Spaces:
Running
Running
Add 2 files
Browse files- README.md +7 -5
- index.html +779 -19
README.md
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---
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title:
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emoji:
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colorFrom:
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colorTo:
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sdk: static
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pinned: false
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---
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Check out the configuration reference at https://huggingface.co/docs/hub/spaces-config-reference
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title: mesa-inteligente
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emoji: 🐳
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colorFrom: red
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colorTo: blue
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sdk: static
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pinned: false
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tags:
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- deepsite
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---
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+
Check out the configuration reference at https://huggingface.co/docs/hub/spaces-config-reference
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index.html
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@@ -1,19 +1,779 @@
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<!
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<html>
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+
<!DOCTYPE html>
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<html lang="es">
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<head>
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<meta charset="UTF-8">
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<meta name="viewport" content="width=device-width, initial-scale=1.0">
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<title>Calculadora de Crédito</title>
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<script src="https://cdn.tailwindcss.com"></script>
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<script src="https://cdn.jsdelivr.net/npm/chart.js"></script>
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<script src="https://cdnjs.cloudflare.com/ajax/libs/jspdf/2.5.1/jspdf.umd.min.js"></script>
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<script src="https://cdnjs.cloudflare.com/ajax/libs/xlsx/0.18.5/xlsx.full.min.js"></script>
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<script src="https://cdnjs.cloudflare.com/ajax/libs/FileSaver.js/2.0.5/FileSaver.min.js"></script>
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<link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css">
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<style>
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.dark-mode {
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background-color: #1a202c;
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color: #f7fafc;
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}
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.dark-mode .card {
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background-color: #2d3748;
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border-color: #4a5568;
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}
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.dark-mode input, .dark-mode select {
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background-color: #2d3748;
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border-color: #4a5568;
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color: #f7fafc;
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}
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.dark-mode .btn-primary {
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background-color: #4299e1;
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}
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.dark-mode .btn-secondary {
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background-color: #718096;
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}
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.dark-mode .table-container {
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background-color: #2d3748;
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}
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.dark-mode table {
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color: #f7fafc;
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}
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.dark-mode table th, .dark-mode table td {
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border-color: #4a5568;
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}
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.dark-mode table tr:nth-child(even) {
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background-color: #4a5568;
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}
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.transition-all {
