Delete fiqa_queries_500.json

fiqa_queries_500.json

@@ -1,2002 +0,0 @@
-[
-  {
-    "_id": "8040",
-    "text": "Best way to make most of savings with ISA and Offset mortgage"
-  },
-  {
-    "_id": "5511",
-    "text": "Pay off car loan entirely or leave $1 until the end of the loan period?"
-  },
-  {
-    "_id": "6041",
-    "text": "Most effective Fundamental Analysis indicators for market entry"
-  },
-  {
-    "_id": "5206",
-    "text": "Is it a good idea to get an unsecured loan to pay off a credit card that won't lower a high rate?"
-  },
-  {
-    "_id": "3148",
-    "text": "Can a car company refuse to give me a copy of my contract or balance details?"
-  },
-  {
-    "_id": "9332",
-    "text": "What can I do with a physical stock certificate for a now-mutual company?"
-  },
-  {
-    "_id": "5862",
-    "text": "Can I get a discount on merchandise by paying with cash instead of credit?"
-  },
-  {
-    "_id": "9646",
-    "text": "Do common stocks and preferred stocks have any differences in terms of percentage of the company per unit they represent?"
-  },
-  {
-    "_id": "5061",
-    "text": "What fiscal scrutiny can be expected from IRS in early retirement?"
-  },
-  {
-    "_id": "10246",
-    "text": "Understanding the T + 3 settlement days rule"
-  },
-  {
-    "_id": "8789",
-    "text": "What does “profits to the shareholders jumped to 15 cents a share” mean?"
-  },
-  {
-    "_id": "3789",
-    "text": "How to work around the Owner Occupancy Affidavit to buy another home in less than a year?"
-  },
-  {
-    "_id": "3682",
-    "text": "Short selling - lender's motivation"
-  },
-  {
-    "_id": "5241",
-    "text": "Mortgage vs. Cash for U.S. home buy now"
-  },
-  {
-    "_id": "5264",
-    "text": "Does a company's stock price give any indication to or affect their revenue?"
-  },
-  {
-    "_id": "6985",
-    "text": "Bed and Breakfast, Same Day Capital Gains UK"
-  },
-  {
-    "_id": "9701",
-    "text": "How to bet against the London housing market?"
-  },
-  {
-    "_id": "6005",
-    "text": "Why might it be advisable to keep student debt vs. paying it off quickly?"
-  },
-  {
-    "_id": "3934",
-    "text": "Should market based health insurance premiums be factored into 6 months emergency fund savings?"
-  },
-  {
-    "_id": "4116",
-    "text": "Would the effects of an anticipated default by a nation be mostly symbolic?"
-  },
-  {
-    "_id": "4777",
-    "text": "How to finance necessary repairs to our home in order to sell it?"
-  },
-  {
-    "_id": "6635",
-    "text": "Why don't share prices of a company rise every other Friday when the company buys shares for its own employees?"
-  },
-  {
-    "_id": "7080",
-    "text": "Wash sale rule with dividend reinvestment"
-  },
-  {
-    "_id": "1451",
-    "text": "How do you find an ethical, honest independent insurance broker in Canada?"
-  },
-  {
-    "_id": "2108",
-    "text": "Can I pay taxes using bill pay from my on-line checking account?"
-  },
-  {
-    "_id": "6803",
-    "text": "What are the common moving averages used in a “Golden Cross” stock evaluation?"
-  },
-  {
-    "_id": "2416",
-    "text": "Why should a company go public?"
-  },
-  {
-    "_id": "10497",
-    "text": "Why would you elect to apply a refund to next year's tax bill?"
-  },
-  {
-    "_id": "5970",
-    "text": "How to calculate ownership for property with a partner"
-  },
-  {
-    "_id": "1530",
-    "text": "What is the proper way to report additional income for taxes (specifically, Android development)?"
-  },
-  {
-    "_id": "4678",
-    "text": "Finance, Cash or Lease?"
-  },
-  {
-    "_id": "9961",
-    "text": "Employer rollover from 403b to 401k?"
-  },
-  {
-    "_id": "11039",
-    "text": "Pay off credit card debt or earn employer 401(k) match?"
-  },
-  {
-    "_id": "2895",
-    "text": "Where should a young student put their money?"
-  },
-  {
-    "_id": "6395",
-    "text": "Option settlement for calendar spreads"
-  },
-  {
-    "_id": "6875",
-    "text": "Where to find free Thailand stock recommendations and research?"
-  },
-  {
-    "_id": "3759",
-    "text": "Simplifying money management"
-  },
-  {
-    "_id": "9164",
-    "text": "Bonds vs equities: crash theory"
-  },
-  {
-    "_id": "3995",
-    "text": "I have more than $250,000 in a US Bank account… mistake?"
-  },
-  {
-    "_id": "8034",
-    "text": "What is the average cost of a portfolio on a trading site?"
-  },
-  {
-    "_id": "4845",
-    "text": "What is the difference between fund and portfolio?"
-  },
-  {
-    "_id": "9108",
-    "text": "Starting an investment portfolio with Rs 5,000/-"
-  },
-  {
-    "_id": "9668",
-    "text": "Do stock option prices predicate the underlying stock's movement?"
-  },
-  {
-    "_id": "2330",
-    "text": "How can I determine if a debt consolidation offer is real or a scam?"
-  },
-  {
-    "_id": "810",
-    "text": "Can I open a bank account in the US remotely? Will I pay taxes for the money on it?"
-  },
-  {
-    "_id": "104",
-    "text": "Investing/business with other people's money: How does it work?"
-  },
-  {
-    "_id": "4153",
-    "text": "How do I invest in emerging markets"
-  },
-  {
-    "_id": "5585",
-    "text": "Is there any site you can find out about the 'bonus features' of credit cards?"
-  },
-  {
-    "_id": "8934",
-    "text": "Dividend yield for multiple years?"
-  },
-  {
-    "_id": "2579",
-    "text": "What to do when a job offer is made but with a salary less than what was asked for?"
-  },
-  {
-    "_id": "9329",
-    "text": "Interactive Brokers: IOPTS and list of structured products"
-  },
-  {
-    "_id": "6668",
-    "text": "Approximate IT company valuation (to proximate stock options value)"
-  },
-  {
-    "_id": "3530",
-    "text": "How to exclude stock from mutual fund"
-  },
-  {
-    "_id": "8507",
-    "text": "When to sell a stock?"
-  },
-  {
-    "_id": "5271",
-    "text": "Why are auto leases stubbornly strict about visa status and how to work around that?"
-  },
-  {
-    "_id": "5592",
-    "text": "Are “hard money loans” meant only for real estate?"
-  },
-  {
-    "_id": "1085",
-    "text": "How do disputed debts work on credit reports?"
-  },
-  {
-    "_id": "547",
-    "text": "What percentage of my company should I have if I only put money?"
-  },
-  {
-    "_id": "6131",
-    "text": "Is it ever a good idea to close credit cards?"
-  },
-  {
-    "_id": "2318",
-    "text": "F1 student and eBay selling tax"
-  },
-  {
-    "_id": "9643",
-    "text": "Is there any public data available to determine an ETF's holdings?"
-  },
-  {
-    "_id": "3503",
-    "text": "Is there any instance where less leverage will get you a better return on a rental property?"
-  },
-  {
-    "_id": "503",
-    "text": "Privacy preferences on creditworthiness data"
-  },
-  {
-    "_id": "715",
-    "text": "what would you do with $100K saving?"
