content: {
    "$id": "https://vendia.net/schemas/demos/loans.schema.json",
    "$schema": "https://json-schema.org/draft-07/schema#",
    "description": "Single Source of Loan Truth",
    "properties": {
      "Loan": {
        "description": "Whole loans that need to be serviced, and may securitized",
        "items": {
          "properties": {
            "additionalResources": {
              "description": "Resources that may help the borrower address payment challenges",
              "items": {
                "properties": {
                  "description": {
                    "description": "Name of the program or resource",
                    "type": "string"
                  },
                  "uri": {
                    "description": "Link to the program or resource",
                    "format": "uri",
                    "type": "string"
                  }
                },
                "type": "object"
              },
              "type": "array"
            },
            "borrowerCreditScore": {
              "description": "Credit score of borrower",
              "maximum": 850,
              "minimum": 0,
              "type": "integer"
            },
            "delinquencyStatus": {
              "description": "Current delinquency status of the loan, based on the current reporting period",
              "enum": [
                "CURRENT",
                "LATE",
                "DELINQUENT"
              ],
              "type": "string"
            },
            "interestRatePercent": {
              "description": "Current loan interest rate, as a percent",
              "maximum": 100,
              "minimum": 0,
              "type": "number"
            },
            "loanIdentifier": {
              "description": "Globally unique loan identifier, set by the original lender",
              "pattern": "[0-9]{16}",
              "type": "string"
            },
            "loanToValuePercent": {
              "description": "Current loan to value ratio, as a percentage",
              "maximum": 100,
              "minimum": 0,
              "type": "number"
            },
            "numberOfUnits": {
              "description": "Number of units in the property",
              "minimum": 0,
              "type": "integer"
            },
            "originationDate": {
              "description": "Date loan originated",
              "format": "date",
              "type": "string"
            },
            "portfolioIdentifier": {
              "description": "Unique identifier of the portfolio in which this Loan resides",
              "pattern": "[A-Z0-9]{8}",
              "type": "string"
            },
            "unpaidPrincipalBalance": {
              "description": "Current unpaid principal balance amount",
              "type": "number"
            },
            "validationStatus": {
              "description": "The validation status of the loan",
              "enum": [
                "PENDING",
                "VALID",
                "INVALID",
                "ERROR"
              ],
              "type": "string"
            }
          },
          "required": [
            "loanIdentifier",
            "originationDate",
            "borrowerCreditScore",
            "numberOfUnits",
            "delinquencyStatus",
            "interestRatePercent",
            "loanToValuePercent",
            "unpaidPrincipalBalance"
          ],
          "type": "object"
        },
        "type": "array"
      },
      "LoanPortfolio": {
        "description": "A collection of Loans along with metadata about the loans, modeled as a portfolio",
        "items": {
          "properties": {
            "delinquencyPercentage": {
              "description": "The percent of currently late or delinquent Loans in the Loan Portfolio",
              "type": "number"
            },
            "portfolioIdentifier": {
              "description": "Unique identifier of this Loan Portfolio",
              "pattern": "[A-Z0-9]{8}",
              "type": "string"
            },
            "portfolioName": {
              "description": "Descriptive name of this Loan Portfolio",
              "type": "string"
            },
            "weightedAverageInterestRate": {
              "description": "The percent of currently delinquent Loans in the Loan Portfolio",
              "type": "number"
            }
          },
          "required": [
            "portfolioIdentifier",
            "portfolioName"
          ],
          "type": "object"
        },
        "type": "array"
      }
    },
    "title": "Loan Marketplace",
    "type": "object",
    "x-vendia-acls": {
      "LoanAcl": {
        "type": "Loan"
      },
      "LoanPortfolioAcl": {
        "type": "LoanPortfolio"
      }
    }
  }