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transition: all 0.3s ease;
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}
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.card {
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box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
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}
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.btn-primary {
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52 |
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background-color: #3182ce;
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color: white;
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}
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.btn-primary:hover {
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background-color: #2c5282;
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}
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.btn-secondary {
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59 |
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background-color: #a0aec0;
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color: white;
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}
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.btn-secondary:hover {
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63 |
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background-color: #718096;
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}
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.table-container {
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max-height: 400px;
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overflow-y: auto;
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}
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table {
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width: 100%;
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border-collapse: collapse;
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}
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table th, table td {
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padding: 0.75rem;
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text-align: left;
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border-bottom: 1px solid #e2e8f0;
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}
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78 |
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table tr:nth-child(even) {
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79 |
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background-color: #f8fafc;
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80 |
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}
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81 |
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.chart-container {
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82 |
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position: relative;
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83 |
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height: 300px;
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84 |
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width: 100%;
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85 |
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}
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86 |
+
.tooltip {
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87 |
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position: relative;
|
88 |
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display: inline-block;
|
89 |
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}
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90 |
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.tooltip .tooltip-text {
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91 |
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visibility: hidden;
|
92 |
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width: 200px;
|
93 |
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background-color: #555;
|
94 |
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color: #fff;
|
95 |
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text-align: center;
|
96 |
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border-radius: 6px;
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97 |
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padding: 5px;
|
98 |
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position: absolute;
|
99 |
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z-index: 1;
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100 |
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bottom: 125%;
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101 |
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left: 50%;
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102 |
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margin-left: -100px;
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103 |
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opacity: 0;
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104 |
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transition: opacity 0.3s;
