+Future Value after 10 years: $19233.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4373
+Future Value after 10 years: $5247.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $66856 to be achieved in 30 months.
+8. Net Worth: $58019.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Stephenson is a 59-year-old Male who works as a Engineer. They are currently Married and live at 63889 Amanda Mountain, South Jamesmouth, SC 75778 in Canada. They have 4 dependents: Diamond (Age: 15, Gender: Female), Steven (Age: 14, Gender: Male), Daniel (Age: 5, Gender: Female), Daniel (Age: 6, Gender: Female). Their financial goal is Retirement with a target amount of $52583 to be achieved in 52 months. Currently, they earn $107962 per month and have an expenditure of $24562. They have $29761 in savings, $27587 in fixed deposits, $8281 in stocks, $16731 in mutual funds, and $15036 in other investments. Insurance: Auto Insurance with a premium of $2898 and coverage of $243959. No debt. Emergency Fund: Yes, Amount: $17695.","Plan for Mark Stephenson:
+1. Income: $107962 per month
+2. Emergency Fund: $17695 (adequate for 6 months of expenses).
+3. Savings: $29761
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $243959 and a monthly premium of $2898.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8281
+Future Value after 10 years: $20702.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16731
+Future Value after 10 years: $33462.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27587
+Future Value after 10 years: $41380.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15036
+Future Value after 10 years: $18043.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $52583 to be achieved in 52 months.
+8. Net Worth: $52583.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Adriana Martin is a 35-year-old Male who works as a Doctor. They are currently Single and live at Unit 3757 Box 0580, DPO AP 06987 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $102239 to be achieved in 45 months. Currently, they earn $71492 per month and have an expenditure of $17928. They have $48657 in savings, $5307 in fixed deposits, $24811 in stocks, $5444 in mutual funds, and $2670 in other investments. No insurance. Debt: Yes, Amount: $19704, Type: Personal Loan, Interest Rate: 11.261498469101642%. Loan Start Date: 2016-12-03, Loan End Date: 2028-10-03. No emergency fund.","Plan for Adriana Martin:
+1. Income: $71492 per month
+2. Emergency Fund: $107568 (adequate for 6 months of expenses).
+3. Savings: $48657
+4. Debts: $19704 (Personal Loan) with an interest rate of 11.261498469101642%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24811
+Future Value after 10 years: $62027.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5444
+Future Value after 10 years: $10888.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5307
+Future Value after 10 years: $7960.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2670
+Future Value after 10 years: $3204.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $102239 to be achieved in 45 months.
+8. Net Worth: $82535.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Cole is a 66-year-old Female who works as a Engineer. They are currently Single and live at 694 Michelle Mission Apt. 324, Hillfort, MT 27874 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $167788 to be achieved in 21 months. Currently, they earn $64820 per month and have an expenditure of $13303. They have $28755 in savings, $9600 in fixed deposits, $42106 in stocks, $13004 in mutual funds, and $6483 in other investments. No insurance. Debt: Yes, Amount: $17919, Type: Credit Card, Interest Rate: 19.589676116345167%. Loan Start Date: 2017-06-18, Loan End Date: 2025-03-14. Emergency Fund: Yes, Amount: $14292.","Plan for John Cole:
+1. Income: $64820 per month
+2. Emergency Fund: $14292 (adequate for 6 months of expenses).
+3. Savings: $28755
+4. Debts: $17919 (Credit Card) with an interest rate of 19.589676116345167%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42106
+Future Value after 10 years: $105265.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13004
+Future Value after 10 years: $26008.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9600
+Future Value after 10 years: $14400.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6483
+Future Value after 10 years: $7779.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $167788 to be achieved in 21 months.
+8. Net Worth: $149869.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Valerie Chapman is a 26-year-old Male who works as a Teacher. They are currently Single and live at 4326 Derek Hills Apt. 462, Lake Victor, CA 24326 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $204364 to be achieved in 102 months. Currently, they earn $103411 per month and have an expenditure of $29493. They have $17045 in savings, $6756 in fixed deposits, $38316 in stocks, $10429 in mutual funds, and $9485 in other investments. Insurance: Life Insurance with a premium of $9146 and coverage of $203969. Debt: Yes, Amount: $8502, Type: Credit Card, Interest Rate: 15.802453718988708%. Loan Start Date: 2021-06-14, Loan End Date: 2028-04-11. Emergency Fund: Yes, Amount: $2610.","Plan for Valerie Chapman:
+1. Income: $103411 per month
+2. Emergency Fund: $2610 (adequate for 6 months of expenses).
+3. Savings: $17045
+4. Debts: $8502 (Credit Card) with an interest rate of 15.802453718988708%.
+5. Insurance: Life Insurance with coverage of $203969 and a monthly premium of $9146.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38316
+Future Value after 10 years: $95790.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10429
+Future Value after 10 years: $20858.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6756
+Future Value after 10 years: $10134.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9485
+Future Value after 10 years: $11382.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $204364 to be achieved in 102 months.
+8. Net Worth: $195862.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Dixon is a 52-year-old Male who works as a Doctor. They are currently Married and live at PSC 7996, Box 3842, APO AA 51096 in USA. They have 5 dependents: Amber (Age: 23, Gender: Female), Cheryl (Age: 20, Gender: Female), Thomas (Age: 3, Gender: Male), Joshua (Age: 2, Gender: Male), Mark (Age: 8, Gender: Female). Their financial goal is Travel with a target amount of $54466 to be achieved in 20 months. Currently, they earn $41346 per month and have an expenditure of $24620. They have $17976 in savings, $15529 in fixed deposits, $49255 in stocks, $28488 in mutual funds, and $15507 in other investments. No insurance. No debt. No emergency fund.","Plan for Jeremy Dixon:
+1. Income: $41346 per month
+2. Emergency Fund: $147720 (adequate for 6 months of expenses).
+3. Savings: $17976
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49255
+Future Value after 10 years: $123137.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28488
+Future Value after 10 years: $56976.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15529
+Future Value after 10 years: $23293.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15507
+Future Value after 10 years: $18608.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $54466 to be achieved in 20 months.
+8. Net Worth: $54466.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Debra Clark is a 26-year-old Female who works as a Engineer. They are currently Divorced and live at 565 Cynthia Plains Apt. 922, East Desireefort, KY 91236 in Canada. They have 1 dependents: Jeffrey (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $64223 to be achieved in 39 months. Currently, they earn $76298 per month and have an expenditure of $18990. They have $19850 in savings, $28325 in fixed deposits, $3829 in stocks, $24495 in mutual funds, and $19625 in other investments. Insurance: Home Insurance with a premium of $2460 and coverage of $339792. No debt. Emergency Fund: Yes, Amount: $2143.","Plan for Debra Clark:
+1. Income: $76298 per month
+2. Emergency Fund: $2143 (adequate for 6 months of expenses).
+3. Savings: $19850
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $339792 and a monthly premium of $2460.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3829
+Future Value after 10 years: $9572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24495
+Future Value after 10 years: $48990.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28325
+Future Value after 10 years: $42487.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19625
+Future Value after 10 years: $23550.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $64223 to be achieved in 39 months.
+8. Net Worth: $64223.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heidi Lee is a 37-year-old Male who works as a Doctor. They are currently Divorced and live at 868 Tanya Throughway Suite 417, South Nathan, AZ 56146 in Canada. They have 1 dependents: Susan (Age: 2, Gender: Female). Their financial goal is Save for House with a target amount of $408435 to be achieved in 110 months. Currently, they earn $51986 per month and have an expenditure of $32230. They have $10499 in savings, $4342 in fixed deposits, $32322 in stocks, $5912 in mutual funds, and $10491 in other investments. No insurance. No debt. No emergency fund.","Plan for Heidi Lee:
+1. Income: $51986 per month
+2. Emergency Fund: $193380 (adequate for 6 months of expenses).
+3. Savings: $10499
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32322
+Future Value after 10 years: $80805.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5912
+Future Value after 10 years: $11824.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4342
+Future Value after 10 years: $6513.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10491
+Future Value after 10 years: $12589.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $408435 to be achieved in 110 months.
+8. Net Worth: $408435.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Amy Mueller is a 48-year-old Female who works as a Teacher. They are currently Married and live at USCGC Rocha, FPO AP 06232 in India. They have 5 dependents: Richard (Age: 3, Gender: Female), Kenneth (Age: 17, Gender: Male), Brett (Age: 17, Gender: Female), Antonio (Age: 15, Gender: Female), James (Age: 5, Gender: Female). Their financial goal is Save for Education with a target amount of $134218 to be achieved in 56 months. Currently, they earn $57067 per month and have an expenditure of $45661. They have $6655 in savings, $28982 in fixed deposits, $33065 in stocks, $14367 in mutual funds, and $14089 in other investments. No insurance. Debt: Yes, Amount: $8882, Type: Mortgage, Interest Rate: 6.860258515468091%. Loan Start Date: 2016-07-30, Loan End Date: 2025-04-09. Emergency Fund: Yes, Amount: $3332.","Plan for Dr. Amy Mueller:
+1. Income: $57067 per month
+2. Emergency Fund: $3332 (adequate for 6 months of expenses).
+3. Savings: $6655
+4. Debts: $8882 (Mortgage) with an interest rate of 6.860258515468091%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33065
+Future Value after 10 years: $82662.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14367
+Future Value after 10 years: $28734.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28982
+Future Value after 10 years: $43473.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14089
+Future Value after 10 years: $16906.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $134218 to be achieved in 56 months.
+8. Net Worth: $125336.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Micheal Houston is a 33-year-old Male who works as a Artist. They are currently Divorced and live at 9195 Garrett Cliff Apt. 367, Bradfordmouth, MN 84646 in India. They have 1 dependents: Ann (Age: 15, Gender: Male). Their financial goal is Save for House with a target amount of $367017 to be achieved in 89 months. Currently, they earn $40982 per month and have an expenditure of $29748. They have $8598 in savings, $26016 in fixed deposits, $34287 in stocks, $26373 in mutual funds, and $14615 in other investments. No insurance. No debt. No emergency fund.","Plan for Micheal Houston:
+1. Income: $40982 per month
+2. Emergency Fund: $178488 (adequate for 6 months of expenses).
+3. Savings: $8598
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34287
+Future Value after 10 years: $85717.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26373
+Future Value after 10 years: $52746.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26016
+Future Value after 10 years: $39024.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14615
+Future Value after 10 years: $17538.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $367017 to be achieved in 89 months.
+8. Net Worth: $367017.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Perry Fisher is a 45-year-old Male who works as a Teacher. They are currently Divorced and live at 091 Jeremy Ville Suite 339, Jenniferburgh, MI 38402 in USA. They have 1 dependents: Andrew (Age: 30, Gender: Male). Their financial goal is Retirement with a target amount of $57836 to be achieved in 14 months. Currently, they earn $49414 per month and have an expenditure of $12855. They have $18689 in savings, $16802 in fixed deposits, $5198 in stocks, $28431 in mutual funds, and $9800 in other investments. No insurance. Debt: Yes, Amount: $12143, Type: Personal Loan, Interest Rate: 11.522587952975368%. Loan Start Date: 2015-03-28, Loan End Date: 2026-06-07. Emergency Fund: Yes, Amount: $19554.","Plan for Perry Fisher:
+1. Income: $49414 per month
+2. Emergency Fund: $19554 (adequate for 6 months of expenses).
+3. Savings: $18689
+4. Debts: $12143 (Personal Loan) with an interest rate of 11.522587952975368%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5198
+Future Value after 10 years: $12995.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28431
+Future Value after 10 years: $56862.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16802
+Future Value after 10 years: $25203.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9800
+Future Value after 10 years: $11760.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $57836 to be achieved in 14 months.
+8. Net Worth: $45693.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Martinez is a 36-year-old Male who works as a Doctor. They are currently Single and live at 439 Wong Falls Suite 671, South David, SD 72620 in USA. They have 1 dependents: Keith (Age: 24, Gender: Male). Their financial goal is Save for House with a target amount of $426632 to be achieved in 103 months. Currently, they earn $71480 per month and have an expenditure of $33906. They have $29396 in savings, $14523 in fixed deposits, $15101 in stocks, $4083 in mutual funds, and $4065 in other investments. Insurance: Auto Insurance with a premium of $8594 and coverage of $213340. No debt. Emergency Fund: Yes, Amount: $18775.","Plan for David Martinez:
+1. Income: $71480 per month
+2. Emergency Fund: $18775 (adequate for 6 months of expenses).
+3. Savings: $29396
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $213340 and a monthly premium of $8594.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15101
+Future Value after 10 years: $37752.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4083
+Future Value after 10 years: $8166.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14523
+Future Value after 10 years: $21784.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4065
+Future Value after 10 years: $4878.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $426632 to be achieved in 103 months.
+8. Net Worth: $426632.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Beth Martin DVM is a 45-year-old Male who works as a Doctor. They are currently Single and live at PSC 1571, Box 4441, APO AA 16843 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $126622 to be achieved in 112 months. Currently, they earn $55492 per month and have an expenditure of $18045. They have $37504 in savings, $24655 in fixed deposits, $2660 in stocks, $1895 in mutual funds, and $8487 in other investments. Insurance: Auto Insurance with a premium of $8774 and coverage of $167504. No debt. No emergency fund.","Plan for Beth Martin DVM:
+1. Income: $55492 per month
+2. Emergency Fund: $108270 (adequate for 6 months of expenses).
+3. Savings: $37504
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $167504 and a monthly premium of $8774.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2660
+Future Value after 10 years: $6650.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1895
+Future Value after 10 years: $3790.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24655
+Future Value after 10 years: $36982.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8487
+Future Value after 10 years: $10184.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $126622 to be achieved in 112 months.
+8. Net Worth: $126622.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mrs. Janet Lewis is a 19-year-old Female who works as a Artist. They are currently Single and live at 1670 Arroyo Route Suite 573, Frenchhaven, MD 25122 in USA. They have 1 dependents: Charles (Age: 23, Gender: Male). Their financial goal is Travel with a target amount of $183277 to be achieved in 60 months. Currently, they earn $48378 per month and have an expenditure of $22787. They have $17984 in savings, $13407 in fixed deposits, $36914 in stocks, $21342 in mutual funds, and $16923 in other investments. Insurance: Auto Insurance with a premium of $2702 and coverage of $401035. No debt. No emergency fund.","Plan for Mrs. Janet Lewis:
+1. Income: $48378 per month
+2. Emergency Fund: $136722 (adequate for 6 months of expenses).
+3. Savings: $17984
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $401035 and a monthly premium of $2702.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36914
+Future Value after 10 years: $92285.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21342
+Future Value after 10 years: $42684.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13407
+Future Value after 10 years: $20110.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16923
+Future Value after 10 years: $20307.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $183277 to be achieved in 60 months.
+8. Net Worth: $183277.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tracy Hall is a 45-year-old Female who works as a Engineer. They are currently Married and live at 27324 Andrew Cape Apt. 632, Barkerberg, CA 24409 in India. They have 3 dependents: Brandon (Age: 21, Gender: Male), Sarah (Age: 29, Gender: Female), Jennifer (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $159586 to be achieved in 13 months. Currently, they earn $111148 per month and have an expenditure of $24855. They have $9867 in savings, $15489 in fixed deposits, $10333 in stocks, $12087 in mutual funds, and $2307 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12825.","Plan for Tracy Hall:
+1. Income: $111148 per month
+2. Emergency Fund: $12825 (adequate for 6 months of expenses).
+3. Savings: $9867
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10333
+Future Value after 10 years: $25832.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12087
+Future Value after 10 years: $24174.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15489
+Future Value after 10 years: $23233.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2307
+Future Value after 10 years: $2768.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $159586 to be achieved in 13 months.
+8. Net Worth: $159586.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shawn Gill is a 66-year-old Male who works as a Artist. They are currently Single and live at 6834 Jerome Motorway Apt. 469, Port Justin, VA 83473 in Canada. They have 2 dependents: Anna (Age: 19, Gender: Male), Sydney (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $102035 to be achieved in 42 months. Currently, they earn $87988 per month and have an expenditure of $30308. They have $7798 in savings, $19084 in fixed deposits, $18608 in stocks, $9373 in mutual funds, and $11989 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $18555.","Plan for Shawn Gill:
+1. Income: $87988 per month
+2. Emergency Fund: $18555 (adequate for 6 months of expenses).
+3. Savings: $7798
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18608
+Future Value after 10 years: $46520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9373
+Future Value after 10 years: $18746.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19084
+Future Value after 10 years: $28626.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11989
+Future Value after 10 years: $14386.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $102035 to be achieved in 42 months.
+8. Net Worth: $102035.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Pace is a 61-year-old Female who works as a Artist. They are currently Divorced and live at 069 Megan Summit Suite 544, Garciabury, NM 86139 in UK. They have 2 dependents: James (Age: 9, Gender: Male), Laurie (Age: 3, Gender: Male). Their financial goal is Retirement with a target amount of $187154 to be achieved in 45 months. Currently, they earn $93382 per month and have an expenditure of $36006. They have $28155 in savings, $4024 in fixed deposits, $14988 in stocks, $12113 in mutual funds, and $5003 in other investments. Insurance: Health Insurance with a premium of $7717 and coverage of $366291. No debt. Emergency Fund: Yes, Amount: $2397.","Plan for Charles Pace:
+1. Income: $93382 per month
+2. Emergency Fund: $2397 (adequate for 6 months of expenses).
+3. Savings: $28155
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $366291 and a monthly premium of $7717.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14988
+Future Value after 10 years: $37470.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12113
+Future Value after 10 years: $24226.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4024
+Future Value after 10 years: $6036.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5003
+Future Value after 10 years: $6003.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $187154 to be achieved in 45 months.
+8. Net Worth: $187154.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Harry Watkins is a 66-year-old Male who works as a Engineer. They are currently Divorced and live at 51035 Heather Village, Chanport, NY 72737 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $303274 to be achieved in 118 months. Currently, they earn $98265 per month and have an expenditure of $15722. They have $36442 in savings, $25743 in fixed deposits, $28143 in stocks, $28874 in mutual funds, and $7947 in other investments. No insurance. No debt. No emergency fund.","Plan for Harry Watkins:
+1. Income: $98265 per month
+2. Emergency Fund: $94332 (adequate for 6 months of expenses).
+3. Savings: $36442
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28143
+Future Value after 10 years: $70357.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28874
+Future Value after 10 years: $57748.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25743
+Future Value after 10 years: $38614.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7947
+Future Value after 10 years: $9536.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $303274 to be achieved in 118 months.
+8. Net Worth: $303274.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Reese is a 43-year-old Male who works as a Teacher. They are currently Single and live at Unit 8170 Box 5686, DPO AE 68070 in Canada. They have 2 dependents: Brian (Age: 21, Gender: Male), Matthew (Age: 10, Gender: Male). Their financial goal is Travel with a target amount of $140686 to be achieved in 31 months. Currently, they earn $106039 per month and have an expenditure of $32860. They have $18167 in savings, $21276 in fixed deposits, $24381 in stocks, $12810 in mutual funds, and $10905 in other investments. Insurance: Health Insurance with a premium of $6413 and coverage of $418173. Debt: Yes, Amount: $5176, Type: Personal Loan, Interest Rate: 14.106946162347695%. Loan Start Date: 2021-12-29, Loan End Date: 2027-10-20. Emergency Fund: Yes, Amount: $17101.","Plan for David Reese:
+1. Income: $106039 per month
+2. Emergency Fund: $17101 (adequate for 6 months of expenses).
+3. Savings: $18167
+4. Debts: $5176 (Personal Loan) with an interest rate of 14.106946162347695%.
+5. Insurance: Health Insurance with coverage of $418173 and a monthly premium of $6413.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24381
+Future Value after 10 years: $60952.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12810
+Future Value after 10 years: $25620.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21276
+Future Value after 10 years: $31914.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10905
+Future Value after 10 years: $13086.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $140686 to be achieved in 31 months.
+8. Net Worth: $135510.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Scott Adams is a 21-year-old Male who works as a Teacher. They are currently Married and live at 535 Lane Light Suite 139, North David, GA 48503 in India. They have 4 dependents: Christine (Age: 24, Gender: Male), Karen (Age: 20, Gender: Female), Matthew (Age: 9, Gender: Male), Jose (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $100327 to be achieved in 15 months. Currently, they earn $32143 per month and have an expenditure of $19422. They have $20951 in savings, $23588 in fixed deposits, $22728 in stocks, $9477 in mutual funds, and $14723 in other investments. No insurance. No debt. No emergency fund.","Plan for Dr. Scott Adams:
+1. Income: $32143 per month
+2. Emergency Fund: $116532 (adequate for 6 months of expenses).
+3. Savings: $20951
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22728
+Future Value after 10 years: $56820.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9477
+Future Value after 10 years: $18954.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23588
+Future Value after 10 years: $35382.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14723
+Future Value after 10 years: $17667.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $100327 to be achieved in 15 months.
+8. Net Worth: $100327.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Gail Galvan is a 68-year-old Female who works as a Engineer. They are currently Divorced and live at 015 Webb Plains Apt. 318, Laurenview, VI 96598 in India. They have 2 dependents: Stephanie (Age: 15, Gender: Female), Laura (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $136181 to be achieved in 46 months. Currently, they earn $37268 per month and have an expenditure of $32268. They have $48330 in savings, $3347 in fixed deposits, $531 in stocks, $19193 in mutual funds, and $17033 in other investments. No insurance. No debt. No emergency fund.","Plan for Gail Galvan:
+1. Income: $37268 per month
+2. Emergency Fund: $193608 (adequate for 6 months of expenses).
+3. Savings: $48330
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $531
+Future Value after 10 years: $1327.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19193
+Future Value after 10 years: $38386.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3347
+Future Value after 10 years: $5020.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17033
+Future Value after 10 years: $20439.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $136181 to be achieved in 46 months.
+8. Net Worth: $136181.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Margaret Orozco is a 63-year-old Female who works as a Teacher. They are currently Divorced and live at 13260 Evan Harbors, Smithview, PW 89938 in India. They have 1 dependents: Justin (Age: 28, Gender: Female). Their financial goal is Save for House with a target amount of $442276 to be achieved in 86 months. Currently, they earn $89707 per month and have an expenditure of $40053. They have $6850 in savings, $3167 in fixed deposits, $33849 in stocks, $18750 in mutual funds, and $15093 in other investments. Insurance: Health Insurance with a premium of $6476 and coverage of $296702. Debt: Yes, Amount: $4712, Type: Personal Loan, Interest Rate: 13.824526312071724%. Loan Start Date: 2023-08-11, Loan End Date: 2026-01-19. Emergency Fund: Yes, Amount: $10272.","Plan for Margaret Orozco:
+1. Income: $89707 per month
+2. Emergency Fund: $10272 (adequate for 6 months of expenses).
+3. Savings: $6850
+4. Debts: $4712 (Personal Loan) with an interest rate of 13.824526312071724%.
+5. Insurance: Health Insurance with coverage of $296702 and a monthly premium of $6476.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33849
+Future Value after 10 years: $84622.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18750
+Future Value after 10 years: $37500.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3167
+Future Value after 10 years: $4750.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15093
+Future Value after 10 years: $18111.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $442276 to be achieved in 86 months.
+8. Net Worth: $437564.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Diane Washington is a 38-year-old Female who works as a Teacher. They are currently Single and live at PSC 0796, Box 2790, APO AE 92224 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $250419 to be achieved in 95 months. Currently, they earn $80711 per month and have an expenditure of $11670. They have $30128 in savings, $9672 in fixed deposits, $35317 in stocks, $5800 in mutual funds, and $7672 in other investments. Insurance: Home Insurance with a premium of $8656 and coverage of $257297. Debt: Yes, Amount: $16934, Type: Personal Loan, Interest Rate: 9.341536294158992%. Loan Start Date: 2017-11-30, Loan End Date: 2033-11-04. No emergency fund.","Plan for Diane Washington:
+1. Income: $80711 per month
+2. Emergency Fund: $70020 (adequate for 6 months of expenses).
+3. Savings: $30128
+4. Debts: $16934 (Personal Loan) with an interest rate of 9.341536294158992%.
+5. Insurance: Home Insurance with coverage of $257297 and a monthly premium of $8656.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35317
+Future Value after 10 years: $88292.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5800
+Future Value after 10 years: $11600.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9672
+Future Value after 10 years: $14508.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7672
+Future Value after 10 years: $9206.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $250419 to be achieved in 95 months.
+8. Net Worth: $233485.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alyssa Nunez is a 63-year-old Female who works as a Doctor. They are currently Divorced and live at 77177 Emily Flats Apt. 416, Meganbury, PA 51957 in USA. They have 1 dependents: Leslie (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $331940 to be achieved in 119 months. Currently, they earn $53784 per month and have an expenditure of $26280. They have $35836 in savings, $20844 in fixed deposits, $5539 in stocks, $6640 in mutual funds, and $9193 in other investments. No insurance. Debt: Yes, Amount: $12238, Type: Personal Loan, Interest Rate: 12.784096025073282%. Loan Start Date: 2021-07-05, Loan End Date: 2026-05-16. Emergency Fund: Yes, Amount: $17264.","Plan for Alyssa Nunez:
+1. Income: $53784 per month
+2. Emergency Fund: $17264 (adequate for 6 months of expenses).
+3. Savings: $35836
+4. Debts: $12238 (Personal Loan) with an interest rate of 12.784096025073282%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5539
+Future Value after 10 years: $13847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6640
+Future Value after 10 years: $13280.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20844
+Future Value after 10 years: $31266.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9193
+Future Value after 10 years: $11031.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $331940 to be achieved in 119 months.
+8. Net Worth: $319702.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Adam Scott is a 69-year-old Female who works as a Doctor. They are currently Married and live at 7340 Jason Square Suite 254, New Ronald, FM 26361 in India. They have 5 dependents: Katherine (Age: 12, Gender: Female), David (Age: 18, Gender: Male), Cody (Age: 13, Gender: Female), Elizabeth (Age: 20, Gender: Male), Christine (Age: 22, Gender: Male). Their financial goal is Travel with a target amount of $158788 to be achieved in 21 months. Currently, they earn $35738 per month and have an expenditure of $30738. They have $17179 in savings, $8134 in fixed deposits, $42738 in stocks, $11270 in mutual funds, and $7906 in other investments. Insurance: Life Insurance with a premium of $2332 and coverage of $457572. Debt: Yes, Amount: $18302, Type: Credit Card, Interest Rate: 16.26406140843306%. Loan Start Date: 2021-01-18, Loan End Date: 2027-04-24. Emergency Fund: Yes, Amount: $7961.","Plan for Adam Scott:
+1. Income: $35738 per month
+2. Emergency Fund: $7961 (adequate for 6 months of expenses).
+3. Savings: $17179
+4. Debts: $18302 (Credit Card) with an interest rate of 16.26406140843306%.
+5. Insurance: Life Insurance with coverage of $457572 and a monthly premium of $2332.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42738
+Future Value after 10 years: $106845.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11270
+Future Value after 10 years: $22540.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8134
+Future Value after 10 years: $12201.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7906
+Future Value after 10 years: $9487.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $158788 to be achieved in 21 months.
+8. Net Worth: $140486.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Mckenzie is a 49-year-old Male who works as a Doctor. They are currently Divorced and live at 30985 Debra Park Suite 058, Kaylashire, GU 03792 in India. They have 2 dependents: Scott (Age: 24, Gender: Female), Charles (Age: 29, Gender: Female). Their financial goal is Retirement with a target amount of $142580 to be achieved in 27 months. Currently, they earn $36516 per month and have an expenditure of $16033. They have $42173 in savings, $10938 in fixed deposits, $9405 in stocks, $14516 in mutual funds, and $5201 in other investments. No insurance. Debt: Yes, Amount: $8640, Type: Credit Card, Interest Rate: 24.2053545323639%. Loan Start Date: 2015-01-02, Loan End Date: 2031-10-02. No emergency fund.","Plan for Jennifer Mckenzie:
+1. Income: $36516 per month
+2. Emergency Fund: $96198 (adequate for 6 months of expenses).
+3. Savings: $42173
+4. Debts: $8640 (Credit Card) with an interest rate of 24.2053545323639%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9405
+Future Value after 10 years: $23512.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14516
+Future Value after 10 years: $29032.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10938
+Future Value after 10 years: $16407.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5201
+Future Value after 10 years: $6241.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142580 to be achieved in 27 months.
+8. Net Worth: $133940.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Meagan Lee is a 31-year-old Male who works as a Doctor. They are currently Married and live at 473 Jesus Manors, Laurenview, OR 76493 in USA. They have 2 dependents: Ethan (Age: 1, Gender: Female), John (Age: 8, Gender: Male). Their financial goal is Save for House with a target amount of $388697 to be achieved in 97 months. Currently, they earn $88509 per month and have an expenditure of $29546. They have $21795 in savings, $8623 in fixed deposits, $19621 in stocks, $3839 in mutual funds, and $7808 in other investments. No insurance. No debt. No emergency fund.","Plan for Meagan Lee:
+1. Income: $88509 per month
+2. Emergency Fund: $177276 (adequate for 6 months of expenses).