-  },
-  {
-    "_id": "4188",
-    "text": "Why is the stock market rising after Trump's attack on the TPP?"
-  },
-  {
-    "_id": "6683",
-    "text": "Who are the sellers for the new public stocks?"
-  },
-  {
-    "_id": "4823",
-    "text": "Close to retirement & we may move within 7 years. Should we re-finance our mortgage, or not?"
-  },
-  {
-    "_id": "6525",
-    "text": "Does it make sense to trade my GOOGL shares for GOOG and pocket the difference?"
-  },
-  {
-    "_id": "7124",
-    "text": "How come we can find stocks with a Price-to-Book ratio less than 1?"
-  },
-  {
-    "_id": "3014",
-    "text": "What investments are positively related to the housing market decline?"
-  },
-  {
-    "_id": "10812",
-    "text": "Is is possible to dispute IRS underpayment penalties?"
-  },
-  {
-    "_id": "3859",
-    "text": "Buying an investment property in Australia - what are the advantages and disadvantages of building a house vs buying an existing one?"
-  },
-  {
-    "_id": "8513",
-    "text": "Buy on dip when earnings fail?"
-  },
-  {
-    "_id": "3186",
-    "text": "United States Treasury Not Endorsing Checks"
-  },
-  {
-    "_id": "8",
-    "text": "How to deposit a cheque issued to an associate in my business into my business account?"
-  },
-  {
-    "_id": "7529",
-    "text": "Does the expense ratio of a fund-of-funds include the expense ratios of its holdings?"
-  },
-  {
-    "_id": "2183",
-    "text": "Why are there many small banks and more banks in the U.S.?"
-  },
-  {
-    "_id": "3446",
-    "text": "What's the difference between Term and Whole Life insurance?"
-  },
-  {
-    "_id": "5505",
-    "text": "Can I deduct interest and fees on a loan for qualified medical expenses?"
-  },
-  {
-    "_id": "6746",
-    "text": "What happens if stock purchased on margin plummets below what I have in the brokerage?"
-  },
-  {
-    "_id": "6221",
-    "text": "To pay off a student loan, should I save up a lump sum payoff payment or pay extra each month?"
-  },
-  {
-    "_id": "3932",
-    "text": "How do historically low interest rates affect real estate prices?"
-  },
-  {
-    "_id": "3006",
-    "text": "Strategies for putting away money for a child's future (college, etc.)?"
-  },
-  {
-    "_id": "11054",
-    "text": "Short Term Capital Gains tax vs. IRA Withdrawal Tax w/o Quarterly Est. Taxes"
-  },
-  {
-    "_id": "2445",
-    "text": "How do I notify the IRS of a new member to an LLC?"
-  },
-  {
-    "_id": "7109",
-    "text": "How do I analyse moving averages?"
-  },
-  {
-    "_id": "1676",
-    "text": "W2 vs 1099 Employee status"
-  },
-  {
-    "_id": "2737",
-    "text": "What to do with an old building to get money"
-  },
-  {
-    "_id": "6891",
-    "text": "What is the theory behind Rick Van Ness's risk calculation in the video about diversification?"
-  },
-  {
-    "_id": "3189",
-    "text": "Diversify my retirement investments with a Roth IRA"
-  },
-  {
-    "_id": "3781",
-    "text": "What is the rough estimate of salary value for a taxpayer to pay AMT?"
-  },
-  {
-    "_id": "6467",
-    "text": "Advice on strategy for when to sell"
-  },
-  {
-    "_id": "7344",
-    "text": "How is the Dow divisor calculated?"
-  },
-  {
-    "_id": "6679",
-    "text": "Specifically when do options expire?"
-  },
-  {
-    "_id": "8834",
-    "text": "Pros/Cons of Buying Discounted Company Stock"
-  },
-  {
-    "_id": "2923",
-    "text": "Should I give to charity by check or credit card?"
-  },
-  {
-    "_id": "8539",
-    "text": "Can the risk of investing in an asset be different for different investors?"
-  },
-  {
-    "_id": "475",
-    "text": "Do I need a new EIN since I am hiring employees for my LLC?"
-  },
-  {
-    "_id": "3837",
-    "text": "Opening a Roth IRA account, what is the fee structure for Vanguard, Scottrade and TIAA-CREF"
-  },
-  {
-    "_id": "957",
-    "text": "How can I withdraw money from my LLC?"
-  },
-  {
-    "_id": "8779",
-    "text": "How does a defined contribution plan work"
-  },
-  {
-    "_id": "10122",
-    "text": "Why diversify stocks/investments?"
-  },
-  {
-    "_id": "813",
-    "text": "Income Tax and Investments"
-  },
-  {
-    "_id": "3115",
-    "text": "How can I live outside of the rat race of American life with 300k?"
-  },
-  {
-    "_id": "1074",
-    "text": "How common is “pass-through” health insurance?"
-  },
-  {
-    "_id": "6278",
-    "text": "What is the best way to help my dad consolidate his credit card debt at a lower rate?"
-  },
-  {
-    "_id": "4339",
-    "text": "What could happen to Detroit Municipal bonds because of Detroit's filing for bankruptcy?"
-  },
-  {
-    "_id": "9735",
-    "text": "What are “equity assets”?"
-  },
-  {
-    "_id": "6867",
-    "text": "Will there always be somebody selling/buying in every stock?"
-  },
-  {
-    "_id": "9088",
-    "text": "Brokerage account for charity"
-  },
-  {
-    "_id": "106",
-    "text": "What approaches are there for pricing a small business?"
-  },
-  {
-    "_id": "1783",
-    "text": "Freelancing Tax implication"
-  },
-  {
-    "_id": "2472",
-    "text": "How do I deal with a mistaken attempt to collect a debt from me that is owed by someone else?"
-  },
-  {
-    "_id": "5030",
-    "text": "Why pay for end-of-day historical prices?"
-  },
-  {
-    "_id": "620",
-    "text": "Is it wise to have plenty of current accounts in different banks?"
-  },
-  {
-    "_id": "1819",
-    "text": "Found an old un-cashed paycheck. How long is it good for? What to do if it's expired?"
-  },
-  {
-    "_id": "2154",
-    "text": "What tax software automatically determines the best filing status, etc?"
-  },
-  {
-    "_id": "4037",
-    "text": "How separate individual expenses from family expenses in Gnucash?"
-  },
-  {
-    "_id": "9929",
-    "text": "Investing in commodities, pros and cons?"
-  },
-  {
-    "_id": "2395",
-    "text": "Freelance site with lowest commission fees?"
-  },
-  {
-    "_id": "1933",
-    "text": "UK sole trader who often buys products/services on behalf of clients – do I deduct from declared income or claim as allowable expenses?"
-  },
-  {
-    "_id": "8537",
-    "text": "What is an “Options Account”?"
-  },
-  {
-    "_id": "4415",
-    "text": "How much is inflation?"
-  },
-  {
-    "_id": "2695",
-    "text": "Buy a parking spot and rent it out, or invest savings in an interest-bearing account?"
-  },
-  {
-    "_id": "6862",
-    "text": "Canada discount stock brokers: Interactive Brokers vs. Questrade?"
-  },
-  {
-    "_id": "2498",
-    "text": "How do I calculate tax liability on the turnover of a small vendor?"
-  },
-  {
-    "_id": "6647",
-    "text": "What is meant by “priced in”?"