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105 |
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}
|
106 |
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.tooltip:hover .tooltip-text {
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107 |
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visibility: visible;
|
108 |
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opacity: 1;
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109 |
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}
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110 |
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</style>
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111 |
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</head>
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112 |
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<body class="bg-gray-100 transition-all">
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113 |
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<div class="container mx-auto px-4 py-8">
|
114 |
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<!-- Header -->
|
115 |
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<header class="flex justify-between items-center mb-8">
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116 |
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<h1 class="text-3xl font-bold text-blue-800" id="title">Calculadora de Crédito</h1>
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117 |
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<div class="flex space-x-4">
|
118 |
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<div class="tooltip">
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119 |
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<button id="darkModeToggle" class="p-2 rounded-full bg-gray-200 hover:bg-gray-300">
|
120 |
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<i class="fas fa-moon"></i>
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121 |
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</button>
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122 |
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<span class="tooltip-text" id="darkModeTooltip">Modo oscuro</span>
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123 |
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</div>
|
124 |
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<div class="relative">
|
125 |
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<select id="languageSelect" class="p-2 rounded border border-gray-300 bg-white">
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126 |
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<option value="es">Español</option>
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127 |
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<option value="en">English</option>
|
128 |
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<option value="fr">Français</option>
|
129 |
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</select>
|
130 |
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</div>
|
131 |
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</div>
|
132 |
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</header>
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133 |
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|
134 |
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<!-- Main Content -->
|
135 |
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<div class="grid grid-cols-1 lg:grid-cols-3 gap-6">
|
136 |
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<!-- Input Section -->
|
137 |
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<div class="lg:col-span-1">
|
138 |
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<div class="card bg-white rounded-lg shadow p-6">
|
139 |
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<h2 class="text-xl font-semibold mb-4" id="inputTitle">Datos del Crédito</h2>
|
140 |
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|
141 |
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<div class="mb-4">
|
142 |
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<label for="amount" class="block text-sm font-medium text-gray-700 mb-1" id="amountLabel">Monto Total</label>
|
143 |
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<input type="number" id="amount" class="w-full p-2 border border-gray-300 rounded focus:ring-blue-500 focus:border-blue-500" placeholder="0.00" min="0">
|
144 |
+
</div>
|
145 |
+
|
146 |
+
<div class="mb-4">
|
147 |
+
<label for="currency" class="block text-sm font-medium text-gray-700 mb-1" id="currencyLabel">Moneda</label>
|
148 |
+
<select id="currency" class="w-full p-2 border border-gray-300 rounded">
|
149 |
+
<option value="MXN">MXN - Peso Mexicano</option>
|
150 |
+
<option value="USD">USD - Dólar Estadounidense</option>
|
151 |
+
<option value="CAD">CAD - Dólar Canadiense</option>
|
152 |
+
<option value="CLP">CLP - Peso Chileno</option>
|
153 |
+
<option value="ARS">ARS - Peso Argentino</option>
|
154 |
+
<option value="COP">COP - Peso Colombiano</option>
|
155 |
+
<option value="EUR">EUR - Euro</option>
|
156 |
+
</select>
|
157 |
+
</div>
|
158 |
+
|
159 |
+
<div class="mb-6">
|
160 |
+