+3. Savings: $21795
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19621
+Future Value after 10 years: $49052.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3839
+Future Value after 10 years: $7678.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8623
+Future Value after 10 years: $12934.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7808
+Future Value after 10 years: $9369.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $388697 to be achieved in 97 months.
+8. Net Worth: $388697.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Smith is a 23-year-old Female who works as a Doctor. They are currently Married and live at 146 Cain Glen, West Bethmouth, NM 37441 in India. They have 2 dependents: Monique (Age: 22, Gender: Male), Elizabeth (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $151869 to be achieved in 14 months. Currently, they earn $95477 per month and have an expenditure of $45838. They have $10816 in savings, $16124 in fixed deposits, $35061 in stocks, $21955 in mutual funds, and $11555 in other investments. Insurance: Life Insurance with a premium of $8317 and coverage of $202384. Debt: Yes, Amount: $1103, Type: Personal Loan, Interest Rate: 11.010626519631726%. Loan Start Date: 2018-12-12, Loan End Date: 2029-11-10. Emergency Fund: Yes, Amount: $14775.","Plan for Ashley Smith:
+1. Income: $95477 per month
+2. Emergency Fund: $14775 (adequate for 6 months of expenses).
+3. Savings: $10816
+4. Debts: $1103 (Personal Loan) with an interest rate of 11.010626519631726%.
+5. Insurance: Life Insurance with coverage of $202384 and a monthly premium of $8317.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35061
+Future Value after 10 years: $87652.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21955
+Future Value after 10 years: $43910.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16124
+Future Value after 10 years: $24186.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11555
+Future Value after 10 years: $13866.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $151869 to be achieved in 14 months.
+8. Net Worth: $150766.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ellen Andrews DVM is a 51-year-old Female who works as a Engineer. They are currently Divorced and live at 9338 David Parkway Suite 896, Daniellemouth, PA 49644 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $63133 to be achieved in 33 months. Currently, they earn $101278 per month and have an expenditure of $12211. They have $9058 in savings, $6371 in fixed deposits, $20553 in stocks, $18430 in mutual funds, and $6649 in other investments. Insurance: Auto Insurance with a premium of $7209 and coverage of $346553. No debt. No emergency fund.","Plan for Ellen Andrews DVM:
+1. Income: $101278 per month
+2. Emergency Fund: $73266 (adequate for 6 months of expenses).
+3. Savings: $9058
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $346553 and a monthly premium of $7209.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20553
+Future Value after 10 years: $51382.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18430
+Future Value after 10 years: $36860.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6371
+Future Value after 10 years: $9556.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6649
+Future Value after 10 years: $7978.799999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $63133 to be achieved in 33 months.
+8. Net Worth: $63133.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alan Anderson is a 25-year-old Male who works as a Artist. They are currently Divorced and live at 5483 Sandoval Harbors, Port Reginaldberg, WV 45325 in India. They have 2 dependents: Michael (Age: 23, Gender: Male), Melinda (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $111479 to be achieved in 17 months. Currently, they earn $108129 per month and have an expenditure of $42052. They have $22850 in savings, $5649 in fixed deposits, $13529 in stocks, $9311 in mutual funds, and $10757 in other investments. Insurance: Health Insurance with a premium of $8927 and coverage of $194900. No debt. Emergency Fund: Yes, Amount: $19309.","Plan for Alan Anderson:
+1. Income: $108129 per month
+2. Emergency Fund: $19309 (adequate for 6 months of expenses).
+3. Savings: $22850
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $194900 and a monthly premium of $8927.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13529
+Future Value after 10 years: $33822.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9311
+Future Value after 10 years: $18622.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5649
+Future Value after 10 years: $8473.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10757
+Future Value after 10 years: $12908.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $111479 to be achieved in 17 months.
+8. Net Worth: $111479.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Davis is a 35-year-old Female who works as a Engineer. They are currently Divorced and live at 7483 Patrick Centers Apt. 517, Robinsonshire, KY 39234 in UK. They have 1 dependents: Preston (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $172761 to be achieved in 54 months. Currently, they earn $77622 per month and have an expenditure of $15118. They have $26747 in savings, $11497 in fixed deposits, $28916 in stocks, $20549 in mutual funds, and $15891 in other investments. No insurance. Debt: Yes, Amount: $18800, Type: Credit Card, Interest Rate: 24.691629386049495%. Loan Start Date: 2022-10-20, Loan End Date: 2025-05-18. No emergency fund.","Plan for Heather Davis:
+1. Income: $77622 per month
+2. Emergency Fund: $90708 (adequate for 6 months of expenses).
+3. Savings: $26747
+4. Debts: $18800 (Credit Card) with an interest rate of 24.691629386049495%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $28916
+Future Value after 10 years: $72290.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20549
+Future Value after 10 years: $41098.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11497
+Future Value after 10 years: $17245.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15891
+Future Value after 10 years: $19069.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $172761 to be achieved in 54 months.
+8. Net Worth: $153961.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Brian Rogers is a 52-year-old Male who works as a Artist. They are currently Divorced and live at 656 Evans Isle, Richardhaven, DE 62112 in India. They have 2 dependents: Julian (Age: 23, Gender: Female), David (Age: 9, Gender: Male). Their financial goal is Travel with a target amount of $182017 to be achieved in 22 months. Currently, they earn $41752 per month and have an expenditure of $28245. They have $18450 in savings, $10410 in fixed deposits, $48736 in stocks, $28588 in mutual funds, and $10203 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $2576.","Plan for Mr. Brian Rogers:
+1. Income: $41752 per month
+2. Emergency Fund: $2576 (adequate for 6 months of expenses).
+3. Savings: $18450
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48736
+Future Value after 10 years: $121840.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28588
+Future Value after 10 years: $57176.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10410
+Future Value after 10 years: $15615.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10203
+Future Value after 10 years: $12243.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $182017 to be achieved in 22 months.
+8. Net Worth: $182017.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Franklin is a 58-year-old Male who works as a Doctor. They are currently Divorced and live at USCGC Chapman, FPO AP 54155 in India. They have 2 dependents: Hannah (Age: 1, Gender: Male), Logan (Age: 5, Gender: Female). Their financial goal is Travel with a target amount of $57717 to be achieved in 19 months. Currently, they earn $62763 per month and have an expenditure of $21597. They have $31939 in savings, $21040 in fixed deposits, $47242 in stocks, $16615 in mutual funds, and $17821 in other investments. No insurance. Debt: Yes, Amount: $14620, Type: Mortgage, Interest Rate: 4.669002534394986%. Loan Start Date: 2016-08-15, Loan End Date: 2028-02-04. No emergency fund.","Plan for John Franklin:
+1. Income: $62763 per month
+2. Emergency Fund: $129582 (adequate for 6 months of expenses).
+3. Savings: $31939
+4. Debts: $14620 (Mortgage) with an interest rate of 4.669002534394986%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47242
+Future Value after 10 years: $118105.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16615
+Future Value after 10 years: $33230.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21040
+Future Value after 10 years: $31560.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17821
+Future Value after 10 years: $21385.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $57717 to be achieved in 19 months.
+8. Net Worth: $43097.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sean Ortega is a 54-year-old Female who works as a Artist. They are currently Married and live at PSC 1371, Box 6073, APO AE 07463 in Canada. They have 1 dependents: Christopher (Age: 2, Gender: Male). Their financial goal is Retirement with a target amount of $140078 to be achieved in 48 months. Currently, they earn $98812 per month and have an expenditure of $17363. They have $7605 in savings, $5735 in fixed deposits, $494 in stocks, $22256 in mutual funds, and $5127 in other investments. Insurance: Health Insurance with a premium of $3862 and coverage of $126318. No debt. No emergency fund.","Plan for Sean Ortega:
+1. Income: $98812 per month
+2. Emergency Fund: $104178 (adequate for 6 months of expenses).
+3. Savings: $7605
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $126318 and a monthly premium of $3862.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $494
+Future Value after 10 years: $1235.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22256
+Future Value after 10 years: $44512.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5735
+Future Value after 10 years: $8602.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5127
+Future Value after 10 years: $6152.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $140078 to be achieved in 48 months.
+8. Net Worth: $140078.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Troy Robinson is a 55-year-old Male who works as a Teacher. They are currently Single and live at 6033 Taylor Courts Suite 258, East Isaiah, KS 90264 in Canada. They have 1 dependents: Elizabeth (Age: 24, Gender: Female). Their financial goal is Save for House with a target amount of $382533 to be achieved in 67 months. Currently, they earn $51094 per month and have an expenditure of $16089. They have $13037 in savings, $7017 in fixed deposits, $23498 in stocks, $14165 in mutual funds, and $17255 in other investments. No insurance. Debt: Yes, Amount: $14080, Type: Personal Loan, Interest Rate: 14.923964318923716%. Loan Start Date: 2022-11-09, Loan End Date: 2031-12-12. No emergency fund.","Plan for Troy Robinson:
+1. Income: $51094 per month
+2. Emergency Fund: $96534 (adequate for 6 months of expenses).
+3. Savings: $13037
+4. Debts: $14080 (Personal Loan) with an interest rate of 14.923964318923716%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23498
+Future Value after 10 years: $58745.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14165
+Future Value after 10 years: $28330.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7017
+Future Value after 10 years: $10525.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17255
+Future Value after 10 years: $20706.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $382533 to be achieved in 67 months.
+8. Net Worth: $368453.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Anthony Osborne is a 45-year-old Male who works as a Engineer. They are currently Single and live at 9999 Hines Fall Apt. 809, Ashleyland, DC 41165 in Canada. They have 2 dependents: David (Age: 17, Gender: Male), Bryan (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $127726 to be achieved in 25 months. Currently, they earn $74643 per month and have an expenditure of $27189. They have $5426 in savings, $3703 in fixed deposits, $45602 in stocks, $23285 in mutual funds, and $15814 in other investments. No insurance. No debt. No emergency fund.","Plan for Anthony Osborne:
+1. Income: $74643 per month
+2. Emergency Fund: $163134 (adequate for 6 months of expenses).
+3. Savings: $5426
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45602
+Future Value after 10 years: $114005.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23285
+Future Value after 10 years: $46570.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3703
+Future Value after 10 years: $5554.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15814
+Future Value after 10 years: $18976.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $127726 to be achieved in 25 months.
+8. Net Worth: $127726.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Harper is a 19-year-old Female who works as a Engineer. They are currently Divorced and live at 8006 Rojas Road, Crossbury, ND 37484 in Canada. They have 2 dependents: Sabrina (Age: 14, Gender: Male), Dean (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $137391 to be achieved in 51 months. Currently, they earn $97290 per month and have an expenditure of $48803. They have $39489 in savings, $15242 in fixed deposits, $515 in stocks, $27793 in mutual funds, and $746 in other investments. Insurance: Home Insurance with a premium of $9131 and coverage of $413800. No debt. No emergency fund.","Plan for John Harper:
+1. Income: $97290 per month
+2. Emergency Fund: $292818 (adequate for 6 months of expenses).
+3. Savings: $39489
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $413800 and a monthly premium of $9131.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $515
+Future Value after 10 years: $1287.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27793
+Future Value after 10 years: $55586.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15242
+Future Value after 10 years: $22863.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $746
+Future Value after 10 years: $895.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $137391 to be achieved in 51 months.
+8. Net Worth: $137391.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Mcdonald is a 41-year-old Female who works as a Teacher. They are currently Divorced and live at 648 Mathis Plains Suite 264, New Mary, IA 08457 in UK. They have 1 dependents: Valerie (Age: 2, Gender: Female). Their financial goal is Save for Education with a target amount of $72220 to be achieved in 25 months. Currently, they earn $97868 per month and have an expenditure of $10488. They have $10369 in savings, $28779 in fixed deposits, $12154 in stocks, $6777 in mutual funds, and $13930 in other investments. No insurance. No debt. No emergency fund.","Plan for Kevin Mcdonald:
+1. Income: $97868 per month
+2. Emergency Fund: $62928 (adequate for 6 months of expenses).
+3. Savings: $10369
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12154
+Future Value after 10 years: $30385.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6777
+Future Value after 10 years: $13554.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28779
+Future Value after 10 years: $43168.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13930
+Future Value after 10 years: $16716.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $72220 to be achieved in 25 months.
+8. Net Worth: $72220.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cassidy Smith is a 41-year-old Male who works as a Doctor. They are currently Divorced and live at 168 Benjamin Corners, South Danny, WY 48332 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $171923 to be achieved in 23 months. Currently, they earn $105948 per month and have an expenditure of $33856. They have $9069 in savings, $2397 in fixed deposits, $16667 in stocks, $25794 in mutual funds, and $7732 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $6974.","Plan for Cassidy Smith:
+1. Income: $105948 per month
+2. Emergency Fund: $6974 (adequate for 6 months of expenses).
+3. Savings: $9069
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16667
+Future Value after 10 years: $41667.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25794
+Future Value after 10 years: $51588.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2397
+Future Value after 10 years: $3595.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7732
+Future Value after 10 years: $9278.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $171923 to be achieved in 23 months.
+8. Net Worth: $171923.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Potter is a 36-year-old Male who works as a Teacher. They are currently Divorced and live at 445 Miller Plaza, West Madison, AR 77681 in UK. They have 2 dependents: Adam (Age: 7, Gender: Female), Eric (Age: 23, Gender: Male). Their financial goal is Save for Education with a target amount of $150147 to be achieved in 47 months. Currently, they earn $57902 per month and have an expenditure of $12698. They have $5606 in savings, $16851 in fixed deposits, $16269 in stocks, $16278 in mutual funds, and $8892 in other investments. Insurance: Life Insurance with a premium of $8021 and coverage of $234819. No debt. No emergency fund.","Plan for Robert Potter:
+1. Income: $57902 per month
+2. Emergency Fund: $76188 (adequate for 6 months of expenses).
+3. Savings: $5606
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $234819 and a monthly premium of $8021.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16269
+Future Value after 10 years: $40672.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16278
+Future Value after 10 years: $32556.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16851
+Future Value after 10 years: $25276.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8892
+Future Value after 10 years: $10670.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $150147 to be achieved in 47 months.
+8. Net Worth: $150147.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacob Martinez is a 70-year-old Female who works as a Artist. They are currently Divorced and live at 1701 Rojas Coves Apt. 186, Lake Michellefort, NY 03676 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $138826 to be achieved in 24 months. Currently, they earn $55389 per month and have an expenditure of $38593. They have $29093 in savings, $3010 in fixed deposits, $3636 in stocks, $11181 in mutual funds, and $6771 in other investments. No insurance. No debt. No emergency fund.","Plan for Jacob Martinez:
+1. Income: $55389 per month
+2. Emergency Fund: $231558 (adequate for 6 months of expenses).
+3. Savings: $29093
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3636
+Future Value after 10 years: $9090.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11181
+Future Value after 10 years: $22362.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3010
+Future Value after 10 years: $4515.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6771
+Future Value after 10 years: $8125.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $138826 to be achieved in 24 months.
+8. Net Worth: $138826.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Terry Coleman is a 41-year-old Male who works as a Artist. They are currently Single and live at 515 Jenkins Vista Apt. 159, Kevinport, AL 73611 in India. They have 1 dependents: Dana (Age: 4, Gender: Male). Their financial goal is Travel with a target amount of $107148 to be achieved in 36 months. Currently, they earn $99789 per month and have an expenditure of $18415. They have $46963 in savings, $9416 in fixed deposits, $44127 in stocks, $20733 in mutual funds, and $3742 in other investments. Insurance: Health Insurance with a premium of $7729 and coverage of $314520. Debt: Yes, Amount: $19683, Type: Mortgage, Interest Rate: 4.1226667791032945%. Loan Start Date: 2015-04-23, Loan End Date: 2025-08-06. No emergency fund.","Plan for Terry Coleman:
+1. Income: $99789 per month
+2. Emergency Fund: $110490 (adequate for 6 months of expenses).
+3. Savings: $46963
+4. Debts: $19683 (Mortgage) with an interest rate of 4.1226667791032945%.
+5. Insurance: Health Insurance with coverage of $314520 and a monthly premium of $7729.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44127
+Future Value after 10 years: $110317.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20733
+Future Value after 10 years: $41466.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9416
+Future Value after 10 years: $14124.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3742
+Future Value after 10 years: $4490.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $107148 to be achieved in 36 months.
+8. Net Worth: $87465.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Cody Johnson is a 65-year-old Male who works as a Teacher. They are currently Divorced and live at USNS Neal, FPO AP 94438 in India. They have 2 dependents: Susan (Age: 18, Gender: Male), Lisa (Age: 21, Gender: Female). Their financial goal is Save for Education with a target amount of $124889 to be achieved in 45 months. Currently, they earn $71223 per month and have an expenditure of $27726. They have $38217 in savings, $10781 in fixed deposits, $24721 in stocks, $5244 in mutual funds, and $2551 in other investments. Insurance: Auto Insurance with a premium of $8962 and coverage of $444612. Debt: Yes, Amount: $15952, Type: Personal Loan, Interest Rate: 9.491062546573232%. Loan Start Date: 2015-01-22, Loan End Date: 2034-02-08. Emergency Fund: Yes, Amount: $12499.","Plan for Cody Johnson:
+1. Income: $71223 per month
+2. Emergency Fund: $12499 (adequate for 6 months of expenses).
+3. Savings: $38217
+4. Debts: $15952 (Personal Loan) with an interest rate of 9.491062546573232%.
+5. Insurance: Auto Insurance with coverage of $444612 and a monthly premium of $8962.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24721
+Future Value after 10 years: $61802.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5244
+Future Value after 10 years: $10488.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10781
+Future Value after 10 years: $16171.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2551
+Future Value after 10 years: $3061.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $124889 to be achieved in 45 months.
+8. Net Worth: $108937.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Sanchez is a 26-year-old Male who works as a Artist. They are currently Married and live at 2280 Ramirez Landing Apt. 361, New Danielleborough, OK 05591 in India. They have 4 dependents: Ryan (Age: 15, Gender: Female), Michael (Age: 30, Gender: Male), Sabrina (Age: 19, Gender: Male), Andrew (Age: 15, Gender: Female). Their financial goal is Retirement with a target amount of $160819 to be achieved in 18 months. Currently, they earn $118769 per month and have an expenditure of $43852. They have $8377 in savings, $21659 in fixed deposits, $2878 in stocks, $13140 in mutual funds, and $11467 in other investments. Insurance: Life Insurance with a premium of $3705 and coverage of $113079. No debt. Emergency Fund: Yes, Amount: $7123.","Plan for Jennifer Sanchez:
+1. Income: $118769 per month
+2. Emergency Fund: $7123 (adequate for 6 months of expenses).
+3. Savings: $8377
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $113079 and a monthly premium of $3705.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2878
+Future Value after 10 years: $7195.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13140
+Future Value after 10 years: $26280.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21659
+Future Value after 10 years: $32488.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11467
+Future Value after 10 years: $13760.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $160819 to be achieved in 18 months.
+8. Net Worth: $160819.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katie Miller is a 28-year-old Male who works as a Doctor. They are currently Single and live at 3479 Andrews Plaza Suite 428, Port Loganhaven, MH 74815 in UK. They have 1 dependents: Steven (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $142717 to be achieved in 43 months. Currently, they earn $96008 per month and have an expenditure of $14857. They have $44261 in savings, $27671 in fixed deposits, $25256 in stocks, $22842 in mutual funds, and $142 in other investments. No insurance. Debt: Yes, Amount: $5864, Type: Personal Loan, Interest Rate: 12.820339385154309%. Loan Start Date: 2024-07-02, Loan End Date: 2027-12-27. No emergency fund.","Plan for Katie Miller:
+1. Income: $96008 per month
+2. Emergency Fund: $89142 (adequate for 6 months of expenses).
+3. Savings: $44261
+4. Debts: $5864 (Personal Loan) with an interest rate of 12.820339385154309%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25256
+Future Value after 10 years: $63140.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22842
+Future Value after 10 years: $45684.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27671
+Future Value after 10 years: $41506.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $142
+Future Value after 10 years: $170.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $142717 to be achieved in 43 months.
+8. Net Worth: $136853.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Gardner is a 20-year-old Female who works as a Teacher. They are currently Married and live at 17869 Stewart Manors Suite 982, Davistown, MD 13941 in UK. They have 3 dependents: Jill (Age: 10, Gender: Male), Heather (Age: 16, Gender: Female), Scott (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $66376 to be achieved in 40 months. Currently, they earn $34928 per month and have an expenditure of $29928. They have $44874 in savings, $6233 in fixed deposits, $47687 in stocks, $29321 in mutual funds, and $6013 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7234.","Plan for Jeffrey Gardner:
+1. Income: $34928 per month
+2. Emergency Fund: $7234 (adequate for 6 months of expenses).
+3. Savings: $44874
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47687
+Future Value after 10 years: $119217.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29321
+Future Value after 10 years: $58642.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6233
+Future Value after 10 years: $9349.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6013
+Future Value after 10 years: $7215.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $66376 to be achieved in 40 months.
+8. Net Worth: $66376.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Judy Taylor is a 18-year-old Male who works as a Doctor. They are currently Divorced and live at PSC 5223, Box 2071, APO AE 11854 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $129574 to be achieved in 40 months. Currently, they earn $78151 per month and have an expenditure of $20607. They have $35635 in savings, $22951 in fixed deposits, $44873 in stocks, $19756 in mutual funds, and $16996 in other investments. No insurance. Debt: Yes, Amount: $15042, Type: Mortgage, Interest Rate: 4.689205087335319%. Loan Start Date: 2015-12-15, Loan End Date: 2024-08-12. Emergency Fund: Yes, Amount: $6068.","Plan for Judy Taylor:
+1. Income: $78151 per month
+2. Emergency Fund: $6068 (adequate for 6 months of expenses).
+3. Savings: $35635
+4. Debts: $15042 (Mortgage) with an interest rate of 4.689205087335319%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44873
+Future Value after 10 years: $112182.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19756
+Future Value after 10 years: $39512.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22951
+Future Value after 10 years: $34426.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16996
+Future Value after 10 years: $20395.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $129574 to be achieved in 40 months.
+8. Net Worth: $114532.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alan Smith is a 22-year-old Female who works as a Teacher. They are currently Divorced and live at 89115 Jacqueline Club, Lorimouth, PA 24723 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $498495 to be achieved in 104 months. Currently, they earn $60381 per month and have an expenditure of $28194. They have $25862 in savings, $24931 in fixed deposits, $36315 in stocks, $11549 in mutual funds, and $4233 in other investments. No insurance. Debt: Yes, Amount: $15524, Type: Credit Card, Interest Rate: 22.696802361664567%. Loan Start Date: 2020-12-04, Loan End Date: 2029-02-27. Emergency Fund: Yes, Amount: $4764.","Plan for Alan Smith:
+1. Income: $60381 per month
+2. Emergency Fund: $4764 (adequate for 6 months of expenses).
+3. Savings: $25862
+4. Debts: $15524 (Credit Card) with an interest rate of 22.696802361664567%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36315
+Future Value after 10 years: $90787.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11549
+Future Value after 10 years: $23098.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24931
+Future Value after 10 years: $37396.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4233
+Future Value after 10 years: $5079.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $498495 to be achieved in 104 months.
+8. Net Worth: $482971.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brittany Torres is a 52-year-old Female who works as a Teacher. They are currently Single and live at 09334 Robert Causeway, West Keithside, LA 86376 in USA. They have 2 dependents: Jeremy (Age: 5, Gender: Female), Richard (Age: 3, Gender: Female). Their financial goal is Retirement with a target amount of $53528 to be achieved in 35 months. Currently, they earn $109873 per month and have an expenditure of $29201. They have $12492 in savings, $26618 in fixed deposits, $32865 in stocks, $29560 in mutual funds, and $17820 in other investments. Insurance: Life Insurance with a premium of $9351 and coverage of $83289. No debt. Emergency Fund: Yes, Amount: $4547.","Plan for Brittany Torres:
+1. Income: $109873 per month
+2. Emergency Fund: $4547 (adequate for 6 months of expenses).
+3. Savings: $12492
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $83289 and a monthly premium of $9351.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32865
+Future Value after 10 years: $82162.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29560
+Future Value after 10 years: $59120.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26618
+Future Value after 10 years: $39927.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17820
+Future Value after 10 years: $21384.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $53528 to be achieved in 35 months.
+8. Net Worth: $53528.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Rodriguez is a 43-year-old Female who works as a Engineer. They are currently Divorced and live at 1166 Stanley Parkway Suite 504, Gwendolynland, OK 54454 in USA. They have 1 dependents: Rachel (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $75320 to be achieved in 54 months. Currently, they earn $35665 per month and have an expenditure of $20025. They have $10722 in savings, $13534 in fixed deposits, $13726 in stocks, $6811 in mutual funds, and $12639 in other investments. Insurance: Health Insurance with a premium of $5099 and coverage of $342209. Debt: Yes, Amount: $11456, Type: Mortgage, Interest Rate: 5.885733166188528%. Loan Start Date: 2016-03-14, Loan End Date: 2026-10-28. No emergency fund.","Plan for David Rodriguez:
+1. Income: $35665 per month
+2. Emergency Fund: $120150 (adequate for 6 months of expenses).
+3. Savings: $10722
+4. Debts: $11456 (Mortgage) with an interest rate of 5.885733166188528%.
+5. Insurance: Health Insurance with coverage of $342209 and a monthly premium of $5099.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13726
+Future Value after 10 years: $34315.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6811
+Future Value after 10 years: $13622.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13534
+Future Value after 10 years: $20301.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12639
+Future Value after 10 years: $15166.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $75320 to be achieved in 54 months.
+8. Net Worth: $63864.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Tina Ingram is a 65-year-old Male who works as a Engineer. They are currently Married and live at 5577 Dudley Trail, Lake Gregory, NY 16727 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $91751 to be achieved in 39 months. Currently, they earn $35498 per month and have an expenditure of $30498. They have $7830 in savings, $20087 in fixed deposits, $9433 in stocks, $29873 in mutual funds, and $13858 in other investments. No insurance. No debt. No emergency fund.","Plan for Tina Ingram:
+1. Income: $35498 per month
+2. Emergency Fund: $182988 (adequate for 6 months of expenses).
+3. Savings: $7830
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9433
+Future Value after 10 years: $23582.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29873
+Future Value after 10 years: $59746.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20087
+Future Value after 10 years: $30130.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13858
+Future Value after 10 years: $16629.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $91751 to be achieved in 39 months.
+8. Net Worth: $91751.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"George Miles is a 57-year-old Male who works as a Artist. They are currently Married and live at 563 Ayers Ridges Suite 780, East Lauren, AL 43420 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $402907 to be achieved in 87 months. Currently, they earn $81455 per month and have an expenditure of $11740. They have $39039 in savings, $10773 in fixed deposits, $27483 in stocks, $14706 in mutual funds, and $4908 in other investments. Insurance: Auto Insurance with a premium of $2220 and coverage of $51545. No debt. No emergency fund.","Plan for George Miles:
+1. Income: $81455 per month
+2. Emergency Fund: $70440 (adequate for 6 months of expenses).
+3. Savings: $39039
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $51545 and a monthly premium of $2220.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27483
+Future Value after 10 years: $68707.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14706
+Future Value after 10 years: $29412.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10773
+Future Value after 10 years: $16159.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4908
+Future Value after 10 years: $5889.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $402907 to be achieved in 87 months.
+8. Net Worth: $402907.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephanie Davis is a 57-year-old Female who works as a Teacher. They are currently Single and live at 2384 Gomez Burgs, North Yolandaberg, MT 18831 in UK. They have 1 dependents: Julie (Age: 26, Gender: Male). Their financial goal is Save for Education with a target amount of $139250 to be achieved in 54 months. Currently, they earn $112005 per month and have an expenditure of $39761. They have $33575 in savings, $1680 in fixed deposits, $33705 in stocks, $17578 in mutual funds, and $10101 in other investments. Insurance: Health Insurance with a premium of $3818 and coverage of $408257. Debt: Yes, Amount: $2022, Type: Personal Loan, Interest Rate: 13.824741489129412%. Loan Start Date: 2016-10-25, Loan End Date: 2025-01-20. No emergency fund.","Plan for Stephanie Davis:
+1. Income: $112005 per month
+2. Emergency Fund: $238566 (adequate for 6 months of expenses).
+3. Savings: $33575
+4. Debts: $2022 (Personal Loan) with an interest rate of 13.824741489129412%.
+5. Insurance: Health Insurance with coverage of $408257 and a monthly premium of $3818.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33705
+Future Value after 10 years: $84262.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17578
+Future Value after 10 years: $35156.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1680
+Future Value after 10 years: $2520.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10101
+Future Value after 10 years: $12121.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $139250 to be achieved in 54 months.