-  },
-  {
-    "_id": "9245",
-    "text": "Stock Options for a company bought out in cash and stock"
-  },
-  {
-    "_id": "7311",
-    "text": "Finance, Social Capital IPOA.U"
-  },
-  {
-    "_id": "7700",
-    "text": "Should I re-allocate my portfolio now or let it balance out over time?"
-  },
-  {
-    "_id": "4846",
-    "text": "Is there anything comparable to/resembling CNN's Fear and Greed Index?"
-  },
-  {
-    "_id": "2306",
-    "text": "To whom should I report fraud on both of my credit cards?"
-  },
-  {
-    "_id": "3357",
-    "text": "Why big clients want the contractor to be incorporated before giving them work"
-  },
-  {
-    "_id": "89",
-    "text": "How can I deposit a check made out to my business into my personal account?"
-  },
-  {
-    "_id": "7992",
-    "text": "What type of pension should I get?"
-  },
-  {
-    "_id": "5134",
-    "text": "Why does Yahoo Finance's data for a Vanguard fund's dividend per share not match the info from Vanguard?"
-  },
-  {
-    "_id": "7279",
-    "text": "If I invest in securities denominated in a foreign currency, should I hedge my currency risk?"
-  },
-  {
-    "_id": "56",
-    "text": "Can a entrepreneur hire a self-employed business owner?"
-  },
-  {
-    "_id": "2713",
-    "text": "Physical Checks - Mailing"
-  },
-  {
-    "_id": "3085",
-    "text": "How long can I convert 401(k) to Roth 401(k)?"
-  },
-  {
-    "_id": "10827",
-    "text": "How much should I be contributing to my 401k given my employer's contribution?"
-  },
-  {
-    "_id": "7145",
-    "text": "Are there “buy and hold” passively managed funds?"
-  },
-  {
-    "_id": "7509",
-    "text": "Investment Portfolio Setup for beginner"
-  },
-  {
-    "_id": "6644",
-    "text": "How to know precisely when a SWIFT is issued by a bank?"
-  },
-  {
-    "_id": "7702",
-    "text": "Bond ETFs vs actual bonds"
-  },
-  {
-    "_id": "766",
-    "text": "Will the ex-homeowner still owe money after a foreclosure?"
-  },
-  {
-    "_id": "4464",
-    "text": "Are Australian mutual fund fees large compared to US?"
-  },
-  {
-    "_id": "5331",
-    "text": "Exercises of employee share options"
-  },
-  {
-    "_id": "4019",
-    "text": "How and Should I Invest (As a college 18 year old with minimal living expenses)?"
-  },
-  {
-    "_id": "7674",
-    "text": "Choosing the limit when making a limit order?"
-  },
-  {
-    "_id": "7295",
-    "text": "Selling non-dividend for dividend stocks"
-  },
-  {
-    "_id": "1393",
-    "text": "Which is better when working as a contractor, 1099 or incorporating?"
-  },
-  {
-    "_id": "559",
-    "text": "Challenged an apparently bogus credit card charge, what happens now?"
-  },
-  {
-    "_id": "2376",
-    "text": "Why do gas stations charge different amounts in the same local area?"
-  },
-  {
-    "_id": "2088",
-    "text": "How would I go about selling the stock of a privately held company?"
-  },
-  {
-    "_id": "2181",
-    "text": "What are the risks & rewards of being a self-employed independent contractor / consultant vs. being a permanent employee?"
-  },
-  {
-    "_id": "1670",
-    "text": "Investing in hemp producers in advance of possible legalization in Canada?"
-  },
-  {
-    "_id": "2204",
-    "text": "What's an economic explanation for why greeting cards are so expensive?"
-  },
-  {
-    "_id": "5369",
-    "text": "Paying for things on credit and immediately paying them off: any help for credit rating?"
-  },
-  {
-    "_id": "3528",
-    "text": "In the US, does getting a loan with a cosigner, help your credit rating?"
-  },
-  {
-    "_id": "4011",
-    "text": "How can I deal with a spouse who compulsively spends?"
-  },
-  {
-    "_id": "5402",
-    "text": "Is it impossible to get a home loan with a poor credit history after a divorce?"
-  },
-  {
-    "_id": "3091",
-    "text": "Am I considered in debt if I pay a mortgage?"
-  },
-  {
-    "_id": "7017",
-    "text": "Basic Algorithmic Trading Strategy"
-  },
-  {
-    "_id": "42",
-    "text": "What are the ins/outs of writing equipment purchases off as business expenses in a home based business?"
-  },
-  {
-    "_id": "7377",
-    "text": "What type of returns Vanguard is quoting?"
-  },
-  {
-    "_id": "2593",
-    "text": "Am I “cheating the system” by opening up a tiny account with a credit union and then immediately applying for a huge loan?"
-  },
-  {
-    "_id": "10414",
-    "text": "What is considered high or low when talking about volume?"
-  },
-  {
-    "_id": "3039",
-    "text": "Can increasing my tax withholding from my full-time job cover FICA taxes for my freelance work?"
-  },
-  {
-    "_id": "721",
-    "text": "What are “upstream investments” and “downstream investments” in this context?"
-  },
-  {
-    "_id": "4142",
-    "text": "Relation between inflation rates and interest rates"
-  },
-  {
-    "_id": "10596",
-    "text": "Does a market maker sell (buy) at a bid or ask price?"
-  },
-  {
-    "_id": "1198",
-    "text": "What are the consequences of IRS “reclassification” on both employer and employee?"
-  },
-  {
-    "_id": "7463",
-    "text": "Pros/cons of borrowing money using a mortgage loan and investing it in a low-fee index fund?"
-  },
-  {
-    "_id": "5045",
-    "text": "Why are we taxed on revenue and companies on profit?"
-  },
-  {
-    "_id": "10710",
-    "text": "Probablity of touching In the money vs expiring in the money for an american option"
-  },
-  {
-    "_id": "3694",
-    "text": "Has anyone created a documentary about folks who fail to save enough for retirement?"
-  },
-  {
-    "_id": "3875",
-    "text": "Does freedom to provide services allow me contracting in Germany without paying taxes there (but in my home EU country)?"
-  },
-  {
-    "_id": "10808",
-    "text": "What are a few sites that make it easy to invest in high interest rate mutual funds?"
-  },
-  {
-    "_id": "2880",
-    "text": "Can I transfer my investment property into a SMSF?"
-  },
-  {
-    "_id": "8121",
-    "text": "Can I calculate stock value with Williams%R if I know the last set?"
-  },
-  {
-    "_id": "4447",
-    "text": "Should I always hold short term bonds till maturity?"
-  },
-  {
-    "_id": "8632",
-    "text": "Is it best to exercise options shares when they vest, or wait"
-  },
-  {
-    "_id": "895",
-    "text": "California tells me I didn't file documents for an LLC that isn't mine. What do I do?"
-  },
-  {
-    "_id": "864",
-    "text": "Why use accounting software like Quickbooks instead of Excel spreadsheets?"
-  },
-  {
-    "_id": "7467",
-    "text": "Stocks are traded on secondary markets?"
-  },
-  {
-    "_id": "3594",
-    "text": "If I were to get into a life situation where I would not be able to make regular payments, do lenders typically provide options other than default?"
-  },
-  {
-    "_id": "932",
-    "text": "Is freelance income earned by a U.S. citizen while living abroad subject to state income tax?"