<label class="block text-sm font-medium text-gray-700 mb-1" id="termLabel">Plazo del Financiamiento Intermedio (20%)</label>
|
161 |
+
<div class="flex space-x-4 mt-2">
|
162 |
+
<div class="flex items-center">
|
163 |
+
<input id="term6" name="term" type="radio" value="6" class="h-4 w-4 text-blue-600 focus:ring-blue-500" checked>
|
164 |
+
<label for="term6" class="ml-2 block text-sm text-gray-700">
|
165 |
+
<span id="term6Label">6 meses (4.99%)</span>
|
166 |
+
</label>
|
167 |
+
</div>
|
168 |
+
<div class="flex items-center">
|
169 |
+
<input id="term9" name="term" type="radio" value="9" class="h-4 w-4 text-blue-600 focus:ring-blue-500">
|
170 |
+
<label for="term9" class="ml-2 block text-sm text-gray-700">
|
171 |
+
<span id="term9Label">9 meses (6.99%)</span>
|
172 |
+
</label>
|
173 |
+
</div>
|
174 |
+
</div>
|
175 |
+
</div>
|
176 |
+
|
177 |
+
<button id="calculateBtn" class="w-full btn-primary py-2 px-4 rounded font-medium" id="calculateBtnText">
|
178 |
+
Calcular
|
179 |
+
</button>
|
180 |
+
</div>
|
181 |
+
</div>
|
182 |
+
|
183 |
+
<!-- Results Section -->
|
184 |
+
<div class="lg:col-span-2">
|
185 |
+
<div class="card bg-white rounded-lg shadow p-6 mb-6">
|
186 |
+
<h2 class="text-xl font-semibold mb-4" id="summaryTitle">Resumen del Crédito</h2>
|
187 |
+
|
188 |
+
<div class="grid grid-cols-1 md:grid-cols-2 gap-4 mb-6">
|
189 |
+
<div class="bg-blue-50 p-4 rounded-lg">
|
190 |
+
<p class="text-sm text-blue-800 font-medium" id="totalAmountLabel">Monto Total</p>
|
191 |
+
<p id="totalAmount" class="text-2xl font-bold text-blue-900">$0.00</p>
|
192 |
+
</div>
|
193 |
+
<div class="bg-green-50 p-4 rounded-lg">
|
194 |
+
<p class="text-sm text-green-800 font-medium" id="downPaymentLabel">Enganche (10%)</p>
|
195 |
+
<p id="downPayment" class="text-2xl font-bold text-green-900">$0.00</p>
|
196 |
+
</div>
|
197 |
+
<div class="bg-yellow-50 p-4 rounded-lg">
|
198 |
+
<p class="text-sm text-yellow-800 font-medium" id="interestLabel">Interés Generado (20%)</p>
|
199 |
+
<p id="interest" class="text-2xl font-bold text-yellow-900">$0.00</p>
|
200 |
+
</div>
|
201 |
+
<div class="bg-purple-50 p-4 rounded-lg">
|
202 |
+
<p class="text-sm text-purple-800 font-medium" id="totalPaymentLabel">Total a Pagar</p>
|
203 |
+
<p id="totalPayment" class="text-2xl font-bold text-purple-900">$0.00</p>
|
204 |
+
</div>
|
205 |
+
</div>
|
206 |
+
|
207 |
+
<div class="grid grid-cols-1 md:grid-cols-2 gap-6">
|
208 |
+
<div>
|
209 |
+
<h3 class="font-medium mb-2" id="monthlyPaymentsLabel">Pagos Mensuales</h3>
|
210 |
+
<div class="bg-gray-50 p-4 rounded-lg">
|
211 |
+
<p class="text-sm text-gray-600" id="intermediatePaymentLabel">Financiamiento intermedio (20% con interés):</p>
|
212 |
+
<p id="intermediatePayment" class="text-lg font-semibold">$0.00</p>
|
213 |
+
<p class="text-sm text-gray-600 mt-2" id="longTermPaymentLabel">Financiamiento largo plazo (70% sin interés):</p>
|
214 |
+
<p id="longTermPayment" class="text-lg font-semibold">$0.00</p>
|
215 |
+
</div>
|
216 |
+
</div>
|
217 |
+
|
218 |
+
<div>
|
219 |
+
<h3 class="font-medium mb-2" id="comparisonTitle">Comparación de Plazos</h3>
|
220 |
+
<div class="bg-gray-50 p-4 rounded-lg">
|
221 |
+
<p class="text-sm text-gray-600" id="term6ComparisonLabel">6 meses: Total interés</p>
|
222 |
+
<p id="term6Comparison" class="text-lg font-semibold">$0.00</p>
|
223 |
+
<p class="text-sm text-gray-600 mt-2" id="term9ComparisonLabel">9 meses: Total interés</p>
|
224 |
+
<p id="term9Comparison" class="text-lg font-semibold">$0.00</p>
|
225 |
+
</div>
|
226 |
+
</div>
|
227 |
+
</div>
|
228 |
+
</div>
|
229 |
+
|
230 |
+
<!-- Charts Section -->
|
231 |
+
<div class="grid grid-cols-1 md:grid-cols-2 gap-6 mb-6">
|
232 |
+
<div class="card bg-white rounded-lg shadow p-4">
|
233 |
+
<h3 class="font-medium mb-2" id="distributionChartTitle">Distribución del Pago</h3>
|
234 |
+
<div class="chart-container">
|
235 |
+
<canvas id="pieChart"></canvas>
|
236 |
+
</div>
|
237 |
+
</div>
|
238 |
+
<div class="card bg-white rounded-lg shadow p-4">
|
239 |
+
<h3 class="font-medium mb-2" id="paymentEvolutionTitle">Evolución de Pagos</h3>
|
240 |
+
<div class="chart-container">
|
241 |
+
<canvas id="lineChart"></canvas>
|
242 |
+
</div>
|
243 |
+
</div>
|
244 |
+
</div>
|
245 |
+
|
246 |
+
<!-- Amortization Table -->
|
247 |
+
<div class="card bg-white rounded-lg shadow p-6">
|
248 |
+
<div class="flex justify-between items-center mb-4">
|
249 |
+
<h2 class="text-xl font-semibold" id="amortizationTitle">Tabla de Amortización</h2>
|
250 |
+
<div class="flex space-x-2">
|
251 |
+
<button id="exportExcel" class="btn-secondary py-1 px-3 rounded text-sm">
|
252 |
+
<i class="fas fa-file-excel mr-1"></i>
|
253 |
+
<span id="exportExcelText">Excel</span>
|
254 |
+
</button>
|
255 |
+
<button id="exportPDF" class="btn-secondary py-1 px-3 rounded text-sm">
|
256 |
+
<i class="fas fa-file-pdf mr-1"></i>
|
257 |
+
<span id="exportPDFText">PDF</span>
|
258 |
+
</button>
|
259 |
+
</div>
|
260 |
+
</div>
|
261 |
+
|
262 |
+
<div class="table-container">
|
263 |
+
<table id="amortizationTable">
|
264 |
+
<thead>
|
265 |
+
<tr class="bg-gray-100">
|
266 |
+
<th class="py-2" id="monthHeader">Mes</th>
|
267 |
+
<th class="py-2" id="intermediatePaymentHeader">Pago 20% (con interés)</th>
|
268 |
+
<th class="py-2" id="longTermPaymentHeader">Pago 70% (sin interés)</th>