+8. Net Worth: $137228.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristin Lee is a 24-year-old Male who works as a Teacher. They are currently Divorced and live at USCGC Jones, FPO AE 46144 in Canada. They have 2 dependents: Eric (Age: 6, Gender: Female), Megan (Age: 3, Gender: Male). Their financial goal is Save for Education with a target amount of $104154 to be achieved in 28 months. Currently, they earn $79744 per month and have an expenditure of $13927. They have $13755 in savings, $26394 in fixed deposits, $12981 in stocks, $14987 in mutual funds, and $19912 in other investments. No insurance. No debt. No emergency fund.","Plan for Kristin Lee:
+1. Income: $79744 per month
+2. Emergency Fund: $83562 (adequate for 6 months of expenses).
+3. Savings: $13755
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12981
+Future Value after 10 years: $32452.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14987
+Future Value after 10 years: $29974.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26394
+Future Value after 10 years: $39591.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19912
+Future Value after 10 years: $23894.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $104154 to be achieved in 28 months.
+8. Net Worth: $104154.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kimberly Burns is a 30-year-old Female who works as a Engineer. They are currently Divorced and live at 09994 Emily Valleys, South Sandra, PW 74708 in India. They have 2 dependents: Nicholas (Age: 8, Gender: Female), Eric (Age: 30, Gender: Male). Their financial goal is Retirement with a target amount of $171988 to be achieved in 37 months. Currently, they earn $89563 per month and have an expenditure of $38552. They have $15303 in savings, $1787 in fixed deposits, $47019 in stocks, $8791 in mutual funds, and $9658 in other investments. No insurance. Debt: Yes, Amount: $11498, Type: Personal Loan, Interest Rate: 8.205155008757824%. Loan Start Date: 2017-10-14, Loan End Date: 2031-07-15. Emergency Fund: Yes, Amount: $12341.","Plan for Kimberly Burns:
+1. Income: $89563 per month
+2. Emergency Fund: $12341 (adequate for 6 months of expenses).
+3. Savings: $15303
+4. Debts: $11498 (Personal Loan) with an interest rate of 8.205155008757824%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47019
+Future Value after 10 years: $117547.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8791
+Future Value after 10 years: $17582.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1787
+Future Value after 10 years: $2680.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9658
+Future Value after 10 years: $11589.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $171988 to be achieved in 37 months.
+8. Net Worth: $160490.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Clifford Smith is a 60-year-old Male who works as a Teacher. They are currently Single and live at 97048 Kayla Shoals, Lake Dianefurt, MN 15470 in UK. They have 1 dependents: Eric (Age: 5, Gender: Female). Their financial goal is Travel with a target amount of $103170 to be achieved in 34 months. Currently, they earn $116194 per month and have an expenditure of $32579. They have $6749 in savings, $4235 in fixed deposits, $1627 in stocks, $2380 in mutual funds, and $3292 in other investments. Insurance: Home Insurance with a premium of $7134 and coverage of $399322. Debt: Yes, Amount: $13365, Type: Personal Loan, Interest Rate: 14.256796325364903%. Loan Start Date: 2017-02-26, Loan End Date: 2033-05-29. No emergency fund.","Plan for Clifford Smith:
+1. Income: $116194 per month
+2. Emergency Fund: $195474 (adequate for 6 months of expenses).
+3. Savings: $6749
+4. Debts: $13365 (Personal Loan) with an interest rate of 14.256796325364903%.
+5. Insurance: Home Insurance with coverage of $399322 and a monthly premium of $7134.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1627
+Future Value after 10 years: $4067.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2380
+Future Value after 10 years: $4760.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4235
+Future Value after 10 years: $6352.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3292
+Future Value after 10 years: $3950.3999999999996
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $103170 to be achieved in 34 months.
+8. Net Worth: $89805.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melinda Rhodes is a 50-year-old Female who works as a Artist. They are currently Married and live at 028 Perry View, South Miguelberg, MI 45992 in USA. They have 1 dependents: Gabriel (Age: 30, Gender: Female). Their financial goal is Save for Education with a target amount of $191715 to be achieved in 30 months. Currently, they earn $52015 per month and have an expenditure of $13813. They have $17594 in savings, $18878 in fixed deposits, $32097 in stocks, $11403 in mutual funds, and $158 in other investments. No insurance. Debt: Yes, Amount: $1884, Type: Credit Card, Interest Rate: 23.333421638077247%. Loan Start Date: 2015-10-19, Loan End Date: 2029-12-02. No emergency fund.","Plan for Melinda Rhodes:
+1. Income: $52015 per month
+2. Emergency Fund: $82878 (adequate for 6 months of expenses).
+3. Savings: $17594
+4. Debts: $1884 (Credit Card) with an interest rate of 23.333421638077247%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32097
+Future Value after 10 years: $80242.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11403
+Future Value after 10 years: $22806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18878
+Future Value after 10 years: $28317.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $158
+Future Value after 10 years: $189.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $191715 to be achieved in 30 months.
+8. Net Worth: $189831.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacob Porter is a 49-year-old Male who works as a Artist. They are currently Single and live at 56465 Alexander Inlet, New Katrinaburgh, VT 85947 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $123760 to be achieved in 34 months. Currently, they earn $58576 per month and have an expenditure of $14546. They have $28760 in savings, $16935 in fixed deposits, $301 in stocks, $19393 in mutual funds, and $3900 in other investments. Insurance: Home Insurance with a premium of $1606 and coverage of $308469. No debt. Emergency Fund: Yes, Amount: $19641.","Plan for Jacob Porter:
+1. Income: $58576 per month
+2. Emergency Fund: $19641 (adequate for 6 months of expenses).
+3. Savings: $28760
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $308469 and a monthly premium of $1606.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $301
+Future Value after 10 years: $752.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19393
+Future Value after 10 years: $38786.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16935
+Future Value after 10 years: $25402.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3900
+Future Value after 10 years: $4680.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $123760 to be achieved in 34 months.
+8. Net Worth: $123760.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Crystal Johnson is a 65-year-old Male who works as a Teacher. They are currently Married and live at 268 Alvarado Neck, Heathfort, NY 73524 in India. They have 2 dependents: Rebecca (Age: 4, Gender: Female), Loretta (Age: 14, Gender: Female). Their financial goal is Retirement with a target amount of $60182 to be achieved in 47 months. Currently, they earn $107782 per month and have an expenditure of $25000. They have $13279 in savings, $14100 in fixed deposits, $1218 in stocks, $13750 in mutual funds, and $13721 in other investments. No insurance. Debt: Yes, Amount: $19539, Type: Personal Loan, Interest Rate: 10.41371618924432%. Loan Start Date: 2021-08-06, Loan End Date: 2027-09-09. Emergency Fund: Yes, Amount: $11137.","Plan for Crystal Johnson:
+1. Income: $107782 per month
+2. Emergency Fund: $11137 (adequate for 6 months of expenses).
+3. Savings: $13279
+4. Debts: $19539 (Personal Loan) with an interest rate of 10.41371618924432%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1218
+Future Value after 10 years: $3045.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13750
+Future Value after 10 years: $27500.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14100
+Future Value after 10 years: $21150.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13721
+Future Value after 10 years: $16465.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $60182 to be achieved in 47 months.
+8. Net Worth: $40643.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Henson is a 47-year-old Male who works as a Engineer. They are currently Single and live at 674 Megan Island Apt. 110, West Arthur, MT 16022 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $191521 to be achieved in 39 months. Currently, they earn $49788 per month and have an expenditure of $32738. They have $12534 in savings, $1386 in fixed deposits, $36295 in stocks, $5510 in mutual funds, and $1323 in other investments. No insurance. Debt: Yes, Amount: $1410, Type: Credit Card, Interest Rate: 24.1151091300501%. Loan Start Date: 2023-10-16, Loan End Date: 2029-10-02. Emergency Fund: Yes, Amount: $6027.","Plan for Michelle Henson:
+1. Income: $49788 per month
+2. Emergency Fund: $6027 (adequate for 6 months of expenses).
+3. Savings: $12534
+4. Debts: $1410 (Credit Card) with an interest rate of 24.1151091300501%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36295
+Future Value after 10 years: $90737.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5510
+Future Value after 10 years: $11020.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1386
+Future Value after 10 years: $2079.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1323
+Future Value after 10 years: $1587.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $191521 to be achieved in 39 months.
+8. Net Worth: $190111.00000000003
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Alec Francis is a 57-year-old Male who works as a Doctor. They are currently Divorced and live at 18718 Michael Forge Suite 015, Taylormouth, VI 28227 in UK. They have 2 dependents: Willie (Age: 14, Gender: Female), Cole (Age: 20, Gender: Female). Their financial goal is Save for Education with a target amount of $57703 to be achieved in 34 months. Currently, they earn $114438 per month and have an expenditure of $43173. They have $18550 in savings, $14600 in fixed deposits, $17116 in stocks, $1208 in mutual funds, and $8980 in other investments. Insurance: Health Insurance with a premium of $6266 and coverage of $120304. Debt: Yes, Amount: $16897, Type: Credit Card, Interest Rate: 19.081289748474%. Loan Start Date: 2015-05-20, Loan End Date: 2032-02-09. Emergency Fund: Yes, Amount: $4650.","Plan for Alec Francis:
+1. Income: $114438 per month
+2. Emergency Fund: $4650 (adequate for 6 months of expenses).
+3. Savings: $18550
+4. Debts: $16897 (Credit Card) with an interest rate of 19.081289748474%.
+5. Insurance: Health Insurance with coverage of $120304 and a monthly premium of $6266.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17116
+Future Value after 10 years: $42790.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1208
+Future Value after 10 years: $2416.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14600
+Future Value after 10 years: $21900.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8980
+Future Value after 10 years: $10776.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $57703 to be achieved in 34 months.
+8. Net Worth: $40806.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicole Reeves is a 31-year-old Female who works as a Engineer. They are currently Divorced and live at 066 Simmons Port, West James, ND 82481 in USA. They have 1 dependents: Heather (Age: 18, Gender: Female). Their financial goal is Travel with a target amount of $54032 to be achieved in 59 months. Currently, they earn $107717 per month and have an expenditure of $19913. They have $24574 in savings, $308 in fixed deposits, $2851 in stocks, $29500 in mutual funds, and $18498 in other investments. Insurance: Life Insurance with a premium of $2248 and coverage of $68461. Debt: Yes, Amount: $3570, Type: Mortgage, Interest Rate: 3.0426979945312103%. Loan Start Date: 2021-08-13, Loan End Date: 2030-01-28. Emergency Fund: Yes, Amount: $4737.","Plan for Nicole Reeves:
+1. Income: $107717 per month
+2. Emergency Fund: $4737 (adequate for 6 months of expenses).
+3. Savings: $24574
+4. Debts: $3570 (Mortgage) with an interest rate of 3.0426979945312103%.
+5. Insurance: Life Insurance with coverage of $68461 and a monthly premium of $2248.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2851
+Future Value after 10 years: $7127.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29500
+Future Value after 10 years: $59000.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $308
+Future Value after 10 years: $462.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18498
+Future Value after 10 years: $22197.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $54032 to be achieved in 59 months.
+8. Net Worth: $50462.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sandra Hayes DVM is a 51-year-old Female who works as a Doctor. They are currently Single and live at 3580 Kristen Shore, Lake Julie, OH 76029 in USA. They have 1 dependents: Tanya (Age: 24, Gender: Male). Their financial goal is Retirement with a target amount of $113336 to be achieved in 12 months. Currently, they earn $36233 per month and have an expenditure of $13199. They have $11017 in savings, $180 in fixed deposits, $29232 in stocks, $29568 in mutual funds, and $6763 in other investments. No insurance. No debt. No emergency fund.","Plan for Sandra Hayes DVM:
+1. Income: $36233 per month
+2. Emergency Fund: $79194 (adequate for 6 months of expenses).
+3. Savings: $11017
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29232
+Future Value after 10 years: $73080.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29568
+Future Value after 10 years: $59136.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $180
+Future Value after 10 years: $270.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6763
+Future Value after 10 years: $8115.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $113336 to be achieved in 12 months.
+8. Net Worth: $113336.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Denise Howell is a 48-year-old Male who works as a Doctor. They are currently Single and live at 4474 Mandy Fords, Bryantown, KY 34136 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $439649 to be achieved in 95 months. Currently, they earn $97960 per month and have an expenditure of $31550. They have $25822 in savings, $25204 in fixed deposits, $1342 in stocks, $13150 in mutual funds, and $4820 in other investments. Insurance: Home Insurance with a premium of $5291 and coverage of $385054. No debt. No emergency fund.","Plan for Denise Howell:
+1. Income: $97960 per month
+2. Emergency Fund: $189300 (adequate for 6 months of expenses).
+3. Savings: $25822
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $385054 and a monthly premium of $5291.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1342
+Future Value after 10 years: $3355.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13150
+Future Value after 10 years: $26300.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25204
+Future Value after 10 years: $37806.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4820
+Future Value after 10 years: $5784.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $439649 to be achieved in 95 months.
+8. Net Worth: $439649.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Taylor is a 65-year-old Female who works as a Teacher. They are currently Married and live at 032 Donna Flat, West David, IN 85776 in Canada. They have 1 dependents: Jacob (Age: 30, Gender: Female). Their financial goal is Save for House with a target amount of $180951 to be achieved in 82 months. Currently, they earn $47138 per month and have an expenditure of $23154. They have $22883 in savings, $20681 in fixed deposits, $25568 in stocks, $5317 in mutual funds, and $19865 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12855.","Plan for Laura Taylor:
+1. Income: $47138 per month
+2. Emergency Fund: $12855 (adequate for 6 months of expenses).
+3. Savings: $22883
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25568
+Future Value after 10 years: $63920.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5317
+Future Value after 10 years: $10634.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20681
+Future Value after 10 years: $31021.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19865
+Future Value after 10 years: $23838.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $180951 to be achieved in 82 months.
+8. Net Worth: $180951.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Richard Thompson is a 26-year-old Male who works as a Teacher. They are currently Single and live at 976 Aaron Freeway Suite 503, Angelamouth, NV 40142 in UK. They have 2 dependents: Alicia (Age: 27, Gender: Female), Diane (Age: 28, Gender: Male). Their financial goal is Save for Education with a target amount of $100995 to be achieved in 46 months. Currently, they earn $75576 per month and have an expenditure of $27523. They have $38950 in savings, $9895 in fixed deposits, $25868 in stocks, $17994 in mutual funds, and $13317 in other investments. Insurance: Home Insurance with a premium of $4146 and coverage of $167347. No debt. Emergency Fund: Yes, Amount: $15444.","Plan for Richard Thompson:
+1. Income: $75576 per month
+2. Emergency Fund: $15444 (adequate for 6 months of expenses).
+3. Savings: $38950
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $167347 and a monthly premium of $4146.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25868
+Future Value after 10 years: $64670.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17994
+Future Value after 10 years: $35988.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9895
+Future Value after 10 years: $14842.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13317
+Future Value after 10 years: $15980.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $100995 to be achieved in 46 months.
+8. Net Worth: $100995.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Louis Woods is a 52-year-old Male who works as a Teacher. They are currently Married and live at 701 Kayla Walks Suite 750, East Shawnchester, IA 49622 in India. They have 3 dependents: Joseph (Age: 18, Gender: Male), Melanie (Age: 28, Gender: Male), Holly (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $80542 to be achieved in 60 months. Currently, they earn $111341 per month and have an expenditure of $30995. They have $42485 in savings, $10497 in fixed deposits, $17658 in stocks, $3514 in mutual funds, and $5276 in other investments. Insurance: Health Insurance with a premium of $2795 and coverage of $231357. No debt. Emergency Fund: Yes, Amount: $18641.","Plan for Louis Woods:
+1. Income: $111341 per month
+2. Emergency Fund: $18641 (adequate for 6 months of expenses).
+3. Savings: $42485
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $231357 and a monthly premium of $2795.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17658
+Future Value after 10 years: $44145.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3514
+Future Value after 10 years: $7028.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10497
+Future Value after 10 years: $15745.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5276
+Future Value after 10 years: $6331.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $80542 to be achieved in 60 months.
+8. Net Worth: $80542.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lauren Martin is a 51-year-old Female who works as a Doctor. They are currently Married and live at 326 Holly Road, New Katrinafurt, MT 22250 in India. They have 1 dependents: Joshua (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $90508 to be achieved in 60 months. Currently, they earn $71563 per month and have an expenditure of $12437. They have $37110 in savings, $5666 in fixed deposits, $39237 in stocks, $9721 in mutual funds, and $7076 in other investments. Insurance: Life Insurance with a premium of $9304 and coverage of $151142. No debt. No emergency fund.","Plan for Lauren Martin:
+1. Income: $71563 per month
+2. Emergency Fund: $74622 (adequate for 6 months of expenses).
+3. Savings: $37110
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $151142 and a monthly premium of $9304.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39237
+Future Value after 10 years: $98092.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9721
+Future Value after 10 years: $19442.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5666
+Future Value after 10 years: $8499.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7076
+Future Value after 10 years: $8491.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $90508 to be achieved in 60 months.
+8. Net Worth: $90508.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Greg Nelson is a 36-year-old Male who works as a Teacher. They are currently Single and live at 66283 Fuentes Creek, West Christopherborough, MD 64632 in USA. They have 2 dependents: Mary (Age: 5, Gender: Male), Rose (Age: 15, Gender: Female). Their financial goal is Travel with a target amount of $169376 to be achieved in 43 months. Currently, they earn $77865 per month and have an expenditure of $48192. They have $11440 in savings, $4075 in fixed deposits, $11562 in stocks, $29416 in mutual funds, and $16383 in other investments. Insurance: Health Insurance with a premium of $8620 and coverage of $465756. No debt. No emergency fund.","Plan for Greg Nelson:
+1. Income: $77865 per month
+2. Emergency Fund: $289152 (adequate for 6 months of expenses).
+3. Savings: $11440
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $465756 and a monthly premium of $8620.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11562
+Future Value after 10 years: $28905.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29416
+Future Value after 10 years: $58832.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4075
+Future Value after 10 years: $6112.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16383
+Future Value after 10 years: $19659.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $169376 to be achieved in 43 months.
+8. Net Worth: $169376.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Allen is a 36-year-old Male who works as a Engineer. They are currently Single and live at 456 Stacy Turnpike Apt. 366, Alexistown, MD 80051 in India. They have 2 dependents: Gregory (Age: 3, Gender: Female), Pamela (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $130200 to be achieved in 47 months. Currently, they earn $37441 per month and have an expenditure of $16381. They have $35282 in savings, $24455 in fixed deposits, $7154 in stocks, $13337 in mutual funds, and $7305 in other investments. Insurance: Life Insurance with a premium of $5360 and coverage of $333932. No debt. Emergency Fund: Yes, Amount: $5566.","Plan for John Allen:
+1. Income: $37441 per month
+2. Emergency Fund: $5566 (adequate for 6 months of expenses).
+3. Savings: $35282
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $333932 and a monthly premium of $5360.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7154
+Future Value after 10 years: $17885.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13337
+Future Value after 10 years: $26674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24455
+Future Value after 10 years: $36682.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7305
+Future Value after 10 years: $8766.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $130200 to be achieved in 47 months.
+8. Net Worth: $130200.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kyle Ford is a 69-year-old Male who works as a Teacher. They are currently Married and live at 02533 Daniel Inlet, East Jaimebury, NJ 79740 in India. They have 2 dependents: Daniel (Age: 20, Gender: Female), Melissa (Age: 18, Gender: Female). Their financial goal is Save for House with a target amount of $142454 to be achieved in 116 months. Currently, they earn $51565 per month and have an expenditure of $26560. They have $36493 in savings, $24689 in fixed deposits, $8347 in stocks, $27091 in mutual funds, and $4195 in other investments. Insurance: Home Insurance with a premium of $9552 and coverage of $366633. No debt. No emergency fund.","Plan for Kyle Ford:
+1. Income: $51565 per month
+2. Emergency Fund: $159360 (adequate for 6 months of expenses).
+3. Savings: $36493
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $366633 and a monthly premium of $9552.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8347
+Future Value after 10 years: $20867.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27091
+Future Value after 10 years: $54182.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24689
+Future Value after 10 years: $37033.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4195
+Future Value after 10 years: $5034.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $142454 to be achieved in 116 months.
+8. Net Worth: $142454.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rodney Carter is a 36-year-old Male who works as a Artist. They are currently Divorced and live at 9262 Smith Views Suite 481, North Travis, MP 78310 in Canada. They have 2 dependents: Jared (Age: 21, Gender: Male), Kristin (Age: 18, Gender: Male). Their financial goal is Save for House with a target amount of $129781 to be achieved in 91 months. Currently, they earn $57409 per month and have an expenditure of $35153. They have $21220 in savings, $6319 in fixed deposits, $9985 in stocks, $7634 in mutual funds, and $481 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17682.","Plan for Rodney Carter:
+1. Income: $57409 per month
+2. Emergency Fund: $17682 (adequate for 6 months of expenses).
+3. Savings: $21220
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $9985
+Future Value after 10 years: $24962.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7634
+Future Value after 10 years: $15268.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6319
+Future Value after 10 years: $9478.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $481
+Future Value after 10 years: $577.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $129781 to be achieved in 91 months.
+8. Net Worth: $129781.00000000001
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laurie King is a 63-year-old Female who works as a Engineer. They are currently Married and live at 269 Matthew Trail Apt. 543, South Jonathanshire, KY 11651 in India. They have 0 dependents: . Their financial goal is Save for House with a target amount of $285543 to be achieved in 63 months. Currently, they earn $50441 per month and have an expenditure of $10882. They have $46057 in savings, $18318 in fixed deposits, $7996 in stocks, $22515 in mutual funds, and $13372 in other investments. Insurance: Life Insurance with a premium of $4438 and coverage of $339857. Debt: Yes, Amount: $5869, Type: Credit Card, Interest Rate: 24.581366974395806%. Loan Start Date: 2015-10-30, Loan End Date: 2033-11-13. No emergency fund.","Plan for Laurie King:
+1. Income: $50441 per month
+2. Emergency Fund: $65292 (adequate for 6 months of expenses).
+3. Savings: $46057
+4. Debts: $5869 (Credit Card) with an interest rate of 24.581366974395806%.
+5. Insurance: Life Insurance with coverage of $339857 and a monthly premium of $4438.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7996
+Future Value after 10 years: $19990.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22515
+Future Value after 10 years: $45030.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18318
+Future Value after 10 years: $27477.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13372
+Future Value after 10 years: $16046.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $285543 to be achieved in 63 months.
+8. Net Worth: $279674.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nathan Anderson is a 34-year-old Male who works as a Engineer. They are currently Married and live at 39908 Hall Burgs Apt. 853, South Manuel, NH 20553 in UK. They have 2 dependents: Justin (Age: 15, Gender: Male), Beverly (Age: 29, Gender: Male). Their financial goal is Save for Education with a target amount of $177865 to be achieved in 51 months. Currently, they earn $63434 per month and have an expenditure of $43580. They have $19055 in savings, $24352 in fixed deposits, $29277 in stocks, $11490 in mutual funds, and $12125 in other investments. Insurance: Auto Insurance with a premium of $7933 and coverage of $385550. Debt: Yes, Amount: $4852, Type: Credit Card, Interest Rate: 18.81325255815172%. Loan Start Date: 2021-02-02, Loan End Date: 2025-03-29. Emergency Fund: Yes, Amount: $3156.","Plan for Nathan Anderson:
+1. Income: $63434 per month
+2. Emergency Fund: $3156 (adequate for 6 months of expenses).
+3. Savings: $19055
+4. Debts: $4852 (Credit Card) with an interest rate of 18.81325255815172%.
+5. Insurance: Auto Insurance with coverage of $385550 and a monthly premium of $7933.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29277
+Future Value after 10 years: $73192.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11490
+Future Value after 10 years: $22980.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24352
+Future Value after 10 years: $36528.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12125
+Future Value after 10 years: $14550.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $177865 to be achieved in 51 months.
+8. Net Worth: $173013.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jose Dixon is a 33-year-old Female who works as a Doctor. They are currently Single and live at 559 Shawn Squares, East Danashire, VT 68371 in Canada. They have 0 dependents: . Their financial goal is Travel with a target amount of $142680 to be achieved in 59 months. Currently, they earn $79080 per month and have an expenditure of $48351. They have $14636 in savings, $14614 in fixed deposits, $7893 in stocks, $8180 in mutual funds, and $8646 in other investments. No insurance. No debt. No emergency fund.","Plan for Jose Dixon:
+1. Income: $79080 per month
+2. Emergency Fund: $290106 (adequate for 6 months of expenses).
+3. Savings: $14636
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7893
+Future Value after 10 years: $19732.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8180
+Future Value after 10 years: $16360.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14614
+Future Value after 10 years: $21921.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8646
+Future Value after 10 years: $10375.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $142680 to be achieved in 59 months.
+8. Net Worth: $142680.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Lara is a 43-year-old Female who works as a Engineer. They are currently Married and live at 31397 Boyd Green, Torrestown, GA 31857 in India. They have 1 dependents: David (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $192553 to be achieved in 38 months. Currently, they earn $97004 per month and have an expenditure of $25206. They have $6790 in savings, $29253 in fixed deposits, $23729 in stocks, $8770 in mutual funds, and $14220 in other investments. Insurance: Life Insurance with a premium of $8907 and coverage of $233399. No debt. Emergency Fund: Yes, Amount: $11996.","Plan for Michael Lara:
+1. Income: $97004 per month
+2. Emergency Fund: $11996 (adequate for 6 months of expenses).
+3. Savings: $6790
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $233399 and a monthly premium of $8907.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23729
+Future Value after 10 years: $59322.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8770
+Future Value after 10 years: $17540.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29253
+Future Value after 10 years: $43879.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14220
+Future Value after 10 years: $17064.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $192553 to be achieved in 38 months.
+8. Net Worth: $192553.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Holly Mann is a 44-year-old Male who works as a Artist. They are currently Divorced and live at 5994 Weaver Harbor Apt. 515, South Justinchester, CT 72140 in India. They have 2 dependents: Michael (Age: 19, Gender: Male), Catherine (Age: 12, Gender: Female). Their financial goal is Save for House with a target amount of $134679 to be achieved in 94 months. Currently, they earn $64830 per month and have an expenditure of $46702. They have $43844 in savings, $2615 in fixed deposits, $32110 in stocks, $21089 in mutual funds, and $9162 in other investments. Insurance: Life Insurance with a premium of $8104 and coverage of $210464. Debt: Yes, Amount: $9107, Type: Credit Card, Interest Rate: 16.289999103241254%. Loan Start Date: 2023-04-14, Loan End Date: 2032-03-04. No emergency fund.","Plan for Holly Mann:
+1. Income: $64830 per month
+2. Emergency Fund: $280212 (adequate for 6 months of expenses).
+3. Savings: $43844
+4. Debts: $9107 (Credit Card) with an interest rate of 16.289999103241254%.
+5. Insurance: Life Insurance with coverage of $210464 and a monthly premium of $8104.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32110
+Future Value after 10 years: $80275.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21089
+Future Value after 10 years: $42178.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2615
+Future Value after 10 years: $3922.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9162
+Future Value after 10 years: $10994.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $134679 to be achieved in 94 months.
+8. Net Worth: $125572.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kristen Savage is a 23-year-old Male who works as a Engineer. They are currently Married and live at 4265 Ryan Highway Apt. 327, Lake Diamond, FL 67236 in Canada. They have 1 dependents: Kimberly (Age: 24, Gender: Male). Their financial goal is Save for Education with a target amount of $145129 to be achieved in 50 months. Currently, they earn $85494 per month and have an expenditure of $46318. They have $44433 in savings, $10916 in fixed deposits, $13559 in stocks, $24040 in mutual funds, and $15034 in other investments. Insurance: Auto Insurance with a premium of $9421 and coverage of $67756. Debt: Yes, Amount: $17285, Type: Mortgage, Interest Rate: 4.260190571613392%. Loan Start Date: 2022-08-18, Loan End Date: 2033-08-02. Emergency Fund: Yes, Amount: $8928.","Plan for Kristen Savage:
+1. Income: $85494 per month
+2. Emergency Fund: $8928 (adequate for 6 months of expenses).
+3. Savings: $44433
+4. Debts: $17285 (Mortgage) with an interest rate of 4.260190571613392%.
+5. Insurance: Auto Insurance with coverage of $67756 and a monthly premium of $9421.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13559
+Future Value after 10 years: $33897.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24040
+Future Value after 10 years: $48080.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10916
+Future Value after 10 years: $16374.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15034
+Future Value after 10 years: $18040.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $145129 to be achieved in 50 months.
+8. Net Worth: $127844.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rachel Rojas is a 61-year-old Female who works as a Teacher. They are currently Married and live at 113 Ward Ferry Apt. 688, North Stevenmouth, TX 09031 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $109883 to be achieved in 57 months. Currently, they earn $53457 per month and have an expenditure of $44966. They have $8477 in savings, $24 in fixed deposits, $38863 in stocks, $14718 in mutual funds, and $14754 in other investments. Insurance: Home Insurance with a premium of $6838 and coverage of $189830. No debt. Emergency Fund: Yes, Amount: $2199.","Plan for Rachel Rojas:
+1. Income: $53457 per month
+2. Emergency Fund: $2199 (adequate for 6 months of expenses).