-  },
-  {
-    "_id": "5683",
-    "text": "What is the PEG ratio? How is the PEG ratio calculated? How is the PEG ratio useful for stock investing?"
-  },
-  {
-    "_id": "6122",
-    "text": "Better to rent condo to daughter or put her on title?"
-  },
-  {
-    "_id": "7068",
-    "text": "Making money through CFD"
-  },
-  {
-    "_id": "5503",
-    "text": "Tax considerations for selling a property below appraised value to family?"
-  },
-  {
-    "_id": "9871",
-    "text": "What should I do with the 50k I have sitting in a European bank?"
-  },
-  {
-    "_id": "3177",
-    "text": "Vanguard ETF vs mutual fund"
-  },
-  {
-    "_id": "7178",
-    "text": "Should an ADR that is being delisted be sold off?"
-  },
-  {
-    "_id": "2264",
-    "text": "Personal Tax Return software for Linux?"
-  },
-  {
-    "_id": "945",
-    "text": "Paid by an American company but working from France: where should I pay taxes?"
-  },
-  {
-    "_id": "9385",
-    "text": "Meaning of reinvestment"
-  },
-  {
-    "_id": "5196",
-    "text": "I might use a credit card convenience check. What should I consider?"
-  },
-  {
-    "_id": "8013",
-    "text": "Frequency of investments to maximise returns (and minimise fees)"
-  },
-  {
-    "_id": "10645",
-    "text": "Explain the details and benefits of rebalancing a retirement portfolio?"
-  },
-  {
-    "_id": "1309",
-    "text": "Why does FlagStar Bank harass you about payments within grace period?"
-  },
-  {
-    "_id": "4504",
-    "text": "what is the best way of investment which gives returns forever?"
-  },
-  {
-    "_id": "8072",
-    "text": "What does it mean “sell on ask” , “sell on bid” in stocks?"
-  },
-  {
-    "_id": "5185",
-    "text": "Invest in low cost small cap index funds when saving towards retirement?"
-  },
-  {
-    "_id": "4409",
-    "text": "My friend wants to put my name down for a house he's buying. What risks would I be taking?"
-  },
-  {
-    "_id": "4286",
-    "text": "Given advice “buy term insurance and invest the rest”, how should one “invest the rest”?"
-  },
-  {
-    "_id": "5460",
-    "text": "Paying off a loan with a loan to get a better interest rate"
-  },
-  {
-    "_id": "7936",
-    "text": "Why naked call writing is risky compare to Covered call?"
-  },
-  {
-    "_id": "4289",
-    "text": "Does the currency exchange rate contain any additional information at all?"
-  },
-  {
-    "_id": "1321",
-    "text": "Are social media accounts (e.g. YouTube, Twitter, Instagram, etc.) considered assets?"
-  },
-  {
-    "_id": "4414",
-    "text": "Do high interest rates lead to higher bond yields or lower?"
-  },
-  {
-    "_id": "7441",
-    "text": "Since many brokers disallow investors from shorting sub-$5 stocks, why don't all companies split their stock until it is sub-$5"
-  },
-  {
-    "_id": "2724",
-    "text": "How do you determine the dividend payout date for Mutual Funds?"
-  },
-  {
-    "_id": "7345",
-    "text": "What do these numbers mean? (futures)"
-  },
-  {
-    "_id": "7534",
-    "text": "Can you explain why it's better to invest now rather than waiting for the market to dip?"
-  },
-  {
-    "_id": "1159",
-    "text": "what is the best way to do a freelancing job over the summer for a student"
-  },
-  {
-    "_id": "3888",
-    "text": "Why I can't view my debit card pre-authorized amounts?"
-  },
-  {
-    "_id": "7803",
-    "text": "Can the Delta be used to calculate the option premium given a certain target?"
-  },
-  {
-    "_id": "2118",
-    "text": "What happened in Argentina in 2001 bank sector? did the banks closed? all or some?"
-  },
-  {
-    "_id": "8456",
-    "text": "What typically happens to unvested stock during an acquisition?"
-  },
-  {
-    "_id": "9391",
-    "text": "Should I replace bonds in a passive investment strategy"
-  },
-  {
-    "_id": "4125",
-    "text": "Alternative means of salary for my employees"
-  },
-  {
-    "_id": "6629",
-    "text": "Tax treatment of a boxed trade?"
-  },
-  {
-    "_id": "3033",
-    "text": "Tax consequences of changing state residency?"
-  },
-  {
-    "_id": "10601",
-    "text": "Bitcoin Cost Basis Purchases"
-  },
-  {
-    "_id": "10152",
-    "text": "What does a high operating margin but a small but positive ROE imply about a company?"
-  },
-  {
-    "_id": "570",
-    "text": "Employer options when setting up 401k for employees"
-  },
-  {
-    "_id": "9808",
-    "text": "Selling To Close"
-  },
-  {
-    "_id": "2580",
-    "text": "Stock market vs. baseball card trading analogy"
-  },
-  {
-    "_id": "6959",
-    "text": "What is the term for the quantity (high price minus low price) for a stock?"
-  },
-  {
-    "_id": "4523",
-    "text": "What should I do with my $25k to invest as a 20 years old?"
-  },
-  {
-    "_id": "7513",
-    "text": "Where are Bogleheadian World ETFs or Index funds?"
-  },
-  {
-    "_id": "4411",
-    "text": "How does the importance of a cash emergency fund change when you live in a country with nationalized healthcare?"
-  },
-  {
-    "_id": "4600",
-    "text": "Why government bonds fluctuate so much, even though interest rates don't change that often?"
-  },
-  {
-    "_id": "2465",
-    "text": "Can capital expenses for volunteer purposes be deducted from income?"
-  },
-  {
-    "_id": "4484",
-    "text": "Has the likelihood of getting a lower interest rate by calling & asking been reduced by recent credit card regulations?"
-  },
-  {
-    "_id": "4514",
-    "text": "What intrinsic, non-monetary value does gold have as a commodity?"
-  },
-  {
-    "_id": "1832",
-    "text": "Warren Buffett and Charles Munger advice for small investors?"
-  },
-  {
-    "_id": "7098",
-    "text": "Can another tax loss be used to offset capital gains taxes? How does it work?"
-  },
-  {
-    "_id": "2385",
-    "text": "As director, can I invoice my self-owned company?"
-  },
-  {
-    "_id": "858",
-    "text": "Is it bad practice to invest in stocks that fluctuate by single points throughout the day?"
-  },
-  {
-    "_id": "7141",
-    "text": "Do investors go long option contracts when they cannot cover the exercise of the options?"
-  },
-  {
-    "_id": "5086",
-    "text": "Mortgage loan implications when tearing down existing house and building new one?"
-  },
-  {
-    "_id": "8795",
-    "text": "Stock exchanges using open outcry"
-  },
-  {
-    "_id": "1469",
-    "text": "Why do some companies report how well their EBITDA performed even if their overall net profit did equally well?"
-  },
-  {
-    "_id": "3264",
-    "text": "Pros and Cons of Interest Only Loans"
-  },
-  {
-    "_id": "3103",
-    "text": "AVS Address Verification System of BOTH Credit and Debit Cards - WHERE, HOW?"
-  },
-  {
-    "_id": "5172",
-    "text": "does interest payment on loan stay the same if I pay early"
-  },
-  {
-    "_id": "6146",
-    "text": "Lost credit card replaced with new card and new numbers. Credit score affected?"