|
269 |
+
<th class="py-2" id="remainingBalanceHeader">Saldo Restante</th>
|
270 |
+
</tr>
|
271 |
+
</thead>
|
272 |
+
<tbody id="amortizationBody">
|
273 |
+
<!-- Table content will be generated by JavaScript -->
|
274 |
+
</tbody>
|
275 |
+
</table>
|
276 |
+
</div>
|
277 |
+
</div>
|
278 |
+
</div>
|
279 |
+
</div>
|
280 |
+
</div>
|
281 |
+
|
282 |
+
<script>
|
283 |
+
// Translations
|
284 |
+
const translations = {
|
285 |
+
es: {
|
286 |
+
title: "Calculadora de Crédito",
|
287 |
+
inputTitle: "Datos del Crédito",
|
288 |
+
amountLabel: "Monto Total",
|
289 |
+
currencyLabel: "Moneda",
|
290 |
+
termLabel: "Plazo del Financiamiento Intermedio (20%)",
|
291 |
+
term6Label: "6 meses (4.99%)",
|
292 |
+
term9Label: "9 meses (6.99%)",
|
293 |
+
calculateBtnText: "Calcular",
|
294 |
+
summaryTitle: "Resumen del Crédito",
|
295 |
+
totalAmountLabel: "Monto Total",
|
296 |
+
downPaymentLabel: "Enganche (10%)",
|
297 |
+
interestLabel: "Interés Generado (20%)",
|
298 |
+
totalPaymentLabel: "Total a Pagar",
|
299 |
+
monthlyPaymentsLabel: "Pagos Mensuales",
|
300 |
+
intermediatePaymentLabel: "Financiamiento intermedio (20% con interés):",
|
301 |
+
longTermPaymentLabel: "Financiamiento largo plazo (70% sin interés):",
|
302 |
+
comparisonTitle: "Comparación de Plazos",
|
303 |
+
term6ComparisonLabel: "6 meses: Total interés",
|
304 |
+
term9ComparisonLabel: "9 meses: Total interés",
|
305 |
+
distributionChartTitle: "Distribución del Pago",
|
306 |
+
paymentEvolutionTitle: "Evolución de Pagos",
|
307 |
+
amortizationTitle: "Tabla de Amortización",
|
308 |
+
exportExcelText: "Excel",
|
309 |
+
exportPDFText: "PDF",
|
310 |
+
monthHeader: "Mes",
|
311 |
+
intermediatePaymentHeader: "Pago 20% (con interés)",
|
312 |
+
longTermPaymentHeader: "Pago 70% (sin interés)",
|
313 |
+
remainingBalanceHeader: "Saldo Restante",
|
314 |
+
darkModeTooltip: "Modo oscuro"
|
315 |
+
},
|
316 |
+
en: {
|
317 |
+
title: "Loan Calculator",
|
318 |
+
inputTitle: "Loan Data",
|
319 |
+
amountLabel: "Total Amount",
|
320 |
+
currencyLabel: "Currency",
|
321 |
+
termLabel: "Intermediate Financing Term (20%)",
|
322 |
+
term6Label: "6 months (4.99%)",
|
323 |
+
term9Label: "9 months (6.99%)",
|
324 |
+
calculateBtnText: "Calculate",
|
325 |
+
summaryTitle: "Loan Summary",
|
326 |
+
totalAmountLabel: "Total Amount",
|
327 |
+
downPaymentLabel: "Down Payment (10%)",
|
328 |
+
interestLabel: "Generated Interest (20%)",
|
329 |
+
totalPaymentLabel: "Total Payment",
|
330 |
+
monthlyPaymentsLabel: "Monthly Payments",
|
331 |
+
intermediatePaymentLabel: "Intermediate financing (20% with interest):",
|
332 |
+
longTermPaymentLabel: "Long term financing (70% without interest):",
|
333 |
+
comparisonTitle: "Term Comparison",
|
334 |
+
term6ComparisonLabel: "6 months: Total interest",
|
335 |
+
term9ComparisonLabel: "9 months: Total interest",
|
336 |
+
distributionChartTitle: "Payment Distribution",
|
337 |
+
paymentEvolutionTitle: "Payment Evolution",
|
338 |
+
amortizationTitle: "Amortization Table",
|
339 |
+
exportExcelText: "Excel",
|
340 |
+
exportPDFText: "PDF",
|
341 |
+
monthHeader: "Month",
|
342 |
+
intermediatePaymentHeader: "20% Payment (with interest)",
|
343 |
+
longTermPaymentHeader: "70% Payment (without interest)",
|
344 |
+
remainingBalanceHeader: "Remaining Balance",
|
345 |
+
darkModeTooltip: "Dark mode"
|
346 |
+
},
|
347 |
+
fr: {
|
348 |
+
title: "Calculateur de Crédit",
|
349 |
+
inputTitle: "Données du Crédit",
|
350 |
+
amountLabel: "Montant Total",
|
351 |
+
currencyLabel: "Devise",
|
352 |
+
termLabel: "Durée du Financement Intermédiaire (20%)",
|
353 |
+
term6Label: "6 mois (4.99%)",
|
354 |
+
term9Label: "9 mois (6.99%)",
|
355 |
+
calculateBtnText: "Calculer",
|
356 |
+
summaryTitle: "Résumé du Crédit",
|
357 |
+
totalAmountLabel: "Montant Total",
|
358 |
+
downPaymentLabel: "Acompte (10%)",
|
359 |
+
interestLabel: "Intérêt Généré (20%)",
|
360 |
+
totalPaymentLabel: "Total à Payer",
|
361 |
+
monthlyPaymentsLabel: "Paiements Mensuels",
|
362 |
+
intermediatePaymentLabel: "Financement intermédiaire (20% avec intérêt):",
|
363 |
+
longTermPaymentLabel: "Financement à long terme (70% sans intérêt):",
|
364 |
+
comparisonTitle: "Comparaison des Durées",
|
365 |
+
term6ComparisonLabel: "6 mois: Intérêt total",
|
366 |
+
term9ComparisonLabel: "9 mois: Intérêt total",
|
367 |
+
distributionChartTitle: "Répartition des Paiements",
|
368 |
+
paymentEvolutionTitle: "Évolution des Paiements",
|
369 |
+
amortizationTitle: "Tableau d'Amortissement",
|
370 |
+
exportExcelText: "Excel",
|
371 |
+
exportPDFText: "PDF",
|
372 |
+
monthHeader: "Mois",
|
373 |
+
intermediatePaymentHeader: "Paiement 20% (avec intérêt)",
|
374 |
+
longTermPaymentHeader: "Paiement 70% (sans intérêt)",
|
375 |
+
remainingBalanceHeader: "Solde Restant",
|
376 |
+
darkModeTooltip: "Mode sombre"
|
377 |
+
}
|
378 |
+
};
|
379 |
+
|
380 |
+
// DOM Elements
|
381 |
+
const amountInput = document.getElementById('amount');
|
382 |
+
const currencySelect = document.getElementById('currency');
|
383 |
+
const term6Radio = document.getElementById('term6');
|
384 |
+
const term9Radio = document.getElementById('term9');
|
385 |
+
const calculateBtn = document.getElementById('calculateBtn');
|
386 |
+
const languageSelect = document.getElementById('languageSelect');