+3. Savings: $8477
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $189830 and a monthly premium of $6838.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38863
+Future Value after 10 years: $97157.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14718
+Future Value after 10 years: $29436.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24
+Future Value after 10 years: $36.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14754
+Future Value after 10 years: $17704.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $109883 to be achieved in 57 months.
+8. Net Worth: $109883.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Kristen Freeman is a 35-year-old Male who works as a Doctor. They are currently Divorced and live at 901 Pamela Ville, Hensonstad, VA 19923 in UK. They have 2 dependents: Danielle (Age: 1, Gender: Male), Mary (Age: 1, Gender: Female). Their financial goal is Retirement with a target amount of $75415 to be achieved in 25 months. Currently, they earn $59802 per month and have an expenditure of $32105. They have $43154 in savings, $27286 in fixed deposits, $41853 in stocks, $17579 in mutual funds, and $6316 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3842.","Plan for Dr. Kristen Freeman:
+1. Income: $59802 per month
+2. Emergency Fund: $3842 (adequate for 6 months of expenses).
+3. Savings: $43154
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41853
+Future Value after 10 years: $104632.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17579
+Future Value after 10 years: $35158.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27286
+Future Value after 10 years: $40929.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6316
+Future Value after 10 years: $7579.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $75415 to be achieved in 25 months.
+8. Net Worth: $75415.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rebecca Nixon is a 65-year-old Male who works as a Engineer. They are currently Married and live at 4087 Kristin Island Suite 559, West Veronica, VI 56682 in Canada. They have 5 dependents: Lori (Age: 28, Gender: Male), Erica (Age: 6, Gender: Female), Sonia (Age: 28, Gender: Female), Karl (Age: 10, Gender: Male), Melanie (Age: 4, Gender: Male). Their financial goal is Retirement with a target amount of $142908 to be achieved in 34 months. Currently, they earn $33343 per month and have an expenditure of $28343. They have $14060 in savings, $20873 in fixed deposits, $8532 in stocks, $14662 in mutual funds, and $19807 in other investments. Insurance: Health Insurance with a premium of $1594 and coverage of $303416. Debt: Yes, Amount: $3577, Type: Mortgage, Interest Rate: 4.673747045902431%. Loan Start Date: 2020-10-28, Loan End Date: 2026-05-05. Emergency Fund: Yes, Amount: $13798.","Plan for Rebecca Nixon:
+1. Income: $33343 per month
+2. Emergency Fund: $13798 (adequate for 6 months of expenses).
+3. Savings: $14060
+4. Debts: $3577 (Mortgage) with an interest rate of 4.673747045902431%.
+5. Insurance: Health Insurance with coverage of $303416 and a monthly premium of $1594.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8532
+Future Value after 10 years: $21330.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14662
+Future Value after 10 years: $29324.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20873
+Future Value after 10 years: $31309.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19807
+Future Value after 10 years: $23768.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142908 to be achieved in 34 months.
+8. Net Worth: $139331.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Sparks is a 48-year-old Male who works as a Engineer. They are currently Married and live at 79933 Flowers View, Rodneyfort, GA 06951 in Canada. They have 5 dependents: Dawn (Age: 2, Gender: Female), Robert (Age: 27, Gender: Male), Mary (Age: 2, Gender: Male), Thomas (Age: 11, Gender: Male), Jennifer (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $139472 to be achieved in 41 months. Currently, they earn $74962 per month and have an expenditure of $39190. They have $36986 in savings, $15360 in fixed deposits, $45814 in stocks, $22316 in mutual funds, and $16438 in other investments. Insurance: Auto Insurance with a premium of $7981 and coverage of $475728. Debt: Yes, Amount: $2088, Type: Personal Loan, Interest Rate: 9.397511178925686%. Loan Start Date: 2022-04-19, Loan End Date: 2025-05-11. No emergency fund.","Plan for Ashley Sparks:
+1. Income: $74962 per month
+2. Emergency Fund: $235140 (adequate for 6 months of expenses).
+3. Savings: $36986
+4. Debts: $2088 (Personal Loan) with an interest rate of 9.397511178925686%.
+5. Insurance: Auto Insurance with coverage of $475728 and a monthly premium of $7981.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $45814
+Future Value after 10 years: $114535.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22316
+Future Value after 10 years: $44632.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15360
+Future Value after 10 years: $23040.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16438
+Future Value after 10 years: $19725.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $139472 to be achieved in 41 months.
+8. Net Worth: $137384.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Julie Hamilton is a 35-year-old Male who works as a Teacher. They are currently Divorced and live at 755 Park Walks, Jenniferborough, MH 32506 in USA. They have 1 dependents: Ana (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $53032 to be achieved in 30 months. Currently, they earn $52225 per month and have an expenditure of $30875. They have $30251 in savings, $28809 in fixed deposits, $26537 in stocks, $18277 in mutual funds, and $9291 in other investments. Insurance: Home Insurance with a premium of $1939 and coverage of $84726. Debt: Yes, Amount: $6512, Type: Personal Loan, Interest Rate: 10.293111201219714%. Loan Start Date: 2017-10-15, Loan End Date: 2034-03-31. Emergency Fund: Yes, Amount: $8823.","Plan for Julie Hamilton:
+1. Income: $52225 per month
+2. Emergency Fund: $8823 (adequate for 6 months of expenses).
+3. Savings: $30251
+4. Debts: $6512 (Personal Loan) with an interest rate of 10.293111201219714%.
+5. Insurance: Home Insurance with coverage of $84726 and a monthly premium of $1939.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26537
+Future Value after 10 years: $66342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18277
+Future Value after 10 years: $36554.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28809
+Future Value after 10 years: $43213.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9291
+Future Value after 10 years: $11149.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $53032 to be achieved in 30 months.
+8. Net Worth: $46520.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jacob Richards is a 31-year-old Female who works as a Artist. They are currently Married and live at 6981 James Harbors Apt. 273, Lunafurt, HI 25202 in USA. They have 3 dependents: Timothy (Age: 2, Gender: Male), Austin (Age: 15, Gender: Male), Dakota (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $168090 to be achieved in 32 months. Currently, they earn $102084 per month and have an expenditure of $44474. They have $30664 in savings, $5131 in fixed deposits, $44137 in stocks, $3699 in mutual funds, and $14754 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13567.","Plan for Jacob Richards:
+1. Income: $102084 per month
+2. Emergency Fund: $13567 (adequate for 6 months of expenses).
+3. Savings: $30664
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44137
+Future Value after 10 years: $110342.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3699
+Future Value after 10 years: $7398.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5131
+Future Value after 10 years: $7696.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14754
+Future Value after 10 years: $17704.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $168090 to be achieved in 32 months.
+8. Net Worth: $168090.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nathan Atkinson is a 40-year-old Female who works as a Engineer. They are currently Single and live at 43380 Maria Harbor Apt. 579, North Elizabethtown, CT 12097 in USA. They have 1 dependents: Christopher (Age: 9, Gender: Male). Their financial goal is Save for House with a target amount of $346483 to be achieved in 60 months. Currently, they earn $55797 per month and have an expenditure of $30616. They have $13207 in savings, $27485 in fixed deposits, $21984 in stocks, $24056 in mutual funds, and $14655 in other investments. No insurance. Debt: Yes, Amount: $6387, Type: Personal Loan, Interest Rate: 14.017428878285827%. Loan Start Date: 2020-11-04, Loan End Date: 2032-03-29. Emergency Fund: Yes, Amount: $13192.","Plan for Nathan Atkinson:
+1. Income: $55797 per month
+2. Emergency Fund: $13192 (adequate for 6 months of expenses).
+3. Savings: $13207
+4. Debts: $6387 (Personal Loan) with an interest rate of 14.017428878285827%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21984
+Future Value after 10 years: $54960.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24056
+Future Value after 10 years: $48112.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27485
+Future Value after 10 years: $41227.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14655
+Future Value after 10 years: $17586.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $346483 to be achieved in 60 months.
+8. Net Worth: $340096.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Eddie Simpson is a 69-year-old Male who works as a Artist. They are currently Married and live at Unit 5457 Box 2251, DPO AA 11529 in USA. They have 5 dependents: Caroline (Age: 9, Gender: Male), Latasha (Age: 9, Gender: Female), Robert (Age: 8, Gender: Female), Douglas (Age: 25, Gender: Female), Joseph (Age: 6, Gender: Female). Their financial goal is Retirement with a target amount of $198236 to be achieved in 23 months. Currently, they earn $45734 per month and have an expenditure of $11737. They have $28224 in savings, $5299 in fixed deposits, $23743 in stocks, $2141 in mutual funds, and $11226 in other investments. No insurance. Debt: Yes, Amount: $17343, Type: Mortgage, Interest Rate: 3.9834642198915633%. Loan Start Date: 2015-04-06, Loan End Date: 2032-07-04. Emergency Fund: Yes, Amount: $14295.","Plan for Eddie Simpson:
+1. Income: $45734 per month
+2. Emergency Fund: $14295 (adequate for 6 months of expenses).
+3. Savings: $28224
+4. Debts: $17343 (Mortgage) with an interest rate of 3.9834642198915633%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23743
+Future Value after 10 years: $59357.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2141
+Future Value after 10 years: $4282.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5299
+Future Value after 10 years: $7948.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11226
+Future Value after 10 years: $13471.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $198236 to be achieved in 23 months.
+8. Net Worth: $180893.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Hanna is a 50-year-old Female who works as a Teacher. They are currently Divorced and live at 819 Bryan Falls Suite 888, Michaelmouth, OH 11220 in UK. They have 1 dependents: Ronald (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $325712 to be achieved in 92 months. Currently, they earn $84742 per month and have an expenditure of $32209. They have $35010 in savings, $15887 in fixed deposits, $23635 in stocks, $12726 in mutual funds, and $3218 in other investments. Insurance: Life Insurance with a premium of $1042 and coverage of $425762. Debt: Yes, Amount: $7733, Type: Personal Loan, Interest Rate: 12.843797989855004%. Loan Start Date: 2017-12-31, Loan End Date: 2031-06-30. No emergency fund.","Plan for Robert Hanna:
+1. Income: $84742 per month
+2. Emergency Fund: $193254 (adequate for 6 months of expenses).
+3. Savings: $35010
+4. Debts: $7733 (Personal Loan) with an interest rate of 12.843797989855004%.
+5. Insurance: Life Insurance with coverage of $425762 and a monthly premium of $1042.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23635
+Future Value after 10 years: $59087.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12726
+Future Value after 10 years: $25452.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15887
+Future Value after 10 years: $23830.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3218
+Future Value after 10 years: $3861.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $325712 to be achieved in 92 months.
+8. Net Worth: $317979.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kevin Roberts is a 23-year-old Female who works as a Doctor. They are currently Divorced and live at 594 Ortiz Courts, North Julieberg, RI 34019 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $235179 to be achieved in 66 months. Currently, they earn $75952 per month and have an expenditure of $29117. They have $33799 in savings, $7122 in fixed deposits, $7707 in stocks, $20004 in mutual funds, and $14674 in other investments. Insurance: Life Insurance with a premium of $7990 and coverage of $72471. Debt: Yes, Amount: $6997, Type: Personal Loan, Interest Rate: 9.888465802931377%. Loan Start Date: 2021-09-30, Loan End Date: 2034-06-17. Emergency Fund: Yes, Amount: $12401.","Plan for Kevin Roberts:
+1. Income: $75952 per month
+2. Emergency Fund: $12401 (adequate for 6 months of expenses).
+3. Savings: $33799
+4. Debts: $6997 (Personal Loan) with an interest rate of 9.888465802931377%.
+5. Insurance: Life Insurance with coverage of $72471 and a monthly premium of $7990.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7707
+Future Value after 10 years: $19267.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20004
+Future Value after 10 years: $40008.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7122
+Future Value after 10 years: $10683.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14674
+Future Value after 10 years: $17608.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $235179 to be achieved in 66 months.
+8. Net Worth: $228182.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ralph Monroe is a 41-year-old Female who works as a Teacher. They are currently Married and live at 885 Griffin Pine Apt. 329, North Matthew, MA 35827 in UK. They have 2 dependents: Nicole (Age: 10, Gender: Female), Karen (Age: 19, Gender: Female). Their financial goal is Save for Education with a target amount of $155710 to be achieved in 38 months. Currently, they earn $118636 per month and have an expenditure of $15390. They have $43474 in savings, $22719 in fixed deposits, $34318 in stocks, $2673 in mutual funds, and $5418 in other investments. No insurance. Debt: Yes, Amount: $8004, Type: Mortgage, Interest Rate: 4.405791141148646%. Loan Start Date: 2020-07-23, Loan End Date: 2034-05-22. Emergency Fund: Yes, Amount: $10641.","Plan for Ralph Monroe:
+1. Income: $118636 per month
+2. Emergency Fund: $10641 (adequate for 6 months of expenses).
+3. Savings: $43474
+4. Debts: $8004 (Mortgage) with an interest rate of 4.405791141148646%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34318
+Future Value after 10 years: $85795.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2673
+Future Value after 10 years: $5346.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22719
+Future Value after 10 years: $34078.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5418
+Future Value after 10 years: $6501.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $155710 to be achieved in 38 months.
+8. Net Worth: $147706.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Jones is a 69-year-old Female who works as a Teacher. They are currently Divorced and live at 004 Kim Grove Suite 944, Trevinomouth, NM 57691 in India. They have 2 dependents: Mark (Age: 21, Gender: Female), Kristine (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $196885 to be achieved in 30 months. Currently, they earn $36523 per month and have an expenditure of $31523. They have $27713 in savings, $20323 in fixed deposits, $7442 in stocks, $5811 in mutual funds, and $7826 in other investments. No insurance. No debt. No emergency fund.","Plan for David Jones:
+1. Income: $36523 per month
+2. Emergency Fund: $189138 (adequate for 6 months of expenses).
+3. Savings: $27713
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $7442
+Future Value after 10 years: $18605.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5811
+Future Value after 10 years: $11622.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20323
+Future Value after 10 years: $30484.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7826
+Future Value after 10 years: $9391.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $196885 to be achieved in 30 months.
+8. Net Worth: $196885.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Hannah Smith is a 44-year-old Female who works as a Doctor. They are currently Single and live at 570 Harrell Vista Apt. 157, North Michaelberg, GA 07955 in Canada. They have 2 dependents: James (Age: 10, Gender: Male), Mary (Age: 16, Gender: Female). Their financial goal is Retirement with a target amount of $152539 to be achieved in 32 months. Currently, they earn $44922 per month and have an expenditure of $24408. They have $33114 in savings, $759 in fixed deposits, $46750 in stocks, $11356 in mutual funds, and $13900 in other investments. No insurance. Debt: Yes, Amount: $5702, Type: Mortgage, Interest Rate: 5.979637939733262%. Loan Start Date: 2016-02-03, Loan End Date: 2025-04-25. No emergency fund.","Plan for Hannah Smith:
+1. Income: $44922 per month
+2. Emergency Fund: $146448 (adequate for 6 months of expenses).
+3. Savings: $33114
+4. Debts: $5702 (Mortgage) with an interest rate of 5.979637939733262%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46750
+Future Value after 10 years: $116875.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11356
+Future Value after 10 years: $22712.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $759
+Future Value after 10 years: $1138.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13900
+Future Value after 10 years: $16680.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $152539 to be achieved in 32 months.
+8. Net Worth: $146837.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Miller is a 54-year-old Female who works as a Artist. They are currently Single and live at 6826 Huber Cliffs Suite 997, Port Lindseyview, MP 65629 in Canada. They have 1 dependents: Loretta (Age: 16, Gender: Male). Their financial goal is Save for Education with a target amount of $113130 to be achieved in 60 months. Currently, they earn $108370 per month and have an expenditure of $17005. They have $41412 in savings, $16526 in fixed deposits, $27887 in stocks, $29232 in mutual funds, and $8862 in other investments. No insurance. No debt. No emergency fund.","Plan for Kelly Miller:
+1. Income: $108370 per month
+2. Emergency Fund: $102030 (adequate for 6 months of expenses).
+3. Savings: $41412
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27887
+Future Value after 10 years: $69717.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29232
+Future Value after 10 years: $58464.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16526
+Future Value after 10 years: $24789.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8862
+Future Value after 10 years: $10634.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $113130 to be achieved in 60 months.
+8. Net Worth: $113130.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Campbell is a 54-year-old Male who works as a Doctor. They are currently Married and live at 5761 Robin Spurs, Lake Kelly, RI 97667 in USA. They have 5 dependents: Michelle (Age: 7, Gender: Male), Tina (Age: 19, Gender: Male), Stephen (Age: 29, Gender: Female), Karen (Age: 17, Gender: Female), Alicia (Age: 21, Gender: Female). Their financial goal is Save for House with a target amount of $219162 to be achieved in 80 months. Currently, they earn $119928 per month and have an expenditure of $45011. They have $49278 in savings, $27902 in fixed deposits, $32955 in stocks, $19333 in mutual funds, and $832 in other investments. No insurance. Debt: Yes, Amount: $10759, Type: Mortgage, Interest Rate: 6.568322408855616%. Loan Start Date: 2023-04-21, Loan End Date: 2026-05-12. No emergency fund.","Plan for Michael Campbell:
+1. Income: $119928 per month
+2. Emergency Fund: $270066 (adequate for 6 months of expenses).
+3. Savings: $49278
+4. Debts: $10759 (Mortgage) with an interest rate of 6.568322408855616%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32955
+Future Value after 10 years: $82387.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19333
+Future Value after 10 years: $38666.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27902
+Future Value after 10 years: $41853.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $832
+Future Value after 10 years: $998.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $219162 to be achieved in 80 months.
+8. Net Worth: $208403.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Sanchez is a 26-year-old Male who works as a Artist. They are currently Single and live at 79572 Crosby Alley Apt. 553, Port Scotthaven, LA 30493 in India. They have 1 dependents: Eric (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $80918 to be achieved in 16 months. Currently, they earn $118764 per month and have an expenditure of $35712. They have $15758 in savings, $18060 in fixed deposits, $41428 in stocks, $17435 in mutual funds, and $1126 in other investments. Insurance: Home Insurance with a premium of $2369 and coverage of $451746. Debt: Yes, Amount: $11925, Type: Personal Loan, Interest Rate: 13.489571692229255%. Loan Start Date: 2018-12-28, Loan End Date: 2030-06-25. Emergency Fund: Yes, Amount: $9686.","Plan for Christopher Sanchez:
+1. Income: $118764 per month
+2. Emergency Fund: $9686 (adequate for 6 months of expenses).
+3. Savings: $15758
+4. Debts: $11925 (Personal Loan) with an interest rate of 13.489571692229255%.
+5. Insurance: Home Insurance with coverage of $451746 and a monthly premium of $2369.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41428
+Future Value after 10 years: $103570.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17435
+Future Value after 10 years: $34870.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18060
+Future Value after 10 years: $27090.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1126
+Future Value after 10 years: $1351.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $80918 to be achieved in 16 months.
+8. Net Worth: $68993.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Juarez is a 34-year-old Male who works as a Teacher. They are currently Divorced and live at 82064 Thomas Station, West Jonathan, FM 36275 in India. They have 2 dependents: Michael (Age: 12, Gender: Female), Philip (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $176371 to be achieved in 34 months. Currently, they earn $52327 per month and have an expenditure of $21245. They have $45177 in savings, $17959 in fixed deposits, $37691 in stocks, $28567 in mutual funds, and $13820 in other investments. Insurance: Health Insurance with a premium of $7807 and coverage of $86010. No debt. Emergency Fund: Yes, Amount: $13744.","Plan for Michelle Juarez:
+1. Income: $52327 per month
+2. Emergency Fund: $13744 (adequate for 6 months of expenses).
+3. Savings: $45177
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $86010 and a monthly premium of $7807.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37691
+Future Value after 10 years: $94227.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28567
+Future Value after 10 years: $57134.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17959
+Future Value after 10 years: $26938.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13820
+Future Value after 10 years: $16584.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $176371 to be achieved in 34 months.
+8. Net Worth: $176371.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michelle Perez is a 65-year-old Female who works as a Teacher. They are currently Single and live at 74773 Higgins Squares Suite 004, North James, MP 08302 in UK. They have 2 dependents: Amber (Age: 23, Gender: Female), Alex (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $84711 to be achieved in 16 months. Currently, they earn $76726 per month and have an expenditure of $19305. They have $38346 in savings, $14837 in fixed deposits, $24253 in stocks, $26688 in mutual funds, and $5520 in other investments. No insurance. No debt. No emergency fund.","Plan for Michelle Perez:
+1. Income: $76726 per month
+2. Emergency Fund: $115830 (adequate for 6 months of expenses).
+3. Savings: $38346
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24253
+Future Value after 10 years: $60632.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26688
+Future Value after 10 years: $53376.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14837
+Future Value after 10 years: $22255.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5520
+Future Value after 10 years: $6624.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $84711 to be achieved in 16 months.
+8. Net Worth: $84711.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peter Compton is a 57-year-old Male who works as a Artist. They are currently Married and live at 97456 Robert Roads, Ortizville, TN 02236 in UK. They have 2 dependents: Jillian (Age: 11, Gender: Male), Robert (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $128674 to be achieved in 113 months. Currently, they earn $64114 per month and have an expenditure of $19806. They have $41295 in savings, $3425 in fixed deposits, $33029 in stocks, $21253 in mutual funds, and $13398 in other investments. Insurance: Health Insurance with a premium of $3138 and coverage of $296777. Debt: Yes, Amount: $9154, Type: Mortgage, Interest Rate: 3.3523863912834093%. Loan Start Date: 2017-12-31, Loan End Date: 2034-02-10. Emergency Fund: Yes, Amount: $7727.","Plan for Peter Compton:
+1. Income: $64114 per month
+2. Emergency Fund: $7727 (adequate for 6 months of expenses).
+3. Savings: $41295
+4. Debts: $9154 (Mortgage) with an interest rate of 3.3523863912834093%.
+5. Insurance: Health Insurance with coverage of $296777 and a monthly premium of $3138.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33029
+Future Value after 10 years: $82572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21253
+Future Value after 10 years: $42506.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3425
+Future Value after 10 years: $5137.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13398
+Future Value after 10 years: $16077.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $128674 to be achieved in 113 months.
+8. Net Worth: $119520.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Gregory Williams is a 50-year-old Male who works as a Doctor. They are currently Married and live at 9607 Horton Drive Apt. 262, Lake Sharonmouth, ND 51851 in USA. They have 1 dependents: Johnny (Age: 22, Gender: Male). Their financial goal is Retirement with a target amount of $93101 to be achieved in 48 months. Currently, they earn $71569 per month and have an expenditure of $28230. They have $16929 in savings, $25626 in fixed deposits, $6448 in stocks, $18018 in mutual funds, and $17990 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $6333.","Plan for Gregory Williams:
+1. Income: $71569 per month
+2. Emergency Fund: $6333 (adequate for 6 months of expenses).
+3. Savings: $16929
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6448
+Future Value after 10 years: $16120.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18018
+Future Value after 10 years: $36036.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25626
+Future Value after 10 years: $38439.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17990
+Future Value after 10 years: $21588.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $93101 to be achieved in 48 months.
+8. Net Worth: $93101.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Smith is a 27-year-old Female who works as a Artist. They are currently Married and live at 7745 Patrick Springs Suite 699, Harpermouth, NE 78849 in USA. They have 2 dependents: Kaylee (Age: 10, Gender: Male), Billy (Age: 15, Gender: Female). Their financial goal is Travel with a target amount of $192439 to be achieved in 53 months. Currently, they earn $37473 per month and have an expenditure of $30660. They have $14126 in savings, $10561 in fixed deposits, $13043 in stocks, $26428 in mutual funds, and $7693 in other investments. Insurance: Home Insurance with a premium of $3410 and coverage of $225363. No debt. Emergency Fund: Yes, Amount: $9942.","Plan for David Smith:
+1. Income: $37473 per month
+2. Emergency Fund: $9942 (adequate for 6 months of expenses).
+3. Savings: $14126
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $225363 and a monthly premium of $3410.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13043
+Future Value after 10 years: $32607.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26428
+Future Value after 10 years: $52856.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10561
+Future Value after 10 years: $15841.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7693
+Future Value after 10 years: $9231.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $192439 to be achieved in 53 months.
+8. Net Worth: $192439.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joseph Sanchez is a 60-year-old Female who works as a Engineer. They are currently Married and live at 508 Melanie Port Apt. 574, Longhaven, MD 08262 in USA. They have 3 dependents: Kelly (Age: 18, Gender: Male), Jenna (Age: 17, Gender: Male), Ashley (Age: 13, Gender: Male). Their financial goal is Retirement with a target amount of $79920 to be achieved in 28 months. Currently, they earn $89482 per month and have an expenditure of $26588. They have $31038 in savings, $24626 in fixed deposits, $30541 in stocks, $4990 in mutual funds, and $7280 in other investments. No insurance. Debt: Yes, Amount: $19209, Type: Credit Card, Interest Rate: 21.518963191133466%. Loan Start Date: 2016-06-14, Loan End Date: 2032-07-09. Emergency Fund: Yes, Amount: $1961.","Plan for Joseph Sanchez:
+1. Income: $89482 per month
+2. Emergency Fund: $1961 (adequate for 6 months of expenses).
+3. Savings: $31038
+4. Debts: $19209 (Credit Card) with an interest rate of 21.518963191133466%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30541
+Future Value after 10 years: $76352.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4990
+Future Value after 10 years: $9980.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24626
+Future Value after 10 years: $36939.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7280
+Future Value after 10 years: $8736.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $79920 to be achieved in 28 months.
+8. Net Worth: $60711.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mitchell Vazquez is a 26-year-old Female who works as a Doctor. They are currently Single and live at 1968 Myers Orchard Suite 599, West Sarah, IA 88135 in UK. They have 2 dependents: Yolanda (Age: 14, Gender: Male), Daniel (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $377834 to be achieved in 108 months. Currently, they earn $114819 per month and have an expenditure of $27377. They have $43577 in savings, $2163 in fixed deposits, $8017 in stocks, $10691 in mutual funds, and $16204 in other investments. No insurance. Debt: Yes, Amount: $7018, Type: Personal Loan, Interest Rate: 12.795532687058632%. Loan Start Date: 2017-06-11, Loan End Date: 2029-09-16. No emergency fund.","Plan for Mitchell Vazquez:
+1. Income: $114819 per month
+2. Emergency Fund: $164262 (adequate for 6 months of expenses).
+3. Savings: $43577
+4. Debts: $7018 (Personal Loan) with an interest rate of 12.795532687058632%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8017
+Future Value after 10 years: $20042.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10691
+Future Value after 10 years: $21382.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2163
+Future Value after 10 years: $3244.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16204
+Future Value after 10 years: $19444.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $377834 to be achieved in 108 months.
+8. Net Worth: $370816.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Pam Steele is a 70-year-old Male who works as a Artist. They are currently Single and live at 5465 Bruce Stravenue, North Lindseyview, FL 22515 in UK. They have 2 dependents: David (Age: 22, Gender: Female), Joshua (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $100282 to be achieved in 101 months. Currently, they earn $88583 per month and have an expenditure of $26562. They have $26198 in savings, $19365 in fixed deposits, $39309 in stocks, $29834 in mutual funds, and $11387 in other investments. Insurance: Auto Insurance with a premium of $8334 and coverage of $144901. Debt: Yes, Amount: $12641, Type: Mortgage, Interest Rate: 4.218384015686595%. Loan Start Date: 2016-03-19, Loan End Date: 2025-01-10. Emergency Fund: Yes, Amount: $14466.","Plan for Pam Steele:
+1. Income: $88583 per month
+2. Emergency Fund: $14466 (adequate for 6 months of expenses).
+3. Savings: $26198
+4. Debts: $12641 (Mortgage) with an interest rate of 4.218384015686595%.
+5. Insurance: Auto Insurance with coverage of $144901 and a monthly premium of $8334.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39309
+Future Value after 10 years: $98272.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29834
+Future Value after 10 years: $59668.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19365
+Future Value after 10 years: $29047.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11387
+Future Value after 10 years: $13664.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $100282 to be achieved in 101 months.
+8. Net Worth: $87641.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Cox is a 45-year-old Female who works as a Teacher. They are currently Single and live at 5013 Andrew Valleys, Chenhaven, DE 55686 in Canada. They have 2 dependents: Roberta (Age: 24, Gender: Female), Lynn (Age: 19, Gender: Female). Their financial goal is Save for Education with a target amount of $65306 to be achieved in 31 months. Currently, they earn $67634 per month and have an expenditure of $24932. They have $10922 in savings, $13113 in fixed deposits, $38551 in stocks, $20793 in mutual funds, and $15215 in other investments. No insurance. Debt: Yes, Amount: $8551, Type: Credit Card, Interest Rate: 24.698683398318217%. Loan Start Date: 2021-06-06, Loan End Date: 2029-04-25. No emergency fund.","Plan for Mark Cox:
+1. Income: $67634 per month
+2. Emergency Fund: $149592 (adequate for 6 months of expenses).