-  },
-  {
-    "_id": "672",
-    "text": "Credit and Debit"
-  },
-  {
-    "_id": "4844",
-    "text": "How to read bond yield quotes? What do the time, coupon, price, yield, and time mean?"
-  },
-  {
-    "_id": "6800",
-    "text": "I don't live in America. How can I buy IPO stock of newly listed companies in the United States?"
-  },
-  {
-    "_id": "5064",
-    "text": "How much should a graduate student attempt to save?"
-  },
-  {
-    "_id": "9060",
-    "text": "Buying puts without owning underlying"
-  },
-  {
-    "_id": "10462",
-    "text": "Is it okay to be married, 30 years old and have no retirement?"
-  },
-  {
-    "_id": "34",
-    "text": "401k Transfer After Business Closure"
-  },
-  {
-    "_id": "3822",
-    "text": "How to change a large quantity of U.S. dollars into Euros?"
-  },
-  {
-    "_id": "2075",
-    "text": "Are stories of turning a few thousands into millions by trading stocks real?"
-  },
-  {
-    "_id": "3829",
-    "text": "Are all VISA cards connected with bank accounts?"
-  },
-  {
-    "_id": "1812",
-    "text": "splitting a joint mortgage - one owner in home"
-  },
-  {
-    "_id": "1157",
-    "text": "Personal taxes for Shopify / Paypal shop?"
-  },
-  {
-    "_id": "6890",
-    "text": "Where does the money go when I buy stocks?"
-  },
-  {
-    "_id": "529",
-    "text": "Sole proprietorship or LLC?"
-  },
-  {
-    "_id": "7590",
-    "text": "Why are US target retirement funds weighted so heavily towards US stocks?"
-  },
-  {
-    "_id": "4031",
-    "text": "28 years old and just inherited large amount of money and real estate - unsure what to do with it"
-  },
-  {
-    "_id": "7747",
-    "text": "What happens to bonds values when interest rates rise? [duplicate]"
-  },
-  {
-    "_id": "928",
-    "text": "How can I determine if a FHA loan refinance offer is from a reputable lender"
-  },
-  {
-    "_id": "5254",
-    "text": "How do I calculate the quarterly returns of a stock index?"
-  },
-  {
-    "_id": "3490",
-    "text": "Tax Witholding for Stock Sale"
-  },
-  {
-    "_id": "2994",
-    "text": "Work on the side for my wife's company"
-  },
-  {
-    "_id": "4499",
-    "text": "Is investing exlusively in a small-cap index fund a wise investment?"
-  },
-  {
-    "_id": "691",
-    "text": "How to categorize credit card payments?"
-  },
-  {
-    "_id": "689",
-    "text": "Receive credit card payment sending my customer details to a credit card processing company?"
-  },
-  {
-    "_id": "10213",
-    "text": "Looking for good investment vehicle for seasonal work and savings"
-  },
-  {
-    "_id": "5228",
-    "text": "How does the bank/IRS know whether a bank transfer over $14k is a gift or loan repayment?"
-  },
-  {
-    "_id": "1736",
-    "text": "How can people have such high credit card debts?"
-  },
-  {
-    "_id": "4335",
-    "text": "What is the US Fair Tax?"
-  },
-  {
-    "_id": "6009",
-    "text": "Why can low volume move a stock price drastically?"
-  },
-  {
-    "_id": "7206",
-    "text": "Who Bought A Large Number Of Shares?"
-  },
-  {
-    "_id": "2010",
-    "text": "Paypal website donations without being a charity"
-  },
-  {
-    "_id": "699",
-    "text": "Prepaid Rent (Accrual Based Accounting)"
-  },
-  {
-    "_id": "5422",
-    "text": "What are some good books for learning stocks, bonds, derivatives e.t.c for beginner with a math background?"
-  },
-  {
-    "_id": "9925",
-    "text": "What does Chapter 11 Bankruptcy mean to an investor holding shares of a Chapter 11 Company?"
-  },
-  {
-    "_id": "8017",
-    "text": "Purchasing ETFs when (pretty much) everything else is maxed out"
-  },
-  {
-    "_id": "776",
-    "text": "Can saving/investing 15% of your income starting age 25, likely make you a millionaire?"
-  },
-  {
-    "_id": "6625",
-    "text": "What does a high theta mean for an option position?"
-  },
-  {
-    "_id": "5653",
-    "text": "Steps and timing of the SEIS investment (in the UK)"
-  },
-  {
-    "_id": "1948",
-    "text": "Which colors can one use to fill out a check in the US?"
-  },
-  {
-    "_id": "6410",
-    "text": "Will an ETF immediately reflect a reconstitution of underlying index"
-  },
-  {
-    "_id": "8512",
-    "text": "Is it possible to transfer stock I already own into my Roth IRA without having to sell the stock?"
-  },
-  {
-    "_id": "4394",
-    "text": "Transfer $50k to another person's account (in California, USA)"
-  },
-  {
-    "_id": "2296",
-    "text": "How does a bank make money on an interest free secured loan?"
-  },
-  {
-    "_id": "9565",
-    "text": "What are the tax benefits of dividends vs selling stock"
-  },
-  {
-    "_id": "6004",
-    "text": "Put-Call parity - what is the difference between the two representations?"
-  },
-  {
-    "_id": "8970",
-    "text": "What's the difference, if any, between stock appreciation and compound interest?"
-  },
-  {
-    "_id": "1391",
-    "text": "How is taxation for youtube/twitch etc monetization handled in the UK?"
-  },
-  {
-    "_id": "9174",
-    "text": "Which U.S. online discount broker is the best value for money?"
-  },
-  {
-    "_id": "5021",
-    "text": "Is there a more flexible stock chart service, e.g. permitting choice of colours when comparing multiple stocks?"
-  },
-  {
-    "_id": "2749",
-    "text": "Is it possible to create a self-managed superannuation fund to act as a mortage offset? (Australia)"
-  },
-  {
-    "_id": "549",
-    "text": "Where to request ACH Direct DEBIT of funds from MY OWN personal bank account?"
-  },
-  {
-    "_id": "2399",
-    "text": "Where do web sites get foreign exchange currency rate / quote information?"
-  },
-  {
-    "_id": "3724",
-    "text": "Should you always max out contributions to your 401k?"
-  },
-  {
-    "_id": "1090",
-    "text": "Need a formula to determine monthly payments received at time t if I'm reinvesting my returns"
-  },
-  {
-    "_id": "68",
-    "text": "Intentions of Deductible Amount for Small Business"
-  },
-  {
-    "_id": "2051",
-    "text": "Where to find the 5 or 10 year returns for a mutual fund?"
-  },
-  {
-    "_id": "109",
-    "text": "How to account for money earned and spent prior to establishing business bank accounts?"
-  },
-  {
-    "_id": "4605",
-    "text": "If the U.S. defaults on its debt, what will happen to my bank money?"
-  },
-  {
-    "_id": "5620",
-    "text": "What's the fuss about identity theft?"
-  },
-  {
-    "_id": "10137",
-    "text": "F-1 student investing in foreign markets"
-  },
-  {
-    "_id": "687",
-    "text": "Online tool to connect to my bank account and tell me what I spend in different categories?"
-  },
-  {
-    "_id": "10809",
-    "text": "Definitions of leverage and of leverage factor"
-  },
-  {
-    "_id": "1322",
-    "text": "Is this follow-up after a car crash a potential scam?"
-  },
-  {
-    "_id": "8275",
-    "text": "Buy/Selling prices at the stock exchange represent someone Selling/Buying at that price?"