|
387 |
+
const darkModeToggle = document.getElementById('darkModeToggle');
|
388 |
+
const darkModeTooltip = document.getElementById('darkModeTooltip');
|
389 |
+
|
390 |
+
// Results Elements
|
391 |
+
const totalAmountEl = document.getElementById('totalAmount');
|
392 |
+
const downPaymentEl = document.getElementById('downPayment');
|
393 |
+
const interestEl = document.getElementById('interest');
|
394 |
+
const totalPaymentEl = document.getElementById('totalPayment');
|
395 |
+
const intermediatePaymentEl = document.getElementById('intermediatePayment');
|
396 |
+
const longTermPaymentEl = document.getElementById('longTermPayment');
|
397 |
+
const term6ComparisonEl = document.getElementById('term6Comparison');
|
398 |
+
const term9ComparisonEl = document.getElementById('term9Comparison');
|
399 |
+
const amortizationBody = document.getElementById('amortizationBody');
|
400 |
+
|
401 |
+
// Charts
|
402 |
+
let pieChart, lineChart;
|
403 |
+
|
404 |
+
// Dark Mode
|
405 |
+
let darkMode = false;
|
406 |
+
|
407 |
+
// Current language
|
408 |
+
let currentLanguage = 'es';
|
409 |
+
|
410 |
+
// Initialize the calculator
|
411 |
+
function init() {
|
412 |
+
// Event Listeners
|
413 |
+
calculateBtn.addEventListener('click', calculateLoan);
|
414 |
+
amountInput.addEventListener('input', calculateLoan);
|
415 |
+
term6Radio.addEventListener('change', calculateLoan);
|
416 |
+
term9Radio.addEventListener('change', calculateLoan);
|
417 |
+
languageSelect.addEventListener('change', changeLanguage);
|
418 |
+
darkModeToggle.addEventListener('click', toggleDarkMode);
|
419 |
+
document.getElementById('exportExcel').addEventListener('click', exportToExcel);
|
420 |
+
document.getElementById('exportPDF').addEventListener('click', exportToPDF);
|
421 |
+
|
422 |
+
// Initial calculation
|
423 |
+
calculateLoan();
|
424 |
+
}
|
425 |
+
|
426 |
+
// Calculate loan details
|
427 |
+
function calculateLoan() {
|
428 |
+
const amount = parseFloat(amountInput.value) || 0;
|
429 |
+
const currency = currencySelect.value;
|
430 |
+
const term = term6Radio.checked ? 6 : 9;
|
431 |
+
const interestRate = term6Radio.checked ? 0.0499 : 0.0699;
|
432 |
+
|
433 |
+
// Calculate payments
|
434 |
+
const downPayment = amount * 0.1;
|
435 |
+
const intermediateAmount = amount * 0.2;
|
436 |
+
const longTermAmount = amount * 0.7;
|
437 |
+
|
438 |
+
// Calculate intermediate payment with compound interest
|
439 |
+
const monthlyRate = interestRate / 12;
|
440 |
+
const intermediateMonthlyPayment = intermediateAmount * (monthlyRate * Math.pow(1 + monthlyRate, term)) / (Math.pow(1 + monthlyRate, term) - 1);
|
441 |
+
const totalIntermediatePayment = intermediateMonthlyPayment * term;
|
442 |
+
const interestPaid = totalIntermediatePayment - intermediateAmount;
|
443 |
+
|
444 |
+
// Calculate long term payment (48 months no interest)
|
445 |
+
const longTermMonthlyPayment = longTermAmount / 48;
|
446 |
+
|
447 |
+
// Calculate total payment
|
448 |
+
const totalPayment = downPayment + totalIntermediatePayment + longTermAmount;
|
449 |
+
|
450 |
+
// Calculate comparison values
|
451 |
+
const term6MonthlyRate = 0.0499 / 12;
|
452 |
+
const term6IntermediateMonthlyPayment = intermediateAmount * (term6MonthlyRate * Math.pow(1 + term6MonthlyRate, 6)) / (Math.pow(1 + term6MonthlyRate, 6) - 1);
|
453 |
+
const term6TotalInterest = (term6IntermediateMonthlyPayment * 6) - intermediateAmount;
|
454 |
+
|
455 |
+
const term9MonthlyRate = 0.0699 / 12;
|
456 |
+
const term9IntermediateMonthlyPayment = intermediateAmount * (term9MonthlyRate * Math.pow(1 + term9MonthlyRate, 9)) / (Math.pow(1 + term9MonthlyRate, 9) - 1);
|
457 |
+
const term9TotalInterest = (term9IntermediateMonthlyPayment * 9) - intermediateAmount;
|
458 |
+
|
459 |
+
// Update UI
|
460 |
+
updateResults(currency, amount, downPayment, interestPaid, totalPayment, intermediateMonthlyPayment, longTermMonthlyPayment, term6TotalInterest, term9TotalInterest);
|
461 |
+
updateAmortizationTable(currency, term, intermediateMonthlyPayment, longTermMonthlyPayment, intermediateAmount, longTermAmount);
|
462 |
+
updateCharts(currency, downPayment, intermediateAmount + interestPaid, longTermAmount);
|
463 |
+
}
|
464 |
+
|
465 |
+
// Update results in UI
|
466 |
+
function updateResults(currency, amount, downPayment, interest, totalPayment, intermediatePayment, longTermPayment, term6Interest, term9Interest) {
|
467 |
+
totalAmountEl.textContent = formatCurrency(currency, amount);
|
468 |
+
downPaymentEl.textContent = formatCurrency(currency, downPayment);
|
469 |
+
interestEl.textContent = formatCurrency(currency, interest);
|
470 |
+
totalPaymentEl.textContent = formatCurrency(currency, totalPayment);
|
471 |
+
intermediatePaymentEl.textContent = formatCurrency(currency, intermediatePayment);
|
472 |
+
longTermPaymentEl.textContent = formatCurrency(currency, longTermPayment);
|
473 |
+
term6ComparisonEl.textContent = formatCurrency(currency, term6Interest);
|
474 |
+
term9ComparisonEl.textContent = formatCurrency(currency, term9Interest);
|
475 |
+
}
|
476 |
+
|
477 |
+
// Update amortization table
|
478 |
+
function updateAmortizationTable(currency, term, intermediatePayment, longTermPayment, intermediateAmount, longTermAmount) {
|
479 |
+
amortizationBody.innerHTML = '';
|
480 |
+
|
481 |
+