+3. Savings: $10922
+4. Debts: $8551 (Credit Card) with an interest rate of 24.698683398318217%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38551
+Future Value after 10 years: $96377.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20793
+Future Value after 10 years: $41586.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13113
+Future Value after 10 years: $19669.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15215
+Future Value after 10 years: $18258.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $65306 to be achieved in 31 months.
+8. Net Worth: $56755.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Douglas Steele is a 59-year-old Female who works as a Teacher. They are currently Single and live at 8023 Daniel Mews Apt. 391, West Johnstad, AK 84328 in UK. They have 1 dependents: Steven (Age: 12, Gender: Female). Their financial goal is Travel with a target amount of $117541 to be achieved in 24 months. Currently, they earn $88664 per month and have an expenditure of $23302. They have $29347 in savings, $24979 in fixed deposits, $2607 in stocks, $19360 in mutual funds, and $9525 in other investments. Insurance: Home Insurance with a premium of $3363 and coverage of $394323. Debt: Yes, Amount: $13377, Type: Credit Card, Interest Rate: 23.4860280435156%. Loan Start Date: 2014-10-02, Loan End Date: 2029-03-13. No emergency fund.","Plan for Douglas Steele:
+1. Income: $88664 per month
+2. Emergency Fund: $139812 (adequate for 6 months of expenses).
+3. Savings: $29347
+4. Debts: $13377 (Credit Card) with an interest rate of 23.4860280435156%.
+5. Insurance: Home Insurance with coverage of $394323 and a monthly premium of $3363.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $2607
+Future Value after 10 years: $6517.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19360
+Future Value after 10 years: $38720.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24979
+Future Value after 10 years: $37468.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9525
+Future Value after 10 years: $11430.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $117541 to be achieved in 24 months.
+8. Net Worth: $104164.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeffrey Wilson is a 67-year-old Female who works as a Doctor. They are currently Single and live at 836 Ashley Drives, Lorettamouth, NJ 57628 in USA. They have 1 dependents: Kara (Age: 28, Gender: Male). Their financial goal is Travel with a target amount of $62240 to be achieved in 57 months. Currently, they earn $52425 per month and have an expenditure of $32710. They have $11493 in savings, $26687 in fixed deposits, $44208 in stocks, $29426 in mutual funds, and $3032 in other investments. No insurance. Debt: Yes, Amount: $1625, Type: Credit Card, Interest Rate: 15.57389019312584%. Loan Start Date: 2015-06-15, Loan End Date: 2024-10-14. No emergency fund.","Plan for Jeffrey Wilson:
+1. Income: $52425 per month
+2. Emergency Fund: $196260 (adequate for 6 months of expenses).
+3. Savings: $11493
+4. Debts: $1625 (Credit Card) with an interest rate of 15.57389019312584%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44208
+Future Value after 10 years: $110520.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29426
+Future Value after 10 years: $58852.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26687
+Future Value after 10 years: $40030.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3032
+Future Value after 10 years: $3638.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $62240 to be achieved in 57 months.
+8. Net Worth: $60615.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Regina Gomez is a 43-year-old Female who works as a Artist. They are currently Divorced and live at 437 Lisa Lake Suite 034, Bobbyton, AK 74558 in Canada. They have 2 dependents: Frank (Age: 18, Gender: Male), Ann (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $489187 to be achieved in 97 months. Currently, they earn $81114 per month and have an expenditure of $26173. They have $10505 in savings, $12008 in fixed deposits, $30218 in stocks, $12219 in mutual funds, and $19039 in other investments. No insurance. No debt. No emergency fund.","Plan for Regina Gomez:
+1. Income: $81114 per month
+2. Emergency Fund: $157038 (adequate for 6 months of expenses).
+3. Savings: $10505
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $30218
+Future Value after 10 years: $75545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12219
+Future Value after 10 years: $24438.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12008
+Future Value after 10 years: $18012.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19039
+Future Value after 10 years: $22846.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $489187 to be achieved in 97 months.
+8. Net Worth: $489187.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Patricia Young is a 32-year-old Female who works as a Engineer. They are currently Single and live at 8229 Julian Lodge Suite 358, Katherineville, FM 75139 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $149186 to be achieved in 52 months. Currently, they earn $39067 per month and have an expenditure of $24534. They have $6157 in savings, $9654 in fixed deposits, $32194 in stocks, $11420 in mutual funds, and $3212 in other investments. Insurance: Health Insurance with a premium of $8097 and coverage of $177796. Debt: Yes, Amount: $3990, Type: Credit Card, Interest Rate: 18.06262515033642%. Loan Start Date: 2017-04-06, Loan End Date: 2031-07-14. Emergency Fund: Yes, Amount: $11307.","Plan for Patricia Young:
+1. Income: $39067 per month
+2. Emergency Fund: $11307 (adequate for 6 months of expenses).
+3. Savings: $6157
+4. Debts: $3990 (Credit Card) with an interest rate of 18.06262515033642%.
+5. Insurance: Health Insurance with coverage of $177796 and a monthly premium of $8097.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32194
+Future Value after 10 years: $80485.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11420
+Future Value after 10 years: $22840.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9654
+Future Value after 10 years: $14481.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3212
+Future Value after 10 years: $3854.3999999999996
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $149186 to be achieved in 52 months.
+8. Net Worth: $145196.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Roger Taylor is a 52-year-old Female who works as a Doctor. They are currently Single and live at 348 Sheila Brook, Peckchester, NH 86190 in Canada. They have 2 dependents: Sarah (Age: 22, Gender: Female), Juan (Age: 28, Gender: Male). Their financial goal is Save for Education with a target amount of $129383 to be achieved in 40 months. Currently, they earn $48102 per month and have an expenditure of $41466. They have $27235 in savings, $15209 in fixed deposits, $43488 in stocks, $5814 in mutual funds, and $8588 in other investments. No insurance. No debt. No emergency fund.","Plan for Roger Taylor:
+1. Income: $48102 per month
+2. Emergency Fund: $248796 (adequate for 6 months of expenses).
+3. Savings: $27235
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43488
+Future Value after 10 years: $108720.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5814
+Future Value after 10 years: $11628.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $15209
+Future Value after 10 years: $22813.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8588
+Future Value after 10 years: $10305.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $129383 to be achieved in 40 months.
+8. Net Worth: $129383.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Parker is a 34-year-old Male who works as a Artist. They are currently Married and live at 48788 Scott Ways Apt. 077, Jamesfort, CA 61000 in Canada. They have 3 dependents: Jason (Age: 14, Gender: Female), Christine (Age: 6, Gender: Male), Daniel (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $50753 to be achieved in 23 months. Currently, they earn $82799 per month and have an expenditure of $29393. They have $9878 in savings, $18499 in fixed deposits, $27136 in stocks, $9799 in mutual funds, and $12702 in other investments. Insurance: Auto Insurance with a premium of $2116 and coverage of $300104. No debt. No emergency fund.","Plan for Daniel Parker:
+1. Income: $82799 per month
+2. Emergency Fund: $176358 (adequate for 6 months of expenses).
+3. Savings: $9878
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $300104 and a monthly premium of $2116.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27136
+Future Value after 10 years: $67840.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9799
+Future Value after 10 years: $19598.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18499
+Future Value after 10 years: $27748.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12702
+Future Value after 10 years: $15242.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $50753 to be achieved in 23 months.
+8. Net Worth: $50753.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Chris Richardson is a 32-year-old Male who works as a Engineer. They are currently Divorced and live at 41735 James Road, Barrymouth, MP 28895 in India. They have 1 dependents: Denise (Age: 12, Gender: Female). Their financial goal is Save for Education with a target amount of $54466 to be achieved in 58 months. Currently, they earn $52574 per month and have an expenditure of $23403. They have $21333 in savings, $25550 in fixed deposits, $3698 in stocks, $20996 in mutual funds, and $2988 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16514.","Plan for Chris Richardson:
+1. Income: $52574 per month
+2. Emergency Fund: $16514 (adequate for 6 months of expenses).
+3. Savings: $21333
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3698
+Future Value after 10 years: $9245.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20996
+Future Value after 10 years: $41992.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25550
+Future Value after 10 years: $38325.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2988
+Future Value after 10 years: $3585.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $54466 to be achieved in 58 months.
+8. Net Worth: $54466.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Danielle Richmond is a 67-year-old Female who works as a Engineer. They are currently Divorced and live at 9387 Mckenzie Mills Suite 612, Gainesland, KS 14418 in India. They have 2 dependents: Kathleen (Age: 7, Gender: Female), Daniel (Age: 22, Gender: Female). Their financial goal is Retirement with a target amount of $103059 to be achieved in 55 months. Currently, they earn $52881 per month and have an expenditure of $30783. They have $35327 in savings, $6440 in fixed deposits, $15628 in stocks, $20895 in mutual funds, and $917 in other investments. Insurance: Auto Insurance with a premium of $2265 and coverage of $289910. Debt: Yes, Amount: $16180, Type: Mortgage, Interest Rate: 4.057939419765545%. Loan Start Date: 2022-04-30, Loan End Date: 2032-02-29. No emergency fund.","Plan for Danielle Richmond:
+1. Income: $52881 per month
+2. Emergency Fund: $184698 (adequate for 6 months of expenses).
+3. Savings: $35327
+4. Debts: $16180 (Mortgage) with an interest rate of 4.057939419765545%.
+5. Insurance: Auto Insurance with coverage of $289910 and a monthly premium of $2265.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15628
+Future Value after 10 years: $39070.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20895
+Future Value after 10 years: $41790.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6440
+Future Value after 10 years: $9660.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $917
+Future Value after 10 years: $1100.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $103059 to be achieved in 55 months.
+8. Net Worth: $86879.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Casey Jones is a 24-year-old Male who works as a Teacher. They are currently Divorced and live at 08268 Jessica Wells, Rachelmouth, MD 08306 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $51117 to be achieved in 33 months. Currently, they earn $90184 per month and have an expenditure of $36301. They have $42618 in savings, $23033 in fixed deposits, $21051 in stocks, $3723 in mutual funds, and $9431 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $7499.","Plan for Casey Jones:
+1. Income: $90184 per month
+2. Emergency Fund: $7499 (adequate for 6 months of expenses).
+3. Savings: $42618
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $21051
+Future Value after 10 years: $52627.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3723
+Future Value after 10 years: $7446.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23033
+Future Value after 10 years: $34549.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9431
+Future Value after 10 years: $11317.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $51117 to be achieved in 33 months.
+8. Net Worth: $51117.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dennis Ward is a 67-year-old Female who works as a Doctor. They are currently Married and live at 633 Best Glens, New Stephaniefort, SD 72008 in India. They have 4 dependents: Johnny (Age: 19, Gender: Female), Joanna (Age: 13, Gender: Male), Joseph (Age: 18, Gender: Male), Cindy (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $147206 to be achieved in 25 months. Currently, they earn $106113 per month and have an expenditure of $45042. They have $8026 in savings, $2621 in fixed deposits, $46110 in stocks, $22734 in mutual funds, and $14168 in other investments. No insurance. Debt: Yes, Amount: $15272, Type: Mortgage, Interest Rate: 6.8059466702425455%. Loan Start Date: 2018-08-18, Loan End Date: 2029-03-02. Emergency Fund: Yes, Amount: $4501.","Plan for Dennis Ward:
+1. Income: $106113 per month
+2. Emergency Fund: $4501 (adequate for 6 months of expenses).
+3. Savings: $8026
+4. Debts: $15272 (Mortgage) with an interest rate of 6.8059466702425455%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46110
+Future Value after 10 years: $115275.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22734
+Future Value after 10 years: $45468.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2621
+Future Value after 10 years: $3931.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14168
+Future Value after 10 years: $17001.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $147206 to be achieved in 25 months.
+8. Net Worth: $131934.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sara Wells is a 51-year-old Female who works as a Doctor. They are currently Single and live at 19073 Timothy Inlet, Port Joport, PW 19092 in Canada. They have 1 dependents: Nathan (Age: 29, Gender: Male). Their financial goal is Travel with a target amount of $99548 to be achieved in 52 months. Currently, they earn $32401 per month and have an expenditure of $27401. They have $39801 in savings, $20136 in fixed deposits, $43177 in stocks, $25106 in mutual funds, and $4172 in other investments. Insurance: Auto Insurance with a premium of $5103 and coverage of $315446. No debt. No emergency fund.","Plan for Sara Wells:
+1. Income: $32401 per month
+2. Emergency Fund: $164406 (adequate for 6 months of expenses).
+3. Savings: $39801
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $315446 and a monthly premium of $5103.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43177
+Future Value after 10 years: $107942.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25106
+Future Value after 10 years: $50212.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20136
+Future Value after 10 years: $30204.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4172
+Future Value after 10 years: $5006.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $99548 to be achieved in 52 months.
+8. Net Worth: $99548.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Daniel Hernandez is a 36-year-old Male who works as a Doctor. They are currently Married and live at 7486 Fernandez Gateway, North Melissa, MD 63547 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $176071 to be achieved in 45 months. Currently, they earn $83476 per month and have an expenditure of $29514. They have $39071 in savings, $2621 in fixed deposits, $20586 in stocks, $18092 in mutual funds, and $11393 in other investments. No insurance. No debt. No emergency fund.","Plan for Mr. Daniel Hernandez:
+1. Income: $83476 per month
+2. Emergency Fund: $177084 (adequate for 6 months of expenses).
+3. Savings: $39071
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20586
+Future Value after 10 years: $51465.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18092
+Future Value after 10 years: $36184.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2621
+Future Value after 10 years: $3931.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11393
+Future Value after 10 years: $13671.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $176071 to be achieved in 45 months.
+8. Net Worth: $176071.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Connie Morrison is a 48-year-old Female who works as a Teacher. They are currently Divorced and live at 645 Sullivan Divide, Port Elainefurt, MI 41189 in USA. They have 2 dependents: Julia (Age: 10, Gender: Female), Daniel (Age: 13, Gender: Female). Their financial goal is Save for House with a target amount of $133038 to be achieved in 111 months. Currently, they earn $69396 per month and have an expenditure of $13835. They have $18050 in savings, $22889 in fixed deposits, $15353 in stocks, $8704 in mutual funds, and $1031 in other investments. Insurance: Home Insurance with a premium of $6735 and coverage of $170200. Debt: Yes, Amount: $3606, Type: Credit Card, Interest Rate: 19.07518191018714%. Loan Start Date: 2023-11-30, Loan End Date: 2030-06-30. Emergency Fund: Yes, Amount: $11298.","Plan for Connie Morrison:
+1. Income: $69396 per month
+2. Emergency Fund: $11298 (adequate for 6 months of expenses).
+3. Savings: $18050
+4. Debts: $3606 (Credit Card) with an interest rate of 19.07518191018714%.
+5. Insurance: Home Insurance with coverage of $170200 and a monthly premium of $6735.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15353
+Future Value after 10 years: $38382.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8704
+Future Value after 10 years: $17408.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $22889
+Future Value after 10 years: $34333.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1031
+Future Value after 10 years: $1237.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $133038 to be achieved in 111 months.
+8. Net Worth: $129432.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Martin Thomas is a 62-year-old Female who works as a Doctor. They are currently Divorced and live at 66310 Matthew Cliffs Suite 642, Adamchester, AL 41474 in USA. They have 1 dependents: Timothy (Age: 3, Gender: Male). Their financial goal is Retirement with a target amount of $142677 to be achieved in 46 months. Currently, they earn $117327 per month and have an expenditure of $31356. They have $18675 in savings, $24023 in fixed deposits, $36334 in stocks, $27893 in mutual funds, and $11010 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17934.","Plan for Martin Thomas:
+1. Income: $117327 per month
+2. Emergency Fund: $17934 (adequate for 6 months of expenses).
+3. Savings: $18675
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36334
+Future Value after 10 years: $90835.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27893
+Future Value after 10 years: $55786.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24023
+Future Value after 10 years: $36034.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11010
+Future Value after 10 years: $13212.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142677 to be achieved in 46 months.
+8. Net Worth: $142677.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Hector Johnson is a 66-year-old Female who works as a Engineer. They are currently Married and live at 616 Kristen Drive Suite 872, Tylertown, MS 51643 in Canada. They have 5 dependents: Ryan (Age: 7, Gender: Male), Christina (Age: 30, Gender: Female), Leonard (Age: 30, Gender: Female), Jacqueline (Age: 21, Gender: Male), Brian (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $498789 to be achieved in 72 months. Currently, they earn $72021 per month and have an expenditure of $23638. They have $49050 in savings, $7888 in fixed deposits, $38253 in stocks, $17807 in mutual funds, and $2879 in other investments. No insurance. No debt. No emergency fund.","Plan for Hector Johnson:
+1. Income: $72021 per month
+2. Emergency Fund: $141828 (adequate for 6 months of expenses).
+3. Savings: $49050
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $38253
+Future Value after 10 years: $95632.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17807
+Future Value after 10 years: $35614.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7888
+Future Value after 10 years: $11832.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2879
+Future Value after 10 years: $3454.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $498789 to be achieved in 72 months.
+8. Net Worth: $498789.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Matthew Reed is a 27-year-old Female who works as a Teacher. They are currently Married and live at 9997 Nicholas Dale Apt. 186, Lake Jasonville, OK 44689 in India. They have 3 dependents: Taylor (Age: 20, Gender: Male), Amy (Age: 14, Gender: Female), Hunter (Age: 28, Gender: Female). Their financial goal is Save for Education with a target amount of $128711 to be achieved in 26 months. Currently, they earn $85431 per month and have an expenditure of $39286. They have $37992 in savings, $28431 in fixed deposits, $4629 in stocks, $3632 in mutual funds, and $8788 in other investments. Insurance: Auto Insurance with a premium of $5317 and coverage of $277214. No debt. No emergency fund.","Plan for Matthew Reed:
+1. Income: $85431 per month
+2. Emergency Fund: $235716 (adequate for 6 months of expenses).
+3. Savings: $37992
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $277214 and a monthly premium of $5317.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4629
+Future Value after 10 years: $11572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3632
+Future Value after 10 years: $7264.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28431
+Future Value after 10 years: $42646.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8788
+Future Value after 10 years: $10545.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $128711 to be achieved in 26 months.
+8. Net Worth: $128711.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jenna Navarro is a 41-year-old Female who works as a Artist. They are currently Married and live at 25893 Mitchell Common Suite 873, Lake Mark, UT 48412 in India. They have 4 dependents: Rachel (Age: 21, Gender: Female), Melissa (Age: 26, Gender: Male), Jack (Age: 17, Gender: Male), Robert (Age: 16, Gender: Male). Their financial goal is Travel with a target amount of $138817 to be achieved in 54 months. Currently, they earn $61267 per month and have an expenditure of $49044. They have $19755 in savings, $2979 in fixed deposits, $26619 in stocks, $18319 in mutual funds, and $10459 in other investments. Insurance: Life Insurance with a premium of $6636 and coverage of $399147. Debt: Yes, Amount: $16489, Type: Mortgage, Interest Rate: 6.278904127552931%. Loan Start Date: 2015-09-19, Loan End Date: 2028-03-15. Emergency Fund: Yes, Amount: $12386.","Plan for Jenna Navarro:
+1. Income: $61267 per month
+2. Emergency Fund: $12386 (adequate for 6 months of expenses).
+3. Savings: $19755
+4. Debts: $16489 (Mortgage) with an interest rate of 6.278904127552931%.
+5. Insurance: Life Insurance with coverage of $399147 and a monthly premium of $6636.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26619
+Future Value after 10 years: $66547.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18319
+Future Value after 10 years: $36638.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2979
+Future Value after 10 years: $4468.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10459
+Future Value after 10 years: $12550.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $138817 to be achieved in 54 months.
+8. Net Worth: $122328.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephen Cooper is a 69-year-old Female who works as a Teacher. They are currently Married and live at 21720 Pierce Fields, West Michelle, CA 69904 in Canada. They have 2 dependents: Kevin (Age: 18, Gender: Female), Curtis (Age: 17, Gender: Female). Their financial goal is Save for House with a target amount of $336210 to be achieved in 87 months. Currently, they earn $59907 per month and have an expenditure of $34879. They have $26090 in savings, $332 in fixed deposits, $49704 in stocks, $11987 in mutual funds, and $5976 in other investments. Insurance: Home Insurance with a premium of $2953 and coverage of $111605. Debt: Yes, Amount: $9626, Type: Mortgage, Interest Rate: 6.747112270905246%. Loan Start Date: 2018-08-13, Loan End Date: 2028-05-28. No emergency fund.","Plan for Stephen Cooper:
+1. Income: $59907 per month
+2. Emergency Fund: $209274 (adequate for 6 months of expenses).
+3. Savings: $26090
+4. Debts: $9626 (Mortgage) with an interest rate of 6.747112270905246%.
+5. Insurance: Home Insurance with coverage of $111605 and a monthly premium of $2953.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49704
+Future Value after 10 years: $124260.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11987
+Future Value after 10 years: $23974.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $332
+Future Value after 10 years: $498.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5976
+Future Value after 10 years: $7171.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $336210 to be achieved in 87 months.
+8. Net Worth: $326584.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Hunter is a 23-year-old Female who works as a Teacher. They are currently Divorced and live at 7511 Tyler Spur Suite 212, Christophershire, ME 71522 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $170497 to be achieved in 48 months. Currently, they earn $85245 per month and have an expenditure of $25933. They have $9248 in savings, $4078 in fixed deposits, $39762 in stocks, $14222 in mutual funds, and $9568 in other investments. Insurance: Health Insurance with a premium of $1502 and coverage of $149514. Debt: Yes, Amount: $9409, Type: Credit Card, Interest Rate: 16.226707077255398%. Loan Start Date: 2014-08-19, Loan End Date: 2027-10-14. Emergency Fund: Yes, Amount: $19987.","Plan for Thomas Hunter:
+1. Income: $85245 per month
+2. Emergency Fund: $19987 (adequate for 6 months of expenses).
+3. Savings: $9248
+4. Debts: $9409 (Credit Card) with an interest rate of 16.226707077255398%.
+5. Insurance: Health Insurance with coverage of $149514 and a monthly premium of $1502.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39762
+Future Value after 10 years: $99405.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14222
+Future Value after 10 years: $28444.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4078
+Future Value after 10 years: $6117.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9568
+Future Value after 10 years: $11481.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $170497 to be achieved in 48 months.
+8. Net Worth: $161088.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kenneth Ruiz is a 66-year-old Male who works as a Engineer. They are currently Married and live at 90418 Kyle Village, North Timothytown, FM 64966 in USA. They have 5 dependents: Michele (Age: 15, Gender: Male), Judith (Age: 24, Gender: Female), Kenneth (Age: 10, Gender: Female), Whitney (Age: 15, Gender: Male), James (Age: 24, Gender: Female). Their financial goal is Travel with a target amount of $192540 to be achieved in 51 months. Currently, they earn $58084 per month and have an expenditure of $47978. They have $14009 in savings, $13301 in fixed deposits, $43418 in stocks, $22889 in mutual funds, and $12493 in other investments. No insurance. No debt. No emergency fund.","Plan for Kenneth Ruiz:
+1. Income: $58084 per month
+2. Emergency Fund: $287868 (adequate for 6 months of expenses).
+3. Savings: $14009
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $43418
+Future Value after 10 years: $108545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22889
+Future Value after 10 years: $45778.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13301
+Future Value after 10 years: $19951.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12493
+Future Value after 10 years: $14991.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $192540 to be achieved in 51 months.
+8. Net Worth: $192540.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Ball is a 41-year-old Female who works as a Artist. They are currently Married and live at 9202 Natalie Walk, Johnfort, WA 49401 in USA. They have 1 dependents: Matthew (Age: 24, Gender: Male). Their financial goal is Save for House with a target amount of $400359 to be achieved in 74 months. Currently, they earn $51255 per month and have an expenditure of $33341. They have $46952 in savings, $16713 in fixed deposits, $8375 in stocks, $27364 in mutual funds, and $11394 in other investments. Insurance: Home Insurance with a premium of $3456 and coverage of $99393. No debt. Emergency Fund: Yes, Amount: $13249.","Plan for Mark Ball:
+1. Income: $51255 per month
+2. Emergency Fund: $13249 (adequate for 6 months of expenses).
+3. Savings: $46952
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $99393 and a monthly premium of $3456.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8375
+Future Value after 10 years: $20937.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27364
+Future Value after 10 years: $54728.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16713
+Future Value after 10 years: $25069.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11394
+Future Value after 10 years: $13672.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $400359 to be achieved in 74 months.
+8. Net Worth: $400359.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Carolyn Rice is a 62-year-old Male who works as a Doctor. They are currently Married and live at 3485 Amanda Path, New Sandratown, KY 34539 in USA. They have 4 dependents: Tina (Age: 6, Gender: Male), Edward (Age: 15, Gender: Female), Frances (Age: 6, Gender: Male), Karen (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $180285 to be achieved in 14 months. Currently, they earn $55006 per month and have an expenditure of $33880. They have $12381 in savings, $9539 in fixed deposits, $10477 in stocks, $25903 in mutual funds, and $12690 in other investments. No insurance. No debt. No emergency fund.","Plan for Carolyn Rice:
+1. Income: $55006 per month
+2. Emergency Fund: $203280 (adequate for 6 months of expenses).
+3. Savings: $12381
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10477
+Future Value after 10 years: $26192.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25903
+Future Value after 10 years: $51806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9539
+Future Value after 10 years: $14308.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12690
+Future Value after 10 years: $15228.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $180285 to be achieved in 14 months.
+8. Net Worth: $180285.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jennifer Harrison is a 57-year-old Male who works as a Teacher. They are currently Divorced and live at 601 Roberts Garden, Josephchester, OR 49351 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $397985 to be achieved in 113 months. Currently, they earn $71943 per month and have an expenditure of $48412. They have $13045 in savings, $2137 in fixed deposits, $22532 in stocks, $16803 in mutual funds, and $15706 in other investments. Insurance: Life Insurance with a premium of $8555 and coverage of $310769. Debt: Yes, Amount: $2357, Type: Personal Loan, Interest Rate: 14.479276320997588%. Loan Start Date: 2022-04-26, Loan End Date: 2031-03-11. Emergency Fund: Yes, Amount: $19430.","Plan for Jennifer Harrison:
+1. Income: $71943 per month
+2. Emergency Fund: $19430 (adequate for 6 months of expenses).
+3. Savings: $13045
+4. Debts: $2357 (Personal Loan) with an interest rate of 14.479276320997588%.
+5. Insurance: Life Insurance with coverage of $310769 and a monthly premium of $8555.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22532
+Future Value after 10 years: $56330.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16803
+Future Value after 10 years: $33606.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2137
+Future Value after 10 years: $3205.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15706
+Future Value after 10 years: $18847.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $397985 to be achieved in 113 months.
+8. Net Worth: $395628.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kim Morton is a 68-year-old Female who works as a Artist. They are currently Single and live at 02614 Renee Street Suite 195, Matthewmouth, MD 98465 in UK. They have 1 dependents: Michael (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $144412 to be achieved in 50 months. Currently, they earn $97839 per month and have an expenditure of $44282. They have $18499 in savings, $24786 in fixed deposits, $25020 in stocks, $20596 in mutual funds, and $5874 in other investments. Insurance: Health Insurance with a premium of $6533 and coverage of $87887. Debt: Yes, Amount: $11614, Type: Personal Loan, Interest Rate: 10.07593515636989%. Loan Start Date: 2020-03-20, Loan End Date: 2030-04-24. No emergency fund.","Plan for Kim Morton:
+1. Income: $97839 per month
+2. Emergency Fund: $265692 (adequate for 6 months of expenses).
+3. Savings: $18499
+4. Debts: $11614 (Personal Loan) with an interest rate of 10.07593515636989%.
+5. Insurance: Health Insurance with coverage of $87887 and a monthly premium of $6533.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25020
+Future Value after 10 years: $62550.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $20596
+Future Value after 10 years: $41192.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24786
+Future Value after 10 years: $37179.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5874
+Future Value after 10 years: $7048.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $144412 to be achieved in 50 months.
+8. Net Worth: $132798.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Philip Barry is a 47-year-old Female who works as a Engineer. They are currently Divorced and live at 481 Nancy Throughway, East Morgan, IN 10481 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $76881 to be achieved in 56 months. Currently, they earn $37220 per month and have an expenditure of $12770. They have $42021 in savings, $7506 in fixed deposits, $15939 in stocks, $8114 in mutual funds, and $10304 in other investments. Insurance: Auto Insurance with a premium of $7222 and coverage of $77194. Debt: Yes, Amount: $11091, Type: Personal Loan, Interest Rate: 9.470741091586055%. Loan Start Date: 2024-05-10, Loan End Date: 2032-07-16. Emergency Fund: Yes, Amount: $1696.","Plan for Philip Barry:
+1. Income: $37220 per month
+2. Emergency Fund: $1696 (adequate for 6 months of expenses).
+3. Savings: $42021
+4. Debts: $11091 (Personal Loan) with an interest rate of 9.470741091586055%.