-  },
-  {
-    "_id": "4920",
-    "text": "Does financing a portfolio on margin affect the variance of a portfolio?"
-  },
-  {
-    "_id": "1150",
-    "text": "How are the best way to make and save money at 22 years old"
-  },
-  {
-    "_id": "7758",
-    "text": "Bid/ask spreads for index funds"
-  },
-  {
-    "_id": "7221",
-    "text": "How Technical Analysts react to non-market hours effects"
-  },
-  {
-    "_id": "6479",
-    "text": "Trading on exchanges or via brokerage companies?"
-  },
-  {
-    "_id": "6611",
-    "text": "How does Vanguard determine the optimal asset allocation for their Target Retirement Funds?"
-  },
-  {
-    "_id": "10932",
-    "text": "Transferring money from 403B to 401K?"
-  },
-  {
-    "_id": "9481",
-    "text": "What are reasonable administrative fees for an IRA?"
-  },
-  {
-    "_id": "5646",
-    "text": "Do I need multiple credit monitoring services?"
-  },
-  {
-    "_id": "6468",
-    "text": "Why deep in the money options have very low liquidity"
-  },
-  {
-    "_id": "10628",
-    "text": "What happens with the “long” buyer of a stock when somebody else's short fails (that is, unlimited loss bankrupts short seller)"
-  },
-  {
-    "_id": "9979",
-    "text": "What is the best way to invest in gold as a hedge against inflation without having to hold physical gold?"
-  },
-  {
-    "_id": "5549",
-    "text": "Pros / cons of being more involved with IRA investments [duplicate]"
-  },
-  {
-    "_id": "9882",
-    "text": "Money-market or cash-type ETFs for foreigners with U.S brokerage account"
-  },
-  {
-    "_id": "9188",
-    "text": "Selling mutual fund and buying equivalent ETF: Can I 1031 exchange?"
-  },
-  {
-    "_id": "2383",
-    "text": "Should I Purchase Health Insurance Through My S-Corp"
-  },
-  {
-    "_id": "622",
-    "text": "Accidentally opened a year term CD account, then realized I need the money sooner. What to do?"
-  },
-  {
-    "_id": "2334",
-    "text": "How do you determine “excess cash” for Enterprise Value calculations from a balance sheet?"
-  },
-  {
-    "_id": "6110",
-    "text": "Why does short selling require borrowing?"
-  },
-  {
-    "_id": "8974",
-    "text": "As a 22-year-old, how risky should I be with my 401(k) investments?"
-  },
-  {
-    "_id": "9556",
-    "text": "How does pre-market trading work?"
-  },
-  {
-    "_id": "8832",
-    "text": "Is it possible to buy commodity ETFs (e.g. silver) through Questrade?"
-  },
-  {
-    "_id": "10136",
-    "text": "How to minimise the risk of a reduction in purchase power in case of Brexit for money held in a bank account?"
-  },
-  {
-    "_id": "2685",
-    "text": "What ways are there for us to earn a little extra side money?"
-  },
-  {
-    "_id": "750",
-    "text": "Paid part of my state refund back last year; now must declare the initial amount as income?"
-  },
-  {
-    "_id": "10526",
-    "text": "What extra information might be obtained from the next highest bids in an order book?"
-  },
-  {
-    "_id": "5255",
-    "text": "Thrift Saving Plan (TSP) Share Price Charts"
-  },
-  {
-    "_id": "5090",
-    "text": "Should I take a student loan to pursue my undergraduate studies in France?"
-  },
-  {
-    "_id": "3149",
-    "text": "Tips for insurance coverage for one-man-teams"
-  },
-  {
-    "_id": "4047",
-    "text": "Does doing your “research”/“homework” on stocks make any sense?"
-  },
-  {
-    "_id": "90",
-    "text": "Filing personal with 1099s versus business s-corp?"
-  },
-  {
-    "_id": "4641",
-    "text": "Where should I park my rainy-day / emergency fund?"
-  },
-  {
-    "_id": "6792",
-    "text": "Where to find the full book of outstanding bids/asks for a stock?"
-  },
-  {
-    "_id": "7592",
-    "text": "few question about debit credit and liabilities"
-  },
-  {
-    "_id": "10109",
-    "text": "Why does Charles Schwab have a Mandatory Settlement Period after selling stocks?"
-  },
-  {
-    "_id": "6121",
-    "text": "What are my best options if I don't have a lot of credit lines for housing loans?"
-  },
-  {
-    "_id": "5410",
-    "text": "Dealership made me the secondary owner to my own car"
-  },
-  {
-    "_id": "6562",
-    "text": "Cheapest way to “wire” money in an Australian bank account to a person in England, while I'm in Laos?"
-  },
-  {
-    "_id": "7096",
-    "text": "What's the formula for profits and losses when I delta hedge?"
-  },
-  {
-    "_id": "3909",
-    "text": "How to rescue my money from negative interest?"
-  },
-  {
-    "_id": "7911",
-    "text": "What is the difference between a 'trader' and a 'stockbroker'?"
-  },
-  {
-    "_id": "4179",
-    "text": "Why could the serious financial woes of some EU member states lead to the end of the Euro?"
-  },
-  {
-    "_id": "2589",
-    "text": "How can I detect potential fraud in a company before investing in them?"
-  },
-  {
-    "_id": "6199",
-    "text": "How can all these countries owe so much money?  Why & where did they borrow it from?"
-  },
-  {
-    "_id": "4306",
-    "text": "How do currency markets work? What factors are behind why currencies go up or down?"
-  },
-  {
-    "_id": "6133",
-    "text": "What happens to all of the options when they expire?"
-  },
-  {
-    "_id": "7594",
-    "text": "Converting annual interbank rates into monthly rates"
-  },
-  {
-    "_id": "1877",
-    "text": "As a Sole Proprietor, will “employer” Solo 401k contributions count towards gross income?"
-  },
-  {
-    "_id": "2460",
-    "text": "What are the consequences of not respecting a notice period when leaving a job?"
-  },
-  {
-    "_id": "852",
-    "text": "Dalbar: How can the average investor lose money?"
-  },
-  {
-    "_id": "939",
-    "text": "How to correct a tax return filed electronically and already approved?"
-  },
-  {
-    "_id": "1824",
-    "text": "Is there a way to open a U.S. bank account for my LLC remotely?"
-  },
-  {
-    "_id": "2587",
-    "text": "Typically how many digits are in a cheque number?"
-  },
-  {
-    "_id": "3394",
-    "text": "What is the easiest way to back-test index funds and ETFs?"
-  },
-  {
-    "_id": "4500",
-    "text": "What to ask Warren Buffet at the Berkshire Hathaway shareholder meeting?"
-  },
-  {
-    "_id": "8247",
-    "text": "Tax on Stocks or ETF's"
-  },
-  {
-    "_id": "15",
-    "text": "Can I send a money order from USPS as a business?"
-  },
-  {
-    "_id": "5054",
-    "text": "How to stress test an investment plan?"
-  },
-  {
-    "_id": "5903",
-    "text": "Fees aside, what factors could account for performance differences between U.S. large-cap index ETFs?"
-  },
-  {
-    "_id": "3067",
-    "text": "Should I make extra payments to my under water mortgage or increase my savings?"
-  },
-  {
-    "_id": "6835",
-    "text": "Are bond ETF capital gains taxed similar to stock or stock funds if held for more than 1 year?"
