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04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Gluteraldehyde and formaldehyde [Answer] | destroy microorganisms and viruses by inactivating proteins and nucleic acids. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Chlorhexidine [Answer] | a biguanide extensively used in antiseptic products. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Gamma Rays for labware [Answer] | cause biological damage by producing superoxide and hydroxyl free radicals. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Irridiation [Answer] | used to sterilize heat sensitive materials and to decrease the numbers of microorganisms in foods. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] FDA approved usage for irridation [Answer] | insects in fruits, vegetables and grains, to destroy the trichina parasite in pork, and to control Salmonella and E. coli O157:H7 in meats. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Filtration of liguids to control growth [Answer] | filter with 2.0 micron pore size enough to keep bacteria out | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Air filtration [Answer] | HEPA filters are used in specialized hospital rooms to protect patients who are exquisitely susceptible to infection. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Osmotic pressure [Answer] | adding salt to meat or sugar to jam keeps microbes from growing | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Why would the term "sterilization" not encompass prions? [Answer] | The "organisms" cannot be destroyed by high heat. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Would it be safe to say that if all bacterial endospores had been killed, than all other microorganisms had also been killed? [Answer] | Yes. Endospores are killed only by temperatures higher than those sufficient to kill other microorganisms. So, if endospores are killed, then other microorganisms must have been killed. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] The D value refers to [Answer] | the time for 90% of the organisms to die | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Steralants [Answer] | destroys all microorganisms including endospores & viruses. 6 - 10 hour traetments | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] High-level disinfectant [Answer] | kills viruses & vegitative organisms but does NOT kill endospores | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] intermediate disinfectant [Answer] | does not kill viruses or spores | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Low-level (general purpose) disinfectants [Answer] | destroys fungi, vegetative bacteria | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Biguanides [Answer] | used in soaps & lotions and it persists on skin | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] the amount of time that it takes at a certain temperature to kill 90% of the organisms being studied [Answer] | D-value | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Ethylene oxide is a germicide that kills by reacting with [Answer] | protiens | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What do germicidal agents act on? [Answer] | membrane, protiens, DNA | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Commercial canning process [Answer] | uses retort to kill spores of clostridium botulitis | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] UV is used to sterilize: [Answer] | air, drinking water, surfaces | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] How does UV light sterilze? [Answer] | damages DNA | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What does ionizing radiation not destroy? [Answer] | endospores | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What can ionizing radiation destroy? [Answer] | samonella and other gram negative forms. | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] HEPA filters [Answer] | remove nearly all microorganisms | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What do gamma rays do? [Answer] | cause biological damage by producing superoxide & free radicals | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What are gamma rays used for? [Answer] | to sterlize heat-sensitive materials & decrease microorganisms in food | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] Factors effecting the selection of germicidal chemical [Answer] | toxicity, residue,activity in presence of organic matter, compatibility, cost, storage, disposal | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] causes irreversible coagulation of protiens to destroy organism [Answer] | moist heat | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What is the hardest thing to kill w/ chemicals & heat? [Answer] | endospores | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
04bf5999_lashcards_about_Micro_Chapt__5__Answer | [Question] What concentration of alcohol is most effective? [Answer] | 75% | [] | Flashcards about Micro Chapt. 5 | Answer | http://www.studystack.com/flashcard-43503 | 8/1438042986022.41_20150728002306-00205-ip-10-236-191-2_742792712_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Paranoid personality disorder [Answer] | Pattern of distrust and suspiciousness in which others' motives are interpreted as malevolent; accompanied by hypervigilance. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Schizoid personality disorder [Answer] | pattern of withdrawal, introspection, oversensitivity, seclusiveness, and detachment from initiating and maintaining close social relationships accompanied by a restricted range of emotional expression. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Schizotypal personality disorder [Answer] | Pattern of acute discomfort in close relationships, cognitive or perceptual distortions and eccentricities of behavior. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Antisocial personality disorder [Answer] | Pattern of disregard for and violation of the rightrs of others | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Borderline personality disorder [Answer] | Pattern of instability in interpersonal relationships, self-image, and affects accompanied by marked impulsivity. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Histrionic personality disorder [Answer] | Pattern of exaggeration, acting out, or demonstration of feelings often expressed in explosive reactions; strives for excitement and surprise in relationships with others. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Narcissistic personality disoder [Answer] | Pattern of grandiosity toward self, fantasies of power over others, omniscience, self-importance, vanity, need for admiration by others, need for opportunities for exhibiting self, and lack of empathy and understanding. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Avoidant personality disorder [Answer] | Pattern or social inhibition, feelings of inadequancy, and hypersensitivity to negative evalution. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Dependent personality disorder [Answer] | Patternof passive, submissive, indecisive,and clinging behavior related to an excessive need to be taken care of, nutured, and supported. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Obsessive-compulsive personality disorder [Answer] | Pattern of preoccupation with orderliness, perfectionism, control, and ritualistic or repetitive behavior. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Early/Forgetful Phase [Answer] | Difficulty with short-term and recent memory, intermittent/consistent confusion about ime and place, concrete thinking, difficulty with problem solving and new learnig, and declining ability to perform on the job or carry out IADL's. | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Confusional Phase [Answer] | Increase memory deficits, consistant confusion about time, place, and person, poor concentration with an inability to make sense of incoming stimuli, requires help of caregiver for safety and financial mangement, declining ability to perform BADL's, decli | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
422987ae_shcards_about_Mental_diagnosis__Answer | [Question] Dementia Phase [Answer] | Loss of awareness of familiar people, surrounding, and seasonal changes, declining ability to carry out familiar, repetitive actions, declining use of vocabulary, declining liss of voluntary movement for ambulation, eating, toileting | [] | Flashcards about Mental diagnosis | Answer | http://www.studystack.com/flashcard-663077 | 8/1438042988511.77_20150728002308-00122-ip-10-236-191-2_735651342_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A change [Question] | What is an amendment? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] To formally accuse someone of a crime [Question] | What does it mean to impeach? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] An act or decision that sets an example for others to follow [Question] | What is a precedent? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A group of electors from each state that meets every 4 years to officially elect a president [Question] | What is the electoral college? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A group of department heads who serve as the President's chief advisers [Question] | What is the cabinet? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A rejection [Question] | What is a veto? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] To enforce laws [Question] | What is the job of the executive branch? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] To make the laws [Question] | What is the job of the legislative branch? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] To interpret the laws [Question] | What is the job of the Judicial branch? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] Fair treatment and rightness [Question] | What is justice? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A system so each branch has equal power [Question] | What is checks and balances? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] It's against the constitution [Question] | What does it mean if something is unconstitutional? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] A proposed law [Question] | What is a bill? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] Amendments 1-10 in the US constitution [Question] | What is the bill of rights? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] 1. A bill is introduced in both houses of Congress 2. The committee votes on the bill 3. The bill is passed by a majority of members in both houses of Congress 4. If both houses pass the bill, it's sent to the President 5The president signs and passes [Question] | How does a bill become a law? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] You have to be a natural born citizen, 35 years of age, and must have lived in the US for 14 years [Question] | What are the requirements to be President? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] It was a tax on whiskey by the government and farmers refused, so Washington sent Militia men to show the point that he would not back own and that laws and taxes were important [Question] | What is the Whiskey Rebellion and why was it important? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