+5. Insurance: Auto Insurance with coverage of $77194 and a monthly premium of $7222.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15939
+Future Value after 10 years: $39847.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8114
+Future Value after 10 years: $16228.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7506
+Future Value after 10 years: $11259.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10304
+Future Value after 10 years: $12364.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $76881 to be achieved in 56 months.
+8. Net Worth: $65790.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Bethany Henson is a 53-year-old Female who works as a Artist. They are currently Single and live at 30425 Padilla Oval, New Janet, KS 32730 in India. They have 2 dependents: Jenny (Age: 28, Gender: Male), Matthew (Age: 14, Gender: Male). Their financial goal is Save for House with a target amount of $234887 to be achieved in 60 months. Currently, they earn $72476 per month and have an expenditure of $12724. They have $28947 in savings, $21846 in fixed deposits, $40743 in stocks, $1331 in mutual funds, and $7233 in other investments. No insurance. Debt: Yes, Amount: $16505, Type: Personal Loan, Interest Rate: 14.934936040779053%. Loan Start Date: 2018-10-04, Loan End Date: 2028-03-20. No emergency fund.","Plan for Bethany Henson:
+1. Income: $72476 per month
+2. Emergency Fund: $76344 (adequate for 6 months of expenses).
+3. Savings: $28947
+4. Debts: $16505 (Personal Loan) with an interest rate of 14.934936040779053%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40743
+Future Value after 10 years: $101857.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1331
+Future Value after 10 years: $2662.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21846
+Future Value after 10 years: $32769.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $7233
+Future Value after 10 years: $8679.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $234887 to be achieved in 60 months.
+8. Net Worth: $218382.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Green is a 54-year-old Female who works as a Teacher. They are currently Married and live at 85654 Tony Tunnel, New Jacob, TN 85750 in UK. They have 3 dependents: Erica (Age: 23, Gender: Female), John (Age: 11, Gender: Male), Hannah (Age: 8, Gender: Male). Their financial goal is Travel with a target amount of $70178 to be achieved in 58 months. Currently, they earn $31418 per month and have an expenditure of $10891. They have $34803 in savings, $25684 in fixed deposits, $47651 in stocks, $19263 in mutual funds, and $18561 in other investments. No insurance. No debt. No emergency fund.","Plan for Jason Green:
+1. Income: $31418 per month
+2. Emergency Fund: $65346 (adequate for 6 months of expenses).
+3. Savings: $34803
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47651
+Future Value after 10 years: $119127.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19263
+Future Value after 10 years: $38526.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25684
+Future Value after 10 years: $38526.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18561
+Future Value after 10 years: $22273.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $70178 to be achieved in 58 months.
+8. Net Worth: $70178.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sarah Williams is a 26-year-old Female who works as a Teacher. They are currently Divorced and live at 283 Stuart Square Suite 324, New Angel, VI 37744 in India. They have 2 dependents: Elizabeth (Age: 2, Gender: Male), Lisa (Age: 8, Gender: Male). Their financial goal is Travel with a target amount of $128025 to be achieved in 30 months. Currently, they earn $73466 per month and have an expenditure of $15595. They have $27381 in savings, $24452 in fixed deposits, $6502 in stocks, $3712 in mutual funds, and $16571 in other investments. No insurance. No debt. No emergency fund.","Plan for Sarah Williams:
+1. Income: $73466 per month
+2. Emergency Fund: $93570 (adequate for 6 months of expenses).
+3. Savings: $27381
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6502
+Future Value after 10 years: $16255.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3712
+Future Value after 10 years: $7424.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24452
+Future Value after 10 years: $36678.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16571
+Future Value after 10 years: $19885.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $128025 to be achieved in 30 months.
+8. Net Worth: $128025.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joanne Richardson is a 61-year-old Male who works as a Artist. They are currently Divorced and live at 453 Jennifer Crossing Suite 214, Lake Paula, KY 74563 in Canada. They have 1 dependents: Kathryn (Age: 16, Gender: Male). Their financial goal is Travel with a target amount of $155449 to be achieved in 19 months. Currently, they earn $110530 per month and have an expenditure of $29513. They have $35426 in savings, $8291 in fixed deposits, $8672 in stocks, $8175 in mutual funds, and $12359 in other investments. Insurance: Life Insurance with a premium of $7060 and coverage of $355773. No debt. Emergency Fund: Yes, Amount: $3463.","Plan for Joanne Richardson:
+1. Income: $110530 per month
+2. Emergency Fund: $3463 (adequate for 6 months of expenses).
+3. Savings: $35426
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $355773 and a monthly premium of $7060.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $8672
+Future Value after 10 years: $21680.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $8175
+Future Value after 10 years: $16350.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8291
+Future Value after 10 years: $12436.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12359
+Future Value after 10 years: $14830.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $155449 to be achieved in 19 months.
+8. Net Worth: $155449.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Wendy Shepherd is a 41-year-old Female who works as a Artist. They are currently Divorced and live at 56684 Tommy Drives Suite 190, Johntown, LA 75441 in UK. They have 1 dependents: Michelle (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $171406 to be achieved in 19 months. Currently, they earn $107202 per month and have an expenditure of $19502. They have $24434 in savings, $26259 in fixed deposits, $20721 in stocks, $26764 in mutual funds, and $17309 in other investments. No insurance. Debt: Yes, Amount: $17678, Type: Mortgage, Interest Rate: 3.962087174370184%. Loan Start Date: 2015-09-08, Loan End Date: 2030-05-09. Emergency Fund: Yes, Amount: $5400.","Plan for Wendy Shepherd:
+1. Income: $107202 per month
+2. Emergency Fund: $5400 (adequate for 6 months of expenses).
+3. Savings: $24434
+4. Debts: $17678 (Mortgage) with an interest rate of 3.962087174370184%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $20721
+Future Value after 10 years: $51802.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26764
+Future Value after 10 years: $53528.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26259
+Future Value after 10 years: $39388.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17309
+Future Value after 10 years: $20770.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $171406 to be achieved in 19 months.
+8. Net Worth: $153728.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Adam Jones is a 36-year-old Female who works as a Artist. They are currently Divorced and live at 3742 Nicholas Parks, New Daniel, LA 09613 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $136999 to be achieved in 30 months. Currently, they earn $30038 per month and have an expenditure of $17587. They have $43619 in savings, $2332 in fixed deposits, $5090 in stocks, $15337 in mutual funds, and $692 in other investments. No insurance. Debt: Yes, Amount: $3160, Type: Credit Card, Interest Rate: 16.269791930570516%. Loan Start Date: 2015-03-21, Loan End Date: 2031-10-21. Emergency Fund: Yes, Amount: $15248.","Plan for Adam Jones:
+1. Income: $30038 per month
+2. Emergency Fund: $15248 (adequate for 6 months of expenses).
+3. Savings: $43619
+4. Debts: $3160 (Credit Card) with an interest rate of 16.269791930570516%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5090
+Future Value after 10 years: $12725.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15337
+Future Value after 10 years: $30674.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2332
+Future Value after 10 years: $3498.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $692
+Future Value after 10 years: $830.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $136999 to be achieved in 30 months.
+8. Net Worth: $133839.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Amanda Krueger is a 29-year-old Male who works as a Teacher. They are currently Divorced and live at 70149 Peterson Prairie, Adamland, KS 01706 in Canada. They have 0 dependents: . Their financial goal is Save for House with a target amount of $138811 to be achieved in 108 months. Currently, they earn $112737 per month and have an expenditure of $43999. They have $44339 in savings, $3353 in fixed deposits, $37996 in stocks, $5258 in mutual funds, and $9108 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $12263.","Plan for Amanda Krueger:
+1. Income: $112737 per month
+2. Emergency Fund: $12263 (adequate for 6 months of expenses).
+3. Savings: $44339
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $37996
+Future Value after 10 years: $94990.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5258
+Future Value after 10 years: $10516.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3353
+Future Value after 10 years: $5029.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9108
+Future Value after 10 years: $10929.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $138811 to be achieved in 108 months.
+8. Net Worth: $138811.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melanie Morrison is a 28-year-old Male who works as a Doctor. They are currently Divorced and live at 854 Hicks Turnpike, Lake Tricia, WI 10173 in India. They have 2 dependents: Michelle (Age: 12, Gender: Female), Jason (Age: 26, Gender: Female). Their financial goal is Travel with a target amount of $70596 to be achieved in 35 months. Currently, they earn $72600 per month and have an expenditure of $45052. They have $25138 in savings, $24321 in fixed deposits, $49162 in stocks, $24547 in mutual funds, and $14464 in other investments. Insurance: Auto Insurance with a premium of $8264 and coverage of $430279. Debt: Yes, Amount: $1370, Type: Credit Card, Interest Rate: 23.1595025181203%. Loan Start Date: 2017-07-29, Loan End Date: 2029-12-24. Emergency Fund: Yes, Amount: $10578.","Plan for Melanie Morrison:
+1. Income: $72600 per month
+2. Emergency Fund: $10578 (adequate for 6 months of expenses).
+3. Savings: $25138
+4. Debts: $1370 (Credit Card) with an interest rate of 23.1595025181203%.
+5. Insurance: Auto Insurance with coverage of $430279 and a monthly premium of $8264.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49162
+Future Value after 10 years: $122905.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $24547
+Future Value after 10 years: $49094.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24321
+Future Value after 10 years: $36481.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14464
+Future Value after 10 years: $17356.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $70596 to be achieved in 35 months.
+8. Net Worth: $69226.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Angela Patterson is a 27-year-old Female who works as a Doctor. They are currently Married and live at 936 Gaines Hills Apt. 643, Hillstad, ID 20699 in India. They have 4 dependents: Shannon (Age: 9, Gender: Male), Ashley (Age: 6, Gender: Female), Joseph (Age: 25, Gender: Female), Derek (Age: 4, Gender: Female). Their financial goal is Retirement with a target amount of $168824 to be achieved in 16 months. Currently, they earn $97787 per month and have an expenditure of $37035. They have $7428 in savings, $13665 in fixed deposits, $16773 in stocks, $21474 in mutual funds, and $18453 in other investments. Insurance: Life Insurance with a premium of $5586 and coverage of $258238. Debt: Yes, Amount: $11549, Type: Mortgage, Interest Rate: 4.222844526921481%. Loan Start Date: 2018-12-06, Loan End Date: 2031-11-17. No emergency fund.","Plan for Angela Patterson:
+1. Income: $97787 per month
+2. Emergency Fund: $222210 (adequate for 6 months of expenses).
+3. Savings: $7428
+4. Debts: $11549 (Mortgage) with an interest rate of 4.222844526921481%.
+5. Insurance: Life Insurance with coverage of $258238 and a monthly premium of $5586.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $16773
+Future Value after 10 years: $41932.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21474
+Future Value after 10 years: $42948.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13665
+Future Value after 10 years: $20497.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18453
+Future Value after 10 years: $22143.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $168824 to be achieved in 16 months.
+8. Net Worth: $157275.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Henry Perkins is a 55-year-old Female who works as a Teacher. They are currently Single and live at 135 Stevens Row Apt. 170, Ramireztown, KS 05841 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $58408 to be achieved in 14 months. Currently, they earn $54148 per month and have an expenditure of $15492. They have $48216 in savings, $13128 in fixed deposits, $36910 in stocks, $12672 in mutual funds, and $10421 in other investments. Insurance: Home Insurance with a premium of $8264 and coverage of $480530. Debt: Yes, Amount: $14874, Type: Personal Loan, Interest Rate: 11.1393390316491%. Loan Start Date: 2024-04-21, Loan End Date: 2031-05-05. Emergency Fund: Yes, Amount: $2418.","Plan for Henry Perkins:
+1. Income: $54148 per month
+2. Emergency Fund: $2418 (adequate for 6 months of expenses).
+3. Savings: $48216
+4. Debts: $14874 (Personal Loan) with an interest rate of 11.1393390316491%.
+5. Insurance: Home Insurance with coverage of $480530 and a monthly premium of $8264.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $36910
+Future Value after 10 years: $92275.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12672
+Future Value after 10 years: $25344.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13128
+Future Value after 10 years: $19692.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10421
+Future Value after 10 years: $12505.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $58408 to be achieved in 14 months.
+8. Net Worth: $43534.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan White is a 51-year-old Male who works as a Teacher. They are currently Divorced and live at 9386 Garza Spring Apt. 368, West Nathanbury, CT 78859 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $114526 to be achieved in 43 months. Currently, they earn $62925 per month and have an expenditure of $26472. They have $35043 in savings, $19443 in fixed deposits, $5183 in stocks, $21676 in mutual funds, and $663 in other investments. Insurance: Auto Insurance with a premium of $6076 and coverage of $278372. No debt. No emergency fund.","Plan for Ryan White:
+1. Income: $62925 per month
+2. Emergency Fund: $158832 (adequate for 6 months of expenses).
+3. Savings: $35043
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $278372 and a monthly premium of $6076.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5183
+Future Value after 10 years: $12957.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21676
+Future Value after 10 years: $43352.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19443
+Future Value after 10 years: $29164.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $663
+Future Value after 10 years: $795.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $114526 to be achieved in 43 months.
+8. Net Worth: $114526.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Bennett is a 58-year-old Male who works as a Teacher. They are currently Married and live at 8182 Payne Flats Suite 109, Smithmouth, WI 76105 in India. They have 5 dependents: Jonathan (Age: 30, Gender: Female), Jennifer (Age: 16, Gender: Female), Amber (Age: 16, Gender: Female), Alexander (Age: 9, Gender: Male), Michelle (Age: 13, Gender: Female). Their financial goal is Save for Education with a target amount of $104669 to be achieved in 16 months. Currently, they earn $104675 per month and have an expenditure of $35607. They have $21098 in savings, $24578 in fixed deposits, $26247 in stocks, $14437 in mutual funds, and $228 in other investments. No insurance. Debt: Yes, Amount: $15551, Type: Personal Loan, Interest Rate: 14.497558417185203%. Loan Start Date: 2020-03-12, Loan End Date: 2029-04-15. No emergency fund.","Plan for Daniel Bennett:
+1. Income: $104675 per month
+2. Emergency Fund: $213642 (adequate for 6 months of expenses).
+3. Savings: $21098
+4. Debts: $15551 (Personal Loan) with an interest rate of 14.497558417185203%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $26247
+Future Value after 10 years: $65617.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14437
+Future Value after 10 years: $28874.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $24578
+Future Value after 10 years: $36867.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $228
+Future Value after 10 years: $273.59999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $104669 to be achieved in 16 months.
+8. Net Worth: $89118.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Stephen Blankenship is a 40-year-old Female who works as a Teacher. They are currently Divorced and live at 840 Robert Neck Apt. 504, Pruittport, LA 81868 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $214171 to be achieved in 72 months. Currently, they earn $83849 per month and have an expenditure of $10795. They have $5572 in savings, $18553 in fixed deposits, $4439 in stocks, $2138 in mutual funds, and $5531 in other investments. No insurance. Debt: Yes, Amount: $6712, Type: Personal Loan, Interest Rate: 11.158619028091145%. Loan Start Date: 2018-11-06, Loan End Date: 2028-06-22. No emergency fund.","Plan for Stephen Blankenship:
+1. Income: $83849 per month
+2. Emergency Fund: $64770 (adequate for 6 months of expenses).
+3. Savings: $5572
+4. Debts: $6712 (Personal Loan) with an interest rate of 11.158619028091145%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4439
+Future Value after 10 years: $11097.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2138
+Future Value after 10 years: $4276.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18553
+Future Value after 10 years: $27829.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5531
+Future Value after 10 years: $6637.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $214171 to be achieved in 72 months.
+8. Net Worth: $207459.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Dr. Michael Yu II is a 39-year-old Female who works as a Artist. They are currently Married and live at 70129 Miller Extensions Apt. 481, North Duane, GA 82676 in USA. They have 2 dependents: Dorothy (Age: 9, Gender: Female), Jennifer (Age: 10, Gender: Female). Their financial goal is Retirement with a target amount of $135649 to be achieved in 52 months. Currently, they earn $43012 per month and have an expenditure of $26099. They have $8615 in savings, $26135 in fixed deposits, $15637 in stocks, $19822 in mutual funds, and $6956 in other investments. Insurance: Home Insurance with a premium of $3466 and coverage of $257557. No debt. Emergency Fund: Yes, Amount: $11678.","Plan for Dr. Michael Yu II:
+1. Income: $43012 per month
+2. Emergency Fund: $11678 (adequate for 6 months of expenses).
+3. Savings: $8615
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $257557 and a monthly premium of $3466.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15637
+Future Value after 10 years: $39092.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19822
+Future Value after 10 years: $39644.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26135
+Future Value after 10 years: $39202.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6956
+Future Value after 10 years: $8347.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $135649 to be achieved in 52 months.
+8. Net Worth: $135649.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ashley Farrell is a 20-year-old Female who works as a Artist. They are currently Divorced and live at 4117 David Summit Suite 983, Carlosmouth, PW 02665 in Canada. They have 1 dependents: Darrell (Age: 15, Gender: Female). Their financial goal is Retirement with a target amount of $147675 to be achieved in 23 months. Currently, they earn $43317 per month and have an expenditure of $22406. They have $34148 in savings, $1650 in fixed deposits, $42269 in stocks, $6112 in mutual funds, and $8182 in other investments. Insurance: Auto Insurance with a premium of $2689 and coverage of $499310. Debt: Yes, Amount: $13589, Type: Credit Card, Interest Rate: 15.539825495436599%. Loan Start Date: 2016-05-14, Loan End Date: 2025-01-23. No emergency fund.","Plan for Ashley Farrell:
+1. Income: $43317 per month
+2. Emergency Fund: $134436 (adequate for 6 months of expenses).
+3. Savings: $34148
+4. Debts: $13589 (Credit Card) with an interest rate of 15.539825495436599%.
+5. Insurance: Auto Insurance with coverage of $499310 and a monthly premium of $2689.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42269
+Future Value after 10 years: $105672.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6112
+Future Value after 10 years: $12224.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1650
+Future Value after 10 years: $2475.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8182
+Future Value after 10 years: $9818.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $147675 to be achieved in 23 months.
+8. Net Worth: $134086.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Curtis Morgan is a 42-year-old Male who works as a Engineer. They are currently Married and live at 2971 Henry Radial, East Teresa, PA 47145 in USA. They have 3 dependents: Laura (Age: 15, Gender: Female), Zachary (Age: 9, Gender: Female), Mary (Age: 23, Gender: Female). Their financial goal is Travel with a target amount of $162548 to be achieved in 42 months. Currently, they earn $114558 per month and have an expenditure of $14063. They have $5200 in savings, $5192 in fixed deposits, $13336 in stocks, $21728 in mutual funds, and $691 in other investments. No insurance. Debt: Yes, Amount: $5192, Type: Personal Loan, Interest Rate: 13.216726154674674%. Loan Start Date: 2019-08-04, Loan End Date: 2033-01-02. Emergency Fund: Yes, Amount: $15754.","Plan for Curtis Morgan:
+1. Income: $114558 per month
+2. Emergency Fund: $15754 (adequate for 6 months of expenses).
+3. Savings: $5200
+4. Debts: $5192 (Personal Loan) with an interest rate of 13.216726154674674%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13336
+Future Value after 10 years: $33340.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21728
+Future Value after 10 years: $43456.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5192
+Future Value after 10 years: $7788.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $691
+Future Value after 10 years: $829.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $162548 to be achieved in 42 months.
+8. Net Worth: $157356.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mr. Douglas Wolf is a 69-year-old Female who works as a Artist. They are currently Single and live at 6351 Johnson Hills, Campbellfurt, MA 57298 in UK. They have 2 dependents: Rachel (Age: 3, Gender: Female), Christopher (Age: 26, Gender: Male). Their financial goal is Retirement with a target amount of $64355 to be achieved in 41 months. Currently, they earn $101094 per month and have an expenditure of $32837. They have $46438 in savings, $8564 in fixed deposits, $40786 in stocks, $19644 in mutual funds, and $13170 in other investments. No insurance. Debt: Yes, Amount: $3163, Type: Mortgage, Interest Rate: 4.75332752056371%. Loan Start Date: 2017-12-08, Loan End Date: 2033-04-08. No emergency fund.","Plan for Mr. Douglas Wolf:
+1. Income: $101094 per month
+2. Emergency Fund: $197022 (adequate for 6 months of expenses).
+3. Savings: $46438
+4. Debts: $3163 (Mortgage) with an interest rate of 4.75332752056371%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40786
+Future Value after 10 years: $101965.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19644
+Future Value after 10 years: $39288.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8564
+Future Value after 10 years: $12846.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13170
+Future Value after 10 years: $15804.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $64355 to be achieved in 41 months.
+8. Net Worth: $61192.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ellen Kelly is a 37-year-old Female who works as a Doctor. They are currently Divorced and live at 10231 Adams Wall, East Michael, VI 22404 in Canada. They have 2 dependents: Erin (Age: 19, Gender: Male), Jeffrey (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $198401 to be achieved in 68 months. Currently, they earn $61951 per month and have an expenditure of $12018. They have $34339 in savings, $16562 in fixed deposits, $40785 in stocks, $26903 in mutual funds, and $726 in other investments. No insurance. Debt: Yes, Amount: $18033, Type: Personal Loan, Interest Rate: 9.203658406991574%. Loan Start Date: 2022-02-01, Loan End Date: 2027-05-14. No emergency fund.","Plan for Ellen Kelly:
+1. Income: $61951 per month
+2. Emergency Fund: $72108 (adequate for 6 months of expenses).
+3. Savings: $34339
+4. Debts: $18033 (Personal Loan) with an interest rate of 9.203658406991574%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40785
+Future Value after 10 years: $101962.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26903
+Future Value after 10 years: $53806.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16562
+Future Value after 10 years: $24843.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $726
+Future Value after 10 years: $871.1999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $198401 to be achieved in 68 months.
+8. Net Worth: $180368.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Melissa Harris is a 67-year-old Female who works as a Engineer. They are currently Married and live at 81264 Henry Walk, Port Robertmouth, MH 44844 in Canada. They have 1 dependents: Cassandra (Age: 3, Gender: Male). Their financial goal is Retirement with a target amount of $131408 to be achieved in 58 months. Currently, they earn $87034 per month and have an expenditure of $22938. They have $29813 in savings, $1282 in fixed deposits, $42506 in stocks, $28639 in mutual funds, and $19593 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8979.","Plan for Melissa Harris:
+1. Income: $87034 per month
+2. Emergency Fund: $8979 (adequate for 6 months of expenses).
+3. Savings: $29813
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42506
+Future Value after 10 years: $106265.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28639
+Future Value after 10 years: $57278.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1282
+Future Value after 10 years: $1923.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19593
+Future Value after 10 years: $23511.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $131408 to be achieved in 58 months.
+8. Net Worth: $131408.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jeremy Goodwin is a 57-year-old Male who works as a Teacher. They are currently Married and live at 129 John Lock, South Jenniferbury, AZ 79970 in USA. They have 4 dependents: Veronica (Age: 25, Gender: Female), Jennifer (Age: 6, Gender: Male), Kristine (Age: 12, Gender: Male), Clifford (Age: 23, Gender: Male). Their financial goal is Save for House with a target amount of $317748 to be achieved in 75 months. Currently, they earn $64288 per month and have an expenditure of $30665. They have $30658 in savings, $5703 in fixed deposits, $47039 in stocks, $1564 in mutual funds, and $15902 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4100.","Plan for Jeremy Goodwin:
+1. Income: $64288 per month
+2. Emergency Fund: $4100 (adequate for 6 months of expenses).
+3. Savings: $30658
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47039
+Future Value after 10 years: $117597.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1564
+Future Value after 10 years: $3128.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5703
+Future Value after 10 years: $8554.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15902
+Future Value after 10 years: $19082.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $317748 to be achieved in 75 months.
+8. Net Worth: $317748.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Benjamin Johnson is a 18-year-old Male who works as a Engineer. They are currently Single and live at 5759 Jeffrey Rapid Apt. 581, Patricialand, GA 99371 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $76515 to be achieved in 14 months. Currently, they earn $72139 per month and have an expenditure of $33597. They have $38474 in savings, $8582 in fixed deposits, $48291 in stocks, $27299 in mutual funds, and $16547 in other investments. Insurance: Home Insurance with a premium of $7070 and coverage of $175326. No debt. No emergency fund.","Plan for Benjamin Johnson:
+1. Income: $72139 per month
+2. Emergency Fund: $201582 (adequate for 6 months of expenses).
+3. Savings: $38474
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $175326 and a monthly premium of $7070.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48291
+Future Value after 10 years: $120727.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27299
+Future Value after 10 years: $54598.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8582
+Future Value after 10 years: $12873.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16547
+Future Value after 10 years: $19856.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $76515 to be achieved in 14 months.
+8. Net Worth: $76515.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Kelly Weaver is a 57-year-old Female who works as a Doctor. They are currently Single and live at Unit 9831 Box 3866, DPO AA 61375 in USA. They have 1 dependents: Travis (Age: 28, Gender: Female). Their financial goal is Retirement with a target amount of $51725 to be achieved in 21 months. Currently, they earn $32767 per month and have an expenditure of $10290. They have $38270 in savings, $17578 in fixed deposits, $1420 in stocks, $16423 in mutual funds, and $10019 in other investments. Insurance: Health Insurance with a premium of $4226 and coverage of $328002. Debt: Yes, Amount: $2924, Type: Personal Loan, Interest Rate: 11.296533094349364%. Loan Start Date: 2014-08-30, Loan End Date: 2031-12-01. Emergency Fund: Yes, Amount: $17322.","Plan for Kelly Weaver:
+1. Income: $32767 per month
+2. Emergency Fund: $17322 (adequate for 6 months of expenses).
+3. Savings: $38270
+4. Debts: $2924 (Personal Loan) with an interest rate of 11.296533094349364%.
+5. Insurance: Health Insurance with coverage of $328002 and a monthly premium of $4226.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1420
+Future Value after 10 years: $3550.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16423
+Future Value after 10 years: $32846.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17578
+Future Value after 10 years: $26367.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10019
+Future Value after 10 years: $12022.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $51725 to be achieved in 21 months.
+8. Net Worth: $48801.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christopher Banks is a 50-year-old Male who works as a Artist. They are currently Married and live at 014 Anderson Highway Apt. 695, Andersonmouth, GA 54076 in India. They have 5 dependents: Dwayne (Age: 3, Gender: Male), Sandra (Age: 12, Gender: Male), Justin (Age: 29, Gender: Male), Kenneth (Age: 20, Gender: Female), Ariel (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $153409 to be achieved in 17 months. Currently, they earn $50401 per month and have an expenditure of $45401. They have $33179 in savings, $2743 in fixed deposits, $46380 in stocks, $25682 in mutual funds, and $12364 in other investments. Insurance: Auto Insurance with a premium of $7497 and coverage of $86115. No debt. No emergency fund.","Plan for Christopher Banks:
+1. Income: $50401 per month
+2. Emergency Fund: $272406 (adequate for 6 months of expenses).
+3. Savings: $33179
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $86115 and a monthly premium of $7497.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $46380
+Future Value after 10 years: $115950.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $25682
+Future Value after 10 years: $51364.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2743
+Future Value after 10 years: $4114.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12364
+Future Value after 10 years: $14836.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $153409 to be achieved in 17 months.
+8. Net Worth: $153409.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Clark is a 48-year-old Male who works as a Artist. They are currently Single and live at 55751 Matthew Port Suite 169, Hawkinsfurt, ID 83204 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $310498 to be achieved in 62 months. Currently, they earn $30922 per month and have an expenditure of $25922. They have $25695 in savings, $2990 in fixed deposits, $41430 in stocks, $29021 in mutual funds, and $12519 in other investments. Insurance: Home Insurance with a premium of $5612 and coverage of $477444. Debt: Yes, Amount: $7438, Type: Personal Loan, Interest Rate: 12.312145399396812%. Loan Start Date: 2022-07-04, Loan End Date: 2029-12-02. No emergency fund.","Plan for Michael Clark:
+1. Income: $30922 per month
+2. Emergency Fund: $155532 (adequate for 6 months of expenses).
+3. Savings: $25695
+4. Debts: $7438 (Personal Loan) with an interest rate of 12.312145399396812%.
+5. Insurance: Home Insurance with coverage of $477444 and a monthly premium of $5612.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $41430
+Future Value after 10 years: $103575.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29021
+Future Value after 10 years: $58042.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $2990
+Future Value after 10 years: $4485.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12519
+Future Value after 10 years: $15022.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $310498 to be achieved in 62 months.
+8. Net Worth: $303060.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jared Davenport is a 34-year-old Female who works as a Teacher. They are currently Single and live at 496 Quinn Tunnel Apt. 858, Ayersside, VI 38372 in UK. They have 2 dependents: Andrew (Age: 25, Gender: Female), Catherine (Age: 30, Gender: Male). Their financial goal is Retirement with a target amount of $144961 to be achieved in 31 months. Currently, they earn $118567 per month and have an expenditure of $14770. They have $15853 in savings, $27931 in fixed deposits, $24984 in stocks, $1211 in mutual funds, and $15131 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4234.","Plan for Jared Davenport:
+1. Income: $118567 per month
+2. Emergency Fund: $4234 (adequate for 6 months of expenses).