-  },
-  {
-    "_id": "929",
-    "text": "Freelancer: Should I start a second bank account?"
-  },
-  {
-    "_id": "7823",
-    "text": "Retirement Funds: Betterment vs Vanguard Life strategy vs Target Retirement"
-  },
-  {
-    "_id": "8378",
-    "text": "Should I wait a few days to sell ESPP Stock?"
-  },
-  {
-    "_id": "5763",
-    "text": "What is the best way to get a “rough” home appraisal prior to starting the refinance process?"
-  },
-  {
-    "_id": "3801",
-    "text": "Can a bunch of wealthy people force Facebook to go public?"
-  },
-  {
-    "_id": "2551",
-    "text": "How to find cheaper alternatives to a traditional home telephone line?"
-  },
-  {
-    "_id": "853",
-    "text": "What will my taxes be as self employed?"
-  },
-  {
-    "_id": "8855",
-    "text": "How do i get into investing stocks [duplicate]"
-  },
-  {
-    "_id": "2747",
-    "text": "What evidence do I need to declare tutoring income on my income tax?"
-  },
-  {
-    "_id": "2676",
-    "text": "Tax question about selling a car"
-  },
-  {
-    "_id": "4084",
-    "text": "What industries soar when oil prices go up?"
-  },
-  {
-    "_id": "1281",
-    "text": "How FTB and IRS find mistakes in amended tax returns? Are their processes reliable?"
-  },
-  {
-    "_id": "9548",
-    "text": "How do I research, analyze, and choose the right mutual fund for a roth ira?"
-  },
-  {
-    "_id": "1915",
-    "text": "Should I pay a company who failed to collect VAT from me over 6 months ago?"
-  },
-  {
-    "_id": "4785",
-    "text": "What is the difference between a structured collar and a normal collar in finance?"
-  },
-  {
-    "_id": "5374",
-    "text": "What were the main causes of the spike and drop of DRYS's stock price?"
-  },
-  {
-    "_id": "5808",
-    "text": "How do you calculate return on investment for a share of stock?"
-  },
-  {
-    "_id": "1441",
-    "text": "What's the difference between Market Cap and NAV?"
-  },
-  {
-    "_id": "5993",
-    "text": "Why would anyone want to pay off their debts in a way other than “highest interest” first?"
-  },
-  {
-    "_id": "504",
-    "text": "Have plenty of cash flow but bad credit"
-  },
-  {
-    "_id": "1748",
-    "text": "How high should I set my KickStarter funding goal in order to have $35,000 left over?"
-  },
-  {
-    "_id": "4756",
-    "text": "What is the formula for the Tesla Finance calculation?"
-  },
-  {
-    "_id": "8102",
-    "text": "When do I sell a stock that I hold as a long-term position?"
-  },
-  {
-    "_id": "849",
-    "text": "Accounting for reimbursements that exceed actual expenses"
-  },
-  {
-    "_id": "10912",
-    "text": "Forex independent investments"
-  },
-  {
-    "_id": "2568",
-    "text": "How to pay with cash when car shopping?"
-  },
-  {
-    "_id": "3615",
-    "text": "My previous and current employers both use Fidelity for 401(k). Does it make sense to rollover?"
-  },
-  {
-    "_id": "9737",
-    "text": "Long(100%)-Short(-100%) investment explanation"
-  },
-  {
-    "_id": "588",
-    "text": "Is there a reason to buy a 0% yield bond?"
-  },
-  {
-    "_id": "885",
-    "text": "How long do credit cards keep working after you disappear?"
-  },
-  {
-    "_id": "3791",
-    "text": "\"When people say 'Interest rates are at all time low!\"\" … Which interest rate are they actually referring to?\""
-  },
-  {
-    "_id": "10558",
-    "text": "Investment strategy for 401k when rolling over soon"
-  },
-  {
-    "_id": "4865",
-    "text": "Why are historical prices of stocks different on different websites? Which one should I believe?"
-  },
-  {
-    "_id": "2968",
-    "text": "Should I prioritize retirement savings inside of my HSA?"
-  },
-  {
-    "_id": "7218",
-    "text": "What margin is required to initiate and maintain a short sale"
-  },
-  {
-    "_id": "9296",
-    "text": "Why would Two ETFs tracking Identical Indexes Produce different Returns?"
-  },
-  {
-    "_id": "9403",
-    "text": "Abundance of Cash - What should I do?"
-  },
-  {
-    "_id": "4071",
-    "text": "If our economy crashes, and cash is worthless, should i buy gold or silver"
-  },
-  {
-    "_id": "603",
-    "text": "Will one’s education loan application be rejected if one doesn't have a payslip providing collateral?"
-  },
-  {
-    "_id": "1415",
-    "text": "I am not VAT registered. Do I need to buy from my supplier with excl VAT prices or incl VAT?"
-  },
-  {
-    "_id": "3735",
-    "text": "Shorting Stocks And Margin Account Minimum"
-  },
-  {
-    "_id": "5951",
-    "text": "Why can't house prices be out of tune with salaries"
-  },
-  {
-    "_id": "8116",
-    "text": "A-B-C Class Shares: What's the difference?"
-  },
-  {
-    "_id": "7928",
-    "text": "If I believe a stock is going to fall, what options do I have to invest on this?"
-  },
-  {
-    "_id": "5085",
-    "text": "What is vested stock and yearly dividends?"
-  },
-  {
-    "_id": "3049",
-    "text": "How to calculate my estimated taxes. 1099 MISC + Self Employment"
-  },
-  {
-    "_id": "4804",
-    "text": "How do financial services aimed at women differ from conventional services?"
-  },
-  {
-    "_id": "5782",
-    "text": "Pay off credit cards in one lump sum, or spread over a few months?"
-  },
-  {
-    "_id": "5427",
-    "text": "How do auto-loan payments factor into taxes for cars that are solely used by dependent(s)?"
-  },
-  {
-    "_id": "7071",
-    "text": "ESPP strategy - Sell right away or hold?"
-  },
-  {
-    "_id": "8635",
-    "text": "Is there any flaw in this investment scheme?"
-  },
-  {
-    "_id": "1416",
-    "text": "US resident with Canadian income via T4A-NR"
-  },
-  {
-    "_id": "6080",
-    "text": "Is ScholarShare a legitimate entity for a 529 plan in California?"
-  },
-  {
-    "_id": "9115",
-    "text": "Why does the calculation for percentage profit vary based on whether a position is short vs. long?"
-  },
-  {
-    "_id": "10674",
-    "text": "How to sell a stock in a crashing market?"
-  },
-  {
-    "_id": "594",
-    "text": "Should a retail trader bother about reading SEC filings"
-  },
-  {
-    "_id": "8332",
-    "text": "Why do put option prices go higher when the underlying stock tanks (drops)?"
-  },
-  {
-    "_id": "9633",
-    "text": "Video recommendation for stock market education"
-  },
-  {
-    "_id": "8079",
-    "text": "Growth rate plus dividend yieid total?"
-  },
-  {
-    "_id": "10975",
-    "text": "How to contribute to Roth IRA when income is at the maximum limit & you have employer-sponsored 401k plans?"
-  },
-  {
-    "_id": "9487",
-    "text": "Is a public company allowed to issue new shares below market price without consulting shareholders?"
-  },
-  {
-    "_id": "4767",
-    "text": "New car: buy with cash or 0% financing"
-  },
-  {
-    "_id": "5343",
-    "text": "“International credit report” for French nationals?"