let intermediateRemaining = intermediateAmount;
|
482 |
+
let longTermRemaining = longTermAmount;
|
483 |
+
|
484 |
+
for (let month = 1; month <= 48; month++) {
|
485 |
+
const row = document.createElement('tr');
|
486 |
+
|
487 |
+
// Month column
|
488 |
+
const monthCell = document.createElement('td');
|
489 |
+
monthCell.textContent = month;
|
490 |
+
row.appendChild(monthCell);
|
491 |
+
|
492 |
+
// Intermediate payment column
|
493 |
+
const intermediateCell = document.createElement('td');
|
494 |
+
if (month <= term) {
|
495 |
+
intermediateCell.textContent = formatCurrency(currency, intermediatePayment);
|
496 |
+
intermediateRemaining -= intermediatePayment;
|
497 |
+
} else {
|
498 |
+
intermediateCell.textContent = formatCurrency(currency, 0);
|
499 |
+
}
|
500 |
+
row.appendChild(intermediateCell);
|
501 |
+
|
502 |
+
// Long term payment column
|
503 |
+
const longTermCell = document.createElement('td');
|
504 |
+
if (month <= 48) {
|
505 |
+
longTermCell.textContent = formatCurrency(currency, longTermPayment);
|
506 |
+
longTermRemaining -= longTermPayment;
|
507 |
+
} else {
|
508 |
+
longTermCell.textContent = formatCurrency(currency, 0);
|
509 |
+
}
|
510 |
+
row.appendChild(longTermCell);
|
511 |
+
|
512 |
+
// Remaining balance column
|
513 |
+
const remainingCell = document.createElement('td');
|
514 |
+
remainingCell.textContent = formatCurrency(currency, intermediateRemaining + longTermRemaining);
|
515 |
+
row.appendChild(remainingCell);
|
516 |
+
|
517 |
+
amortizationBody.appendChild(row);
|
518 |
+
}
|
519 |
+
}
|
520 |
+
|
521 |
+
// Update charts
|
522 |
+
function updateCharts(currency, downPayment, intermediateTotal, longTermAmount) {
|
523 |
+
// Pie Chart
|
524 |
+
const pieCtx = document.getElementById('pieChart').getContext('2d');
|
525 |
+
|
526 |
+
if (pieChart) {
|
527 |
+
pieChart.destroy();
|
528 |
+
}
|
529 |
+
|
530 |
+
pieChart = new Chart(pieCtx, {
|
531 |
+
type: 'pie',
|
532 |
+
data: {
|
533 |
+
labels: [
|
534 |
+
translations[currentLanguage].downPaymentLabel,
|
535 |
+
translations[currentLanguage].intermediatePaymentHeader,
|
536 |
+
translations[currentLanguage].longTermPaymentHeader
|
537 |
+
],
|
538 |
+
datasets: [{
|
539 |
+
data: [downPayment, intermediateTotal, longTermAmount],
|
540 |
+
backgroundColor: [
|
541 |
+
'#4299e1',
|
542 |
+
'#f6ad55',
|
543 |
+
'#9f7aea'
|
544 |
+
],
|
545 |
+
borderWidth: 1
|
546 |
+
}]
|
547 |
+
},
|
548 |
+
options: {
|
549 |
+
responsive: true,
|
550 |
+
maintainAspectRatio: false,
|
551 |
+
plugins: {
|
552 |
+
tooltip: {
|
553 |
+
callbacks: {
|
554 |
+
label: function(context) {
|
555 |
+
const label = context.label || '';
|
556 |
+
const value = context.raw || 0;
|
557 |
+
return `${label}: ${formatCurrency(currency, value)}`;
|
558 |
+
}
|
559 |
+
}
|
560 |
+
}
|
561 |
+
}
|
562 |
+
}
|
563 |
+
});
|
564 |
+
|
565 |
+
// Line Chart
|
566 |
+
const lineCtx = document.getElementById('lineChart').getContext('2d');
|
567 |
+
|
568 |
+
if (lineChart) {
|
569 |
+
lineChart.destroy();
|
570 |
+
}
|
571 |
+
|
572 |
+
// Generate data for 48 months
|
573 |
+
const term = term6Radio.checked ? 6 : 9;
|
574 |
+
const intermediatePayment = parseFloat(intermediatePaymentEl.textContent.replace(/[^0-9.-]+/g,"")) || 0;
|
575 |
+
const longTermPayment = parseFloat(longTermPaymentEl.textContent.replace(/[^0-9.-]+/g,"")) || 0;
|
576 |
+
|
577 |
+
const labels = Array.from({length: 48}, (_, i) => i + 1);
|
578 |
+
const intermediateData = labels.map((_, i) => i < term ? intermediatePayment : 0);
|
579 |
+
const longTermData = labels.map(() => longTermPayment);
|
580 |
+
const totalData = labels.map((_, i) => intermediateData[i] + longTermData[i]);
|
581 |
+
|
582 |
+
lineChart = new Chart(lineCtx, {
|
583 |
+
type: 'line',
|
584 |
+
data: {
|
585 |
+
labels: labels,
|
586 |
+
datasets: [
|
587 |
+
{
|
588 |
+
label: translations[currentLanguage].intermediatePaymentHeader,
|
589 |
+
data: intermediateData,
|
590 |
+
borderColor: '#f6ad55',
|
591 |
+
backgroundColor: 'rgba(246, 173, 85, 0.1)',
|
592 |
+
tension: 0.1,
|
593 |
+
fill: true
|
594 |
+
},
|
595 |
+
{
|
596 |
+
label: translations[currentLanguage].longTermPaymentHeader,
|
597 |
+
data: longTermData,
|
598 |
+
borderColor: '#9f7aea',
|
599 |
+
backgroundColor: 'rgba(159, 122, 234, 0.1)',
|
600 |
+
tension: 0.1,
|
601 |
+
fill: true
|
602 |
+
},
|
603 |
+
{
|
604 |
+
label: translations[currentLanguage].totalPaymentLabel,
|
605 |
+
data: totalData,
|
606 |
+
borderColor: '#4299e1',
|
607 |
+
backgroundColor: 'rgba(66, 153, 225, 0.1)',
|
608 |
+
tension: 0.1,
|
609 |
+
fill: true
|
610 |
+
}
|
611 |
+
]
|
612 |
+
},
|
613 |
+
options: {
|
614 |
+
responsive: true,
|
615 |
+
maintainAspectRatio: false,
|
616 |
+
scales: {
|
617 |
+
y: {
|
618 |
+
beginAtZero: true,
|
619 |
+
ticks: {
|
620 |
+
callback: function(value) {
|
621 |
+
return formatCurrency(currency, value);
|
622 |
+
}
|
623 |
+
}
|
624 |
+
}
|
625 |
+
},
|
626 |
+
plugins: {
|
627 |
+
tooltip: {
|
628 |
+
callbacks: {
|
629 |
+
label: function(context) {
|
630 |
+
const label = context.dataset.label || '';
|
631 |
+
const value = context.raw || 0;
|
632 |
+
return `${label}: ${formatCurrency(currency, value)}`;
|
633 |
+
}
|
634 |
+
}
|
635 |
+
}
|
636 |
+
}
|
637 |
+
}
|
638 |
+
});
|
639 |
+
}
|
640 |
+
|
641 |
+
// Format currency
|
642 |
+