7ea3ebf6_ards_about_social_studies_2_19__Question | [Answer] Freedom of... Religion Assembly Press Petition Speech [Question] | What are the 5 rights of the 1st amendment? | [] | Flashcards about social studies 2/19 | Question | http://www.studystack.com/flashcard-1187582 | 8/1438043060830.93_20150728002420-00298-ip-10-236-191-2_737733536_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Financial Institutions [Question] | Businesses that offer financial services (Banks, Credit Unions, Savings Associations) | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Deposit [Question] | Money Placed in an account | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Depositors [Question] | Customers who make Deposits | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Commercial banks [Question] | Owned by investors, called stockholders Approx. 6,500 in the US | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Transaction Account [Question] | One that allows the owner to use it to pay a third party | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Savings Account [Question] | Deposit Accounts that provide a safe place to store your money, no check writing, receive interest from bank | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Money market [Question] | Pays more interest, requires larger initial deposits, a minimum balance, and limited transactions | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Savings and Loan Associations [Question] | Originally organized to help people save money, (small deposits were once not accepted, they accepted them), Sometimes called Thrift Institutions, operate for a profit, owned by stockholders | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Credit Unions [Question] | Provide many of the same services, owned by members, non-profit, close to 8,000 in the US | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Cooperative [Question] | A business or organization that is owned by its members | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Share account [Question] | Savings account at a credit union | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Share Draft Account [Question] | Checking accounts at a credit union | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Credit Union Limitations [Question] | Limited number of deposit accounts, may only offer car loands, no securities or insurance, servce smaller geographic area | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Deposit Insurance [Question] | Covers the deposits of customers if an institution fails | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Deposit Insurance Fund (DIF) [Question] | Depository intitutions share their risks and pool money by paying premiums into the _____ | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] More of FDIC [Question] | Independent Federal Agency established in 1933, Created to promote public confidence in the banks, during financial crisis of 2008 coverage was raised to $250,000 | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] FDIC Limits [Question] | Deposits are insured up to 4250,00 per ownership category per depository institution | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Single Joint Retirement Accounts Trust Accounts Employee Benefit Plans Government Accounts [Question] | Account Ownership Categories | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] National Credit Union Share Insurance Fund (NCUSIF) [Question] | Established in 1970 to insured credit union deposits, administered by the National Credit Uninion Administration (NCUA) | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Non-Depository Institutions [Question] | Do no accept deposits, accept money from customers to invest in business deals (Investment Banks, Securities, Firms, Finance Companies, Insurance Companies) | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Investment Bank [Question] | Provide Services for Buinsesses | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Securities [Question] | Financial Instrument that pays interest or gives the investor part ownership of the company | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Bonds [Question] | Debt issued by a governement or company | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Stock [Question] | A security that gives the purchaser part ownership in the company | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Dividend [Question] | Payments of profits to stockholders | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Securities Firms [Question] | Financial Institutions involved in the trading of securities in financial markets (Also called brokerage firms, stockbrokers, or bond brokers) | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Full Service Brokerage Firms [Question] | Advice customers on which securities to buy, assist clients in managing their investments, online services | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Discount Brokers [Question] | Place orders for customers, commissions are less and possibly fees, Servcies are limited, most operate only through website | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Finance Companies [Question] | Make profits by issuing loans to both individuals and businesses | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Consumer Finance Companies [Question] | Provide personal loans to individuals, loan money to individuals with poor credit | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Pay-day Lenders [Question] | Short-term loans designed to cover expenses until the borrowers next payday | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Business Finance Companies [Question] | Provide loans for businesses, such as retail stores, arrangements are made to provide loans on site to customers | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Captive Finance Company [Question] | Formed by manufacturer to provide loans so the manufacturer can easily sell its goods | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Insurance Companies [Question] | Profit businesses that primarily sell insurance | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Two ways insurance companies generate revenue [Question] | Selling insurance policies, Selling investment products | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Premiums [Question] | Consumers buy an insurance policy by making periodic payments | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Policy [Question] | Insurance Contract | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
d043b07b_rds_about_Banking___Fin___Ch_2__Question | [Answer] Insured [Question] | Person or thing being covered | [] | Flashcards about Banking & Fin - Ch 2 | Question | http://www.studystack.com/flashcard-540896 | 8/1438042986022.41_20150728002306-00175-ip-10-236-191-2_736994625_3.json |
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