-  },
-  {
-    "_id": "5067",
-    "text": "LLC: Where should the funds for initial startup costs come from?"
-  },
-  {
-    "_id": "6441",
-    "text": "Trading with Settled / Unsettled Funds (T+3)"
-  },
-  {
-    "_id": "3125",
-    "text": "Claiming mileage allowances, what are the rules/guidelines?"
-  },
-  {
-    "_id": "10039",
-    "text": "Do individual investors use Google to obtain stock quotes?"
-  },
-  {
-    "_id": "988",
-    "text": "Where should I invest my savings?"
-  },
-  {
-    "_id": "7754",
-    "text": "Inverse Relationship between Volatility and Beta"
-  },
-  {
-    "_id": "879",
-    "text": "Capital improvement and depreciation in restaurant LLC"
-  },
-  {
-    "_id": "10447",
-    "text": "Is there an advantage to a traditional but non-deductable IRA over a taxable account? [duplicate]"
-  },
-  {
-    "_id": "7445",
-    "text": "IS it the wrong time to get into the equity market immediately after large gains?"
-  },
-  {
-    "_id": "8532",
-    "text": "What do these options trading terms mean?"
-  },
-  {
-    "_id": "7484",
-    "text": "Why sometimes payable date is BEFORE the ex-dividend date?"
-  },
-  {
-    "_id": "2316",
-    "text": "What exchange rate does El Al use when converting final payment amount to shekels?"
-  },
-  {
-    "_id": "4640",
-    "text": "What can my relatives do to minimize their out of pocket expenses on their fathers estate"
-  },
-  {
-    "_id": "2398",
-    "text": "Frustrated Landlord"
-  },
-  {
-    "_id": "6002",
-    "text": "15 year mortgage vs 30 year paid off in 15"
-  },
-  {
-    "_id": "604",
-    "text": "Is there a dollar amount that, when adding Massachusetts Sales Tax, precisely equals $200?"
-  },
-  {
-    "_id": "3404",
-    "text": "In US, is it a good idea to hire a tax consultant for doing taxes?"
-  },
-  {
-    "_id": "7734",
-    "text": "Can PE ratio of stocks be compared to other investments?"
-  },
-  {
-    "_id": "753",
-    "text": "Taxes due for hobbyist Group Buy"
-  },
-  {
-    "_id": "1815",
-    "text": "Rules for SEP contributions in an LLC?"
-  },
-  {
-    "_id": "2903",
-    "text": "How should I file my taxes as a contractor?"
-  },
-  {
-    "_id": "4775",
-    "text": "Should I finance a car to build credit for a mortgage next year?"
-  },
-  {
-    "_id": "8296",
-    "text": "Can the beta of a stock be used as a lagging indicator for the stock w.r.t the market"
-  },
-  {
-    "_id": "98",
-    "text": "How can I make $250,000.00 from trading/investing/business within 5 years?"
-  },
-  {
-    "_id": "3480",
-    "text": "Why is OkPay not allowed in the United States?"
-  },
-  {
-    "_id": "2070",
-    "text": "Advantage of credit union or local community bank over larger nationwide banks such as BOA, Chase, etc.?"
-  },
-  {
-    "_id": "3566",
-    "text": "Where can I buy stocks if I only want to invest a little bit at a time, and not really be involved in trading?"
-  },
-  {
-    "_id": "515",
-    "text": "financial institution wants share member break down for single member LLC"
-  },
-  {
-    "_id": "4837",
-    "text": "When applying for a mortgage, can it also cover outstanding debts?"
-  },
-  {
-    "_id": "4968",
-    "text": "Reasons behind a large price movement of a penny stock without any recent news releases?"
-  },
-  {
-    "_id": "6814",
-    "text": "Selling Stock - All or Nothing?"
-  },
-  {
-    "_id": "2549",
-    "text": "How to graph the market year over year? for example Dow Jones Index"
-  },
-  {
-    "_id": "3369",
-    "text": "Why should one only contribute up to the employer's match in a 401(k)?"
-  },
-  {
-    "_id": "1889",
-    "text": "Reporting financial gains from my online store"
-  },
-  {
-    "_id": "10994",
-    "text": "Net loss not distributed by mutual funds to their shareholders?"
-  },
-  {
-    "_id": "684",
-    "text": "Beyond RRSP deductions, how does a high income earner save on taxes?"
-  },
-  {
-    "_id": "2598",
-    "text": "Is it possible for US retail forex traders to trade exotic currencies?"
-  },
-  {
-    "_id": "2388",
-    "text": "Do financial advisors get better deals on mortgages?"
-  },
-  {
-    "_id": "3512",
-    "text": "As an employee, when is it inappropriate to request to see your young/startup company's financial statements?"
-  },
-  {
-    "_id": "10183",
-    "text": "How are various types of income taxed differently in the USA?"
-  },
-  {
-    "_id": "9598",
-    "text": "How do index funds actually work?"
-  },
-  {
-    "_id": "1994",
-    "text": "Does the IRS reprieve those who have to commute for work?"
-  },
-  {
-    "_id": "4265",
-    "text": "Does it make any sense to directly contribute to reducing the US national debt?"
-  },
-  {
-    "_id": "3534",
-    "text": "Why do dishonour fees exist?"
-  },
-  {
-    "_id": "6832",
-    "text": "incorrect printed information on check stock"
-  },
-  {
-    "_id": "10547",
-    "text": "How much do brokerages pay exchanges per trade?"
-  },
-  {
-    "_id": "3051",
-    "text": "What items are exempt from the VAT? [U.K.]"
-  },
-  {
-    "_id": "4103",
-    "text": "What causes US Treasury I bond fixed interest to increase?"
-  },
-  {
-    "_id": "8874",
-    "text": "When can you adjust for (and re-allow) a disallowed year-end (December) wash-sale loss?"
-  },
-  {
-    "_id": "5150",
-    "text": "What credit card information are offline US merchants allowed to collect for purposes other than the transaction?"
-  },
-  {
-    "_id": "5464",
-    "text": "Resources on Buying Rental Properties"
-  },
-  {
-    "_id": "5231",
-    "text": "Where to find CSV or JSON data for publicly traded companies listed with their IPO date?"
-  },
-  {
-    "_id": "2513",
-    "text": "How does revenue shared with someone else go into my tax return in Canada?"
-  },
-  {
-    "_id": "2486",
-    "text": "Is working on a W2 basis, with benefits paid to me, a good idea?"
-  },
-  {
-    "_id": "4007",
-    "text": "What is a reasonable salary for the owner and sole member of a small S-Corp?"
-  },
-  {
-    "_id": "7876",
-    "text": "Why do stocks split?"
-  },
-  {
-    "_id": "2857",
-    "text": "I have around 60K $. Thinking about investing in Oil, how to proceed?"
-  },
-  {
-    "_id": "8937",
-    "text": "“In-the-Money” vs “Out-of-the-Money” Call Options"
-  },
-  {
-    "_id": "3830",
-    "text": "US citizen transferring money to Indian fiance to buy property"
-  },
-  {
-    "_id": "5083",
-    "text": "Co-signer deceased"
-  },
-  {
-    "_id": "7448",
-    "text": "If an index goes up because an underlying company issues more shares, what happens to the ETF"
-  },
-  {
-    "_id": "7456",
-    "text": "What is market order's relation to bid ask spread?"
-  }
-]