function formatCurrency(currency, amount) {
|
643 |
+
return new Intl.NumberFormat(getLocale(currency), {
|
644 |
+
style: 'currency',
|
645 |
+
currency: currency
|
646 |
+
}).format(amount);
|
647 |
+
}
|
648 |
+
|
649 |
+
// Get locale based on currency
|
650 |
+
function getLocale(currency) {
|
651 |
+
const locales = {
|
652 |
+
USD: 'en-US',
|
653 |
+
MXN: 'es-MX',
|
654 |
+
CAD: 'en-CA',
|
655 |
+
CLP: 'es-CL',
|
656 |
+
ARS: 'es-AR',
|
657 |
+
COP: 'es-CO',
|
658 |
+
EUR: 'de-DE'
|
659 |
+
};
|
660 |
+
return locales[currency] || 'en-US';
|
661 |
+
}
|
662 |
+
|
663 |
+
// Change language
|
664 |
+
function changeLanguage() {
|
665 |
+
currentLanguage = languageSelect.value;
|
666 |
+
updateTranslations();
|
667 |
+
calculateLoan(); // Recalculate to update chart labels
|
668 |
+
}
|
669 |
+
|
670 |
+
// Update all translations
|
671 |
+
function updateTranslations() {
|
672 |
+
const lang = translations[currentLanguage];
|
673 |
+
|
674 |
+
for (const key in lang) {
|
675 |
+
const element = document.getElementById(key);
|
676 |
+
if (element) {
|
677 |
+
element.textContent = lang[key];
|
678 |
+
}
|
679 |
+
}
|
680 |
+
|
681 |
+
// Update dark mode tooltip
|
682 |
+
darkModeTooltip.textContent = lang.darkModeTooltip;
|
683 |
+
}
|
684 |
+
|
685 |
+
// Toggle dark mode
|
686 |
+
function toggleDarkMode() {
|
687 |
+
darkMode = !darkMode;
|
688 |
+
document.body.classList.toggle('dark-mode', darkMode);
|
689 |
+
|
690 |
+
// Update icon
|
691 |
+
const icon = darkModeToggle.querySelector('i');
|
692 |
+
icon.classList.toggle('fa-moon', !darkMode);
|
693 |
+
icon.classList.toggle('fa-sun', darkMode);
|
694 |
+
|
695 |
+
// Recreate charts with dark mode colors
|
696 |
+
if (amountInput.value) {
|
697 |
+
calculateLoan();
|
698 |
+
}
|
699 |
+
}
|
700 |
+
|
701 |
+
// Export to Excel
|
702 |
+
function exportToExcel() {
|
703 |
+
const table = document.getElementById('amortizationTable');
|
704 |
+
const ws = XLSX.utils.table_to_sheet(table);
|
705 |
+
const wb = XLSX.utils.book_new();
|
706 |
+
XLSX.utils.book_append_sheet(wb, ws, "Amortization");
|
707 |
+
|
708 |
+
const currency = currencySelect.value;
|
709 |
+
const amount = amountInput.value || 0;
|
710 |
+
const fileName = `Amortization_${currency}_${amount}.xlsx`;
|
711 |
+
|
712 |
+
XLSX.writeFile(wb, fileName);
|
713 |
+
}
|
714 |
+
|
715 |
+
// Export to PDF
|
716 |
+
function exportToPDF() {
|
717 |
+
const { jsPDF } = window.jspdf;
|
718 |
+
const doc = new jsPDF();
|
719 |
+
|
720 |
+
// Title
|
721 |
+
const title = translations[currentLanguage].amortizationTitle;
|
722 |
+
doc.setFontSize(18);
|
723 |
+
doc.text(title, 14, 15);
|
724 |
+
|
725 |
+
// Loan summary
|
726 |
+
doc.setFontSize(12);
|
727 |
+
doc.text(`${translations[currentLanguage].totalAmountLabel}: ${totalAmountEl.textContent}`, 14, 25);
|
728 |
+
doc.text(`${translations[currentLanguage].downPaymentLabel}: ${downPaymentEl.textContent}`, 14, 32);
|
729 |
+
doc.text(`${translations[currentLanguage].interestLabel}: ${interestEl.textContent}`, 14, 39);
|
730 |
+
doc.text(`${translations[currentLanguage].totalPaymentLabel}: ${totalPaymentEl.textContent}`, 14, 46);
|
731 |
+
|
732 |
+
// Table headers
|
733 |
+
const headers = [
|
734 |
+
translations[currentLanguage].monthHeader,
|
735 |
+
translations[currentLanguage].intermediatePaymentHeader,
|
736 |
+
translations[currentLanguage].longTermPaymentHeader,
|
737 |
+
translations[currentLanguage].remainingBalanceHeader
|
738 |
+
];
|
739 |
+
|
740 |
+
// Table data
|
741 |
+
const tableData = [];
|
742 |
+
const rows = amortizationBody.querySelectorAll('tr');
|
743 |
+
|
744 |
+
rows.forEach(row => {
|
745 |
+
const rowData = [];
|
746 |
+
row.querySelectorAll('td').forEach(cell => {
|
747 |
+
rowData.push(cell.textContent);
|
748 |
+
});
|
749 |
+
tableData.push(rowData);
|
750 |
+
});
|
751 |
+
|
752 |
+
// Add table to PDF
|
753 |
+
doc.autoTable({
|
754 |
+
head: [headers],
|
755 |
+
body: tableData,
|
756 |
+
startY: 55,
|
757 |
+
styles: {
|
758 |
+
fontSize: 8,
|
759 |
+
cellPadding: 2
|
760 |
+
},
|
761 |
+
columnStyles: {
|
762 |
+
0: { cellWidth: 15 },
|
763 |
+
1: { cellWidth: 40 },
|
764 |
+
2: { cellWidth: 40 },
|
765 |
+
3: { cellWidth: 40 }
|
766 |
+
}
|
767 |
+
});
|
768 |
+
|
769 |
+
// Save PDF
|
770 |
+
const currency = currencySelect.value;
|
771 |
+
const amount = amountInput.value || 0;
|
772 |
+
doc.save(`Amortization_${currency}_${amount}.pdf`);
|
773 |
+
}
|
774 |
+
|
775 |
+
// Initialize the calculator when the page loads
|
776 |
+
window.addEventListener('DOMContentLoaded', init);
|
777 |
+
</script>
|
778 |
+
<p style="border-radius: 8px; text-align: center; font-size: 12px; color: #fff; margin-top: 16px;position: fixed; left: 8px; bottom: 8px; z-index: 10; background: rgba(0, 0, 0, 0.8); padding: 4px 8px;">Made with <img src="https://enzostvs-deepsite.hf.space/logo.svg" alt="DeepSite Logo" style="width: 16px; height: 16px; vertical-align: middle;display:inline-block;margin-right:3px;filter:brightness(0) invert(1);"><a href="https://enzostvs-deepsite.hf.space" style="color: #fff;text-decoration: underline;" target="_blank" >DeepSite</a> - 🧬 <a href="https://enzostvs-deepsite.hf.space?remix=Pablosolaris/mesa-inteligente" style="color: #fff;text-decoration: underline;" target="_blank" >Remix</a></p></body>
|
779 |
+
</html>
|