+3. Savings: $15853
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24984
+Future Value after 10 years: $62460.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1211
+Future Value after 10 years: $2422.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27931
+Future Value after 10 years: $41896.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15131
+Future Value after 10 years: $18157.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $144961 to be achieved in 31 months.
+8. Net Worth: $144961.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Robert Simpson is a 53-year-old Male who works as a Teacher. They are currently Married and live at 791 Young Plains, East Victor, AR 60863 in India. They have 2 dependents: Denise (Age: 8, Gender: Male), Kristen (Age: 19, Gender: Male). Their financial goal is Travel with a target amount of $182146 to be achieved in 57 months. Currently, they earn $93617 per month and have an expenditure of $24872. They have $26673 in savings, $19315 in fixed deposits, $4461 in stocks, $26046 in mutual funds, and $5718 in other investments. No insurance. Debt: Yes, Amount: $5587, Type: Personal Loan, Interest Rate: 13.55710304579031%. Loan Start Date: 2015-01-15, Loan End Date: 2026-11-07. No emergency fund.","Plan for Robert Simpson:
+1. Income: $93617 per month
+2. Emergency Fund: $149232 (adequate for 6 months of expenses).
+3. Savings: $26673
+4. Debts: $5587 (Personal Loan) with an interest rate of 13.55710304579031%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4461
+Future Value after 10 years: $11152.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26046
+Future Value after 10 years: $52092.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19315
+Future Value after 10 years: $28972.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5718
+Future Value after 10 years: $6861.599999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $182146 to be achieved in 57 months.
+8. Net Worth: $176559.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan Bryan is a 53-year-old Male who works as a Artist. They are currently Married and live at 6244 Guzman Square, South Michellemouth, OR 56081 in USA. They have 4 dependents: Sheila (Age: 9, Gender: Male), Samantha (Age: 8, Gender: Female), David (Age: 2, Gender: Female), Kenneth (Age: 17, Gender: Female). Their financial goal is Retirement with a target amount of $163214 to be achieved in 59 months. Currently, they earn $34637 per month and have an expenditure of $29637. They have $31252 in savings, $11463 in fixed deposits, $32303 in stocks, $10734 in mutual funds, and $15413 in other investments. No insurance. No debt. No emergency fund.","Plan for Ryan Bryan:
+1. Income: $34637 per month
+2. Emergency Fund: $177822 (adequate for 6 months of expenses).
+3. Savings: $31252
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32303
+Future Value after 10 years: $80757.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10734
+Future Value after 10 years: $21468.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11463
+Future Value after 10 years: $17194.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15413
+Future Value after 10 years: $18495.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $163214 to be achieved in 59 months.
+8. Net Worth: $163214.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christina Wallace is a 21-year-old Female who works as a Artist. They are currently Married and live at 2184 Sandra Valley, East Lisashire, WY 09353 in Canada. They have 1 dependents: James (Age: 15, Gender: Male). Their financial goal is Save for Education with a target amount of $156602 to be achieved in 19 months. Currently, they earn $106664 per month and have an expenditure of $27486. They have $13338 in savings, $13320 in fixed deposits, $14492 in stocks, $14018 in mutual funds, and $6670 in other investments. Insurance: Health Insurance with a premium of $7513 and coverage of $125449. No debt. No emergency fund.","Plan for Christina Wallace:
+1. Income: $106664 per month
+2. Emergency Fund: $164916 (adequate for 6 months of expenses).
+3. Savings: $13338
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $125449 and a monthly premium of $7513.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14492
+Future Value after 10 years: $36230.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14018
+Future Value after 10 years: $28036.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13320
+Future Value after 10 years: $19980.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6670
+Future Value after 10 years: $8004.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $156602 to be achieved in 19 months.
+8. Net Worth: $156602.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Deborah Taylor is a 50-year-old Female who works as a Doctor. They are currently Divorced and live at 991 Robbins Lock, South Mark, ND 95997 in USA. They have 1 dependents: Tina (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $296229 to be achieved in 69 months. Currently, they earn $44659 per month and have an expenditure of $39659. They have $47191 in savings, $5020 in fixed deposits, $17049 in stocks, $7614 in mutual funds, and $12092 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $17060.","Plan for Deborah Taylor:
+1. Income: $44659 per month
+2. Emergency Fund: $17060 (adequate for 6 months of expenses).
+3. Savings: $47191
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $17049
+Future Value after 10 years: $42622.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7614
+Future Value after 10 years: $15228.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $5020
+Future Value after 10 years: $7530.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12092
+Future Value after 10 years: $14510.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $296229 to be achieved in 69 months.
+8. Net Worth: $296229.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Crystal Robinson is a 50-year-old Female who works as a Doctor. They are currently Divorced and live at 009 John Expressway, Maryton, ME 53313 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $99801 to be achieved in 37 months. Currently, they earn $64666 per month and have an expenditure of $18452. They have $30025 in savings, $21966 in fixed deposits, $11576 in stocks, $15463 in mutual funds, and $10787 in other investments. No insurance. Debt: Yes, Amount: $12792, Type: Mortgage, Interest Rate: 3.901687044559589%. Loan Start Date: 2022-08-23, Loan End Date: 2027-08-25. Emergency Fund: Yes, Amount: $6025.","Plan for Crystal Robinson:
+1. Income: $64666 per month
+2. Emergency Fund: $6025 (adequate for 6 months of expenses).
+3. Savings: $30025
+4. Debts: $12792 (Mortgage) with an interest rate of 3.901687044559589%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $11576
+Future Value after 10 years: $28940.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15463
+Future Value after 10 years: $30926.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21966
+Future Value after 10 years: $32949.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10787
+Future Value after 10 years: $12944.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $99801 to be achieved in 37 months.
+8. Net Worth: $87009.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Timothy Hernandez is a 18-year-old Male who works as a Teacher. They are currently Married and live at 7272 John Centers, East Nicholasville, WI 02423 in USA. They have 3 dependents: Amanda (Age: 1, Gender: Female), Bill (Age: 12, Gender: Female), Matthew (Age: 9, Gender: Male). Their financial goal is Save for House with a target amount of $456562 to be achieved in 106 months. Currently, they earn $94280 per month and have an expenditure of $37501. They have $20610 in savings, $14958 in fixed deposits, $15344 in stocks, $16910 in mutual funds, and $10867 in other investments. Insurance: Home Insurance with a premium of $3081 and coverage of $61455. Debt: Yes, Amount: $10780, Type: Mortgage, Interest Rate: 4.794706513350404%. Loan Start Date: 2023-01-17, Loan End Date: 2027-12-12. Emergency Fund: Yes, Amount: $11721.","Plan for Timothy Hernandez:
+1. Income: $94280 per month
+2. Emergency Fund: $11721 (adequate for 6 months of expenses).
+3. Savings: $20610
+4. Debts: $10780 (Mortgage) with an interest rate of 4.794706513350404%.
+5. Insurance: Home Insurance with coverage of $61455 and a monthly premium of $3081.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $15344
+Future Value after 10 years: $38360.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $16910
+Future Value after 10 years: $33820.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14958
+Future Value after 10 years: $22437.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10867
+Future Value after 10 years: $13040.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $456562 to be achieved in 106 months.
+8. Net Worth: $445782.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brian Chandler is a 40-year-old Male who works as a Doctor. They are currently Divorced and live at 38522 Rodriguez Mews Apt. 939, Jessicaberg, TN 20518 in UK. They have 1 dependents: Michael (Age: 28, Gender: Female). Their financial goal is Retirement with a target amount of $164417 to be achieved in 43 months. Currently, they earn $108681 per month and have an expenditure of $17423. They have $44290 in savings, $7888 in fixed deposits, $32517 in stocks, $12752 in mutual funds, and $5282 in other investments. Insurance: Home Insurance with a premium of $4941 and coverage of $402867. No debt. No emergency fund.","Plan for Brian Chandler:
+1. Income: $108681 per month
+2. Emergency Fund: $104538 (adequate for 6 months of expenses).
+3. Savings: $44290
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $402867 and a monthly premium of $4941.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32517
+Future Value after 10 years: $81292.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12752
+Future Value after 10 years: $25504.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $7888
+Future Value after 10 years: $11832.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $5282
+Future Value after 10 years: $6338.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $164417 to be achieved in 43 months.
+8. Net Worth: $164417.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Natalie Green is a 33-year-old Female who works as a Teacher. They are currently Single and live at USS Payne, FPO AP 28457 in Canada. They have 1 dependents: Pamela (Age: 29, Gender: Female). Their financial goal is Save for House with a target amount of $318236 to be achieved in 116 months. Currently, they earn $85440 per month and have an expenditure of $10891. They have $16334 in savings, $17 in fixed deposits, $12446 in stocks, $28477 in mutual funds, and $19151 in other investments. Insurance: Auto Insurance with a premium of $3376 and coverage of $86681. Debt: Yes, Amount: $6791, Type: Personal Loan, Interest Rate: 10.699654721750553%. Loan Start Date: 2014-12-07, Loan End Date: 2026-10-17. No emergency fund.","Plan for Natalie Green:
+1. Income: $85440 per month
+2. Emergency Fund: $65346 (adequate for 6 months of expenses).
+3. Savings: $16334
+4. Debts: $6791 (Personal Loan) with an interest rate of 10.699654721750553%.
+5. Insurance: Auto Insurance with coverage of $86681 and a monthly premium of $3376.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12446
+Future Value after 10 years: $31115.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $28477
+Future Value after 10 years: $56954.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $17
+Future Value after 10 years: $25.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19151
+Future Value after 10 years: $22981.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $318236 to be achieved in 116 months.
+8. Net Worth: $311445.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sonya Castillo is a 31-year-old Male who works as a Artist. They are currently Married and live at 34606 Chad Burgs, Buckleyborough, KY 10484 in Canada. They have 5 dependents: Joel (Age: 18, Gender: Male), Ivan (Age: 17, Gender: Female), Thomas (Age: 10, Gender: Female), Jacob (Age: 16, Gender: Female), Brenda (Age: 18, Gender: Female). Their financial goal is Retirement with a target amount of $52297 to be achieved in 53 months. Currently, they earn $116646 per month and have an expenditure of $31701. They have $28696 in savings, $13999 in fixed deposits, $39780 in stocks, $6905 in mutual funds, and $1577 in other investments. Insurance: Life Insurance with a premium of $1506 and coverage of $376338. Debt: Yes, Amount: $6065, Type: Mortgage, Interest Rate: 4.812643894517949%. Loan Start Date: 2021-10-03, Loan End Date: 2030-08-07. No emergency fund.","Plan for Sonya Castillo:
+1. Income: $116646 per month
+2. Emergency Fund: $190206 (adequate for 6 months of expenses).
+3. Savings: $28696
+4. Debts: $6065 (Mortgage) with an interest rate of 4.812643894517949%.
+5. Insurance: Life Insurance with coverage of $376338 and a monthly premium of $1506.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $39780
+Future Value after 10 years: $99450.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $6905
+Future Value after 10 years: $13810.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13999
+Future Value after 10 years: $20998.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1577
+Future Value after 10 years: $1892.3999999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $52297 to be achieved in 53 months.
+8. Net Worth: $46232.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Erin Ward is a 56-year-old Male who works as a Engineer. They are currently Single and live at 55764 Melissa Light Suite 716, East Maria, AS 79790 in USA. They have 2 dependents: Joseph (Age: 10, Gender: Male), Jason (Age: 20, Gender: Male). Their financial goal is Travel with a target amount of $82236 to be achieved in 25 months. Currently, they earn $57516 per month and have an expenditure of $33221. They have $17994 in savings, $1752 in fixed deposits, $33774 in stocks, $18528 in mutual funds, and $3376 in other investments. Insurance: Health Insurance with a premium of $3620 and coverage of $398136. Debt: Yes, Amount: $5704, Type: Credit Card, Interest Rate: 17.078625682712225%. Loan Start Date: 2021-10-10, Loan End Date: 2027-01-20. Emergency Fund: Yes, Amount: $16527.","Plan for Erin Ward:
+1. Income: $57516 per month
+2. Emergency Fund: $16527 (adequate for 6 months of expenses).
+3. Savings: $17994
+4. Debts: $5704 (Credit Card) with an interest rate of 17.078625682712225%.
+5. Insurance: Health Insurance with coverage of $398136 and a monthly premium of $3620.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $33774
+Future Value after 10 years: $84435.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18528
+Future Value after 10 years: $37056.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $1752
+Future Value after 10 years: $2628.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3376
+Future Value after 10 years: $4051.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $82236 to be achieved in 25 months.
+8. Net Worth: $76532.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katrina Horn is a 27-year-old Male who works as a Teacher. They are currently Divorced and live at 62988 Karen Port, Port Oscarmouth, MD 06515 in UK. They have 1 dependents: Jermaine (Age: 19, Gender: Male). Their financial goal is Save for Education with a target amount of $94301 to be achieved in 20 months. Currently, they earn $108654 per month and have an expenditure of $35906. They have $34005 in savings, $13795 in fixed deposits, $34194 in stocks, $2248 in mutual funds, and $10897 in other investments. Insurance: Life Insurance with a premium of $3097 and coverage of $109369. No debt. Emergency Fund: Yes, Amount: $11701.","Plan for Katrina Horn:
+1. Income: $108654 per month
+2. Emergency Fund: $11701 (adequate for 6 months of expenses).
+3. Savings: $34005
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $109369 and a monthly premium of $3097.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34194
+Future Value after 10 years: $85485.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2248
+Future Value after 10 years: $4496.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13795
+Future Value after 10 years: $20692.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10897
+Future Value after 10 years: $13076.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $94301 to be achieved in 20 months.
+8. Net Worth: $94301.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Janet Morgan is a 44-year-old Male who works as a Engineer. They are currently Married and live at 781 Smith Unions, Lake Matthew, CT 52914 in Canada. They have 5 dependents: David (Age: 12, Gender: Male), Sean (Age: 3, Gender: Male), Evan (Age: 3, Gender: Male), Henry (Age: 25, Gender: Female), William (Age: 4, Gender: Male). Their financial goal is Travel with a target amount of $111315 to be achieved in 45 months. Currently, they earn $94646 per month and have an expenditure of $26639. They have $25380 in savings, $29902 in fixed deposits, $5549 in stocks, $22443 in mutual funds, and $13340 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8450.","Plan for Janet Morgan:
+1. Income: $94646 per month
+2. Emergency Fund: $8450 (adequate for 6 months of expenses).
+3. Savings: $25380
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $5549
+Future Value after 10 years: $13872.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $22443
+Future Value after 10 years: $44886.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29902
+Future Value after 10 years: $44853.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13340
+Future Value after 10 years: $16008.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $111315 to be achieved in 45 months.
+8. Net Worth: $111315.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Heather Acevedo is a 69-year-old Female who works as a Artist. They are currently Married and live at 6781 Matthew Spurs, Port Peterton, AK 55408 in UK. They have 4 dependents: James (Age: 13, Gender: Female), Sheila (Age: 27, Gender: Female), Jill (Age: 29, Gender: Female), Jacob (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $66332 to be achieved in 59 months. Currently, they earn $97270 per month and have an expenditure of $39985. They have $32539 in savings, $23022 in fixed deposits, $48018 in stocks, $11707 in mutual funds, and $18567 in other investments. Insurance: Life Insurance with a premium of $4515 and coverage of $493647. Debt: Yes, Amount: $1968, Type: Mortgage, Interest Rate: 5.879619592700999%. Loan Start Date: 2021-08-17, Loan End Date: 2026-05-02. Emergency Fund: Yes, Amount: $17971.","Plan for Heather Acevedo:
+1. Income: $97270 per month
+2. Emergency Fund: $17971 (adequate for 6 months of expenses).
+3. Savings: $32539
+4. Debts: $1968 (Mortgage) with an interest rate of 5.879619592700999%.
+5. Insurance: Life Insurance with coverage of $493647 and a monthly premium of $4515.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $48018
+Future Value after 10 years: $120045.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11707
+Future Value after 10 years: $23414.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $23022
+Future Value after 10 years: $34533.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18567
+Future Value after 10 years: $22280.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $66332 to be achieved in 59 months.
+8. Net Worth: $64364.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Johnny Richardson is a 24-year-old Male who works as a Artist. They are currently Single and live at 73501 Mitchell Roads, Lake Anashire, NJ 24394 in India. They have 1 dependents: Jeremy (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $115556 to be achieved in 39 months. Currently, they earn $35621 per month and have an expenditure of $30621. They have $45595 in savings, $3792 in fixed deposits, $44942 in stocks, $10597 in mutual funds, and $4957 in other investments. Insurance: Auto Insurance with a premium of $1564 and coverage of $180737. No debt. No emergency fund.","Plan for Johnny Richardson:
+1. Income: $35621 per month
+2. Emergency Fund: $183726 (adequate for 6 months of expenses).
+3. Savings: $45595
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $180737 and a monthly premium of $1564.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44942
+Future Value after 10 years: $112355.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $10597
+Future Value after 10 years: $21194.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $3792
+Future Value after 10 years: $5688.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4957
+Future Value after 10 years: $5948.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $115556 to be achieved in 39 months.
+8. Net Worth: $115556.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Joshua Cooper is a 54-year-old Female who works as a Doctor. They are currently Single and live at 89697 Hall Fords Suite 479, East Isaiah, MS 71857 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $56405 to be achieved in 39 months. Currently, they earn $118442 per month and have an expenditure of $26311. They have $12627 in savings, $14699 in fixed deposits, $13818 in stocks, $11913 in mutual funds, and $10658 in other investments. Insurance: Health Insurance with a premium of $6117 and coverage of $340276. No debt. No emergency fund.","Plan for Joshua Cooper:
+1. Income: $118442 per month
+2. Emergency Fund: $157866 (adequate for 6 months of expenses).
+3. Savings: $12627
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $340276 and a monthly premium of $6117.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $13818
+Future Value after 10 years: $34545.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11913
+Future Value after 10 years: $23826.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14699
+Future Value after 10 years: $22048.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10658
+Future Value after 10 years: $12789.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $56405 to be achieved in 39 months.
+8. Net Worth: $56405.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"James Vang is a 51-year-old Female who works as a Doctor. They are currently Divorced and live at 29481 William Village Apt. 671, Sandrafurt, DE 70095 in Canada. They have 2 dependents: Christian (Age: 13, Gender: Male), Steven (Age: 5, Gender: Female). Their financial goal is Retirement with a target amount of $160918 to be achieved in 36 months. Currently, they earn $74671 per month and have an expenditure of $47227. They have $27943 in savings, $28894 in fixed deposits, $1809 in stocks, $15059 in mutual funds, and $19932 in other investments. No insurance. No debt. No emergency fund.","Plan for James Vang:
+1. Income: $74671 per month
+2. Emergency Fund: $283362 (adequate for 6 months of expenses).
+3. Savings: $27943
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $1809
+Future Value after 10 years: $4522.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15059
+Future Value after 10 years: $30118.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28894
+Future Value after 10 years: $43341.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $19932
+Future Value after 10 years: $23918.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $160918 to be achieved in 36 months.
+8. Net Worth: $160918.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Victoria Burke is a 45-year-old Female who works as a Doctor. They are currently Married and live at 5483 Smith Junction Apt. 223, New Courtney, GA 79855 in India. They have 5 dependents: James (Age: 17, Gender: Female), Bradley (Age: 8, Gender: Female), David (Age: 29, Gender: Male), Lisa (Age: 4, Gender: Female), Megan (Age: 7, Gender: Male). Their financial goal is Retirement with a target amount of $106430 to be achieved in 34 months. Currently, they earn $94383 per month and have an expenditure of $21070. They have $16593 in savings, $12912 in fixed deposits, $14229 in stocks, $23782 in mutual funds, and $1463 in other investments. Insurance: Auto Insurance with a premium of $3919 and coverage of $182963. Debt: Yes, Amount: $8686, Type: Personal Loan, Interest Rate: 14.40003446573888%. Loan Start Date: 2019-10-12, Loan End Date: 2026-10-17. No emergency fund.","Plan for Victoria Burke:
+1. Income: $94383 per month
+2. Emergency Fund: $126420 (adequate for 6 months of expenses).
+3. Savings: $16593
+4. Debts: $8686 (Personal Loan) with an interest rate of 14.40003446573888%.
+5. Insurance: Auto Insurance with coverage of $182963 and a monthly premium of $3919.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14229
+Future Value after 10 years: $35572.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $23782
+Future Value after 10 years: $47564.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12912
+Future Value after 10 years: $19368.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1463
+Future Value after 10 years: $1755.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $106430 to be achieved in 34 months.
+8. Net Worth: $97744.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jason Taylor is a 51-year-old Female who works as a Engineer. They are currently Divorced and live at 141 John Motorway, East Bradleystad, NH 69404 in India. They have 1 dependents: Amanda (Age: 2, Gender: Male). Their financial goal is Save for Education with a target amount of $170484 to be achieved in 52 months. Currently, they earn $66103 per month and have an expenditure of $38750. They have $11153 in savings, $11028 in fixed deposits, $19294 in stocks, $12916 in mutual funds, and $2409 in other investments. Insurance: Home Insurance with a premium of $2376 and coverage of $449224. No debt. No emergency fund.","Plan for Jason Taylor:
+1. Income: $66103 per month
+2. Emergency Fund: $232500 (adequate for 6 months of expenses).
+3. Savings: $11153
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $449224 and a monthly premium of $2376.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19294
+Future Value after 10 years: $48235.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12916
+Future Value after 10 years: $25832.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11028
+Future Value after 10 years: $16542.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2409
+Future Value after 10 years: $2890.7999999999997
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $170484 to be achieved in 52 months.
+8. Net Worth: $170484.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Carr is a 61-year-old Male who works as a Artist. They are currently Married and live at 3965 Diaz Mall, Katieburgh, GA 29234 in UK. They have 5 dependents: Jesse (Age: 23, Gender: Male), Ana (Age: 24, Gender: Male), Sherry (Age: 25, Gender: Female), Lori (Age: 15, Gender: Male), Rebekah (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $198295 to be achieved in 45 months. Currently, they earn $30382 per month and have an expenditure of $12956. They have $44897 in savings, $11397 in fixed deposits, $32225 in stocks, $7555 in mutual funds, and $8362 in other investments. Insurance: Life Insurance with a premium of $5521 and coverage of $247461. Debt: Yes, Amount: $7482, Type: Credit Card, Interest Rate: 15.310878920279956%. Loan Start Date: 2024-01-13, Loan End Date: 2032-10-06. No emergency fund.","Plan for Elizabeth Carr:
+1. Income: $30382 per month
+2. Emergency Fund: $77736 (adequate for 6 months of expenses).
+3. Savings: $44897
+4. Debts: $7482 (Credit Card) with an interest rate of 15.310878920279956%.
+5. Insurance: Life Insurance with coverage of $247461 and a monthly premium of $5521.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $32225
+Future Value after 10 years: $80562.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $7555
+Future Value after 10 years: $15110.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $11397
+Future Value after 10 years: $17095.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8362
+Future Value after 10 years: $10034.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $198295 to be achieved in 45 months.
+8. Net Worth: $190813.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michele Smith is a 31-year-old Female who works as a Artist. They are currently Married and live at 514 Wright Union Apt. 115, Glendafort, VA 45847 in Canada. They have 5 dependents: Renee (Age: 27, Gender: Male), Caitlin (Age: 11, Gender: Female), Scott (Age: 9, Gender: Female), Anthony (Age: 3, Gender: Female), Rodney (Age: 1, Gender: Male). Their financial goal is Save for Education with a target amount of $140543 to be achieved in 29 months. Currently, they earn $116083 per month and have an expenditure of $18438. They have $45460 in savings, $16575 in fixed deposits, $18603 in stocks, $3060 in mutual funds, and $8220 in other investments. Insurance: Health Insurance with a premium of $8696 and coverage of $420470. Debt: Yes, Amount: $17105, Type: Credit Card, Interest Rate: 23.549472393968095%. Loan Start Date: 2018-11-21, Loan End Date: 2027-12-22. Emergency Fund: Yes, Amount: $19296.","Plan for Michele Smith:
+1. Income: $116083 per month
+2. Emergency Fund: $19296 (adequate for 6 months of expenses).
+3. Savings: $45460
+4. Debts: $17105 (Credit Card) with an interest rate of 23.549472393968095%.
+5. Insurance: Health Insurance with coverage of $420470 and a monthly premium of $8696.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18603
+Future Value after 10 years: $46507.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3060
+Future Value after 10 years: $6120.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $16575
+Future Value after 10 years: $24862.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8220
+Future Value after 10 years: $9864.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $140543 to be achieved in 29 months.
+8. Net Worth: $123438.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Christina Reynolds is a 40-year-old Female who works as a Engineer. They are currently Married and live at 45128 Hansen Cliffs, Shepherdstad, VA 35844 in Canada. They have 2 dependents: Jennifer (Age: 7, Gender: Male), Joan (Age: 27, Gender: Male). Their financial goal is Save for Education with a target amount of $155287 to be achieved in 30 months. Currently, they earn $81015 per month and have an expenditure of $19065. They have $31139 in savings, $4140 in fixed deposits, $22255 in stocks, $19839 in mutual funds, and $12569 in other investments. No insurance. Debt: Yes, Amount: $17343, Type: Mortgage, Interest Rate: 6.122412136749406%. Loan Start Date: 2017-07-15, Loan End Date: 2026-03-26. Emergency Fund: Yes, Amount: $1283.","Plan for Christina Reynolds:
+1. Income: $81015 per month
+2. Emergency Fund: $1283 (adequate for 6 months of expenses).
+3. Savings: $31139
+4. Debts: $17343 (Mortgage) with an interest rate of 6.122412136749406%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22255
+Future Value after 10 years: $55637.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $19839
+Future Value after 10 years: $39678.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4140
+Future Value after 10 years: $6210.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12569
+Future Value after 10 years: $15082.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $155287 to be achieved in 30 months.
+8. Net Worth: $137944.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Charles Carpenter is a 26-year-old Female who works as a Teacher. They are currently Single and live at USNS Underwood, FPO AP 26889 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $126958 to be achieved in 56 months. Currently, they earn $59664 per month and have an expenditure of $41485. They have $45095 in savings, $25485 in fixed deposits, $19430 in stocks, $26029 in mutual funds, and $11462 in other investments. No insurance. No debt. No emergency fund.","Plan for Charles Carpenter:
+1. Income: $59664 per month
+2. Emergency Fund: $248910 (adequate for 6 months of expenses).
+3. Savings: $45095
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $19430
+Future Value after 10 years: $48575.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $26029
+Future Value after 10 years: $52058.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25485
+Future Value after 10 years: $38227.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11462
+Future Value after 10 years: $13754.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $126958 to be achieved in 56 months.
+8. Net Worth: $126958.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Daniel Gibson is a 49-year-old Female who works as a Teacher. They are currently Divorced and live at 11404 Wright Causeway, Mayfurt, TX 07503 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $136002 to be achieved in 17 months. Currently, they earn $109804 per month and have an expenditure of $39850. They have $32393 in savings, $25516 in fixed deposits, $10294 in stocks, $12545 in mutual funds, and $14923 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $3154.","Plan for Daniel Gibson:
+1. Income: $109804 per month
+2. Emergency Fund: $3154 (adequate for 6 months of expenses).
+3. Savings: $32393
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $10294
+Future Value after 10 years: $25735.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $12545
+Future Value after 10 years: $25090.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $25516
+Future Value after 10 years: $38274.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14923
+Future Value after 10 years: $17907.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $136002 to be achieved in 17 months.
+8. Net Worth: $136002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Shelly Alexander is a 50-year-old Male who works as a Teacher. They are currently Married and live at 1990 Melissa Lock, East Loganville, ID 21269 in India. They have 1 dependents: Jessica (Age: 21, Gender: Female). Their financial goal is Retirement with a target amount of $84658 to be achieved in 32 months. Currently, they earn $59406 per month and have an expenditure of $40995. They have $32766 in savings, $12154 in fixed deposits, $24018 in stocks, $18485 in mutual funds, and $12272 in other investments. Insurance: Auto Insurance with a premium of $1822 and coverage of $490171. No debt. No emergency fund.","Plan for Shelly Alexander:
+1. Income: $59406 per month
+2. Emergency Fund: $245970 (adequate for 6 months of expenses).
+3. Savings: $32766
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Auto Insurance with coverage of $490171 and a monthly premium of $1822.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24018
+Future Value after 10 years: $60045.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18485
+Future Value after 10 years: $36970.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12154
+Future Value after 10 years: $18231.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12272
+Future Value after 10 years: $14726.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $84658 to be achieved in 32 months.
+8. Net Worth: $84658.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mrs. Veronica Schmidt MD is a 52-year-old Female who works as a Artist. They are currently Married and live at 88538 Young Walks, Jerryfurt, MD 25887 in USA. They have 2 dependents: Brandon (Age: 25, Gender: Female), Eric (Age: 11, Gender: Female). Their financial goal is Save for Education with a target amount of $180680 to be achieved in 45 months. Currently, they earn $49546 per month and have an expenditure of $10025. They have $25935 in savings, $6741 in fixed deposits, $27484 in stocks, $518 in mutual funds, and $13835 in other investments. No insurance. Debt: Yes, Amount: $4979, Type: Personal Loan, Interest Rate: 8.557411604901931%. Loan Start Date: 2015-05-05, Loan End Date: 2028-12-27. No emergency fund.","Plan for Mrs. Veronica Schmidt MD:
+1. Income: $49546 per month
+2. Emergency Fund: $60150 (adequate for 6 months of expenses).
+3. Savings: $25935
+4. Debts: $4979 (Personal Loan) with an interest rate of 8.557411604901931%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27484
+Future Value after 10 years: $68710.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $518
+Future Value after 10 years: $1036.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $6741
+Future Value after 10 years: $10111.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $13835
+Future Value after 10 years: $16602.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $180680 to be achieved in 45 months.
+8. Net Worth: $175701.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mark Watts is a 20-year-old Female who works as a Teacher. They are currently Divorced and live at 50196 Amy Rest, North Charlesmouth, CT 29391 in India. They have 2 dependents: Juan (Age: 14, Gender: Female), Jesse (Age: 16, Gender: Male). Their financial goal is Save for House with a target amount of $134408 to be achieved in 89 months. Currently, they earn $66086 per month and have an expenditure of $49153. They have $21767 in savings, $20862 in fixed deposits, $848 in stocks, $27500 in mutual funds, and $11831 in other investments. No insurance. Debt: Yes, Amount: $4113, Type: Mortgage, Interest Rate: 3.244832290559869%. Loan Start Date: 2016-03-06, Loan End Date: 2025-03-26. Emergency Fund: Yes, Amount: $11524.","Plan for Mark Watts:
+1. Income: $66086 per month
+2. Emergency Fund: $11524 (adequate for 6 months of expenses).
+3. Savings: $21767
+4. Debts: $4113 (Mortgage) with an interest rate of 3.244832290559869%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $848
+Future Value after 10 years: $2120.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $27500
+Future Value after 10 years: $55000.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20862
+Future Value after 10 years: $31293.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $11831
+Future Value after 10 years: $14197.199999999999
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $134408 to be achieved in 89 months.
+8. Net Worth: $130295.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Andrew Byrd is a 54-year-old Male who works as a Doctor. They are currently Married and live at 57909 Jones Fork Apt. 617, Cookville, NJ 73253 in Canada. They have 5 dependents: Jasmine (Age: 9, Gender: Female), Deborah (Age: 4, Gender: Female), Autumn (Age: 11, Gender: Female), Alisha (Age: 28, Gender: Female), Amanda (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $158320 to be achieved in 22 months. Currently, they earn $35423 per month and have an expenditure of $11652. They have $27036 in savings, $29708 in fixed deposits, $12519 in stocks, $1192 in mutual funds, and $6540 in other investments. Insurance: Home Insurance with a premium of $3641 and coverage of $322350. No debt. Emergency Fund: Yes, Amount: $6726.","Plan for Andrew Byrd:
+1. Income: $35423 per month
+2. Emergency Fund: $6726 (adequate for 6 months of expenses).
+3. Savings: $27036
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Home Insurance with coverage of $322350 and a monthly premium of $3641.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $12519
+Future Value after 10 years: $31297.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1192
+Future Value after 10 years: $2384.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29708
+Future Value after 10 years: $44562.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $6540
+Future Value after 10 years: $7848.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $158320 to be achieved in 22 months.
+8. Net Worth: $158320.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Darrell Snyder is a 18-year-old Female who works as a Teacher. They are currently Single and live at 21460 Jeffrey Square Apt. 513, Edgarshire, PW 72668 in India. They have 2 dependents: Mark (Age: 30, Gender: Female), David (Age: 1, Gender: Male). Their financial goal is Save for Education with a target amount of $155486 to be achieved in 53 months. Currently, they earn $40136 per month and have an expenditure of $35136. They have $44189 in savings, $21550 in fixed deposits, $23730 in stocks, $17888 in mutual funds, and $14872 in other investments. No insurance. Debt: Yes, Amount: $11519, Type: Personal Loan, Interest Rate: 9.994986664869629%. Loan Start Date: 2017-05-17, Loan End Date: 2027-09-19. Emergency Fund: Yes, Amount: $3148.","Plan for Darrell Snyder:
+1. Income: $40136 per month
+2. Emergency Fund: $3148 (adequate for 6 months of expenses).
+3. Savings: $44189
+4. Debts: $11519 (Personal Loan) with an interest rate of 9.994986664869629%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $23730
+Future Value after 10 years: $59325.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17888
+Future Value after 10 years: $35776.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21550
+Future Value after 10 years: $32325.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14872
+Future Value after 10 years: $17846.399999999998
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $155486 to be achieved in 53 months.
+8. Net Worth: $143967.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Brett Werner is a 51-year-old Female who works as a Engineer. They are currently Divorced and live at 371 Jacobs Divide Apt. 445, Millerton, NV 89761 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $51610 to be achieved in 33 months. Currently, they earn $119928 per month and have an expenditure of $39393. They have $48468 in savings, $19852 in fixed deposits, $42895 in stocks, $9340 in mutual funds, and $14664 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $19746.","Plan for Brett Werner:
+1. Income: $119928 per month
+2. Emergency Fund: $19746 (adequate for 6 months of expenses).
+3. Savings: $48468
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42895
+Future Value after 10 years: $107237.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9340
+Future Value after 10 years: $18680.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19852
+Future Value after 10 years: $29778.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $14664
+Future Value after 10 years: $17596.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $51610 to be achieved in 33 months.
+8. Net Worth: $51610.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"John Hernandez is a 29-year-old Female who works as a Engineer. They are currently Divorced and live at 789 Adams Port Apt. 326, Wrightland, ID 68067 in India. They have 1 dependents: Daniel (Age: 21, Gender: Male). Their financial goal is Travel with a target amount of $159522 to be achieved in 58 months. Currently, they earn $94124 per month and have an expenditure of $34105. They have $34466 in savings, $14249 in fixed deposits, $25237 in stocks, $3757 in mutual funds, and $17366 in other investments. Insurance: Health Insurance with a premium of $9936 and coverage of $421030. No debt. Emergency Fund: Yes, Amount: $3932.","Plan for John Hernandez:
+1. Income: $94124 per month
+2. Emergency Fund: $3932 (adequate for 6 months of expenses).
+3. Savings: $34466
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $421030 and a monthly premium of $9936.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25237
+Future Value after 10 years: $63092.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3757
+Future Value after 10 years: $7514.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $14249
+Future Value after 10 years: $21373.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $17366
+Future Value after 10 years: $20839.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $159522 to be achieved in 58 months.
+8. Net Worth: $159522.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"David Vaughn is a 56-year-old Female who works as a Artist. They are currently Single and live at USS King, FPO AP 31154 in India. They have 1 dependents: Russell (Age: 20, Gender: Male). Their financial goal is Travel with a target amount of $56413 to be achieved in 40 months. Currently, they earn $87485 per month and have an expenditure of $43009. They have $47094 in savings, $12282 in fixed deposits, $40590 in stocks, $21342 in mutual funds, and $487 in other investments. No insurance. Debt: Yes, Amount: $1114, Type: Credit Card, Interest Rate: 18.01458684026405%. Loan Start Date: 2021-10-14, Loan End Date: 2026-01-08. Emergency Fund: Yes, Amount: $3587.","Plan for David Vaughn:
+1. Income: $87485 per month
+2. Emergency Fund: $3587 (adequate for 6 months of expenses).
+3. Savings: $47094
+4. Debts: $1114 (Credit Card) with an interest rate of 18.01458684026405%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $40590
+Future Value after 10 years: $101475.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $21342
+Future Value after 10 years: $42684.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $12282
+Future Value after 10 years: $18423.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $487
+Future Value after 10 years: $584.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $56413 to be achieved in 40 months.
+8. Net Worth: $55299.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jared Turner is a 66-year-old Male who works as a Artist. They are currently Married and live at 718 Daniel Well, Port Darryltown, NY 68187 in Canada. They have 5 dependents: Jason (Age: 18, Gender: Female), Crystal (Age: 29, Gender: Male), Tristan (Age: 21, Gender: Male), Rachel (Age: 20, Gender: Female), Keith (Age: 23, Gender: Female). Their financial goal is Save for House with a target amount of $135753 to be achieved in 71 months. Currently, they earn $64951 per month and have an expenditure of $46301. They have $17679 in savings, $13681 in fixed deposits, $25466 in stocks, $2613 in mutual funds, and $15661 in other investments. Insurance: Auto Insurance with a premium of $4009 and coverage of $350544. Debt: Yes, Amount: $2181, Type: Credit Card, Interest Rate: 21.003728881075993%. Loan Start Date: 2023-01-07, Loan End Date: 2027-12-22. Emergency Fund: Yes, Amount: $12890.","Plan for Jared Turner:
+1. Income: $64951 per month
+2. Emergency Fund: $12890 (adequate for 6 months of expenses).
+3. Savings: $17679
+4. Debts: $2181 (Credit Card) with an interest rate of 21.003728881075993%.
+5. Insurance: Auto Insurance with coverage of $350544 and a monthly premium of $4009.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $25466
+Future Value after 10 years: $63665.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2613
+Future Value after 10 years: $5226.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13681
+Future Value after 10 years: $20521.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15661
+Future Value after 10 years: $18793.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $135753 to be achieved in 71 months.
+8. Net Worth: $133572.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Sherry Downs is a 67-year-old Female who works as a Artist. They are currently Divorced and live at 0903 Kevin Station, Erinview, PR 70146 in Canada. They have 1 dependents: Francisco (Age: 10, Gender: Female). Their financial goal is Retirement with a target amount of $156199 to be achieved in 19 months. Currently, they earn $58940 per month and have an expenditure of $36417. They have $31594 in savings, $4129 in fixed deposits, $3213 in stocks, $18466 in mutual funds, and $934 in other investments. No insurance. Debt: Yes, Amount: $12517, Type: Personal Loan, Interest Rate: 9.891852461023229%. Loan Start Date: 2023-06-25, Loan End Date: 2028-05-13. No emergency fund.","Plan for Sherry Downs:
+1. Income: $58940 per month
+2. Emergency Fund: $218502 (adequate for 6 months of expenses).
+3. Savings: $31594
+4. Debts: $12517 (Personal Loan) with an interest rate of 9.891852461023229%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3213
+Future Value after 10 years: $8032.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $18466
+Future Value after 10 years: $36932.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $4129
+Future Value after 10 years: $6193.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $934
+Future Value after 10 years: $1120.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $156199 to be achieved in 19 months.
+8. Net Worth: $143682.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Hannah Morales is a 55-year-old Female who works as a Teacher. They are currently Divorced and live at 316 Pham Hill Suite 110, New Holly, PA 81466 in USA. They have 1 dependents: Richard (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $350036 to be achieved in 74 months. Currently, they earn $80711 per month and have an expenditure of $26643. They have $25971 in savings, $19084 in fixed deposits, $47889 in stocks, $29045 in mutual funds, and $12867 in other investments. Insurance: Life Insurance with a premium of $5162 and coverage of $414476. Debt: Yes, Amount: $15683, Type: Credit Card, Interest Rate: 21.197765453904474%. Loan Start Date: 2023-01-25, Loan End Date: 2026-08-08. No emergency fund.","Plan for Hannah Morales:
+1. Income: $80711 per month
+2. Emergency Fund: $159858 (adequate for 6 months of expenses).
+3. Savings: $25971
+4. Debts: $15683 (Credit Card) with an interest rate of 21.197765453904474%.
+5. Insurance: Life Insurance with coverage of $414476 and a monthly premium of $5162.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $47889
+Future Value after 10 years: $119722.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29045
+Future Value after 10 years: $58090.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $19084
+Future Value after 10 years: $28626.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $12867
+Future Value after 10 years: $15440.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $350036 to be achieved in 74 months.
+8. Net Worth: $334353.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Susan Olsen is a 60-year-old Female who works as a Artist. They are currently Married and live at Unit 5331 Box 0970, DPO AA 94581 in USA. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $194613 to be achieved in 29 months. Currently, they earn $88482 per month and have an expenditure of $24302. They have $20231 in savings, $8308 in fixed deposits, $4808 in stocks, $17653 in mutual funds, and $1757 in other investments. No insurance. No debt. No emergency fund.","Plan for Susan Olsen:
+1. Income: $88482 per month
+2. Emergency Fund: $145812 (adequate for 6 months of expenses).
+3. Savings: $20231
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $4808
+Future Value after 10 years: $12020.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $17653
+Future Value after 10 years: $35306.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $8308
+Future Value after 10 years: $12462.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1757
+Future Value after 10 years: $2108.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $194613 to be achieved in 29 months.
+8. Net Worth: $194613.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Lori Peck is a 44-year-old Male who works as a Doctor. They are currently Single and live at 700 Dunn Stravenue, Port David, UT 43761 in UK. They have 2 dependents: Nancy (Age: 28, Gender: Female), Derek (Age: 14, Gender: Male). Their financial goal is Save for House with a target amount of $335450 to be achieved in 80 months. Currently, they earn $101390 per month and have an expenditure of $36992. They have $33227 in savings, $18116 in fixed deposits, $29993 in stocks, $13630 in mutual funds, and $4386 in other investments. No insurance. No debt. No emergency fund.","Plan for Lori Peck:
+1. Income: $101390 per month
+2. Emergency Fund: $221952 (adequate for 6 months of expenses).
+3. Savings: $33227
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $29993
+Future Value after 10 years: $74982.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13630
+Future Value after 10 years: $27260.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $18116
+Future Value after 10 years: $27174.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4386
+Future Value after 10 years: $5263.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $335450 to be achieved in 80 months.
+8. Net Worth: $335450.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Nicholas Martin is a 39-year-old Male who works as a Teacher. They are currently Divorced and live at 3436 Dennis Crossroad Apt. 200, North Samantha, OH 79857 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $159678 to be achieved in 39 months. Currently, they earn $33364 per month and have an expenditure of $18774. They have $5060 in savings, $21754 in fixed deposits, $3982 in stocks, $13637 in mutual funds, and $15850 in other investments. No insurance. No debt. No emergency fund.","Plan for Nicholas Martin:
+1. Income: $33364 per month
+2. Emergency Fund: $112644 (adequate for 6 months of expenses).
+3. Savings: $5060
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $3982
+Future Value after 10 years: $9955.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13637
+Future Value after 10 years: $27274.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $21754
+Future Value after 10 years: $32631.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $15850
+Future Value after 10 years: $19020.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $159678 to be achieved in 39 months.
+8. Net Worth: $159678.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Katherine Johnson is a 56-year-old Female who works as a Engineer. They are currently Single and live at 18339 Diana Flat Apt. 879, Port Lisabury, OH 85743 in Canada. They have 2 dependents: Michael (Age: 30, Gender: Female), Judith (Age: 2, Gender: Male). Their financial goal is Save for Education with a target amount of $170812 to be achieved in 27 months. Currently, they earn $77769 per month and have an expenditure of $43121. They have $29729 in savings, $28328 in fixed deposits, $49545 in stocks, $29391 in mutual funds, and $3517 in other investments. No insurance. Debt: Yes, Amount: $12261, Type: Personal Loan, Interest Rate: 9.186614050824828%. Loan Start Date: 2023-04-20, Loan End Date: 2027-01-19. No emergency fund.","Plan for Katherine Johnson:
+1. Income: $77769 per month
+2. Emergency Fund: $258726 (adequate for 6 months of expenses).
+3. Savings: $29729
+4. Debts: $12261 (Personal Loan) with an interest rate of 9.186614050824828%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $49545
+Future Value after 10 years: $123862.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $29391
+Future Value after 10 years: $58782.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28328
+Future Value after 10 years: $42492.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3517
+Future Value after 10 years: $4220.4
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $170812 to be achieved in 27 months.
+8. Net Worth: $158551.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Rhonda Castillo is a 67-year-old Male who works as a Doctor. They are currently Divorced and live at 43574 Christy Pines Suite 015, Jonesville, DE 83743 in Canada. They have 2 dependents: Jeremiah (Age: 8, Gender: Female), Jose (Age: 13, Gender: Female). Their financial goal is Save for Education with a target amount of $174991 to be achieved in 13 months. Currently, they earn $51317 per month and have an expenditure of $34684. They have $10455 in savings, $29506 in fixed deposits, $22503 in stocks, $13408 in mutual funds, and $2546 in other investments. Insurance: Health Insurance with a premium of $2137 and coverage of $140676. No debt. Emergency Fund: Yes, Amount: $8443.","Plan for Rhonda Castillo:
+1. Income: $51317 per month
+2. Emergency Fund: $8443 (adequate for 6 months of expenses).
+3. Savings: $10455
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Health Insurance with coverage of $140676 and a monthly premium of $2137.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $22503
+Future Value after 10 years: $56257.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $13408
+Future Value after 10 years: $26816.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $29506
+Future Value after 10 years: $44259.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $2546
+Future Value after 10 years: $3055.2
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $174991 to be achieved in 13 months.
+8. Net Worth: $174991.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Cline is a 43-year-old Male who works as a Engineer. They are currently Divorced and live at 9857 Lisa Valleys Suite 441, South Logan, KS 43100 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $111054 to be achieved in 15 months. Currently, they earn $42132 per month and have an expenditure of $13831. They have $33206 in savings, $10488 in fixed deposits, $24057 in stocks, $3429 in mutual funds, and $10165 in other investments. Insurance: Home Insurance with a premium of $1941 and coverage of $355552. Debt: Yes, Amount: $4307, Type: Mortgage, Interest Rate: 3.7372062358912084%. Loan Start Date: 2016-05-21, Loan End Date: 2030-03-19. No emergency fund.","Plan for Elizabeth Cline:
+1. Income: $42132 per month
+2. Emergency Fund: $82986 (adequate for 6 months of expenses).
+3. Savings: $33206
+4. Debts: $4307 (Mortgage) with an interest rate of 3.7372062358912084%.
+5. Insurance: Home Insurance with coverage of $355552 and a monthly premium of $1941.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $24057
+Future Value after 10 years: $60142.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $3429
+Future Value after 10 years: $6858.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $10488
+Future Value after 10 years: $15732.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10165
+Future Value after 10 years: $12198.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $111054 to be achieved in 15 months.
+8. Net Worth: $106747.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Ryan Rodriguez is a 36-year-old Female who works as a Doctor. They are currently Married and live at 050 Chen View Suite 141, Port Jamesfort, ID 08120 in India. They have 4 dependents: Taylor (Age: 24, Gender: Female), John (Age: 9, Gender: Female), Stephanie (Age: 9, Gender: Female), Charles (Age: 6, Gender: Male). Their financial goal is Save for Education with a target amount of $121161 to be achieved in 55 months. Currently, they earn $100194 per month and have an expenditure of $33977. They have $20121 in savings, $28788 in fixed deposits, $14153 in stocks, $14366 in mutual funds, and $1248 in other investments. No insurance. Debt: Yes, Amount: $17862, Type: Personal Loan, Interest Rate: 14.477342315623913%. Loan Start Date: 2018-07-18, Loan End Date: 2026-05-26. Emergency Fund: Yes, Amount: $19853.","Plan for Ryan Rodriguez:
+1. Income: $100194 per month
+2. Emergency Fund: $19853 (adequate for 6 months of expenses).
+3. Savings: $20121
+4. Debts: $17862 (Personal Loan) with an interest rate of 14.477342315623913%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $14153
+Future Value after 10 years: $35382.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $14366
+Future Value after 10 years: $28732.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28788
+Future Value after 10 years: $43182.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $1248
+Future Value after 10 years: $1497.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for Education with a target amount of $121161 to be achieved in 55 months.
+8. Net Worth: $103299.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Mathew Harris is a 55-year-old Female who works as a Teacher. They are currently Married and live at 357 Harrell Pike Suite 594, Hooverstad, DE 82503 in USA. They have 1 dependents: Rachel (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $142639 to be achieved in 12 months. Currently, they earn $46493 per month and have an expenditure of $36488. They have $32304 in savings, $284 in fixed deposits, $42419 in stocks, $15794 in mutual funds, and $8859 in other investments. Insurance: Life Insurance with a premium of $4636 and coverage of $113412. Debt: Yes, Amount: $16153, Type: Personal Loan, Interest Rate: 14.532291363939686%. Loan Start Date: 2020-01-20, Loan End Date: 2025-11-26. No emergency fund.","Plan for Mathew Harris:
+1. Income: $46493 per month
+2. Emergency Fund: $218928 (adequate for 6 months of expenses).
+3. Savings: $32304
+4. Debts: $16153 (Personal Loan) with an interest rate of 14.532291363939686%.
+5. Insurance: Life Insurance with coverage of $113412 and a monthly premium of $4636.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $42419
+Future Value after 10 years: $106047.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $15794
+Future Value after 10 years: $31588.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $284
+Future Value after 10 years: $426.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $8859
+Future Value after 10 years: $10630.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Retirement with a target amount of $142639 to be achieved in 12 months.
+8. Net Worth: $126486.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Michael Buchanan is a 35-year-old Male who works as a Artist. They are currently Married and live at PSC 3670, Box 7572, APO AP 14254 in Canada. They have 4 dependents: Samantha (Age: 4, Gender: Female), Patrick (Age: 18, Gender: Female), Matthew (Age: 23, Gender: Male), Tommy (Age: 8, Gender: Male). Their financial goal is Save for House with a target amount of $121708 to be achieved in 101 months. Currently, they earn $112867 per month and have an expenditure of $10764. They have $25330 in savings, $27325 in fixed deposits, $35856 in stocks, $1990 in mutual funds, and $18103 in other investments. No insurance. Debt: Yes, Amount: $11570, Type: Mortgage, Interest Rate: 4.867867374261699%. Loan Start Date: 2017-12-07, Loan End Date: 2032-08-14. No emergency fund.","Plan for Michael Buchanan:
+1. Income: $112867 per month
+2. Emergency Fund: $64584 (adequate for 6 months of expenses).
+3. Savings: $25330
+4. Debts: $11570 (Mortgage) with an interest rate of 4.867867374261699%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $35856
+Future Value after 10 years: $89640.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $1990
+Future Value after 10 years: $3980.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $27325
+Future Value after 10 years: $40987.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $18103
+Future Value after 10 years: $21723.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $121708 to be achieved in 101 months.
+8. Net Worth: $110138.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Peggy Knight is a 65-year-old Female who works as a Artist. They are currently Married and live at 1340 Turner Estate, East Danamouth, KY 36323 in UK. They have 4 dependents: Jonathan (Age: 5, Gender: Male), Anthony (Age: 16, Gender: Female), Rebecca (Age: 2, Gender: Male), Jonathan (Age: 17, Gender: Male). Their financial goal is Save for House with a target amount of $148606 to be achieved in 77 months. Currently, they earn $91245 per month and have an expenditure of $46335. They have $36874 in savings, $9154 in fixed deposits, $6671 in stocks, $11312 in mutual funds, and $10388 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8507.","Plan for Peggy Knight:
+1. Income: $91245 per month
+2. Emergency Fund: $8507 (adequate for 6 months of expenses).
+3. Savings: $36874
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance:  with coverage of $0 and a monthly premium of $0.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $6671
+Future Value after 10 years: $16677.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $11312
+Future Value after 10 years: $22624.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $9154
+Future Value after 10 years: $13731.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $10388
+Future Value after 10 years: $12465.6
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $148606 to be achieved in 77 months.
+8. Net Worth: $148606.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Elizabeth Dillon is a 34-year-old Male who works as a Engineer. They are currently Single and live at 5049 Valdez Flat Suite 740, Martintown, FL 39799 in UK. They have 1 dependents: Susan (Age: 11, Gender: Female). Their financial goal is Travel with a target amount of $75195 to be achieved in 53 months. Currently, they earn $84424 per month and have an expenditure of $25030. They have $8664 in savings, $28696 in fixed deposits, $27223 in stocks, $5449 in mutual funds, and $9819 in other investments. Insurance: Life Insurance with a premium of $7954 and coverage of $218720. No debt. No emergency fund.","Plan for Elizabeth Dillon:
+1. Income: $84424 per month
+2. Emergency Fund: $150180 (adequate for 6 months of expenses).
+3. Savings: $8664
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $218720 and a monthly premium of $7954.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $27223
+Future Value after 10 years: $68057.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $5449
+Future Value after 10 years: $10898.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $28696
+Future Value after 10 years: $43044.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $9819
+Future Value after 10 years: $11782.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $75195 to be achieved in 53 months.
+8. Net Worth: $75195.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Laura Edwards is a 56-year-old Male who works as a Artist. They are currently Single and live at 305 Frank Stream, Waynefort, WI 44601 in UK. They have 1 dependents: Nicolas (Age: 6, Gender: Male). Their financial goal is Travel with a target amount of $199062 to be achieved in 15 months. Currently, they earn $100102 per month and have an expenditure of $32897. They have $38191 in savings, $13663 in fixed deposits, $44569 in stocks, $4213 in mutual funds, and $16425 in other investments. Insurance: Life Insurance with a premium of $3549 and coverage of $227681. No debt. Emergency Fund: Yes, Amount: $1583.","Plan for Laura Edwards:
+1. Income: $100102 per month
+2. Emergency Fund: $1583 (adequate for 6 months of expenses).
+3. Savings: $38191
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $227681 and a monthly premium of $3549.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $44569
+Future Value after 10 years: $111422.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $4213
+Future Value after 10 years: $8426.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $13663
+Future Value after 10 years: $20494.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $16425
+Future Value after 10 years: $19710.0
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Travel with a target amount of $199062 to be achieved in 15 months.
+8. Net Worth: $199062.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Jonathan Quinn is a 23-year-old Male who works as a Artist. They are currently Divorced and live at 97857 Luna Trace, Pottsland, IN 65476 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $464657 to be achieved in 102 months. Currently, they earn $70333 per month and have an expenditure of $22463. They have $17505 in savings, $20370 in fixed deposits, $34611 in stocks, $2735 in mutual funds, and $4644 in other investments. Insurance: Life Insurance with a premium of $3973 and coverage of $435395. No debt. Emergency Fund: Yes, Amount: $7726.","Plan for Jonathan Quinn:
+1. Income: $70333 per month
+2. Emergency Fund: $7726 (adequate for 6 months of expenses).
+3. Savings: $17505
+4. Debts: $0 () with an interest rate of 0.0%.
+5. Insurance: Life Insurance with coverage of $435395 and a monthly premium of $3973.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $34611
+Future Value after 10 years: $86527.5
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $2735
+Future Value after 10 years: $5470.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $20370
+Future Value after 10 years: $30555.0
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $4644
+Future Value after 10 years: $5572.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $464657 to be achieved in 102 months.
+8. Net Worth: $464657.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"
+"Thomas Abbott is a 26-year-old Female who works as a Artist. They are currently Divorced and live at 4531 Brittany Greens, Julieville, NC 97340 in Canada. They have 2 dependents: Darrell (Age: 14, Gender: Male), Dylan (Age: 7, Gender: Female). Their financial goal is Save for House with a target amount of $235196 to be achieved in 112 months. Currently, they earn $67715 per month and have an expenditure of $19898. They have $39276 in savings, $26871 in fixed deposits, $18474 in stocks, $9634 in mutual funds, and $3874 in other investments. Insurance: Health Insurance with a premium of $1712 and coverage of $84007. Debt: Yes, Amount: $19194, Type: Credit Card, Interest Rate: 16.703310360474525%. Loan Start Date: 2021-01-14, Loan End Date: 2034-01-06. Emergency Fund: Yes, Amount: $18307.","Plan for Thomas Abbott:
+1. Income: $67715 per month
+2. Emergency Fund: $18307 (adequate for 6 months of expenses).
+3. Savings: $39276
+4. Debts: $19194 (Credit Card) with an interest rate of 16.703310360474525%.
+5. Insurance: Health Insurance with coverage of $84007 and a monthly premium of $1712.
+6. Investments:
+Investment Type: Stocks
+Monthly Contribution: $18474
+Future Value after 10 years: $46185.0
+Annual Interest Rate: 20.0%
+
+Investment Type: Mutual Funds
+Monthly Contribution: $9634
+Future Value after 10 years: $19268.0
+Annual Interest Rate: 15.0%
+
+Investment Type: Fixed Deposit
+Monthly Contribution: $26871
+Future Value after 10 years: $40306.5
+Annual Interest Rate: 7.0%
+
+Investment Type: Bonds
+Monthly Contribution: $3874
+Future Value after 10 years: $4648.8
+Annual Interest Rate: 3.5%
+
+7. Financial Goal: Save for House with a target amount of $235196 to be achieved in 112 months.
+8. Net Worth: $216002.0
+9. Recommendations:
+   - Increase monthly contributions to meet the financial goal.
+   - Consider reallocating investments to achieve better returns based on your risk profile.
+   - Ensure adequate emergency fund and insurance coverage.
+"